This was so informative, thank you so much. I'm also not a fan of car finance. Opted to purchase a small little car cash and this is the best decision I made.
Thanks for this video, i finally get this...a bond originator tried to explain it to me over the phone, and i just couldn't comprehend it...you guys made it much easier to understand, in layman's terms
Thank you for the info shared. Can you please share the link to Maya’s article? Furthermore, when is the best time in the month to pay the extra funds into my home loan?
Hi, am listening to this information - I have question that the access money you withdraw is not free, you still have to payoff the credit you withdraw and am sure there is interest on the credit you withdraw. Are you not just back to square one with debt.
Thank for this episode. Really eye opening. If I pay extra on my car, but never ask the bank to put that money towards the debt...at the end of the term what happens to the amount I've been paying extra? Can I just withdraw it or transfer it to my other accounts.
What is the benefit of settling it and still keeping the original installments going? So in 20 years they dont deduct anymore..what happens to your prepayment amount and whats the benefit of keeping the installmets the same during the xourse of the loan.??
I would like to know if all bonded houses come with an access bond or it depends on your bond T & C's? I am asking because I think I can use the access bond as my emergency savings fund knowing already that I pay extra every month but should I need the cash, I just access it from my access bond!
Am abit confused, can someone please help? Does the extra amount goes to the principal amount or how will you specify the instruction to give the bank? Thank you.
Apparently it depends on the type of account. You need to check with your bank for more information. If you want to reduce the debt, let them know. Same if you would like to reduce your monthly installment.
Very I formative all the way. Great work deserves appreciation and recognition. I heard Mmapalo referring to article. Please share the link of the article. I would love to read it🎉
This was so informative, thank you so much.
I'm also not a fan of car finance. Opted to purchase a small little car cash and this is the best decision I made.
Thanks for this video, i finally get this...a bond originator tried to explain it to me over the phone, and i just couldn't comprehend it...you guys made it much easier to understand, in layman's terms
Thanks Ashley ✨ glad it makes sense now ♥️
This was absolutely perfect, thank for breaking it down as you did. Truly eye opening
Mapalo this is so informative thank you
This was very informative. Thank you so much
thank you ladies!!!!!
Only discovering this today and wow! Thank you
Thank you for the info shared. Can you please share the link to Maya’s article? Furthermore, when is the best time in the month to pay the extra funds into my home loan?
Great info thanks
Excellent interview with straight explanations.
Awesome channel 👏 thank you
Hi, am listening to this information - I have question that the access money you withdraw is not free, you still have to payoff the credit you withdraw and am sure there is interest on the credit you withdraw. Are you not just back to square one with debt.
Great explanation ladies love ❤
Informative, thank you so much.
Thank for this episode. Really eye opening.
If I pay extra on my car, but never ask the bank to put that money towards the debt...at the end of the term what happens to the amount I've been paying extra? Can I just withdraw it or transfer it to my other accounts.
This is so informative. Would you please link the Article in the description box.
What is the benefit of settling it and still keeping the original installments going? So in 20 years they dont deduct anymore..what happens to your prepayment amount and whats the benefit of keeping the installmets the same during the xourse of the loan.??
Hello there, may you please send the link for the article that she wrote. I would like to read it and benefit from the content. Thank you.
I would like to know if all bonded houses come with an access bond or it depends on your bond T & C's?
I am asking because I think I can use the access bond as my emergency savings fund knowing already that I pay extra every month but should I need the cash, I just access it from my access bond!
Hi ladies, question: do you earn interest on the 'prepaid funds'? The R200 000 you've contributed to the loan as per the example.
Is this automatic with all bonds? I understand the HELOC system in the US, is this the same?
i need to get a house ,this info was usefull ,wish me luck in this economy 🙆🏾♂️
Hi hope u are doing well.. Where can I get the article she wrote
Thnx Delano
What happens if save more money in that access bond then what u oue for your bond?
Am abit confused, can someone please help?
Does the extra amount goes to the principal amount or how will you specify the instruction to give the bank?
Thank you.
Apparently it depends on the type of account. You need to check with your bank for more information. If you want to reduce the debt, let them know. Same if you would like to reduce your monthly installment.
I believe the the host left happy, nu if .........and I would have likrd more. happy with th information
Where can we find the article?
you can go to my website www.womanandfinance.co.za/blog or go to Maya's website www.mayaonmoney.co.za
People need to watch this, we'll explained !
No.
Very I formative all the way. Great work deserves appreciation and recognition. I heard Mmapalo referring to article. Please share the link of the article. I would love to read it🎉