I love the foundation of this topic REITS, I now understand it better unlike before. You're such an amazing gem coach. Have really grown financially through your channel. Thank you so much and God bless you.
Thank you Susan for this. Despite investing, I have never heard of REITs. Never knew of a trust fund focusing on just real estate. We learn every day...Asante mwalimu!
Imagine its my first time for me to learn about MMFs and REITS this year 2024. Am now your finance student on investments. Thanks alot and Be Blessed coach Susan.
REITs is a relatively new investments vehicle in kenya but I have heard about it since year 2004 in USA, Now coach Susan thanks for talking about Vuka. I have heard of Qwetu students accommodation and the beautiful thing about REITS is being mandated to pay dividends twice a year. I am an investor and that very informative so I won't mind investing in REITS.
I didn't know anything about Real Estate Investment Trusts in Kenya now l know and thanks for explaining it so clearly. Am going to consider this as a portfolio
I am very happy that you have talked about this. I emailed you a couple of times asking if you could address us about Vuka and you have finally done it. Thank you Susan
That's a very insightful and an eye opener topic. Thanks a lot. Can you also give us advice on how one can invest pension funds and earn interests monthly. Many people could be interested.
Watching this now😅I’m always late to watch but thank you so much for enlightening us…you truly are heaven sent . Keep teaching us the in’s and outs of investing and building wealth !!🥳👏🏽👏🏽
I am so glad to see REITS in Kenya... I had seen this in UK markets and it seems like an investment most of us would benefit a lot from. Thanks a lot for this well thought out and insightful dive into an alternative form of asset class that lets regular mwananchi own a part of real estate! Great job
That was very informative! I am glad to have come across your channel recently. However, I still have my reservations in investing in real estate firms after the Cytonn scandal. Let me just stick to MMFS…
We understand your concerns, its wise to invest in regulated products with proper structure when it comes to real estate investing. We also encourage you to consider diversifying to other asset classes.
Suzie ,thank you for sharing this insights.i personally celebrate you.receive your flowers.You need to plan dinner for the end of the year for club members.people will give testimonies.❤❤❤
Coach Suzan we are limited to entry in investing in Kenya even just as your neighbor from Uganda, I tried vuka but they informed me that it for Kenyans only Otherwise I thank you for the work you do really life changing
That is a great overview of REITS. What I like about it is the "low" entry amount, the underlying investment (real estate) offers diversification into real estate, one can put in additional capital at lower amounts as well, the WHT is 5% not so bad. What I don't like is that the value of the units can fluctuate, the dividend payout is dependent on earnings and not sure how much it fluctuates, there is a 1% fee to exit (its not a lot but the more money have in it the more costlier that gets) I could be wrong but am pretty certain there is a management fee in the woodworks somewhere, it could be worked out in the returns such that whatever dividend allocation shared is less the management fee - there is no free lunch. Generally what I don't like is inherently some of the risks of investing in this asset class. Otherwise, that is a great video on REITS - of course minus the sales pitch - lol - that's just me.
Absolutely right, and the culture of corruption that has become the norm in our society, after all inherent expenses and management fee, there will be no dividends to take home. Better buy what is referred to as idle land and put up Mabati temporary structures and grow from there.
@@mukuhinjenga9489 From their financial reports, in 2022 they paid a dividend of 0.64 per unit and in 2023 paid 0.77 per unit. So in 2023 if you had 100K invested that is 4545.45 units @.77 that's Ksh 3,500 before taxes and whatever fees that could be associated with the investment. I could be wrong but that is how I interpret the math. So to be fair there is some dividends right there. Is it worth the investment? Can one get better returns in a different investment vehicle? That is a different question and up to each investor to decide. Again the challenge with buying land and putting up the mabati structure is the upfront capital which REITS tries to address.
Hi Susan. Please share details on Business name registration & Company name registration. Differences, under what circumstances do you choose to register business name or company & so forth. I hope you come across this text. Thank you ❤
Hi, the I-REIT units are derived from the Net Asset Value of the Assets. This means the unit price is reflection to the value of the property which constantly appreciates.
Hello Coach, unlike MMFs where the fund doesnt sit in the Fund managers balance sheet thereby derisking the investor incase the the fund manger collapse does the REIT fund sit in the balance sheet of the fund manager ?
HI, Real Estate Investment Trusts (REITs) and Money Market Funds (MMFs) operate under different structures, particularly in how they relate to the fund manager's balance sheet. Similar to MMFs, REITs are structured as separate legal entities. The assets and liabilities of a REIT are kept on the balance sheet of the REIT itself, not the fund manager or REIT manager. This separation provides a degree of protection to investors. If the fund manager collapses, the assets of the REIT remain intact and separate from the fund manager's assets. The REIT's performance and value are tied to the underlying real estate assets and operations, not the financial health of the fund manager. Additionally, in a REIT, your funds are asset backed, hence it's considered low risk.
@arthurgumbo5597 D-REIT focus is on development of commercial properties say, shopping complexes, office space complex and such infrastructure. It’s ROI is usually big. You also require at least Ksh 5million to invest in D-REIT. That’s why most investors in it are big orgs or institutions, and pockets of wealthy individuals. I-REIT is more on rental income. It’s more of being a virtual landlord. These angle of investment products are more common in the developed world as compared to developing countries. Kenya stands out as one amongst the few firsts in Africa with these class of investment
Who else hit that like button ❤.... Coach you really are doing a great job 💯🔥
I always just know is good stuff, so i first hit the like button before i watch aaha.
I dont know how i found you but im glad i did because im learning so much from your coaching.
I love the foundation of this topic REITS, I now understand it better unlike before. You're such an amazing gem coach. Have really grown financially through your channel. Thank you so much and God bless you.
Thank you for the good work
I started my REITs journey after this podcast. I had no idea but I bought into it 6months ago soon getting my first dividends
Profoundly insightful, please kindly host someone from Vuka for further light. We're forever grateful❤
I hope Vuka see the value of your community and send us someone to break down further the information and partner with you long term.
Thank you Susan for this. Despite investing, I have never heard of REITs. Never knew of a trust fund focusing on just real estate. We learn every day...Asante mwalimu!
Been waiting for you to bring this topic here. I pumped into it somewhere and wasn't sure if it's legit. Thank God you brought it. It's a good sign.
Who started REITS after this guide? ♥️😘
Imagine its my first time for me to learn about MMFs and REITS this year 2024.
Am now your finance student on investments. Thanks alot and Be Blessed coach Susan.
Me too. Ignorance is Soo bad😢
Awesome! I started investing with VUKA about two years ago but your talk here has inspired me so much that I am going to try and expand my portfolio.
REITs is a relatively new investments vehicle in kenya but I have heard about it since year 2004 in USA, Now coach Susan thanks for talking about Vuka. I have heard of Qwetu students accommodation and the beautiful thing about REITS is being mandated to pay dividends twice a year. I am an investor and that very informative so I won't mind investing in REITS.
Coach Suzie you are a blessing to my generation
I didn't know anything about Real Estate Investment Trusts in Kenya now l know and thanks for explaining it so clearly. Am going to consider this as a portfolio
I am very happy that you have talked about this. I emailed you a couple of times asking if you could address us about Vuka and you have finally done it. Thank you Susan
I have listened to this twice. Thank you. You have no idea how much you have helped me.
Great information. I wish I knew this several years back
This is very informative Coach Susan. Thank you for simplifying finance jargon that is a hindrance to financial literacy.
I am sold😊
IF MY MATHS TEACHER WAS THIS DETAILED BACK THEN.....
You know!?
😂😂😂😂I know
😂😂😂
Thank you coach, This is gold to me. Its amazing how you explain clearly. May God bless you abundantly.
Susan, I watch you from Australia and I love your work. You are very informative and doing a great job. Ahsante
Brilliant video!. Personally i like the VUKA I-REIT in Kenya. 👏🏽👏🏽👏🏽
joined Vuka in April. thanks couch for elaborate explanation.
You are the best Financial literacy coach, Thank you so much💝
Woow. That's my coach. God bless you
The video I have been waiting for! Thank you for simplifying it and the plug as well.
Never even heard of REIT, here to learn
Thanks Susan, this is amazing, i will definately share, and i have just registered with vuka
That's a very insightful and an eye opener topic.
Thanks a lot.
Can you also give us advice on how one can invest pension funds and earn interests monthly. Many people could be interested.
Have been waiting for this topic from you
Good morning coach. Ready to learn. Thanks 🎉🎉🎉🎉
Dear coach ,may you live long you are a precious gem❤❤❤❤
Woow so insightful. Must join!
Lovely, well said and explained very clearly, now I know about REITs and I look forward to investing in
Looking forward to assisiting through this journey.
@@vukainvestment3424hello I just listened this video now how can I join vuka?
Taking notes 📝💻📝
Yeahh.... That's me, already hitting the like button even before watching the video....
Can't wait to gain more. Thanks Coach.😊😊
Glad 😊 to reach up to you, now I know about REITS looking forward to knowing more before I start it
Whenever I need clarity on an investment project I look for Susan's input.
Legit information
Thanks for explaining this so well.
Thank you Susan …
Watching this now😅I’m always late to watch but thank you so much for enlightening us…you truly are heaven sent . Keep teaching us the in’s and outs of investing and building wealth !!🥳👏🏽👏🏽
Great job our coach, really am learning a lot, am getting confident in my future investment. Thank you a lot.
Thanks my couch 🎉
Morning Coach. I know nothing other than the buy & build traditions. I look forward to my bubble being "burst".
Thank you for this information
I am so glad to see REITS in Kenya... I had seen this in UK markets and it seems like an investment most of us would benefit a lot from. Thanks a lot for this well thought out and insightful dive into an alternative form of asset class that lets regular mwananchi own a part of real estate! Great job
I love your philosophy... Definately l adopting each one
Dipak loves you
Very educative.
Thank you it was helpful and insightful am happy I learnt something new.
Yea, I'm a Nigerian and I do listen to your program, please can I invest in real estate from Nigeria?
Good staff.
Very insightful gal
Awesome💯👏👏👏
This is soo profound
Very educative
I'm really learning a lot from you.
Yeah i am aslo doing finance
That was very informative! I am glad to have come across your channel recently. However, I still have my reservations in investing in real estate firms after the Cytonn scandal. Let me just stick to MMFS…
Bonds.stocks?Balanced funds?bond funds?fxds?
We understand your concerns, its wise to invest in regulated products with proper structure when it comes to real estate investing. We also encourage you to consider diversifying to other asset classes.
@@vukainvestment3424… Are you regulated? Mmmmmmh😅
Wow couch Susan,keep it up n may God keep adding u more knowledge to save His people,makofi dadangu
Take us through bitcoin and crypto currency.....
As always I have learnt something new from you Coach Susan. As always you are on point doing it in the best way you know how. All the best to you
Nice topic
This was amazing well explained
Thank you Susan for this very informative session❤
very good
Suzie ,thank you for sharing this insights.i personally celebrate you.receive your flowers.You need to plan dinner for the end of the year for club members.people will give testimonies.❤❤❤
Lovely lesson madam 👍🙏
Hey Susan, this is awesome, I love this foundtion.
Coach Suzan we are limited to entry in investing in Kenya even just as your neighbor from Uganda, I tried vuka but they informed me that it for Kenyans only
Otherwise I thank you for the work you do really life changing
Very informative thanks girl
This is really insightful. I love this idea.
We’ve been waiting for this. Thanks for delivering it well coach ❤
Hallo couch I like to start investing in security market please advice me on one stock broker I would do business with
Insightful, helpful...
Have not heard of them
A good plan for all groups
Amazing!!! Thank you!!
That is a great overview of REITS.
What I like about it is the "low" entry amount, the underlying investment (real estate) offers diversification into real estate, one can put in additional capital at lower amounts as well, the WHT is 5% not so bad.
What I don't like is that the value of the units can fluctuate, the dividend payout is dependent on earnings and not sure how much it fluctuates, there is a 1% fee to exit (its not a lot but the more money have in it the more costlier that gets) I could be wrong but am pretty certain there is a management fee in the woodworks somewhere, it could be worked out in the returns such that whatever dividend allocation shared is less the management fee - there is no free lunch.
Generally what I don't like is inherently some of the risks of investing in this asset class.
Otherwise, that is a great video on REITS - of course minus the sales pitch - lol - that's just me.
Absolutely right, and the culture of corruption that has become the norm in our society, after all inherent expenses and management fee, there will be no dividends to take home. Better buy what is referred to as idle land and put up Mabati temporary structures and grow from there.
@@mukuhinjenga9489 From their financial reports, in 2022 they paid a dividend of 0.64 per unit and in 2023 paid 0.77 per unit. So in 2023 if you had 100K invested that is 4545.45 units @.77 that's Ksh 3,500 before taxes and whatever fees that could be associated with the investment. I could be wrong but that is how I interpret the math. So to be fair there is some dividends right there. Is it worth the investment? Can one get better returns in a different investment vehicle? That is a different question and up to each investor to decide. Again the challenge with buying land and putting up the mabati structure is the upfront capital which REITS tries to address.
It's so helpful
This was super insightful ❤❤thankyouu‼️
Thanks coach Susan, you always come in handy, thank you. am watching from Uganda, how do i follow, i tried and it only shows Mpesa
Hello, you can also invest via bank transfer etc. The investment is only open to Kenyan citizens at the moment.
The minimum number of units one can buy is 10. Currently one unit is Kshs. 22.03
I am from Tanzania,
Can i buy shares to VUKA?
@@sumayrenatus482 Hi, you can only do so if you are a Kenyan Citizen at the moment.
Hi Susan congratulations for your good coaching courses , keep up the good work 👍 and is Vuka office in Narok county
Vuka online..reach out to their customer care
Go listen to @The Weath tribe,she's delved further
Thank you coach. I am taking baby steps to save & invest. Please receive your flowers from me.
Very insightful.. .. please invite someone from Vuka as you have stated to give us the nitty gritty stuff.
One on one conversation is always best.
Susan, good information about investment my first time to here about this.
How can. I register if I'm outside the country-Enos
What potential risks or disadvantages can REITs have?
I would be interested to compare different REITs actively in the market too. Can you make such a video too please?
Hey, love your channel. I found that branch app offers a fixed acc. for a flat rate of 16%.would you recommend them?
Waiting for the link of vuka
It is in the description box of this video.
Morning, first time I am hearing about this
Awesome. We would like to get to know better, tell you more about us and see how we can add value to your investment goals.
Good Day Susan and thank you for sharing the information. what are some of the REIT investments you can recommend in Kenya.
Hi Susan. Please share details on Business name registration & Company name registration. Differences, under what circumstances do you choose to register business name or company & so forth. I hope you come across this text.
Thank you ❤
Great info.
How much dividends do vuka pay, for instance,in 2024?
Will the I-REIT company tell the investor the estate they are investing in? eg we are building a commerical house ABC
Good Stuff..... Just stumbled on this now. Question..... Whats the Risk appetite of REITS? Is it High risk or Low risk?
Low risk, given your investment is asset - backed by income generating properties
Hi Susan. Thank you for such an informative post.
Can the REITs units depreciate in value?
Hi, the I-REIT units are derived from the Net Asset Value of the Assets. This means the unit price is reflection to the value of the property which constantly appreciates.
Hello Coach, unlike MMFs where the fund doesnt sit in the Fund managers balance sheet thereby derisking the investor incase the the fund manger collapse does the REIT fund sit in the balance sheet of the fund manager ?
HI,
Real Estate Investment Trusts (REITs) and Money Market Funds (MMFs) operate under different structures, particularly in how they relate to the fund manager's balance sheet.
Similar to MMFs, REITs are structured as separate legal entities. The assets and liabilities of a REIT are kept on the balance sheet of the REIT itself, not the fund manager or REIT manager. This separation provides a degree of protection to investors. If the fund manager collapses, the assets of the REIT remain intact and separate from the fund manager's assets. The REIT's performance and value are tied to the underlying real estate assets and operations, not the financial health of the fund manager.
Additionally, in a REIT, your funds are asset backed, hence it's considered low risk.
Thanks Coach. Can you mention the difference between D-REIT & I-REIT ?
@arthurgumbo5597 D-REIT focus is on development of commercial properties say, shopping complexes, office space complex and such infrastructure. It’s ROI is usually big. You also require at least Ksh 5million to invest in D-REIT. That’s why most investors in it are big orgs or institutions, and pockets of wealthy individuals. I-REIT is more on rental income. It’s more of being a virtual landlord. These angle of investment products are more common in the developed world as compared to developing countries. Kenya stands out as one amongst the few firsts in Africa with these class of investment