My 25 personal finance rules
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- เผยแพร่เมื่อ 6 ก.พ. 2025
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Snippets from the video 1. No debt 2. Emergency fund in savings accounts 3. Keep your money and grow your money 4. Never lose your money 5. Invest in assets 6. Use credit card for small expenditures 7. Invest in yourself (acquring skills and improving knowledge) 8. Focus on Earning not on budgeting 9. Not upgrading your lifestyle with increase in money so that you can have freedom 10. Gift yourself with an expensive item (annually) 11. Gift your parents (3months or 6months once) 12. Big purchase shouldn't cross your 5-10% of your net worth 13. Reject the work that doesn't match your hourly rate 14. Don't compromise on necessities 15. Check your subscriptions once in every 3 months 16. Increase your source of income and investments 17. Don't lend money if aren't comfortable 18. Time > money 19. Avoid implusive/emotional purchasing 20. spend as much money on health and skill 21. Buy luxuries from returns not from earned income 22. Don't spend money inorder to impress others 23. If you think about affordability then chose wisely
Thanks for the snippets nanba
You are awesome🎉
Thank you Man ❤
Thank you so much bro
Thanks ❤
I've been following most of the points like no debts, no emi , no liabilities, limiting the giving nature and also the self gifts. Thanks Man ❤. It means a lot to me. The only difference i could see is i haven't started investing as I'm in the beginning stage of my career. Gonna start it by may 2024. I'll keep this in mind. Saved the video.
The best youtuber for my awareness and everything, I wish I had such a great learning here at any time from 2019
Investment and trading in this economy is a living hell at times for the average person that wants full control of their finances, Even investing in EFT stocks can be risky . Without a financial advisor to tailor strategies and optimize plans for better outcomes for your investments,people miss out on potential investment opportunities that could change the game for them.
The question to be asked at times is not if the government or the economy is responsible for the sudden dramatic shifts in the economy but if we are taking the necessary measures to avoid making losses no matter the situation even if the pay roll is not in your favor.
Well, I gotta admit, I took a hit in the profit department with my stock moves. But hey, every red chart has a chance to turn green, right? Time to step up my trading game and flip that chart for the better.
The economy has no room for dull investments or savings. I’ve invested in a financial advisor to see me through cause I’m kinda at a dead end right now.
Also what i had in mind😮 Who’s your advisor?
NATHAN TRAVIS COOK
I say this with my experience don't get influenced by insta influencers and buy bikes at your 20s, I did this mistake and now i am struggling to get out of my emi plans
What's the right age to get bike bro?
@@hrsyt07 this video is the answer for your question bro 💹
@@hrsyt07it’s not about the right age bro…if u have needs with bike go on and search the bikes that comes within ur range…the thing I would recommend is if u have right budget go for budget bike and try to get the bike with full cash or go for seconds…much much cheaper!!
@@hrsyt07there is no right age .If you have money buy the bike with 50 percent down payment atleast.
The age when you can afford it..without taking emi bro
I have spent time on this valuable video content, and l got some financial awareness and about the value of my time. Thank you, Rahul.
Well said! Yes these things are relevant things to concentrate on it ,especially ppl who are 20’s…
Evlo TH-cam channel paaathuruken BRO but ur Chanel change my life completely magic🎉🎉🎉🎉 ovoru video vum oru oru changes ❤
Buying GT50 for fun🔥❤️
Last point is best : " If you think about EMI, you cant afford that thing" BEst na thanks
We need video related to beginner investor segment of remuneration Rahul ?
25 ) PAY OFF YOUR AND YOUR FAM DEBT FIRST,
TAKE MEDICAL INSURACE FOR A FAM N YOU,
TAKE TERM INSURANCE IF YOUR FAM DEPENDING UPON YOUR INCOME,
SAVE UP EMERGENCY FUND FOR AT LEAST 3 MONTH,
FOLLOW 50-30-20 RULE IN BUDGETING,
START SIP IN INDEX FUND,
ACCUMULATE GOLD IN PHYSICAL COINS BIT BY BIT.
I AM 23 , I AM FOLLOWING/ FOLLOWED THAT IN MY LIFE
HOPE IT MAKE USEFUL
Bro Anand srinivasan guru kooda oru video pannuga bro 😊😊😊
@theRahulM
Much needed video at the right time !!!
Bro... I have a doubt..... You are explaining about how to save money... It's fine..
My question is.... Why do you go for GT650, which consume more fuel, Compare to other RE bikes?
never explained how to save money lol
hey @theRahulM , after a long gap finally you made finance topic.. which is really good.. and thank you for valuables to our society.. personally i have changed impulsive buying mindset.. based on your few years back video you have used a discover bike, especially second hand your friends Redmi mobile.. It feels me make guilty to buy a expensive unwanted product..you are real example segregation of needs and wants..It gives me rethink about before buying a new products.. Thankyou @theRahulM
This video was very helpful and I hope you're doing good. Any updates on your business bro, 3 days achu ?
Bro I feel very stucked and bored.recently I only do basic things like eating, sleeping, going to college,etc . please give some tips
Improve your soft skills like communication and learn freelancing course skills
Me tooo bruh
Dai ne Shankara school keerthivasan tana?
Hit the gym
@@VenkatV19 👍
I will not buy dress,..for costly ! If i can get a good t shirt in 200 rupees why to buy 2000 rupess for a nike t shirt ,...dont spend on what others think cool😊
Good work rahul. Really appreciatable man✨
Last 1 year my room rent was 3500rs and bike petrol 2000rs and my salary is 32k
Now my room rent is 2000 and my salary is 55K i was staying 15km away from my office using public transport to travel ,
My Savings 📈
Bro literally you're just trading your time for that 1500rs. Better shift to a place as near as possible. But it depends, if you got nothing to do after work then it's fine. But still it is not saving. Just a Trade off.
WOW clear explanation
Actually Rahul, i am following you since 2021 after watched this video
i realise i had influenced by you in a finance and investments in your way. I hope it should going to good way😂✌️
Keep making good contents and keep educate us✌️
Have downloaded this video and I would have watched this at least 5 times now.!
One of the best advices on Personal Finance. The only thing is to follow these and make it a habit.
Such an eye opening video, I'll change my personal finance after this ✌🏼✌🏼✌🏼✌🏼✌🏼
Simple and clean video, Thank you bro.
Bro but how you bought Bitcoin and whom to sell it after buying. There is an uncertainty in p2p right😮
Thank you Rahul my principal also has luxury items purchased only for passive income my active income is fully invested in the stock market
Damnnn One Man !
Melted when he started to speak in Tamil 😩❤
I started seeing your videos for past 2weeks.. and it is having some sense and which is very helpful for me❤✨…😊
Lower the commitments = permanent freedom
Worldly desires = temporary freedom
Wants are never be Needs✨
Hi rahul pls give steps by step procedure investment stock ,sip, fd which way best for profit. I use indmny inspired by ur video. But i stuck and no proper way or guide for invest. . I want financially well.
An interesting content after a long time.🤝
When I say long time, I really meant very long time .
Hoping more like this one.✌️
Thank you Rahul
Hi bro, thank you so much for the video ❤,I have been watching your videos since 4 years which helps to improve my life ✌️,but in this video u mentioned some points that are bull shit but at the same time this same point u mentioned earlier which is damn gooddd, I am not complaining but I had a thought of it.❤
Invest the same day as salary is credited after allocating money for short term savings and credit card expenses. This habit done diligently every month for the salaried class gets one into the mindset of living within means.
How do you manage your taxes? Give a detailed explanation video for taxation
Thank you brother!
Informative Bro🎉
Bro I feel stuck, and I don't have a laptop. I asked my parents to get me one.they don't have money to get me one. I don't have a mobile,this is my mom's mobile and it's is old mobile. I can't do anything think on it. What will I do......
When you need to buy something big like buying a car for 5lakh then make ready upto 10lakh before buying it. Double the net cost and buy the product you want, it will keeps you wealthy and not dry!!
Thanks for giving nice video rahul bro ❤
@therahulm Brother where are the latet playlist that you creating on starting a company
Your attitude Language is very nice bro❤
This video was Wayyyy Different from your rest,Do more stuff like this
Freedom is more important well said
I AGREE WITH LAST POINT BRO
Heyyy Mannn Awesome ❤
Its a amazing video rahul ❤....after watching thizzz video..i have to improve my financial insights
nice video...
Superb...
Clarity is best way to spend your money 💰
Thanks man ❤
More money=freedom😊
You fault More time=freedom😊
Can we both get to know how to earn as a couple😅😅
@@legendff4971 yes man
Very useful ❤
Hi rahul , these type of content we expect from u, and try to build the community very big and create a business that make ur followers help and grow....
Very useful video…thank you so much
SAVE ,SAVE , INVEST ,INVEST AND DON'T SPEND UNTIL U DON'T MIND SPENDING ON SOMETHING...!
Deaiii Machaaaneee.... Video regular ahh ppoodu da
Grt 👍
IF SHE LOVES YOU, NO MATTER WHAT HAPPEN SHE LOVES YOU ......!!!! EXACTLY
Very Useful bro
Brw when is the perfect time to sell a stock any insights on that please
Bro you earned a subscriber
Bro, can you please talk to me about taxes? I would like to know what are the do's and don'ts while filing and how can I save tax.
Thanks for the advice
Use moded apps instead of app subscriptions
Super brother 😊
Bro antha business start panna poren nu videos potingalae, where are they ??
Buying cheap things that do not have good quality
Bro binance how to buy crypto complete video ?
Valuable sharing bro
bro kind request can't you make a group in social media separate page for investing and give us tips to invest in specific stock or anything for a small premium pay. i don't want to earn money as you earn. we invest with guidance and also, we learn and understand the market. Please share understanding and knowledge of share market with us
bro avan ena unaku annana sondhakarana help pana..genuine ah yosi naalu vaarthai nala pesita unaku investing la pana soli ..ena bro ivalo trust vechrukiya ivar mela ivar enga irukuranu kooda teriyathu namaku..kalyanam achanu teriyadhu nama kitadha girl friend ilanu solraru..irukunu sona matu namaku teriyava pogithu..just think yourself..avan avlo smartah move panran..ivan solradha blindah la trust panadha..avane kaasu kaga dha ithana panran..una emathavu panuvan edhunalu...odane sombu thookathenga avrukaga..na enoda opinion sonen
Which platform you're using to buy cryptocurrency?
why you removed your last 3 videos?
Compare to Black shirt u looking good in white shirt pa❤
I have fluently speak English but in front the interview I got stucked and mind corrupted on that situation also the voice is little slow
Any ideas to improve
Bro Speaking in English may not understand to some of your subscribers So try to speak most in tamil
Could you please tell me your idea family man with a child 2 yrs me to settle before 4yrs before he going to school you know how much it's cost for it
Rahul nowadays I feel like doing nothing (not interested in anything) please help to get out of this circle.
Hi rahul you're doing great and I have a question for you " what is your dream in your life"
Bro I am clg student. Athanala invest in your self rule padi( digital marketing with buisness analytics ) seranum
So unga 18 rules padi kasu thara mudiyuma?
Kantipa ungalaluku theripi kututhuruven bro😊😊
I'm giving like for this tip 3:04
How did you withdraw your cryptos?
1:13 pahhhh Enna bro vera T - Shirt 😂
Rahul is back
Note your spending and think about that 👍
super bro
Intro💥
Superb bro ❤ awesome bike because my favorite
share market is risk this is just my point.
Bro actually Enaku monthly 10k Varuthu And i have no job Seriya set agala And i want to invest and Im rich in sense im telling i have no Debts nothing How much investing is adivisible from your side
Bro how to use credit card effectively, please do one video on this one
Playing with real money 💰 is crazy 🤣
I felt this comment 🤣❗
Hi brother smallcase enachu solunga anna
Inspiration 🫂
My Rules-No Spending Day Atleast 2 Days in a Month which very useful
Enaku self improvement and skill improve pananum.. But na college poga poren 1st year engineering... Engineering pona time irukathu... Edachu enaku solanuma frnds???
Is this good to take educational loan for MS studies in abroad
Did you start with zero or some amount in the stock market?