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GET IN THERE SGT SAVVY!

Minimum of 3 kids.

Great video Joe, love the humour. Keep these videos coming.

What do u do? Added pension or invest?

Thanks for this. Safe travels wherever you're posted.

Great video. And congratulations on your promotion!🎉

Wish they would hurry up with the McCloud stuff dragging there feet

Thank you

Didn't know of USwitch. Will give em a look next month

such a inspiration!🤩

What accent is that? Bristol?

I didn't know about the NCD with the second car. Many thanks.

Timecodes: 0:00 Intro 0:21 Background 2:34 Situation 4:23 Outcome 6:13 Final Thoughts 7:49 Outro

You’re doing a great job for our men and women of the armed forces.

I never realised that. I think I best check my 2 car insurance's now. Cheers.

Hi mate, what's the DIN for working time regulations that you mentioned in your video?

Hi Savvie Squaddie, can you do a video of shared parental, and examples where the parter is serving but the other partner is not, and how to actually apply properly and what the SP gets? 😅

Hi Savvie Squaddie, can you do a video of shared parental, and examples where the parter is serving but the other partner is not, and how to actually apply properly and what the SP gets?

Thanks for the info, I applied weeks ago and have received nothing, is it a letter or email?

Great video! Question. Have just finished phase 1 (started 17 March) being paid the current circa £18,000 salary - was my understanding correct from this video that the amount is increasing to NLW and that for new recruits pay would be backdated from April then our anything calculated above the award would be paid to us in July?

Great video, thank you. You mentioned that you can find pension information through My Dashboards. Please can you set out how to do this in more detail.

Im just exhausted

My regt is about to move the entire camp around to reorganise everyone into lines as they see fit (changing blocks and amalgamating people into single sqn block), does this count as a service reason to be moved between SLA within the same unit?

So a junior soldier now gets £25,000 after training due to there age and the NLW

24 years in, I think myself as more savvy than most on these topics but still learning thats to you videos.

Good video, very informative

👏🏻Fair play mate you're doing God's work If I can ask a Quick Q(conscious you're not professional advice and pinch of salt, not liable etc etc) on afps75, how long do you need to do in last rank to qualify for the final rank pension ? Eg you couldn't just promote to WO1 then sign off and expect a WO1 pension, what's the minimum qualifying period? 2 years? Anyways keep up the excellent work and treat yourself to a 'star menu' meal on me 💪🏻

Great content. Quick question... If i leave at my 22 yr point when i promoted at my 20 yr point, will i be receiving my last rank pension??? The guy talking left me unsure on this part. Under the last time stamp AFPS75 linked to final rank in service.

Thank you for clarifying 75/15 Question on Final Rank / Highest Salary over final three Years 👍

If you do not trigger the EDP 18/40. Do you have to serve till 40 till you can receive an immediate monthly payment/lump sum or do you just not receive anything till age 55? Also if you joined at 16 is that classed as non-rec service?

Brilliant as always Cpl Bloggs. I left nearly 5 years ago and am currently awaiting my McCloud 75/15 Remedy. 🤞🏼 for a positive outcome!

Timecodes: 0:00 Intro 0:38 When will the pay award be announced? 1:38 What’s happening with the National Living Wage? 2:50 Why is X-Factor less for MPGS, PTVR and FTRS? 4:30 Recognising the more technical trades 5:31 Are do MODO’s keep their bespoke pay when in staff roles? 7:32 What is happening with the Minimum Income Requirement? 9:10 Pension Contributions on Pay Slips? 10:58 Benefit Information Statement is now Online? 12:21 Missing out on the 20/40 EDP Point? 14:03 Why do we have the EDP and not an Immediate Pension? 16:40 AFPS75 linked to final rank in service or the rank when transferred to AFPS15? 17:53 Final Thoughts 18:50 Outro

This is an interesting case and it appears to be based on the provisions of Equality Act 2010. In respect to the marriage/civil partnership element, I am not sure that there is a legal claim here (aside from a moral claim). The Act makes it unlawful to discriminate against someone who is either married or a civil partner (Section 13(4)). It does not appear to extend the same protection to someone who is ‘single’ (ie neither married nor a civil partner). The element on age discrimination is a different element and one that applies only to the Army with their Over 37 package. Whilst age is a protected characteristic and discrimination is generally unlawful, there are a couple of provisions that could affect the case. The Act does permit different treatment based on age if it can be shown that it is ‘a proportionate means of achieving a legitimate aim’. Section 4 of Schedule 3 of the Act gives an exemption for age (and disability, gender reassignment, and sex) discrimination for ‘anything done for the purpose of ensuring the combat effectiveness of the armed forces.’ So it is not a blanket exemption. So in defending a claim based on age against the Over 37 package, the MOD/Army would need to persuade that court that it was either to achieve a ‘legitimate aim’ and or that it directly ensured the combat effectiveness of the Army (though not, it would appear, the RN, RM, or RAF). That case could be weakened given that the age limit for the Army has been removed in the new provisions. I was always concerned about the approach taken by the Army with the Over 37 package. I have observed it being explained that the Army was rewarding longer service by providing the package. But in reality, they were preventing their soldiers from having something that their colleagues in the other services received much earlier in their careers.

I’m really shocked at how low the wages are in the army for people who put their lives at risk.

I have to wear civilian clothing for my 2 year assignment and receive the grant however as it’s taxed at 40% I basically have to have a complete civilian work wardrobe for £480 for the whole assignment. I couldn’t even cloth myself in Primark for 2 years on £480

Thanks for the video. I am an officer and consider myself relatively well squared away for AFPS pension, mortgage, income etc and am married with two kids, wife working also. The one thing that this has convinced me of is that I am not making enough (safe) investment into long term ISAs and should be making hay while the sun shines. More power to your elbow mate.

Just say I’ve signed off at 11 years and 300 days but leave service after 12 years. Will I still be entitled to the resettlement grant? Being told a mixed bag…

I requested mine to check how my own spreadsheet calculations looked based on getting my military pension at age 60. Surprisingly, after 30 years, I was only about 10% out, and would actually receive more than my calculations.

Thank you for clearing this ..

First of all Pensions for soldiers are not a “benefit” they are an entitlement! Secondly the new system is specifically built to take advantage of soldiers not making old bones. Those that do under the scheme I belong to is known as the Queens/Kings bad bet. I am now in my 70th year and enjoy index linked payments on my service, war, and incremental pensions. The New scheme is not as good as it’s made out to be!!!

I did 25 years and was proud of it. Right up until we started getting senior MPs who did little more than go to university to learn how to become a politician with no understanding of what it means to work. Now I have actively discouraged everyone of military age if they indicate that they want to join up. This shit hole is not worthy of the Army I was in and most likely would be split because most of the illegals would run as would all the Alphabets (LGBTQRVITV) and you would probaBLY END UP IN PRISON FOR DOING YOUR JOB

What about pay when being deployed?

Comparative to other workplace pensions today, AFPS 15 and also AFPS05/15 are still a good deal. They're just *not as good* of a deal in some ways as AFPS75 or AFPS75/15, because of how the benefits are accrued over time and when they apply due to the increased retirement age. This has to do with increased life expectancy and how long it takes to reach salary average "plateaus". Essentially, the later you get your money, and the less you can claim if leaving earlier, the more money the pensions pot can save to the taxpayer over time. Early leavers, less being drawn and comparatively early deaths in a physically active subsector of the British population = "kaching" for the treasury. 4:22 is the slide that tells the whole story. £4Bn on pensions alone is what this all about. Example - my calculation shows if I go outside after 20/40 EDP point and electing for AFPS15, I get less lump and less EDP, until SPA when the amount jumps up 2 grand more than if I elect for AFPS 75, which is more lump sum and more EDP, right away but less money at SPA. My point being, I might not even make it to 68, so I may as well take the money now while I can bloody use it! And I am old btw and and an officer. BZ for the brief though.

How long does it generally take to get the forecast back via the post?

For life of me can’t get this calculator working as it keeps kicking me back to terms conditions page could you help me and run some numbers for me I got family member who is 66 but thought he wasn’t eligible for army pension as he only did 4 year service he joined in 1976 finished up in 1980 he should have been receiving pension 6 year ago if he was eligible, he still working a job just now but thinks he may need to work few more years past age 67 to have enough to get bye. But if he’s eligible for army pension he could probably happily retire just any help would be appreciated thanks again

Not necessarily related but do you happen to know the DIO policy on house size you are entitled to? For example I’ve heard rumours that if both partners are serving and have a child you are entitled to a 3 bed house due to the amount of issued kit etc you get and not wanting your newborn to be top flapped in your Bergen to sleep 😂 but if just one is serving then you only get a 2 bed. Is that duff gen or actual gen?

The reason of paying for insurance isn’t valid in my opinion, as my house and content insurance I pay for each month covers my house hold items whether if they are in or out if storage, the price doesn’t increase or didn’t for me when I was listed to Cyprus.

Hi... let's say my pension right now is £9000. I took full lump sum when I left. Could you tell me, roughly how much I will be on once I'm 55?? Or could you tell me where to go to work it out. Thank you

Timecodes: 0:00 Intro 1:09 Why is disturbance expense less when coming back to the UK? 4:20 Why is LSA taxed? 6:16 Why does LOA not cover loss of spouses’ earnings? 9:03 Why is the HTD personal contribution different? 10:58 What’s happening with the Over 37s Provision? 13:53 Can I claim for civilian clothing in the military? 16:08 Final Thoughts 16:37 Outro

Can u use it to get maths and english