SUBSCRIBE ------------- And Join my TH-cam Member Community here for daily insightful community posts: www.youtube.com/@torahulj -------------- You can follow me here as well: Insta: instagram.com/torahulj/ LinkedIn: www.linkedin.com/in/connectwithrahuljain/ Twitter: twitter.com/torahulj ----------------- If you found this video educating, please let me know in the comments. Also please drop your suggestions on the topic that I should make videos. Thank you for watching and learning with me, keep rocking :-)
Sir you didn't talk about the Tax Implications of STP. Of what I have read the Switch Process is via redemption from debt and Investment in new fund.. please as financial influencers always talk about taxes in end of any advise, analysis or suggestion..
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap? My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year. Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
I see Bitcoin ETF as a revolutionary move in finance. Bought a lot in February, recently sold $200,000 worth for cash. If you missed this, listening to bad news all year cost you some incredible profits.
I agree. This is why I work with an investment advisor, I currently have $630k in a well-diversified portfolio that has experienced exponential growth.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Sharon Ann Meny is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
I don't know if I am permitted to go into details here, but mine is Jenienne Miniter Fagan and you could also look her up though I'm not so sure she's taking on new people atm.
I've been an investor in Apple, gold, housing market as well. because I strongly believe in them, I've always believed in the stock, but now I don't know if to re-distribute my portfolio and put some money in Nvidia or Tesla . especially now that we are experiencing a market correction
Both stocks have a long term potential, The most important thing is the ratio of the distribution based on the financials of each company. There are many other companies that are also doing well. You could just hire a financial advisor to guide you. A financial advisor really does help me do the distribution even between different asset classes. I don't even understand technical financial terms much. I just know I make really good profit, and I don't have to stress myself a lot.
I've got similar problems and I have also considered using an FA but I don't know how to go about it. Please, what are the steps for getting one? Like a really good one.
Things appear strange right now. The value of the US dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. People are flocking to the dollar because they believe it is safer. I'm worried that rising inflation will cause my $420,000 in retirement funds to lose value. What else could we do with our money?
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
Having an Investment advser is the best way to go about the market right now, especially for near-retirees, I've been in touch with a coach for a year now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $320K in profits so far, Its clear there's more to the market that we avg joes don't know that Investment advisors know.
Small correction to your statement. 85℅ of large cap mutual funds didn't break index fund benchmarks. But yes at least 20% should be there in index funds👍🏻
Mutual funds or Index funds which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.
I’m currently working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% Mutual funds , 25% Index funds, 15% STP and over 30% in digital assets, thanks to my CFA. This strategy has helped me earn $49,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
@@AddilynTuffin Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?
I've experimented with a few over the past years, but I've stuck with ‘’Victoria Louisa Saylor ” and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap? My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year. Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
@@DSSHSMBHU can you guide please? I have 50 lakhs. Can i do SIP in small and mid cap for 1 year (70% of 50Lakhs).....and the rest 30% in lumpsum (large cap index / gold etf)
The EV and AI sector charging Up . VHAI..10 % Thurs.. Vocodia..Frey...Nkla.. Nikola... Tata Motors.. Zapp Electric motorcycles...Big Bear AI.. Bullfrog AI... GFAI and more.
Debt funds come under your income tax slab whereas equity fund comes under short or long term capital gains. I will not advise your suggestion. I will advise to keep it in artibrage Fund
I withdrawed 5 lack because of the crash news from yutubers for ivesting at the time of crash. Since now its positive. So dont hear anyone you do your investkent and dont bother about crash or anything. Dont think aboit it. Just leave it. It will grow.
I will advise you stop investing on your own and seek for guidance from a professional, I don't invest on my own anymore, I always required help and assistance
I really do have a question. For someone with less than $5,000 to invest, how would you recommend we enter the market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?
I've been trading by myself. I'm not really happy with what's going on, just few weeks ago I lost about $7,000 in a particular trade. Can you help me out or at least advise me on what to do?
I will advise you stop trading on your own if you keep losing. And i don't trade on my own anymore, I always required help and assistance from my personal financial advisor < Elizabeth Rose>
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap? My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year. Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
You mentioned to invest 5 lac in debt fund and then do STP but as soon as you put it in debt fund, STCG tax will start becuse of withdrawal from it, which is too high then the gain.
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap? My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year. Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
Bro 10 lakhs please never put to debt fund....returns are not that good. Check for other options like some small banks also gives 7% interest on saving accounts.
*Excellent! I really do have a question. As a beginner interested in trading with less than $1,000 or above, how would you recommend we enter into trading ? I will greatly appreciate any suggestions*
Stock market crying with little down tick while we have been dealing with double digit real inflation for a year. consult with an advisor so you don't get burnt in the market.
Personally I put down 1.3m$ on few ETFs, still diversifying. It was this time last year I made my first million with a liquid 200k. Invested it with a trader here in TX, I get weekly pay out which I invest back on long term ETF's. Google will be a huge buy for me when the market bottoms.
Investing in mutual fund is like investing in real estate. Only catch being mutual fund is allowing you to invest small tranches. Invest and forget about it for 30 years.
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap? My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year. Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
So far TER is concerned, you are right on the discussion,,, but considering all the parameters and risks, volatility,,,,, none can choose the right fund,,, none is absolutely cenr percent correct and can satisfy the investors desires,,, but have to look on those facts,,, truly speaking I invested in SB equity hybrid, NI small cap, kotak emerging equity, ABSL multi cap,,, etc,,,, all they are giving more than desired level. Thanks. I prefer lump sum and open ended.
Thanks for the informative video Rahul. Since STP is considered as redemption and taxed. What about the tax implications. Redemption from debt funds is taxed as per the slab I think. Any information on this?
5th and 6th August, market was at 24k ( to be precise at 23900) but most of peoples SIP date is generally 1st of every month so not benefits from that correction and now market again crossed to 25k so absolutely no benefits for September SIP as well. So always keep spare amount for lumsum investment to get maximum benefits for market correction.
Sir, your master analysis of lump sum investing is highly informative and helpful and has come at a critical juncture for many people like me. Sir I want to ask you to make a video on Equity Investments vs. Mutual fund Investments. Should one liquidate his equity portfolio and go for various funds. Thanks a lot
Thanks for sharing the details. Video gives more insight for beginner for choosing fund house by own. Video really helped people like me. Thanks again.
Enjoyed the information shared in the video. Nicely explained and well timed as well. Look forward to many more such stuff to guide present and future investors
Markets are not crashing bcoz Retail greed is on the higher side after they saw the spectacular return after covid crash. It's the need of hour for markets to crash so that retails remain grounded in terms of return expectations
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap? My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year. Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
Mr. Rahul Jain, your content had useful information and thanks for that. However you should block these misinformative comments which can engage people to a fake account, leading to a mass fraud.
After 2023&2024 budgets its not advisable to put money in debt funds as they come under individual tax brackets without indexation..instead prefer arbitrage funds with similar returns and stcg n ltcg to limit tax.
Great sir, I was just lost how & when should I mitigate volatility while investing Lumpsum...till now no one gave thus idea . But how to proceed with SIP after Lumpsum is done ?? Not able to join , I am in middle east ..I do pay with paytm but here ,there's showing some problem!!
Excellent. Superb detailed analysis based on sound logic. Just one request. Next time please do mention the meaning and significance of technical terms like P/B or P/E ratios while mentioning them in your next discussion for the benefit of dumb laymen like us. Thanks.
Tell me the name of fund . Everyone tells put money in mutual fund small large but which one ? Everyone just tells this but is there a specific name and where do i invest it from Zerodha ?
Rahul ji, thanks for the great video. For long term aggressive investor also, since right now only large cap seems to be reasonably valued, can someone allocate more money to large and flexi cap and then redeem and move them to small and mid cap when their valuations come down? Considering the taxes one will have to pay but the lower valuations at which he may get entry in small and mid cap funds, does this approach make sense. ? Also any recommendations in investing in momentum, value and alpha MFs ? Thanks.
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If you found this video educating, please let me know in the comments.
Also please drop your suggestions on the topic that I should make videos. Thank you for watching and learning with me, keep rocking :-)
Thank you Rahul for your information 😊
Very nice. Explanation with your frame work sir
Sir you didn't talk about the Tax Implications of STP. Of what I have read the Switch Process is via redemption from debt and Investment in new fund.. please as financial influencers always talk about taxes in end of any advise, analysis or suggestion..
Mr. Rahul.. 159/- looks bit expensive. Reduce bit u will get more members 😅
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap?
My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year.
Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
I see Bitcoin ETF as a revolutionary move in finance. Bought a lot in February, recently sold $200,000 worth for cash. If you missed this, listening to bad news all year cost you some incredible profits.
This is why it is advisable to connect with a true market strategist in order to avoid missing such opportunity and maintain steady gains.
I agree. This is why I work with an investment advisor, I currently have $630k in a well-diversified portfolio that has experienced exponential growth.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Sharon Ann Meny is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
Market not crashed becz of youtubers😂😂
I also think so brother 👍
Yes very true.
If correction happens, it would be because of youtubers only
Yes bro nowadays they created panic situation, that's why for safe side I have polled back my 40% investment in Liquid Fund 😢
😂😂😂
Simplest Analysis ever: Market has been doubling every 5-6 years, since 1990. Next target Sensex 120,000 by 2025-26.
He talking about lumpsum not SIP
😂😂😂
Any target we or anyone cannot determine!
Thank you for your financial advice, however I'm looking for strategies to 3x my gains.
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. that's why seeking expert advice is essential.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
Could you kindly elaborate on the advisor's background and qualifications?
I don't know if I am permitted to go into details here, but mine is Jenienne Miniter Fagan and you could also look her up though I'm not so sure she's taking on new people atm.
I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get.
I've been an investor in Apple, gold, housing market as well. because I strongly believe in them, I've always believed in the stock, but now I don't know if to re-distribute my portfolio and put some money in Nvidia or Tesla . especially now that we are experiencing a market correction
Both stocks have a long term potential, The most important thing is the ratio of the distribution based on the financials of each company. There are many other companies that are also doing well. You could just hire a financial advisor to guide you. A financial advisor really does help me do the distribution even between different asset classes. I don't even understand technical financial terms much. I just know I make really good profit, and I don't have to stress myself a lot.
I've got similar problems and I have also considered using an FA but I don't know how to go about it. Please, what are the steps for getting one? Like a really good one.
Gabriel alberto william is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thank you for the recommendation. I'll send him an email, and I hope I'm able to reach him and connect.
Very nice information I want to invest 50 lac as my retirement money. Can you suggest something
Things appear strange right now. The value of the US dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. People are flocking to the dollar because they believe it is safer. I'm worried that rising inflation will cause my $420,000 in retirement funds to lose value. What else could we do with our money?
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
To be honest, investing is a smart way of securing your family future, grow wealth and beat inflation
Having an Investment advser is the best way to go about the market right now, especially for near-retirees, I've been in touch with a coach for a year now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $320K in profits so far, Its clear there's more to the market that we avg joes don't know that Investment advisors know.
Please can you leave the info of your Investment advsor here? I'm in dire need for one.
"She's mostly on the telegams with her ID Below"
85% of Mutual funds didn't even breaks INDEX FUND
Put atleast 20% of your investment in Index fund
Small correction to your statement. 85℅ of large cap mutual funds didn't break index fund benchmarks.
But yes at least 20% should be there in index funds👍🏻
I've been investing regularly, so I'll continue to do so regardless of market conditions.
I'm trying to do the same, but it's hard to ignore market fluctuations
@TheDuke792 Try to focus on your investment strategy rather than short-term market moves
I've found that talking to a financial advisor helps staying disciplined and focused on individual goals.
I've been thinking about hiring a financial advisor recently, still looking. My investment growth has been slow recently
You can try Eric Paul Elmer
Mutual funds or Index funds which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.
Index funds are more valuable than Mutual funds as of now, though a few people perceive it to be as a result of the pending correction.
I’m currently working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% Mutual funds , 25% Index funds, 15% STP and over 30% in digital assets, thanks to my CFA. This strategy has helped me earn $49,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
@@AddilynTuffin Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?
I've experimented with a few over the past years, but I've stuck with ‘’Victoria Louisa Saylor ” and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
There’s no right time for bulk investment, -> start immediately
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap?
My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year.
Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
nd loose immediately 😂
@@DSSHSMBHU can you guide please? I have 50 lakhs.
Can i do SIP in small and mid cap for 1 year (70% of 50Lakhs).....and the rest 30% in lumpsum (large cap index / gold etf)
@@DSSHSMBHU You'll still win in the long term
❤❤❤❤❤❤wait for 2 weeks...us market going to crash
No signs of deep correction.. no choice but invest in equities
The EV and AI sector charging Up . VHAI..10 % Thurs.. Vocodia..Frey...Nkla.. Nikola... Tata Motors.. Zapp Electric motorcycles...Big Bear AI.. Bullfrog AI... GFAI and more.
Debt funds come under your income tax slab whereas equity fund comes under short or long term capital gains. I will not advise your suggestion. I will advise to keep it in artibrage Fund
Didn’t get your point will you please explain as I have to invest my fathers retirement corpus
15 cr Robinhoods are doing SIP without application of mind
I withdrawed 5 lack because of the crash news from yutubers for ivesting at the time of crash. Since now its positive. So dont hear anyone you do your investkent and dont bother about crash or anything. Dont think aboit it. Just leave it. It will grow.
I also withdrawed 1.87 cror of 10 year investment 😢
I invested 1 lakh lunpsum today. My cousin said I did mistake as market is high. Did I do wrong? I have invested fpr minimum 3 years.
@@Ambulrai obviously market is all-time high
Thanks for continues updates! I am super excited about how my stock investments is going so far, making over $13k every week is an amazing gain🥰
How? I know it's possible, I would appreciate if you show me how to go about it
I will advise you stop investing on your own and seek for guidance from a professional, I don't invest on my own anymore, I always required help and assistance
from my personal Financial advisor
YES! that's exactly her name (Julia Rosa) I watched her interview on CNN News and so many people recommended highly about her and her trading skills.❤
I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimony on CNBC news last week
I really do have a question. For someone with less than $5,000 to invest, how would you recommend we enter the market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?
I've been trading by myself. I'm not really happy with what's going on, just few weeks ago I lost about $7,000 in a particular trade. Can you help me out or at least advise me on what to do?
I will advise you stop trading on your own if you keep losing. And i don't trade on my own anymore, I always required help and assistance from my personal financial advisor < Elizabeth Rose>
YES!!! That's exactly her name Elizabeth Rose so many people have recommended highly about her and am just starting with her from Brisbane Australia🇭🇲
Legend says "If you don't find a way to make money while you sleep, you are fated to die working" and it turned out to be true.
This sounds so good and I would like to be a party to this, is there any way I can speak with her?
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
he is active on telegrams everyday
*@michaeltpintrades*
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
he is also active on wa ts a p
Best financial advice ever at 15:40
Not good, not better content. Just excellently superb advisory analysis. Thanks Rahul.
Please explain tax calculation also on transfer of funds through STP from debt to equity mutual funds.
Instead of investing daily, dividing money for investing daily but invest only when the market falls.. it will generate more returns
How long will you wait lol
So u will wait till u r old
Keep waiting 😂
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap?
My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year.
Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
I am keeping in SBI FD having Swipe facilities and doing SIP from there. I am getting 7.50 intrest.SBI is best,
7.5 percent how? U senior citizen?
An FD in SBI for 444 days will earn you 7.5% interest p.a....The name of the scheme is Amrit Vristi
Nice delivery on MF lump sum investment.
A request-please keep the pace of talking a bit slow.
Thanks
And I am here watching this in 2x 😂
Same 😂@@RK-si4ln
Way too much of averaging will screw your returns. Invest one third n wait for fall
Rahul, The charts that you showed for comparing PE ratios ....Which platforms provide these ?
looks like Ticker Tape.. based on page loading animations
Regarding STP daily from short term funds to equity fund ,will the transaction charges not eat up your capital on a daily basis?
Exit Load
No other good alternative than to invest in equities for retail investors.
Thanks You, Always HONEST Advises.
You mentioned to invest 5 lac in debt fund and then do STP but as soon as you put it in debt fund, STCG tax will start becuse of withdrawal from it, which is too high then the gain.
Poor suggestions. Invest on monthly basis..Nothing is better than that. No one is antaryami to know when market falls.
Hey im looking to make a lumpsum of 50k, can you suggest the best mutual fund for that
@@piyush9279 invest in market only if you have at least 10 lakhs. 50k is not going to bring any major change in your life.
Exactly
@@piyush9279quant ya Motilal Oswal ka mid cap lelo
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap?
My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year.
Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
This short course is wonderful. Insightful, short and to the point. Thank you
Sir I have 10 lakhs to invest so I was looking for the right vedio. Thank You
This is not right video
Put all in PPFAS hybrid allocation and forget for next 3yrs
@@kps2017, could you elaborate more on this ,as we are just beginners
Video ki spelling toh sahi kar
Bro 10 lakhs please never put to debt fund....returns are not that good. Check for other options like some small banks also gives 7% interest on saving accounts.
Your explanation is excellent with all disclaimers. May be if you may slow down the pace of explanation.
*Excellent! I really do have a question. As a beginner interested in trading with less than $1,000 or above, how would you recommend we enter into trading ? I will greatly appreciate any suggestions*
Stock market crying with little down tick while we have been dealing with double digit real inflation for a year. consult with an advisor so you don't get burnt in the market.
Personally I put down 1.3m$ on few ETFs, still diversifying. It was this time last year I made my first million with a liquid 200k. Invested it with a trader here in TX, I get weekly pay out which I invest back on long term ETF's. Google will be a huge buy for me when the market bottoms.
Hey friend, can I work with your Fiduciary?
Yes,
She is Mavis mostly respond to client's faster on Telegrams, using the user name.
*@Mavis131 that's it*
FD for one year gives more than 7% in private bank.Debt funds have charges and returns vary .FD doesnt have any charges.
Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!🙏❤️❤️
Wow wow!!! This is wonderful what is the expert’s name and how do I reach her?
Sure, the investment-advisor that guides me is….
Mrs Lee Wallace Stacey
😱Sounds familiar, I have heard her name on several occasions.. and both her success stories in the wall Street journal!
Nice!! please is there any way to reach their services, I work 3 jobs and trying to payoff my students loan for a while now!! Please help me
Mutual fund may 2 say 3 din downfall chala tha but next day best return in my mutual fund ✅
Investing in mutual fund is like investing in real estate. Only catch being mutual fund is allowing you to invest small tranches.
Invest and forget about it for 30 years.
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap?
My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year.
Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
You’re doing a great job for the development of Indian Capital Markets and Mutual Fund Industry. Carry on, Bro.
Dear sir, if a country get defaulted then what would happen to investors money in stock exchange market and bank savings accounts?
Investment in Equity should be for at least 10 years not below 10 years. Your suggestions can bring people's investment down
So far TER is concerned, you are right on the discussion,,, but considering all the parameters and risks, volatility,,,,, none can choose the right fund,,, none is absolutely cenr percent correct and can satisfy the investors desires,,, but have to look on those facts,,, truly speaking I invested in SB equity hybrid, NI small cap, kotak emerging equity, ABSL multi cap,,, etc,,,, all they are giving more than desired level. Thanks. I prefer lump sum and open ended.
Why to choose a short term debt fund for STP. Isn't Arbitrage fund a better choice
Thanks for the informative video Rahul. Since STP is considered as redemption and taxed. What about the tax implications. Redemption from debt funds is taxed as per the slab I think. Any information on this?
5th and 6th August, market was at 24k ( to be precise at 23900) but most of peoples SIP date is generally 1st of every month so not benefits from that correction and now market again crossed to 25k so absolutely no benefits for September SIP as well. So always keep spare amount for lumsum investment to get maximum benefits for market correction.
Does stp transaction attract capital gains tax ??
Is STP reversible ? i,.e. from equity back to debt ??
Hi Rahul very informative, I was looking this kind of information about mutual funds. Thank you so much
very in depth information about investing in Right Mutual Fund.. Thanks
Bcoz indian are going better and smart and we are valuing eachother and ourselves that's why i thin market is not crashing
Rahul Jaijinendra! You are superb! Justifying your education!
God bless u!
Thank you for the insightful video! It was very helpful!
Thanks for the video... Very good presentation
Sir assets vs liabilities pe ek video jaroor banayiye. Plz 🙏 🙏 🙏
I agree with buy low and sell high strategy.
Excellent video giving basics of mutual funds. Thank u sir🙏
I am now 66 yrs of age and my risk appetite is balanced. Pls advice how I shall invest for 1-3 years. Thanks
Go for balanced advantage fund
Sir, your master analysis of lump sum investing is highly informative and helpful and has come at a critical juncture for many people like me.
Sir I want to ask you to make a video on Equity Investments vs. Mutual fund Investments.
Should one liquidate his equity portfolio and go for various funds.
Thanks a lot
VERY MUCH HELPFULL, GIVES BETTER CLARITY OF INVESTING IN MUTUAL FUND, THANKS
Thank you for your simplified insights provided
Key corp Ltd share ....PE-1.67, CMP - Rs. 263.75/-, Intrinsic value - Rs. 1,685/- , ROCE- 57.2 %, ROE 57.2 %, Piotroski score - 7, Graham No- Rs. 611/-, Pledged percentage - 0%
Why is tax paid very low ?
Good video, learnt a lot... Especially STP
Nice analysis with proper detailing. Thank you so much sir for your time and efforts.❤ very useful video..
Really selfless service. Kudos to you sir.
Thanks for sharing the details.
Video gives more insight for beginner for choosing fund house by own.
Video really helped people like me.
Thanks again.
Wonderful analysis and very good advice to MF investors.👌 Thank you Mr .Rahul.
Thank you Jain Ji.. For an anotywr worthy advise of STP..
Enjoyed the information shared in the video. Nicely explained and well timed as well. Look forward to many more such stuff to guide present and future investors
Waiting for correction & my continued my sip, parked 5lakh in debt funds
Thank you very much came across your video today .big fan . Please make video on key points for mutual funds like expence ratio .
Thank you Rahul Ji, nice idea. I am hitting my head to invest lump sum, now clear.
That's a super rational way to do analysis, thanks a million Rahul :)
Markets are not crashing bcoz Retail greed is on the higher side after they saw the spectacular return after covid crash. It's the need of hour for markets to crash so that retails remain grounded in terms of return expectations
Invest lumpsum in large cap and nifty50 MFs.
Invest in mid cap and small cap as SIP
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap?
My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year.
Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
Sir please do videos in hindi or Telugu please so that we understand easy
Super,nice ,happy you making it easy to understand. Teaching from your heart.tq
Mr. Rahul Jain, your content had useful information and thanks for that.
However you should block these misinformative comments which can engage people to a fake account, leading to a mass fraud.
Thank you Rahul. We learn a lot every time we watch your videos!!
Very useful information about investment in MFs and well said true, thanks
Thank you for great input... Very informative ❤
Your phase of delivery and detail are amazing. Thank you
Every time you move money across funds, you’ll pay STCG.
Yes pay tax and invest in debt fund 😂
After 2023&2024 budgets its not advisable to put money in debt funds as they come under individual tax brackets without indexation..instead prefer arbitrage funds with similar returns and stcg n ltcg to limit tax.
Excellent sirji, given best analysis for lump sum investing
Greet video with wealth of information. Thank you Rahul.
which fund is best to invest like sbi small cap quant scall cap Nippon small cap etc. long term, contra fund etc?
Great sir, I was just lost how & when should I mitigate volatility while investing Lumpsum...till now no one gave thus idea .
But how to proceed with SIP after Lumpsum is done ?? Not able to join , I am in middle east ..I do pay with paytm but here ,there's showing some problem!!
Thank you Rahul. Your videos have great content.
Excellent. Superb detailed analysis based on sound logic. Just one request. Next time please do mention the meaning and significance of technical terms like P/B or P/E ratios while mentioning them in your next discussion for the benefit of dumb laymen like us. Thanks.
Last week I withdraw my money from mutual funds which generating low returns. Now i am waiting for market correction to invest in good funds.
Calm and composed explanation Rahul sir, I'm a beginner, u are amazing all I can say
Very informative...rahulji
Thanks for video. Will there be tax implications from the debt fund in this case?
Thanks
Ur confidence and information will help me
Tell me the name of fund . Everyone tells put money in mutual fund small large but which one ?
Everyone just tells this but is there a specific name and where do i invest it from Zerodha ?
received valuable guide for investment lumpsum. thank you so much
Rahul ji, thanks for the great video. For long term aggressive investor also, since right now only large cap seems to be reasonably valued, can someone allocate more money to large and flexi cap and then redeem and move them to small and mid cap when their valuations come down? Considering the taxes one will have to pay but the lower valuations at which he may get entry in small and mid cap funds, does this approach make sense. ? Also any recommendations in investing in momentum, value and alpha MFs ? Thanks.
Thanks Rahul for sharing this information & knowledge to me 🙏
thank you राहुल जी