How Credit Card Works? Should You Own a Credit Card?
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- เผยแพร่เมื่อ 24 พ.ค. 2024
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Credit cards are often misused, leading to polarized opinions on their usage. Some advocate for complete avoidance, while others recommend careful use despite the risks. In this video, we will cover how credit cards work and what a credit score is. How credit card usage can impact your credit score | Mistakes to avoid.
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Sir BJP majority la vantha than market up la irukum otherwise kastam nu rumours iruku,is it true sir??unga point of view la oru video podunga please
Hi Bro,
Can you add your suggested video link to the i-button Or in the description, it takes a while to search and get what you recommend.
Take it into consideration if needed. 😊
Anna ennala ippo us market la invest panna mutiyala only ennoda fof sell panna mutiyuthu buy panna mutiyala 🙂 enna problem nu theriyala freeze pannitangala ennachi nu sollunga
Hi bro,
I have invested in separate small ,mid,large cap fund from AXIS ,HDFC and Motilal Oswal large and mid cap as well
Now motilal oswal mutlicap NFO is opening shall I invest? Pls suggest
Excellent Explanation Bro 👍
Hi Bro...wish i met you decade ago... thank you for your excellent videos...its easy to understand and improve my financial literacy..
Excellent bro. I like the video. The way of explaining super.
Crystal Clear ❤
Nice bro very very useful information thanks 👍👍👍👍👍
superb explanation 💯
Anna, Ajay here❤. To be honest I was thinking about to request to make video about credit card. Thanks.
Super video❤
Excellent explain...👌
yes, minimum payable amt is very tempting but dangerous.
good cibil score is also dangerous friends prompt you to buy consumer goods for them because their cibil score is low. then you get into debt when friends don't repay.
My fav channel ❤
What is the exact date of month we need to pay cc amount for increasing cibil score? As you said paying before the bill or due date wont create any impact
One more point about Minimum Amount Due:
Lets say my credit card bill is 50000rs, and my minimum amount due is 3000rs.. if I keep paying only the minimum amount due, the interest would still be calculated on that 50000rs and not the balance amount.... so by the end of 10th month, my credit card due is only 20000rs.. but interest would still be calculated for 50K...
Can u please explain future and options then how to invest and how to make the profits plz tell me sir .
Can you make a video on impact of election result in the market?
Bro very clear explanation bro...❤️❤️
Hey boosan upload a video regarding the repayment of international education loan for abroad studies
Bro can you make a separate video on fuel cards
Best credit card suggest pannunga boosan bro ,
Kindly post a video on s&p 500 index fund vs nasdaq 100 index fund.
PSU fund videos podunga sir
Can you pls explain how non payment of credit card bills accumulate into a large sum? Also if there is a situation where we are unable to pay a large sum in the credit card bill, how does converting the bill to EMI works? Is it better to take a loan and pay the credit card bill in that case. How does partial payment of bills affect the user?
That minimum payment due remaining amount which we shall pay along with the interest have the same interest rate or less bro
Bro please make a dedicated video for best fuel card please 😊
Bro.. Sectoral rotation epdi analysis panndrathunu solli kudunga
For NRE getting credit card is difficult.. are there any way to apply??
Icici perudential bluechip ah pathi sollunga bro ipotha 2000 monthly st panniruka 15 year wait pannalanu iruka intna fund okva bro
Can you explain about Fuel credit cards?
Talk about silver ETF bro🎉
hi sir i have learned so much from you about mutual funds can you please kindly tell us for eg if i invested some amount of money in mf can i withdraw the gains in case of need in money thankyou in advance
Souseful bro
Hi bro after lok sabha elections endha mutual funds invest pannalanu video podunga bro and hsbc infrastructure fund pathi analysis podunga bro
Bro Sbi energy opportunity pathi unga review enna bro
Bro investment ku best app solluga for students exactly groww vs angalone ..... Video podugaa pls I am confused 😕
Bro credit score kamiya iruku but cibil score adigama iruku how to balance bro
Hi bro I have a question. Could you please clarify if investing a portion of my monthly salary, around 5000 to 8000 Rs, in the Quant ELSS Tax Saver Fund Direct Growth Mutual Fund is a good choice? Are there any better alternatives? I have idea to started my SIP in this fund. please share you opinion
High yield bond pathi solungha bro
Bro enku oru doubt na share market app use panra na mobile change panita enna pandrathu bro 😢sollunga
Bro i dont have credit score so i cant get a credit card rytu is there anyway to get the credit score
Credit utilization statement end la taney calculate pannuwaanga so what if we use 80% and repay 50% before statement date ?
Hi bro... NIFTY ALPHA 50 OR NIFTY LARGE MIDCAP 250 .. WHICH IS BEST BRO.. COMPARISON VIDEO PODONGA BRO
Bro my father bought some shares in around 2000 ..
He has physical copy of the share.
How to convert that shares into current demand account.
Kindly put that video bro it will be helpful
Bro Created card Apply Panni Vankiten But Use pannala Customer kitta pesna Your Card Block Agiduchu soldranga Net Banking la Check panna Card Active la irkku yenna bro pannalaam....
lot of people say watch is an investment, so I buy 10k watch this is assets or not🤔
What is the outstanding balance
Hiii bro na hdfc la credit card apply panna yanaku residence and office address same ha irukunu varuthu so yanaku mail vanthu iruku (Residence confirm form fill panni post panna sonanga) yenaku yeppadi pandrathunu therila nenga oru video podunga bro plssssss
Minimum due again explain pannuga brother
Talk about tata gold etf fund .. can we invest in tata gold
Tata Gold ETF is relatively new to the market. We may need more time to fully understand its tracking error; however, it is expected to be similar to any other gold ETF and should deliver more or less similar results to other ETFs
@@finance.boosan thank u
@@finance.boosanhi sir can u please explain about main IPO and SME IPO
apps la credit score check pana avan anoda details aduthu loan company ku sell Panuvan.
it is possible to open demat account for senior citizens and invest.
Yeah you try to open in Angelone Zerodha Grow
Can you talk about tata 25% index?
Already education loan vangi katta mudila... Ipa na credit card vanguna credit score improve pana mudiyuma... But education loan katta mudiyathu enale ipa athan kekuren...
Hi bro it’s not working in iPhone just working in android phone only wt can I do
GPay la pakka mudium
Most imp one Credit Card ah atm la use panidavey panidathinga😂
Yes the most important point 💯
What's the reason?
Reason
@@gokultn72 withdrawal charges will be high for e.g. if you withdraw 500 from the atm, you have to pay double or triple than that based on the credit card 💳 you are using
@@gokultn72the charges will be heavy with GST Tax. Eg if you take 3000 ,the ATM fee will be 450. This is just example
Can i Invest Max Life Nifty Alpha 50
Gpy la yee free ya check pannirlam bro
Sir please tell which is best for. To create demat account zerodha or upstox. Etc. For next 10 years i am 20 years old. I will invest sir please which is best app to invest. Gove me information sir thank you
Bro already video post pannitaru, check pannunga
Credit utilization pattern is wrong method of cbil scoring
Indeed, many people may not be aware of this credit utilization ratio and how it could be impacting their credit score.
Hi Boosan bro, I'm getting frequent bank notifications to increase the credit card limit to above a lakh and it is currently below 90k.
Can I opt for it. If yes, will that affect my CIBIL score in any way?
Hi,
Increasing credit card limit, will not reduce your CIBIL Score.
Let's say your card limit is 10000, your spending is 4000 which means you have utilised 40% of the card.
If you increase the limit to 20000, your spending is same 4000 which means you have utilised only 20% of the card.
CIBIL score may increase if you keep your utilisation under 30%.
Hope it clarifies.
Bro ipo tata motors dvr vangalama, vanguna tata motors (ordinary) kudupangala. Details vdo podunga bro
Bro na recent ah dhan PAN card apply panni vangunen adhuvum illama na loan edhuvum vangunadhu illa credit card yum illa so na eppidi CIBIL score check pandradhu bro please sollunga
Paytm gpay phonepe ithulalam kuda pakkalak cibil score
@@chandru363 try panna bro no credit history nu varudhu bro
1st comment
Sir for fuel which is best card
Unfortunately. No cards for that. 😢
BPCL sbi cards
@@sathyapriya8370 that's applicable only in BHARAT PETROLEUM. there is no universal fuel card which accepted in all bunks 😐
All my spends are in credit cards and cashbacks are around ₹1500 every month, I use this money to by stocks.
@@vigneshs6066 3-4 cards for each category (online, offline shopping, fuel, recharge & bill payments, UPI spends, etc.)
How much do you spend in a month ? My whole month spending is 2000 to 2500 only 1500 goes to fuel
Which credit card you are using
Which Card youre using?
If I am checking my cibil score will it affect my cibil score? 🎼
No it will not
No, checking your own CIBIL score won't affect your score. It's considered a "soft inquiry", which doesn't impact your credit score
fd based card vangalama bro ?
Yes. Kotak 811 .
Ethula emi conversation iruka bro @@sbalaji358
Hi. I have requested a slot with you to discuss in topmate.
Tata motors dvr 10 share ku , tata motors ordinary 7 share. Itha pathu video podunga bro. Ipo vangunalum itha kudupangala
Auto payment வசதி செய்து தராமல் சுமார் 4000 ருபாய் 4தவணையில் ஏமாற்றி விட்டார்கள்...
வங்கி கணக்கில் இருப்பு
இருந்தது...
HDFC BANK
எப்படி கம்ப்ளெய்ன்ட் பண்ணணும்
Bro my father bought some shares in around 2000 ..
He has physical copy of the share.
How to convert that shares into current demand account.
Kindly put that video bro it will be helpful