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I bought ocbc in 2020 because of price to book etc. Valuation it looks more attractive then the other 2

@AK , you are always honest and speak from the heart . Do put out more videos .. keep up the good work & take care 👍🏻

Not Keppel Corp, but Keppel Ltd

as you follower for years, the feeling of hearing this post is like SG government disclosing part of its reserve information 😅. Thanks AK for sharing! just curious though, will you ever deploy your substantial amount of emergency fund if market really in a depressing mode and you want more money to buy stocks?

Thanks AK for talking to yourself about comparing investments alternatives 😀

AK, the 5% dividend from Keppel is minimum. Doesn't include SMM free shares or Kreit free shares. As the divestment continue, more special dividend or shares will be given out. Should one be worried about the gearing, when they have shown that they are still doing asset divestment?

Had bought keppel below $6 in the past n got SMM shares n keppel reit bonus share . If drop to $6-$6.20, will buy some more. Keppel still not yet done with monetisation of assets. Also target of $200B FUM by 2030 ! Will wait for DBS to pull back from May to June , hopefully can drop to $32 😊

ADDITION SUBTRACTION & MULTIPLICATION Buy low and sell high - buy, sell, buy, sell is not investment but gambling! It’s a zero sum games. But mainly waiting for profit only, is a waste of opportunity times. It’s only a game of addition or subtraction - plus and minus. Investment is more of multiplication or compounding. The power of compounding or doubling every few years, dividend plus profit.

I just lost 700k cash. So painful.

First

AK, just curious. Why you don't invest/buy stocks in US eventhough you have money?

Very inspiring for folks younger than u, in mid 30s. Will follow idea of warchest, emergency funds, float and cpf as bond fund.

@ak - what’s your thoughts on IREITS Global?

how to start and be hoseh like AK. Just started adulting...

In my view once we are at (or near) 55, your available CPF funds can be used for both the emergency fund and the bond component of your portfolio. There is no need to have a separate bond compenent AND emergency fund in my view. Why? Well because emergency funds are only used in that rare case of - an emergency! So OK, in the rare chance you need to draw on them, it means the bond component of your portfolio reduces, but it is an emergency afterall, and once past the emergency, with time, the bond component of your portfolio can be restored.

$250 can?😂😂

Thanks ak for sharing

“Holding cash is uncomfortable, but not as uncomfortable as doing something stupid.” -- Warren Buffett

Money is an means to an end. It’s a useful tools not to be loved! It’s ONLY the LOVE OF MONEY is a root of all kinds of evils.

Good Morning Sir, can you do a video on the pro and con of "LION-OCBC SECURITIES APAC FINANCIALS DIVIDEND PLUS ETF" which give at least 5% dividend yield. Thanks

I've always thought about this. As im still single and doesnt have a house yet (cant buy yet) i might need some additional emergency fund for marriage and housing just in case. i was targeting to have 200k as emergency funds for those. But nvr knew if it will be enough. I am super spendthrift i would say since im still staying with my parents. If i dont invest at all i would save >75% of my take home salary mthly. So i thought it was a waste and bought life insurance and savings plan (16% of take home) so that i can invest in stocks without worry. Currently investing heavily in stocks via dca (40% of take home) since im abit late for the game. nt sure if it was a right choice due to not knowing how much emergency fund i would actually need

Thank you for sharing. I am upgrading my war chest yearly hope for to catch opportunities . Living simple and save more money. 百 忍 成 金 .

no offence, but business isn't really representative of imperial, neither does it drive the rankings of the college

What do you think of "even god cannot beat dollar cost averaging?"

This is personal information. Not right to ask 😮

Thank you for your insights, AK. Your videos have taught me so much.

can buy many many baskets of durians!

Thanks AK for talking to yourself about your cash holding 😀

Thanks for sharing AK! Having a buffer is such a peace of mind

Thanks, AK. I think your open sharing will indeed inspire many..

Why didn’t you put your emergency fund in SSB instead of FD? At least you get pro-rated interest when you need to withdraw.

Hey Hey AK, Philips Cash Plus account pays avg above 5% for USD.

Is AK married and with kids? Since he only mentioned supporting parents.. If unmarried at this stage, it's really easy to live frugally. 👍

Thanks for sharing your numbers. Is really an inspiring yardstick.😊

Dam rich sia AK

Thank you for sharing. It's helpful & informative.

why do you need 10,416 a month for 24 mths as emergency fund? (thats pretty high expenses no?) - Thinks 250k sgd can last 4 years.

$500k is about it as there is a recommendation to keep 5yrs of expenses. Have you explored cash management accounts? Could you share why and why not? Thanks in advance, AK

Its $500k free cash and $1.1 mil in CPF 🎉

From your cash holding, you are also inferring the market is overbought at this moment. A bit too much optimism right now. :)

What’s your take on Keppel, Ak? Thank you!

Hi AK, can you talk to yourself on Sheng Siong? Strong balance sheet, no debt, huge cash pile (could reward shareholders but not forthcoming...), great cash conversion cycle. Good to nibble at current valuations?

Elon musk's erratic and eyebrow raising behaviour doesn't just show up during his business interviews but also manifests in his personal life too. It is tough to invest in a biz led by a unpredictable leader.

Thanks, AK. I totally agree.

AK always think like Buffet n Munger , good times think about down side , bad times look for good opportunity 🤣🤣🤣 肺腑之言 from decades of experience

First!

Miss the covid buying opportunity. Next time won't miss good deals. Need to start earning more and grow warchest

Hi AK Any views on Centurion? Would you consider adding some now that things appear to have stabilised for Centuriom.

At $34.5, UOB’s yield will be 4.9%, that’s paltry given what we’ve seen so far for banks. Still better than REITs tho 😂

UOB's AGM also very kiam siap. Gave 1 small jar of cookies and 1 reusable bag. Should give "A Good Meal" mah. 😂