THESE ARE THE MOST EFFECTIVE BUDGETING STRATEGIES

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  • เผยแพร่เมื่อ 12 พ.ย. 2024

ความคิดเห็น • 80

  • @susan.wanjiku_
    @susan.wanjiku_  ปีที่แล้ว +5

    Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

    • @LilianKosgey-er1ho
      @LilianKosgey-er1ho 6 หลายเดือนก่อน

      I need this template how can I get one

  • @teacherwinnie548
    @teacherwinnie548 ปีที่แล้ว +24

    Hello Susan. If someone is self-employed, which criteria is used to determine their salary, or what percentage?

  • @nasambuwanyonyi358
    @nasambuwanyonyi358 ปีที่แล้ว +11

    Paying yourself first is paying into your future. This is amazing teachings

  • @ssemandajohnb4078
    @ssemandajohnb4078 ปีที่แล้ว +6

    Coach Susan, you are doing a wonderful job. From the time i started following your guidance my personal finance management has continuously improved and i use the Zero balance budgeting strategy. Every shilling is assigned its work and for any expenditure i first consult the budget. Thank you so so much.

  • @jacquelinekagichu3878
    @jacquelinekagichu3878 8 วันที่ผ่านมา

    Learning a lot from you,thank you for the good work... it's never too late to learn like i am

  • @TheBudgetLady133
    @TheBudgetLady133 6 หลายเดือนก่อน +2

    Awesome video. I am in the USA and I use the one month ahead zero based budgeting method and I’m having great success with this strategy the bare bones budgeting method that you mentioned is awesome because I have very high savings goals. I can use this method during months that I have had Considerable expenses that were unexpected and as you were explaining this, I was thinking that this could be used on selective months of the year. I’m excited to implement this because I would fund less to all the other accounts that I budget with and focus on the one account that I need to Distribute money to. So thank you so much for sharing and I’m so glad I came across your video. I enjoy learning something new that I can use on my budget journey.

  • @donnetrose3132
    @donnetrose3132 ปีที่แล้ว +2

    learnt something new with the bare-bone budget. Thanks for the great work.

  • @billionaire9105
    @billionaire9105 ปีที่แล้ว +2

    I have been doing that for sometime now and wow now i have invested more than i expected......

  • @draruleah4981
    @draruleah4981 ปีที่แล้ว +2

    I think i need to buy alot of envelopes and start envelope method immediately. Thanks coach Susan.

  • @yakubgowon256
    @yakubgowon256 ปีที่แล้ว +1

    Paying your self first is something am using and it's working well for me.

  • @godfreyomuke3154
    @godfreyomuke3154 2 หลายเดือนก่อน

    Quite informative and resourceful. Thank you coach

  • @gichangifaith9689
    @gichangifaith9689 ปีที่แล้ว +2

    Keep those videos coming couch, since i started following you this year my financial life have really improved.

  • @christianatwiine6028
    @christianatwiine6028 3 หลายเดือนก่อน

    I will be using the zero sum strategy its very smart

  • @terrynjoki3086
    @terrynjoki3086 5 หลายเดือนก่อน

    Pay yourself first this is amazing 👏

  • @carolinememe6748
    @carolinememe6748 ปีที่แล้ว +1

    Thank you for the information.
    Thinking of blending the zero sum and envelope budgeting 😊

  • @normadee6078
    @normadee6078 ปีที่แล้ว

    Best no fluff practical budgeting strategy. Thank you so much. You gained a new subscriber ❤

  • @abelnoowe5918
    @abelnoowe5918 ปีที่แล้ว

    Been following you for a while now. Much love from Uganda..

  • @jelagatkoimur1038
    @jelagatkoimur1038 ปีที่แล้ว +4

    The way my life is structured right now, I need a bare bone approach for the next 18 or so months until all petty debts is paid and have a functional emergency fund, then I can pick up from there, God willing.

    • @susan.wanjiku_
      @susan.wanjiku_  ปีที่แล้ว +1

      The barebones budget is such an amazing strategy to get out of debt. I wish you all the best! You got this!

  • @ericachebet3016
    @ericachebet3016 ปีที่แล้ว

    I can't wait to come here with a testimony 😊,have learnt alot since i join this channel,God i know you've good plans for me🙏,be blessed susan

  • @markmutisya2362
    @markmutisya2362 ปีที่แล้ว +1

    Indeed, It is very helpful,,, Thanks for sharing.

  • @Vincent.njenga
    @Vincent.njenga 10 หลายเดือนก่อน

    Very informative. God bless yoh couch

  • @zalbilly7159
    @zalbilly7159 ปีที่แล้ว

    Pay your self first resonated with me

  • @liliankabui1721
    @liliankabui1721 ปีที่แล้ว +3

    Great work Susan. ❤

  • @evanswanyanga9648
    @evanswanyanga9648 ปีที่แล้ว +1

    wow ! very very educative coach. Keep up the good work.

  • @teacherwinnie548
    @teacherwinnie548 ปีที่แล้ว

    Again thank you for changing my financial life. Nowadays friends calls me; Wueeh! Budget gal...

  • @Graclyna12
    @Graclyna12 ปีที่แล้ว +5

    Hello dear ,you glowing ❤

  • @miminatosha4888
    @miminatosha4888 ปีที่แล้ว

    I'm very grateful. Now I understand that there are different budgets and where am at 😂 Knowledge is power for sure

  • @danwanyama1557
    @danwanyama1557 ปีที่แล้ว

    Glad that you're back,Jah keep you in good health,
    I appreciate the teaching,and am learning
    Pay yourself strategy,is the way for me
    Jah Bless

  • @andrewkoech6477
    @andrewkoech6477 ปีที่แล้ว

    Thank you so much, have learrn a lot

  • @mutaicherobon6550
    @mutaicherobon6550 ปีที่แล้ว

    Am almost bgood with money nowadays becoz of Susan.Receive your flowers

  • @teresiaakinyi3282
    @teresiaakinyi3282 ปีที่แล้ว +4

    To be honest, I thought paying yourself first is about "kuambia mwili pole"🤣🤣I have really learned, thanks Susan for your great insights

    • @bilqis476
      @bilqis476 ปีที่แล้ว

      😂😂 party after party 😂

  • @eunicendirangu4804
    @eunicendirangu4804 ปีที่แล้ว +2

    Hi Susan kindly advise on how to budget for people in business. Self employed in a business that is still growing ie just the kawaida general shop in your home area

  • @lindamuthunga9056
    @lindamuthunga9056 ปีที่แล้ว

    Thanx Susan for the gems. Stay blessed

  • @marynyambura6898
    @marynyambura6898 ปีที่แล้ว +2

    Very informative.

  • @Agripinah123-k9e
    @Agripinah123-k9e 3 หลายเดือนก่อน

    Thanks

  • @beatricekamwere369
    @beatricekamwere369 4 หลายเดือนก่อน

    Very educative

  • @Moratage_phyllis
    @Moratage_phyllis ปีที่แล้ว +1

    GOOD TEACHINGS GAL...NIPITIENI GUYS❤❤❤❤

  • @childofgod8365
    @childofgod8365 ปีที่แล้ว

    Happy you are back

  • @PiusKosgei-gv7vd
    @PiusKosgei-gv7vd 7 หลายเดือนก่อน

    Please am your follower and seriously in need of financial literacy information for beginners

  • @bettymulama8894
    @bettymulama8894 ปีที่แล้ว

    Thank you so much for the information. Very helpful indeed..
    However, the budget template is not editable or is it that am not doing something right?

  • @catherinechepkoskei4718
    @catherinechepkoskei4718 5 หลายเดือนก่อน

    Hi Susan, I am a beginner in investing. I opened an account and for my second deposit, I used the wrong pay bill and it went to a different product. I have tried to communicate with them but in vain. They did not include the amount in my statement. I have only done two deposits.
    How long does it take to transfer the money to the MMF.

  • @tloporomamabolo7141
    @tloporomamabolo7141 ปีที่แล้ว +1

    Hello,
    The currency on the budget tracker, is it designed only for Kenyans or can it be set to other nationality currencies?

  • @enockabuga892
    @enockabuga892 ปีที่แล้ว

    Nice content..keep it up Susan

  • @sidneyrono1184
    @sidneyrono1184 ปีที่แล้ว

    Very informative indeed . Which are the best investing strategies

  • @lennymureithi6213
    @lennymureithi6213 5 หลายเดือนก่อน

    Hey! cant seem to download the template. please help

  • @DanielOmwenga-t8h
    @DanielOmwenga-t8h 29 วันที่ผ่านมา

    Pay your self first strategy.

  • @KomakechJerry-lb8ie
    @KomakechJerry-lb8ie ปีที่แล้ว

    Wau wonderful

  • @LolaBugzy85
    @LolaBugzy85 ปีที่แล้ว

    Zero balance strategy for me. Every coin matters with some savings that I have via standing orders every month.

  • @debbycoy7340
    @debbycoy7340 8 หลายเดือนก่อน

    Hi Susan,
    I purchased a budget template from your channel but didn't get it. Can you please assist.
    Thanks

    • @susan.wanjiku_
      @susan.wanjiku_  8 หลายเดือนก่อน

      Hello, please email your payment confirmation to: info@thelegacyhub.co.ke

  • @KomakechJerry-lb8ie
    @KomakechJerry-lb8ie ปีที่แล้ว

    Am gonna use the bare-bone and the pay myself first then the 60

  • @jpwabob8149
    @jpwabob8149 6 หลายเดือนก่อน

    I feel like I should work with a combo.

  • @humphreyodhiambo512
    @humphreyodhiambo512 ปีที่แล้ว +2

    where can i get the budget tempelate

    • @susan.wanjiku_
      @susan.wanjiku_  ปีที่แล้ว

      Here it is: thelegacyhub.co.ke/product/the-legacy-budget-tracking-template/

    • @humphreyodhiambo512
      @humphreyodhiambo512 ปีที่แล้ว

      Thank you.

    • @everlynegoro1237
      @everlynegoro1237 7 หลายเดือนก่อน

      Is all debt bad? Please talk about good debt if there's such a thing

  • @lonahakinyi4615
    @lonahakinyi4615 ปีที่แล้ว

    Hello Susan. How can one get the budget tracker once it's paid for ?

    • @susan.wanjiku_
      @susan.wanjiku_  ปีที่แล้ว

      It should be immediate. If you didn’t get it, please email the payment confirmation to: info@thelegacyhub.co.ke

    • @lonahakinyi4615
      @lonahakinyi4615 ปีที่แล้ว

      @@susan.wanjiku_ On it. Thanks

    • @lonahakinyi4615
      @lonahakinyi4615 ปีที่แล้ว

      Received my budget tracker! An eye opener indeed. I have never accounted for transaction charges , now I know better.

  • @derrickokoth6858
    @derrickokoth6858 ปีที่แล้ว

    How is this template is paid for?

  • @kimbis1487
    @kimbis1487 6 หลายเดือนก่อน

    Amazing,

  • @judynyakwama3307
    @judynyakwama3307 ปีที่แล้ว

    I have listened to almost all your videos and am still making same mistakes.. what's wrong with me.once money get into my account,it won't last 5 day's before it's finished.i have opened a Sacco account and am planning to put a standing order and see if it will help me.

    • @kap849
      @kap849 ปีที่แล้ว +1

      There is nothing wrong with you. Settings up automatic transfers on pay day to your savings/SACCO accounts is a step in the right direction. Remember you are not an expert, you are learning. Keep at it. It's been over 4 years since I started budgeting and I sometimes feel like I'm new to this, there's a lot of learning and unlearning to do.
      All the best!

  • @williamwatitwa3534
    @williamwatitwa3534 ปีที่แล้ว +4

    Looking forward to a review of the dhowcsd platform from cbk and how to best utilize it

  • @humphreyodhiambo512
    @humphreyodhiambo512 ปีที่แล้ว +2

    i think i need a bare bone budget until december.

    • @susan.wanjiku_
      @susan.wanjiku_  ปีที่แล้ว +2

      Go youuu! It is an amazing tool to use during your debt freedom journey. All the best! 💯

  • @joshualangat5472
    @joshualangat5472 ปีที่แล้ว

    Hi Susan. How can someone get in touch with you? I want you to come and share in our Men's fellowship.

    • @susan.wanjiku_
      @susan.wanjiku_  ปีที่แล้ว

      Hello, you can reach me on my email: info@thelegacyhub.co.ke

  • @eternallifeznow3840
    @eternallifeznow3840 ปีที่แล้ว

    Zero sum and pay your self first

  • @sarahmuzaki4656
    @sarahmuzaki4656 9 หลายเดือนก่อน

    The zero sum strategy clearly makes you slowly become an impulse purchaser!!!! Then you start increasing on the black tax!!!!!!

  • @NoFaceJourneys
    @NoFaceJourneys ปีที่แล้ว

    The traditional 50/30/20 is better

  • @sarahmuzaki4656
    @sarahmuzaki4656 9 หลายเดือนก่อน

    👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾🌹🌹🌹🌹🌹🌹🌹