If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7 Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. Want to join me on the show? Fill this form and my team will reach out to you: forms.gle/uj9JPUBp8Wo9nZQi7 My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
@warikoo... I would like to suggest to consider including Pradhan Mantri Jeevan Jyoti Bima Yojana as part of insurance which I know is a very small amount however it comes very easy and at affordable price. Plus it doesn't involve much of documented hassle
i suggest that you plz check if the video isn't misbused by her husband (ex) it should not bebised against her, that she is already earning well...and whatever and any other legalities that might arise... just a very humble suggestion to either out a string disclaimer to avoid legalities
I am sure and wish nothing should stop this lady to achieve her goal of her life.... she looks very aware and confident of what she wants, and especially without taking any loan showing her knowledge and wisdom.
ओ माय गॉड.... यूट्यूब के इतिहास में आम आदमी के लिए सबसे बेहतरीन वीडियो है। आम आदमी चाहता ही क्या है ... फाइनेंशली स्टेबल होना ही उसका लक्ष्य है, और इस चीज का गाइडेंस उसे कोई नहीं करता। सर आप बहुत ही अच्छा काम कर रहे हैं ऊपरवाला आपको हमेशा खुश रखे।❤❤❤❤
And extorting alimony from a husband who may not be the one at fault. But regardless, legal and societal norms are too anti men. So, by default- glorify any female without knowing the background story and vilify the male without knowing his side.
@@ajinkya3780 True bro ye log contant createer logo k liye nahe apne liye videos banate he ek log khud ka kabhi portfolio kyu nahe show karte he ki kaha pay unhone investment ki he chutiya kat rahe he sab ka😂😂
Mera bhai, I am so proud of u for providing guidance to underprivileged persons across the country. We may be good at studying but Zoro knowledge in finance. This lady is very determined, most serious in life about achieving something. One day she will definitely succeed financially. God bless you, sister.
Perfect. मैं भी एक Mutual fund distributor हूं। अपने क्लाइंट के साथ जब बैठते है तो लगभग एसे ही Plan और projections बनाते। और सच में ये क्लाइंट को बहुत ज्यादा फ़ायदा देता है।
having 18K inhand income to Owning a house of 40 lakhs after 10 years... its not a joke. I myself started my corporate journey with 19k income and cut to after 7 years, I owned my first own house. Kudos to Sir Ankur Warikoo for making such a beautiful plan.
PAPIYA ....YOU ARE GREAT...So mature in your understanding and responsibility...bravo...keep growing...and warikoo sir..you are doing such a important work of financial growth of a common man which is next to impossible for a common people to get...thousands of thanks from my deep soul...thank you sir.
Being a single parent myself i chose to be an agressive investor...by gods grace ...I got lucky....but its very risky....during covid it was the testing phase ....i was very patient didnt panic and market boomed again...this is the magic of compounding ..only one thing ...i wish i could go for direct funds instead of agent....my corpus would have been more ....
Beautiful episode. Just want to add a suggestion for taking home loan vs paying off the house in full . If we do the math, usually on a 25 lakh INR loan amount @8.75% interest rate over a 20-21 year period, you will pay a total of around 50-55 lakhs INR. Lets assume, that you have the same total amount in cash already in hand, you can invest that 25 lakhs in market. At 10% compounding rate, you will be doubling the amount every 7 years. So, in the same 21 years, you can compound 25 lakhs 3 times - corpus becomes 50 lakhs after first 7 years, 1 crore after 14 years and 2 crore in 21 years, while you pay the bank only 55 lakhs. Plus the house price is expected to double every 10 years at 7% compounding. So, at the end of 21 years, on payment of loan you can have a total equity of 2 crore from investment corpus plus 1 crore from home equity. Hope that clarifies.
It took me four years to discover that forecasting the market based on charts is pointless; you never know what will happen. Without a mentor, those four years were miserable. Now, I watch market trends and keep things basic and disciplined. I currently earn an average of $35k every week, despite the fact that I barely trade myself.
Very strong woman with high clarity. I think she should start some small business as she seems to be courageous. All the best and wish you and your son a great life ahead
Hi Ankur, Hands down these is going to be the Best Video' for 2024.Hope everyone within lower - Middle income group earners must watch. Unknowingly anyone watching these will have a Mindset shift for their betterment.
She is eligible for PM Ayushman Health Cover. If she gets an Ayushman card, she will save Health insurance premium. Secondly She can apply for PM Jeevan Jyoti Life insurance for approx Rs 150 per year.
Unpopular opinion: In such low income cases, first priority should be savings or as we call it in today's day and age emergency fund. She should open a RD account 4000-5000 per month for atleast 1.5-2 years.. atleast have a corpus of 1 lakh rupees. Post that period she can think of investments.
Ankur sir ki saari videos valuable hoti hai...money matters se kaafi khuch sikhne ko mil raha hai. Aapki videos dekh kar mai pichle ek saal se SIP kar raha hun that is rs 2000. 60%- Long Term 25% Mid cap 15% Small cap in which i have selected 2 mutual fund
Excellent & assessment with super clarity. The advice can't be better than this. I wish all this was available many years ago. With the advent of TH-cam, so many options are available. This YT can be used as a model.
Tears rolled down my eyes as she saw how big her investments could be after following your plan. This financial situation represents majority of the Indian population, and here I am investing 50k a month thinking that isn't enough. Thank you for what you do warikoo, and especially for empowering the middle class in India.
Sab se achhi baat h ki aap apne show mein real problem aur garib log ko invite karte h Ye baat aap ke channel ko khas aur alag banati h sir Aur aap se bahut kuch sikhne ko milta h Thanks alot sir❤
Your great sir If a person like you will guide a common public, no one will suffer from financial problems. My age is 40 , I have wasted my time without investing, my business has been closed since 1 year .now i have no business, just now iam realising after watching your video, what a foolish thing i have done in my life.
Mr Ankur, what an invaluable service you are providing via these Money Matters Episodes to this World... You are so Kind, Humble, Sweet Humanbeing... For me this Episode was so Emotional, you believe it or not. And Papiya's WillPower and Determination... Uffff! Salute to her 🙏
Should be added- * State Govt. Women Scheme to give 1000rs should added in income. * Central govt. Ayushman card cover upto 5 lakh cover medical expenses * Should buy government insurance policy as for low premium and if not enough then go for private policies. * Must make a BPL card as most of private employee show their low income to make BPL card and it is easy. *All Alimony should be invested for term insurance+ heath insurance+ MF *She is eligible for *PM avas yojana* as well as state govt. Home schemes. must apply mam. Hope for a happy and healthy life.
Thank you sir for this video, Meri bhi story Papiya jaisi hi hai, aapki ye video hum jaisi bahot si women's ke liye helpful hoga. I'm also going to follow this plan sir. Thank you sir for starting this youtube channels. Lots of love sir from women like Papiya❤❤
Some suggestions to Ankur: In this episode, she should be taking the PM health and term insurance. It would not cost this. Considering her goal of owning a house in 10 years, you (Ankur) must also take into account his education 15 years he would be and need college fees. Since you didn't mention the emergency fund in this, she can stretch that once laptop ends to 50k in bank account or in FD's.
Nation really needs a person like ankur warikoo sir, I am also comes from middle class, and sir Thanks a lot for this video, you are helping so much by posting such a motivational videos
I like the fact that you advice people who doesn't fall in "high income" group. You are helping people who really need help Thanks for serving mankind Mr warikoo
Your video is great sir but I have a small suggestion. Please give her the clarity about the money she'd get after tax. For example if her investment grows to 40lakhs after 10 yrs the tax will be around 3,25,000 so the money she will get in hand is around 36,75,000.
Ankur i follow you on LinkedIn since the inception I think. I had always just heard you, but never got much affected. The fact that you came up with this plan for Papiya is a great achievement I think and the way you absolutely gave her your ears and asked her to protect herself by health and life insurances was a big thing. I think a lot of people do not engage in giving this in the break up of investment. They just are bothered about telling their "layman" clients to invest and allocate. Whereas you did it the right way, the way a family member would advice how to allocate for health and life first and then move ahead. Way to go Ankur. I am listening now.
@@pavneetsingh1661 Do u understand the meaning of emergency funds?? Let me explain to you: For example,due to some unforeseen situations, if u urgently need one lakh rupees within one minute can u sell the ETF or Gold to get Cash in your savings account??
@@pavneetsingh1661 etf is not emergency money, that's also type of mutual fund, but need access to same demat account to operate. I think for investment, mf (SoA mode) is lot option than etf.
Impressive video, the financial landscape is intricate, with forces affecting equities, stocks ,bonds, silver, gold, and Bitcoin. Economic uncertainties add complexity. Technical analysis is crucial for adaptable investment strategies. Monica Lisa Payne, with expertise in cryptocurrency and traditional trading, coupled with her holistic approach and commitment to staying current, is an essential guide in navigating this new era in the ever-evolving financial landscape..
It's unexpected to come across her name here. She understands every beginner’s intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot!
It's truly refreshing to see a comment about Monica Lisa Payne. I've also had the pleasure of working with her for several months after discovering more about her online. She has a knack for simplifying complex issues, whether it's a market surge or decline. Her approach consistently keeps you ahead of the curve. I'd call her a guru, for sure
I'm so impressed knowing how much people talk good about her expertise. Over the years, l've been a part of numerous trading programs, sifting through a barrage of information. Yet, nothing has come close to the sheer clarity, depth, and precision of Payne's insights. It's akin to finding a diamond in a coal mine.
Sir, you have not taken any information about his job, because if it is safe or not, but first of all you knew about his job, because if the job is lost then the whole plan can go to waste.
Ankur sir, in the world of TH-cam when I think of trust, I see you. Your videos & book has helped me grow over these years. Thank you from the bottom of my heart❤.
All your planning is based on the income. Imagine a scenario where the employee is out of job for more than 12 months. How can he or she survive with the existing commitment.
I lost a lot chasing individual stocks and I feel pretty stupid for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!!!
thanksFor clearing that up, I curiously searched for Monica Lisa Payne on the internet and thankfully, I came across her my goal is to retire in 5years time.
I really like Ankur's attitude. He does not come across like an hot shot and he's really doing an excellent job in helping them that may be struggling, while educating the rest of us in the process. Great job Ankur. Love the series.
Ankur you doing great job, I don't know about others but you will be the one jo every hook aur corner mei financial eduction de rahe without any fail. Koi kuch bhi bole but you always have been the best motivator ❤
![[MV] A leap of faith...ความเชื่อใจครั้งสุดท้าย (From "Petrichor the series")](http://i.ytimg.com/vi/U1piZH2CNXA/mqdefault.jpg)
If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7
Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
Want to join me on the show? Fill this form and my team will reach out to you: forms.gle/uj9JPUBp8Wo9nZQi7
My Money Apps:
Indian Stock Investing (Zerodha): bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first): bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
Portfolio Investing (Smallcase): bit.ly/3u0is0I
Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
How to pick the right insurance (Ditto): bit.ly/3xFh7OU
The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
My bestselling books:
'Make EPIC Money' here: amzn.to/3WHJ43F
‘Get EPIC Shit Done’: amzn.to/4fK1IR5
‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
@warikoo... I would like to suggest to consider including Pradhan Mantri Jeevan Jyoti Bima Yojana as part of insurance which I know is a very small amount however it comes very easy and at affordable price. Plus it doesn't involve much of documented hassle
Hello sir i already filled the form please ❤
i suggest that you plz check if the video isn't misbused by her husband (ex)
it should not bebised against her, that she is already earning well...and whatever and any other legalities that might arise... just a very humble suggestion to either out a string disclaimer to avoid legalities
Sir ek fully detailed video banao NPS par it's a request 🙏🏼 because subko jaane ka moka milega
sir startup pe video banaye plezz
This is real India, the Major Indian chunk.
More than 50% Indian are going through this kind of financial struggle
Good job
The real struggle facing by her Ex husband
True boss
@@pollkholl8038 it could be higher than 75%
True bro
What a lady...the way she speaks about her financial situation...perfect, confident...pure Boss lady
I am sure and wish nothing should stop this lady to achieve her goal of her life.... she looks very aware and confident of what she wants, and especially without taking any loan showing her knowledge and wisdom.
You look very emotional through out the video and my heart goes to this lady as well. She's very determine.
ओ माय गॉड.... यूट्यूब के इतिहास में आम आदमी के लिए सबसे बेहतरीन वीडियो है। आम आदमी चाहता ही क्या है ... फाइनेंशली स्टेबल होना ही उसका लक्ष्य है, और इस चीज का गाइडेंस उसे कोई नहीं करता। सर आप बहुत ही अच्छा काम कर रहे हैं ऊपरवाला आपको हमेशा खुश रखे।❤❤❤❤
Beautiful episode..... Empowering a girl from kolkata after what happened in kolkata.... What a beautiful contribution towards society sir
I am also from Kolkata. My father passed away in 2011. My mother is taking good care of me.
Only when Mamata government is changed, people of Kolkata will live happy and make more .
it's a good contribution for the society , but it don't have any connection with that case.
that is the mentality which is needed to be change .
Crime is happening all over India and UP has more crime @@programs23
And extorting alimony from a husband who may not be the one at fault.
But regardless, legal and societal norms are too anti men.
So, by default- glorify any female without knowing the background story and vilify the male without knowing his side.
The minute she opened her mouth, I could feel the confidence radiating from her.
What a lady!
❤
This girl is very confident.. kudos to Ankur who is giving the advice to the people.
She is wonderful. Love her energy. She accepts her reality and she has determination. May God bless her❤
What's app
+194
+194
7270
6236
एक ही दिल है सर कितनी बार आप जीतोगे.... आप गरीब लोगों के लिए भी इतना अच्छा प्लान बना देते हैं... ईश्वर आपकी सारी मनोकामनाएं पूरी करें
Super
Hahah.. Tujhko kya laga gareeb ke liye ban rha hai ye video 😂😂.. Abhi bohot naadan hai bhaai tu
Be careful while investing in equity mutual funds
@@ajinkya3780 True bro ye log contant createer logo k liye nahe apne liye videos banate he ek log khud ka kabhi portfolio kyu nahe show karte he ki kaha pay unhone investment ki he chutiya kat rahe he sab ka😂😂
bhai salry to meri bhi 20k h lekin sala ek rupey nhi bchte... investment ghnta kru
Sir I’m also from West Bengal Thanks for sharing this video and specially makes this video with Papiya it’s easy to connect to every Bengali family.🙏🏻
Mera bhai, I am so proud of u for providing guidance to underprivileged persons across the country. We may be good at studying but Zoro knowledge in finance. This lady is very determined, most serious in life about achieving something. One day she will definitely succeed financially. God bless you, sister.
Perfect. मैं भी एक Mutual fund distributor हूं। अपने क्लाइंट के साथ जब बैठते है तो लगभग एसे ही Plan और projections बनाते। और सच में ये क्लाइंट को बहुत ज्यादा फ़ायदा देता है।
having 18K inhand income to Owning a house of 40 lakhs after 10 years... its not a joke. I myself started my corporate journey with 19k income and cut to after 7 years, I owned my first own house. Kudos to Sir Ankur Warikoo for making such a beautiful plan.
Wow
@@prakashShree-h8v hi pls need your numbers
Super excellent Boss apne to Dil hi Jeet liya Mera very very good information ❤
Madam, keep this vdo on record n show this to ur kid whn she/he's mature enough to understand the value of money n understand ur struggle in life.
absolutely...
Ab tak ka sabse best video...... Life changing .. Thank you so much sir
Very strong woman ❤
Thank you for making this video 😊
Very impressive she is such a strong woman...god bless u and ur son ....m happy that she has contacted the right person...
अंकुर, पहले आपका Excel Excel गेम देखकर खून खौल जाता था..लेकिन आपकी यह सीरीज देखकर और आपकी तीनों किताबें पढ़कर आपका नंबर 1 फैन बन गया हूँ।
Which book
Aur health insurance and term insurance ka kharcha kaha gya
@@sonniyatomar31 Epic shit series
Is behan ko dekh k motivation milta hai. But not for investment but in every hurdles of life ✅
PAPIYA ....YOU ARE GREAT...So mature in your understanding and responsibility...bravo...keep growing...and warikoo sir..you are doing such a important work of financial growth of a common man which is next to impossible for a common people to get...thousands of thanks from my deep soul...thank you sir.
Aap garibon ke Masiya hai,God bless you sir❤
Being a single parent myself i chose to be an agressive investor...by gods grace ...I got lucky....but its very risky....during covid it was the testing phase ....i was very patient didnt panic and market boomed again...this is the magic of compounding ..only one thing ...i wish i could go for direct funds instead of agent....my corpus would have been more ....
More power to you
@@SandeepNayak25 thanks 🙏
Amazing...May all your dreams come true!! 🙏🏻😇
@@sharadkurade7685 🙏 thanks
Any suggestions for us beginners then 😊
Beautiful episode. Just want to add a suggestion for taking home loan vs paying off the house in full . If we do the math, usually on a 25 lakh INR loan amount @8.75% interest rate over a 20-21 year period, you will pay a total of around 50-55 lakhs INR. Lets assume, that you have the same total amount in cash already in hand, you can invest that 25 lakhs in market. At 10% compounding rate, you will be doubling the amount every 7 years. So, in the same 21 years, you can compound 25 lakhs 3 times - corpus becomes 50 lakhs after first 7 years, 1 crore after 14 years and 2 crore in 21 years, while you pay the bank only 55 lakhs. Plus the house price is expected to double every 10 years at 7% compounding. So, at the end of 21 years, on payment of loan you can have a total equity of 2 crore from investment corpus plus 1 crore from home equity. Hope that clarifies.
Kudos and more power to u girl👏
Lots of Love from another single mother ❤
Nice, how much ALIMONY are you getting per month ?
Khud kamana and real time pr logo k help krna is a different thing...This gives u a mental peace...good job 🎉
मैं लोन लेना नहीं चाहती....wow
She has already a lot of financial knowledge.
She knows the pros and cons of having loan.
Kudos....🎉🎉🎉
It took me four years to discover that forecasting the market based on charts is pointless; you never know what will happen. Without a mentor, those four years were miserable. Now, I watch market trends and keep things basic and disciplined. I currently earn an average of $35k every week, despite the fact that I barely trade myself.
Well, I will recommend Alex mathew; he's very good at his strategies.
Really you people know him? I was even thinking that I'm the only one he has helped walk through the fears and falls of trading.
I'm surprised that this name is being mentioned here, I stumbled upon one of his clients testimonies on news last week….
This is he's telegrams user name
@alexmathsig THAT'S IT
Very strong woman with high clarity. I think she should start some small business as she seems to be courageous. All the best and wish you and your son a great life ahead
Hi Ankur, Hands down these is going to be the Best Video' for 2024.Hope everyone within lower - Middle income group earners must watch. Unknowingly anyone watching these will have a Mindset shift for their betterment.
She is eligible for PM Ayushman Health Cover. If she gets an Ayushman card, she will save Health insurance premium. Secondly She can apply for PM Jeevan Jyoti Life insurance for approx Rs 150 per year.
Who is eligible for ayushman card?
BPL Ration card holders.
Social Security SchemesGovt launched for all, utilize them :
1) Pradhan Mantri Suraksha Bima Yojana (PMSBY)
2) Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
3) Atal Pension Yojana(APY)
4)Ayushman Bharat Health Card
She lives in West Bengal, I don't think Ayushman is allowed to work there, considering that psycho queen rules there.
Bpl section Mai kaam bhot slow hota hai patani apply hoga ya nai
No words, only just a great wish from the bottom of my heart
Unpopular opinion: In such low income cases, first priority should be savings or as we call it in today's day and age emergency fund. She should open a RD account 4000-5000 per month for atleast 1.5-2 years.. atleast have a corpus of 1 lakh rupees. Post that period she can think of investments.
I am Tibetan and I really love ankur warikoo, the way he explain in a simple way and very clear and very supportive to needy person, thank you,
Ankur sir ki saari videos valuable hoti hai...money matters se kaafi khuch sikhne ko mil raha hai.
Aapki videos dekh kar mai pichle ek saal se SIP kar raha hun that is rs 2000.
60%- Long Term
25% Mid cap
15% Small cap in which i have selected 2 mutual fund
Wch fuds r best?
Balance 11500/- bacha , total amount ko mf main dal dia
Life insurance and Health insurance kaha se hoga?
Excellent & assessment with super clarity. The advice can't be better than this. I wish all this was available many years ago. With the advent of TH-cam, so many options are available. This YT can be used as a model.
Tears rolled down my eyes as she saw how big her investments could be after following your plan. This financial situation represents majority of the Indian population, and here I am investing 50k a month thinking that isn't enough. Thank you for what you do warikoo, and especially for empowering the middle class in India.
Same here bro. I was also thinking same.
50 k😢
THIS IS THE MOST REAL INVESTMENT TALK EVER!!! MORE IS NEEDED!
Sab se achhi baat h ki aap apne show mein real problem aur garib log ko invite karte h
Ye baat aap ke channel ko khas aur alag banati h sir
Aur aap se bahut kuch sikhne ko milta h
Thanks alot sir❤
Your great sir
If a person like you will guide a common public, no one will suffer from financial problems.
My age is 40 , I have wasted my time without investing, my business has been closed since 1 year .now i have no business, just now iam realising after watching your video, what a foolish thing i have done in my life.
100% cash is best way to buy to buy home. Good work Ankur suggesting this
great knowledge sir , apka jo kar rahe . poor person ke liye wo bahut nek kam hai . salute hai sir.
Mr Ankur, what an invaluable service you are providing via these Money Matters Episodes to this World... You are so Kind, Humble, Sweet Humanbeing... For me this Episode was so Emotional, you believe it or not. And Papiya's WillPower and Determination... Uffff! Salute to her 🙏
You are so innocent and clear with your
Heart.. You are doing very good all the way. God bless you..!!
Should be added-
* State Govt. Women Scheme to give 1000rs should added in income.
* Central govt. Ayushman card cover upto 5 lakh cover medical expenses
* Should buy government insurance policy as for low premium and if not enough then go for private policies.
* Must make a BPL card as most of private employee show their low income to make BPL card and it is easy.
*All Alimony should be invested for term insurance+ heath insurance+ MF
*She is eligible for *PM avas yojana* as well as state govt. Home schemes. must apply mam.
Hope for a happy and healthy life.
Exactly.... All bpl holders are at greater benifits in India with all the schemes.....we the middle class pay many premiums to attain that benifits.
Do you know who is eligible for BPL?
Ayushman bharat is not available in westbengal and restricted by wb govt
@@sejanalam4870who is not hold govt job or partner
Absolutely @@SANDHIKSHANDAS
Thank you sir for this video, Meri bhi story Papiya jaisi hi hai, aapki ye video hum jaisi bahot si women's ke liye helpful hoga. I'm also going to follow this plan sir. Thank you sir for starting this youtube channels. Lots of love sir from women like Papiya❤❤
Very sad ,but surely she will progress as she is very focused & determined , God bless,
This lady is very strong and determined
Some suggestions to Ankur: In this episode, she should be taking the PM health and term insurance. It would not cost this. Considering her goal of owning a house in 10 years, you (Ankur) must also take into account his education 15 years he would be and need college fees. Since you didn't mention the emergency fund in this, she can stretch that once laptop ends to 50k in bank account or in FD's.
That can also be a good input to her via Ankur sir
Right i was also thinking while he is suggesting
Government ki taraf se bhi kafi scheme h.please shares
PM health insurance scheme is not allowed in West Bengal.
@@sohamkundu5417 But they have same benifit from insurance in her state. She have to register for that.
"Your work will bring a lot of insights into solving our next problem" or "The business impact of your work has been wonderful"
The best part is the determined, discipline mother ❤
I hope she levels up in life. Amen.
Nation really needs a person like ankur warikoo sir, I am also comes from middle class, and sir Thanks a lot for this video, you are helping so much by posting such a motivational videos
Kaas har motivation log aap jaise hote to
Har garib ka vala ho jata
This is such a good video for common people.. Papiya seems to be a very strong and smart lady
i like these episodes more... helping someone who genuinely needs it...
it inspires me to do better ,
i hope she achieves all her goals...GODSPEED
#30:47 a big compliment for Ankur sir ❤
Thanks Ankur sir for coming forward to help a very common person through this lovely season 💕
This is one of the top 3 of the entire youtube stuff. Absolutely a game changer. Thanks a lot Dude.
I like the fact that you advice people who doesn't fall in "high income" group.
You are helping people who really need help
Thanks for serving mankind Mr warikoo
Very helpful advice Ankur.This is for every middle class family which has low salary.
For first few mins Ankur was emotional a bit .. who else noticed it ?
Sir, I salute u for supporting d lady. U r views r clear and giving confidence for listeners. Make such video for sr. Citizen.
Your video is great sir but I have a small suggestion. Please give her the clarity about the money she'd get after tax. For example if her investment grows to 40lakhs after 10 yrs the tax will be around 3,25,000 so the money she will get in hand is around 36,75,000.
Correct. Tax will be there for sure like inflation. Tax adjusted rate of return ( 1- t) would be great for more accurate return
Ankur i follow you on LinkedIn since the inception I think. I had always just heard you, but never got much affected. The fact that you came up with this plan for Papiya is a great achievement I think and the way you absolutely gave her your ears and asked her to protect herself by health and life insurances was a big thing. I think a lot of people do not engage in giving this in the break up of investment. They just are bothered about telling their "layman" clients to invest and allocate. Whereas you did it the right way, the way a family member would advice how to allocate for health and life first and then move ahead. Way to go Ankur. I am listening now.
I think i follow you on LinkedIn since Nearbuy time :)
After all the expenses, she must not invest all the money. Some amount must be kept in saving accounts as emergency funds..
she has 55000 as emergency funds kept in ETFs and she might also have some jewellery.
@@pavneetsingh1661 Do u understand the meaning of emergency funds?? Let me explain to you: For example,due to some unforeseen situations, if u urgently need one lakh rupees within one minute can u sell the ETF or Gold to get Cash in your savings account??
@@pavneetsingh1661 etf is not emergency money, that's also type of mutual fund, but need access to same demat account to operate.
I think for investment, mf (SoA mode) is lot option than etf.
@@pavneetsingh1661 what is ETF??
You look very young at your age...YOUR PERSONALITY IS VERY DASHING...REALLY SIR YOU ARE AWESOME...
How many of us can do this ???
With 18 k monthly income and investment of 55k in ETF almost 3 times of monthly income .
Super madam
in 5 month this amount collected easily because his saving per month approx 11000+ after all expenses in a month
Warikoo ji Aap ek dost lagte hain jab bhi apko sunti hu , dekhti hun . World is full of beauty which includes people like you.
Ek or question ki rent agar badha to vo approximately 10-15℅yearly badhega uska calculation nahi kiya
Impressive video, the financial landscape is intricate, with forces affecting equities, stocks ,bonds, silver, gold, and Bitcoin. Economic uncertainties add complexity. Technical analysis is crucial for adaptable investment strategies. Monica Lisa Payne, with expertise in cryptocurrency and traditional trading, coupled with her holistic approach and commitment to staying current, is an essential guide in navigating this new era in the ever-evolving financial landscape..
I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this
It's unexpected to come across her name here. She understands every beginner’s intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot!
It's truly refreshing to see a comment about Monica Lisa Payne. I've also had the pleasure of working with her for several months after discovering more about her online. She has a knack for simplifying complex issues, whether it's a market surge or decline. Her approach consistently keeps you ahead of the curve. I'd call her a guru, for sure
I'm so impressed knowing how much people talk good about her expertise. Over the years, l've been a part of numerous trading programs, sifting through a barrage of information. Yet, nothing has come close to the sheer clarity, depth, and precision of Payne's insights. It's akin to finding a diamond in a coal mine.
Beautiful Episode. Ankur , you are like a Gods Messenger. Such a great thought and helping people to grow together.salute to you.
Sir, you have not taken any information about his job, because if it is safe or not, but first of all you knew about his job, because if the job is lost then the whole plan can go to waste.
Ankur sir, in the world of TH-cam when I think of trust, I see you. Your videos & book has helped me grow over these years. Thank you from the bottom of my heart❤.
me bhi single mother hu.. trying to achieve my goals😢
adopt me mommy
All the best
Same here sister
Ankur you are such a humble and sweet person. Keep helping others, God bless you.
All your planning is based on the income. Imagine a scenario where the employee is out of job for more than 12 months. How can he or she survive with the existing commitment.
Which is why he always tells to have a emergency fund of 6-12 months to sustain your basic needs until you find a new job
withdraw from existing corpus till finding a new job
Thanks a lot sir .... I watching this and tears are coming from eyes when she say about emotionally about home
I have a 3 fund portfolio but I have finally decided to invest in ETFs, alongside. I’m looking at SCHD, VOO, XLK or SCHG.
thank you! Actually would it be silly to have both?
I lost a lot chasing individual stocks and I feel pretty stupid for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!!!
thanksFor clearing that up, I curiously searched for Monica Lisa Payne on the internet and thankfully, I came across her my goal is to retire in 5years time.
I really like Ankur's attitude. He does not come across like an hot shot and he's really doing an excellent job in helping them that may be struggling, while educating the rest of us in the process. Great job Ankur. Love the series.
Where is the emergency fund ?
Sahi pakde bhai 😂😂
I think ETF
Teachers teaches in school how to be knowledgeable but Sir you give knowledge on how to Live a Good Life with best Financial goals achievement.
Ankur ji , trust me ye aapke acche karma waha aapka saath denge jaha jeevan mein sabse jyada aapko kisi cheej ki jarurat hogi . God bless you always ❤
BLESSINGS and BEST WISHES TO THIS YOUNG LADY
Ankur you doing great job, I don't know about others but you will be the one jo every hook aur corner mei financial eduction de rahe without any fail. Koi kuch bhi bole but you always have been the best motivator ❤
बहुत अच्छा लगा वीडियो sir Ji,
ये video बहुत व्यक्तियों को उत्साहित करेगा क्योंकि इससे बहुत को समझ आया होगा कि अपना फाइनेंशियल कैसे मैनेज करें।
इंडिया में ऐसे बहुत हैं जो अपना घर कैसे चलाए एंड अपने खर्चे के साथ अपने फ्यूचर के लिए पैसे कैसे बचाएं।
आपका बहुत बहुत धन्यवाद sir
U are a braveheart.. what a determination and courage! May u get all
This is absolutely a mind-blowing episode, there is a lot to learn from it. ❤
her story really inspiring and relatable my mother is also a single mother ...
Aap bahut hi clear heart peeson lagte hain. Aap ka Mai hamesha sunti hoon.bahut achha aap guide kerte hain.
Shes an inspiration foe many of us😊
Thank you for taking such Bengali lady from West Bengal as it's very real scenario
❤❤❤ Thank you sir sach me imandari hai aapke samjhane me
This felt so vulnerable at the same time very encouraging. I am
Absolutely rooting for her! This was such a heartfelt episode! Thank you!
Great guidance sir .. even at the same of 46 with zero investments and no savings..i😮 believe i can start this too
I’m watching you from lockdown n saw your few reels but never saw you’re helping the way you doing now ❤ great work warikoo
I didn't know that you are making videos like this too. My god you are a lovely person sir. Respect for you. Dil se...❤❤❤❤
One of the best videos Ankur. More power and strength to you. God Bless you and your family.
Awesome plan Sir. But I have a doubt -
Did the 5, 10, 15, 20 yr Total consider Inflation??