6 Ways To Improve Your Retirement & Life After 60!
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- เผยแพร่เมื่อ 25 มิ.ย. 2024
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Age is just a number and turning 60 is proof that you've successfully completed another chapter of your life. Embrace the new beginning that awaits you and say hello to the adventures and possibilities ahead. Just make sure to avoid these 6 pitfalls along the way to improve your retirement. In today's episode, we will share with you the 6 things you need to stop doing once you turn 60!
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CHAPTERS
00:00 Introduction
01:21 You Can't Live in the Past
03:26 Neglecting Your Physical Health
04:43 Stop Avoiding New Technology
05:50 Don't Set Unrealistic Expectations @ 60
07:25 Stop Resisting Change in General
08:37 You Don't Find Yourself Isolating Yourself
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ABOUT RETIREMENT TRANSFORMED
Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan.
We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health.
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No smoking, little to no alcohol, some exercise, and some interaction with people and an enormous amount of TH-cam. Too much interaction with humans can also be detrimental to your health. The main reason i absolutely Love Love Love TH-cam is because of my choice to be with who i want to be with and what i want to expose myself to. I love my TH-cam Family. Been addicted for about 15 years.
Well @johnboy6594, we are happy to be part of your family. Thank you for being with us.
One more hurdle: stop alcohol totally. Alcohol wants you dead. I agree with you on everything else.
I’m 73, ski Monday-Friday in winter, and paddle board in summer 4-5 times a week along with walking my dog 2-3 hours a day. I loved my youth but senior life is so exciting and fun.
You have 2 more years to turn 60. Are you kidding me!!?
You don't look more than 35.
With YT, you save money on cable and tv subscription services. I also like that the videos are by average joes, and not by media corporations.
Not all of us who are alone are lonely. There is something to be said for solitude, peace and quiet to think, plan and enjoy nature and life in general. Especially if you come from a chaotic former life.
I totally get this. I also enjoy times when I can be alone. But I also like having a robust community of friends and family. Im happy you are not feeling lonely.
As for living in the past I started getting ready to retire about five years ahead. I got a motorcycle, went camping again, started visiting my kids and hiking. After my wife passed I moved states to get better situated for those activities. Walking in the woods is my main exercise. Now, at 76 I’m still looking forward to every day.
Good stuff! Love that you found those activities that inspire you and moved to a place that provides you more access!
I am almost 74 and enjoying life. I work out 3-4 times a week and love learning new things. No, I am not retired. Running my small company and love that as well.
Great story. Thanks for sharing.
I retired with my hubby early (he was 58 & I was almost 51) we traveled for 12 years in our motorhome around the US - seeing new things, making new friends, new experiences,...
Now we just resettled in our "final" home where we're comfortable and now enjoy our next phase of retirement!
But we're not juat sitting in the proverbial rocking chair, we travel to new areas, make new friends & visit with old friends that come thru the area, attend local events,... We are content with the retirement life we chose!
That is awesome! I love seeing the big motorhomes rumbling down the highway imaging all the fun places those people will see. Sounds like you are having a great Retirement.
Excellent advise! I have been a widower now for 10 months and some days can be very challenging for me. At 75 I still walk at least 2 miles every day. I am very motivated to travel and continue to see the national parks and other fine areas of the country just like I did with my wife. And I know she would be happy that I can still get out my camera and find new experiences and meet people even if only small talk occurs. I am ok with that. There is I have found, a very fine line between freedom and loneliness. She is always with me in many ways no matter where I go now. Thank you for this video.
Peace and blessings in this chapter of your life.
@@resourcefulqueen Thank you!
Wishing you wonderful new experiences with the memory of your wife alongside of you
It’s still not the same. 😢.
This video is perfect timing for me. I’m 65 and next week is my last week of work. Thank you!
Congratulations. What is the first thing you are going to do once you leave work?
@@RetirementTransformed Go to a weekday mid morning aqua aerobics class!
Congrats! Enjoy!
Congratulations and start living for you.🎉
I saw my parents retire with health problems. One of the things people forget is that the third act of life also typically involves chronic diseases. It's not just a question of financial burdens, it's also a quality of life issue. Maintaining a quality of life that you expect to have can be difficult simply because of chronic diseases many seniors face in the third part of their lives.
Yes. According to Dr. Peter Attica, who wrote the book “Outlive”, the number one thing we can all do to increase our healthspan (The number of year we live but also the quality of those years) is exercise. We all really need to make this a priority as we age.
I'm 63 and semi-retired with my own home-based business that keeps me busy a few hours a day. What I'm finding is how important it is to have something on your calendar almost every day. It can be a household task like doing the laundry or cleaning, meeting with friends or family, shopping, taking a class, exercise, whatever. Waking up with absolutely nothing to look forward to is fun for awhile, but it gets boring. Now I just reserve one day a week for total rest and relaxation.
This is such a great plan that you have put together for yourself. Congratulations!
I am 67 and learning painting on canvas at home.It’s a new beginning for me.Even though I find no perfection I am happy with my new hobby
Wonderful! I keep telling myself to make time to paint! My grandmother was a fantastic artist … I’ve always found peace in paint!
enjoy your retire life
I disagree with your advise “smoking too much, etc”. My advise is don’t smoke at all. Don’t drink at all. Eat healthy.
I can’t argue with your advice. Thanks for sharing.
What a bore
One 95 yo lady looked happy and lovely. She said her wonderful happy life, her happy memories kept her happy. Her house walls and furniture were covered with photos from her past. Her past lived with her every day, making her healthy and happy.
That is such a great story. Thank you
#1. Living in the past. Don’t say over and over, “I used to…”.
#2. Don’t neglect your physical health.
#3. Don’t avoid new technology.
#4. Don’t set unrealistic expectations. Eg. Don’t expect to run a marathon, start by walking lots.
#5. Stop resisting change. (Eg. Downsizing).
#6. Don’t isolate yourself from others. Highest rate of suicides is with men 65+.
Thank you
Other advice that may help,
It is better to be alone than having bad friends.
I’m 62 and hiking Mt. Whitney again this month. Too much fun and not enough time as far as I’m concerned. Great channel!
That's amazing. This is inspirational, thank you for sharing.
Thanks ! Loved your thoughts and tips. Looks like IM in the right path. Take care.
Glad it was helpful!
Stop smoking. But don't stop drinking! Remember, drinking before noon makes you a pirate, not an alcoholic. Arghh!
Funny!
Such great advice. Thanks!
You are so welcome! We are happy you are here
Decluttering, photo projects. I go to the gym almost every day but I’m not playing pickle ball lol. Music, travel, volunteer work. Cheers
Lots of great activities! Great job.
Agree! We have to embrace the new phase of life called retirement 😊
Yes agreed. This time of life can be all we want it to be.
Love the Selfie Saturday to reach out to friends and family!
Yes it's a fun family tradition now.
This couple is very down to earth, and real-personish. The tech is totally a necessity and well, joyous. Thank TH-cam ! When the weather permits, go outdoors so as to 'isolate' aloneness. Right, can never - necessarily - go by what was; yet, keep remembering those cumulatively learned lessons. Family and loved ones very quickly pass away. The next vid 'Retire Now' makes sense: My father was going to retire at 65; but, he died at 64 and 10 months !
Uncompromising Takeaway -
As anybody who wakes up and lives ⏰️ at 60 +, the only boss to be accountable to is G-d.
Thank you. My dad retired at 65 and died at 80. Poor nutrition, lack of exercise, and he was an alcoholic which all led to an early death. He is part of the inspiration to build this channel.
Great Video! I'm sixty two and agree with each of the six points.
Awesome!!! Thanks for watching!!!
HEY FOLKS!! Great video!! Thanks for your efforts!! First time viewer!! Oh, BTW, that is one gorgeous 58 year old!! Greetings from Canada!! GIDDYUP!!
Welcome aboard! I'm actually in Toronto few days. thanks for tuning in. Mark
Thank you ❤& Liked 🎉
Thank you! Cheers!
Hi! I just found you. Great content. Formula that works for us in retirement. Stay busy, at 57 retired to the farmstead. Raised animals, grew a garden. Active in our church community. It’s a wonderful life, a lot of work. Happy work. Now after 11 years giving up all farm animals. Still grow a garden. Got involved with dog training and now going to dog obedience trials. New dog friends. Because we retired early our budget is not as robust as some. There is a book. Probably not still in print. “Get a Life” by Mark Cooper” It’s still available in online used book stores. Happy retirement ya all!
Thank for for this. It sounds like your life is flowing nicely. Keep up the great work. You inspire many with what you are doing to stay active and adapt your life.
To quote Desiderata, “ gracefully surrender the things of youth”
Thanks for leaving this comment. I downloaded a copy of the poem and enjoyed reading it. I saw it years ago in someone’s home but never paid attention to it.
Im 59, always thinking in the past 😢
Better moments, i think
You can do it! Let the past be your lessons. Learn from them. Think hard about your vision for the future.
Great video love u guys❤
Thank you!
I retired at 33 years old, retire as soon as possible there is no guarantee you can live until 65 years old. I have 15 coworkers they die before 65 years old.
They die of heart attack, sleeping die, cancer. Those 3 things can happen to anyone.
Your correct, although most people would be unable to retire at the age you did, I agree I retired 3 years ago at 58, by the time you get to retiring age, it's too late to do anything
Thats great that you could retire at 33. Congratulations.
maybe you are right, you can retire any time you want if you have enough saving to spend.
I'm 56 and enjoying these tips !
Thanks for watching! We are so glad they are helpful.
the key to retire is to make as much money as possible. especially passive income after retirement.
I was one of your first subscribers. Congratulations on your growth. You deserve it.
Thank you Debbie. I remember responding to some of your earlier comments. It’s been quite a journey and this past nine months in particular as we went from 1,800 to 20,000. Thank you for support.
You are so welcome. My advice is not to wait if you are thinking about it. I retired June 2022 and my husband of 36 years was diagnosed with terminal cancer Jan 2023. He passed away this pass Friday. I am so glad I had the time to care for him.
I am so sorry to hear about your husband. We will keep you in our thoughts and prayers.
@debbiehelm5401 I don't know you but I certainly am praying for your strength
I turned 61 last week. A few weeks ago I decided that I no longer say 'I don't do that' rather to say 'I haven't tried that YET'. I had sushi for the first time and loved it.
Happy birthday! And we love your attitude!
@@RetirementTransformed 😊
So so true! Stop living in yesterday’s because It truly keeps us in a depressed state of life and will destroy life and our health. Thank you for the new mindset and the things to get up and live in today. Thank you from us retired people 😅❤🙌🎶☀️👏👍🥰
I’m 60 next week
I hope to retire so but I have a mortgage so looking to sell and buy a camper and travel
I'm 58 and making my plan to retire at 60. I fantasize about having my whole day to myself instead of the daily grind at the office. My husband retired a couple of years ago and he told me to take the first year to figure out what my interests are before committing to anything. I think he is right in a way as I'm inclined to want to join every group and feel overwhelmed with responsibilities!
Your husband gave good advice. Finding community is important as you leave your career. You will miss your colleagues and need to find new groups to spend time with.
Yoga is great for balance and strength!
I love Yoga and wish I could get Mark to go more! Thank you, Jody
New to the channel I like it ,
That's a funny phrase "Use ta guy" lol
That was my dad. I used to do this…., and I used to a lot of that…. It was kind of funny
I have accomplished my most significant athletic achievements after 60 years of age. I’m a competitive marksman and compete at the local, regional,national and international level. I retired at 60 and now have the time to train.
My advise to all, have a significant hobby and enjoy your personal development and the friends you meet along the way.
Right I am a senior citizen too playing competitive scrabble and have fun playing games with different retired professionals.
After the tournament you will dine or take/drink coffee enjoying the company of your scrabble mates/friends.
It's nirvana like feeling and exciting.
My Dad was a competitive marksman. You brought back some great memories. I love how you are filling your time.
A very informative video! (Jody, you look 10+ years younger than your actual age!)
Wow, thank you!
I'm 61 and retired 2 years ago. I am very blessed. I had a dad who lived in his army days. He was a korean war vet. I am adjusting to retirement. I had a hard time at first because I worked full time for the past 20 years so full time to home all day....very strange feeling.
It is a strange feeling. I hope you can find some inspiration in our videos.
THANK YOU...I AM WORKING ON IT AND I AM 73
You got this! Stick with it.
Whaat! I thought Jody san was in her 40’s. So graceful. Love from Japan.
Agreed. She looks mid 40s. Beautiful.
I thought she was doing this video with Ray Manzarek, but it couldnt be. He died 10 years ago.
We are both grateful to have each other.
Just a little note regarding modern technology. It is a 2 edged sword and just because it's new does not mean progress. Without going into boring details I have had at least 3 time consuming incidents related to the fact that banks no longer like dealing in cash. I'm 81 - live alone in a foreign country, exercise every day, play in 3 rock bands and regularly travel internationally.
Yes advances in technology are also disrupters. So we all need to manage this as best as we can.
Thank you for the wonderful advice so nice for me because i am 69 yrs old!
You are so welcome! Thank you for being here.
Jody is really beautiful! Mark, you are blessed, indeed!!
Thank you. Yes she is and we are both blessed.
Embrace change! Don't live in the past! Great advice! I have been adjusting to my husband passing 2 years ago. Just beginning to embrace changes that come along.
Change can be hard for sure but there is a lot of great life ahead. We honor those who have passed by embracing and living life to its fullest!
I loved the one about technology and the one about resisting change. Please, check yourself out at the self check out at many stores . You pump your own gas. Learn how to check yourself out. It not not going to change! Learn now!
Yes there are parts of technology we must embrace so not to be left behind
Hi there i just subscribed your blog...i loved it....i shared it to my dad too for a start...i am 50 two months ago...and i really want to be childrens writer..but the thought that after ten years i would be 60 scares me... please help me..i thought you would be right people..thank you
Keep thinking about being a writer. I'm sure your books will be great!
Staying alive is a big challenge!
Yes it can be. I don't know your circumstances but we will keep you in our thoughts.
@@RetirementTransformed No worry I am 57 and not due to die until I am 72.
Just retired few days ago...would really love to embrace change by travelling around the world...wish to meet you soon
Congrats!
Congratulations on your retirement. I hope you find some helpful tips on our channel.
We limited our retirement income in order to qualify for Obamacare...that saved us over $25,000 in annual health insurance cost. Our retirement fund grew substantially from age 60 until present. Age 60-70 will be the best decade of our lives...fitness, time and no debts.
Good planning on your part. Congratulations on a happy retirement
Just turned 57.
Happy birthday!
I am single and I have learned to keep a little note pad with me wherever I go because you never know when you might meet somebody with whom you.would like to have a friendship .As I age many friends have died...5 this year! Cancer, heartattacks..
This is such a great idea. As we age and find other people in retirement, its surprising how many are looking for new relationships too. We all are in the same boat and finding new friends is wonderful.
Very helpful and relevant. I lost my wife who I cared for with MS for 26 years in 2022. We were married 51 years. That in itself was very isolating but I am finding I get very lonely now. Thanks for the tips. Good video.
Thank you.
Interesting
Thanks for watching!
I have 2 more years also! What do you say to people or extended family that remind you of your past? It really drives me crazy to hear my past lessons/mistakes brought to my remembering!
My mother had a saying when people said or did I something to me that was inappropriate or unfriendly. “Kill them with kindness!” Not sure of that works for you but certainly don’t let what they say consume you.
@@RetirementTransformed it took sitting down with our daughter-in-law and explain the whole lesson that i went through to her and at the end of the conversation i said to her that this would be the last time i speak of this! Yes! Mark hit it on the nail head of drawing boundaries! Thank you for your sharing your thoughts to the question i posted! Yes the mistakes were made so many years ago they do not define whom i have become!
This was great info. Thx soo much. Totally agree to not be lonely. And look forward.
Tell them firmly but kindly you're not interested in raking up the past or say "that's ancient history - shall we talk about plans for next week/month/year" You might need to do it more than once but they'll get there eventually
I celebrate every time I have a great cigar.
I get that. I was a cigar smoker back in the day, but gave it up. I miss it and used to enjoy it as well.
At 60, we are in our “3rd quarter” of life!🎉
Yes we are!
Died and exercise will do a lot for helping you keep your balance working on your core. Also you have to get enough protein in your diet because 50% of your bones are protein problem is people do not get enough protein
Thanks for your comment. What’s your “go to protein?” We have been doing some research on plant based proteins and other forms that are easily digestible. Thanks for the comment!
Arts reading camping exercise ready to retire soon♥♥
Have fun! Sounds like a good plan.
Some times that’s all someone haves in their life are it was the best time in their life
Im not sure what you mean but thanks for leaving a comment
Carnivore diet helped me with my pre diabetes and depression! Sugary foods are addictive
I struggle with the sugar for sure and need to stay away from it.
Retired 21 years ago at 45. Yeah, big change in thinking is required. And that need to change continues as I get older. Need to face reality. I'm extremely healthy but can see my body changing and I certainly can see the effect of age on others. So I'm facing reality.
Planning to move to SE Asia next year to set myself up for when I might need help. A live-in housekeeper is $50-200/mo USD plus food. Fully trained live-in caregiver is $1000/mo. Plus as a single man it's very easy to find a great young female partner. World famous caregivers.
Sounds like you have a plan that works well for you. Congratulations on having the clarity you need to move forward.
Mark to wife: "How many years (did you just say) do you have 'till 60?" Great discussion!
Thank you.
the side eye of retirement...what you gonna do with all that time on your hands? HAVE IMAGINATION. All my mom does is sit at home, get groceries, dr appointment and run errands after 43 years of work. its draining and toxic
Hopefully your mom can watch some of our videos and get some inspiration and ideas to make some positive changes
Home is were the Heart is Thats why folks will never downsize even though they would be better off in most situations
Yes that can be the case. Downsizing is not for everyone.
Cronic loneliness is ok for me, been it all my life, works fine for me, so think it depends on who you are, changing my way of living as I get wiser, overweight and beginning gangren disappeared after realizing that human beings are designed to be carnivores and not eating artificial foods, processed oils, not a gram of sugar in my house anymore, the fructose part of it just as poisonous as alcohol.
Thank you for sharing your perspective! It's interesting to hear how different lifestyles can work for different people.
I am 69 and very active doing things at home. My husband sleeps in each morning and stays up at night till 1pm. He is 75. I am a early riser and have most of my day over and his day is just beginning. It's awful he's very set in his ways. We don't do alot together for obvious reasons. What are your suggestions for this.
Thank you for sharing this. I think asking him to have a chat about how you want to spend the rest of your lives together would be a start. But it’s not easy. So go slow, be thoughtful, be a good listener. Set some ground rules for the chat. Everybody must listen and not interrupt the other. Reflect back what you heard. Take notes. Say thanks. Sit on what you both said and heard, then chat again in a week. The goal would to start finding some things you can do together as a way to spend some quality time and also work on your health together. Hope this helps.
Jody, You don't look a day over 40. if you can market that you could make a fortune.
Thank you so much for your kind words! I really appreciate it. 😊
なんて美しいご婦人でしょう。
旦那さんはこんなに美しくて聡明な奥様とご結婚されただけでも人生大成功ですね。
We both feel lucky to have each other! Thank yoy
I used to run marathons...
Good for you. I never had that in me.
81 living in Quretaro
Good for you!
Type2 diabetes is more diet related than age related.
I have heard the same thing also told it can be hereditary
the only way is to increase your income. mainly passive income. diversify your money and improve the overall return
We use a financial planner but this may be good advice.
Great video! Suggestion- pls try not to keep interrupting her when she is speaking. Thanks
Ok, thanks. We both get passionate and that's where the interruption comes from. And we keep trying to not do that!
60 years old is still young guys! You talk as if they are 120 years old. All common sense and everyone knows things things but if they don't do it, that means they choose not to.
There are a lot of people dying in their early to mid sixties, so it's not that young, the key is retire at 60, if possible
Thanks for this response. Thanks for listening to our channel as well.
@@glenmason1876 hah!
60 is young I know folks 90+ still living life@@glenmason1876
How many times does one have to say “you know?”
Do we do that? I'll have to be more careful.
Journals.
Yes. Writing in a journal is therapeutic
Chronic loneliness..
Yes. It's one of the worst things for humans. Community is critical during our entire lives. And that takes effort if you don't have lots of people around.
Technology will eat your time and your money.
Yes it can. But in many cases is makes things in live easier, but there is a financial cost
What if 60 and nothing saved for retirement?
It is NEVER too late to start squirreling funds into a savings account or hidden in home safe. I know times are rediculously over priced on everything but it is still possible to save funds for retirement. If still working for an employer! If self employed may need to get creative to save funds! Self talk; i can do this!....then proceed to put a plan together that works out best for you! Alot of times planning ideas on paper helps! Especially for those people that are more visual! Kind of like a road map for gathering funds!
This is a great suggestion. Thank you @lisaward3890.
Work a less stressful job?
Volunteer for Zelensky
All jobs are stressful to a certain extent, retire as early as possible, enjoy life whilst you can
Grt achievement …..Especially when you’ve had a face lift before your 60th .😂
Hmm not sure what you mean but thanks for the comment. Hope you enjoyed the content
70 really bothered me. 😫
I get that. These milestones can creep up on us. But at 66, i'm enjoying every day and sincerely hope i get to at least 90. So the next two milestones of 70 and 80 excite me.
wait till 90
@@applebomb4091 My mom getting ready to turn 96 and doing pretty well! Best to you
mine too at 98 @@barb987
Consume no more than a handle every two weeks
My dad drank a handle every week! That did not work out to well for him. But many people swear by a drink a day, or more. Personal choice an how your body handles it.
@@RetirementTransformed yeah, 3 weeks per handle is probably better
Look into plant based eating.
We try and do as much of this as possible. Nutrition is always on our mind
What about getting a dog!
Jody desperately wants another dog. I’m trying to hold us back and just try life a bit without one and see what they is like. We are traveling more now and not having a dog has helped that.
We’re 71 and take our dog in the RV. They make great companions. We have a puggle.
.
Nothing said here? Thanks for following us.
How do you not know your wife’s age, ah yes your 66, memory issues 😂
LOL. Yes, memory issues.
Wow I thought lady was much older he looks younger
Glad you are enjoying the info we provide.
Perhaps you didn’t know that it is not necessary to type every thought you have. Do you enjoy having people tell you that you look older or heavier than you used to?
my thoughts exactly!!
You havd 2 more years to turn 60, are kidding me!!?. You don't look more than 35
Thank you.
The best way to enjoy retirement is not to retire!!
We are retired in the traditional sense. But starting this new youtube channel gives us just enough "work" to stay engaged and fulfilled.
so many retirees regret the decision to retire the earliest one should retire is 75 for women and 62 for men.