5 Reasons why I am upgrading to the Chase Sapphire Reserve!!

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  • เผยแพร่เมื่อ 15 พ.ค. 2024
  • In this video i will explain why, at least for the next year, i willing be upgrading to the Chase Sapphire Reserve. Chase Bank's Premier Travel Card.
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ความคิดเห็น • 214

  • @jakemercure
    @jakemercure 17 วันที่ผ่านมา +25

    Welcome to the best club in the game

  • @caribdude8151
    @caribdude8151 17 วันที่ผ่านมา +4

    Yes Sir! Happy Monday! 👍

  • @CallMeLani
    @CallMeLani 17 วันที่ผ่านมา +3

    About time!! Glad to hear you made the math work

  • @CesarJoel
    @CesarJoel 17 วันที่ผ่านมา +9

    Can’t wait see Uncle Luke riding a Lyft bike in Miami 💪 Thanks for the overview and information brother!🫵

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +2

      My wife always wants to rent them!!!

    • @CesarJoel
      @CesarJoel 17 วันที่ผ่านมา +3

      @@LukesPointsandMiles In my experience, Wife’s have the reason even when they don’t, so that’s added value.

  • @brianpour292
    @brianpour292 16 วันที่ผ่านมา +2

    Love the no nonsense reasoning. ❤

  • @SanjiChury
    @SanjiChury 17 วันที่ผ่านมา +3

    Congratulations 🎉🥂💸

  • @jimmyjames6492
    @jimmyjames6492 17 วันที่ผ่านมา +7

    CSR! Looking forward to see what you think of Chase + moving away from AMEX. Thanks for the info + video!

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +1

      The hardest part about moving away from Amex and is of the Hilton aspire goes away!!

  • @liamcarey2158
    @liamcarey2158 16 วันที่ผ่านมา +1

    Just got mine last week excited to check out the Boston lounge next week.

  • @JacobsPointsAndProfit
    @JacobsPointsAndProfit 17 วันที่ผ่านมา +3

    This is wild. I didn’t think you’d upgrade the Sapphire Preferred after talking about it for a while and I hope it works out for you. I thought I’d enjoy the 50% boost in the portal but the $550 annual fee scared me away

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +1

      Well I way overpay each year in annual fees so this is just another example. Haha.

  • @EdgarCrespo-qz7kl
    @EdgarCrespo-qz7kl 16 วันที่ผ่านมา +1

    The Etihad lounge at IAD was the coolest lounge I also liked the one in Boston that is worth checking out. Spent 3 hours there on a layover and had a great time the food is bomb 💣

  • @keyKEYadventures
    @keyKEYadventures 16 วันที่ผ่านมา +1

    👂👂I have 50 cards and the CSR ain’t one. I’m listening for sure now that I’m under 5/24. Might get it thanks for the video

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      Ha! Thats a lot of cards! Thanks for the watching keyKey!

  • @terenceada9140
    @terenceada9140 17 วันที่ผ่านมา +2

    I like Chase over AMEX because we do a lot of shopping at Costco. It's easy to rack up points shopping for a family. Great video!

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      Groceries are a huge expense!! Thanks for watching!

    • @christophercastillo709
      @christophercastillo709 16 วันที่ผ่านมา +1

      Could you elaborate? Which chase card would I need for Costco?

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      @@christophercastillo709 Costco requires a visa.

  • @jujus_reviews
    @jujus_reviews 16 วันที่ผ่านมา +1

    Not sure about others but definitely interested in your Amsterdam and Swiss trip. Saving points to go once my kids are a bit older. Would appreciate your feedback on your experience and travel recommendations. Thanks

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      This will be our biggest trip ever and we have a lot of adventures planned.

  • @412foto
    @412foto 16 วันที่ผ่านมา +2

    Are you doing anything like downgrading Preferred to a second Flex and then getting Reserve with new welcome offer or just straight up upgrade of the preferred?

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      My preferred is only 12 months old. So no new accounts.

  • @dylanschang6386
    @dylanschang6386 17 วันที่ผ่านมา +1

    I'm about to apply in branch for the elevated SUB of 75k, finally activating all my UR points. Looking forward to global entry, never had it or TSA pre before. And lots of lounges where I frequent!

  • @paulstein916
    @paulstein916 16 วันที่ผ่านมา +1

    I don’t have personal experience with booking through the Chase portal, but pro’s advise to confirm your hotel reservation booked through the portal is also posted on the hotel’s reservation system. They also advise on flights booked through the portal, you have to contact the portal if there are problems with your flight and it’s better to book directly with the airline. Maybe the portal is ok for a simple domestic nonstop flight but more complicated itineraries might be better booked directly with the airline. I’d consider a CSR if they opened a desperately needed Sapphire lounge in Miami.

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      Yeah there are some factors when booking with portals but I think the talking heads in the game have way overblown those concerns. So many people saying these things don’t understand that when you book a flight on the portal you include your loyalty number so the flight appears on your app and it’s very easily managed. I wouldn’t use the portal exclusively but then again, I don’t have any real concerns. I know how to book an alternative flight just fine.

  • @KingGreen78
    @KingGreen78 16 วันที่ผ่านมา +2

    Good job getting rid of that useless preferred, I'm liking your style lately, no more echo chamber

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา +1

      Haha. Yeah the preferred is just a $95 tax to use the partners.

  • @ManuelJimenez-ok2mn
    @ManuelJimenez-ok2mn 17 วันที่ผ่านมา +1

    I just did a product change to the reserve card. I already see some travel credits on my statement from my recent trip to Cancun. It's worth the cost to me.

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      Very cool!! I’m hoping to realize some great value

  • @nagatasan_21
    @nagatasan_21 17 วันที่ผ่านมา +1

    Good morning Luke, Can you give an insight regarding Wells Fargo Trifecta and what do you think it offers to the competition?

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      I'm not into "Trifectas" but I think the Wells Fargo cards are very good cards and i think once they add a few transfer partners, they would be a great choice for most folks. I would recommend their cards.

  • @AnthonyVenture
    @AnthonyVenture 17 วันที่ผ่านมา +1

    Before watching the video, I assumed you’re getting it to say you had it at least nowadays to then bash it again in a year 😂
    Although when you were mentioning adding more simplicity to your life in the past, I actually thought you’d get this card then.
    Yes I think you’re right about the Amex Travel protections, everything that I’ve ever read says your scenario would work, but again, who really knows until any of us do it, and then actually have a problem to even be able to and have to use it 😂
    Damnnn going for the Palladium haha!
    Either way, I’m interested to see what you think after a year or so Luke!

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +2

      I’m really considering a similar2025 consolidation and just using Chase and Cap1.

  • @Tywilliams341
    @Tywilliams341 17 วันที่ผ่านมา +1

    Just upgraded to CSR myself. The math doesn’t math as good as it does with some of my other annual fee cards tbh, but I’ll try it for a year. Have 5 trips that I’ll be able to access the lounges

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      I’m in the same boat. I’ll be able to check out the lounges over the next year and that’ll be worth the test drive.

  • @JonsCreditAndTravel
    @JonsCreditAndTravel 17 วันที่ผ่านมา +1

    When does the upgrade happen Uncle Luke? Sounds like a great swap out for you from the CSP.

  • @MrShaunG
    @MrShaunG 17 วันที่ผ่านมา +1

    Bon voyage Luke… LGA sapphire one of the best lounges I’ve ever been to. Unfortunately my standards will never be the same since Al Safwa. But LGA is my favorite US lounge. IAD and BOS always a good time too. But I’d say so far my favorite is LGA. (IAD is a little small, has like 1 shower I think…).

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      Nice and I agree the Doha lounge is crazy! I think I’ll be in LGA in October at the latest

  • @boy_named_niel
    @boy_named_niel 16 วันที่ผ่านมา +1

    Actually very very good point about the travel insurance. Especially with my crazy travel lifestyle in Europe, where you have extreme flexibility to just travel, the one way flight protection did work out once, vs Amex that would have never paid out.
    Also for that Hilton diamond, 100% agree! I was about to cry when I visited to my home country of Japan last week, got upgraded to a suite bigger than my first family home where 5 of us slept in ONE ROOM SMALLER than the whole suite I have to myself that I got for free via Amex Hilton Diamond status. Unless you’ve experienced it, don’t think anyone can comment
    Lastly, I think the points multipliers only benefit outside the US. In and out of the US, 4x back on Amex Gold on food and groceries is unbeatable at 8% return. However outside with less Amex acceptance, it drops down to 2% on my catch all non-Amex spend on my Apple Card.

  • @user-wh1ti5cl2c
    @user-wh1ti5cl2c 17 วันที่ผ่านมา +1

    Thanks for the video. I have the amex platinum the capital one venture x and the chase sapphire preferred. I am thinking about canceling the chase.I preferred and having my wife apply for one. In my situation the chase sapphire reserve it's not in the cards

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      Yeah I can understand. I’ll be holding all three : platinum, CSR and VX.

  • @maheke6452
    @maheke6452 14 วันที่ผ่านมา +1

    hey luke i got a quick question. i fly chicago to guadalajara about once a year and maybe a domestic flight every other year. i was wondering what would be the better duo/trifecta (capital one/chase/ wells fargo) i dont care about lounge access, rental cars or hotels. i wouldn’t benefit from amex as i would only use about $400ish in credits. i just need flights as i stay with family. i fly southwest domestically. they have a hub in chicago and they are cheap. anyways, would transferring points through british airways and booking an american airlines be generally cheaper than just booking a flight with cash to guadalajara. (there’s not a lot of options to guadalajara) i fly viva airbus. i don’t have any point transferring cards and i don’t really know much about the space. i’m considering getting the csp, the wells fargo autograph journey, or the venture one. i don’t care about flying first class or anything fancy as long as i get there😂

    • @LukesPointsandMiles
      @LukesPointsandMiles  14 วันที่ผ่านมา +1

      Well honestly with your specific case, I would suggest no annual fee cash back cards. You could get several other earn 5% and use that for your flights. But think Chase is a great inexpensive way to do this as well. I’d recommend the CSP for the protections and Southwest partnership. I’d also get the freedoms flex and the freedom unlimited. If you are interested in biz cards I’d highly recommend the ink cards as well! Hope this helps. Feel free to use my card link!

  • @youseennothing8432
    @youseennothing8432 12 วันที่ผ่านมา +1

    What do you think of Cap Venture X compare to CSR?

    • @LukesPointsandMiles
      @LukesPointsandMiles  12 วันที่ผ่านมา

      Well I just got the CSR and I haven’t even swiped it yet. For right now this moment, I believe the VX is the superior product.

  • @seanhughes2026
    @seanhughes2026 16 วันที่ผ่านมา +1

    CSP will be getting an in branch welcome offer of 85,000 points. Started on 4/26. I know videos about the CSR but the CSP has a better intro offer in branch for new customers

  • @JakeVanderPloeg
    @JakeVanderPloeg 16 วันที่ผ่านมา +2

    Just upgraded last week!

  • @JuanGarcia-hr1wf
    @JuanGarcia-hr1wf 17 วันที่ผ่านมา +5

    CSR for the 🏆

  • @basaindon
    @basaindon 16 วันที่ผ่านมา +1

    Wow. I live next to two of rhose lounges but im still reticent. I have plans to burn up my PP calendar year benefit before my summer trip. Maybe my wife will love it and push for the CSR. The tough part about LGA and JFK is the lack of airside connection between terminals. I hope you get a chance to check one of them out.

  • @rmknicks
    @rmknicks 16 วันที่ผ่านมา +1

    First of all...Yay Malta! It's one of the best places I've visited. Secondly, I just got back from Belgium where I used the hell out of the CSR. Between the 3X on dining and the twice a day 3X Uber rides, it was fantastic. Totally solid card! Welcome to the dark side.

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา +1

      Thank you sir!! I am a little worried that the actual airline in Malta has changed names. I’m hoping there’s no mix ups

    • @rmknicks
      @rmknicks 16 วันที่ผ่านมา +1

      @@LukesPointsandMiles If I recall correctly, we flew Air Europa from London. So good luck!

  • @DCGEMINI202
    @DCGEMINI202 17 วันที่ผ่านมา +1

    I knew u would cross over at some point but the instacart credit is so easy to get value from. I get $14.25 in value every month.
    (Free tide detergent for laundry days 😅)
    Also the doordash $15 credit every 3 months is also a free lunch in my eyes

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +1

      I’m hoping to formulate a plan of those very soon!!

  • @mujt6a
    @mujt6a 16 วันที่ผ่านมา +1

    OH❤

  • @johnwick860
    @johnwick860 15 วันที่ผ่านมา +1

    Uncle Luke, does Citi allow you to downgrade any Citi - AA cobranded personal cards to custom cash or double cash?

    • @LukesPointsandMiles
      @LukesPointsandMiles  15 วันที่ผ่านมา +1

      It is an option, normally. I have heard of them not allowing a product change before but typically you can product change across families with Citi.

  • @ryanccc777
    @ryanccc777 16 วันที่ผ่านมา +1

    I am tempted to upgrade from the CSP to the CSR as a test run. As you mentioned, people who only have personal cards view the CSP as the gateway to Hyatt and justify the $95 fee and most of what I hear is that people don’t even use the $50 hotel credit through the portal which leaves the effective annual fee at $95. With the CSR being $550 and having the $300 very easy to use travel credit, this leaves the effective annual fee at $250…..(not factoring in AUs, which I would have to) if you view the $95 as the cost of doing business with Chase / Hyatt then the value you need to get from the CSR is the $250 - $95 =$155. None of these numbers will rock the boat but these thought exercises are fun.😂

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา +1

      Yeah. Either way there is a chase tax that we need to ask ourselves if it’s worth it

  • @VictorMartinez-zf6dt
    @VictorMartinez-zf6dt 17 วันที่ผ่านมา +1

    I personally think, for me, the combo of the green and platinum is better. But I am curious, do you think I should complete my chase trifecta, I'm just missing the Freedom Unlimited? I'm over 5/24 and have to garden, or should I wait for an elevated offer on another card? I'm currently waiting for an elevated offer on the Amex Delta SkyMiles Platinum, currently at 50k miles, but they had one for 80k miles. I know you don't hold loyalty to airlines, but I like to fly Delta and JetBlue for the experience and treatment that frankly other airlines don't give me.

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +1

      i dont think airline cards are worth it unless you are flying like weekly or more. I would not bother with the Freedome Unlimited. The Platinum / Green Combo is killer but it sure it pricey!!

    • @VictorMartinez-zf6dt
      @VictorMartinez-zf6dt 17 วันที่ผ่านมา +1

      @@LukesPointsandMiles Yeah, that makes sense. So hotel cards would be your go to? Hilton cards are giving some nice offers now. Would you go Hilton, Marriott, or Wyndham?
      And yes the Green and Platinum combo is pricey, but worth it for me, I use the coupons and come out ahead. I use the airline fee credit every year on JetBlue upgrades, bags, and fees, I get the Uber credit, the Walmart+ credit is nice here cus Walmart delivers faster than Amazon where I live, and the entertainment credit covers my Disney+

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +1

      @@VictorMartinez-zf6dt I love hotel cards. But I’ve never gotten much value on the Marriott side. I focus on Hiltons but I’ve seen some great Wyndham redemptions in South America.

    • @VictorMartinez-zf6dt
      @VictorMartinez-zf6dt 17 วันที่ผ่านมา +2

      @@LukesPointsandMiles Thank you for the amazing advice as always!

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      @@VictorMartinez-zf6dt good luck. Tons of great hotel cards out there!!

  • @hammiusa1
    @hammiusa1 16 วันที่ผ่านมา +1

    Got over 30 cards and CSR is hands down the BEST from the REST

  • @thejokerspeaks
    @thejokerspeaks 16 วันที่ผ่านมา +1

    Should be an interesting year. Either way, you've got to give to Chase for successfully competing with Amex without the same swipe fee margins.

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      I give it to both of them for the insane marketing. They do a great job there.

  • @tdd10
    @tdd10 17 วันที่ผ่านมา +1

    I’ve used the$300 credit on sapphire reserve downgraded to a freedom got a fee refund and after that statement closed upgraded a different freedom card and then used the $300 travel credit on that new sapphire card and keep it for the next year good trick to get Chase to pay u $50 to have a sapphire reserve

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      I’ve heard of this technique. That is not something I would ever do.

  • @christinichka
    @christinichka 9 วันที่ผ่านมา +1

    Jealous! I want CSR but I'm only 2 years and some months into my CSP. I use CSP to bank my UR from my other Chase cards and I don't have a P2 what would you recommend doing with any points accumulated there when I downgrade to get the CSR in a few years.

    • @LukesPointsandMiles
      @LukesPointsandMiles  9 วันที่ผ่านมา +1

      You can upgrade to the CSR now if you like. You can also just move your Chase points to another UR point earning card if you ever down grade and then move them back over to Sapphire after opening

    • @christinichka
      @christinichka 9 วันที่ผ่านมา +1

      Oh I didn't realize I could upgrade to CSR. Definitely going to consider this. Thanks for the tips for downgrading too.

  • @MichaelCMeyer
    @MichaelCMeyer 17 วันที่ผ่านมา +1

    I am considering keeping my CSR for BOS airport Chase Sapphire lounge access. I am tempted to product change from CSR to CSP because of the Priority Pass restaurant benefit ending June 30, 2024. Capital One Venture X business credit card still has the PP restaurants benefit. If I visit friends in Plano or family in Richardson I can visit the C1 lounges in DFW. Now if only there were a Chase Sapphire lounge in TPA and DFW.

  • @PhilMo78
    @PhilMo78 17 วันที่ผ่านมา +7

    I just dont see it. CSP is 🗑...but its $95 of trash vs $550 of 🗑(or $250 if u wanna play that way) I just dont see myself making up the difference with 1.5 vs 1.25for the 1 or possibly 2 portal bookings per year. The lounge access may do it for me once they add a few more, but by then maybe cap1 will have added more too. Thanks for the video, always great to see different setups.
    Maybe u can start renting bikes and come out ahead. 😊

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +1

      Haha! I just need to see for myself how well it works. If it doesn’t work, it’ll become a freedom flex in a year!!!

    • @PhilMo78
      @PhilMo78 17 วันที่ผ่านมา +2

      ​@@LukesPointsandMilesthat is def 1 advantage of Chase up and downgrades. Can test it out! Once I get the INK preferred I think my CSP will finally go away too!

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      @@PhilMo78 yeah I can see that. I much preferred the CIP

  • @Flyin5013
    @Flyin5013 17 วันที่ผ่านมา +2

    Going all in on chase over C1 and Amex with the wife as 2 player game. Would maybe make the move later on for the other two if getting sign up bonus makes sense for us

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +1

      I’m actually thinking about going all in 2. Chase and cap1.

    • @Flyin5013
      @Flyin5013 15 วันที่ผ่านมา +1

      @@LukesPointsandMiles I really like the venture x but I don’t think we spend enough to separate our spending on two different credit card companies. Could use that travel credit every year tho easily

    • @LukesPointsandMiles
      @LukesPointsandMiles  15 วันที่ผ่านมา

      @@Flyin5013 that’s interesting. I don’t think I’ve heard anyone say that before. If you’re paying ok expert mode, they share partners. I think it ok to have both and focus on one. The other being a back up

  • @IanMaschal
    @IanMaschal 17 วันที่ผ่านมา +1

    I’ve watched two videos this week from other credit card” influencers” that were 100% speculation, they had zero actual real world experience with what they were talking about. Automatic thumbs down. I really appreciate your straightforwardness and honesty.

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +2

      I understand what you are saying. We have issues in these with folks talking about stuff they don’t actually do.

  • @jpknowledge8852
    @jpknowledge8852 17 วันที่ผ่านมา +5

    Say it ain't so Luke 😂 I hope I see you on a Lyft bike doing wheelies somewhere taking full advantage of that lyft pink membership 🚴‍♀️
    I just can't see how "most" people offset the annual fee with this card. The CSP isn't good, but that 50 hotel credit drops the cost a little for access to Chases partners.
    And if you have priority pass with another card, you get one pass each year to a Chase lounge.

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +2

      Oh no I totally agree with you. But I need the card for a year so I can possibly bash it. I don’t think I can make up the AF and I don’t think it will last more than the 1 year

  • @westusa
    @westusa 16 วันที่ผ่านมา +1

    Sad live near LAX/OC airports PP sucks here removed restaurants and no CSR Lounge. CSR benefits expire also. Moving to Amex Gold and Amex Blue Business Plus then Platinum and BILT. Cap1 didn't give me a Venture X even though I have checking and savings accounts with them.

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      Oh wow. Yeah it’s definitely looks like location plays an huge factor at the moment t

    • @trave7644
      @trave7644 16 วันที่ผ่านมา +1

      I hardly care about that benefit. My use of lounges is always in europe,which has superior lounges. So I carry the venture X.

  • @alexissimmons-guess5118
    @alexissimmons-guess5118 17 วันที่ผ่านมา +1

    I plan to upgrade next month myself. Shifting my focus to short inexpensive weekend getaways so the 10x booking thru the portal looks like a win. And the travel protections will give me a piece of mind since I'll be doing some US domestic flights for medical treatment. I'm loving it and addicted to this game...since I already had $ budgeted in cash for my medical treatment I opened up and already hit the bonuses for Hyatt & American Airlines cards. Major thanks for your content!

  • @TheCreditFrog
    @TheCreditFrog 17 วันที่ผ่านมา +8

    Big Daddy Platinum is sad you're leaving him for someone else 😢

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +4

      Keeping the big daddy around at least one more year.

    • @zackchristian471
      @zackchristian471 16 วันที่ผ่านมา +1

      Do you still think that the Ink Preferred is better than the CSR? I was on the fence and pulled the trigger on the CIP after watching your video :)

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      @@zackchristian471 I think the CIP is better than the CSP for sure. I’ll find out how valuable the CSR is in the next few months

    • @newagain9964
      @newagain9964 16 วันที่ผ่านมา +2

      Who that seriously travels cancels their platinum?? 🫥

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา +2

      @@newagain9964 maybe if there was a money issue? $890 isn’t exactly chump change

  • @OfficialChadsMoneyMinutes
    @OfficialChadsMoneyMinutes 17 วันที่ผ่านมา +1

    To be honest as far as Amex is concerned as long as you use a qualified Amex card to pay the fees on all of those trips then YES that is technically considered a round trip! I just researched the insurance page by page for a new video I’m dropping. Hope this helps

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      I will look again tonight. The platinum card at least on one of the benefits is specific for round trip but then it was vague language on what a round trip is and I’m 100% sure I used different cards on this next trip for different bookings. Haha

    • @OfficialChadsMoneyMinutes
      @OfficialChadsMoneyMinutes 17 วันที่ผ่านมา +1

      @@LukesPointsandMiles yeah it’s on the trip interrupt/cancellation insurance

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      @@OfficialChadsMoneyMinutes it’s just a little tricky because visa infinite doesn’t have that type of language. Honestly I’m sure Amex would take care of it.

  • @whamsterdam
    @whamsterdam 17 วันที่ผ่านมา +1

    Uncle Like you should do a Master Class ❤

  • @endersgameover
    @endersgameover 15 วันที่ผ่านมา +1

    I hope it works out for you, but I really don’t see the value in the reserve. Especially with the downgrade to Priority Pass.

    • @LukesPointsandMiles
      @LukesPointsandMiles  15 วันที่ผ่านมา

      I agree. This love is also about getting the experience for my channel. I don’t see it lasting more than a year

  • @newagain9964
    @newagain9964 16 วันที่ผ่านมา +2

    Funny thing, I been saying once elevated SUB returns for CSP or CSR I’d apply. Now here, not interested. I’m sure a big part is going to a Chase branch is nowhere convenient for me. And subs are meh.
    Also, targeting USBAR next. CAP/CSR not with a new acct hit or hard pull. And they’ll be sock drawered regardless The Long game…😐

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา +1

      I can understand. For me I think the USAR is the way overrated. Really just hyped on the TH-cam’s.

    • @newagain9964
      @newagain9964 16 วันที่ผ่านมา +2

      @@LukesPointsandMiles overhyped yes (but still solid card). But it’s part of my end game/exit plan. Far easier to get it now than in 2 yrs, after who knows how many cards/pulls and once my (international) travel is completed.
      Have u made a vid on how/why USBAR is “overrated”. Other than no transfer partners and bank is a pain in a, I’m curious to hear more.

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา +1

      @@newagain9964 it’s on the list. I’m still
      Not sure if I want to add to the hype haha

  • @Lancun
    @Lancun 16 วันที่ผ่านมา +3

    Reason #6 and most important of all...the recent card redesign with the heavier metal and engraved logo.
    🤣

  • @paulcaskey
    @paulcaskey 16 วันที่ผ่านมา +2

    Chase took away the free safe deposit box for veterans. I still get the free checking though, so can't really complain.

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา +2

      I’m never knew about the boxes.

    • @newagain9964
      @newagain9964 16 วันที่ผ่านมา +3

      Wow. Cool perk…I never knew about..or got to use. 😫

  • @Brianpeckin
    @Brianpeckin 17 วันที่ผ่านมา +1

    Just wish they would add a rental car status or hotel status. Or very least other options to lower the annual fee more easily than just the 300 flight credit. But that lower the fee matters little just want status

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      I think the only thing we are getting is the lounges and hopefully they can build on what they have available at the moment

    • @Brianpeckin
      @Brianpeckin 17 วันที่ผ่านมา +1

      @@LukesPointsandMiles yeah but unfortunately the footprint of that is very small. At this rate we're about to wait 10 years to even get decent size. I've never seen a sapphire lounge then I have one in los Angeles lol. They're kind of behind the eight ball but they added more like status. It would help a lot because there's really no point for most people to even get reserve over the preferred. Like I want to get the reserve but only a few lounges is n't going to entice me yet? Maybe one of the Las Vegas one and the Phoenix one open. Maybe I'd consider it

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      @@Brianpeckin I agree. I just don’t think Chase needs to do anything. They have blind loyalty from so many.

  • @havalopez
    @havalopez 16 วันที่ผ่านมา +1

    I thought about doing this, but I can only justify it with the $15/m instacart credits. Unfortunately, they say that credit is only until July, 2024. I’m waiting to see whether they renew or what they replace that credit with

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      I’m curious too. Because I don’t use instacart at the moment t

    • @havalopez
      @havalopez 16 วันที่ผ่านมา +1

      @@LukesPointsandMiles $15/m is a big enough credit to start!

  • @henrynlouisville1
    @henrynlouisville1 7 วันที่ผ่านมา +1

    My kid just accepted UT-Austin. I need some help. I tend to stay at Hilton & fly United. I just got a United Explorer Card and already hit the 50k bonus. I was looking at a Hilton card and the CSR. Luke HELP!!! I need a card for local spend and domestic flight/hotel spend domestically. I'll probably be buying 10 flights a year and 10+ hotel stays. What card should I get to put ALL the household spend on in order to maximize flights/hotels to/from SDF/AUS ? BTW...our normal everyday card has been the Citi Custom Cash for years. Perhaps I should get a AMex or CapOne card instead for my situation?

    • @LukesPointsandMiles
      @LukesPointsandMiles  7 วันที่ผ่านมา

      If you like United, I think the CSR is an option.

    • @henrynlouisville1
      @henrynlouisville1 7 วันที่ผ่านมา +1

      @@LukesPointsandMiles OK, so for my case, you're suggesting that the CSR is the best bet for my needs...over the AMex silver/gold and CapOne VX?

    • @LukesPointsandMiles
      @LukesPointsandMiles  7 วันที่ผ่านมา +1

      @@henrynlouisville1 I like the VX over the CSR is you’re wanting a one card set up. It if you really need United then Chase is partnered with them

  • @whiskersredwood7903
    @whiskersredwood7903 11 วันที่ผ่านมา +1

    The reason they don't mind repeating the bonuses is because the bonuses encourage people to spend more money.

  • @rowdimus1
    @rowdimus1 16 วันที่ผ่านมา +2

    Great video. Glad you’re joining. I’ve always thought CSR was the best card of the Big 3 (AmexP, C1V, and CSR).
    I gotta say I’m really liking the portal too. in several situations, I’ve looked to transfer points to Hyatt, only to find out that there are no available award nights on the days that I’m looking. However, in the portal, I’ve always been able to find the hotels I’m looking for, whether it be Hyatt, IHG, or other such as Hilton. Of course, I use this more for domestic options than overseas options. But still, the portal has done well for me so far, despite whatever everyone says about using it.

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา +1

      I’ll be honest, I rank it third after the platinum and the VX but I’ll give it a fair shot.

  • @DGuatemala
    @DGuatemala 17 วันที่ผ่านมา +1

    Please give a link for the Amex stipulation that it must be a round trip, not a one way, open jaw, etc. I called Amex and they said it could be one way (for baggage coverage).

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      It’s in the terms and conditions for the platinum card. I’m not home so I won’t be linking the Amex site anytime soon. If you’ve never read the T&Cs and the protections I think it’s worth reading through them just in case

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      Maybe I just clarify: It doesn’t stipulate every single benefit is for round trips.

  • @DugrozReports
    @DugrozReports 16 วันที่ผ่านมา +2

    Nothing wrong with a little paranoia when it comes to travel insurance!

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา +1

      Haha. Something we start to think about as we get older right?

    • @DugrozReports
      @DugrozReports 16 วันที่ผ่านมา +1

      💯

  • @Suited240sx
    @Suited240sx 17 วันที่ผ่านมา +1

    So if you do a product change, can you still get a SUB?

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      No sir. Sapphire subs are only possible every 48 months

  • @Trucker-X
    @Trucker-X 16 วันที่ผ่านมา +1

    💪

  • @curmudgeonextraordinaire1884
    @curmudgeonextraordinaire1884 17 วันที่ผ่านมา +1

    Considering how much you travel, you’ll definitely use the $300 annual travel credit. That knocks the card down to $250, which isn’t terrible.

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +1

      Oh yeah I’ll get that thing done quickly. Hopefully I can squeeze some more value out of it

    • @bruceedwards3844
      @bruceedwards3844 16 วันที่ผ่านมา +1

      @@LukesPointsandMiles Actually, you can double dip the $300 travel credit.

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      @@bruceedwards3844 if you’re talking about changing to a sapphire reserve, using the credit and then downgrading, that’s not something I’m interested in talking about on the channel.

    • @bruceedwards3844
      @bruceedwards3844 16 วันที่ผ่านมา

      @@LukesPointsandMiles Such behavior is very common for the Amex Platinum card. Posters frequently point out in late Nov. early Dec. that now is the time to sign up for the Amex Platinum card so one can double dip the credits.

  • @user-wg2js6in6b
    @user-wg2js6in6b 17 วันที่ผ่านมา +2

    🎉

  • @ismaelmendoza7652
    @ismaelmendoza7652 15 วันที่ผ่านมา +1

    Luke there is channel on TH-cam making videos with your content. Butt in a robot voice, the same exact word for word

    • @LukesPointsandMiles
      @LukesPointsandMiles  15 วันที่ผ่านมา

      Oh jeez. Can you tell me what it’s called?

    • @ismaelmendoza7652
      @ismaelmendoza7652 15 วันที่ผ่านมา +1

      @LukesPointsandMiles it's called I finally canceled my amex gold card. Oey cash is the name of channel

    • @LukesPointsandMiles
      @LukesPointsandMiles  15 วันที่ผ่านมา +1

      @@ismaelmendoza7652 looks like he has a bunch of my videos on there. I tried to report it to TH-cam so let’s see how it goes. Super appreciate you sir!!

  • @SolidLiquidFox
    @SolidLiquidFox 17 วันที่ผ่านมา +1

    Ink Preferred and Ritz card gets you close to this same set up.

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +2

      I would never be interested in the Ritz card. well, at least not until I see the update.

    • @SolidLiquidFox
      @SolidLiquidFox 17 วันที่ผ่านมา +1

      @LukesPointsandMiles all travel benefits of CSR at a lower AF. Your Freedom cards already give you some multipliers from the CSR which is wild and illustrates how bad the CSR is.

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา +2

      @@SolidLiquidFox I’m familiar with the card but I’m not interested in ever getting it. It wants terrible mainly because it wants Marriott points and I don’t think the card will be around in its current form for much longer. I honestly think it’s a bit overrated and folks that aren’t Marriott loyalists are kinda forcing it

    • @SolidLiquidFox
      @SolidLiquidFox 17 วันที่ผ่านมา +2

      @@LukesPointsandMiles I agree that it is overhyped if Marriott is not frequented.

    • @newagain9964
      @newagain9964 16 วันที่ผ่านมา

      @@SolidLiquidFoxbruh. FOR NOW. It’s gonna be public again and it’s not gonna keep the outsized “value”. Regardless, I don’t want Marriott pts. And I try to avoid staying with them. 👎

  • @MannyCovington
    @MannyCovington 16 วันที่ผ่านมา +1

    CSR Gang! (I’m not in it but just wanted to say it😂)

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา +1

      Hahaha. I just now actually hit CSR Gang status. It’s showing up on the app!!

  • @pg6299
    @pg6299 16 วันที่ผ่านมา +1

    Welcome to the dark side! I love my CSR! 🎉

  • @VictorMartinez-zf6dt
    @VictorMartinez-zf6dt 17 วันที่ผ่านมา +2

    First!? Also looking forward to your reasons.

  • @Martin-Savage
    @Martin-Savage 17 วันที่ผ่านมา +1

    Haha now I don’t feel guilty getting this card.

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      No reason to feel guilty for getting. Promoting it when we all know its limitations…….

  • @L_____E_______IT
    @L_____E_______IT 17 วันที่ผ่านมา +1

    LFG MATRIX MULTIVERSE BOYZ

  • @krs1905
    @krs1905 16 วันที่ผ่านมา +1

    The $120 less than the Plat for an AU is overlooked and underrated. $75 for an AU with great lounge access seems like a good deal nowadays.

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      “Great” lounge access? I’m hoping one day it’s great.

    • @krs1905
      @krs1905 16 วันที่ผ่านมา +1

      @@LukesPointsandMiles I fly out of NYC so the CSR will work well for me. The VX is a miss for me and I have a platinum card.

    • @LukesPointsandMiles
      @LukesPointsandMiles  16 วันที่ผ่านมา

      @@krs1905 csr is just really northeast focused. Which is ok since I generally connect there on my way to / from Europe. I should be able to visit them soon

  • @alfredhewitt3761
    @alfredhewitt3761 17 วันที่ผ่านมา +1

    Welcome to the world of 10x Lyft Pink, and PYB, as well as Chase Dining that is never available in your area!

    • @LukesPointsandMiles
      @LukesPointsandMiles  17 วันที่ผ่านมา

      Hahaha. I rode some bicycle rides. Time to get my weight way down