SIP vs Lumpsum in Mutual Funds Investment in 2024? | Assetyogi Show #6
ฝัง
- เผยแพร่เมื่อ 4 มิ.ย. 2024
- SIP vs Lumpsum Investment: Which is better for a mutual fund investment in 2024? In this video, we’ll cover whether SIP or Lumpsum yields higher returns and how to identify market levels using the Nifty P/E Ratio
We'll also analyze market trends, equity and debt funds, and long-term investment strategies, providing valuable insights for informed investing decisions.
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0:00 Intro
0:45 Why invest in Mutual Funds?
01:10 SIP or Lumpsum?
01:31What is SIP?
01:50 Benefits of SIP
03:20 What is Lumpsum Investment?
03:55 Why Lumpsum Investment?
04:43 Equity Mutual Fund
07:00 Market Levels
09:34 How to identify market levels?
10:49 Nifty P/E
12:09 Best time for Lumpsum Investment
About the Video
When it comes to mutual fund investments, the choice between SIP (Systematic Investment Plan) and lump sum investments is a common dilemma. SIP involves investing a fixed amount at regular intervals, on the other hand, lump sum investments entail investing a larger amount at once, potentially capitalizing on market opportunities. Both have merits and understanding these strategies helps make informed decisions based on goals and risk appetite.
The presentation explains how different investment approaches affect debt and equity mutual funds. It emphasizes the importance of assessing market levels in equity funds using the Nifty P/E ratio and stresses the varying outcomes of SIP and lump sum investments. This video will also provide customized insights for investors with varying profiles, highlighting strategies for both beginners and experienced investors.
In this video, we’ll cover the following concepts:
1. What is SIP in mutual funds?
2. SIP vs Lumpsum investment
3. What are the benefits of Systematic Investment Plan in mutual funds?
4. What are the benefits of lumpsum investment?
5. Market Analysis using Nifty P/E Ratio
6. How to invest in debt mutual funds?
7. SIP vs Lump Sum: Which is more profitable over time?
8. Best time to invest in mutual funds.
9. How do we identify market levels with Nifty P/E ratio?
10. Investment strategies for different types of investors
11. Investment Tips for Beginners starting with SIP
12. Investment Strategies for Experienced Investors in 2024
13. Is SIP a better option for long-term investing?
14.What are the best practices for investing in Mutual Funds?
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#SIPVsLumpsum #MutualFunds #AssetYogi #AssetYogiShow
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हम सभी को sip करनी चाहिए और जब भी मार्केट डाउन जाए उन दिनों लंपसम करना चाहिए, इस से फायदा ये होगा की हम sip बिनाकिसी भूल के लगातार चलाते रहेंगे और जब मार्केट डाउन हो तो पैसा डाल के कम nav पे ज्यादा यूनिट्स भी ऐड कर पाएंगे
Kab down hoga u can't predict coz u can't buy MF in same day
@@AnkurBhatnagar sorry bro you don't have the full knowledge on it, if you purchase before 3 pm on the same day and ur amount reaches to bank, you will get same day NAV, and better to do it when a trend of fall if money stuck one day you will get atleast next day nav
@@KC_001are you sure about this? So I will follow the same thing in future
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Tu rehne de jhantu@@kunalbhamare8408
So Practical and Simple. Great Video :)
simple formula is when nifty goes below average PE of last 20 years, a portion of lumpsum amount can be invested to get better overall returns while continuing SIPs..
Thanks for such detailed video...🙏
Nice explanation, all doubts clear sir.. ab mujhe rich banane se koi nahi rok sakta
Sir one of the best and easiest explanation of sip and lumpsum investing I’ve seen.. thank you 🙏
Very informative as always.
RESOURCEFUL AND EDUCATIONAL VIDEO. THANKS.
Amazing video ..this guy explains things in a very simple way
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To check if market is under or overvalued, we can use the Buffet Indicator = Market Cap / GDP. If 1, overvalued
Excellent .. easily way of spreading valuable knowledge.. keep going..
Thanks for sharing
Mukul ji
Good day to you Mr Malik... Thank you very much for good n detailed comparison between SIP n Lumpsum amount in Mutual fund.... Also give detailed information on huge Lumpsum amount in shares ... keeping Lumpsum amount in intra day( every day. )...daily to daily basis...
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Thank you,
Your ardent follower.
It's known if we invest a lumpsum amount and monthly SIP, we will find lumpsum amount will give you extra return subject to both the investments should be start from same period and by the way differential between both the inv is basically TVM which we compromise in lumpsum value that we get in form of extra return
Very nice & informative video on lumpsum investment till today I'm eagerly and curiously searching knowledgeable video on lumpsum investment from long time but today my search is over..Lot of thanks 🙏 Sir..really very nice video and your way of presentation is marbleous..🙏🙏👍👍
Very nice video of investing purpose
Tq so much sir
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Nice information sir... 🙏👍👏👏
In SIP Investment we need to increase SIP amount if market or NAV is going DOWN and
SWP is applicable when market or NAV is going UP.
But
In Lumpsum we need to wait till the price of NAV should get down than the 15 or 20 years low or The good stocks which are getting in fair price below than the book value.
Very nice information. What is the opinion if i say continue with weekly or monthly scheduled SIP and in case of sharp market fall, review the fund and add lumsum in the same fund folio. The is what I followed in IT fund last year
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Fantastic&Very easily prestention for ur vewrs*About SIP &Lumssump
Thank you Mukul
Q. Indexation and benifits, where applicable?
How to save taxes from Stock returns- as indexation, expences, buying any property, tax harvesting etc all to be covered.
Thanks for important information , It helped me a lot .
Excellend explained Mr. malik
awesome explanation
Please provide more videos about how to invest in the share market and mutual funds.
Hi Mukul sir. Again very informative and knowledgeable video, nice to hear. Sir, I am already investing in mutual funds though SIP, but now planning to invest in smallcase, can you kindly suggest me one two Good smallcase that we will be great favour. Thank you.
Great sir 🙏🙏
Mr. Malik, Thanks for sharing. How much correction should e in considered if we want to invest Lumpsum. Will appreciate your answer.
Really sir thanks for making this valuable vedio 🙏
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Mutual funds VS ETF kon better he investments ki liye? Plz Sir ek video banadigiye.
First of all make sure you are earning from job or business.
Then save from it after basic expenses.
And from the cash Always do some investing like continue with sip in index fund like nifty, midcap.
What about large cap ??
Very informative video
Way of teaching very nice sir
Good knowledge sir
M.F. mei 2 se 4 din hota hai nav allocated hone mei. Stocks are best if we know about fundamental analysis.
V good information
very nice video sir..
Thanks for the video. People dont only invest in large cap funds, they also invest in mid and small cap funds. So shouldnt they also look at the PE of Midcap 150 and Small Cap 250 ? If they look at the PE of Nifty 50 and invest in mid and small cap funds, they could be investing wrong right ?
❤nice information
Excellent
Thank You sir
Thank you
exellent
Good job sir ji
Dear sir,
Please guide shall we go for High nav mutual fund or low Nav mutual y.
🙏🙏
Thank you🙏🙏🌹
Thanks sir
Thank sir❤
Good news sir
Nice information Sir, please let me know what is the diffrence between Lumpsum ELSS and Lumsum SIP.
Very nice sir
Sir maine
Hdfc defence-1000
Nipon India small cap-1000
Parag parekh-2000
Quant -1000/month sip me lagaya hai..isme koi chane aapke hisaab se karna chahiye?
Lumsum gives double return than sip
Actually you need to have strategy that you continue your SIP and invest in bulk when the market is corrected at east by 2.5 to 3 % . This combined results are much better. For example if you invest Rs 10000 for every month and then invest a bulk of Rs 50000/- whenever the market corrects by 3%. You can't wait for market to correct further because the 5% correction is rare and you will have very less investing opportunities if you consider 5% correction. Hence along with SIP, infuse bulk investments of 1 lakh per annul at least twice in a year (Rs 50000/- each). This combined strategy will give you much more returns than going with SIP or bulk investment alone. You can research with any mutual fund which follows Nifty 50 with this strategy.
Mere bhai ka recommendation best tha, ab main bhi sabko 4ra recommend karta hoon
Dada pranam superb knowladgeble👍👍🙏🙏
Nice information sir,aap ka koi cource hai share market invests par ya personal finance par..
in this video inflation rate & tds is not covered. after this effect how much we will get in hand. pl.comment on this
Nice information
Sir ji
SBI AMC के एक फण्ड को , SBI AMC के दूसरे फण्ड मैं स्वीच करने पर एग्जिट लोड ओर कैपिटल गेन टैक्स लगता है या नही।
Mycams and Kfincart Mutual fund app mein absolute returns show hota hai annualized return??
If U Don't Have Lumsum Chunks Then No option To Invest Lumsum
& If U Have Money Now Don't Wait For Correction Invest in Lumsum & Always Increase Your Investment From Spare Amt.
You'll Always Get At Higher Price Later
"Instead Time the Market, Spend Time In Market"
Very nicely explained by you
Thank you .I have good bank balance after expiry of FD.
I shall invest by way of lumpsum
Jay Hind
@@kamalbardia8203 Glad ✨
Always Invest In Good Profitable & Growth Company.
Happy Investing !
How can i know like when to sell my mutual fund where i am investing through monthly sip system
Sir, what is best platform for SIP and shell we need a demat account for SIP.
Sir jis din market gire usi din sip me lumsum karna chahie ya dusare din karna chahie ? NAV ka rate kaunse din ghatta hai ?
Sir, If we are doing sip in a fund every month and want to do lumsum in the same fund ..... How many times we can do lumsum in the same mutual fund? one more question please... can we pay our sip without setting auto-pay? Or auto-pay is compulsory? If multiple sips are created due to some mistake how can we manage them?
Dono hi best hai
your videos are always worth to watch :)
If you don't have lump sum amount to invest and depend on your salary then SIP is the only option.
Sir I like your videos 😊
Sir mai sbi infrastructure me lumpsum krna chahti hun kya ye time sahi h lumpsum krne ka feb,ya march month
Sir kya me hdfc bsc sensex index fund me se hdfc mid cap opportunity me switch krlu. Pichle month se sip krni shuru ki h.. 15 yrs k liye jrni h investment
Sir ji ,
Lump Sum me paise compaund hote hai ya nhi. Matlab Interest compounded Money or milega ya capital value pe milega
Is lumsum in equity funds are risky or debt fund @assetyogi ??
Sir close end funds ya open ends fund m kon sa investment accha h pla btaye
Sir buhut din bad nazer aye
4RA ka interface bohot easy hai, easily sab kuch access hota hai
I have to invest 3 lacs in mutual funds in March 2024 as a lumpsum for 3 years. Which funds should I select ?
Hello sir, market is not going down since the past few months ..how long should someone wait to invest lump sum in mutual fund?
Which is the best sip for investing money
Sir 2 saal pehle aapne mujhe reply kr k kaha tha ki Algo trading par ek video banaunga..abhi tk nhi aya 😢
Want a suggestion
If i have money so taking a loan against fd is good option or not for renovating my home
As for 1-2 % burning complete corpus of 20-25 lakhs is ok or playing with bank money is good idea
Taking into consideration money is in good bank saving account
Sir pls make a video if we are working abroad cmpy, with explanation information hra and convenience, for tax saving information
This is the first time I am thinking of investment in mutual fund watching videos and gaining knowledge usually apps shows 5years chart does it mean we can invest only for 5 years what if we want to go for 20years
Please make some content on STP
Is it good to invest in Mutual Fund NFO with Lumpsum amount??
Please create a video on swp
Nippon or Quant, which is the best?
Kya abhi lumsum invest karne ka sahi time hai? Aur kis mutual fund me invest karna chahiye. Mujhe 3 years ke liye invest karna hai
sir please make a video on SWP (Systematic Withdrawal Plan)
Hello sir, konse mutual fund me investment karne se 80Cvme exemption milata hai?
I had invested lumpsum amount during low NAV. Within a year I'm getting. 43% returns. I had invested in 7 different mutual funds.
Sir Invest Mutual funds me kare abhi ya index funds me??