8 Mutual Funds You Should Never Buy | यह Mutual Funds कभी मत ख़रीदना
ฝัง
- เผยแพร่เมื่อ 20 ก.ย. 2024
- Download the INDmoney app at - indmoney.oneli...
INDmoney is a SuperMoney app that brings all your money into one app. It enables you to track, invest, save & grow your net worth by automatically bringing your entire financial life across investments, loans, credit cards, and taxes, in an easy fast & secure way. You can also switch from Regular to commission-free direct mutual funds.
We have always heard this line - "Mutual fund Sahi hai" but are they really good? Should you invest in all the categories of funds? No, right! There are a few categories of funds that you should avoid. So, in this video, I have discussed 8-categories of mutual funds in which should never invest.
➡️ Open your Demat Account - zerodha.com/op...
Download Ticker Talk Magazine for Free - invest.finolog...
...................................................................................
Find the Best Stockbroker: select.finolog...
.............................................................................................
Your Equity Research Assistant (Ticker)- ticker.finolog...
...............................................................................................
New TH-cam Channel (Finology Ticker): www.youtube.co...
...............................................................................................
Pranjal's Favourite books - zurl.co/ZgEI
Investonomy by Pranjal Kamra- amzn.to/36kKrdj
...............................................................................................
Get in Touch-
Twitter Tips - / myfinology
Facebook connect - / myfinology
Instagram updates - @myfinology
Telegram - @myfinology
Email - support@finology.in
Website - finology.in
![[TH] RNT vs SPG - VCT Ascension Pacific - Day 1](http://i.ytimg.com/vi/RUTkf8Detj8/mqdefault.jpg)
Summary
1. Balanced Hybrid Fund (more money earned by broker)
2. Fund of Funds ( Investment in a basket of Mutual Funds)
3. New fund offerings (No previous track record/ history)
4. Regular Funds ( Invest in Direct funds✅)
5. Large Cap ACTIVE Funds ( Invest in large cap index fund)
6. Mid Cap Funds (Invest in Large + Micdcap funds)
7. Sectoral and Thematic Funds ( Risky)
8. Debt Funds
Tq 👍👏
Thank u
Thank you
Thank you good samaritan!!
Thank You.
These people are very useful for the youth in india . They are educating everyone in a convenient way . We should be thankful for them .
Indeed 👍
Seriously
Strongly agree...in fact govt.should also provide them a good platform and help to showcase their talent to betterment of retail investors....
All them - Pranjal kamra, SMKC, parimal ade, asset yogi, rachana ranade, labour low adviser are just fantabulous...have no words for these guys...they deserve lot more than they have....god bleas them all...
@@mineshpatel7875 Yaa , but youth is more intrested in pranks and fun then the useful thing in a competitive society.
@@satwik4350 i was litterally wondering the same thing after watching this video...i was wondering that these much marvellous knowledge is available on youtube and youth is wasting precious time in such useless things....
Dont invest in this as per this video
1.balanced/hybrid fund
2.funds of fund
3.new fund offer
4.regular funds
5.large cap active fund
6.mid cap funds
7.sectorial/thematic fund
8.debt fund
Happy investing!!!
To kaha kare
Fer kare kaha bhai
@@mehatask bluechip and long term equity with direct plans without intermediate.
@@mehatask bluechip and long term equity with direct plans without intermediate.
Not good. For regular income, best fund is debt fund. SWP.
खुद का भला करने के लिए लोगों को ठगने की बुरी भावना आपके अंदर तनिक मात्र भी नहीं है। ये ही आपकी सबसे बड़ी खूबी है। जीवन भर ऐसे ही बने रहना सर। करोड़ों सलाम और दुआएं आपको।
1) Balanced or Hybrid Funds
2) Fund of Funds
3) NFOs
4) Regular Funds
5) Large cap active funds
6) Mid-cap funds
7) Sectoral or thematic funds
8) Debt funds
Thanks 😊
Bhai kon se MF bach gye last me..
Thanks a ton
so as per this, We should avoid or never buy Agressive Hybrid funds right? Am I getting it right? Please reply
@@bskaviraj3164 Right
Thanks Pranjal, you are the first financial youtuber whom I started to follow in 2019 and I got right direction to start my investment journey in mutual fund and stock market.
I had the gut feeling 3-4 yrs back, when i first saw your website finology and read about your story.. that this person will revolutionise, simplify and democratize the finance and investment scenario in india.. and its really proving very correct day by day..
I can't remember a time when this guy posted a video and I wasn't educated. Cheers Pranjal.
Touche ! He busts at least one myth per video for me .
1. Balanced/ Hybrid funds
2. Fund of Funds
3. NFO
4. Regular funds
5. Large cap ACTIVE funds
6. Midcap only funds
7. Sectoral/ Thematic funds
8. Debt funds (Long duration)
Nice n thnx👍
Small : Axis ₹3000
Multi & Flexi : PGMI ₹3000
Large & Midcap : Mirae ₹3000
Large cap: Axis Bluechip ₹2000
ELSS : Mirae ₹1000
What's your portfolio now..
Please tell
Trust me Pranjal this video should emerge as your best video. This is one of the most informative video on mutual funds.
This guy gonna bring financial revolution someday. more power to bro
Thanks a lot for teaching which MFs we shd not invest and the reasons.
Kindly watch entire video. Here's the summary:
1-Balance funds/Hybrid funds
2- Fund of funds
3- New fund offerings
4- Regular funds ( instead use Direct Plan)
5- Large cap active funds
6- Mid cap funds
7- sectorial funds
8- Debt funds
Thanks buddy for reference
Thank you
Is there any category left to invest?😊
@@meenakumar4741 😂😂
IND money app for direct regular plan solution
Safe funds kon se hain ye bhi bataiye pls
V simple language that a new investor can also understand...
Thank u pranjal...
DIRECT SCHEMES ARE NOT FOR EVERYONE.
Thank you sharing these valuable lessons about Mutual funds that not everyone talks about!
I have a point to add, one should only start investing in direct mutual funds if you have the right knowledge and understanding of choosing a mutual fund for your needs. While trying to save 1% if you choose a wrong (not suitable for your needs) fund then you might have to face big loss of money and time.
It is very important to choose a right fund category and fund depending upon your needs.
Also stay away from fund advisors who try to sell you a scheme without understanding your needs.
It means regular funds are more safer than direct funds...?
Har vyakti ka video banane ka apna apna swarth hota hai kisi per bhi Yun hi Vishwas kaise karen, sabke अपने-अपने vichar Hain koi kisi investment ki guarantee nahin le Sakta agar le Sakta to vah khud hi sabhi kuchh Kama leta
Yeh video pe paid promotions hai ..indmoney ka esliye bol raha hai regular se direct. .
@@mixculture2993No not necessarily. Regular funds are good for those people who are financially or technically ill-informed and don't want to dig their heads at all into the market.
You are the person jinki wajeh se maine stocks me investing start ki h sir, u r really my idol...thnq so much sir
Maine phla video Pranjal sir ka hi dekha tha jab mujhe stock market me invest krne ka idea aya..
Thanks you @pranjalsir for all informative videos
Bought your Mint Your Money Book. Had Goosebumps while reading because your knowledge and especially Way of Explanation was awesome
Much appreciated!
Quite informative and worth knowing particularly for inexperience investors in MF
Thanks
Rather than telling us where not to invest plz suggest where to invest.. It would be really helpful..
Thank you
Axis mid cap -1500/
SBI small cap -1000/
Parag Parikh flex cap-1500/
Mirae emerging bluechip-1000/
For 10 years , what is your opinion bro ?
Best h track krte rho
Axis mid cap ko axis bluechip fund se replace kr sakte ho
Mirae asset tax saving ko mirae bluechip se
Sb bhut badiya hai #chahatkitchen
Superbbb
2questions based on this
1) Don't invest in FoF-> but what about NASDAQ FoF
2)Debt Fund-> then where to keep emergency fund (so that it atleast beat inflation)
He is clearly mentioned avoid debt funds for long time investment . He also told short duration and liquid fund are excluded for short duration..
yes see the video carefully
balance/hybrid fund, fund of funds, NFO, Regular funds, large cap active funds, midcap funds, debt funds,
And Sectoral Thematic Funds
And what's left
Bacha Kya hai phir kisme lagaaye 🤣
Bacha hai.. blue chip,mid cap and large cap combined,large cap index fund,small caps ( if able to take high risk) ,safe: choose RD FD etc
@@madhuri1663 large cap ko avoid karne ko bola. Isme blue chip aur Large cap Index fund bhi shaamil hoga.
Is it not advisable to invest FOFs which invest in international markets and indexes? For e.g. Motilal Oswal NASDAQ 100 is a FOF investing in the US tech index.
Eight categories of mutual friends to not to go with:-
A. Balanced and hybrid funds,
B. Fund of funds (FOF),
C. New fund offering (NFO),
D. Regular funds,
E. Large cap active funds,
F. Mid cap funds,
G. Sectorial and thematic funds,
H. Debt funds.
Now I am fully confused, in which funds to invest. Please suggest me Kamra ji
Please advice the funds currently to be invested. I am eager to invest in number of best funds.
@@madansingh8064 large cap active funds, flexi cap funds etc.
Index
Axis index funds
Crystal clear to understand .... A GEM of a video especially for common People who are often misguided ... You are doing a Great Service To our country ...Keep UP!! God Bless JAI HIND!!
Thank you so much!
The way you explain is stunning ... Simple yet effective ... Thank you for such informative videos
Thanks a lot 😊
You're really a genius You've explained so well to be understood by a layman Hats off to you
Glad it was helpful.
Genius?. None sense.
sectoral fund is best for short duration who knows economic cycle and how big money moves, I've ridden PSU, then INFRA, steel and Pharma ride.
😁👍
Yes I booked 2.5Cr from sectoral only
@@sumantamondal8586 With how much capital ?
True, if you invest in proper sectorial funds for a short duration, returns are amazing.
I’ve made a lot of money with sector funds specially in infra and PSU, and with the return of this current government we can again expect more returns in these sectors for the next couple of years because they are building a lot of infra and focusing on energy.
I add one comment.
He is telling to invest in Large and midcap fund in place of Midcap Fund. But it may be not correct in all condition.
For eg. Mirae asset provide both funds. His Midcap fund is better than those Large and Midcap fund. (Though this is old fund.)
आप जैसे लोग भारत रतन से कम नही है
बहुत से लोग अश्लीलता के ज़रिये social media पर पैसा कमाने की कोशिश करते है पर आप जैसे लोग इतना ज्ञान देते हो हम सब को... दिल से शुक्रिया आपको..... भगवान आपको लंबी उम्र और अच्छा स्वास्थ्य दे.... आप खूब तरक्की करे
Fund of fund are useful in cases where it's difficult to invest directly in that funds. Like global or US funds. We can directly invest on those if you have large sum but retail investors it's difficult.
Invest in ETF through demat in small amount in the original fund.
Yea i had no other option. I wanted to invest in US stocks which concentrate on Technology only
So i had to go for fund of funds
@@utpalkumarjana9742 but you need account on exchange trading those ETF. And indian exchange doesn't have foreign ETFs. That's where fund of funds comes handy.
@@cseatul i am not batting for demat...i said if anyone does not want FOF, he may purchase ETF through Demat.
@@utpalkumarjana9742 ETFs are just basket mostly of similar asset class so in essence it's fund which is trader on exchange. It's not an alternative to FoF where alternative could be ETF which has only other ETFs in it which is again very rare on our exchanges.
Need a video on how N.A.V. increases ? and
How compounding work on one time lump-sum investment?? because we get fixed alloted units.
Exactly this is the most important discussion and I too have many doubts on this ...Hope someone acknowledges this topic and make a video as I didn't find any video regarding this on TH-cam
@@kiranhon7894 hopefully we will get it soon🙂
Very nice suggestion!
👍👍
Make this comment reach on top
why there is difference in expense ratio of index funds like ICICI Sensex index fund and HDFC Sensex index fund? Why HDFC Sensex index fund is recommended over ICICI Sensex index fund whereas expense ratio of ICICI fund is lower than HDFC?
Very nice question.
.
Aum ..time in market... previous records.... mostly it should be same for every index fund...go for lowest ....
Also tracking error
Go for UTI nifty index fund
@@umangpatel9823 i am using same
Not sure I agree with the idea of NOT investing with actively managed largecap fund and replacing that with index fund. The only problem is the index mandated weights with which one has to take exposure across stocks in an index fund thereby denying some flexibility to reduce or increase exposure to specific index stocks based on macro or global or sectoral situations.
GOOD EVENING PRANJAL KAMRA BHAI. YOU ARE REALLY GIVING KNOWLEDGE OF MUTUAL FUNDS AND SHARES.
DHANYA VAAD.
I have been inspired in investing after watching your videos. You are one of the rarest person who can simplify mutual funds at its best
Great work and very informative video.
Pranjal Sir I m extremely humbled for your guidance about mutual funds
Useful information
FoF funds invest in international markets too and they can provide with a return of 30-40% as comapred to other funds. then why this is considered never buy ?
It is exceptional.
Your honest & valuable teaching is the reason I always recommend ur channel to my beginners frnz..Thanks Sir 🙏🙏🙏
th-cam.com/video/iq9RIAmX7cI/w-d-xo.html
Thanks Sir for such good quality lectures on finance. Please release video lectures on strategy wealth creation through Mutual funds in long term. No fund can keep on performing good for
10/15/20 years continuously. Other funds/ new funds overtake the old ones. What
to do with money in poorly performing funds? That money will be eaten up in form of expense ratio apart from poor return . How to shift that money into new better ones ? Long term systematic plan lecture from your side will be surely educating us. Hoping suitable videos soon.
Pls give reply on this. Pranjal sir 🕳
I couldn't completely agree with you on FOF, cause motilal Oswal Nasdaq 100 FOF direct growth plan invests in MO Nasdaq 100 ETF and it is US index fund with less expense ratio.
Also Franklin US opportunities fund giving consistent returns over past several years
I agree with your logic about FOF but what about international mutual funds that invest in their parent funds. One of the best funds in this category are FOF viz., Edelweiss Greater china, Franklin India Feeder Franklin US opportunity, PGIM India global equity opportunity, etc.
Will it be wise to exclude the best-ranked international fund only because the expense ratio is relatively high as they are FOF?
Great content. Aided in comprehending intricacies of these mutual funds. Thanks a lot🙂
Thanks for wonderful video on which MF category not to invest. Hybrid is one category which has given excellent returns for lesser quantum of Risk. With 65% in Equities & Direct exp. of 0.36% - Mirae Asset Equity Hybrid
Best explanation on TH-cam about how to avoid bad mutual funds.
It's not that easy as you said Bhai, There is no product which is unwanted or wrongly designed. Fund house needs approval from SEBI before launching any fund. Every find has it's pros & cons. But, it depend on investor for whom it's a pros & for whom it's cons. Every investor has different mindset and different needs and which fund is suitable for investing depends up on their risk taking capability & what kind of returns 1 is looking at.
Expense is not the criteria to look at it. Every fund has it's own importance..
correct, bhai ke hisaab se, half stock market galat hai...
Saala Mera toh 3 din me hi dimaag kharab hogaya hai.😂😂😂 Maine toh regular funds 8 saal pehle se le liye thhe. Returns around 12-13% aaya hai ab tak. Haan agar direct funds hota toh shayad thoda kuch zyada milta. Lekin agar 3 din me dimaag itna dahi hogaya hai toh 8 saal me kya hota 😂😂😂.
Correct ..
As you have stated earlier that you started in Equity Market in 2013, kindly make a video on your real life experiences of trading in day to day life...... That will be real helpful for people like me that are thinking of Equity trading as a career option.....
I agree with most of the points expect for not investing in active managed large and mid cap funds.
Actively managed funds can go overweight or underweight depending on the market scenario
Why would i select a index fund which also includes 20-30 stocks whose fundamentals are detoriating
I could avoid those company by choosing the active funds.
So i think most active funds are better than passive in their own way.
Let me know your view on it.
people have done comparison between index and actively managed funds over a long period of time index funds have either given more returns or same returns as actively managed funds but after subtracting actively managed funds charges index fund has still out performed ( this is only for large cap not mid cap or small cap)
@@yadneshkhode3091 This is only true for actively managed 'large cap' funds. Small and midcaps will outperform the index
Now a days it is difficult to select a mutual fund than a stock 🧐
Pranjal Yaar you are awesome ! Every video of yours is full of great research, valuable information, and absolutely realistic. Really like the way you present and speak so well and clear. Excellent Work !!
Thanks a ton!
@@pranjalkamra Congrats for being on the cover page of 'Business Today' as the 'FINLUENCER' !!!
Great content Sir.. But the thing you said about investing in FD instead of Liquid/Debt funds I found bit contradicting with what other advices(CA Rachana Ranade). Please create a video to explain why FD is better than Liquid/Debt funds.
Bro Rachna ranade is all humbug. Please don't compare that crap to this guy.
He says to invest in auto sweep account( considering it is for emergency fund) ,keeping half amt.in auto sweep savings account and half in liquid fund
He wants you to break your investment and reinvest through the IMD app that he is promoting
FD is not better than debt funds either in terms of returns, liquidity or tax implication.
FD is better than liquid funds in terms of returns in a (
हर कोई तीन एक्के साथ नहीं होता don't disturb ARN HOLDER
Nice video. Informative as always. I have different opinion on 2 points - Debt funds have better tax advantage when compared to FD and I think Mid Cap Funds can still be considered due to the possible growth potential in these growing companies.
I agree with your views
Agreed. Difference between debt fund returns and FD return is not so small. And Debt fund are also safe generally.
I want to invest in mutual fund money for the first time in my life. Suggest me which will be best for me
It depends on the investment duration you are planning for...if your duration is 12+ years you can opt for MidCap, Small Cap n Flexi Cap funds. Any MF interested is fruitful for long term investment only ..say more than Ten Years.@@ajoysharma1577
I am CFA but real life is very different from book life. Thanks pranjal
Agreed with you on removing both BAF and Actively managed Large Cap funds...but disagree on removing actively managed Midcap fund....Nice video by the way !
Agree , Even large cap results of last year says different story
Active Mid Cap Funds can be considered in our portfolio as they've beaten Flexi Cap Funds.
Thank God I quit my Hybrid fund last week..and really it had highest TER among all my schemes in my Portfolio.
I agree with everything he said except fund of fund. Coz if i wanna invest in US markets and dont have the knowlege or money to invest directly. FoF will be the best option. Correct me if there are any other good options. Etf are good but not all funds have etfs also i am concerned about liquidity.
I am investing in Motilal Oswal NASDAQ-100 Fund of Fund is worthy ?
Check Parag parikh flexicap. They have exposure to US based giants.
@@Sk.c29 already invested. Giving good returns. But also wanna put small amount only on US fund. And china fund.
@@STARBUCKS140 I m also invested small money in this fund as SIP. but need clear picture whether ETF better or FOF in Motilal oswal Nastaq 100
@@gopip8914 same here sir I am also little bit confused 😕
I agree with your NFO point but all the other funds which u have mentioned are for people who are unable to do active management of their investments every day. Balanced funds had the least fall during the covid period while all others had a free fall. Any person who is a moderate investor was saved by balanced funds, fof, large cap funds and debt funds.
yes this gay want only TRP
Valuable information, instead of MF why not go directly in share market.
To enter share market, we have to do both fundamental and technical analysis of each and every company we are thinking to invest in. In simple words we need to spend time to understand the thinking, culture, way to doing things and track record of each company so that you avoid companies that may indulge in scams. Instead in case of mutual funds we only need to keep an eye on who the fund manager is and what his track record is along with the fund.
Clear and cut....short and sweet...love n like....Pranjal bhai
Always appreciate your “achhi wali advice “ Thank you Pranjal 🙏🏼
Thanks a ton!
He is the youth icon ❤️
If we switch and then get direct fund the capital gains that I will need to pay, this might be more than the 1% of expense ratio.
If ur plan is to hold that for a longer term then switching to Direct Funds at this point makes sense, but make sure you don't withdraw funds that end up with more than 1 capital gains (until 1 lakh LTCG returns not taxable), so switch wisely every year if returns u hv earned beyond 1 lakh overall. Even if above 1 lakh capital gains it s stil ok I ges to pay that small amt tax, cos in the long run that 1% ER is going to get costlier than the tax you hv paid now. Hope this helps.
Agree fully with 7 categories. But can't stop investing in Infosys, TCS, Wipro. etc through technolgy fund.
GROWW app even helped me to switch funds from regular to direct
Honest person I've ever known in finance🤩💯
@@sumitgoyal91 I'm good with Honest Human😂 btw I'm atheist
@@nomadbala 😂👌👍
@@sumitgoyal91 my stock market and mutual funds learning journey start from Pranjal sir, In between many more other cames but finally got SMKC. Direct connection laga diya market se.
@@vinodsurgude24 true man 😃🤘
You're naive to think anyone in the money markets is "honest"
I invest in Mirae asset emerging blue chip fund Large and midcap category and Axis bluechip fund are those ok to invest? Pls guide yes or no.
Hi Sir, I wanted to invest 5000 monthly through sip for 10 years which fund should I choose ?
Please reply
Axis small cap fund direct-growth
Go with Multi cap Fund like parg parikh
Someone already mentioned Axis small cap.... 2500 Sip; next, Tata Digital 2500 sip.
On your way to riches....
@@joeGuizan tata digital growth fund you mean??
@@souravchanda9555 Tata Digital India Fund Direct Growth....
As of June 8... One month 5.90%; one year 105.39%
(Direct growth has less fee than growth fund).
Pranjal is simply awesome. His explanation and analysis is so easy to understand and so effective.
As you're suggesting to avoid FOF due to expense ratio, then how we can invest in foreign equities through mutual fund. Because SEBI already stopped investment in foreign equities and currently it is possible only through FOFs like Motilal Oswal Nasdaq 100 FOF, NAVI Nasdaq 100 FOF etc. Also, expense ratio of Navi nasdaq 100 FOF is very less. Its between 0.15-0.20. Please guide on this and suggest best NASDAQ 100 mutual fund.
But mostly fund of fund gives you international diversification wouldn't that be good as we very less way to invest in international companies.
It's better to take their Fund as ETF
It's better to open foreign brokerage account and directly invest in those funds 🙂
@@abhinavmittal9114 Do u use foreign brokerage ? I don't think for retail investors it is cost efficient due usd-inr exchange, money transfer cost etc
You should go for parag parikh flexicap fund for international investment.
@Nitesh Gawade exactly... My point
Today i just invented in a NFO
It is Aditya birla sun life Nifty 50equal weight index fund direct - Growth
No worries
Its a lumpsum😁
Sir, i want to invest in Nasdaq 100 through mutual fund. How should I do?
You Can buy N100 share in Stock market..its a replica of NASDAQ-100 ....its an ETF
Parag Parikh Flexi Cap Growth Fund (one of Pranjal's favourite) invests in US stocks. 29% of its holdings are in Alphabet, Microsoft, Facebook and Amazon.
@@debiprasadnanda705 Thanks for advice.
Simply Buy Motilal oswal Naadaq100 MF aur maze karo
@@GHTnITS nice
Bath karnevale 2 Insaan he ye,1st Sandeep Maheshwari,2nd Pranjal bhai, best advisors... thank you sir🙏🙏🙏
Excellent Pranjal. So apt. So very lucid and so very well conveyed.👍🏼👍🏼👍🏼👍🏼👍🏼
12:04 (for debt fund)
Though I've not yet invested in debt fund. But I still found debt fund is useful as it has tax indexation benefits..
Lets say if you've invested in an FD with interest rate of 5.5% and you're in a 30% tax slab. So effective interest rate is 3.87%, which is really low.
Correct me know if I'm wrong.
PS: Icici liquid fund gave 6.14% return in last 5 year.
(i know we should not invest in a fund by checking its return but it's maximum exposure in Govt Bond)....
Btw, I'm not saying you're wrong. Honestly I'm trying learn these stuff..
I still remember, I started investment after watching your video.
I'm your one of subscriber from 2018/2019... ❤️
People choose Debt funds because of Indexation benefits in taxation and that too when you sell them. All FDs are taxed every year based on your tax slab.
And add the risk of a bank like PMC or yes bank default where it was insured only upto 1 lac, even though it has been raised to 5 lac per person per bank. That means if you put 20 lac in FD and the bank shuts down you will only get 5 lac while facing 15 lac loss .
@@noelzacharias1937 on paper, yes!
But Saving accounts or Fixed deposits in Public/Pvt Bank (Not co-operative bank) are much much safer as RBI regulates them. It's a negligible risk...
E.g. Yes Bank. the bank is still working today after bankruptcy,...
In term of risk measurement, I completely agree with @Panjal Kamra Sir
Great information but I believe some sector funds are giving quite good returns in long term as well. If we take example of ICICI prudential technology fund which has very good track record and giving consistent returns over past several years. Most important we need to understand business logic behind sector fund. Technology companies always outperform others sectors so Its not bad to put one sector fund in our portfolio.
Bhai tata digital kaisa hai
What about fund of funds which invest in foreign stocks, some funds are not directly there to invest, like motilal oswal nasdaq 100 fund of fund?
High risk
@@NikhilSharma-oh6pz how? I don't think US index would be unsafe
Try kiya hua hai bro baaki aap dekh lo ek din mein 2% up bhi aur down bhi jaa skta hai
Risk bhi hai aur reward bhi hai
@@NikhilSharma-oh6pz okay
Motilal Oswal S&P 500 index fund
Debt funds come with an advantage of indexation for taxing, plus I have got better returns than FDs overall with debt funds. All other 7 fund types I agree with you.
Indexation no more
-Balanced Hybrid.
-Fund of Funds.
-NFO ( no track record ).
-Regular .
-Large Cap Active Fund ( go for index Funds instead ).
-Midcap ( go for Actively managed Large and Midcap Fund , instead).
-Sector Funds .
-Debt Funds .
Great info, looking forward to have English subtitles as I am using my friend to translate this for me
Wow... this is so helpful.. I am watching all your videos on a loop !!
Axis bluechip fund for 30 years?
Best Largecap fund...go for it always.
Axis blue chip
Canra blue chip
Go for both 50/50
@@bharatkumarkamdar8853 there is a 62% overlapping in the stocks of both the funds .I dont think it will be wise to invest in both
@@debiprasadnanda705
Axis Bluechip AUM is above 25k cr.
Few say for large cap funds like these, AUM doesn't matter. But few say it will out perform in few years bcz of high AUM? Which is true?
@@SaiKiran-lb7nh AUM does matter in Small and midcaps. For Large caps it helps in lowering the total expense ratio. Go for it
You just spoke very good but distributor are the one who have knowledge regarding all these if some time investor invest in wrong fund they may harm you in any way
This is one of the best videos I have followed in the last many months on the topic of understanding several types of mutual funds. Thanks Pranjal. You are doing a great job of educating all of us in this field. More power to you and success for your future dreams.
I love the way you explain the things 👌 You're so intelligent I must say ❤️keep spreading the knowledge 🤗god bless you, wishing you more success in life 😊
Thank you so much 😀
hi pranjal, i did not have to worry about choosing mutual funds as i have been gaining knowledge from your previous videos and started investing in few mutual funds last month for different purposes. none of them are among these, thanks to you. after watching this video, i feel reassured about my choice of MFs as i did enough research before investing which i learned from u.
@@ass5698 Yes
On one consider expense ratio when calculating return on mutual fund..plz make a detailed vdo on it and how it affect return on long term 🙏
Really we would love to see that video.
yes even I vet confused here because the NAVs are inclusive of expense ratio so we don't see any extra deduction in the money which we are investing
Very nice suggestion for upcoming Videos!
Don't agree with sectoral fund comment...If you see Best fund performance of last 10 years, then IT, Pharma was in top 3 in most of the year...like fmcg, these 2 sector is evergreen and even grow and perform when economy is down....
First YT video I had watched which clearly explained in which MF retail investor should not invest their hard earned money. Well done. 👌👌👌👍👍👍👍
I m investing in dsp Midcap, sbi focused 25.. N I'm quite happy now.. Getting 15%return overall..
15% CAGR? Or return
I am getting more than 25% , depends on selection. Thanks to PK
Hi Pranjal,
I totally disagree with you point on Large and Mid cap funds. In India, there are hardly 20-25 large companies who are monopolies and compound wealth. Good fund managers have generated significant alpha over Large cap indices by betting on those 20-25 companies rather than buying the whole market. Similar argument is true for Mid Cap segment. Asking a fund manager to pick the winners both from Large cap and mid cap in one fund itself is too risky in my opinion.
Rest of the video was quite informative for newbie investors.
so sould i go directly index fund ??
Agreed with your point & market is always uncertain so we cant say surely most of times!!
Hello,
Mirae hybrid fund expense ratio is less than most of debt fund and it gives us little convenience of taxation in long run.
So can hybrid fund be useful
This is worst fund for me
@@Sanjeevkumar-hj2zv please can you explain.. So that I could actually understand.. I sometime feel understanding mutual fund is more difficult than individual stocks..
Good effort by you and your team.
Thanks
Excellent. Eyes opening .sir bring out such hidden facts by ur videoin future before investors like me .
Thank you very much for discussing what we do not need to do. It is very important lesson of life also where our parents only may be guide us what not to do in life. That's why I like your todays concept so much and also share with my friends.
Excellent 👍
What is your opinion on Axis midcap, Canara Robeco Bluechip Growth Dir, Parag Parrikh Flexi cap for a horizon of 10 years and above
Parag Parikh is his favourite fund , it has been mentioned in previous videos
Why canara robecco ...go for Axis
Dont go for midcap if going for parag parikh... instead buy a small cap fund
@@debiprasadnanda705 axis large cap aum more than 25k crore which eventually will reduce the consistency in future and also you can see that in the current result.
you have taken the right decision by investing canara robecco because of its diversification and almost same expense ration and low AUM. go for axis small cap instead axis mid cap.
@@abhisek_misra Correct
invested in Quant Active fund, Quant small cap fund and PPFAS flexi cap fund.
परम आदरणीय प्रांजल जी,
दिल की गहराइयों से बहुत बहुत धन्यवाद। यार इतना ईमानदार बनकर लोगों का फला कैसे कर लेते हो?
THE GRESTEST FAN OF YOURS
अनंत अशेष शुभकामनाएं और बधाई जिस तरह से आप लोगों को ये सब कुछ बताते हो।
Dear pranjal ji
You are really transparently helping youths of India for investing ....your impressive things is that you don't misguide which helps us to keep faith on your videos....plz never break our trust ....mention always if video is sponsored
hahahahaha