Rent / Housing (31%) - Built Mastercard Dinning food and grocery (20-30%) - Amex gold card or Savor one card Travel - Capital one venture x card or Travel alot - Chase saphire reserve or Amex platinum Miscellaneous - Chase freedom flex or Amex gold
Totally agree that the Bilt Card is an absolute game changer for a huge % of people that pay rent & the travel redemption capabilities are really good & underrated too. Great list Brian!
If you are Verizon customer and pay rent, you only need version card to cover phone bill, gas and supermarket, BILT pays everything on 1st you could (such as metro card, wifi, streaming, car insurance, utilities, etc) food (3%) and travel (2%), Amzon card buys everything else on amazon ( also it is back up card for food, gas, transit and travel). No annual fee at all and centralized points.
After using all these cards this is the setup I have settled on: Anywhere with apple pay - US Bank AR , Rent and Restaurant card - Bilt Mastercard, International Travel - Amex Plat, Back up catch all BBP, Gas - Custom Cash. I mostly get food to go, so sit down restuarants are around 3 - 4 times a month where I can't use apple pay.
I’m going to apply to a credit card tonight or tomorrow to get my utilization up.. I’ve got a discover it, and chase freedom flex. 1. How much will my score go down with a hard inquiry, and how long will it take to go back up? 2. What’s the best card to get for balance transfer?
Used your referral link to apply for BILT and was approved right away. Idk why I waited so long to start capitalizing on these benefits, but better late than never! Thanks Brian! 👍🏼
If my apartment isn’t listed under the Bilt Rewards Alliance should I not bother getting the card or will I still get the points and convenience fee waived? TIA:)
Hey I love your Videos! I been Looking into Mid teir Cards trying to add my collection. I only have the Chase Unlimited, Im looking into Sapphire preferred or AMEX gold card. I was wondering if you could do compare and contrast between these two? Thank you sir!
I want to know if I’m understanding this correctly. So I currently live with my parents and paying rent monthly, so BILT will cover the cost of the rent and I just need to pay BILT? This is available for BILT users now or were they going to add it in the future?
Hi I have a question regarding canceling credit cards. Apparently welcome bonus is just a one-time thing. For the ones like Venture X/Reserve, should you ever consider cancel them after getting them? And for other cashback cards such as discover/freedom flex/savor one, do you cancel them after 12 months, wait and then re-apply to get the welcome bonus again?
I would consider downgrading them before canceling. Then just use a few bucks on them a year to keep them alive and build a great credit profile! I think it depends on the card but some have SUB’s that are once per lifetime, others are once per year. Hard to say as each is different
Correct, the time and effort it takes to make it worth it is better spent doing literally anything else. Here’s my set up: Amex Gold: Food and Uber Venture X: Everything else Keep it simple folks
Check if you're targeted for the 150k Amex Platinum offer or the 90k Amex Gold offer through CardMatch 👉 brianjung.org/CardMatch
I just got targeted and took advantage of the 90k amex gold. Approved
Rent / Housing (31%) - Built Mastercard
Dinning food and grocery (20-30%) - Amex gold card or Savor one card
Travel - Capital one venture x card or Travel alot - Chase saphire reserve or Amex platinum
Miscellaneous - Chase freedom flex or Amex gold
Can I use the built Mastercard for a car payment?
The Bilt card is great! I added it to my set up and I've earned over 40k points!
Just got my Bilt in the mail today!! So excited to start!!
My plans is the chase trio, venture x, Amex gold and plat
Totally agree that the Bilt Card is an absolute game changer for a huge % of people that pay rent & the travel redemption capabilities are really good & underrated too. Great list Brian!
I’ve heard some people have been able to pay mortgage as well with this card is that true?
Definitely has been for me
@@Embrxceyourdemonshave you confirmed this?
@@EmbrxceyourdemonsI’ve heard people have been but it is against the card TOS and can have your payment canceled and your account closed
About the Freedom Flex: I would instead go for either a Freedom Unlimited or Citi Double Cash (or Custom Cash)
is the freedom unlimited as easy to get accepted too? i was thinking of applying to the freedom flex and was just wondering
Venture covers the 2x all purpose spot
how are you not the fastest growing channel in the world?, I mean the quality of the video's is amazing
If you are Verizon customer and pay rent, you only need version card to cover phone bill, gas and supermarket, BILT pays everything on 1st you could (such as metro card, wifi, streaming, car insurance, utilities, etc) food (3%) and travel (2%), Amzon card buys everything else on amazon ( also it is back up card for food, gas, transit and travel). No annual fee at all and centralized points.
Insane value you’ve provided through this video + other ones you’ve done. Keep up the quality man, you’re a beast 👊🏻 wish you more success
I appreciate that!
Honestly replace amex gold woth sapphire preferred and add in a citi custom cash for gas and thats the perfect simple setup
Good video. We need more videos like this that show what cards complement other cards as a duo, trifecta, etc.
Top tier list, i personally have some of these.
Also honorable mention: Citi Custom Cash
very good list here. i'm also glad there is one visa in this list haha since plenty of people do buy stuff from costco
I received a lot of valuable information in your video, much more than I expected. Thank YOU!!!
You are so welcome!
I got the 90k gold card welcome offer with only 4k spend in 6 months! Just got it a few days ago
After using all these cards this is the setup I have settled on: Anywhere with apple pay - US Bank AR , Rent and Restaurant card - Bilt Mastercard, International Travel - Amex Plat, Back up catch all BBP, Gas - Custom Cash. I mostly get food to go, so sit down restuarants are around 3 - 4 times a month where I can't use apple pay.
Did seriously no one catch how you said double the points then proceeded to say 2X turned to 3X?
great video brain
Appreciate it!
miss the card videos
I’m going to apply to a credit card tonight or tomorrow to get my utilization up.. I’ve got a discover it, and chase freedom flex.
1. How much will my score go down with a hard inquiry, and how long will it take to go back up?
2. What’s the best card to get for balance transfer?
yes
It will go down -14
Savor one card is crazy
I love my capital one venture x! Lowest annual fee for top end card !
That looks like the same apartment in Arlington area where Max tuning live
Used your referral link to apply for BILT and was approved right away.
Idk why I waited so long to start capitalizing on these benefits, but better late than never! Thanks Brian! 👍🏼
Yeah we all need that perfect savory mushy pie for our preferences.
Great video! Does the $120 credit for restaurants and uber accumulate or is it 10/month and it goes away if you dont use it?
10/month that goes away if you dont use it and it starts on the first of every month and not based on when you get the card
Hey Brian, how do you do that editing style at 3:13 where you are showing the card and all its benefits?
Now do the same video for the cards without annual fee
2/5 are no annual fee…
If my apartment isn’t listed under the Bilt Rewards Alliance should I not bother getting the card or will I still get the points and convenience fee waived? TIA:)
You can pay directly to your landlord using checks or using the routing number.
If not listed, talk to landlord that ure going to pay cheque from bilt...no charges both parties.
What a great video
Glad you think so!
What are your thoughts on autograph card?
Hello Brian
Does the Uber credit rack up or is it use it or lose it annually?
Hey I love your Videos! I been Looking into Mid teir Cards trying to add my collection. I only have the Chase Unlimited, Im looking into Sapphire preferred or AMEX gold card. I was wondering if you could do compare and contrast between these two? Thank you sir!
Should we go for the venture x or the savor one first? I got pre approved for both
Whatd you decide on?
Which card is the best to own Amex Everyday Preferred or Blue Cash Preferred and why
BCP for sure
is this list still applicable if I'm from the uk?
Freedom Unlimited vs freedom flex. Pros & cons to both cards
I want to know if I’m understanding this correctly. So I currently live with my parents and paying rent monthly, so BILT will cover the cost of the rent and I just need to pay BILT? This is available for BILT users now or were they going to add it in the future?
Hi I have a question regarding canceling credit cards. Apparently welcome bonus is just a one-time thing. For the ones like Venture X/Reserve, should you ever consider cancel them after getting them? And for other cashback cards such as discover/freedom flex/savor one, do you cancel them after 12 months, wait and then re-apply to get the welcome bonus again?
Don’t cancel credit cards. Period.
I would consider downgrading them before canceling. Then just use a few bucks on them a year to keep them alive and build a great credit profile!
I think it depends on the card but some have SUB’s that are once per lifetime, others are once per year. Hard to say as each is different
Can we get virtual card versions of the cards?
Where did you buy and which builder?
Can anybody suggest what could be these five cards if we are locking in Canada
What is the difference between the 1x points using the BILT card vs using the Venture x which has 2x back on all purchases?
I can’t seem to find the capital one uber thing it’s not written on the website
Wait you can pay use BILT to pay your parents rent?
I got the gold Amex for about 4 months and idk I feel like it’s not worth it besides its prestige
what about mortgage
Most mortgage lenders will NOT accept credit cards. If you have a mortgage company that accepts credit cards, please share the information!!
Not gonna lie I feel like u need a gas credit card
Thanks...
Yo boys Brian Jung just dropped
Dc outrageous 😂
Can you pay off my wife and I student loans?
I feel ya bro
How are you managing the amount pulled from your bank account for each credit card without worrying about going into debt.
Its simple, whatever number you have in your checking account, don't let the numbers on the credit cards go over that. Not hard.
I barely spend any money. Just don’t buy anything that isn’t necessary
Just basic budgeting bro, keep track of what you spend
Great video!!!
Does anyone know what steaming services are included on the Capital One Savor One?
For the chase freedom you said spend 200 get 500 back. Lol
Are any of these Visa cards? ( Looking for a card for Costco)
I don't own a credit card but I've seen some videos, I'm pretty sure there is a Costco card idk who issues it though
Do debit cards bro
Not many benefits. If you manage your expenses then credit cards are amazing
good 👍
hhmm good question
Is the Bilt card worth getting considering 5/24 if you don't have rent?
If you don’t rent- don’t bother
Yes, If you rent, it’s a no brainer.
Got denied for amex gold called reconsideration like they said my credit is to high? Idk what that mean 😂😂😂
must have said credit utilization ratio
Nah fam, i only need one 😊
Hi
okay
⭐️⭐️⭐️⭐️⭐️
❤
You don't need 5 cards.
Correct, the time and effort it takes to make it worth it is better spent doing literally anything else. Here’s my set up:
Amex Gold: Food and Uber
Venture X: Everything else
Keep it simple folks
*JESUS CHRIST LOVES YOU AND CARES FOR YOU HAVE A GOOD DAY EVERYONE*
Factual
God bless bro🙏
Based
Venture X just drop their lounge access