2 major benefits 1) emergency hospital expenses can be settled thru credit cards without requesting from frnds/relatives when u r out of money. 2) entertainment expense like movie tkt gadget purchase can b done thru credit card even when u have sufficient bank balance (bcoz of this u earn 45days of interest) NOTE: do not fall in trap of emi and don't spend ur future salary/profit now itself. Spend ur actual bank balance via credit card.
@@shyamsundard4032 medical expense panna dhana bro uyira kapatha mudium...month end edho emergency medical issue varudhu apo credit card use panitu salary credit anadhum credit card bill settle panirlam
Perfect bro... You are 100% Correct... I am using credit card for past 8 years... I am utilizing the card the way you told... Still now i am not even pay extra 1 Rs.. i am doing on time payments
I have totally 4 credit card and total limit is 10.5 lakh. Every month I used pay around 1 lakh rs . I earn around 500 to 1k per month through rewards . Best credit card are Amazon ICICI card and hdfc platinum dinners club. Each points give 1 rs .
Credit scores gets affected if these major cases 1. Delay payments of due 2. Closing old credit cards 3. Credit usage ratio if above 30% of allowance.. 5. Credit usage is 0% (yes credit scores falls even if you don’t use the cards, one has to maintain 1% to 9% to keep scores increasing) And some more, please go though the details in full before getting a credit card..
@@b.sivakumar4328 Hi you can close, so imagine you have 2 credit cards one bought 2 years ago and another bought 1 year ago. closing the 2 year old card will bring your CIBIL scores down than when closing 1 year old card. But I'm not really sure what will happen to credit scores/ CIBIL scores if someone decides to close both or all the credit cards they own.. still looking for the right answer
@@vishvanthsaravanakumar3078 Bro i don't have credit card. But it shows in my cibil score check app that i have a pending credit card payment due to it my cibil score is very low. What should i do
@@vicky0924 what's wrong with mr doodle to have rahul as an inspiration? We generally tell my inspiration is gandhi thaathaa kedi ji rajini vijay etc... But he have rahul as an inspiration in which he is trying to tell is rahul was just like an average man like us but he gradually worked hard and ww are withnessing his growth with our own eyes so we can just take him as an inspiration and work hard with smartwork to achieve our goals rahul have shown a vast amnt of growth in just 3 yrs and yet he is still growing what quality u need more than this to be inspired by others? Instead of having actors or any others as an inspiration we can inspire a common man who have shown his growth and still growing in front of us. yet we should take initiative and grow so better dont mock mr @doodle.... BTW my communication skills are pretty average so dont mind it
@@theaakash7424 dude, one should have self motivation..not inspiration..ifyou need others to motivate you then you’re not the achiever in the first place
@@vicky0924u seem to have quite a point bruh... Untill u reach the level of understanding that u need self discipline and self motivation instead of an external motivation or inspiration we need an external inpiration to push ourselves to do the work towards achieving our goal we can atleast do it instead of sitting in room and scrolling... see motivation is an initial external factor which enables or stimulates ourselves to do our work but if u have self motivation and self discipline u no need that external factor to stimulate u to do the work having a person as an inspiration is not such a bad thing inspiring from a person means just learning a few things from him and trying to apply it in our own life so we can have someone as an inspiration initially many domt have inspiration and they dont do anything they dont know who they want to be and they dont even take initial steps in order to achieve it people who have an inspiration and truely when they aim towards something as they get mature they will surely realize about self motivation and they do +1 level up in their life upto that point its ok to have an inspiration and at atleast in any one point in life we all needed/will need an motivation or inspiration to overcome that particular situation but its not applicable to all situations at any one of instant in when we feel would feel broke we need some sort of external motivation not all need it but majority of the people need it bcz ppl like u can understand abt self motivation but when there are harder or stressful time our mind would not function properly and think about self motivation at that times we seek for external motivation.... External motivation means i am not talking abt motivational shorts or vids from yt motivation can be from ur mother father sibling frnd etc... This is what i understood abt motivation/inspiration and self motivation id there is something wrong please let me know so that i can correct it and improve myself.... I think i took this convo somewhere else 😅
How many of them know about these emi traps and aware of late payment fees? Some time we tend to forget. See if you are able to repay the amount in 45 days why can’t you buy after 45 days? Say for example, The credit limit is 1lac, Often I have seen people borrowing from some one else to repay the amount in 45 days.
My suggestion would be stay frugal and have expenses within your income limits. If you can't afford something, either you increase income or don't buy it. I would never suggest buying credit card unless you have good amount of income to cushion it.
Really helpful But I have a doubt...some banks are asking to pay a certain amount as a FD for credit card...whats the benefit from it? Can you kindly clear this?
Thank you so much for this video bro bcz I was using credit card without knowing these details and I have lost my cibil score so please explain me how to increase my cibil score I have cleared all my dues but cibil is not increasing Valuable video for me thank you bro😊😊😊❤❤
What is and how credit card is functioning How credit card companies earn Do opposite Credit score - functions Be disciplined on your loans and payments Don't borrow anything that is unnecessary
Pro Tip Credit card works payment networks like MasterCard Visa and AMEX. I have one card with each of this payment network, so should you!. My Visa credit card from kotak royal signature and MasterCard from SBI simply save didn't work at a restaurant in Thailand but AMEX gold card worked! Maavu aatla anniki 😂
At first I thought credit cards is the 1st danger thing compared to lending amount from other person or sources but now This vedio changed my mentality about credit card . Learned how to handle it Thank you Rahul Anna❤
IDFC First Wealth Credit card has a unique feature of interest free cash withdrawal like any other purchases part of the bill cycle. Also forex mark is one of the lowest at 1.5% vs 3.5% for most other cards.
Okay thanks Rahul for spreading this awareness, so I have this perspective.. credit benefits people who use it wisely, but imagine if everyone starts using the card wisely banks won’t make profits. But banks are making ton of profits through credit cards which is a fact, that only means most of the users loose money with the cards than gaining.. So yaro loose pandra money majorly due to lack or awareness about credits is what that comes around as reward.. honestly even if there are gains from credit cards as a product it’s so unfair, solely because it made with a hope that people loose money out of it. And credit is such a American concept even UK didn’t let credit cards penetrate them, thus they are betting india now. Please correct me if I’m wrong, but I can’t use credit with conscious of knowing the money we get is someone else’s fine charges and losses. That sounds pretty unfair to me as a system itself..
i have never taken any loan or had any credit cards with me i will only buy product or services only if i have money or else i will just ignore it.i will pay my all house hold bills on 1st of every month.Till date i don't have any debt and i have a good amount of emergency cash to meet uncertain situation.Note i also have all types of insurance and the premium are paid at the right time.i will also never going to take any loan in future and i am sure about it the issue is my friend suggest me to use credit card my question is Even i am living a financial free life why i need credit card to manage my expenses. I think credit card is waste of time and a big trap for me is my choice is right?
💳✨ Thank you for sharing this bro. Your video is enlightening and will undoubtedly help many people make more informed choices. Keep up the excellent work in providing insightful content that empowers others to make smart financial decisions. Kudos to you! 👍💡💰
I don't know when i ordered Credit Card. And never used it anywhere. Now from bank side they are saying i didn't pay the joining the joining fee which is 500rs. For almost 2 yrs. now with all intrest the outstanding due is 25k. Credit score is very poor (300) is This my mistake?
You should use credit card to an extent so the joining fees will be waived off, best is to pay all expenses with credit and pay monthly. However 25k seems high, get a break up and look into it, but don’t close the card. Use it as the age of credit account matters. You can always improve the score,
Hello rahul!! I knew my comment is irrelevant for this video. But I request to do a video about tote bag for men. Many of the guys are not aware about this bag.
Rahul - Is it advisable to buy a land through personal loan? I am bit sure about appreciation will match interest paid for the entire tenure And you are one my inspiration in financial planning and advises after Anand srinivasan sir about debts and index funds Your replay helps a lot
இவன் சொல்றான் அவன் சொல்றான் நம்பி credit card வாங்காதிங்க 45 days grace period சொல்லுவாங்க ஆனா year end ல credit card statements check பன்னுங்க என்னத்தான் proper a on date கு pay பன்னாலும் debit charges charges அது இதுனு நெரய hidden charges நமக்கே தெரியாம கட்டிகிட்ருக்கோம்னு புரியும் இது cash back offer ல வாங்ரிங்கன்னா நீங்க வாங்ற பொருளுக்கு கண்டிப்பா year end ல statements பாருங்க! hidden charges உங்களுக்கு கெடச்ச discounts விட எதாச்சும் ஒரு விதத்துல தேவ இல்லாம வீண் செலவு செஞ்சிருப்போம் கடன் வாங்கர்த இவனமாதிரி பெருமையா பேசர்த விட்டுட்டு savings investment ல concentrate பன்னுங்க இவனமாதிரித்தான் மேலோட்டமா பாக்கும்போது emergency ல use ஆகுது benefits இருக்க மாதிரி தெரியும் ஆனா credit card statements check பன்னும்போதுத்தான் தெரியும் எவ்வளவு hidden charges போட்றானுங்க சொல்லி axis bank flipkart credit card ல வாங்றேன் around 73000 3000 cash back கெடச்சது happy statement ல பாத்தா debit charges 1250 அதுகுக்கு ஒரு GST அது இதுனு தேவைல்லாம charges போட்ருக்கான் customer care ல proper response இல்ல அப்பரம் என்ன 45 daysla 0 intrest அதான் இப்படி எடுக்ரானுங்ள😂 எப்படி எல்லாம் நமக்கே தெரியாம ஏமாத்றானுங்கனு புரியும் நானுமே money pechu program ல பாத்துத்தான் check பன்னேன் credit card cancel பன்னிட்டேன் ஆனா அதுக்குமெ இவனுங்க cancel request குடுத்தும் 45 daysla ஆகும்னு சொன்னானுங்க நானும் cancel ஆகிடும்னு விட்டுட்டேன் ஆனா அப்பரம் பாத்தா cancel பன்னாம தேவஇல்லாமா 9800 அந்த charges இந்த charges ஏமத்தினாங்க அத கட்டி credit card again cancel பன்னேன் நீங்க credi card cancel request குடுங்க cancel பன்ன விடாம உங்கள எவ்வளவு brainwash பன்றானுங்கனு தெரியும் propera card cancel பன்னாங்களானு double check பன்னுங்க இல்லாட்டி என்ன ஏமத்ன மாதிரி உங்களயும் ஏமாத்த வாய்பிருக்கு customer care ல எத்தன complaint பன்னாலும் ஒரு use-m இல்ல axis bank ல எனக்கு கெடச்ச bad experience. எப்படியோ Card cancel பன்னிட்டேன். நீங்க இங்க புரிஞ்சிக்க வேண்டியது நம்ம கடன்காரானா இருக்கனும் அப்போத்தான banks கு income இந்த காலத்தல சொந்தக்காரங்களே 1000 ரூப தர யோசிப்பான் 1 லச்சம் 45 days grace period ல 0 intrest ல தர அவன் என்ன முட்டாளா? என்னப்பன்னாலும் உங்களுக்கு கெடைக்ற useless rewards க்கும் twist இருக்கு 500 ரூபா rewards கு எவ்வளவு spend பன்னிருக்கோம்னு பாருங்க. உண்மை புரியும் savings invesments ல concentrate பன்னுங்க கடன் வாங்கர்துல இல்ல credit card அதுக்கு அர்த்தமே கடன் அட்டைத்தான்😂 guys உங்க குழந்தைங்களுக்கும் money management பத்தியும் savings பத்தியும் சொல்லிக்குடுங்க நல்ல கல்விய குடுங்க இத சரியா செஞ்சாளே போதும் எவன்கிட்டயும் ஏமாராம அவங்க life lead பன்னிப்பாங்க.....ஒரு பொருள் credit cardla வாங்கர்த விட propera plan செஞ்சிங்கன்னா உங்க invesmentla வர profits ல செலவு பன்னும்போது அதான் கெத்து எவனுக்கும் பதில் சொல்ல வேண்டியதில்ல நா சொல்றத நம்பனும்னு இல்ல நீங்க credit card use பன்றிங்கன்னா உங்க one year credit card statements check பன்னுங்க இது எவ்வளவுப்பெரிய trap னும் எவ்வளவு தெண்டம் கட்ரிங்கனும் உங்களுக்கே புரியும் its my experience...
😢😢😢 don't spread fake statement....❌❌❌❌❌❌I am having and using axis Bank Flipkart & Amazon ICICI credit card for 2 years .... No Hidden charges and any charges.... இது வர எதுமே கட்டுனது இல்ல... எல்லா card um life time free than ... Cash back kaga மட்டும் use பண்றேன்.... All transactions 1 % cash back Amazon ICICI card ku .. semma helpful and use ful a irukkum... உங்களுக்கு credit card handle பண்ண தெரியல....
@@KarthikSelvam-q5x கண்டிப்பா முடியும் bro நீங்க account open செஞ்ச bank visit பண்ணுங்க Close pannalam double check பண்ணுங்க credit card use பண்ணி things or ஏதாச்ச்சும் செலவு செஞ்சிருந்த அத pay பண்ணிருக்கணும் அப்போத்தான் close request accept பண்ணுவாங்க அப்பறமும் 90 days time ள நீங்க credit card use பண்றிங்கலானு monitor பண்ணுவாங்க பண்ணா உங்க close request cancel ஆகி again credit card active ள இருக்கும் cancel ஆகிருக்கும்னு விடட yearly charges அது இதுனு நல்ல மொளகா அரைப்பானுங்க maximum card a cancel பண்ண விடமாடடாங்க brainwash பண்ணத்தான் பாப்பாங்க now the choice is yours emergency kku credit card use பண்ணிட்டு அடுத்த மாசமே உங்களால use பண்ண full amount pay பண்ண முடியும்னா Ok otherwise already சொன்னமாதிரி it's a trap சிக்காத வர problem இல்ல👍
@@soulofsri அதாவது புரோ நான் 4 நாள் முன்னாடி தான் கார்டு அப்ளே பண்ணேன் இன்னும் கார்டு வரல. கிரிடிட் கார்டு எனக்கு வேண்டாம். சில பேர் சொல்றாங்க கார்டு வரல வந்த பிறகு ஆக்டிவேட் பண்ண பேங்க்ல இருந்து கூப்பிடுவாங்க நீ போகாதே என சொல்றாங்க.இந்த புராசஸஸ் அப்படியே கேன்சல் ஆகிடுமா புரோ சொல்லுஙக.
Bro, enak oru doubt, let's assume i have a cc issued by my employer, but i haven't used it until now. And 2mrw I'm approaching a bank for 2 wheeler loan. Since i haven't used my cc what will be my cbil score and does it have any impact in the intrest rate?
![What Credit Cards You Should Have by INCOME? [Detailed Review]](/img/n.gif)
2 major benefits
1) emergency hospital expenses can be settled thru credit cards without requesting from frnds/relatives when u r out of money.
2) entertainment expense like movie tkt gadget purchase can b done thru credit card even when u have sufficient bank balance (bcoz of this u earn 45days of interest)
NOTE: do not fall in trap of emi and don't spend ur future salary/profit now itself. Spend ur actual bank balance via credit card.
If we can't afford medical expenses within 45days than we get into issue na..
@@shyamsundard4032 medical expense panna dhana bro uyira kapatha mudium...month end edho emergency medical issue varudhu apo credit card use panitu salary credit anadhum credit card bill settle panirlam
Perfect bro... You are 100% Correct... I am using credit card for past 8 years... I am utilizing the card the way you told... Still now i am not even pay extra 1 Rs.. i am doing on time payments
What if i don't use the card for 1 year what happens
I have totally 4 credit card and total limit is 10.5 lakh. Every month I used pay around 1 lakh rs . I earn around 500 to 1k per month through rewards . Best credit card are Amazon ICICI card and hdfc platinum dinners club. Each points give 1 rs .
I've been using 4 different bank credit cards for the past 14 years. My credit limit is 14k in 2008 now the same cards limit 3lac each.
Credit scores gets affected if these major cases
1. Delay payments of due
2. Closing old credit cards
3. Credit usage ratio if above 30% of allowance..
5. Credit usage is 0% (yes credit scores falls even if you don’t use the cards, one has to maintain 1% to 9% to keep scores increasing)
And some more, please go though the details in full before getting a credit card..
apo vangitur oru 2 yrs use panitu close pana mudiatha
@@b.sivakumar4328 Hi you can close, so imagine you have 2 credit cards one bought 2 years ago and another bought 1 year ago. closing the 2 year old card will bring your CIBIL scores down than when closing 1 year old card.
But I'm not really sure what will happen to credit scores/ CIBIL scores if someone decides to close both or all the credit cards they own.. still looking for the right answer
@@vishvanthsaravanakumar3078
Bro i don't have credit card. But it shows in my cibil score check app that i have a pending credit card payment due to it my cibil score is very low. What should i do
U r my inspiration rahul
Inspiration for what?
😂😂... He's just a normal person like us... there's nothing to inspire from anyone...learn from others, never inspire
@@vicky0924 what's wrong with mr doodle to have rahul as an inspiration? We generally tell my inspiration is gandhi thaathaa kedi ji rajini vijay etc... But he have rahul as an inspiration in which he is trying to tell is rahul was just like an average man like us but he gradually worked hard and ww are withnessing his growth
with our own eyes so we can just take him as an inspiration and work hard with smartwork to achieve our goals rahul have shown a vast amnt of growth in just 3 yrs and yet he is still growing what quality u need more than this to be inspired by others? Instead of having actors or any others as an inspiration we can inspire a common man who have shown his growth and still growing in front of us. yet we should take initiative and grow so better dont mock mr @doodle.... BTW my communication skills are pretty average so dont mind it
@@theaakash7424 dude, one should have self motivation..not inspiration..ifyou need others to motivate you then you’re not the achiever in the first place
@@vicky0924u seem to have quite a point bruh... Untill u reach the level of understanding that u need self discipline and self motivation instead of an external motivation or inspiration we need an external inpiration to push ourselves to do the work towards achieving our goal we can atleast do it instead of sitting in room and scrolling... see motivation is an initial external factor which enables or stimulates ourselves to do our work but if u have self motivation and self discipline u no need that external factor to stimulate u to do the work having a person as an inspiration is not such a bad thing inspiring from a person means just learning a few things from him and trying to apply it in our own life so we can have someone as an inspiration initially many domt have inspiration and they dont do anything they dont know who they want to be and they dont even take initial steps in order to achieve it people who have an inspiration and truely when they aim towards something as they get mature they will surely realize about self motivation and they do +1 level up in their life upto that point its ok to have an inspiration and at atleast in any one point in life we all needed/will need an motivation or inspiration to overcome that particular situation but its not applicable to all situations at any one of instant in when we feel would feel broke we need some sort of external motivation not all need it but majority of the people need it bcz ppl like u can understand abt self motivation but when there are harder or stressful time our mind would not function properly and think about self motivation at that times we seek for external motivation.... External motivation means i am not talking abt motivational shorts or vids from yt motivation can be from ur mother father sibling frnd etc...
This is what i understood abt motivation/inspiration and self motivation id there is something wrong please let me know so that i can correct it and improve myself....
I think i took this convo somewhere else 😅
How many of them know about these emi traps and aware of late payment fees? Some time we tend to forget. See if you are able to repay the amount in 45 days why can’t you buy after 45 days? Say for example, The credit limit is 1lac, Often I have seen people borrowing from some one else to repay the amount in 45 days.
As a banker! naan soldren neenga kodutha information ella good about basic credit card usage .. keep up the good work 🎉
Soo what is the advance 😮
@@viknneshbob7459 ask me clearly!! will explain you
@@jyothiIS99 we need more details about this
Very good explanation.. end of the video i learnt a lot.
I'm Addicted in your TH-cam Channel Anna,! Thank you So Much for Providing a good Knowledge to Us...
thanks Afshan
அனைவரும் ஆண்டவர்க்கு என்று ஊழியம் செய்யுங்கள், இயேசு கிறிஸ்துவே மெய்யான தேவனும், நித்திய ஜீவனுமாய் இருக்கிறார் ✝️🙏🏻
Use addiction killer bro😂
@@theRahulM
Clearly explain about bill generate or bill cycle. How is 45 days. ?
My suggestion would be stay frugal and have expenses within your income limits. If you can't afford something, either you increase income or don't buy it. I would never suggest buying credit card unless you have good amount of income to cushion it.
When using Credit card we are thinking others money...
That's the biggest problem
Cashback attaractive for only hearing
Sema point... Epavumey ellarkitaim money irukathu....bro ... Credit card is best
❤ From Kerala
Working last 4 years in sbi card😊
But In credit card we have to pay extra GST for what use. So this will be extra payment go for us right.
மிக அருமையான பதிவு
கிரிடிட் கார்டு இன்சூரன்ஸ் கிடைக்குமா ராகுல்...
Bro after watching your video changed my mind to activate Credit card 😅Thanks for sharing 🙏☺️
Really helpful
But I have a doubt...some banks are asking to pay a certain amount as a FD for credit card...whats the benefit from it?
Can you kindly clear this?
On Point that’s how I using it 💯
Thank you so much for this video bro bcz I was using credit card without knowing these details and I have lost my cibil score so please explain me how to increase my cibil score I have cleared all my dues but cibil is not increasing
Valuable video for me thank you bro😊😊😊❤❤
You are becoming top G 🔥
Useful content, keep doing best.
What is and how credit card is functioning
How credit card companies earn
Do opposite
Credit score - functions
Be disciplined on your loans and payments
Don't borrow anything that is unnecessary
Pro Tip
Credit card works payment networks like MasterCard Visa and AMEX. I have one card with each of this payment network, so should you!. My Visa credit card from kotak royal signature and MasterCard from SBI simply save didn't work at a restaurant in Thailand but AMEX gold card worked! Maavu aatla anniki 😂
At first I thought credit cards is the 1st danger thing compared to lending amount from other person or sources but now This vedio changed my mentality about credit card .
Learned how to handle it
Thank you Rahul Anna❤
What a foolish thought
@@Dinesh-nl7ld learning through mistakes😌so no matter how rubbish it is
@@dsree5699 😊😇yea. We are better version of ourselves now than few years ago
Rahul bro you are rocking ❤.I love you content. Expect more like this
Yarru Sammi ne evalo consistent aha video pannura 😑👍
Video romba useful uh irundhuchu bro. Thanks for creating this video and making me get aware of credit card usage.
IDFC First Wealth Credit card has a unique feature of interest free cash withdrawal like any other purchases part of the bill cycle. Also forex mark is one of the lowest at 1.5% vs 3.5% for most other cards.
true
Brrrrrroooooooooo 891 the best naa paathadhulaye..... worth the subscribe button
Yes am living in that way... after I purchased credit card debit Card use panradey ila also from my opinion it is my best friend
Finally I understood this very well explained. ..
Very good KT session :) keep it up :) - Applause from Bangalore :)
Excellent content❤keep making like this🎉
Where do i buy these credit cards? How much for one? I wanna buy 20 of these.
Okay thanks Rahul for spreading this awareness, so I have this perspective.. credit benefits people who use it wisely, but imagine if everyone starts using the card wisely banks won’t make profits.
But banks are making ton of profits through credit cards which is a fact, that only means most of the users loose money with the cards than gaining..
So yaro loose pandra money majorly due to lack or awareness about credits is what that comes around as reward.. honestly even if there are gains from credit cards as a product it’s so unfair, solely because it made with a hope that people loose money out of it.
And credit is such a American concept even UK didn’t let credit cards penetrate them, thus they are betting india now.
Please correct me if I’m wrong, but I can’t use credit with conscious of knowing the money we get is someone else’s fine charges and losses. That sounds pretty unfair to me as a system itself..
Do u trade?
@@shareking3307 No I don't, mostly for the same logic but people are more blinkered upon pitfalls of credit cards than trading
“optimism’pathi oru video pannu bro
Thalaiva because of my work nature i used to see credit report for last 1 decade. But you know what I am seeing 891 score for first time. LOL
Usefull video bro thank u so much
Hey men that was d best 👌 👍 content. Thank yu so much Rahul
45 days is subject to change. My card is only 21 days
Make a video on linkdin profile for freshers
Rahul is back on content 🔥❤️
Video is so good ❤
Beautiful explained everything nicely covered all related topics 👍
Put video on delivery apps companys bro like how it works! Amzon, fipkart ,zomato!
i have never taken any loan or had any credit cards with me i will only buy product or services only if i have money or else i will just ignore it.i will pay my all house hold bills on 1st of every month.Till date i don't have any debt and i have a good amount of emergency cash to meet uncertain situation.Note i also have all types of insurance and the premium are paid at the right time.i will also never going to take any loan in future and i am sure about it the issue is my friend suggest me to use credit card my question is Even i am living a financial free life why i need credit card to manage my expenses. I think credit card is waste of time and a big trap for me is my choice is right?
You did not end this video in your style ‘life is too short’.
I hope you’re alright. Or Was it planned to end that way? Are you ok?
Best video about credit card
0:20 Walter white: I'm not in danger, I'm the danger
Nice Background Bro Keep it up..❤
Creditcard eppadi bro vangarathu
You channel is kinda win win 💪🏽💯 for you as well as your subscribers ⭐⭐⭐
Love you rahul❤ you're power full
What is the maximum limit for credit card
Superb cool explanation
Which one is good
Bro sema bro , ur say to simple and useful
💳✨ Thank you for sharing this bro. Your video is enlightening and will undoubtedly help many people make more informed choices. Keep up the excellent work in providing insightful content that empowers others to make smart financial decisions. Kudos to you! 👍💡💰
I don't know when i ordered Credit Card. And never used it anywhere. Now from bank side they are saying i didn't pay the joining the joining fee which is 500rs. For almost 2 yrs. now with all intrest the outstanding due is 25k. Credit score is very poor (300) is This my mistake?
You should use credit card to an extent so the joining fees will be waived off, best is to pay all expenses with credit and pay monthly. However 25k seems high, get a break up and look into it, but don’t close the card. Use it as the age of credit account matters. You can always improve the score,
Debit card also charges the customer
Well Said!
Which credit card ur using for 6years ??
Can you plz review the amex card
Bro , I have a doubt , unga thumbnail um english , comments um egnlish , aana pesuradhu mattum tamil , any reason fr that?
Amazing true explanation...Rahul bro.
Gud presentation bro 👏 അടിപൊളി
useful content . i have doubt can student or unemploye can get credit card ?
Hello rahul!!
I knew my comment is irrelevant for this video. But I request to do a video about tote bag for men. Many of the guys are not aware about this bag.
Nice background ❤
My credit score is 806
You didn’t even know abt the annual fee of an credit card … then how can you make this video ? With an Right information Anna ??
Any one answer pls... Credit card apply panni use panna vitu athu close akita ethaum issue akuma
Yeah clearing my questions without reaching you means you covered all areas or at least 99% i guess😊
Brother how to buy credit card nu oru video poduinga neraya per ku use aagum yenakum use aagum
rahul you are really good player👌
Tell me correct credit card
I had a credit card but I didn't used I want to cancel so how can I cancel this card
Hi Ragul I have some questions for you ?
Bro enKitta Axis credit card irukku and epdi limit check panarthu
I opened new credit card account by paying annual fee of 500 .,If I wish to closing my credit card annual fee will be returned or not
What is the app used to check the details you shared regarding credit score ?
Ind money
Dood , love your choice of words😂❤
Fantastic Ragul
Following this for past 7 yrs 😅
Hii Rahul...pls talk abt education loan
I Love your Videos Anna😍
Useful 🎉
Neenga credit card ah eppadi use pannanum nu solringa.but ethukku atha vaanganum.only loan kaga mattum thaana?
What app used over here in video?
watching from 🇱🇰
Rahul - Is it advisable to buy a land through personal loan?
I am bit sure about appreciation will match interest paid for the entire tenure
And you are one my inspiration in financial planning and advises after Anand srinivasan sir about debts and index funds
Your replay helps a lot
Buying land through personal loan can be the worst financial decision ever
@@santhoshkumar-vd7qh finally I didn't do it
bad idea bro...
@@santhoshkumar-vd7qh enna bro solra 2017 la enga oorla oru land oda price 5 lakhs ippo 2023 la 20 lakhs+
ennoda wife kalaingar udhavi thogai vaanguraanga ippo naan credit card vaanguna ethavathu problem varuma?? Udhavi thogai cancel aaguma??
Bro fro fuel which credit card is best
இவன் சொல்றான் அவன் சொல்றான் நம்பி credit card வாங்காதிங்க 45 days grace period சொல்லுவாங்க ஆனா year end ல credit card statements check பன்னுங்க என்னத்தான் proper a on date கு pay பன்னாலும் debit charges charges அது இதுனு நெரய hidden charges நமக்கே தெரியாம கட்டிகிட்ருக்கோம்னு புரியும் இது cash back offer ல வாங்ரிங்கன்னா நீங்க வாங்ற பொருளுக்கு கண்டிப்பா year end ல statements பாருங்க! hidden charges உங்களுக்கு கெடச்ச discounts விட எதாச்சும் ஒரு விதத்துல தேவ இல்லாம வீண் செலவு செஞ்சிருப்போம் கடன் வாங்கர்த இவனமாதிரி பெருமையா பேசர்த விட்டுட்டு savings investment ல concentrate பன்னுங்க இவனமாதிரித்தான் மேலோட்டமா பாக்கும்போது emergency ல use ஆகுது benefits இருக்க மாதிரி தெரியும் ஆனா credit card statements check பன்னும்போதுத்தான் தெரியும் எவ்வளவு hidden charges போட்றானுங்க சொல்லி axis bank flipkart credit card ல வாங்றேன் around 73000 3000 cash back கெடச்சது happy statement ல பாத்தா debit charges 1250 அதுகுக்கு ஒரு GST அது இதுனு தேவைல்லாம charges போட்ருக்கான் customer care ல proper response இல்ல அப்பரம் என்ன 45 daysla 0 intrest அதான் இப்படி எடுக்ரானுங்ள😂 எப்படி எல்லாம் நமக்கே தெரியாம ஏமாத்றானுங்கனு புரியும் நானுமே money pechu program ல பாத்துத்தான் check பன்னேன் credit card cancel பன்னிட்டேன் ஆனா அதுக்குமெ இவனுங்க cancel request குடுத்தும் 45 daysla ஆகும்னு சொன்னானுங்க நானும் cancel ஆகிடும்னு விட்டுட்டேன் ஆனா அப்பரம் பாத்தா cancel பன்னாம தேவஇல்லாமா 9800 அந்த charges இந்த charges ஏமத்தினாங்க அத கட்டி credit card again cancel பன்னேன் நீங்க credi card cancel request குடுங்க cancel பன்ன விடாம உங்கள எவ்வளவு brainwash பன்றானுங்கனு தெரியும் propera card cancel பன்னாங்களானு double check பன்னுங்க இல்லாட்டி என்ன ஏமத்ன மாதிரி உங்களயும் ஏமாத்த வாய்பிருக்கு customer care ல எத்தன complaint பன்னாலும் ஒரு use-m இல்ல axis bank ல எனக்கு கெடச்ச bad experience. எப்படியோ Card cancel பன்னிட்டேன். நீங்க இங்க புரிஞ்சிக்க வேண்டியது நம்ம கடன்காரானா இருக்கனும் அப்போத்தான banks கு income இந்த காலத்தல சொந்தக்காரங்களே 1000 ரூப தர யோசிப்பான் 1 லச்சம் 45 days grace period ல 0 intrest ல தர அவன் என்ன முட்டாளா? என்னப்பன்னாலும் உங்களுக்கு கெடைக்ற useless rewards க்கும் twist இருக்கு 500 ரூபா rewards கு எவ்வளவு spend பன்னிருக்கோம்னு பாருங்க. உண்மை புரியும் savings invesments ல concentrate பன்னுங்க கடன் வாங்கர்துல இல்ல credit card அதுக்கு அர்த்தமே கடன் அட்டைத்தான்😂 guys உங்க குழந்தைங்களுக்கும் money management பத்தியும் savings பத்தியும் சொல்லிக்குடுங்க நல்ல கல்விய குடுங்க இத சரியா செஞ்சாளே போதும் எவன்கிட்டயும் ஏமாராம அவங்க life lead பன்னிப்பாங்க.....ஒரு பொருள் credit cardla வாங்கர்த விட propera plan செஞ்சிங்கன்னா உங்க invesmentla வர profits ல செலவு பன்னும்போது அதான் கெத்து எவனுக்கும் பதில் சொல்ல வேண்டியதில்ல நா சொல்றத நம்பனும்னு இல்ல நீங்க credit card use பன்றிங்கன்னா உங்க one year credit card statements check பன்னுங்க இது எவ்வளவுப்பெரிய trap னும் எவ்வளவு தெண்டம் கட்ரிங்கனும் உங்களுக்கே புரியும் its my experience...
Thank you so much🎉🎉🎉🎉 Thazhareyyy❤
😢😢😢 don't spread fake statement....❌❌❌❌❌❌I am having and using axis Bank Flipkart & Amazon ICICI credit card for 2 years .... No Hidden charges and any charges.... இது வர எதுமே கட்டுனது இல்ல... எல்லா card um life time free than ... Cash back kaga மட்டும் use பண்றேன்.... All transactions 1 % cash back Amazon ICICI card ku .. semma helpful and use ful a irukkum...
உங்களுக்கு credit card handle பண்ண தெரியல....
ஹாய் புரோ நான் அவசரப்பட்டு SBI credit card அப்ளே பண்ணிட்டேன். அது close பண்ண முடியும்மா
@@KarthikSelvam-q5x கண்டிப்பா முடியும் bro நீங்க account open செஞ்ச bank visit பண்ணுங்க Close pannalam double check பண்ணுங்க credit card use பண்ணி things or ஏதாச்ச்சும் செலவு செஞ்சிருந்த அத pay பண்ணிருக்கணும் அப்போத்தான் close request accept பண்ணுவாங்க அப்பறமும் 90 days time ள நீங்க credit card use பண்றிங்கலானு monitor பண்ணுவாங்க பண்ணா உங்க close request cancel ஆகி again credit card active ள இருக்கும் cancel ஆகிருக்கும்னு விடட yearly charges அது இதுனு நல்ல மொளகா அரைப்பானுங்க maximum card a cancel பண்ண விடமாடடாங்க brainwash பண்ணத்தான் பாப்பாங்க now the choice is yours emergency kku credit card use பண்ணிட்டு அடுத்த மாசமே உங்களால use பண்ண full amount pay பண்ண முடியும்னா Ok
otherwise already சொன்னமாதிரி it's a trap சிக்காத வர problem இல்ல👍
@@soulofsri அதாவது புரோ நான் 4 நாள் முன்னாடி தான் கார்டு அப்ளே பண்ணேன் இன்னும் கார்டு வரல. கிரிடிட் கார்டு எனக்கு வேண்டாம். சில பேர் சொல்றாங்க கார்டு வரல வந்த பிறகு ஆக்டிவேட் பண்ண பேங்க்ல இருந்து கூப்பிடுவாங்க நீ போகாதே என சொல்றாங்க.இந்த புராசஸஸ் அப்படியே கேன்சல் ஆகிடுமா புரோ சொல்லுஙக.
Bro, enak oru doubt, let's assume i have a cc issued by my employer, but i haven't used it until now. And 2mrw I'm approaching a bank for 2 wheeler loan. Since i haven't used my cc what will be my cbil score and does it have any impact in the intrest rate?
No it will not affect your cibil. If you credit card use you cibil will increase
Bro 891 என்பது experian score ஆ? இல்லை cibil score ஆ? Oldest credit card close பண்ணினா cibil குறையுமா?
Bro do you have any way for college student to earn
Na Hubble app? .I saw it on finance with sharan.
Hope you will replay to my comment.😢😢😢
what is it used for?
Yentha bank best credit card la?