I changed my Credit Card Strategy | UOB Lady's Card Review
ฝัง
- เผยแพร่เมื่อ 6 ก.ค. 2023
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UOB Lady’s Card is now available for men to apply
- Removed eligibility of “Female only” on UOB Lady’s Card website
Quick walkthrough on benefits
- Selective categories and MCC earn 15x Points (6 mpd), not a general spend card
- 7 categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, Travel
- UOB Lady’s Pink: $30K annual income, 1 category, first $1000 eligible spend
- UOB Lady’s Solitaire (Maroon): $120K Annual income, 2 categories, first $3000 eligible spend
Impact to Card spend
Impact to UOB One account
Impact to Miles chasers
FAQ:
- Got annual fee? Yes, but 1st year free, subsequent fee waiver subjected to approval
- Why I don’t see Bonus points? Credited by end of next calendar month
- Use Lady card not paiseh? Link to amaze, how about WWMC
- Can get both pink+Solitaire? No use, only capped at the higher one i.e. Solitaire $3000
- How to choose category? uob.com.sg/ladys-enrol
- How is the cap split? No split, combined $3000
- How to get the Blue metal card? By invite only
#Sponsoredby #Webull
Sponsor: 🐂 Webull Singapore hmsg.link/sgwebull
💳 UOB Lady hmsg.link/uoblady
💳 UOB PRVI MasterCard hmsg.link/prvimc
💴 Instarem Amaze Code: NhkWBH hmsg.link/amaze
✈️ Kris+ App Code: C647172 hmsg.link/krisplus
📙 Advanced Credit Card Mastery Course: hmsg.link/accm
☕️ Buy from my Ko-fi shop: hmsg.link/shop
🔭 Telegram Group: t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg
🎵 TikTok www.tiktok.com/@honeymoneysg
📧 Email (Business only): sghoneymoney@gmail.com
using UOB One as my main spending card, been thinking about getting another UOB card for dining/grocery spending. is UOB ladies card a good pick or is there a better one?
UOB Lady card until 24 Feb 2024 meaning cannot use after?
For the meal expense i pay for hotels, does it count as dinning or travel?
im new to UOB, as suggested plan to get the PRVI MasterCard first, but should i combo the KrisFlyer Account or One Account ?
From what I heard, the PRVI MC is not one of the eligible cards to earn the bonus interest with. So, unless you are willing to forfeit the sign-up bonus for the PRVI and open the Lady's first, I personally would go for the Krisflyer A/C.
You can get the credit card without opening a bank account
Hi Chris, may I ask if I assume a 600$ spend , how do I compute whether UOB EVOLV actually has better cash back than the value of the miles awarded by UOB ladies. To be conservative I assume not every spent has 6mpd so let’s say we use an estimate of 2.4mpd, 600= 1440 miles. Whereas if I assume the EVOLV I strategise correctly and I get $43.3 cash back. So how do I know whether 1440 miles is theoretically worth 43.30 or not? Thanks!
You have to determine your own value of a mile, mine is 1.25 CPM
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hi chris, can you do a card comparison for someone who is spending roughly 20k a month online spend on social media ads cost and other websites like propertyguru?
Can I charge my insurance bills to the lady’s card and earn the miles?
No, excluded
Hihi i watched the video you mentioned you can charge 500sgd roughly from the wedding to the lady's card, thats a cool idea but how can i get the charge is 500sgd consistently from a wedding? ask the hotel do free installment for me? It will be useful if i can break out the big spend to the UOB card "spend" so i can keep qualify the requirement, thanks!
You may ask the hotel/wedding if they have any online payment method or head down physically to pay every month. It's not an instalment since service has not been delivered yet.
Mannnnn. I just changed my gender just to be a female. And now this happen :(
Hi Chris, which bonus transaction category did you pick for paying off wedding banquet and still get that 6mpd?
Travel (Hotel) + Dining (restaurants) for lady solitaire
Hi Chris, are you earning more than 120k? Got rejected as my income is only 90+k. Is UOB so strict on the income requirement?
Previously not so strict when I applied, now results may vary.
Uob lady buying fair price voucher earns the 6mpd?
only if you have selected "Familiy" category
Did you put fd of 30k? To qualify for solitaire
No
Can I do the same (top up $500 on fairprice giftcard) for UOB ONE card to meet the min. Spend??😳
For now ok
heng i no need to be woke and identify myself as a woman
Yay... No need go sex change operation le!