For me it’s definitely going to clicks or dischem 😅I avoid those stores because I’m guaranteed to spend more than I planned. Also my mantra for this year is “I am not in a buying season”
“I need to go home and ask my partner is my saving grace” for every sales consultant debacle. Even if he doesn’t care… it gives me time to walk away and reflect.
It’s definitely the sales for me 🙈 I always end up buying when I don’t need anything. But lately I’ve been having buyers remorse because I know I have enough clothes. My new thing is I’m not spending anything that I didn’t consult my budget on . Loved this video ❤
I subscribed to your page a looooooooong time ago, but I have been so scared to watch your videos (cause money conversations can be tough) but I am so glad I have been watching these cause they're not heavy but they are informative and thought-provoking. Thank you lots sis, God bless
For it's the opposite. The fact that I can just tap my card everywhere is the death of me. Cash actually keeps me disciplined. I think I should move to cash and leave my card at home😅
Pride wont allow you to say i cant afford it ryt now when you are called out by friends for an outing, especially when you are going through a rough patch. True we need to learn to say no especially during broke days.
Oh my gosh Mapalo,i'm ashamed to even name one because i am guilty of maybe 95% of the things you have mentioned🥺 I have your book and i watch your videos but i truly truly lack discipline😭i budget but mid month i forget about it and go back to my habits😫
My other small expense is buying things for my son, it's just R50 here, R80 there and R120 there. Next thing you've spent a sizeable amount unplanned😅 that time there's no immediate need for any of them
That's my weakness😬. And I always excuse it with "I mean I can't swipe for 1 thing, since I'm here let me get this and that"...Come monthend when I'm looking at my statement yho😭🙆🏽♀️
They called me with yet another special and it took all of me to refuse the offer because I go twice and the excitement is gone. The intention is there but the motivation is not. Never again.
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For me it’s definitely going to clicks or dischem 😅I avoid those stores because I’m guaranteed to spend more than I planned. Also my mantra for this year is “I am not in a buying season”
You go in for one or two things and you walk out with 2 bags 😂😂😂
I was shook to see someone spend R2000 at Clicks. How???😮😮
Today I learned that I cannot add new expenses without adding a new income.
🙌🏾🙌🏾🙌🏾🙌🏾
Another one is that checkers 60, Uber eats etc
Airtime is also the demon we hardly speak about 😭 damn thing! 29 here, 55 there next thing its 500 that month 😭😭
God thank you for giving me an introverted personality, I hate phone calls & never buy airtimr
it all starts to add up!!!
Google additional storage - R29
Showmax R99
Avon and Tupperware currently R140 rand, and I really didn't need that container
As for gym 😪
"Let me sleep on it /think about it".
"I cannot afford this right now."
My mantra for 2023 🥺
🤗🤗🤗🤗🙌🏾🙌🏾
They talk you out of it coz they know you're not coming back after sleeping on it 😌
"You don't wanna look like you don't have money" 😂😂
🤣🤣😂
“I need to go home and ask my partner is my saving grace” for every sales consultant debacle. Even if he doesn’t care… it gives me time to walk away and reflect.
best save!!😂
😂 don't even have a partner but I'm going to start using this.
Yep, those "small" expenses really do add up😬
It’s definitely the sales for me 🙈 I always end up buying when I don’t need anything. But lately I’ve been having buyers remorse because I know I have enough clothes. My new thing is I’m not spending anything that I didn’t consult my budget on . Loved this video ❤
This is so important ...so very important
Old Mutual Tax Free Investment starts at R250 pm
That’s as much as my gin and tonic
I subscribed to your page a looooooooong time ago, but I have been so scared to watch your videos (cause money conversations can be tough) but I am so glad I have been watching these cause they're not heavy but they are informative and thought-provoking. Thank you lots sis, God bless
😂😂😂
glad you're finally watching🤗 see, it's not too bad 🤷🏾♀️
I avoid withdrawing cash because once i have it, i feel very generous and leave tips all over😂
And my 'excuse' is always: you can afford to eat for that much but you leave such a little tip, don't be that person...then out the money goes 😂😂😂😭
This is me 😭
For it's the opposite. The fact that I can just tap my card everywhere is the death of me. Cash actually keeps me disciplined. I think I should move to cash and leave my card at home😅
Such a simple concept but we miss it ALL THE DAMN TIME😭😭😭how little expenses keep us broke because they pile up and make big amounts. Ooh gosh
😭😭😭
Pride wont allow you to say i cant afford it ryt now when you are called out by friends for an outing, especially when you are going through a rough patch. True we need to learn to say no especially during broke days.
Oh my gosh Mapalo,i'm ashamed to even name one because i am guilty of maybe 95% of the things you have mentioned🥺
I have your book and i watch your videos but i truly truly lack discipline😭i budget but mid month i forget about it and go back to my habits😫
the struggle is real but there comes a point where you have to look at yourself honestly and ask what is it you want to achieve?
Also the R2 we donate at kfc 😶🌫️
😂😭
😂😂😂
My other small expense is buying things for my son, it's just R50 here, R80 there and R120 there. Next thing you've spent a sizeable amount unplanned😅 that time there's no immediate need for any of them
True
Same here, @allthingslindo 😢
It's really the small things😭 those trips to the shops to buy bread but you come back with more than that🤕
That's my weakness😬. And I always excuse it with "I mean I can't swipe for 1 thing, since I'm here let me get this and that"...Come monthend when I'm looking at my statement yho😭🙆🏽♀️
did the exact thing just yesterday 😬😭😭😭
Those small expenses are the little foxes that eat away at our disposable income
I once found myself paying a total of R2000 in one month on Avon, Justin and Tupperware.😭
say whaaat??? 😭😭😭
😂😅😂 this a joke???
Food Delivery apps 😪, a bunch of restaurants just sitting on my screen
restaurants!!! my nemesis 😭😭
Hi. I don't know what happened Ka your previous video where you speak about consolidation loan. Did you delete it?
New here!
🎉welcome to the Tribe
How much do you charge for a session
Iyo gatwe 30k 40k salary 🥺🥺
I had to like first :)
Hi mapalo
Gym guys! Gym ke trap. Tell me why I signed up when I've only been there 5 times in the last 6 months🙈🙈🙈
They called me with yet another special and it took all of me to refuse the offer because I go twice and the excitement is gone. The intention is there but the motivation is not. Never again.
Rather buy equipment and workout at home
@Journey to health true hey, because if you add up all these debit orders it's alot of money down the drain
😂😂😂😂
Been paying for 5 months but jev never set foot there
Oh bank charges...🤏🏽
I hardly checked my monthly charges and this month I thought let me just take a look, yooh I was so shocked