SACCO'S IN KENYA || Factors to Consider Before Joining A Sacco

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  • เผยแพร่เมื่อ 16 พ.ย. 2024

ความคิดเห็น • 119

  • @naomimwango5683
    @naomimwango5683 3 ปีที่แล้ว +10

    Part of our research is you on how well we can be able to invest and conquer poverty so never get tired of educating us thank you

  • @rebeccam7271
    @rebeccam7271 3 ปีที่แล้ว +7

    So glad to bump on a former pangerian's channel which is very informative. Thanks

  • @dorahmulinge3800
    @dorahmulinge3800 2 ปีที่แล้ว +6

    Eish, your content is amazing. Concise and enlightening

  • @roselynemurigi6896
    @roselynemurigi6896 3 ปีที่แล้ว +10

    Thank you for this information. To note,in some SACCOs you can take self guaranteed loans if savings >loan requested.

  • @samuelmuchiri5613
    @samuelmuchiri5613 3 ปีที่แล้ว +8

    Been looking for this kind of information for a few weeks now. Thank you Susan

  • @esthernjau4166
    @esthernjau4166 3 ปีที่แล้ว +22

    That 1st point of getting to know if the sacco is registered by sasra is soooo important, kindly call them and find out.
    I called them and I was shocked by the information they gave, it's sad that most of us don't do this and we end up loosing our money.
    Don't be ignorant,do your due diligence.
    Thanks coach Susan

    • @mwangimuiruri6132
      @mwangimuiruri6132 3 ปีที่แล้ว +7

      You can even goggle registered sacco by sasra

  • @riunikii
    @riunikii 2 ปีที่แล้ว +9

    Love this. So true and helpful. I am not sure I fully agree that an MMF would be better to a sacco as a place to park money when it comes to returns. I use the sacco as my retirement fund. Interest rates, over the last 15 years, have been between 10 to 12%. MMF's go as 5%. Now the money is indeed not as easily accesible which for me is part of the appeal of the SACCO. What do you say?

    • @mashverm4680
      @mashverm4680 ปีที่แล้ว

      Which Sacco is that gives that kind of interest?

  • @zack7740
    @zack7740 ปีที่แล้ว

    I really appreciate these videos , I wish most of us young Kenyans should watch such instead of spending time pale tiktok. Great content and minds here , that's the true meaning of Baraza la Mawazo lead by shiko

  • @funnyclips2530
    @funnyclips2530 ปีที่แล้ว +1

    Great content. Thanks for explaining the shares part. I wanted to join Stima Sacco but i was confused about the shares part. New subscriber.

  • @johnogweno5772
    @johnogweno5772 ปีที่แล้ว

    I love the point...consulting people who are already in the sacco, they will tell you ' what is not on google '. 👍

  • @samcazorla7286
    @samcazorla7286 2 ปีที่แล้ว +2

    Thank you Susan. I have gained alot from this video. I am now more informed. I am subscribing to this channel ASAP.

  • @luccishykoh5647
    @luccishykoh5647 3 ปีที่แล้ว +14

    I thank God my Sacco accepts title deeds and log books even if at a certain percentage. I don't trust even my close friends as guarantors . Most will want to follow up/know what the money is for.

    • @susan.wanjiku_
      @susan.wanjiku_  3 ปีที่แล้ว +2

      Nice, which Sacco if you don’t mind sharing?

    • @luccishykoh5647
      @luccishykoh5647 3 ปีที่แล้ว +7

      @@susan.wanjiku_ Amref Sacco

    • @rosemwangi5556
      @rosemwangi5556 2 ปีที่แล้ว +1

      Kimusitu sacco too accepts logbook and title deed

    • @SteveWasonga
      @SteveWasonga 2 ปีที่แล้ว +1

      @@susan.wanjiku_ Maisha Bora Sacco

    • @emilyodera7402
      @emilyodera7402 ปีที่แล้ว

      Hi how doi get to invest in this Sacco when am far from my country?

  • @juneadongo6972
    @juneadongo6972 ปีที่แล้ว

    I wish this was info I came cross before I joined my sacco. Now I don't need any credit facilities and I have packed a lot of money in. I feel stuck. You are really doing the Lord's work non this channel

  • @trapper2543
    @trapper2543 2 ปีที่แล้ว +2

    You are influential..what a lesson🔥

  • @lukakamoni5084
    @lukakamoni5084 3 ปีที่แล้ว +4

    As always great tips on money matters 💯👌👍 thanks coach

  • @gracekamau8336
    @gracekamau8336 3 ปีที่แล้ว +3

    Good job you are doing Sue for educating us...continue...

  • @ianonyiego538
    @ianonyiego538 3 ปีที่แล้ว +3

    Great insight, thank you for this, the content is real and dope 👌😎💯

  • @chrisnjubi442
    @chrisnjubi442 2 ปีที่แล้ว +2

    Awesome video coach Susan. So informative and eye-opening

  • @ItswycliffeKE
    @ItswycliffeKE 3 ปีที่แล้ว +1

    Susan is beautiful, knowledgeable and inspiring. Thank you for the video, I am learning a lot

  • @newtonoluoch8103
    @newtonoluoch8103 2 ปีที่แล้ว +2

    Thanks Susan I`m new in following your content, I have heard much about the "money market" but I don`t really understand it, would you mind doing a short video on this. Kindly, or if it`s already done maybe I get to know. Once again thanks for your insights.

  • @mwangimuiruri6132
    @mwangimuiruri6132 3 ปีที่แล้ว +2

    Thanks for this information it really helpful to me it has changed my mentality

  • @kawubapanta5747
    @kawubapanta5747 2 ปีที่แล้ว

    Thank you so much for the info. about sacco and to teaching us for many things God bless you all your roots am called panta from Uganda

  • @benkikz
    @benkikz 3 ปีที่แล้ว +1

    Great break dow Sue , like and share guys .

  • @cloud2547
    @cloud2547 2 ปีที่แล้ว

    Susan you are doing a grate job. Your content is rich and I also love the quality of the videos. Keep teaching us.

  • @brendawambui5132
    @brendawambui5132 ปีที่แล้ว

    Thank you Coach Susan 😊.... I was completely clueless on saccos

  • @gracekotikot3753
    @gracekotikot3753 3 ปีที่แล้ว +2

    Thank you so much Susan ' I'm learning a lot from you

  • @jemimahmaghenyi7035
    @jemimahmaghenyi7035 2 ปีที่แล้ว

    Thank you Susan Watchung you for the 1st time and liking your information. Will look for you soon.

  • @beatriceirungu6562
    @beatriceirungu6562 2 ปีที่แล้ว

    Be keen on choosing your guarantors, some sign of and borrow softloan from immedietly...be wise!!be purposefully

  • @winstoneodhiambo1349
    @winstoneodhiambo1349 ปีที่แล้ว

    Hello....kindly tell me which is the best Sacco in kenya??.....love the content

  • @geediesel254
    @geediesel254 ปีที่แล้ว

    Great topic…just a point of correction. Most sacco’s currently takes title deeds and logbooks but you still have to have shares/NWD “non withdrawal deposits”

  • @betinansi201
    @betinansi201 ปีที่แล้ว

    Thank you Susan. Happy New Year Coach. You know your stuff gal x

  • @peteralex879
    @peteralex879 3 ปีที่แล้ว +7

    Can you a video on the property companies that major in plots?

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +3

      Check out @JustIvy’s instagram page. She has been talking about land companies. Very credible information.

  • @diannaachando9160
    @diannaachando9160 2 ปีที่แล้ว +3

    Such great information, thank you for answering all the queries I’ve had about SACCO’s

  • @stephenpeter1067
    @stephenpeter1067 3 ปีที่แล้ว +5

    Thanks for the info, between a Sacco and a money market fund which carries more risk and less risk?

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +1

      Both guarantee capital preservation so they are low risk.

    • @gracehephzibah7386
      @gracehephzibah7386 2 ปีที่แล้ว +1

      Thanks for the info. Which money market funds would you recommend and how to join.

  • @esthermemba686
    @esthermemba686 9 หลายเดือนก่อน

    Very educative and enlighting

  • @jenipherachieng9837
    @jenipherachieng9837 ปีที่แล้ว

    Thank you for confirming to me one of the sacco that I wanted to join

  • @ruthmakokha1414
    @ruthmakokha1414 3 ปีที่แล้ว +2

    Great and helpful content. Thank you.

    • @dalshaz9457
      @dalshaz9457 2 ปีที่แล้ว

      I love the content

  • @studiothirty6311
    @studiothirty6311 3 ปีที่แล้ว +2

    Thank you, very informative video

  • @atienokings6214
    @atienokings6214 2 ปีที่แล้ว

    Thank you so much for this, it's very insightful and an eye opener

  • @joycemwaghadi2246
    @joycemwaghadi2246 2 ปีที่แล้ว +1

    Thanks for the information.

  • @victoriaogeto
    @victoriaogeto 3 ปีที่แล้ว +2

    Please also talk about investment cooperatives

  • @chamazetu
    @chamazetu 3 ปีที่แล้ว +2

    Hi, can you take us through REITs and some of the platforms we can use to invest in them

  • @janejannean5128
    @janejannean5128 ปีที่แล้ว +1

    We r learning 🔥

  • @abdullmumtaz7736
    @abdullmumtaz7736 3 ปีที่แล้ว

    Oh thanks sister Susan, Quite insightful indeed... Why is getting back my saving too tough??

  • @justdance3454
    @justdance3454 ปีที่แล้ว

    How does one know how a company is registered by sasra? Is there a website for this? Kindly, thank you!

  • @ericmaina7976
    @ericmaina7976 2 ปีที่แล้ว

    Hapo Kwa guarunters is where u draw the line I didn't know this

  • @albertmusembi7318
    @albertmusembi7318 3 ปีที่แล้ว +3

    Bigup sasra, helped me get my withdrawable shares from a certain Sacco

  • @julienwachira
    @julienwachira 3 ปีที่แล้ว +1

    Hi, thanks for the info. what of the united women sacco?

  • @selyne5115
    @selyne5115 ปีที่แล้ว

    Are the interest we pay back along with the loan compounded to our end year payment

  • @alicemwangi5352
    @alicemwangi5352 2 ปีที่แล้ว +2

    Most SACCOS also offer loans on collaterals

  • @lynelyne1273
    @lynelyne1273 2 ปีที่แล้ว

    Good information personally I regret each day for joining yetu Sacco,when closing account does one receive back the money saved in shares account?

  • @ritanganga6226
    @ritanganga6226 3 ปีที่แล้ว +2

    I love your content 😍😍

  • @rickyjames5022
    @rickyjames5022 3 ปีที่แล้ว +1

    Thanks Susan

  • @winstoneodhiambo1349
    @winstoneodhiambo1349 ปีที่แล้ว

    How many guarantors do they require

  • @mrbazuukibaru9816
    @mrbazuukibaru9816 ปีที่แล้ว

    Can people who have sign for sacco remove money whithout members knowing .

  • @matelonglilian7989
    @matelonglilian7989 2 ปีที่แล้ว +1

    Hi,I just want to save ...want is the best way to go apart from the sacco..kindly help

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว

      Money Market Funds

    • @matelonglilian7989
      @matelonglilian7989 2 ปีที่แล้ว

      Thankyou very much...can you kindly help me on how to go about it plz

    • @josephinewambui5065
      @josephinewambui5065 2 ปีที่แล้ว

      @@susan.wanjiku_ hi,pls help me on how I can save on money market fund.

  • @Flooravlogs
    @Flooravlogs 3 ปีที่แล้ว +1

    Thnks for the info 🥰🥰🥰

  • @cynthiambatia469
    @cynthiambatia469 10 หลายเดือนก่อน

    Profound 👌

  • @dymesk650
    @dymesk650 3 ปีที่แล้ว +1

    Thank u so much new sub and am locked 🔒

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +1

      Welcome! Very glad to have you here 🙂

  • @patiencenjoki5766
    @patiencenjoki5766 2 ปีที่แล้ว +1

    Thank you ❤️❤️❤️

  • @AnjelaKaithi
    @AnjelaKaithi 2 หลายเดือนก่อน

    Hi dea how to join sacco online

  • @ephraimkokonya6929
    @ephraimkokonya6929 2 ปีที่แล้ว +5

    Thank you Sue for packing the content in an awesome way. Now once you find that the sacco you have been saving at isn't registered by SARSA, what should be the next course of action?

  • @deemakambi2172
    @deemakambi2172 ปีที่แล้ว

    I made the mistake of 'parking' my money in a sacco. it was tears when I needed the money back!!

    • @tumuhairweolive8970
      @tumuhairweolive8970 ปีที่แล้ว

      Did you finally get your money out?

    • @deemakambi2172
      @deemakambi2172 ปีที่แล้ว +1

      @@tumuhairweolive8970 - No. The only wy out was to leave the sacco. I learnt my lesson and now I do MMF. However the upside is that whenever I need a loan, I can always get against my shares. But I have slowed down on sacco and now building my MMF and other investments.

  • @michaelnjau495
    @michaelnjau495 ปีที่แล้ว

    What is their monthly interest

  • @samuelwangui9700
    @samuelwangui9700 2 ปีที่แล้ว

    Good job amazing

  • @janemacharia2296
    @janemacharia2296 3 ปีที่แล้ว +1

    Thank you

  • @raheloyugi
    @raheloyugi ปีที่แล้ว

    Does it mean that if my Sacco is not licensed by SASRA because it is small and does not have 100M in its CapitalShare..I am at risk?

    • @victorotieno7035
      @victorotieno7035 29 วันที่ผ่านมา

      Not really... it's most likely regulated by the registra of cooperatives

  • @wilsonmorebu2114
    @wilsonmorebu2114 5 หลายเดือนก่อน

    How can one exit

  • @Stella-gu9lk
    @Stella-gu9lk 3 ปีที่แล้ว +7

    Saccos should not be for growing wealth or parking of funds. Let it be to loans.

  • @agnetahkuya183
    @agnetahkuya183 3 ปีที่แล้ว +1

    So helpful

  • @johnnymutai109
    @johnnymutai109 ปีที่แล้ว

    Solution Sacco Limited ❤

  • @opudo
    @opudo 2 ปีที่แล้ว

    Thanks

  • @carolinesyombua4715
    @carolinesyombua4715 2 ปีที่แล้ว

    Thanks alot

  • @josejoe37
    @josejoe37 3 ปีที่แล้ว +3

    need some dyer and blair contact frm ur video of investment

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว

      The contacts are on their website. Kindly visit the site.

    • @josejoe37
      @josejoe37 2 ปีที่แล้ว

      ok 👍

  • @rosenasimiyu3090
    @rosenasimiyu3090 3 ปีที่แล้ว +2

    Anyone saving in ufanisi sacco?

  • @milawanaswa3011
    @milawanaswa3011 ปีที่แล้ว

    I have lost in three sacco I give up,

  • @kelvinmwangi9757
    @kelvinmwangi9757 3 ปีที่แล้ว +4

    thank you for the tips, which is the best sacco to join in now??

    • @susan.wanjiku_
      @susan.wanjiku_  3 ปีที่แล้ว +2

      I believe I have recommended 7 Sacco's you can look into at the end of the video :)

  • @vanessangeny443
    @vanessangeny443 2 ปีที่แล้ว

    I beg to know the sacco that you are in

  • @therapconnect
    @therapconnect ปีที่แล้ว

    When taking a loan must guarantors come from the sacco you're taking a loan from.

    • @alicemuturi1657
      @alicemuturi1657 ปีที่แล้ว

      Yes, guarantors come from the same sacco, this has been the trend in almost all saccos

  • @NgalaNyambu-yh1pk
    @NgalaNyambu-yh1pk ปีที่แล้ว

    Hi Susan am Benson I need a financial help

  • @kilikocomedian1237
    @kilikocomedian1237 2 ปีที่แล้ว +3

    Unaitas is a scam ✌

  • @ShelyMakena
    @ShelyMakena 3 ปีที่แล้ว +1

    New subscriber ...kindly educate us on life insurance ...is it logic to save up for 15 years and with draw with prolly a 30 percent withdraw over the total estimate? of which it's like twice the contribution you've done for the 15 years ..God willing if you make it past the 15 years

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว

      I will address insurance in a future video. Thanks alot

  • @janekahiga2521
    @janekahiga2521 2 ปีที่แล้ว +2

    Hey !Susan l was a member of a certain sacco l lost all my shares ,l have not received dividend for five years.The sacco is still running but whenever l go there they tell me hakuna pesa .so l hate saccos with all my heart. I will never join a sacco again.

    • @virginiahndegwa8795
      @virginiahndegwa8795 ปีที่แล้ว

      Well I think if it's signed by the board that operates saccos an go there you might get back fund

  • @jeremyk7904
    @jeremyk7904 ปีที่แล้ว

    Uko sacco ipi