प्रांजल कामरा एक जाने-माने यूट्यूबर हैं, जिन्होंने वित्तीय जागरूकता और निवेश के माध्यम से लोगों को शिक्षित किया है। उनके कार्य में सरल भाषा और उदार दृष्टिकोण का उपयोग होता है। Thanks for you.
Pranjal Kamra MF list LC - HDFC S&P sensex index FC - Parag Parikh Flexi cap L&MC - Kotak equity opportunity fund ELSS - Mirae asset tax saver SC - No Small cap fund
"प्रांजल कामरा की पुस्तक 'इन्वेस्टोमोनी' वित्तीय जगत में निवेश के महत्वपूर्ण सिद्धांतों और उन्हें समझने के लिए सरल तरीके से बताती है। यह पुस्तक निवेश के क्षेत्र में जागरूकता और ज्ञान बढ़ाने का काम करती है।" Thanks for you.
Hello sir, I want to ask a few basic investing questions which may be a question for many new beginners. 1) What is the mindset to keep while investing or buying stocks/mutual funds/ SGB? Whether we keep our mind goal oriented ( like you mentioned in old videos desirable/ compulsory fixed goals) or to keep a mindset of increasing your wealth? 2) If we focus on both of them then, do I need to maintain a different portfolio for separate goals? 3) What is the best way to divide my 20% of the income (want to know about the risk profile and also merge the goals mentioned in previous questions)? I am looking forward to your Q&A session for these answers. We really appreciate your contribution to the community for financial awareness.
बिना RISK शुरुआत करने के लिए क्या बेस्ट है? Plzz Rply🙏 1. HDFC Index Fund 13% 2. Parag Parikh Flexi Cap Fund 23% 3. Mirae Asset Tex Saver Fund 19% 4. Mirae Asset NYSC FANG+ETF FOF Direct Plane Growth
HDFC S&P Parag parek flexibcap Kotak opportunities fund Parag Parek tax saving /mitae Asset tax saver fund Small cap - Tata nippon sbi - Axis Small cap International - mitae Asset Fang +Etf /fof
Sir aapka tarika bahut halla machakar samjhane wala hai, sari baat hawa mein hi aap samjhate Hain apna advertisement karte hue, video banane ke पीछे todha graphic par bhi mehnat kariye, aapki video pahle 5 min dekhna hi apne AAP me punishment lagta hai
Pranjal, kudos to the effort and time you and your team has dedicated. This is one of the best videos on the Financial segment and more towards MF and the logics before selecting and buying of it. Appreciate your hard work and preciseness in the video.
1 year ago I did my own research to find a small cap fund 😅 my analysis was Nippon india small cap fund 😁 today feeling satisfied when you suggested Nippon's name, not for good returns but for the analysis I have done 😅 , Hats off to you because you also shares analysis idea through which we are learning so much things 😊 now my current return is 24%
प्रांजल भावा तु शेतकऱ्यांनी कशी गुंतवणुक करावी , त्यांच्यासाठी बँकेतून मिळणाऱ्या कर्जाच्या व्यादरात कश्याप्रकारे सवलत मिळू शकेल ,शासनाकडून मिळणाऱ्या गुंतवणुकीच्या स्कीम कोणत्या चांगल्या आहेत व बाकीच्या इतर गोष्टी याच्यावरती पण व्हिडिओ बनव मित्रा 😊
Sir mei pichle 2 saal se aapke bataye huei anusar hi investment kar rha hu 10 se 20 saal ka vision lekar or mujhe abhi se hi sacha profit ho rha hei ,thank you so much aapko or aapki puri team ko ❤❤
The expense ratio in NPS ranges around 0.1 per cent. In the case of mutual funds, the charges can vary anywhere between 0.50 per cent to 2 per cent depending on factors such as type of fund and asset mix, etc.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Investing in Parag Parekh flexi cap since 2019 as per your recommendation. Till now it's the top performing fund in my folio. 26.7% returns! Thanks Pranjal!
Hdfc sensex index अपने 2 साल पहले बताया था बहुत अच्छा respons मिला sir जी, बहुत बहुत शुक्रिया, और अपने flexi cap fund भी बताया था वो भी बहुत अच्छा respons दे रहा है, 🙏💐
Hi pranjal I am a NRI and have been investing for over a decade. I really appreciate what you do for the common people. I would just like you to review once again the NPS model as the equity section of it is charging .5 to 2% as management fees which is very high and in the end of the day it will eat up on customers return.
Some contradictions : ET.Momeu seems to prefer multicap over flexicap, because it's seen that in Flexicap, despite having full flexibility, most fund managers are over 65% in Large cap due to liquidity in smallcap and other concerns. So multicap with its mandate 25% in smallcap seems to have a better chance to generate that Alpha. PPFCS : There was a recent post, that Parag P fund can be replicated just by diligently following 65% Domestic 35% International equity. Saw a ET Money episode on that recently. Does it justify the expense ratio then if that's the case ?
No doubts , A good way of growing and saving your money is through investing . You don't need to have much before you can invest. "That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn over 3 crore on a yearly basis through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made
Purchased Parag Parikh flexi cap based on your recommendation 2 years ago, had to exit bcz of its poor performance. Quant has given much better returns
Long term ke liye invest krna hai to risk is negligible but what matters is return. Quant is better than parag.. all over internet they are just promoting parag.. never buy something that is too much advisable or advertised on internet.. everything is pain in the end.. do your own research, have patience and trust your instincts. sometimes.
Namaste sir, This year best mutual fund may not be the best for the next year. What we have to do at that time? Can we continue our investment in the same mutual fund or can we shift our investment to the next year best mutual fund. Please explain.
on the one hand, it is said investment is to be done for a long term basis. and here we have new best mutual fund every year. are we supposed to sell the previous year's mutual fund and buy this years recommended one??
It was for those who are going to start a new investment in MF, but keep in mind please do your own research also if possible it was helpful for planning your own goals keep what you are doing earlier as MF was for the long term.
Very explanatory video about mutual fund . I like the way choosen all the categories of fund. There are lot of controversies regarding parag Parikh flexi cap fund.but still it is no one. Agreed 👍🏽
Hello sir I am watching your videos from last one year and now I decided to start investing in mutual fund with your given suggestions and this video is very valuable for everyone Thanks for giving us this kind of information
Among all the financial bloggers . I like Pranjal based on two things: 1) safety first approach 2) Consistency that is even if a stock is more better slightly still he recommends previous year funds keeping viewers convenience
Hi Pranjal, Will there be QandA video? can you please talk a bit about value funds. Should we consider investing in value funds? How will it perform against the category you told?
Few Queries from a long time follower: 1) What should we do with Invesco India Contra Fund & Tata Digital India Fund? 2) Do let us know what to do if there is capital invested in a fund which you are not recommending now. 2.a) Should we stop SIP & shift that capital to a fund recommended in your list. 2.b) How to shift lumpsum at one go or slowly as market is at high valuation. 3) What should be the percentage allocation of the total capital among all the funds recommended across categories Thanks in Advance. You Rock 😄
A true financial advisor... Thank you very much sir for this useful information.... You make it available for us for free ... Each and every detail you explain very well...
One should not make promises when one cannot keep them. I've been waiting and waiting for the two videos and now I think this will be the last organic search from my side. Thank you for all the value addition till date. ❤
Hi Pranjal and to all people who see this comment, I had a question... What should be done in case if any mutual fund in our portfolio is not performing well, 1) should we remove all money from that out performing fund and shift to other fund. considering tax on it. 2) should we Stop investing in that fund and start investing in a new fund. Leaving that money for compounding at whatever rate of interest it is giving. 3) any other scenario you suggest which will be best in this case. Thank you for answering this question in advance 👏🫶😊
Hi Pranjal excellent information you have provided. Request to please help me in deciding or way forwards in the following points: (i) Currently i have opted for new tax regime and i have 4 ELSS funds SIP and at the same time I am diciplined so suggest me what should i do.(Funds are Quant,Mirae assest,DSP and Axis ELSS). Total amount goes in these 4 are 6000 per month and i have started investing in ELSS from Jan2022. (ii) On ET money app Mirae asset FOF is not showing so tell me the alternative plateform also. (iii) Currently in 7 different MF i am investing 18000 per month(6k in ELSS,4k(2+2 in SBI and Axis) in small cap,4k in ICICI-Bluechip fund and 4k in parag parikh flexi cap). So tell me how to diversify and i want to increase my SIP amount also. Thanks in advance for your guidance.
Hdfc index sensex No multi cap Parag Parikh flexi cap Kotak equity opportunity Parag Parikh tax saver / mirae asset tax saver No small cap high risk Mirae asset fang+ international
Your videos are really informative and thoughtful but it's too lengthy short videos are much better as most of the content you already covered in your previous videos.
Sire Please make video on small cap fund vs small cap index fund and whether it is good to invest in small cap index fund for long term or should we go for small cap fund
जब तक अच्छा रिटर्न जेनरेट हो रहा है तो कोई भी पोर्टफोलियो में फंड चेंज करने की जरूरत नहीं है लेकिन यदि हमारे पोर्टफोलियो के फंड , उसी कैटेगरी बेंच मार्क से कम रिटर्न दे रहे हैं तो रिव्यू करे
@@mukeshgupta6256તો क्य़ा हमे pahle vaale funds redeem करने नए મેં शिफ्ट करना चाहिए, या फिर उनको वैसे ही छोड़कर नए મેં invest करना चाहिए? Please clarify
as investment is long term thing we must do due diligence before investing and should not change funds until there is something fundamentally wrong with the scheme or AMC
Very informative, detailed analysis and meaningful video Pranjal. I liked every part of the video and I am sure that other viewers will like this too. The analytical part that you have put in this video and from PDs to TH-cam videos must be an awesome experience. May I request you to put a video on Small Cap Index funds and your take between an active small cap fund and Index Small Cap Fund and also Equal Weightage Small Cap Fund… Thanks!!!! May God be with you…
My suggestion for a investor, I'll share my experience i invest around 20lac in flexi cap and during market crash my fund was going very down apparently loss but i keep my patience alive now today believe me my nav reached from 19 to 66 ❤, if you don't have a patience you can't earn in this market!
Dear Pranjal sir, My self Narayan Debnath , I am following to you form last 1 year. My MF SIP Details 1. HDFC index fund S&P BSE Sensex plan - 1500 sip (new) 2. Parag Parikh flexi cap fund regular plan - 3000 sip (new) 3. Quant small cap fund regular plan - 2000 sip (new) - Taking risks 4. Bandhan ELSS Tax saver fund regular plan - 1500 sip ( existing, invested 38000) I expect good returns with minimum risk. Basically I am a moderate investor. Please, guide me about a good diversified MF portfolio and sip amount for every MF.
Index fund me aapne koi options bataye hi nahi kewal one winner announcement kar di Kam se Kam best five options batane chahiye the usme winner batate to jyada better Hota. But fir bhi thanks for your valuable education.
Hello Sir, Awesome work by your team for this video. I am invested in Axis Bluechip (Large cap - Direct - Growth) fund since 2020. Shall I switch to HDFC Index Fund now? How and when should we revise our mutual funds portfolio? Kindly answer as many of the viewers have the same doubts/queries. Thanking you. 😊🙏🏼
You should definitely switch. Most active large cap funds while having more expense ratio underperforms compared to index funds. Your Axis Bluechip fund has an expense ratio of 0.62% while the HDFC Sensex index fund recommended here has an expense ratio of just 0.2%. Any kind of market research will tell you that most large cap funds completely lose to the index funds. Now of course since it's just been 3 years you haven't lost considerable wealth. You should switch anytime you can. Just start a new SIP in the index fund and do a lumpsum from the money you take out from the Axis bluechip fund. Make sure you understand any fees you may have to pay to make the shift. Whenever you want to take risk take it anywhere other than LargeCap funds since over decades the index is the best. You should never do what someone else tells you to do. Not me. Not any youtuber. Definitely not Pranjal Kamra. He would agree with me. Not your favorite uncle or not even Warren Buffet without doing your own research and due diligence and understanding what you're doing.
Are we supposed to exit from old MF funds with these yearly changing suggestions??? Or supposed to start investing in newly suggested funds as well (keeping the old ones untouched)? Kindly guide abt Axis largecap, kotak flexicap. Thankyou🙏
What about midcap fund? If you guys still feel that it's not a good option but if we want to get exposure to some midcap firms, is large & midcap category enough for it or some other option is there? I personally feel with large & midcap, you do get exposure in midcap stocks but large cap exposure increases as well if we are already an investor in large cap category and if we are a high growth risk taking investor then chosing large & midcap fund will not fully suffice it. What are your views?
Sirji, thanks for making a good informative video. Once again a suggestion. You can be in the right side of video frame throughout the video duration & put on names of the funds that you are recommending one by one in the left side of the video frame from top to bottom. For senior citizens and in general also, putiing names of the mutual funds in bold text always makes the production more informative & effective. Thanks with best regards. 😊🎉
@Pranjal Bhai Thanks for this informative video. Really liked it. But I have one doubt. will there be any issue with previously bought units(through Amc sip) when amc sip is deleted and a new one is created. If you can explain with some example then it will be really helpful
Hello Pranjal, you and your team are doing great job by helping lots of people educating with Finance i had a query if we are currently investing in some other fund how can we transfer funds from those to your recommended funds and what will be the consequence if you can touch base on this than I guess it will be lot help to many people
Funds cannot be transferred from one mf to another. You would have to sell the units in existing MFs. Consequences would be: 1. STT on sell; 2. STT on buy; 3. Capital gain tax on sold units; 4. Exit load on selling the existing MFs if they were not held beyond their respective cutoff periods.
Long term ke liye invest krna hai to risk is negligible but what matters is return. Quant is better than parag.. all over internet they are just promoting parag.. never buy something that is too much advisable or advertised on internet.. everything is pain in the end.. do your own research, have patience and trust your instincts. sometimes.
Prominent market experts have been expressing their concerns about the severity of the upcoming downturn and the potential extent to which equities could decline, especially as a recession looms and inflation persists above the Fed's 2% target. With the goal of building a portfolio reaching $850k by the time I reach 60, I am seeking recommendations on suitable investment options. Your insights would be greatly appreciated.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I've been in touch with a financial analyst ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
Gertrude Margaret Quinto is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Middle class people / hard money/ savings for children/ all are believing people like you.
Thank you pranjal karma ji
God bless you
प्रांजल कामरा एक जाने-माने यूट्यूबर हैं, जिन्होंने वित्तीय जागरूकता और निवेश के माध्यम से लोगों को शिक्षित किया है। उनके कार्य में सरल भाषा और उदार दृष्टिकोण का उपयोग होता है। Thanks for you.
w
Bilkul sahi bole bhai
Pranjal Kamra MF list
LC - HDFC S&P sensex index
FC - Parag Parikh Flexi cap
L&MC - Kotak equity opportunity fund
ELSS - Mirae asset tax saver
SC - No Small cap fund
thank you very much for this
Thanks for saving time brother ❤
"प्रांजल कामरा की पुस्तक 'इन्वेस्टोमोनी' वित्तीय जगत में निवेश के महत्वपूर्ण सिद्धांतों और उन्हें समझने के लिए सरल तरीके से बताती है। यह पुस्तक निवेश के क्षेत्र में जागरूकता और ज्ञान बढ़ाने का काम करती है।" Thanks for you.
Thanks sir
1.5 year ago, prag parikh flex m sip now with 23 percent return,
U r best financial adviser on TH-cam ever
1.5 year did not justify all time performance.
me also investing ❤❤
How much
okkkkkkkķķkkkkķkkkkkkkķkkkķkk
Kitna paisa dalte ho bro isme ?
I dont know how you explain these complex things so easily ,Thanks for your support Sir ..
Hello sir, I want to ask a few basic investing questions which may be a question for many new beginners.
1) What is the mindset to keep while investing or buying stocks/mutual funds/ SGB? Whether we keep our mind goal oriented ( like you mentioned in old videos desirable/ compulsory fixed goals) or to keep a mindset of increasing your wealth?
2) If we focus on both of them then, do I need to maintain a different portfolio for separate goals?
3) What is the best way to divide my 20% of the income (want to know about the risk profile and also merge the goals mentioned in previous questions)?
I am looking forward to your Q&A session for these answers. We really appreciate your contribution to the community for financial awareness.
These videos from Pranjal Sir are becoming gold standard. Just like MKBHD's Smartphone Awards!
SEBI Registered bahut si Firm current me pakadi gayi. Umeed karte hai aap hamesa sahi information denge👍
बिना RISK शुरुआत करने के लिए क्या बेस्ट है? Plzz Rply🙏
1. HDFC Index Fund 13%
2. Parag Parikh Flexi Cap Fund 23%
3. Mirae Asset Tex Saver Fund 19%
4. Mirae Asset NYSC FANG+ETF FOF Direct Plane Growth
Check HDFC Balanced Advantage Fund
HDFC balance advantage fund
Dear Kamra
I think you are the most trustworthy TH-camr
Keep it up
sir i m 20 years old and i can invest just 500 rs pm can you please suggest me 1 or 2 mutual funds
HDFC S&P
Parag parek flexibcap
Kotak opportunities fund
Parag Parek tax saving /mitae Asset tax saver fund
Small cap - Tata nippon sbi - Axis Small cap
International - mitae Asset Fang +Etf /fof
Thanks
Thank YOu
Sir aapka tarika bahut halla machakar samjhane wala hai, sari baat hawa mein hi aap samjhate Hain apna advertisement karte hue, video banane ke पीछे todha graphic par bhi mehnat kariye, aapki video pahle 5 min dekhna hi apne AAP me punishment lagta hai
Large and mid cap
HDFC s&p bhut bekar
I was like deer in front of the headlight. I learnt a lot from this video. This video is simply priceless
Pranjal, kudos to the effort and time you and your team has dedicated. This is one of the best videos on the Financial segment and more towards MF and the logics before selecting and buying of it. Appreciate your hard work and preciseness in the video.
sir i m 20 years old and i can invest just 500 rs pm can you please suggest me 1 or 2 mutual funds
Reasearch for Nippon India Small Cap Fund@@gauravnareha
@@gauravnareha
1) HDFC Index Fund Sensex plan direct growth :- ( Large cap index Fund )
2) Kotak equity opportunities fund ( Large and Mid Cap Fund )
1 year ago I did my own research to find a small cap fund 😅 my analysis was Nippon india small cap fund 😁 today feeling satisfied when you suggested Nippon's name, not for good returns but for the analysis I have done 😅 , Hats off to you because you also shares analysis idea through which we are learning so much things 😊 now my current return is 24%
How much are you investing monthly in Nippon small cap ?
Check HSBC SMALL CAP FUND🔥🔥🔥
can u siggest some moore sip
sir i m 20 years old and i can invest just 500 rs pm can you please suggest me 1 or 2 mutual funds
@@gauravnarehainvest in quant small cap and parag flexi cap
Invested in Parag parikh flexi cap since 2021. Thanks for your guidance!
Kitna Invest Kiya tha and kitne return mile ?
sir i m 20 years old and i can invest just 500 rs pm can you please suggest me 1 or 2 mutual funds
Did you get good returns
प्रांजल भावा तु शेतकऱ्यांनी कशी गुंतवणुक करावी , त्यांच्यासाठी बँकेतून मिळणाऱ्या कर्जाच्या व्यादरात कश्याप्रकारे सवलत मिळू शकेल ,शासनाकडून मिळणाऱ्या गुंतवणुकीच्या स्कीम कोणत्या चांगल्या आहेत व बाकीच्या इतर गोष्टी याच्यावरती पण व्हिडिओ बनव मित्रा 😊
Marathi samjte ka prajal bhau la
😂
Sir mei pichle 2 saal se aapke bataye huei anusar hi investment kar rha hu 10 se 20 saal ka vision lekar or mujhe abhi se hi sacha profit ho rha hei ,thank you so much aapko or aapki puri team ko ❤❤
Àpne kisme invest kita h pls share
The expense ratio in NPS ranges around 0.1 per cent. In the case of mutual funds, the charges can vary anywhere between 0.50 per cent to 2 per cent depending on factors such as type of fund and asset mix, etc.
sir i m 20 years old and i can invest just 500 rs pm can you please suggest me 1 or 2 mutual funds
@@gauravnareha Hdfc 500 index fund that’s enough it covers the whole market and low expense ratio.
@@rajatsachdeva3688 HDFC S&P BSE 500 Index Fund Direct Growth
This one?
Started weekly SIP in HDFC Sensex Index Fund recently.... Also from past 3 years investing in Parag Parikh Flexi Cap fund after watching your video..
Did you get benefit from it?
Same here with 37% n 29% profit
Which one is best
@@pravinraut8965which one i should invest
hi how is hdfc sensex fund performing?
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Top level advertisement. 😂
You having $545K and you don't know that time you should Invest in market or not Are you kidding 😅😅
I just liked the way this year you have explained whole logic and reasoning for choosing a particular fund ❤
sir i m 20 years old and i can invest just 500 rs pm can you please suggest me 1 or 2 mutual funds
Sir,
Last year you suggested MAFANG Stocks for Rs 36-37 range and now it is doubled
Thank you ❤❤❤
Why am I not able to invest any more in MAFANG after 2 years ?? Zerodha shows me withdrawal option - SWP / redeem for this fund . Pls guide 🙏
Aaj tak aapse jyada intelligent about mf
Maine kisi ko nahi suna
Investing in Parag Parekh flexi cap since 2019 as per your recommendation. Till now it's the top performing fund in my folio. 26.7% returns! Thanks Pranjal!
whats the expense ratio
Hdfc sensex index अपने 2 साल पहले बताया था बहुत अच्छा respons मिला sir जी, बहुत बहुत शुक्रिया, और अपने flexi cap fund भी बताया था वो भी बहुत अच्छा respons दे रहा है, 🙏💐
Hi pranjal I am a NRI and have been investing for over a decade. I really appreciate what you do for the common people.
I would just like you to review once again the NPS model as the equity section of it is charging .5 to 2% as management fees which is very high and in the end of the day it will eat up on customers return.
Some contradictions : ET.Momeu seems to prefer multicap over flexicap, because it's seen that in Flexicap, despite having full flexibility, most fund managers are over 65% in Large cap due to liquidity in smallcap and other concerns.
So multicap with its mandate 25% in smallcap seems to have a better chance to generate that Alpha.
PPFCS : There was a recent post, that Parag P fund can be replicated just by diligently following 65% Domestic 35% International equity. Saw a ET Money episode on that recently.
Does it justify the expense ratio then if that's the case ?
Hdfc balanced dynamic growth direct fund में invest hai ,sahi hai ya nahi
Sir m 3 saal se parag m invest kr rha hu
Sir apke batane k bad
Thanks sir
sir i m 20 years old and i can invest just 500 rs pm can you please suggest me 1 or 2 mutual funds
@@gauravnareha
Uti nifty 50 index fund
आप बहुत ही अच्छा समझाते हैं 🙏
No doubts , A good way of growing and saving your money is through investing . You don't need to have much before you can invest. "That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn over 3 crore on a yearly basis through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made
Nice one,any investment tip?. I would love to know how you made it this far
Thats really great ! i would love to know the passive one, if its not related to stock purchasing/selling :)
Bus kuch youtuber hai jis par pura bharosa kar sakte hai unme se ap ek ho pranjal bhai... thank you... Asehi humhara Paisa badhao aur bachao
Please suggest some TH-cam channel like this🙏🏼
Purchased Parag Parikh flexi cap based on your recommendation 2 years ago, had to exit bcz of its poor performance. Quant has given much better returns
3 years returns are 20%
Parag parikh is performing well now a days
Long term ke liye invest krna hai to risk is negligible but what matters is return. Quant is better than parag.. all over internet they are just promoting parag.. never buy something that is too much advisable or advertised on internet.. everything is pain in the end.. do your own research, have patience and trust your instincts. sometimes.
Parag pareikh fund ne mujhe ache returns diye hai
MF 2 saal ka khel nhi hai bhaai..wait for min 5 years.
Namaste sir,
This year best mutual fund may not be the best for the next year. What we have to do at that time? Can we continue our investment in the same mutual fund or can we shift our investment to the next year best mutual fund. Please explain.
on the one hand, it is said investment is to be done for a long term basis. and here we have new best mutual fund every year. are we supposed to sell the previous year's mutual fund and buy this years recommended one??
It was for those who are going to start a new investment in MF, but keep in mind please do your own research also if possible it was helpful for planning your own goals keep what you are doing earlier as MF was for the long term.
Best explanation on mutual funds. Thank You so much.
Very explanatory video about mutual fund . I like the way choosen all the categories of fund. There are lot of controversies regarding parag Parikh flexi cap fund.but still it is no one. Agreed 👍🏽
बुरे से बुरे फण्ड को भी अच्छा साबित कर सकते हो मुझे पूरा विश्वास हैं 😊 👍
Hello sir
I am watching your videos from last one year and now I decided to start investing in mutual fund with your given suggestions and this video is very valuable for everyone
Thanks for giving us this kind of information
sir i m 20 years old and i can invest just 500 rs pm can you please suggest me 1 or 2 mutual funds
Among all the financial bloggers . I like Pranjal based on two things:
1) safety first approach
2) Consistency that is even if a stock is more better slightly still he recommends previous year funds keeping viewers convenience
Hi Pranjal, Will there be QandA video? can you please talk a bit about value funds. Should we consider investing in value funds? How will it perform against the category you told?
PK ji, kya direct funds dusre funds se jyada fayda hai...? Prepare a video on it.
Sir, please make a video on how and where students above 18 years should invest
Best sir means doubt to rha hi nhi kuch bhi ❤
Few Queries from a long time follower:
1) What should we do with Invesco India Contra Fund & Tata Digital India Fund?
2) Do let us know what to do if there is capital invested in a fund which you are not recommending now.
2.a) Should we stop SIP & shift that capital to a fund recommended in your list.
2.b) How to shift lumpsum at one go or slowly as market is at high valuation.
3) What should be the percentage allocation of the total capital among all the funds recommended across categories
Thanks in Advance.
You Rock 😄
F
F
Got 40% on tata digital from 1.5 year of investment.
Taking money out .. for personal expenses now.
@pranjal kamra - these are valid questions. Please answer
Beginner ke liye konsa m fund Karna chahiye for future
Superb...Kudos to Pranjal and Finology for putting this much efforts and bringing the details with honesty.
Starting as a beginner what is best SIP TO START, PLEASE SUGGEST
Sir, I like you for your True, Honest and Effective vlogs. God Bless you. Take Care
Pranjalsir, please suggest...
Which application is best for mutual fund investment?
A true financial advisor... Thank you very much sir for this useful information.... You make it available for us for free ... Each and every detail you explain very well...
Aaj pehli baar aapka video dekha acha lga but I don't understand stocks & funds but I want to So I am learning basics.
One should not make promises when one cannot keep them.
I've been waiting and waiting for the two videos and now I think this will be the last organic search from my side.
Thank you for all the value addition till date. ❤
Are you waiting for the video on, case to case basis investment strategy, that pranjal promised??
Dear sir
Beti ke nives ke liye
Sukanya samrudhi sahi rahega ke
HDFC children Gift fund
Sahi rahega....
Comprehensive review ! 👏🏾.. I was about to knock of Mirae asset Tax Saver after seeing the surge in SBI tax saver.. learnt to much. Thanks
Sir ji itna deep keise analysis kar pate ho....wao..great...👍👍
Hi Pranjal and to all people who see this comment,
I had a question... What should be done in case if any mutual fund in our portfolio is not performing well,
1) should we remove all money from that out performing fund and shift to other fund. considering tax on it.
2) should we Stop investing in that fund and start investing in a new fund. Leaving that money for compounding at whatever rate of interest it is giving.
3) any other scenario you suggest which will be best in this case.
Thank you for answering this question in advance 👏🫶😊
Dear Pankaj,
I am following you since 2021 . Your all videos are really informatics and unique types.
Thank you so much
Happy guru purnima sirji ....to you and maam ...god bless you both ❤
Please make a video on "best Smallcase" !
Ager bochor video deke sip kore6ilam akon 17% return thank you sir❤
Been tracking for last 7 years ! Wonderful analysis and honest assessment. Lot of efforts are put in. Keep up the good work ~
Excellent, Extraordinary skills, Vocabulary, talent ❤
What about Quant fund ? Not in any category.. strange
Hi Pranjal excellent information you have provided.
Request to please help me in deciding or way forwards in the following points:
(i) Currently i have opted for new tax regime and i have 4 ELSS funds SIP and at the same time I am diciplined so suggest me what should i do.(Funds are Quant,Mirae assest,DSP and Axis ELSS). Total amount goes in these 4 are 6000 per month and i have started investing in ELSS from Jan2022.
(ii) On ET money app Mirae asset FOF is not showing so tell me the alternative plateform also.
(iii) Currently in 7 different MF i am investing 18000 per month(6k in ELSS,4k(2+2 in SBI and Axis) in small cap,4k in ICICI-Bluechip fund and 4k in parag parikh flexi cap).
So tell me how to diversify and i want to increase my SIP amount also.
Thanks in advance for your guidance.
Hdfc index sensex
No multi cap
Parag Parikh flexi cap
Kotak equity opportunity
Parag Parikh tax saver / mirae asset tax saver
No small cap high risk
Mirae asset fang+ international
Ty so much
Sir please let us know your point of view about momentum fund & Nasdaq fund.
Your videos are really informative and thoughtful but it's too lengthy short videos are much better as most of the content you already covered in your previous videos.
You earn money after doing hard labour for the entire month.
Then you should invest single day to understand where you should invest.
Sire Please make video on small cap fund vs small cap index fund and whether it is good to invest in small cap index fund for long term or should we go for small cap fund
Hi Pranjal,
I have a basic doubt, do we need to change our portfolio every year or a particular period of time?
जब तक अच्छा रिटर्न जेनरेट हो रहा है तो कोई भी पोर्टफोलियो में फंड चेंज करने की जरूरत नहीं है लेकिन यदि हमारे पोर्टफोलियो के फंड , उसी कैटेगरी बेंच मार्क से कम रिटर्न दे रहे हैं तो रिव्यू करे
@@mukeshgupta6256તો क्य़ा हमे pahle vaale funds redeem करने नए મેં शिफ्ट करना चाहिए, या फिर उनको वैसे ही छोड़कर नए મેં invest करना चाहिए?
Please clarify
Ok, changing portfolio frequently or as you said while it is underperforming, will it not affect the compounding?
as investment is long term thing we must do due diligence before investing and should not change funds until there is something fundamentally wrong with the scheme or AMC
Very Hard working person and team. Awesome
Very informative, detailed analysis and meaningful video Pranjal. I liked every part of the video and I am sure that other viewers will like this too. The analytical part that you have put in this video and from PDs to TH-cam videos must be an awesome experience. May I request you to put a video on Small Cap Index funds and your take between an active small cap fund and Index Small Cap Fund and also Equal Weightage Small Cap Fund… Thanks!!!! May God be with you…
Sir please make a video on 2025 best mutual funds
And also make a video on momentum funds, whether to invest or not
Want 2025 list 📈
2025 ka list kab aayega?
My suggestion for a investor, I'll share my experience i invest around 20lac in flexi cap and during market crash my fund was going very down apparently loss but i keep my patience alive now today believe me my nav reached from 19 to 66 ❤, if you don't have a patience you can't earn in this market!
19 to 66, in how much time?
wondering why quant is not in the list?
Groww and quant are having some issues
I selected both parag and mirae elss. Without watching this video . Feeling great 😂
Sir 2025 mutual fund sir
Abhi 2025 ko to aane do ...
@@Nikunj6717 sir ka video thoda pahle hi aata bhai mere
@@manishmishra923 👍
@@manishmishra923 true October and November
Choose nifty 50
Dear Pranjal sir, My self Narayan Debnath , I am following to you form last 1 year.
My MF SIP Details
1. HDFC index fund S&P BSE Sensex plan - 1500 sip (new)
2. Parag Parikh flexi cap fund regular plan - 3000 sip (new)
3. Quant small cap fund regular plan - 2000 sip (new) - Taking risks
4. Bandhan ELSS Tax saver fund regular plan - 1500 sip ( existing, invested 38000)
I expect good returns with minimum risk. Basically I am a moderate investor.
Please, guide me about a good diversified MF portfolio and sip amount for every MF.
Why you are wasting money on Regular fund. Should pick Direct growth fund.
Why don't you suggest Quant AMC they have best return in last 5 years
They r not paying him😂
Please tell full name Quant Amc
@@sayankoley8954 Quant Small Cap Fund , Quant Midcap Fund.
Index fund me aapne koi options bataye hi nahi kewal one winner announcement kar di
Kam se Kam best five options batane chahiye the usme winner batate to jyada better Hota.
But fir bhi thanks for your valuable education.
Hello Sir,
Awesome work by your team for this video. I am invested in Axis Bluechip (Large cap - Direct - Growth) fund since 2020. Shall I switch to HDFC Index Fund now? How and when should we revise our mutual funds portfolio? Kindly answer as many of the viewers have the same doubts/queries.
Thanking you. 😊🙏🏼
You should definitely switch. Most active large cap funds while having more expense ratio underperforms compared to index funds. Your Axis Bluechip fund has an expense ratio of 0.62% while the HDFC Sensex index fund recommended here has an expense ratio of just 0.2%. Any kind of market research will tell you that most large cap funds completely lose to the index funds. Now of course since it's just been 3 years you haven't lost considerable wealth. You should switch anytime you can. Just start a new SIP in the index fund and do a lumpsum from the money you take out from the Axis bluechip fund. Make sure you understand any fees you may have to pay to make the shift. Whenever you want to take risk take it anywhere other than LargeCap funds since over decades the index is the best.
You should never do what someone else tells you to do. Not me. Not any youtuber. Definitely not Pranjal Kamra. He would agree with me. Not your favorite uncle or not even Warren Buffet without doing your own research and due diligence and understanding what you're doing.
Are we supposed to exit from old MF funds with these yearly changing suggestions??? Or supposed to start investing in newly suggested funds as well (keeping the old ones untouched)?
Kindly guide abt Axis largecap, kotak flexicap. Thankyou🙏
What about midcap fund? If you guys still feel that it's not a good option but if we want to get exposure to some midcap firms, is large & midcap category enough for it or some other option is there? I personally feel with large & midcap, you do get exposure in midcap stocks but large cap exposure increases as well if we are already an investor in large cap category and if we are a high growth risk taking investor then chosing large & midcap fund will not fully suffice it. What are your views?
Same thought as you mentioned. Waiting for expert inputs on this.
Same doubt
Please explain this in the next video
Sirji, thanks for making a good informative video. Once again a suggestion. You can be in the right side of video frame throughout the video duration & put on names of the funds that you are recommending one by one in the left side of the video frame from top to bottom. For senior citizens and in general also, putiing names of the mutual funds in bold text always makes the production more informative & effective.
Thanks with best regards.
😊🎉
@Pranjal Bhai Thanks for this informative video. Really liked it. But I have one doubt.
will there be any issue with previously bought units(through Amc sip) when amc sip is deleted and a new one is created. If you can explain with some example then it will be really helpful
I have learned everything about the market from his videos. Salute to you Pranjal Bhai.
Hello Pranjal, you and your team are doing great job by helping lots of people educating with Finance i had a query if we are currently investing in some other fund how can we transfer funds from those to your recommended funds and what will be the consequence if you can touch base on this than I guess it will be lot help to many people
Funds cannot be transferred from one mf to another. You would have to sell the units in existing MFs. Consequences would be: 1. STT on sell; 2. STT on buy; 3. Capital gain tax on sold units; 4. Exit load on selling the existing MFs if they were not held beyond their respective cutoff periods.
Long term ke liye invest krna hai to risk is negligible but what matters is return. Quant is better than parag.. all over internet they are just promoting parag.. never buy something that is too much advisable or advertised on internet.. everything is pain in the end.. do your own research, have patience and trust your instincts. sometimes.
Saare 4 Videos ko Combine Karke Re-Upload Kiya.............
Sir, mutual fund ka bubble kab futne wala hai? Iska future kaisa rhega?... Maine kuchh blogs and videos dekhe jisme kafi negative btaya gya hai... Please suggest your views
My Portfolio
1. Quant ELSS Tax Saver Fund-3000
2. Motilal Oswal Nifty 50 Fund-4500
3. Motilwl Oswal Small Cap Fund-3000
Bro how are the returns
Beautifully explained and Every sentence has a sense, logic, meaning & Backup, i feel. Thanks for sharing this.
Prominent market experts have been expressing their concerns about the severity of the upcoming downturn and the potential extent to which equities could decline, especially as a recession looms and inflation persists above the Fed's 2% target. With the goal of building a portfolio reaching $850k by the time I reach 60, I am seeking recommendations on suitable investment options. Your insights would be greatly appreciated.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I've been in touch with a financial analyst ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
*@mellon-wrigley3* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
Gertrude Margaret Quinto is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
Very useful information for beginners and investors who are confused to invest their valuable money. Thank you so much 🙏.
2025 mutual funds ??
May you and our favourite channel blossom in every season😊
2025 ka mutal fund video sir please??
2024 best fund would be.... "UTI index momentum 30"