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- เผยแพร่เมื่อ 7 เม.ย. 2023
- In this one Neil gets a little bit animated talking about running out of money in early retirement. This is the last part of our celebration of two years of slow travel and eight years to come.
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If you are new here, we are just your average British couple with an extraordinary dream to travel and as such, sold our house and all our stuff so that we could explore the world for the next 10 years, seeing different cultures, meeting interesting people and sharing it from our perspective.
All of our travel will be cost-effective, we do not have a huge budget! if you think you'd find that interesting and useful, why not subscribe, we would love you to come on the journey with us.
The DNA of our channel is :
- Entertaining
- Informational
- World Travel
- Money & Finance
- We don't take ourselves too seriously
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** This video does not constitute Financial Advice, if you require advice then you need to seek out a qualified professional. **
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#2GoRoam#FIRE#RetireEarly
As a single woman age 62, I’ve traveled to 40 countries since 1990, first as a global corporate expat and then post-retirement 7 years ago. I spend at least a month in each country, stay in Airbnb’s and budget the same as if I live in one place. Logistics are harder when traveling alone but I make an effort to meet new people via local tours, activity meetups and classes wherever I go. Everyone tells me I should start a TH-cam channel, but it seems like a lot of work and extra expense. I do enjoy 2GoRoam and other channels though!
I think there are quite a lot of single people who would like to retire early and travel the world, but are uncertain, because doing it all alone is only half of the fun. I am single myself and managed to build up a decent budget. If I had a partner, I would be more brave to do it. But then I asked myself, why I should wait for retirement? I decided to start doing more trips on my own now while I am still working. The experience will show me how much I will enjoy it doing all on my own. My next trip will be a week in Den Hague an I am really looking forward to it. Also because I will combine it with visiting friends on the way. If I feel that‘s for me, I still can shift to part time and do more trips like these until I decide to retire completely.
Start a TH-cam channel
Why spoil your life by adding YT to it as a job…. unless you want to be an entertainer/educator. Why not continue as a consumer…
I am a contract pilot. On the road 20 years. Sold my house to pay for licences. Made a lot of money. But you can't come home! House prices are nuts. You won't get a mortgage. Too old. Can't rent. Too old. No job. You are unfortunately out. No NHS until you are back for at least 6 months. If you have a stroke in a TW country......😢. Must have savings !
I've enjoyed spending these first two years with you! You've always entertained, but more importantly given me lots to think about in terms of my own future travel adventures. Looking forward to another eight years of watching and learning! ❤
I have a suggestion to Cat Obie, something my mum used to do. She would do a short tour of a country or region, just 10-12 days. Then she would see what she liked and then go back on her own, get a hotel or apartment and stay there for 2-3 weeks. As she already had a taste of it, she felt more confident and navigating around. Sometimes she would meet one or 2 others from the tour, and they would meet later.
I've watched ALL your financial videos and the value for me has been in you sharing the processes you use. I don't need specifc numbers because I get that my lifestyle and choices impact what I need. Again, the value for me comes from the processes and moving forward I'm all in in on any money / how-to / retirement management videos you do. It gives my husband and I a lot to chew on. Thanks and happy continued success and joy.
Great video as always, and you didn’t rant… I agree with your philosophy of not sharing EVERYTHING with us, you are already sharing so much and it’s great to see.. Thank you, and I look forward to next weeks video… HAPPY EASTER!!!!
I've been to the Greek island of Naxos. It sits between the very busy islands of Mykonos and Santorini but is very relaxed and laid back, less touristed. I enjoyed it. Definitely recommend spending a little time there. Looking forward to finding out which city in Australia you are in!
I've been watching you for over a year now. Really enjoy it! Your comment on your TH-cam channel and doing it differently from the beginning was very interesting. What would you do differently? I think a lot of your other viewers would love to see you commenting more on that. Thank you kindly!
This is a great question, I had never thought about them doing anything different until just mentioned and am now also intrigued 😊
Had to laugh at the rant, love your approach to life and travel. Keep safe and enjoy yourselves.
Such a charming couple. You share so much and we appreciate it!
Great to see you both looking great. Reckon you are in New Zealand. My daughter saw Ramstein last year in UK - was awesome apparently!! Happy Easter
Thanks so much for sharing your thoughts on travel planning, lifestyle, food/cooking and financial reasoning. Hubby and I enjoy traveling and since he is retired and I am fully remote, we are traveling for a month here and there. We are planning longer travel when I retire in a few years. You are right. We have to decide our financial situation now and plan for later. Thanks for your you tube channel. All the best.
I do hope to see you 10 years from now and beyond. Like your style of music and as a singer you do pretty well.
Thank you for another informative and entertaining video. All your videos are inspirational.
I love that you enjoy each others' company. My wife and I are the same. I know many couples who could not spend anywhere near that much time together, but we are like you and are looking forward to an early retirement and travel.
And I'm pretty sure this video was filmed in Camperdown 😉 I live just 10 minutes from there. I hope you have a wonderful time here.
So enjoy your take on travel and life😊
Thanks to you both for answering my question think you are in OZ by the way. We love travelling and know how much it costs for us, as you say it’s different for everyone dependent on what your needs and wants are and where you travel to. The same goes for investments and money and that is very personal and private as it should be. Love your videos, brilliant to watch, can’t wait for the next one. ❤
Laughing as we spent some time last month in Argentina and are searching apartments for sale:) Love the openness and the positivity to help others as well.
Thank you for answering my question about going back to places you have been... in particular Greece. I hope you will post about it when you do. We have only been to Athens and Hydra, but now want to see all of the Peloponnesian Peninsula and other areas... mainly to learn more about classical Greek history.
I love your channel and would be a patreon if you had a bit lower level to start with, but that is my decision not yours 😉.
Thanks again. You guys are awesome.
Another great video. Thanks as always for sharing your thoughts with us. I’m guessing you are in Melbourne Australia.
I'm glad you don't give financial advice or tell people how much or little money you have. Full respect! We rent out 1 property and use an agent. I live 2 miles from it & have nothing to do with it. It makes money & pays off the mortgage. When we set off next year, we'll rent out our main residence through an agent. If we want to come back to the UK, we have the house to live in or sell. Tut tut about the rice, 1 cup of rice to 2 cups of water, lid on and perfect rice every time, ask Jamie Oliver🤣Surely it's cheaper to buy some kitchen things & leave in the airbnb if it saves £'s. Loving your work as usual!
I love love love your videos - just hopefully a helpful hint: I’m from Wales and also used to cook rice with a colander, but since I’ve lived in Spain I have learnt how to cook rice with zero excess water and therefore no colander required. Put a little olive oil in the pot with just one garlic clove if you like and heat up. Then add one cup of rice and stir around. Quickly add two cups of water and a pinch of salt and bring to the boil. Then cover with lid and turn the electric down to 2. When the water is all absorbed, the rice is perfect and served straight from the pot. (Around 10-12 minutes). Hope this helps! 😘
Great video - loving the channel and dreaming of doing some similar travels in South East-Asia @ some point in the next two or three years ! I think my excel spreadsheet says 2026 is our go-go start year .. we will be on a similar budget .. we are not planning on go-going wild and the way you travel looks perfect for us 🙂
BTW - that man @ 39m in this video with his two DOGS was absolutely hilarious !!!! Then the guy @ 42:18 looked like he walked through it .. classic old-school comedy .. maybe it's just my old British sense of humour 🤣
Looking forward to what you have in store for the rest of the yesr.
Thankyou for answering Lynn’s question she’s happy now and so should you be you are living the dream your investments are an excellent we have been retired and travelling for four years with much the same portfolio we all know things tweaked along the way👍👍👏👏
Keep it going you two! I enjoy your content.
Great Q & A series 😃 I'm guessing that you are in Australia! I think there were Magpies and Lorikeets singing in the background.... The trees look like gum trees and someone was carrying a Woolworths shopping bag. LOL 😆 Happy safe travels and thanks for the inspiration x
Good info 👍😎
Best video yet.. loved the RANT .. .. I started chuckling ending up belly laughing... actually made me think of month python esc humour... really cheered me up... thanks
Maybe skip Monday Tuesday of music day based on what I just heard. . . Totally teasing. Do whatever you love.
5:05 Uncle Roger (and my Singaporean wife) would be shocked to hear you use a colander for your rice!
Great video guys I’ve been enjoying this series very informative. Then again I used to love the in depth budget videos you used to do it’s a shame you didn’t get more likes on those. For next Q&A I’d be interested to know what your budget for one months accommodation. Hubbie and I would be looking to spending at least one month in one place and had $2k as our budget but now thinking that’s not enough. Our accommodation needs would be similar to yours 😊TY
Australia - for some reason I think you're in Australia, the sound of the birds and how the people were dressed in the background!
A tip for keeping fit is to do yoga (you can get buy without a mat, I use a towel, not ideal but it’s doable). If you’re not into yoga you can find many good stretch routines on TH-cam. I found a routine to do before getting out of bed and have put together my own using my body weight to build strength. My body lets me know when I’ve skipped a couple of days.
lots of great videos on youtube. Fabulous 50's, Fitness with PJ, Pahla B and Caroline Jordan
As an aside, I bought my 3 year old narrowboat in 2019 for 65k. It's currently worth around 110k. I suspect that kind of increase won't occur again.
If you buy an older boat, in more stable times, they tend to hold their value. ( A friend bought his 1989 in 2019 for 30k, now worth 50k, but covid increase again).
I never worried about an expected depreciation because I had the experiences.
Good that you're in Malaysia for a while. Enjoy your stay here, guys. I've studied in your country for more than 5 years. You might want to stay here for the same length of time to reciprocate, 😅. Been following your channel from the 2nd or 3rd video. Best of luck!
My husband and I enjoy your videos and find them very helpful. We have talked about starting a TH-cam channel. What would you have done differently if you were to start a TH-cam channel now?
Keep the great content coming and thank you in advance.
Heidi
My husband and I worked together for 5 years. If you still like each other after that, there’s nothing you can’t get through.
Nothing. Lol.
I liked the music interlude!
Bauhaus meets Interpol. X-)
We are trying hard to stay on budget (3% SWR) in our first several years of FIRE travel. Currently in Ecuador, trying to live like locals. Gotta love two great lunches with soup, main, drinks and dessert for USD$2.75 per person, $6 with tip.
As far as the similarity goes, that park where you are at looks like the community center park in my city.
Can so relate to the moment a young person offers up his seat - but after the first rather disconcerting time, it was kinda nice actually one time when I wanted to actually sit down LOL. Although I do try not to take advantage of someone's generosity since one day I might actually be in need of it.
Neil and Sarah, thanks for the helpful videos and information. I'm 18-30 months away from retiring (due to family commitments) and the information that you provide gives me confidence that I can retire early. One question/or suggestion - in addition to your monthly budget, can you indicate how many meals you cooked at home versus at restaurants? I follow a couple on another channel (Our Freedom Years) who seem to splurge on nicer accommodations than you but have a lower overall budget. I think the difference is they cook most of their meals at home. When I retire, I'm not planning to cook most of my meals and will probably eat out as much or more than the two you do. Can you give me some sense of how many meals you eat out? This will greatly assist in budgeting.
Great question, I hope Neal and Sarah answer you. One consideration, it’s harder to eat healthfully while dining out. Eating at home can prolong your life, which also means more $ needed to live! 😁
@@stavokg I agree that cooking is usually healthier. I'm thinking that in my first several years of retirement, I'll be in more of an exploration phase. I'll probably visit lots of places and stay 2 weeks instead of 4. After a few years, I'll visit fewer places and stay 4-8 weeks at a time, and will probably have more time to cook. Eventually I'll buy apartments in 3-4 cities and live in each for part of the year, renting them out the remainder of the year. I want to do that because I want to be able to afford the places I like. A place like KL or Medellin could easily double or triple in price in a few years; I'd hate to get priced out of the places I like.
I’ve followed your videos for a long time now and look forward to your next instalment each week. My wife and I are avid travellers also. Since retirement two years ago we leave the frozen north (Canada) for 5 months or so to travel in a warm climate somewhere. Each year we have had our credit card compromised in one way or another, once stolen, another time cancelled due to an internet purchase problem. I’m sure you have back ups as we do too but ultimately we need to acquire and activate a new credit card. In our case it simply means waiting until we get home again but in your case how would you deal with having to replace a lost, stolen, compromised or even expired credit/debit card?
Another TH-camr shared this: If you need to have a credit card (or other sensitive material) mailed to you in a foreign country, have it sent to the local DHL or Mail Boxes Etc. office marked "hold for customer pickup" with your name and phone number. The office will call you when it arrives and you will need to show your passport and tracking number (provided by the sender) to obtain your mail. I've had this done with bank cards, tax forms, real estate documents and remote voting ballots many times with no problems!
Great answers guys. We feel your pain with the mics, the wind blew Claire’s wind muff away and we haven’t really spoken to each other for a couple of days. If anyone goes diving in Lake Como and finds a soft, furry sea urchin there’s a possibility it’s Claire’s wind muff.
When I worked on Cruise ships I got that feeling of everything becomes one. I would forget which country did I see something.
How long did it take to sell all your possessions, house and car? Where did you stay after you sold your home? Did you start traveling immediately ?
You mentioned this is the last of this series, dies that mean back to the more travel vlog style next?
I’d love to hear tips on what you would different on you tube!
It would be really interesting to know what you think your TH-cam mistakes were and what advice you have for someone setting up a channel
I thought I heard some magpies calling in the background, so I think you are in Australia, possibly Sydney.
Curious why you need a colander to make rice? All the water should cook into the rice. I use brown rice so I use 2:1 water to rice. But long grain or basmati I would use less water 1:1 or 1.5:1 Give it a try
Once the Covid Lockdown of Europe was lifted in the summer of 2021, I started working remote for my US based company, and I have worked in 13 different countries. I am always alone, and I always feel safe. Heck, every place I've been is much safer than where I live in the US. If I can solo travel, anyone can. Time marches on, don't let anything hold you back.
Around Exeter maybe
Does the visa situation allow the 10 year plan? Or will you start hitting barriers?
Wow Neil, watch that blood pressure 😂
Great stuff. Love your vids. We are travellers as well but still grounded a bit by a job, but that is coming to and end soon as we retire early. On the question about bear markets. Just know that since the start of the market in the US, the longest bear market was 2.9 years. So 3 years was the worst with avg being just over a year. So we have 4 years of cash on hand to ride out market downturns while we will still be getting a little income off mixed bond funds that sit there earning 3 to 3.5% and then with upswings in the funds, we would take profits and live/backfill the cash bucket. Just one plan. There are plenty of ways to do it. Cheers !
I live on Naxos ,,❤
If you go to China, be prepared for lots of paperwork etc to get in. Be aware you may be viewed with suspicion by the authorities.
Lots of caucasians so if you are still in Asia, then it would be Australia or New Zealand.
I can't wait to hear where you are. I was trying to figure it out by looking at the people in the background. Your investment in your equipment has paid off with the quality of your videos which I look forward to every week. I am really over the number of people who ask about your finances and wish that I could record my own rant. You know for me it's all about the travel experiences that I am not able to do myself. You are both so considerate to dedicate the time to answer all of the questions and I'm glad we have that behind us now. :)
I reckon NZ or OZ
Yes that peak my interest as well, obviously it is a cricket ground, I agree, Australia or NZ…..
Well said. Monthly costs experienced in each place would be interesting, but not essential, and only if this is already being recorded - no need for lots of detail. Please focus on enjoying the location!
Great video. Thank you. You in Sydney or Melb?
I was thinking Australia too….
@@cathycooper7933 Looks like a cricket field in the back ground.
Good to hear about your plans for Europe. I'm sure you're already aware but entry rules for European countries are about to be changed in Nov for citizens of Third countries. Also you are limited to 90 day stays in any 180 day period in the whole of Europe and not just in any single European country (I think Schengen countries).
Why do the EU have this rule? Many travellers have criticised it and said the EU countries are losing income because travellers have to leave and go elsewhere, taking their money with them. PS: Is it true that not all EU countries follow the 90 day rule?
@@peterg6344 Assuming you're from the UK, there's only one reason - BREXIT. Yes it's true - Bulgaria, Cyprus and Romania are not in the Schengen area. You can stay up to 90 days in a 180-day period in EACH of these countries without a visa. All the others are in Schengen where it's 90 days in total in a 180 day period.
Would that be Kenzo Oval in Sydney behind you? 😮
Can't you use parchment paper to roll out the dough?
A city in Australia? South Australia? Cricket field and trees are a give away. Or I could be wrong and its NZ, but the clouds don't seem right. But definitely a cricket field. Great video again.
Does look like gum trees in the background?
Are you guys in Richmond/Windsor ?
How has traveling compromised your retirement portfolio vs if you had just retired and stayed home? Or did selling your home supercharge the savings enough to launch your travels several yrs into the future.
I have to imagine the current economic climate has you digging deeper into the cash bucket all the time.
hello you 2 lovely retiries, No offense !!. 3 years ago I was planning to travel when me and my better half, retire. I'm lucky that we have the same plan when we retire. Like you guys. I'm a Nurse here in the states, and before I work in the US I was in Italy as an OR Nurse that time. my wife was a stay in house wife for 4 years. and everytime I have a day off we will go around Italy . I always follow your videos , which is awesome , I get some points and clues.(Thank you) we try to be minimalist so we can save money in the future . Me and my wife is very active ,physically , we are 55 years old/ our ultimate plan is to stay 1 year each country that we choose.)( we still have 5 years to go to retire early) We plan to rent an appartment /airbnb/ room for rent to our co-nationals. Easier said than done. Lastly , Thank you , and More power to you both and your channel.
What is the brand of your coffee mug?
Looks good doesn’t it? Maybe they could offer some with their logo!
You could hire a property manager for your own Air BnB.
Oh where are you guys? Are you in australia?
I think you are in oz for sure 😀
Do you mind sharing which Platform you use for your VWRL
Vanguard
Thanks Geoff. I understand that VWRL is a Vanguard fund but was just wondering if the fund was being managed using the Vanguard platform or one of the other platforms.
E’toro I believe.
That will be scary. No money. Retired.
Can you recommend any books that helped you on your path to financial literacy?
Hi Sonja, absolutely we can. Highly recommend "A Simple Path to Wealth" by JL Collins. It is simple, straightforward and contains everything anyone would need. There is a bias to US markets but it is easy to translate that to wherever you are based.
It’s called a Monte Carlo analysis
Guessing Argentina or Uruguai
Thank you for answering my question. I am slowly on the mend ❤️🩹 My husband and I are like your friends except in reverse, I am the one who loves to travel and my husband (who is also a Rammstein fan 😄) is the homebody. I also related to the question about travelling as a single lady, my cancelled trip was in fact partly by myself and partly with a tour. There are indeed Facebook pages for solo women travellers and there are also women only travel tours if that helps anyone. Happy travels here in Australia 😅 well that’s what I think is where you are because New Zealand would be my second choice but I’m pretty sure the team training behind you in last week’s vlog were playing AFL ❤
are you going to go to China, and when if you know? love your videos, am about your age, well, a little older. I have been to China, and so my interest.
People in retirement, at retirement age, past 60, etc should not live in a double-story house or should live on the first floor. Using the stairs on a daily basis is dangerous.
Hollow Doctrines' End of Days a smash online hit!
OK, not really.
I'm curious. Why do you travel from one country to another country rather than explore just one country fully before moving on to another country?
Lots of countries you can only stay a month.
Yes it all comes down to how long you can stay on a tourist visa. Otherwise you have to go through the hassle and expense of getting a residence visa to stay long term.
Oh yes! That’s right!!! I forgot about the visas!!
For us personally, if doing say Vietnam, after the month, we'd go to Cambodia, then back to Vietnam. Surely that cuts down on costs?
@@1965stockport that’s what I thought. If you left for a weekend or week, you could still take advantage of cheaper living expenses using a long term Airbnb rental. That’s what my husband and I are considering. I love the idea of traveling everywhere, but I’m definitely a slow travel-type of person, like a month or so before moving onward. Lots to consider.
Australia?
✌❤
So, Chang Mai ended up being a bad experience?
Sad memories as Neil was there when he received sad news.
The funny thing about this video is you should STILL invest in Tesla because the upside is going to continue to grow. That 1K will look nice invested in it 5 years from now....
Have you got children and if not do you think this has helped descion to travel.I have just got 2 knew grandchildren and now feel very guilty about wanting to travel full time
also feel guilty about spending their inheritance 😅
@@SamanthaSmith-tv1jl oh no it’s your money not their inheritance please go enjoy yourself your grandkids will be fine without the inheritance 😊
I think you're in Australia
don't drink and walk down stairs
You Will. BE SKINT SOON
Not NZ these people walking by are all 1 colour, no Indians or Maori, or Pacific Islanders.
Clacton-on-Sea