We're Being Legally Robbed In The Philippines And We're Complicit In The Robbery
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- เผยแพร่เมื่อ 3 ก.ค. 2024
- From the moment we step foot off the plane until the time we leave, we are spending money. It's a neverending cycle that many refuse to acknowledge. We end up spending 25-50 percent more than we planned! Thanks for watching.
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#philippines #expat #retirement - บันเทิง
It's not in Philippines, it's in the whole world!!! All women are looking for financial security.
Maybe.
Please do not forget that many women from the west make more money than their husbands.
These women form the west are not fully dependent on their husbands for financial security.
That's why I'm still single 😂
women say, No money, No honey.
Me saying, No honey, No money.
They all think I'm poor.
But actually, I just wise up long time ago.
I've been taken for a ride more times than I can count.
Now I just spend $30 to $50 for dates with university students. Plus $5 for a quickie in a motel.
Too many students, and I can't keep up.
sounds like a sad life.@@cryptowhale1615
Could not have said it better myself!
@@cryptowhale16155 dollars for a quicky. 😆
We are buying love. Plain and simple
Anywhere in the world, but I rather be somewhere my money stretches further and we can always choose to not move her in and live alone!!
It's not love.
Yes but they don't love you , why do you guys even think that .
So is everyman!!!
The good think about having a Filipina wife is she never lets me get taken for a financial ride. When we go out she negociates the price on transportation such as trikes, taxis ect. She always lets me know what is a good price and where we can get it cheaper. I am thankful we never get ripped off. My girl is tight with money but we are always doing things. She knows how the game is played. The first thing I realized is live like a Filipino in most things. You can still splurge once in a while.
👍
You didn’t get
a gold digger..
many foreigners
will never believe
you 😆
Same thing my Pinay made me realize a lot and the things that I thought was important is not, and I don't spend much money anymore because of her😊
and none of her extended family members never had to go to the hospital? or had some other reason to ask for money? If not, you are very lucky.
You got a good partner but the female cunning is another beast altogether that westerner's just don't see until it's over the hill and speeding down that steep slope! Sad some people assume life is like what they perceive and the reality is total opposite!
"She's gonna spend it, she's gonna find something to spend it on" 11:05. Calvin you hit the nail on the head with that observation. My advice to foreigners living strictly on social security or a pension is to put something aside every month because social security rules and amounts could change at any time.💸🏝️
They need to get an income again by likely creating a business there. Never rely just on a pension.
Teacoh them the meaning of no. They can work if they want more.
@@alanguages That's why I'm still single 😂
women say, No money, No honey.
Me saying, No honey, No money.
They all think I'm poor.
But actually, I just wise up long time ago.
I've been taken for a ride more times than I can count.
Now I just spend $30 to $50 for dates with university students. Plus $5 for a quickie in a motel.
Too many students, and I can't keep up.
Got to slow down or you will wear yourself out. I literally know of some guys in their early 60's hooking up with young 20 year olds. They know it isn't a long time thing.@@cryptowhale1615
I've been to the Phils many many times ( and lived there too ) I've experienced the province life and big city life. It all boils down to it can be as expensive or as cheap as you make it....when your girl says buy me this or take me here too often there's a magic word....NO ! If she can't accept that then she's the wrong one for you anyway, show her the door. It's not your job to support her family either....help them now and then sure, but not support them. And the Philippines is one of the CHEAPEST places to live in the world....where can you rent a house on the beach for 400-500 usd a month....in the US to rent a house on the beach it would be 1000 usd a DAY....not a month ! Try to get a taxi in the US for 3-5 dollars, they'll laugh at you but it's common in the Phils. To say it's not cheap in the Phils is simply not true, it's as cheap ( or expensive ) as you want it to be. The key word is knowing how to say NO. Great channel Calvin ! Keep up the good work.
Great comment
I agree with this statement and my lady negotiates all our prices, cabs, trikes, hotels and souvenirs. Now, when I retire I will be okay with my modest retirement income stream coming in but even with that, I will always put money aside that even my wife will now know about. And I already have a budget (a damn good amount) monthly for her to budget monthly so she could never complain. If she does complain, that will be the time I will bow out and let her live her life the best way she sees fit without me. Her family? Nah, as someone mentioned we will help family from time to time but no one gets a steady stream of money from me.
supporting the family will cause you financial ruin along with relatives and friends asking to " borrow " money... dont be generous..My wife..is a beautiful person.. however she is overly generous at times ...its her nature .. however I am called Kuripot when I go there.. thats ok with me...I am not going to be financially drained!!
It may be cheap, but it's not free. Maybe you can live at poverty level here for $600, but who want to?
Everything you said is true most especially the magic word NO, when she asks for something you can't afford, or simply if you don't like to, be firm with your NO and if she doesn't like it, tell her your door is open. Helping her family, never ever start doing it. If you do, it won't be the last they'll expect you to give and it would be a problem. At the end of the day, it is the expats' decision. You give, IT IS ON YOU. You allowed to be used. Don't complain. It is a money-trap, based only on the expats decisions or what the expats would ALLOW to happen. It is not something that cannot be avoided especially even before deciding to marry a Filipina, and after hearing many Don'ts, Negatives, and advices from fellow expats' TH-cam channel.
Saving for a emergency🤣🤣🤣If they have a peso they'll spend it today and to hell with tomorrow. I could go on and on but you analysis is spot on. Take care brother.
You're funny man :)
right
spend it now no tomorrow!!!
This is one your best videos, Calvin. When you're married to a Filipina, they will test your spending limits. They are on their phones constantly, gossiping, comparing you with other foreign couples, looking for what's on sale, shopping, etc. Asking for more money for some party, or other unnecessary item. They will NEVER forget any offer to spend more than the budget you set, so monitor carefully what you say. They will remind you, if you decide later that you cannot afford it. If you leave extra cash in your wallet or place they can get to it, they will 'borrow' it to spend on something you weren't anticipating. It may be that we set up their expectations early on. If you're the good guy and want to be the generous husband, they will ride that for all it's worth. Ultimately, then, to put something aside, you have to do it without their knowledge. Beware, too, that you may be shamed for not doing what others do. Then so be it.
Which is why I ALWAYS rent my filipinas by the night in ANgeles City!
Doesnt sound like a good life, they sound immature.
@@rorirory121 They have other good attributes, but being frugal with a foreigner's money isn't one. I think many know better; if so, it's disrespectful. That being said, there are very few 'unicorn females' anywhere. Also, be aware that a single mom will put her brood FIRST. It's nature's way.
Man Calvin, i was agreeing with everything you said. For those thinking it wont happen to them when you come here you are stupid or naive. My wife has 3 sisters a brother, all of them work. Few days ago they called my wife because they needed money for groceries. Last month it was glasses for a niece. You will become an atm for everyone that has a birthday, baptism, wedding or funerals. Filipinos NEVER save for emergencies
Yup I experienced the same. Its always something! medical bills and medication. groceries and utility bills. it is never ending. Its just not worth the money drain.
Hi Calvin, I like your content and willingness to discuss the negative aspects of the Philippines as well as the positive ones. Some guys insist that the Philippines "is paradise." Let's have that conversation after they've lived there for ten years :)
Some vloggers don’t want to alienate their viewers. A lot of westerners are honest about the positives and pitfalls in casual conversation.
Philippines is paradise, if you have your finances in order. Meaning, steady/passive income of at least $1,500 a month. It's all about good financial management. Any of these developing/3rd countries is paradise...as long as you have your finances in order. By your statement, I can tell you're "just getting by"
@@cjack202003 That is a huge assumption. If you are assuming all a Westerner wants to is live in a sheltered hotel like setting sipping drinks and walking clean beaches all day great....Some of us want to be out in the community. No amount of money makes that a paradise. It definitely has it's knit and gritty and we do help by spending money but we are not here to fix it.
Paradise? the heat , dogs barking, rooster crowing, etc,etc, lovely , can't wait to visit.
@@aboveitall9600 That's why I'm still single 😂
women say, No money, No honey.
Me saying, No honey, No money.
They all think I'm poor.
But actually, I just wise up long time ago.
I've been taken for a ride more times than I can count.
Now I just spend $30 to $50 for dates with university students. Plus $5 for a quickie in a motel.
Too many students, and I can't keep up.
Reasons why foreigners spend too much: 1) Too much money. You have a lump sum or a bonanza, and after a lifetime of pinching pennies, you go wild. 2) Overestimate cheapness. This is your point. You think everything is cheaper, but it's not. Taxis are a hell of a lot cheaper, as is medical care, but a Toyota is not. Even shampoo and toothpaste are cheaper in the US. 3) Ignorance. I've seen Koreans pay 50 pesos for a 15 peso bottled water, no questions asked. 4) Recklessness. "It's only a peso." Or 50, 1200, 7,000, etc. You have to learn to value every peso. 5) Family. "Lolo is in the hospital." "Junjun needs shoes." "The family needs rice." "Bong wants to buy a cow," etc.
You're so right that it's funny :)
Bong wants to buy a cow. That's hilarious :)
You're on target Calvin. I don't think I've had a day that I didn't spend money on something? And I definitely spent more when the family was around! Had to put my foot down visitations of family members! I don't mind helping but it always gets to a point I feel used!
I literally go through that with my wife's family. I came to the Philippines to relax and it feels like nothing but stress. Sometimes I feel like just leaving.
@tourist4444 I say no, trust me. But sometimes these people are starving, and it's hard to just say no. I couldn't watch someone suffer.
I believe too much money being used to help the girlfriend's or wife's family is VERY STRESSFUL. That is why when foreigners say the word "paradise" to describe the Philippines, I shake my head. As a Filipino, our country is not a paradise, it only is if you've got millions and not having too many to help or asking for help. Bottomline: IT IS UP TO THE FOREIGNERS TO GIVE OR HELP. Not even their Filipina wives should be able to decide or influence the foreigner husband unless it's her money which in all cases, is not. If the foreigner helps or gives money, it is the foreigner alone that has the blame. NOT THE FILIPINA, NOT THE PHILIPPINES. It is Important to think of this help or money factor before deciding to marry a poor Filipina.
@KayleManning-qo8vw Is not that easy as just saying it's the foreigners to blame. Because even back in the US or other countries, in case of an emergency, when a person truly loves their partners, we always help whenever we can. With that said, it is always not easy to just simply say no. Also, there are other factors here in the Philippines apart from the finance that truly add to the stress, and that is the gossiping here. And that's the Philippines to blame, not the foreigners. I have been here long enough to see Filipinos always fighting umong each other and always jealous about what the neighbors have. Here in the Philippines, it is really hard to even make real friends because you are always accused of having a mistress or other things that are not actually happening. When foreigners come here, they want to relax and enjoy retirement. Not to be involved in other people's problems. Most Filipinos, sad to say, create the problems but then want to blame the foreigners. I myself have already made friends with the Police because of how many times I have had to go down to explain something. Also, when you say poor Filipinos, to be honest. Whether they work or not, the average Filipino is poor. Because even people who have been to college are struggling here. The average salary here is
php350 per day. That is super low. But money should never be the means for principals, morals, and respect.
Nice to hear this video because so many vloggers criticise independent women in the USA like myself.❤
Calvin there is no break for us in the Philippines is why I had to come back to Arkansas for a reset, i spend a lot more on a Filipina there than i have any American women. However, at 57 age i love that beautiful brown skin Filipina than looking at big Birtha in the states. when I get back it will happen again so it's the way it is.
Just got back from the Philippines and you are spot on! It is not cheap!
Good timing. I arrived in Cebu today from Halifax, Nova Scotia. I love it here but man it is a long way from North America to here. Basically 2 days of travel and then 2 days to recover. Now that I am retired I will need to be more careful, but at the end of the day, it is my life and these are my choices. Freedom of choice is something many in the West take for granted, but I do not. I hope to meet you in my travels Calvin. Cam
Thanks for being one of the few honest vloggers in the Philippines. What ever you think you are going to spend is about half of what it actually costs. All those vloggers who say my wife always stays on budget are in denial. They are not counting the house they bought for her or her family, or that trike for her father or her brother, or the hospital emergencies, or the funeral they paid for. Welcome to the Philippines foreign ATMs.
Could of told you that 5 years ago...after 5 years living there i got outta Dodge ! Live in Cambodia now and Vietnam previously...both far better and cheaper. Better infrastructure etc etc etc !
How’s Cambodia? Is hard communicating?
@RyanTheEatingwarrior no problem at all matey ! 👍
I found communication to be difficult in Thailand. Communication is better in Cambodia and Vietnam? How can that be?
Not just the Philippines. People usually waste money on things they didn't work hard for. when you work hard for something, you will appreciate it more!!!
A fool and his money are soon parted. Very wise words. A recent study said that 37% of American families can’t come up with $400 in an emergency. If you’re moving to the Philippines for purely financial reasons, I would think that you’re part of that 37%. Sometimes you spend more than you make, but long term you need to be spending less than you make and be putting money into savings for emergencies. If you’re living like a “30 day” millionaire in the Philippines you’re going to go broke very quickly.
You're right on the mark. I went to Thailand for 45 days and budgeted 50.00 a day not including hotels and ended up spending 100.00 when I had a girl with me. Everything costs double and there's always going to be a girl involved.
Trust me it's 1000 times worst in the states theses ladies over here feel they are entitled to everything it's insane guys are ready to swim over there 😂😂
😂😂😂😂
Thanks Calvin. You're always on time.
if you are spending more than you think then why are you still here? just leave and go where you think you will spend less, it simple as that
Calvin it does not matter where you live and that’s the true. You want a woman in any form of relationship and it costs. That’s just how it is so live with it and enjoy 😀
*Thx4share true content Cal*
Bro Calvin,
Great topic, analysis, Outstanding delivery 👏
I am about to go back next month to meet my GF's parents in Buscalan. Definitely nervous, but videos like this pointing out what I suspect, it's comforting to see that my intuition isn't completely wrong.
Thank you!
My wife is from the Philippines. It's like every dollar is on fire and she has to get rid of it as fast as possible. She has an unrelenting need to buy things, especially clothes and handbags. I mean it's armada of ebay and Amazon deliveries coming to the house. Especially shoes and shirts. She spends hours and hours at mall stores buying things, taking them home, trying them on, take them back for different stuff, wear that for a day, take it back for something else. There are literally stacks of tubs and racks to the ceilings in closets and a storage area with shoes and clothes. I think many are worn once and then put away in tubs.. for what? She is like a happy kid on Christmas every time she opens a package. I don't know. She works and has forced 401K savings, so at least there is that!
It's because of ADHD, I have ADHD and used to spend like crazy also (my own money though). Now that I have been diagnosed and am medicated for ADHD I don't need to chase that dopamine that you get from buying stuff.
Every girl wants to be Imelda Marcos
@@adamtwelveI had a friend that his wife would shop and put boxes in the closet up to the ceiling with items, take some back and re shop, an addiction.
@brucehuddler7518 yes its a firm of addiction but it's also because we get a dopamine rush from buying things and being that we are naturally short of dopamine, it makes us feel good and "normal" for a short period of time.
I hear you. I did a wage regression back to 1980 and found my purchasing power in the Navy was extremely powerful compared to today. Wages have been deliberately suppressed by Government policy, our taxes subsidise fossil fuel enterprises, and make up for Corporations offshoring their profits, which means our taxes go up and the major tax burden is carried by the shrinking middle class. The net effect is that every man and woman in Australia should be earning an extra $30,000 a year but for wage suppression. Our inflation officially runs at 7% which is not as bad as the UK, but still our real food inflation is around 16%, it is hard not to have a heart attack after a simple visit to the supermarket. People are starting to live in tents, they cannot afford to rent, and even if there was a place to rent, the vacancy rate is less than 1% . A whole new generation will no longer be able to even own a house and they will be forced to rent.
you cant trust that 7% inflation rate
That was the plan,,why allow them to own when you can force them to rent and get the same profit and still own the unit..
Thank the WEF!
@@plalelalBingo. The WEF NWO Globalist Cabal has planned the controlled demolition of the middle class for many decades.
GREAT VIDEO!!
I had the same problem when I was there for 2 yrs.......there was never enough
Thanks for the truth Calvin. We need to hear it! Blessings!
You speak the truth it's on us brother thanks for sharing Calvin
The Philippine Condominium Act allows foreigners to own condo units, as long as 60% of the building is owned by Filipinos. Filipinos earn less so naturally they have to give discounts to Filipinos to stay above 60%. Foreigners have to bid against each other for that remaining 40%.
Salute to you, Calvin. Great video
You know what Calvin? I've just recently started watching your channel and man I gotta tell you bro, You are spot on. Really an honest assessment I might add. Appreciate you man. God Bless thanks for sharing. Stay safe.
Very good video brutha calvin, it's educational and provided insight of what to expect once i get there very soon 😎 ✊🏾
Thanks! Your messages are appreciated.
Thank you so much!
@@calroach1 you are welcome..
Great videos always
Long before I got to the Philippines I developed a simple method for keeping my spending under control. First I have a goal of the maximum amount of money I want to spend each month. Then I keep a journal of what is spent each day. Knowing where you're at makes it a lot easier to keep you in control of your spending. Depending upon your income the Philippines is a great place to save money. It just takes a little effort and discipline. However, it's a good feeling to see that at the end of the month you've got money left to put into a saving account.
Contrary to popular opinion there is no paradise on earth. Everybody's has to pay one way or the other, even free lunches cost somebody. We can only hope to make the best of our situation. Remember It's only money, you can't eat it, make love to it or take it with you when you leave. It's a tool so use it wisely.
Keep sharing the truth brother Calvin.
Smart grocery shopping saved me a ton in Cebu. 300 USD a month can feed you and her for that time, eating well. Where I ran into trouble was going to TGIF, near Metro grocery store. If you can stick to your entertainment budget, I think you'll be ok.
Set a budget. Put 3,000 pesos into a jar on the kitchen table once a week. That's the allowance for food & household necessities. Pay separately for specials and foreigner food.
I am using Christian Filipina dating site, and I know Filipinas are looking for older westerners who have financial means to support them. I have accepted that fact, but it’s okay because I will have my Filipina. It could be worse. I could be spending money on “big Shirley” in America.
I've been telling people don't necessarily expect to "save" money if they move here! As you said, it's like an unspoken rule foreigners will dish out pesos...
You are a waking peso.
You're joking right? Just by reading the comments, I can tell many of you be messing with bottom of the barrel chicks.
You have to pay to play here. No free rides.
I know what you mean, brother. In D.R. I did the same thing. I need to get rid of that habit. Well said, and you're 100% correct. Americans can't help it. I am learning a lot from you, sir. Thank you, and I hope to see you one day. Cheers!
Great topic
I love my Filipino wife but i wouldnt do it again.
How did you escape?
They are too costly...those 3rd world women come at a high price.
You're right you are being ripped off I've been there seven times to Cebu and buying Street Food and I'm a Caucasian American but I paid double for chicken on a stick or anything else I bought in the Barrio that was being sold on the street once they saw me and I walked up also to I don't know how many times I was asked by the girls if I was a rich American... but being chased at the mall by Freelancers and everybody else money out of me and it's not cheap there either it's actually cheaper in the US for the most part because the Metro store food is so expensive... and I went to a hospital with a sliced open finger from a razor blade knife on a Friday night and there was no doctors in the hospital they told me take the two-hour trip to downtown Cebu if I wanted to get stitches.... and the hospital they're do not admit you unless you pay cash upfront as a Filipino girl I knew died on a bench in the hallway from kidney failure and they let her die
I heard many stories about the Philippine's health system if you can find one, but many counter that with its beautiful english speaking ladies and cost of living, so now Calving who is a trusted blogger is telling like it is.
Go grocery shopping and cook your meals. Or better yet, have her cook them. Eggs are nutritious and cheap. Eat them every morning with toast. Doing so saved me big in Cebu.
The problem isn't the PI. The problem is a man's choice of a woman in the PI.
Your are correct in comments, been here 12 years with same partner....support here daughter in medical school too....buy a lot gold for her for investment from thailand...pure stuff....so she is not destitute when I am gone.
Putting her Daughter through medical school and buying Gold from Thailand? Sounds like she has a good budget.
Hi Kalvin, many blogger never talk about the telecommunications and the effect it has on everyday living, since the mobile phone is apart of a convenience day to day life. For instance, you have to register your mobile sim number and you can only have a local mobile number as long as you have a valid Visa. Please can you make a video about the importance of having a local Sim/Mobile phone, thanks
Lots of great comments on here; it's good to see that some guys have their heads on straight... I've told my wife that I will be generous as I see fit, otherwise the answer will be NO. Simple as that.
What he described was true for me when I first arrived 22 years ago and for a few years following. However, as time went on, I became more aware of the true costs, what is needed and not needed, and how to say no. I eventually learned how to control my budget cutting out unnecessary spending. But so far, I have a nice house, pay domestic help well, all my utilities paid off, go out 2 or 3 times for dinner every week with friends and a few times a year travel around the country and still able to put some away into savings. But now I see inflation cutting in my budget, and that just may prove to be a threat to my lifestyle.
I see a lot of expats here who make much more than I do, but at end of the month, they end up borrowing. They rent huge beautiful house absolutely empty of furniture. They have too many friends and family they have to pay for and take on trips. What is needed here is money management. That seems to be common sens, but so many come here thinking it's so cheap that they can spend without caution and not monitor their money.
Get a budget. Know each month what your bills are and plan for it. Plan your budget, monitor i, and stick to it. Do not tell people how much money you have and if you have some extra, keep silent about it. Better for you to talk aabout how much money you DON'T havr. If feel that you need to spend on people just to keep their friendship, then you are not getting what you're paying for. From what I have witnessed, these simple rules would alleviate a lot of foreigners' financial problems.
Nice
I have learned that the men who "spend money" in the PI or in other locations (such as Thailand) is because they know that is what the women are primarily after. You can be the most "run-down" or unattractive man - even the worse human being - but if you have money, you can largely have your way with any woman you want.
His money makes up for what he lacks as a person.
In the PI and in other areas in Asia, money is King and Queen. It is about economics and survival and not "largely" about love. Many of these women are skilled and even "artful" in getting to that money.
I Thai woman I dated for almost two years told me to never say to her that I love her. I asked her why? She said, "Love has nothing to do with it."
It also told me that she did not love me ad probably never would. She loved what I had, money. Money that could be used to benefit her and her family.
I learned that I would never be loved and respected equally to her family. They would ALWAYS be first. (I understood).
But I had to let her go because either she or someone in her family needed something ... money. My money.
The male ego is a very fragile thing. These women know how to stoke that ego to get what they want.
Like the Tina Turner song, "What's Love Got To Do With It?"
It's business and survival in this rat race of a world.
In the world of many Filipinos, it is a rat race, too.
They do what they can to survive.
I had a Filipina woman tell me years ago she just wanted a baby didn't matter what white man it was with. I got big eyed 👀 I was like uhhhhh but I thought we Loved each other 😢
Hey Brother sunshine, that's life we as men, it's a never ending thing. 👍🤠
Thanks for letting me know this.
Calvin,
I found you while browsing the net and began to watch your shows. I became curious and eventually began chatting with Filippino Ladies on line.
And then Covid restrictions happend.
I kept chatting and kept waiting and kept chatting and finally found the right Girl.
So I come to the Philippines, we spend time together and I meet her family. Naturally we get married.
She wasnts a BIG Wedding with all of the extra's. I'm wondering what this is going to cost me?
Lynchon, a donation to the Church, renting suits and dresses, a place for the reception,a Limo and Flowers. I'm getting concerned about the money.
And then I look at it from her perspective, she will never have another day like this, for one day She gets to be a Disney Princess.
Cost me 2200 bucks to give her the best day of her life.
Well worth every peso.
Hit the nail on the head with this video. Calvin is an expat success story. Not just getting by, he is thriving. I hope I can return to Duma by early 2025. Only services and rent is cheap everything else costs as much or more, or is lower in quality. Electric, Gas, ANYTHING name brand. Cheap rent, but you have to be used to less outlets for power, smaller rooms with less storage, tiny everything, etc... However I managed everything living there because I'm thrifty not cheap. I can indeed take a dipper shower. BTW 1 kettle of hot water heats up a whole washtub of shower dipping. Velcro Shower curtains to put over the jealousy windows, they leak like crazy. With Velcro you can then remove for brownouts. Buy produce in the markets, buy meat and fish early in the morning its safer.
So what is the difference in any other country if your taking care of a family
If you don't want to pay for children then don't have them
Don't give your partner money then complain about it
man up and say no
Very informative; thx for keeping it real. I live on a budget & any major variation could have serious ramifications so, I will definitely inform my future Filipina so there’s a clear understanding.
I thought i was the only one who noitce this great video by the way
If a person lacks self descipline, I am certain they will seriously over spend and ultimately find themselves in a less than ideal scenario. For me? I'll be 67 by the time I get there, so a relationship is not something I am concerned with. No Filipina to take care of, no Filipina family trying to bleed me either. I figure a small 2 bed room, lets me hire a housekeeper, so all the provisions can be bought BY a Filipina, thus avoiding the "foreigner tax". She can also do all the standing in line for this, that and the other thing. No more than I am being told the wages are, it will probably be cheaper than NOT hiring a housekeeper and doing everything myself.
As for how I spend my time? I spend it at the keyboard of my computer, or reading my books. I dont do clubbing, I dont need to eat at restaurants, though I will once or twice a week. If you set your budget and stick to it, a person will be fine. Allowing yourself to be taken PAST your budget, is ones own fault.
"What do Filipinas like? Money. Your money." 🤣
I like the way you lay out or describe about Philippines and that’s exactly is all about. Thank you Mr. Shoulder Sunshine. I’m from Luzon. Stay healthy and May God bless. And I wish you make more blogs.
It’s the reason why we didn’t retire in the Philippines. My husband wanted to retire there. We visited in 2015 after he retired. We spent three weeks because we wanted to see my niece we sent to nursing school graduate. We spent $10,000+ because my relatives just made us pay for everything. We were never treated for a meal or anything. We were the ones spending. Before we left, my husband was exhausted and when we got home, he said we will never retire there. He could see that our money will be gone before the next month’s retirement money, although we could live very comfortably with a big house and lots of help there, we are also very comfortable here in the US.
@Sniper.424 Because she was part of the problem too! Clearly has no respect for her husband
You're absolutely right. I just left there and I spent a lot over there.
it's why I don't tell my woman my financials...the more you show the bigger their eyes get..you can only get soaked for money if you tell a woman what you have.only fools part ways with their money regardless regardless. 😂 there is a teem in life called "humble wealth " my story to a pinay is 50000 pesos per month..I was taught not to tell the right hand what that left hand is doing....alot of guy's make a mistake of marrying pinays with kids..alot of the time that's where they're money goes and before they turn around they're broke fools..guy's have to be more wise in the philippines...sweet mango should not cost a man his life savings!!! there too much sweet mango there to go broke over a woman there.
You're right brother 😢 I built a house there with a little store, because I'm white the price Shut up 3 times as much even labor and material. So sad now the electric went up so much and the water 💧 what the he'll, my wife and the kids are still there, in the Philippines 🇵🇭 I left to go back to work in Las Vegas water 💧 and electric is less here lol yeah it is cheaper to build a house there but the cost of living seems to keep going up.and You're right the min I got off the plane it's none stop with the money no mater what. You ask for a Favor you have to pay. All the time I'm tired of it now to much. God bless us all. 🙏 everyone has something Different to say, but that's the truth.
Hehehe..Calvin..BTW..I am a 61yr old man..I have been staying in the Valencia area..just outside Dumaguete..I am back in the US..taking care of a few things..You are on target! About it costing more and more! Over there! However!..I love it being there!
I'm boots on the ground now in Davao. I got here on Saturday from the US. It took me a couple days to figure out what PH pesos were all about regarding prices for things and tipping. Tipping still throws me. What is a good % tip here? I am reducing what I spend daily after figuring out that some places to eat are actually WAY overpriced. I was ripped off getting a Grab from the airport grond transportation counter.. They overheard me talking about a grab from the SMART Phone counter.. They said "only" $14 US to take me to my hotel. I thought that was a bargain. Learned later it should have been no more than $5. I try to learn more and more every day.
Tip a minimum of 50 pesos, 100 if service is good, which is rare. There are dozens of mini scams and annoyances that you will experience.
@@travellolo Thank you... If it's a small meal (e.g., 250 pesos) I've been tipping 50 pesos.. Larger meals 5-600 pesos I tip 100 pesos... So I guess I'm in the ballpark. I always include any loose change they give me in the tip too. My old eyes can't read what's on those coins anyway : -- )
@@Chris-wp3ewHow is Davao? Looking to retire there in the next 10-15 years
That tune up ain't worth it
Thanks
It's called...being a Man. This is the story of the history of men time immemorial. Men PROVIDE, Preside, Partner, Procreate and Protect....Provide being the number 1 quality. NO money...NO honey! Like it or not Men EVERYWHERE are subject to these rules.
Even one of the Cheaper mortgages Payments here in the USA🇺🇸 Can run you $1500 to $2500 Per Month..& the Cost of an auto loan $300 to $500 a month.. And don't get me started on the cost of taking a woman out on a Date you can spend easily $100 per date..😢 Then Factor in the cost of Gas.. Utilities .. groceries and Insurances. But With that being said the key🔑 is To be Disciplined and to stick to a Monthly budget and try not to go Over by much each month... And you'll be "alright"👍 you must spend less money then you have coming in Each Month $$$Almighty 💵
Yo Cal, how's little Curly doing?
He's a good little dude. I always enjoy watching him run around!
Its so true here money money what a wast of money and time here been living here 5 YEARS FINALLY leaving moving to Thailand into a new Condo complex in Nothen Thailand In To Jomtien next week out of here
Here in Valencia outside Dumaguete City it’s very expensive the only thing cheaper then back in the US is rent that’s it everything else is equal to US somethings even higher
I bought a condo paid in full, and left. I make money in the Philippines now.
Hi Brother Calvin Great to see you how is curley?
Ill see you at the meet and greet in December.
You’re exactly right Calvin 😊
so funny the older I get the more I want to save wish I had listened to mom when I was younger.😂 ❤ Calvin you speak facts and love your honesty stay true brother.. keep living and loving and spreading kindness as you do.
This was in the late 2000, We had a friend, who was 50+ looking for a wife. He founded a 20 year olds gf to be his wife. The story that he told me was the father, who lived overseas came back & said, what happened to our house & car. Everything was sold! The father was so disappointed that he left & NEVER came back! So, the mother & daughter have hardly any source of income. Well, my friend told her how much money he makes & gave the mother, who was about his age $1,000 usd a month.
Then the mother upgraded her life style.
Then somehow, later the daughter said to him & he told me, that you're not telling me the truth. I NEED more money! I said, wait a sec. They were BROKE & POOR, when you met them. You gave the mother 50K pesoes a month. Do you know how much people make in the Philippines, especially from the provinces? At the time, about 100 USD. (5,000 php). The mother went from 0 to 50K php. And the daughter has barely worked in her life. What do she knows about money and work?
Nothing like a good hefty dose of reality Cal. Thanks so much brother.I made the mistake of meeting someone online too early and has costed me…lesson learned… I need to get back to thinking with my HEAD. Later brother
Don't rush anything.. but i do believe not all are like the one you met.. Build a foundation first before you jump into it. Just saying🤗
It's only money, it's not important. Go get more money, it's not hard. I been there 25 years.
When old friends from the Philippines find out Im coming to town from the U.S., they send me shopping lists. This one person USD $300-$400 on their list of "Pasalubong" LOL They lead better lives than I do and they ask me for stuff ;-) Its just the culture, dont be shy to say no.
My Friend I know how it is been here 4 years Love my wife she takes very good care of me you have to be strong you must understand how it is here it's your choice much Aloha Mo
100% Facts.......
Calvin, Im choosing Thailand for many reasons . My x wife was from the philippines.
It's Not the PH that screws your budget. It's your committed relationship. That's why most of the time it's better to "rent" than to "own". 😜
That's a heavy but true point!
You have a lot to learn. Obviously you don't live here and if you do I don't want to see your lifestyle.
@@calroach1 🙂 Hi Calvin I do have a lot to learn. I don't live in the PH, but I have lived in North, Central, and South America and the Caribbean. It's all the same, living with a woman equates to larger unnecessary spending. For most women, it Never enough. Love your channel Cal thank you.
Both equally expensive.
Good info to help others. But the end result is being uninformed is expensive no matter where you are. I remember showing an Australian guy in Lapu-Lapu places that charged the Skin Tax, and places that didn't. His eyes were opened. Even with the local price, you can bargain on it, and the seller will not be offended.
Hi Calvin: Just my point of view. Unless a man is being held at gun point or by some other threat to his life, I feel every decision we make is on US. We're not being robbed if we "squirt" in these girls and have children. We're not being robbed if we marry them, know what they're about, and still squirt in them and end up with the children, all their health and welfare and that of their families and friends even neighbors. That's not robbery. It's a choice whose consequences or rewards are a result of choices made by our free will. I was married to a Filipina for the best 14 years of my life. But the closer I got to retirement, and she began to show her truer feelings that went against plans I thought "we" were making. I divorced her. Not just like that. But one rule I learned is that you can't talk to a hard-headed woman. You can explain all you want, but she will do or attempt to do whatever is in her mind. It is you - the man - who must decide what your response will be. My response has always been - once I see we are not compatible for the long run - out she goes. I don't surprise women with this. They are told up front. I was married to my first wife 25 years before I divorced her. And married to the Filipina 14 years before I divorced her. They are now just chapters of my past life. And I have no regrets for the good years I had with these women. Of course, now, these are good years because there is no one to rob me. I pay for what I want. Pay for what I get. And if it's too expensive, or too much trouble, I can easily do without it. Note: The older one gets, the easier it is to have women but not deal with their nonsense. Continued good luck in all you do.
Good points 👍.. I agree.
I live in a poor coastal town in the USA. Stuff is overpriced here due to lack of retail options.
You are absolutely correct my brother. Family is a huge cost. And rent. DO NOT BUY over here. Never ever buy here in the PI. The houses are not built very well over here either. Not for the money they want.
That's just the way it is, my friend. Everything comes with a price.
So Damn true!!!
The Philippine man rode it for free, and the foreigner pays the fees ! 😂
Calvin, my opinion based on your topic would be, since I make the money and I finance basically everything within this household, I certainly would make the calls and would let her know that spend what goes in our monthly budget, no more than that. Remember, you make that call. Now that all the prices are increasing, it's so practical for us to be aware of our spending. All I can say is that living here in the Philippines, we all have a responsibility when it comes to money, it pays bills, food, necessity, family needs, etc. etc. It's just a part of life. Both the couples should be in the same page with full understanding. There is always a saying "A happy Wife is a happy Life".
But if you were afraid to lose her is a different story after you allowed her the spending habits, so I mostly disagree with Calving, your expenses are what you allow.
Do you live in the Philippines? I'm ok. I share my vlogs to help others
I'm not asking you to agree with me. That is not important. I said that people like you will be in my comments. They always do.
If you don't let yourself be robbed by the family, then you are called bad names from everyone except your wife. I budget 1200 but exceed because of "Filipino emergencies " all the time.
@@calroach1 I personally think your comments are in reference to the Philipines but it can be any Latin American country or anywhere in Asia, I for one live in Thailand and heard many stories as well, even though this is not your case many guys old and out of of shape leave the west and Europe and find themselves an Asian young beauty, and I ask you do you think the affection they show is real? Money and the idea of living well have aircon eat well has a lot to do, I am not accusing only stating my opinion on your well respected channel.
Great video👌. The minute you land here, you are paying😂🤣
And prices are on the increase. Electric and food are every bit as expensive as the US. You want cheap gas? Stay in the US.