It’s recommended to save at least 20% of your income. You can estimate how much should be saved based on your income. Saving that percentage can ensure that you have enough money to fund your SIP over time. You can take advantage of compound interest and potentially grow your retirement savings over time.
Effective personal finance management is more important than the amount of money saved,regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize positive financial outcome.
This is precisely why I like having a Financial Advisor guide my day-to-day market decisions; with their extensive knowledge of the market dynamics in play, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns. I’ve been utilizing a financial strategist for over a year now and my portfolio has made a killing.
I agree. I’ve been working with a financial advisor since suffering major portfolio loss early 2022 and I return upwards of $ 20 k every month, and I don’t even have to lift a finger.
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $150k.
My CFA is Rebecca Lynne Buie, a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
To those who disappointed about starting early...remember the saying, "The best time to plant a tree was 10 years ago, the second best time is right now." Congratulations on your financial success journey, I am proud of you. 😊😊😊
I agree, but no one is talking about where to start, which SIP to choose, or how to manage it. What I’ve noticed is that everyone in these videos, mostly fund managers, seem to be advertising. They only highlight success stories. Without understanding how to properly manage an SIP, we could end up losing our hard-earned money. So, be extra cautious about these success stories.
@@Kilikkoodu313 When it comes to investments, there are simple rules 1. Don't invest into something you don't understand, I started my journey with simple Fixed Deposites and Recurring Deposits. 2. Try to learn, understand and explore new investment opportunities, I started understanding different options like Mutual Funds and their categories, various stocks, US stocks, and even Crypto currencies and choose based on your risk appetite. 3. There is no Quick Rich scheme, it's a journey of learning, experimenting and sometimes failing. And since you asked, Go with SIP in a simple Nifty50 Index fund from any fund house (Tata, HDFC, Motilal Oswal or any other). All the best with your journey!!!
Iska ek he system apko kuch na kuch wealth create karni kahi bhi kar sakte ho lekin mutual fund is time best hai or agar aap abhi start kar rahe ho to apko target 10 lakh ka lena hai bas ya apke pass jaise paisa ho
In my opinion, 1. Focus on increasing your income by improving your skillsets 2. Start investing early if not started 3. Diversify your portfolio (MF/equity, Gold, Real estate, FD/Bonds(emergency funds)) 4. Stop impulsive and unnecessary purchases like Iphone, SUVs 5. Finally, enjoy your life by travelling, have good food, explore etc.
@@shivak3638 Great points! I completely agree. Building skills is key to increasing income, and investing early can really set you up for the future. Diversification is crucial, and controlling unnecessary expenses like impulse buys can really help with long-term financial growth. Also, taking time to enjoy life is so important - it’s all about balance. Thanks for sharing your thoughts.
Rental goes towards business expenses and tax benefits are there wherein one can offset the profit and your capital keeps on earning at a higher returns...
The ideal way to go for creating material wealth is extremely simple. 1. Differentiate between your wants and needs. 2. Never borrow to fulfill your wants. 3. If required, only borrow for needs (that too only emergencies) 4. Save to buy what you want (iPhone, vacation, expensive bike etc.), no matter how long it takes to save. 5. Keep your investment fundamentals simple and keep increasing them in a slow but steady fashion. No amount of money will ever be enough for your desires. Think of it only as security. Give time to your family and yourself.
Absolutely spot on! 🌟 These principles are the foundation of building long-term wealth and financial peace. Differentiating between needs and wants is such a game-changer. Too many people fall into the trap of borrowing for short-term gratification, only to sacrifice their future security. Saving for what you truly want not only teaches patience but also makes achieving it so much more rewarding. And keeping investments simple while being consistent? That’s the ultimate key to financial success. At the end of the day, money is just a tool for security, not happiness. Spending time with family and yourself is where true wealth lies. 🌱 Great thoughts - everyone should follow this mindset! 💯
Balance is the key . Invest in SIP ,but also invest in courses for skills ,travel , special experience with loved ones ,good food ,good car and other things that you love. Because having bmw at 30 years is much better than having rolls Royce at 60 years age .
Gajendra kothari is the new star in MF's in coming times how stock market speak of Jhunjhunwala, Vijay kedia, Radhakishan Damani in the MF industry everyone will speak of Gajendra kothari in the next 6 yrs once he hit 100 crores such a humble and intelligent man he is and one good thing he is investing in his children right from the day they are born that is one right investment every one can follow for their children and also he is educating his kids to invest from such a tender age they will atleast become financially literate person by 25 yrs of age.
Absolutely! Gajendra Kothari is indeed one to watch in the future of the mutual fund industry. His humble approach, intelligence, and focus on long-term wealth creation for his children are inspiring. The fact that he’s teaching them financial literacy from such a young age is something everyone can learn from. By empowering the next generation with knowledge about investing, he’s setting them up for success early on. It’s great to see such forward-thinking in the industry!
While all these numbers and figures are astounding and the concept of Compounding is 100% correct when you give time to your investments, the underlying fact is that you need a "good" source of income at 'present' to ensure that you can have big SIPs and then let time do the magic. "Sources of Income" needs to be main game that needs to be played.
You don't need. Whatever you earn invest 10% of that. If you earn less that means your lifestyle is simple and you will need less to retire. As you get better off you will likely earn more but that's not as necessary as consistency.
Bull run ka kamal hai. I remember many Financial youtubers who used to criticize FD like anything when the market went down for several months. Their tone changed, and they started saying FD v karni chahiye aur profit book v kerna chahiye investments m. Rest a very encouraging video.
But they already made their wealth bro. 30 lakhs monthly sip is 3.6 crores annually. He already has more than 100 cr networth. And you are still waiting for the bear market.😅
@jitulvslife03 Obviously, they made their wealth through tremendous active income. Now corpus is huge. One can even survive through dividend income in case of prolonged slowdown in market.
@@abhilawvlogs India has bull run at least for next 20 years. The returns are not going to go to zero but might reduce that's all. Also bull or bear are cyclical. In long term that's irrelevant. Even if market is stagnant because of inflation companies will have earnings growth. So stock market will at least beat inflation.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
What sets Mr Michael Hugh Terpin apart, however, is not merely his expertise, but his unwavering commitment to integrity and transparency. In an industry rife with volatility and uncertainty, Mr. Terpin's steadfast adherence to ethical principles serves as a beacon of trust and reliability. His track record of fostering trust-based relationships with clients and stakeholders is a testament to his unwavering dedication to ethical business practices.
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
I'm saying this, this man is getting popularity and his thoughts of not buying home too, soon housing prices are either going down or sluggish in 3-4 years
Love from Kerala, even though some bits and parts couldn't be able to understand due to the language barrier, but still understood the core ideas. Great info and nice interview...
My age is 19 And I convinced my parents for Sip as my parents are farmers we have a money but we don't have a financial knowledge so I convinced my parents
Great. Start early. With less amount. Buy max three to five Direct Growth MF. Include one Index Fund and one Gold ETF in it. Go steady and continuos. Do not jump in stock market to buy direct stocks. Do not stop/ redeem MF SIP for atleast 10 years. Then see the real magic. All the Best brother.
I sympathize with many people who had no knowledge digital marketing because currently dollar is unstable and coin is taking over to be universal currency
Getting professional help is a smart move when it comes to building a strong financial portfolio that matches your long-term goals. It's always wise to seek guidance from an expert like Deeawn Roundtree mostly recommended by SEC.
Wow, that's amazing! I'm also a huge fan of her work! Her exceptional technical analysis skills have been a guiding light, providing clarity and reassurance during even the most turbulent market periods. Her expertise has been a valuable resource, helping me to navigate complex market dynamics with confidence.
This man is incredible i watch all his videos to learn...He gives me courage to invest more. Its been 8 yrs i m investing in mutual funds. The day you complete 100 cr let us know. Thank you sir😊
He is increasing the addition to the SIP every year, so it can become 1000 crores also if he keeps on adding capital to the SIP portfolio. Paid advertisement for mutual funds
The main point to be noted that apart from compounding, early start , log duration which no one noticed is his high income of wealth management job which provides him enough money to spare high monthly SIP for log duration.
I m 40yrs old and just started sip of 10k per month, and now I realised that why I haven't started sip in 20 or 25yrs ago. 😢 Why no awareness was there why not I learnt something about sip . I m too late now
If possible please increase 10% Step up SIP every year.... Here and there in Market down by 4 to 5%, please add more money to your SIPs. In that way you can achieve big corpus. The same logic i am following.
The main reason people brag about mutual funds is to create a chain ...only when new people start to invest in mutual funds or stock market the old investors get a good return for thier investment .....
You mean bank FDs give 12% returns and SIP/MF give 7% return & they are lying about the actual numbers so that they can trap new investors & get better returns on their investments?
I have an strategy for 10 years approach. For the next 11 years I will put 50 percent in small cap next 10 mid cap 50 percent and last 10 large cap 50 percent.
His earing depend on wealth managment, thats why he enquirazing other should invest and give him money to invest More and he will also learn more..... its just business not compunding.
I agree with everything but owning a house is one of the basic things that help you feel happy. In the end, you need money for a few things house is one of the top things.
Guys don't compare yourself to anyone !!! 1. You know ur income 2. You know ur expenses for the month 3. You know your goals Non tell u which funds to invest .... Only gayan ... If everyone knew this all would have been rich ❤🙏 just believe urself and catch hold of a good fund manager u will achive ur goals
Very informative and very interesting video learnt thank you sir for sharing.. Yes do let us know when you reach 100 crore that would be really inspirational with evidences for many who still doubt.. Good Luck Sir & God Bless...
Nobody is talking about increasing SWP. If that person is getting ₹75k/month and in coming years wants to increase the SWP amount as inflation matters then what happens with the corpus amount? Will it increase or decrease. Please clear this point.
As long as you are withdrawing less than the annual cagr ..... your money will grow ....... eg if you MF giving 15% yearly return ..... you can withdraw upto 15% per year ..... you money will keep growing
Retired in2020,interest rate only 6%..Hence invested 30L MF lumpsum.Got 10L profit in 2022,bought car.continued got 6L in 2023 bought gold for wife 4L,got two wheeler for self.Now sitting on 6L profit till 2024 sept.expect to get 12L profit in 2024. Lumpsum best than FD.
@@rakeshmaurya8164 company for investment is INFOSYS, ADANI POWER.. SIP for mutual fund, ICICI production technology fund, Nippon india small cap fund.All the best.
The fin-Market;s have underperformed the U.S. economy as fear of inflation hammers the prices of stock;s and bonds. My portfoliio of $750k is down to $592k any recommendation;s to scale up my return;s during this crash will be highly appreciated.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
This is crazy sir. I'm to inspired and really excited to do something. . I'm 22years old now i don't have father . Only mom has business home delivery. And I'm looking for job. And i ended up here. What a day mynn. Thank you fr.
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
*I had problem comprehending trading in general. I tried watching other TH-cam trading channels, but they made the concepts more complicated. I was almost giving up until when i discovered content and explain everything in detail. The videos are easy to follow*
I've been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?
The first step in every successful investment is to establish your goals and risk tolerance, a task best undertaken with the assistance of financial advisor.
As a teenager you should focus to invest in your skills not stocks or crypto or real estate until and unless you want to make a career on them . I strongly believe and even Warren wafet said that nothing can beat the compounding of knowledge. So as a teenager don't run for stocks or mutual funds try to make new experiences and acquire new high income skill by the savings money . Everyone don't need 100 or 1000 crs for a comfortable life just identify how much you need , and please invest in experiences and skills nothing can beat that and he is totally right when you are young it's a clever decision to live on rent .
100 crores ab zyada lag rahe hain teenage me...jabtak retire hoge @60, tab 100 cr ki value aaj ki 1 crore k barabar hogi which is just a bare minimum amount required today to survive post retirement.
@@religionofpeace782 Stop bullshitting, man. Use your logic, the life you want to live depends upon luxury. Today, 50000 per month is more than enough to live mini luxury life. It all depends upon what kinda life you want to live and where u want to spend your money. I know people who earn 3 lakhs per month who don't drink or smoke and living single miserable life without marriage.
@@SuperGetoverhere Don't get frustrated facing the reality. What I am saying is a pure fact. 100 cr for a teenager, at 60 will be worth 1 cr of today. 1 cr as a retirement corpus is a bare minimum to survive without the fear of exhausting the corpus. That's what time value of money is.
Hi! what should we who are unemployed for last 1.5-2 years and not getting interview calls should do? Because since I lost my job, I have stopped my SIP. Current MF investment is of 4.5 Lakhs and no stocks. And have tried a lot of things to generate income since I was not getting any job, but have failed to generate any income. Did earn Rs 5k after selling my domain which I bought for 1.2k, because I needed money. My 12 lakhs of emergency fund (in FD) is over. And I feel that my unemployment is affecting my future corpus because of the gap in SIP/investment in MF. What should I do? Yeah, the focus is on getting some sort of employment, but I am not getting anything at all. 1.8 years se try kar rha job ka. kahi nahi mil rhi.
8:21 There is a word called inflation . Todays 75k will be 35K after 15 years after 6% inflation. So from 1 crore you should always with 0.5% that is 50K every month and increase your SWP with 7% every year to balance inflation.
You believe it, you do SIP, if you dont believe it, dont do. But he is saying right things. Everything dont need proofs, it is his personal portfolio, maybe he dont want to show. Many rich people dont like to flaunt their wealth.
@@vishnu9764 why do you want to see his portfolio if you want to believe and take knowledge out of it and do investing if he don't invest and say the exact figures he can't do that and he is also giving info about his children portfolio as well invested for 14 yrs around 20 lakhs on her daughter and it became 1.06 cr as of now
Well here is my story - joined mindtree at 15k pm in 2007 ... was young had dreams ... spent money in pubs ... bought new jeans...fulfilling that made me a human.... by the time reached 1l PM...was married car loan personal loan ( many expenses ..even if you have corporate insurance 70 k will go for chidbirth ) ...putting the fisst kid to school 70k - 1.5 l...then buy a car ... dont do all these ... just put your hard earned money to these people..don't even have a life .... just listen to these people
Bhai log iska success dekh ke abhi SIP mat karna... Market overvalued hai... L lag jayenge... Jab jab aise success stories aane lage... Better book profit in SIP and Mutual funds. And whenever you see market Crash and bankruptcy news... Then re-enter again.
How "compounding" is possible in SIP?? Its only atock price, & it can be go in either way. Yes, SIP is a very good option but dont prepare yourself on compunding calculator.
@@Jaiswal569 always remember bro investing in mutual funds is never safe because when market crashes you will feel all your investment is gonna sink but market will eventually recover. So only if you have ability to handle this invest in mutual funds because stock market will definitely see at least 1 crash in next 5 years as being predicted by some financial experts
Such a great points mentioned and I have always felt that I will have to enjoy my life after marriage at least 5 years and don't be bothered about the savings.
Create generational wealth. Jab tumhare saarein goals achieve kar liye hain .. create generational wealth, kyunki waise bhi woh paise tumhare koi kaam ke nahi hain .
But no one is talking about where to start, which SIP to choose, or how to manage it. What I’ve noticed is that everyone in these videos, mostly fund managers, seem to be advertising. They only highlight success stories. Without understanding how to properly manage an SIP, we could end up losing our hard-earned money. So, be extra cautious about these success stories.
Nice podcast! I see how he’s analyzing the numbers like if your rental < return on assets, then you don’t purchase a home. But if we extend that thinking to the return on real estate (ik the math can be tricky bc of unpredictable real estate markets, just like any other asset)- but how would that compare? Granted we wait for long to capture that unrealized gain but sth to be said about real estate gains from holding for years. Would’ve been a great question! But amazing podcast nonetheless!
IF he has acculmulated 10 Crores also, he can pledge that and , Can easily do covered call to make atleast 15-30% returns annually. If he is risk averse also they are multiple strategy to make good returns. So might be he has a process to make that revenue and is reinvesting that profits into market .
It’s recommended to save at least 20% of your income. You can estimate how much should be saved based on your income. Saving that percentage can ensure that you have enough money to fund your SIP over time. You can take advantage of compound interest and potentially grow your retirement savings over time.
Effective personal finance management is more important than the amount of money saved,regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize positive financial outcome.
This is precisely why I like having a Financial Advisor guide my day-to-day market decisions; with their extensive knowledge of the market dynamics in play, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns. I’ve been utilizing a financial strategist for over a year now and my portfolio has made a killing.
@@Javivantesinsightful
HOW SO??
I agree. I’ve been working with a financial advisor since suffering major portfolio loss early 2022 and I return upwards of $ 20 k every month, and I don’t even have to lift a finger.
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
ADBE, VWINX, NIO and FSPGX are all still good buy, but what do I know I’m not a financial advisor lol
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $150k.
@@williamDonaldson432 I’ve been worried sick about the current state of my portfolio, who is your advisor?
I’ve been worried sick about the current state of my portfolio, who is your advisor?
My CFA is Rebecca Lynne Buie, a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
To those who disappointed about starting early...remember the saying, "The best time to plant a tree was 10 years ago, the second best time is right now." Congratulations on your financial success journey, I am proud of you. 😊😊😊
Thanks bhai to help keep my moral high 😊🙏
I agree, but no one is talking about where to start, which SIP to choose, or how to manage it. What I’ve noticed is that everyone in these videos, mostly fund managers, seem to be advertising. They only highlight success stories. Without understanding how to properly manage an SIP, we could end up losing our hard-earned money. So, be extra cautious about these success stories.
@@Kilikkoodu313
When it comes to investments, there are simple rules
1. Don't invest into something you don't understand, I started my journey with simple Fixed Deposites and Recurring Deposits.
2. Try to learn, understand and explore new investment opportunities, I started understanding different options like Mutual Funds and their categories, various stocks, US stocks, and even Crypto currencies and choose based on your risk appetite.
3. There is no Quick Rich scheme, it's a journey of learning, experimenting and sometimes failing.
And since you asked, Go with SIP in a simple Nifty50 Index fund from any fund house (Tata, HDFC, Motilal Oswal or any other).
All the best with your journey!!!
Whatever he says , don't compare your journey. Slowly we will reach a certain level, just don't rush. Save, spend, live life.
Exactly....sb sip wo Kamal nahi karegi jo 20-30 saal pehle shuru karne pr kiya h
Iska ek he system apko kuch na kuch wealth create karni kahi bhi kar sakte ho lekin mutual fund is time best hai or agar aap abhi start kar rahe ho to apko target 10 lakh ka lena hai bas ya apke pass jaise paisa ho
Great words sir🎉
@@ashishvgupta 10 lakh per month??
@@prithwirajbhardwaj9295 3 4 saal mai 10 lakh jama karlo fir maja ane lag jata hai mujhe 5 saal lage
In my opinion,
1. Focus on increasing your income by improving your skillsets
2. Start investing early if not started
3. Diversify your portfolio (MF/equity, Gold, Real estate, FD/Bonds(emergency funds))
4. Stop impulsive and unnecessary purchases like Iphone, SUVs
5. Finally, enjoy your life by travelling, have good food, explore etc.
Mutual funds is dead. Only ETF's
@@shivak3638 Great points! I completely agree. Building skills is key to increasing income, and investing early can really set you up for the future. Diversification is crucial, and controlling unnecessary expenses like impulse buys can really help with long-term financial growth. Also, taking time to enjoy life is so important - it’s all about balance. Thanks for sharing your thoughts.
@@shivak3638 i agree with you therefore, I havea channel where I make videos on ETF trading only
secret to higher SIP and wealth is to Increase your Income.
How is it a secret its an obvious fact
Yeah, one of the reasons
@@muhammedsalihp7574 😂😂😂😂
Obviously...if you are not having funds what will you invest
Rental goes towards business expenses and tax benefits are there wherein one can offset the profit and your capital keeps on earning at a higher returns...
The ideal way to go for creating material wealth is extremely simple.
1. Differentiate between your wants and needs.
2. Never borrow to fulfill your wants.
3. If required, only borrow for needs (that too only emergencies)
4. Save to buy what you want (iPhone, vacation, expensive bike etc.), no matter how long it takes to save.
5. Keep your investment fundamentals simple and keep increasing them in a slow but steady fashion.
No amount of money will ever be enough for your desires. Think of it only as security. Give time to your family and yourself.
The world is sufficient for human needs but not for human greed😂
Absolutely spot on! 🌟 These principles are the foundation of building long-term wealth and financial peace. Differentiating between needs and wants is such a game-changer. Too many people fall into the trap of borrowing for short-term gratification, only to sacrifice their future security.
Saving for what you truly want not only teaches patience but also makes achieving it so much more rewarding. And keeping investments simple while being consistent? That’s the ultimate key to financial success.
At the end of the day, money is just a tool for security, not happiness. Spending time with family and yourself is where true wealth lies. 🌱
Great thoughts - everyone should follow this mindset! 💯
@@RatishJha Patience is the key for all round success!
Balance is the key . Invest in SIP ,but also invest in courses for skills ,travel , special experience with loved ones ,good food ,good car and other things that you love. Because having bmw at 30 years is much better than having rolls Royce at 60 years age .
Gajendra kothari is the new star in MF's in coming times how stock market speak of Jhunjhunwala, Vijay kedia, Radhakishan Damani in the MF industry everyone will speak of Gajendra kothari in the next 6 yrs once he hit 100 crores such a humble and intelligent man he is and one good thing he is investing in his children right from the day they are born that is one right investment every one can follow for their children and also he is educating his kids to invest from such a tender age they will atleast become financially literate person by 25 yrs of age.
Before you confabulate just note, jhunjhunwala NW 45000 cr. Thanks
@@Oxygenfactory1 I am not comparing wealth wise even Jhunjhun wala didn't achieve it overnight I am saying about making name in MF Industry
Sahi baat
Beta tu aur Tera ye Gandu kothari . Dono fraud hai . 420 sala . 30,000 sip krta hoga mahine ka aur yaha dingey haak raha hai .
Absolutely! Gajendra Kothari is indeed one to watch in the future of the mutual fund industry. His humble approach, intelligence, and focus on long-term wealth creation for his children are inspiring. The fact that he’s teaching them financial literacy from such a young age is something everyone can learn from. By empowering the next generation with knowledge about investing, he’s setting them up for success early on. It’s great to see such forward-thinking in the industry!
While all these numbers and figures are astounding and the concept of Compounding is 100% correct when you give time to your investments, the underlying fact is that you need a "good" source of income at 'present' to ensure that you can have big SIPs and then let time do the magic. "Sources of Income" needs to be main game that needs to be played.
Exactly man. Ultimately earning potential have to increased in your formative years
You don't need. Whatever you earn invest 10% of that. If you earn less that means your lifestyle is simple and you will need less to retire. As you get better off you will likely earn more but that's not as necessary as consistency.
Kothari is bluffing as he was increasing the SIP every year.. So, its not like he deposited and waited.
One of the most important and knowledgeable podcast every 18 year has to watch . ❤
but you know most of them will never watch as they are busy with Netflix. i have also made many videos on ETF trading they do not watch😂
One of the most real, honest interview in recent times . This man so genuine and authentic. Amazing ..
Bull run ka kamal hai. I remember many Financial youtubers who used to criticize FD like anything when the market went down for several months. Their tone changed, and they started saying FD v karni chahiye aur profit book v kerna chahiye investments m. Rest a very encouraging video.
But they already made their wealth bro. 30 lakhs monthly sip is 3.6 crores annually. He already has more than 100 cr networth. And you are still waiting for the bear market.😅
@jitulvslife03 Obviously, they made their wealth through tremendous active income. Now corpus is huge. One can even survive through dividend income in case of prolonged slowdown in market.
@@abhilawvlogs India has bull run at least for next 20 years. The returns are not going to go to zero but might reduce that's all.
Also bull or bear are cyclical. In long term that's irrelevant. Even if market is stagnant because of inflation companies will have earnings growth. So stock market will at least beat inflation.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
patience is the hardwork, Compounding is the reward
Nice quote 🎉🎉
10000000000000% AGREE
Bruvv!!! This man! Clear as the polar ice! One of the best financial Podcast I ever heard. Thanks for the GYAN!
What sets Mr Michael Hugh Terpin apart, however, is not merely his expertise, but his unwavering commitment to integrity and transparency. In an industry rife with volatility and uncertainty, Mr. Terpin's steadfast adherence to ethical principles serves as a beacon of trust and reliability. His track record of fostering trust-based relationships with clients and stakeholders is a testament to his unwavering dedication to ethical business practices.
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
he is active on telegrams everyday
michaeltpintrades
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
I'm saying this, this man is getting popularity and his thoughts of not buying home too, soon housing prices are either going down or sluggish in 3-4 years
🤣🤣🤣
बहुत अच्छी जानकारी है🙏🏻🙏🏻🙏🏻🙏🏻
Umm I agree with Gajendra. Land is better than house 🏠
feelings......no one is right
in your dreans
Nice video , गजेंद्र भाई से बहुत कुछ सीखने को मिला , कंपाउंडिंग को बहुत अच्छे से समझाया धन्यवाद।
Start early
Invest regularly
Stay in the game .don't break compounding
Love from Kerala, even though some bits and parts couldn't be able to understand due to the language barrier, but still understood the core ideas. Great info and nice interview...
Gajendra kothari sir ..hats off to you...lot of respect. My guru in investment
My age is 19
And I convinced my parents for Sip as my parents are farmers we have a money but we don't have a financial knowledge so I convinced my parents
Good. Nice try and I'm glad that your parents are not so conservative while invest money in share market as compared to other parents
Keep acquiring financial knowledge as time runs
Great. Start early. With less amount. Buy max three to five Direct Growth MF. Include one Index Fund and one Gold ETF in it. Go steady and continuos. Do not jump in stock market to buy direct stocks. Do not stop/ redeem MF SIP for atleast 10 years. Then see the real magic. All the Best brother.
@@mayurpattarkine2758I am 20 and I want to start sip .. but I can't exceed it above 5k.. how can I proceed and which are the funds to go with..
at your age you are better than 99% people who are dreaming about getting stuffs for show off on social media🤝
Vety true.. don't trap into EMI stress, investment into compounding.
I sympathize with many people who had no knowledge digital marketing because currently dollar is unstable and coin is taking over to be universal currency
You're right, and if you don't invest or got a multiple source of income stocked, you might wake up one day to regret it.
Everyone needs a different stream of income, such as where one can invest some part of his / her monthly salary
Getting professional help is a smart move when it comes to building a strong financial portfolio that matches your long-term goals. It's always wise to seek guidance from an expert like Deeawn Roundtree mostly recommended by SEC.
Wow, that's amazing! I'm also a huge fan of her work! Her exceptional technical analysis skills have been a guiding light, providing clarity and reassurance during even the most turbulent market periods. Her expertise has been a valuable resource, helping me to navigate complex market dynamics with confidence.
That woman has changed my life for good, I attended her investment class couple of weeks and she's the best when it comes for guidance...
This man is incredible i watch all his videos to learn...He gives me courage to invest more. Its been 8 yrs i m investing in mutual funds. The day you complete 100 cr let us know.
Thank you sir😊
Kitne baar ek cheez bolega
Sahi me paid comment lagta hai
He is increasing the addition to the SIP every year, so it can become 1000 crores also if he keeps on adding capital to the SIP portfolio. Paid advertisement for mutual funds
The main point to be noted that apart from compounding, early start , log duration which no one noticed is his high income of wealth management job which provides him enough money to spare high monthly SIP for log duration.
Exactly
and he keeps adding new capital to the SIP every year, so he is bluffing
Learning how to grow money is great Achievement in teenage
I m 40yrs old and just started sip of 10k per month, and now I realised that why I haven't started sip in 20 or 25yrs ago. 😢 Why no awareness was there why not I learnt something about sip . I m too late now
Its never too late sir my story is also same like you.... Let's do it👍🏼
If possible please increase 10% Step up SIP every year.... Here and there in Market down by 4 to 5%, please add more money to your SIPs. In that way you can achieve big corpus. The same logic i am following.
Bro u r not late u r trappings ur future when u don’t have earnings sources
Same here
You will stay do good. Just stay disciplined and regular with SIPs
The main reason people brag about mutual funds is to create a chain ...only when new people start to invest in mutual funds or stock market the old investors get a good return for thier investment .....
I like contrarian views, but do you want to miss out on the momentum? Just because I am against it, doesn't mean its not going to work.
Really Man so sad to see such sort of mentality. I am sure u r not a student of science. U must be an illiterate to say like this.
You mean bank FDs give 12% returns and SIP/MF give 7% return & they are lying about the actual numbers so that they can trap new investors & get better returns on their investments?
Person in his 50s will never invest in an agressive fund that gives 21% returns . So the swp magic needs to be taken with a pinch of salt
How is that. Please explain…
@@myfav5340 what’s there to explain?
21% fund is paran parekh flexi cap which is on safer side
@@Hariom-be8ko it’s about exposure to equities rather than a particular cap
They can go for Balanced advantage funds
Thanks you so much ❤️ I am now 16 but I have 3 S.I.P and lumsum of 3.5 lakh it's helpful to my future plans. 😊
Too good at this age keep moving forward best wishes 💗
I am 19 i also have 2L portfolio
How?
How you can pay tax.?
Please tell me😢
Main ye sb krne se dar Raha hu ki main tax kaise aur kahan pay karunga?
@golumanotra3509
Same but, 20 yo
Lets connect
My age is 29 years.just started SIP 2 years ago of 7000 and now it is 11000. Now it has growth of 21 percent XIRR. I will end my SIP at 60 years.
Excellent, keep it up
which stock!!!
Keep it up! I’m on the same path and having XIRR similar to yours.
I have an strategy for 10 years approach. For the next 11 years I will put 50 percent in small cap next 10 mid cap 50 percent and last 10 large cap 50 percent.
My XIRR 40 ... 2 years ago
Fully agree with his view on living in a rented house....loved it !
i will always live in rented house until my passive income can buy one for me
I started 10k of SIP at the age of 30. Now I am 32 and investing 17k SIP
Kitnaa huaa hai portfolio batao
Kitna hua
The fund that gave 21% return is ICICI Pru Value Fund. It gave 21% annualised return in the last 22 yrs
Had a question about a game, and 4ra's support was right there, super quick! 🕒🙌
Stay in the course is the hardest!!!
Learnt a lot by this video.
His earing depend on wealth managment, thats why he enquirazing other should invest and give him money to invest
More and he will also learn more..... its just business not compunding.
Cynical mind never progresses
I agree with everything but owning a house is one of the basic things that help you feel happy. In the end, you need money for a few things house is one of the top things.
Wow Eye opening podcast...❤Thanks Sir
This is a wonderful interview. Amazing and simplistic approach to wealth creation. Very recommendable to the youngsters.
Guys don't compare yourself to anyone !!!
1. You know ur income
2. You know ur expenses for the month
3. You know your goals
Non tell u which funds to invest .... Only gayan ... If everyone knew this all would have been rich ❤🙏 just believe urself and catch hold of a good fund manager u will achive ur goals
Sir why you hide name of fund house you had accumulated for swp and fundhouse of contunuing sip for the last 22yrs.
It's nippon small cap
Mine current portfolio is 1.43 crore and per day SIP 5000/- means 1.50 lac per month..goal same like yours
How long it took to reach 1 crore?
Kaise kamate ho bhai Etna Paisa ... 5k daily 😮
It’s 1.15L max only.
What's your main source of income?
@@humblepawn873 it is Obviously business
Very informative and very interesting video learnt thank you sir for sharing.. Yes do let us know when you reach 100 crore that would be really inspirational with evidences for many who still doubt.. Good Luck Sir & God Bless...
Nobody is talking about increasing SWP. If that person is getting ₹75k/month and in coming years wants to increase the SWP amount as inflation matters then what happens with the corpus amount? Will it increase or decrease.
Please clear this point.
As long as you are withdrawing less than the annual cagr ..... your money will grow ....... eg if you MF giving 15% yearly return ..... you can withdraw upto 15% per year ..... you money will keep growing
if returns on your investment is 15% & inflation is 7% then you can withdraw upto 8% . So your inflation adjusted corpus will remain roughly the same.
4ra's loyalty program is just too good, racking up points like a pro 🏅💎
Retired in2020,interest rate only 6%..Hence invested 30L MF lumpsum.Got 10L profit in 2022,bought car.continued got 6L in 2023 bought gold for wife 4L,got two wheeler for self.Now sitting on 6L profit till 2024 sept.expect to get 12L profit in 2024. Lumpsum best than FD.
SIP company btaye, please
@@rakeshmaurya8164 company for investment is INFOSYS, ADANI POWER.. SIP for mutual fund, ICICI production technology fund, Nippon india small cap fund.All the best.
@@rakeshmaurya8164for investment Infosys,adani power.SIP in ICICI prudential technology fund or Nippon small cap fund.good luck.
Been getting daily updates from 4ra on match highlights, loving it! 📱🏏
The fin-Market;s have underperformed the U.S. economy as fear of inflation hammers the prices of stock;s and bonds. My portfoliio of $750k is down to $592k any recommendation;s to scale up my return;s during this crash will be highly appreciated.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
@32:11 it's golden advice... "don't take big financial decisions until you get financial maturity"
This is crazy sir. I'm to inspired and really excited to do something. . I'm 22years old now i don't have father . Only mom has business home delivery. And I'm looking for job. And i ended up here. What a day mynn. Thank you fr.
This is incredible, learnt so much from this podcast😄
Gajendra bhai you are an inspiration to a lot of people 🙏
Every week there's something new on 4ra, never gets boring! 🆕
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
he is active on telegrams everyday
*@michaeltpintrades*
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
he is also active on wa ts a p
Gods man. Really good transparent talk.
Is grow safe for future? If my corpus become around 1 crore can I withdraw rightly from grow app
This is an absolutely great video! Extremely scientific advice. Thank you Gajendra sir for explaining so well! 😊
*I had problem comprehending trading in general. I tried watching other TH-cam trading channels, but they made the concepts more complicated. I was almost giving up until when i discovered content and explain everything in detail. The videos are easy to follow*
I've been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?
I will advise you should stop trading on your own if you keep losing
If you can, then get a professional to trade for you i think that way your assets are more secure
I'd recommend PATRICIA,ALEX her profit is great even when there's a dip
The first step in every successful investment is to establish your goals and risk tolerance, a task best undertaken with the assistance of financial advisor.
Telling all my friends about 4ra, they need to experience this awesomeness 🗣️👥
As a teenager you should focus to invest in your skills not stocks or crypto or real estate until and unless you want to make a career on them . I strongly believe and even Warren wafet said that nothing can beat the compounding of knowledge. So as a teenager don't run for stocks or mutual funds try to make new experiences and acquire new high income skill by the savings money . Everyone don't need 100 or 1000 crs for a comfortable life just identify how much you need , and please invest in experiences and skills nothing can beat that and he is totally right when you are young it's a clever decision to live on rent .
100 crores ab zyada lag rahe hain teenage me...jabtak retire hoge @60, tab 100 cr ki value aaj ki 1 crore k barabar hogi which is just a bare minimum amount required today to survive post retirement.
@@religionofpeace782 100 crs infliaton adjusted will be 10 crs 40 years later
0
@@religionofpeace782 Stop bullshitting, man. Use your logic, the life you want to live depends upon luxury. Today, 50000 per month is more than enough to live mini luxury life. It all depends upon what kinda life you want to live and where u want to spend your money. I know people who earn 3 lakhs per month who don't drink or smoke and living single miserable life without marriage.
@@SuperGetoverhere Don't get frustrated facing the reality. What I am saying is a pure fact. 100 cr for a teenager, at 60 will be worth 1 cr of today. 1 cr as a retirement corpus is a bare minimum to survive without the fear of exhausting the corpus. That's what time value of money is.
I keep coming back to 4ra for the crisp and clear graphics, feels like a video game 🎮👾
Withdrawal ki baat pe koi bhi influencer ya AMC ka banda tax implication nahi batata
Ye kiya hia
Shagun ask very good questions all doudt cleared ❤ thank you shagun
Hi! what should we who are unemployed for last 1.5-2 years and not getting interview calls should do? Because since I lost my job, I have stopped my SIP. Current MF investment is of 4.5 Lakhs and no stocks. And have tried a lot of things to generate income since I was not getting any job, but have failed to generate any income. Did earn Rs 5k after selling my domain which I bought for 1.2k, because I needed money. My 12 lakhs of emergency fund (in FD) is over. And I feel that my unemployment is affecting my future corpus because of the gap in SIP/investment in MF. What should I do? Yeah, the focus is on getting some sort of employment, but I am not getting anything at all. 1.8 years se try kar rha job ka. kahi nahi mil rhi.
8:21 There is a word called inflation . Todays 75k will be 35K after 15 years after 6% inflation. So from 1 crore you should always with 0.5% that is 50K every month and increase your SWP with 7% every year to balance inflation.
Had an amazing winning streak on 4ra last week, can’t wait to play again! 🏆🎉
So, he manages others money through PMS but invests his own fund through MF 😮
Wow! Such an insightful videos...❤
He is one person who never shows his portfolio on screen .
What will you do seeing his portfolio😅
Why should he show?
You believe it, you do SIP, if you dont believe it, dont do. But he is saying right things.
Everything dont need proofs, it is his personal portfolio, maybe he dont want to show. Many rich people dont like to flaunt their wealth.
@@vishnu9764 why do you want to see his portfolio if you want to believe and take knowledge out of it and do investing if he don't invest and say the exact figures he can't do that and he is also giving info about his children portfolio as well invested for 14 yrs around 20 lakhs on her daughter and it became 1.06 cr as of now
Who will do that in public forum?! Grow up man..
Well here is my story - joined mindtree at 15k pm in 2007 ... was young had dreams ... spent money in pubs ... bought new jeans...fulfilling that made me a human.... by the time reached 1l PM...was married car loan personal loan ( many expenses ..even if you have corporate insurance 70 k will go for chidbirth ) ...putting the fisst kid to school 70k - 1.5 l...then buy a car ... dont do all these ... just put your hard earned money to these people..don't even have a life .... just listen to these people
Bhai log iska success dekh ke abhi SIP mat karna... Market overvalued hai... L lag jayenge... Jab jab aise success stories aane lage... Better book profit in SIP and Mutual funds. And whenever you see market Crash and bankruptcy news... Then re-enter again.
Agreed
Right
Correct
Best podcast I have ever seen ❤
All your calculations are based on past returns. India is growing now but will saturate sooner or later and the return would drop as well.
It'll take generations to reach that stage
India has great high potential. 95 born kids jab 55 saal ke honge tab jake ho sake India thoda saturate hoga, not much but thoda
How "compounding" is possible in SIP??
Its only atock price, & it can be go in either way.
Yes, SIP is a very good option but dont prepare yourself on compunding calculator.
Nice inspiration Kothari sir
Totally life changing video, it's my life 🧬 best video... Love you sir and mam..
हम ये podcast के शुरु मे
सर्च करके आये 😜
Please suggest me best SIP company??? And how much if I invest every month?
Okay so I'm 21yo....
N have started my sip with 2500...
But i chosen to invest in small cap for 30 years... Is it safe???? Please help sir
Invest in large cap if you want safety
@@RolexOp87 i think 30yr of investing in small cap should be consider as a safest instrument to invest...
@@Jaiswal569 always remember bro investing in mutual funds is never safe because when market crashes you will feel all your investment is gonna sink but market will eventually recover. So only if you have ability to handle this invest in mutual funds because stock market will definitely see at least 1 crash in next 5 years as being predicted by some financial experts
Amazing podcast 👍
Only a marwari or gujju can explain so easily
😂😂😂😂
That's correct arnab bro🙌🏻
@@yangerAier-hu1yo kya hass rha h lukkhe.. tu nhi samjhega
Thank you for this podcast, I have cleared a lot of my doubts and able to learn a lot ❤,😊
Where does he do his sip ?
1:39 why the x-axis says *Profit*, when this guy claims an SIP of 30,30,000/-
Very nice thank you so much sir ❤ and thank you universe 🙏🏽
who has the patience to hold on for 20 years. life happens
Then start SWP parallely
If u own a home which most middle class does, anyone can do that u don't require money for anything except grave medical emergency.
6to 23 or 25 one who concentrate on study... they can only possible to understand the logic study vs invest.. 💕
I have
True but only those can do for whom investing is a Nasha.😊
Such a great points mentioned and I have always felt that I will have to enjoy my life after marriage at least 5 years and don't be bothered about the savings.
Then what's your motive to earn 100cr if you don't want to spend.
Create generational wealth.
Jab tumhare saarein goals achieve kar liye hain .. create generational wealth, kyunki waise bhi woh paise tumhare koi kaam ke nahi hain .
But no one is talking about where to start, which SIP to choose, or how to manage it. What I’ve noticed is that everyone in these videos, mostly fund managers, seem to be advertising. They only highlight success stories. Without understanding how to properly manage an SIP, we could end up losing our hard-earned money. So, be extra cautious about these success stories.
Best age to invest in sip is 15 years and enjoy swp in 30 age 😅
Koi age nahi hai bro. Continue karo
Paisa bhi to hona chahiye na
@@sanjay9052 Salary ka 10-20% invest karo yaar..
Bacche ke naam kardo start when kid is 15
Gand dhona sikhne ke turant baad
Valuable information vlog 🎯☝️👍🙏
His income is wealth management and he is putting in mutual funds 😂
Nice podcast! I see how he’s analyzing the numbers like if your rental < return on assets, then you don’t purchase a home. But if we extend that thinking to the return on real estate (ik the math can be tricky bc of unpredictable real estate markets, just like any other asset)- but how would that compare? Granted we wait for long to capture that unrealized gain but sth to be said about real estate gains from holding for years. Would’ve been a great question! But amazing podcast nonetheless!
30 lakh per month as a sip? Srsly? 😮😮
I am investing 1.5 crores per month. But I cant share my portfolio thats a personal thing.
Matlab puri shaktii se feko@@himanshuroy4289
He has his own business, so not a big thing. And yes 30L per month is serious and true.
@@himanshuroy4289😂😂😂😂
Ha bhai ha 😂
Amazing interview. Such leadership shouts be leveraged to strengthen the law and order across the country. He would be an excellent consultant 🙏
He doesn't own a car too, very sharp guy.
Kiske liye kama Raha h fir ye kanjoos??? Life is to enjoy not to accumulate
That foolish
I don't agree with this. Money earnt is supposed to be spent. Because no one is going to take money with him in afterlife.
@@anilame2008 No he is using rental cars
Wow great conversation💐💐💐💥💥💥💥👍🏻👍🏻👍🏻
Total untrue, misleading, impractical, etc.
Give fund, scheme name. Return percentage.
How can you invest Rs 30 lacs per month.
IF he has acculmulated 10 Crores also, he can pledge that and , Can easily do covered call to make atleast 15-30% returns annually. If he is risk averse also they are multiple strategy to make good returns. So might be he has a process to make that revenue and is reinvesting that profits into market .
No