8 WAYS TO CONQUER OVERSPENDING! OLD FASHIONED FRUGAL SLOW LIVING!
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- เผยแพร่เมื่อ 28 ส.ค. 2024
- Stop buying STUFF you don’t need! We are sharing our viewers main budget busters and what you can do instead to save money! Combat overspending and use that money for what you truly want and need! Wonderful solutions by our viewers as well as our own suggestions on how to live below your means and truly save money!
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I remember one year before I got married I decided to make everybody a homemade scarf.there were bits and pieces left over and I made one for myself with all the bits and pieces and it's the most beautiful scarf I've ever made and everybody just loved that gift and I got the yarn for next to nothing...it was absolutely awesome and I loved every minute...and I still have the scarf that I made out of the bits and piecesand every time I swear this certain coat I put thatscarf on and I always get a positive comment...it's really something when you can do something for someone else...I get so much joy from it that it's almost selfish
What a wonderful comment!
Such an encouraging video !! I've done pretty good , I had my daughters over for lunch and we did a jigsaw puzzle ! They loved it !! My grandaughter didnt have school one day due to weather , I made her a homemade happy meal with chicken nuggets and homemade french fries and apple slices ! She said it was the best Happy Meal she ever had in here LIFE !!! Made my day !
YES! Love this! Exactly what it is all about!
Thank you, Emmy, for reminding me of what I did with my yarn, when I was broke and wanted to give a gift to my mom. I loved to crochet and had many “scraps” of yarn. So, I crocheted a large granny square afghan, using the random balls of yarn. A couple of years later, I went to visit Mom, and she had that afghan on the back of her couch. She was very proud of it, and told me it was the most beautiful afghan she ever saw.
YES! Love this so much! Thanks for sharing!
Hi Debbie, what a thoughtful & remarkable daughter you are by your creation of such a special afghan for your mom, so lovely that it was proudly displayed on the back of her couch. But then having her sincerely tell you it was the most beautiful afghan she’d ever seen must have been something you’ll always remember. Although I’m guessing you didn’t realize it when writing your comment, it’s very telling of your overall character: that you’re genuine, as well as very resourceful, i.e., making such a special & beautiful afghan “using the random balls of yarn.” And even though you used “scraps” to crochet the gift for your mom, it was created by you, her daughter possessing a heart filled with love that poured into your work. Your gift was then received & treasured in that same spirit.
Thank you for your comment. It truly touched me.
I had a giggle when you mentioned just stay out of dollar stores, Walmart, thrift stores, tag sales…I don’t drive anymore and have to depend on my husband to take me to the store. He routinely asks me if I want to go to a store and I usually say no because there’s really nothing I need 🤷♀️. We do go grocery shopping for loss leaders and we go to Costco every couple months. That’s the extent of my shopping in stores.
Surprisingly, my last Costco visit was only 15 minutes from the time I entered the store and got back in the car 🤯🤯🤯🤯 and I only got the 4 specific items on my list 😍. My husband was stunned when I was back so fast… he had barely gotten a parking spot 😃
My goal now is to STAY OUT OF AMAZON🤭🤭🤭🤭🤭🤭
I think that is another great tip if you keep track of time and time yourself in a grocery shop and you know you have to get all the items on the list your eyes won't start wondering around and you spend less.
LOL! Great comment and so true! Each journey is so different!
I canceled my Amazon account. How freeing!!!
Another tip,if impulse shopping is a problem,try having everything delivered or do curbside pickup.
You still get whatever you need,but it cuts the temptation of overspending because you are not in the store
Great point!
My local library gives each of their patrons a weekly balance of $7 for printing and copying. So, free copying and printing, which is far cheaper than buying an ink cartridge for my printer. Weather permitting, I ride my bike, so I get exercise as well! As for sweet treats, a local restaurant chain bakes their own goodies, then discounts the day old treats. Again, weather permitting, I ride my bike to the restaurant and get a day old treat. My local thrift store is having a 50 cent sale. I went in yesterday with a list of things that I needed.
Nice! Mine allows a limit of 10 black and white and 4 color copies a day.
You are so lucky here we don't have this my printer cartridge lasting 20 pages cost me 40😢 when I can I use the internet shop but is 130 hour drive each way and it was an emergency doc .
That is amazing! What a great library perk!
Oh wow that is amazing.
I'm pregnant, expecting our second child in few weeks time so I am not able to walk a lot and it prevents me from spending anything. I am using this period of time to learn and upgrade all the knowledge about budgeting, saving etc. Greetings from Bosnia! ❤
💞🙏For you and your baby. Congratulations! 🇨🇦
Best wishes for your new baby and good luck with the budgeting ideas. Kind regards Angeline ❤️🇬🇧xx
Oh how wonderful! Congratulations!! Bosnia! So exciting!!
Good for you! Those last days of pregnancy are so special! Enjoy them all. You well always hold them dear in your heart ❤️
🇭🇷Svako dobro neka vas Bog blagoslovi, pozdrav iz Hrvatske.😊
One year I made our kids ( grown and married) envelope pillow covers for different seasons. Some with their little one’s handprints.
Oh what a brilliant idea!
I have not spent a single cent, no dollar tree, Using my pantry. saved about $400 since November for a summer weekend. You are so inspiring. Thank you and God Bless
or a new dryer,on No Tax weekend
in MA I have been dry racking our laundry for a few months now, and my electric bill went down $120
Cheryle, you sound like you are doing so well! YAY!
I haven’t done very well but…. I did use Christmas money to make my purchases. I still have £100 of my salary left and haven’t gone into my over draft which is a huge achievement for me. This is the first time in my life that I’ve tried to be responsible with money (I’m ashamed to admit this😢) so while I’ve made some purchases I have learnt a lot. Im going to keep the momentum going with “Frugal February” and build those frugal habits and skills. Thank you Emmy, Paul and Sweet Dixie for your wonderful advice and support 💐😘
Good job! Beginning to be responsible is a big deal. Keep going... you can do this!
Good for you!!!🎉 Sometimes it's one day at a time. I have a hard time not shopping. More food than I can eat. Not using food from my freezer. Eating out adds up too. Even the cheapest thing at the coffee shop is expensive.
Sillybeeful, don't ever be ashamed here! Total non-judgment zone!! We are so proud of you for taking that initial step! Good for you! Keep it up! We KNOW you can do it!
Good job , keep it up and you won’t be sorry ! Taking control of your finances is very freeing. Please check your library for fun stuff .
@@katherinewas4896 thank you for the encouragement Katherine… I recently changed jobs and now work as a cultural assistant in my local library. You are so right! Libraries are full of free and fantastic books and resources. They are also warm friendly and welcoming 💐🏴
January has been a good month. I don't like getting out when it's cold. Been eating from the freezer and the pantry. I love using throw pillow covers . I fold mine neatly in Ziploc bags and hang them with clip hangers in the closet. This way I can see all of them and grab whichever one I want easily. Takes up a lot less space than storing lots of pillows
Great idea about the throw pillow covers in Ziploc bags and then hanging them up for easy access. Thanks for sharing!
Brilliant idea to hang the covers! Thanks!
Auntie Emmy and Uncle Paul - this low spend January has been fanastic - my overall spending has been down and its wonderful. I was doing a fridge inventory while listening to this episode and I was planning on going to the grocery store for milk and other things. But when I saw how much fresh produce we had and other items i’ve decided to make a menu using what we have. The biggest lesson I’ve learned is check my home first before purchasing anything. We have plenty to get us through until next weekend and then I’ll stock up only on those loss leaders and other things we truly need. Going without doesn’t mean that we are lacking - it just means we’re being creative and stretching.
YAY! So proud of how well you are doing!! Love what you said at the end...being creative is key!
Great video thanks Emmy and Paul! I love the view from your library- just so special. Libraries are so important. Here in the UK cash strapped councils are always threatening to close them, but they are a lifeline for so many. Ours has free tea and coffee making facilities, a coat rack where people donate unwanted (clean) coats for those who might not be able to afford one. They have games areas where people can sit and do a bit of a puzzle or scrabble. They are a warm place for those struggling to heat their homes too. ❤
Yes, so true!! Well said!
Oh man I hope all the libraries can stay open in your area. Could the staff have a fund raiser or penny jars? Good luck.
Hi, fellow Brit here. So tired of our useless councils, exceeding their brief all over the place and neglecting the essentials.
I really loved your library visit. My community has too many people who've never even been to the library.
My budget buster was not waiting longer to buy things on my list of needs. I ended up doing two purchases online instead of one, which meant I spent extra on shipping. In the future, I will schedule online shopping for the end of the month.
About inventories: I dedicated a pantry shelf to food expiring in the next six months. It's the mainstay of menu planning.
Wonderful idea about the shelf!
That’s a really good idea!
I started a budget notebook and no spend/low spend at the start of the year. There are two fully stocked freezers here as well and the refrigerator and a full pantry with home canned food. I haven't been to the grocery store since before New Years and I am shocked with how much I have saved already- or should I say I am shocked at how much I did NOT save before! My mind is blown already. These kinds of things are exactly what we are doing. I only spend a little for what we need to supplement that is not stored- like dairy and produce, but being much mindful about what is bought so it can all actually get used and not wasted.
Last time I went to grocery store...Dec 14.....next trip isn't planned until Feb 27
YAY! Love that! You are so right...buying what we need in the way of produce so it's not going bad is essential!
For me, the biggest meal plan and hence budget buster, is forgetting to take meat out of the freezer in eniugh time for it to thaw. I leave 3 lines under each day of my meal plan grid/ chart. I write 1-ish word prep reminders on the day they are to take place. So, often 2 days before using a piece of meat I write it down in that day's column.
I also pre-prepare veggies so that ideally, I'm only cutting, chopping, dicing, shredding one item per day. If I'm dicing onions, I dice what is needed for the next few days; as needed, I cut full onions so I don't have partials in the fridge. The same with carrots, celery, and more.
Brilliant! That's the way to do it!
Hi Emmy! My husband got 2 healthy organic free range clean-killed deer this year and we asked for edibles from our adult kids as Christmas gifts. We’re set for months and we thank the good Lord who always provides.
Love that so much!
My no spend January is going well. I've had to buy milk and eggs and a bit of produce. Mainly I'm just using what I have in my pantry and freezer. I haven't used much gas as it has been cold so I haven't had the urge to leave the house! Ive been cleaning and organizing my house a bit at a time. I start each day with Heart Dive Bible study. I'm enjoying this time so much! Blessings.
Wonderful! Sounds like you are doing well!
It's true that slowing down before leaving the house is huge! Quite a few times we have rushed out the door and only mid way on our journey we realized we had left our snacks/coffees (even beach towels!) at home. Thank you for the recap on the budget busters, it's great to hear what other viewers are saying, as the comment section is so long, and I rarely get to the end! (Although I love to read all the comments).
I am pretty proud of how we are doing with our low spend, we've kept it to a minimum. I am ready for another month!
Thank you for all your encouragement and advice. Esther
True! Plus I make sure to turn lights off and adjust the thermostat while I'm gone.
Esther, yes I need to slow down at times too! Life gets busy and we follow along LOL!
When I'm going out for the day or a longer period of time, I make myself a check list to be sure I don't forget anything.
As a librarian I want to thank you for including libraries to your video. 🤓 I also want to add that many times, at least in Finland, libraries also offer free events, like book clubs, story times for kids, author visits, escape rooms, etc. I also want to mention that in Turku you can even loan a car.
Thanks for sharing!!
I'm a nurse. I work with a nurse practitioner who routinely has to drive 15 miles back home to get her phone and often forgets her lunch. I have a mental checklist I go through every morning so that doesn't happen. I keep emergency peanut butter, bread, and apples at the office just in case!
So smart, Teresa!
Yep, just stay out of the store as much as possible is exactly the strategy eye utilize😊
Couldn't agree more!
I recently laminated simple recipes I had printed out from a couple of recipe websites, and have put them in a notebook. That way, I can take the page out, and not get it all messy when preparing the recipe. The first one I plan to make is egg drop soup. I will freeze it in individual portions, in freezer bags.
Wonderful ideas!
My no spend went very well !! I did have a purchase that I hadn’t planned for to bring my little niece to Disney on ice but I feel that it is a memory and I know she will enjoy it so much.
YES! That is so wonderful!
I love decorating and would go over to friend's houses who requests it and shop their home and redo a room or 2 for them. It blessed both of us as I can use my creativity and not spend anything !
Doing great on no spend...gor 2 canning projects done today , dehydrating a pumpkin that was going soft and make cookies for hubby from a cKe mix that needed used up. Will be doing this in February also! It's been fun😊
Love the idea of shop with your friends home and help them redecorating in exchange.
Mary, great fun idea! Thanks!
I keep everything I usually take with me when I go out in my backpack,ready to go.
Smart!
The weather has helped to break the shopping “habit”. When I do run to the store for something and my attention gets diverted to the fun things, I think of your encouragement. You’ve been my Jiminey Cricket!
Love that analogy!! He is one of my favorites lol!
You can make pillow covers out of old tee shirt,or towels,or random bits of fabric
I will have to google or search on you tube for making pillow covers out of old tshirts. TYFS
I made a beautiful large pillow cover out of a tiger-print thrift store skirt. 🐅
Gosh, Emmy. What a terrific video. That library’s view and offerings are wonderful. My town actually has the oldest Carnegie library in California and it is on the National Register of Historic Places. I made your ribbon meatloaf with moose meat I had been gifted, mixed with ground beef I had in the freezer. Add mashed potatoes and broccoli (also already in the house) and it made for another fun at-home date. This might be the best no-spend January I’ve ever had. Happy Weekend to you and Paul!
I think it has been our favorite no spend too! Wonderful!
Great ideas, as always. I alway refill my water bottle when I leave the house and carry a snack bar in my purse.
So smart!
My no/low spend January has not been as successful as I had hoped but I am still pleased and want to continue keeping the concept going. Today I actually went into Hobby Lobby for 2 items and only managed to pick up one small fabric in addition. Paid for my purchases with a gift card from Christmas. So proud of myself! Love this video with so many ideas!
YAY!! Good for you!
You are doing well Hazel,.low spend for us has also been difficult for things we could just not plan in, so maybe next year I will move low spend to Feb and continue low spend till the summer when it is easier for our family. Great thing is we can tailor it everyone is different and everyday is a new start. ❤
January has been a great month for us - our food bill is about half of what is usually is because we've made a commitment to go to Aldi's for our groceries (which is about 15-20 min away). We spend SOOOO much less there, mainly because there are fewer items from which to choose. I find that I spend more money in big supermarkets because there's a lot more impulse buying. And we're certainly NOT starving lol. We've also spent $0 on anything that isn't essential. We actually have quite a bit of money left at the end of this month compared to what we usually have. Imagine that lol. We're going to try and carry this forward to February and beyond - it's become a bit of a contest to see how we can do! :)
Great thinking about Aldi! I may need to try that and avoid our "super stores" here with everything in them! Thankfully the Aldis is right by the others!
You're so right about the overabundance of choice in supermarkets. I love Aldi's--have one right on my route home from work!
Wonderful!! You have done so great!!
So blessed to see a new video! Your encouragement has helped me look in my home and use what I already have, instead of ordering from amazon.for some time,we do Walmart pickup,and stick to our small budget for my husband and I,if we go into stores,I find we almost always will overspend.your videos are such a blessing,your in the kitchen are my favorite,thank you for sharing your home and ❤
What a lovely comment! Thank you so much Carol!
Emmy and Paul, thank you so much for your efforts. I recently went through my deep freeze and found " treasures " treats that were hidden, I defrosted them and have not had to go to the store therefore no temptation spending. Happy valentine's and please give Dixie some love from her long distance admirer, her face is so sweet😊😊
Thank you so much! She is such a sweet girl!
Rather than buying BRAND NEW CLOTHES every season of your growing child's life... get 2nd hand clothes because there are trillions of things out there - even clothes nice enough for family photo shots. If you HAVE to have a brand spanking new outfit for portraits - then do it & turn around and sell them. Hand-me-downs to siblings / cousins / neighbors are such a blessing. And then do it for your own clothes.
Couldn't agree more!
Hello Sweet Friends! We have been happy and content with our no spend January❣️. My craft is crochet and I am shopping my stash 😊 for Valentine’s day projects. I did have a $5 Michael’s voucher that was about to expire and instead of going to the store I ordered online with in store pickup and it only cost me $1…I was so happy! We always leave the house with a beverage and snack…no drive through for us. I remember ants on a log 😂. Our electric oven coil burned out a few days ago and the appliance part pros website wanted $152 for the part…my husband looked it up on Amazon and it was $40…big savings! We’ve done this before with other parts as well and Amazon has always been cheaper. Same as you Emmy, I shop my home for decor ❤ and have been using my beloved favorites for years; changing things up a bit here and there, but I don’t need more cause I love what I already have. Thank you both for all you do for us and for always encouraging us, you are both so very appreciated and loved 🥰 Dixie too❣️ Be well and stay warm. Love and blessings from Southwest Florida 🌞🌴🌺
Donna, I bet it is absolutely lovely!
Inflation has totally robbed me of the ability to over spend. I am down to needs and never wants. I have always been frugal but used to have wiggle room for the occasional treat. Those days are just a good memory for me. I am saving every spare dime because everything keeps going up. Food, utilities, health insurance, health care costs, car insurance, home insurance….a plumber was needed this week and he charged me DOUBLE for the same junk parts I could have gotten at the hard ware store. How do I know? Because he replaced the junk I replaced myself from the hardware store. It’s all plastic JUNK. The upside is I own my own home and car…the negative is that a friend had a car accident NOT HER FAULT and it took 7 weeks to get parts and get it fixed. It’s really sobering what is happening to us all. For me, frugality used to be a choice. Now it’s a necessity and I never worked for 4O plus years for THAT.
We understand...Things have gone up so much!
I also use pillow covers which I change up with the seasons! I love throw pillows! ❤
Aren't they great!
My sister came to visit and knew I was doing a no/low spent. She had "mad money" from her stepmother and treated us to happy hour snacks & drinks the first night, her friend surprised us and bought breakfast the next morning and she lumped a few purchases I made with her haul at Trader Joe's so I made out like a bandit! I've been eating out of my pantry and made us a nice chicken marsala dinner (only the shallot came from Trader Joe's). She also has a better eye for fashion and helped me mix and match my clothes in ways I never thought of. So far this month, I've paid off one cc, almost (but may) paying off a second one and will continue into February. I've built momentum and am loving the results!
Just wonderful! Sounds like a lovely visit! You are doing great!
I did great the first half of the month, but this second half is proving to be more challenging. That said, I haven’t gone over budget! Thanks as always for your gentle encouragement
Not going over budget is a win for sure!
I totally agree with dividing big packages of meat by useable portions. It has made a huge difference in our budget because my 2 sons are at college and we were throwing out the excess food.
Yes, it helps so much!
Hello from Durban South Africa
South Africa! Thanks so much for being here! How wonderful!
January has proved challenging...lots of family birthdays and parent's anniversary. With some financial planning and creativity I've managed!!! I will also be carrying this over into February and see how well I can do.
YAY! You did great! We are with you for a low spend February!
Great video! I have had one shopping trip pickup from Walmart for $122. for the month. Of course being hospitalized for 7 days and then having the entire house come down with covid afterwards helped.
I hope you are feeling much better now.
Nancy, hoping you and the family are all on the mend and feeling better!
Great tips, Emmy! I always buy family packs of meat when on sale and repackage for meals for myself. Haven't spent a penny on food yet in Jan and don't plan on grocery shopping until Feb. No unnecessary purchases either. I did have a new sump pump installed, but that is necessary. A plumber friend installed it for free, and I paid cash for the pump. A very successful no spend January indeed! Have a good weekend! Hi to Paul & lovins' for Miss Dixie!
Chris!! Always great to "see" you! WOW! No food shopping! You are doing great!! We got this lol! Hugs!
I was doing pretty well with the no spend low spend until my car started making noises and is now in the shop. I feel like any progress we made will be lost. So frustrating. One step forward two back😔. It was eye opening after tracking our spending for the month. So much of our money goes to utilities and food. Planning on continuing next month.
I had the same issue last year - I'd saved £100 by selling small items and clothes then - poof 😮 - my phone died and a replacement cost me £120. It was initially disappointing but then I realized, great, I have the money, that's so helpful. Being mindful about spending and saving money is always positive and will stand us in good stead.
I can really feel for you. However, think of what a spot you would be in if you had not been so wise in your basic budget. We will hope that Frbruary will be better for you.
That’s rough we had the same in December 😢 silver lining at least you have some money available due to doing so well at low spend so that’s a win
It may seem like you're back to square one, but you are much better off having cut back on spending earlier in the month than you would have been if you had not had a low spend/no spend month. We just had to have a new alternator put on our van and that set us back almost $500, but we are thankful we had it to take care of the car expense. Hang in there and don't get discouraged. I'm glad you're planning on next month.
Same thing happened to me. But the one step forward enabled me to take two steps back and not three or four. I am still ahead of where I would have been if I had not done a no spend January. Onward to February! Lol
My library in my town has few books but the Library 10 miles from me is the biggest ever! I love my local library.
Aren't they wonderful!
Hi from England
Well, hello from New York! Thanks for being here!
Great video! Excellent ways to combat these budget busters! I will be using everyone of these. I’m going to use new eyes to look at decor and craft goodies! Just love this community. Thank you Emmy and Paul for bringing us all together
Awesome! Thank you!
Decided I need to do I no spend February instead because my brother and dad came down this month to Florida to visit. It was a fabulous time, but did go over budget. So trying to get back on track.
Sounds wonderful! Family visits are such blessing!
Wonderful ideas! Glad everyone shares and that you’ve created such a great platform here. Time to head to the library 📚no spend is pretty good. Slipped a couple of times. Last night I picked up dinner on the way home yesterday. When I checked my blood sugar dropped pretty low. Lesson learned. Even if out for a short run keep snacks with me.
Glad you are okay! Please stay well!
Your little snack that you packed was like a miniature charcuterie board! Fun!
Yes, lol!
Thanks to your encouragement all I spent was on bills and groceries. I'm going to continue the journey throughout the year. It's a great way to live like!!! I'm loving it thanks so much for everything you do. Y'all are so sweet and warm and generous with your time and ideas. Love ya
Such a kind comment! Thank you!
I'm doing great for the no spend challenge. At the beginning I thought I was saving for a "bucket list" trip to Scotland, but then my youngest told me they are taking me. Then I learned I needed a new mattress, so I was able to use that money for a nice mattress that's really been helping my hip pain.
I cleaned out a lot of random food in the freezers..... we had some pretty creative meals.
I still have more freezer items I'd like to use up in preparation for the upcoming gardens, so I'm continuing the challenge through February. 😀
I believe it was a great idea for you to actually show clips of your library .... such an underused resource!
Blessings, Joanne in SW MO
YAY! So wonderful you had a great January!!
Our way of saving money is our left over rule. That is thatn there is no new dinner is made until the left overs are used up. No wasted food and money is saved.
🎉 20:12
Very Smart!
I love shopping in my cabinet and freezer. I had to go to the grocery store today for a few items. I'm doing so good on my no spend January 🤗
YAY! That's wonderful!
Very encouraging video! This is all on par. The no spend has been hard when it comes to buying things on liquidation to put away for future use or gifting. I live this frugal all year round. However, when there is a sale on something that is normally priced much higher, it has to be purchased so I don’t overspend later on. It happens with essentials, but occasionally in craft supplies. The thrift store must be avoided because you always buy something when you go. Best not to go in. I look forward to February just for the thrift store!
Your library is fantastic! The snack box is genius if you are out all day and cannot eat out while shopping. We often starve until we get home tired, unwilling to cook. Instead, snacking between stores can help with energy and to buy less in grocery stores. NEVER GO GROCERY SHOPPING on an empty stomach. I agree that dollar store and Walmart are detrimental to budget busting. As are Michaels and all craft supply stores. My trick, is to add everything I need in my cart ONLINE. Then walk away. I guarantee when u go back to the cart you will delete 3/4 of everything out of there. And your shopping appetite subsides. Works for me. Its like fake gambling, for gambling addicts on no real bet games. I PRE SHOP. Then it just gets deleted. Its strange but it works everytime.
Love that idea! Pre-Shop!! I would think it would work very well! Thanks for sharing!
@@FrugalMoneySaverIt does! I have been doing it since 2000s with ebay, then Etsy, now mostly Amazon, Walmart and Michaels. I may not have gotten through hard times not doing it. It helps a lot. Its a trial run shopping you can say, or “Pre-Shopping”. The need subsides when you see how unrealistic your carts get. You dwindle down to core essentials or emptying your cart completely in the days after.
OMG Score! In was meeting friends and brought along an afghan I was working on, to one of them that would appreciate the new pattern I learned. As I was showing her, another friend said do you sew? My response was that , sewing in on my bucket list. She offered me her sewing machine!
WooHoo! Love when things like this happen!
Another great video! I love the nail polish at Dollar Tree. I treat myself to a pedicure with a beautiful tropical color and every time I look down at my toes it makes me smile! 😁
So fun! I love my toes painted too LOL!!
Thank you for the encouraging video, You two are a blast of sunshine in our NW winter-- you're keeping us going!
So kind, thank you!
🤔Well, my no spend January has gone okay.
I’ve had a few unwelcome financial surprises…that were fully covered by emergency funds. But still a bummer. I’m thankful I was prepared.
I’m pumped for last 5 days😊
Yes! Things do come up...that's life! Sounds like you are doing well though!
It is very encouraging and helpful !!❤ Thank y'all so very
We're doing better than we thought 😊
YAY! Love to hear that!
I realized I never looked at the pictures on the walls. I swapped the same pictures around and started enjoying them again.
Yes, great way to change things up!
I would be hanging out at that beautiful library a lot!
Have been enjoying being cozy at home watching library dvd movies and reading books. Just watched “ Pillow Talk “ with Doris Day and Rock Hudson. Amazing how society has changed in so many ways and adore seeing the glamorous outfits and cool cars or roadsters as they called them. Brings up a great way to discuss about norms today vs 50years ago when the movie is over- like a Book Club discussion after all reading the same book. Fun way to spend an evening with family or friends.
OH MY GOSH!! One of our favorite movies! We love the old Doris Day movies so much!
It is awesome you can explain and clarify to everyone what FRUGAL and purposeful spending means......👍👍😀
Glad you think so! Thanks!
Thanks for reminding meI had some old, divided plastic containers for on the road lunches. I dug them out and used them!
YAY, so glad the video was helpful!
We use cabella meat bags because they are strong, hold 1.5 pounds in the 1 pound bag. 100 for $9.99 is ten cents a bag. No freezer burn. We use larger too. Great for anything boneless and sliced, diced, chopped, or ground.
Thanks for sharing!
I love Bartering without any money exchanging hands. I'm meeting friends tomorrow and my Granny always said "Never go to anyones house empty handed". This afternoon I'm making them all a wee tin each with quotes typed on one of my vintage typewriters. I love making gifts from my stash for my friends and family. I love my Library too. It's so important to keep them open. Thanks again to you both. I'm aiming for a low-spend February ❤.
Love that wonderful gift idea!
January was a great month save lots of money and got debt paid down. Going to keep it going into February. Thank you for your encouragement 😊
Wonderful! We are right there with you!
Thanks Emmy and Paul please continue your videos they are awesome. 🎉🎉
Thank you! Will do!
Very much enjoyed watching this Emmy & Paul. Thanks for sharing all those great ideas. Hope you both have a wonderful week and may God bless you. ❤
You as well, Yvonne!
Wow! Beautiful view at your library ❤ No spend Jan- no fast food at all this month.
YAY!! Wonderful!
I made a picture from a dollar tree frame and used a beautiful card with birds and a Bible verse. ……I love it! And I thought of you while making it , thanks for the inspiration. We will be making Salisbury steak sometime soon❤ Jeannie and Paul
That is awesome! I bet it is lovely!
I like the idea of bringing a snack pack and beverage with you!
It helps so much!
I ❤ You too, thanks so much for your Videos dear Emy and Paul . Sending Blessings, May God bless you!!!
Thank you, you too!
My no spend January has not turned out as planned but I am happy with paying off my mortgage and I couldn't help my car battery dying. The guys at the shop couldnt figure out why I needed a new battery with only 8500 miles on my car . I told them it was a 2020 model and they bust out laughing. I want that car to last...
YES!! Paying off that mortgage is amazing and commendable!
I love my seasonal pillow covers. 😊
Me too!
Your comment on using what you have/shopping your home for house decor made me think about how I’ve been wanting to buy a bird bath for my backyard for some time now, and was shopping online for bird baths yesterday. I didn’t realize how expensive these are or that many look like the dishes that go under a planter. I remembered that I had a huge planter dish (that goes under the planter to hold excess water) in my garage. I am going to clean it and set it out with some water and see if my local birds like it. If they don’t, then, I will save up money to buy a used birdbath.
Wonderful idea!
I'm going to ask our librarian about the free offerings the next time I'm there to see if they're available in my city.
Yes, definitely do that!
Thank you. Lots of good tips. 😃
Thanks, Rhonda!
I feel like you were talking directly to me Emmy when you said go in to the dollar tree, get your treat, and GET OUT!!! I commented before that I work next door to the dollar tree 🌳 I go in for a snack or treat or a drink, and it's all downhill from there!!! 😅
LOL! We all know that feeling!
Those tips are good guidelines to follow…😉
I love to send cards for birthdays, get well and sympathy for those who have lost a loved one. The price of cards at the grocery store or card shop are ridiculous! I ONLY buy cards at Dollar Tree. They have some that are 2 for $1.25, and then others are $1.25 each. Either way, you save a ton of money. That’s my usual reason for going there. Now if I could just stay away from the other aisles…….🧐🧐🤣🤣🤣
❤-Brenda
Brenda, lol! Cards are such wonderful blessings to people!
I wish I had taken snacks w/ me on my trip to town for errands today. I saw someone say you could save several hundred dollars if you saved $13?. Per day. I thought there’s no way I could save that much. Well started keeping up w/ daily spending. Man, never realized I spent so much per week! Journaling your daily spending is a Real 👁 opener😳The Dollar Tree had a breakfast cookie? That was cranberry crisp- 5- packs of 2 crisp each- very good for $1.25 would have been 3.50-$4.00 at the grocery!
Yes, when we started tracking the money that left our hands it's really sobering LOL!
We are doing a low spend Feb also. I love pillow covers as I love to decorate every holiday. We could do better with packing the food as just yesterday I told hubby while we were out that when I'm hungry fast food is so tempting..we usually get salads but don't want to spend extra money.
Sounds great to pack a little something then!
Great share. That’s a great library. We’re actually in a new growing area in Orlando and don’t have a library yet. It’s quite a drive for us to get to one. We’re hearing rumors that one is being built in the next year or so.
Oh we love Orlando!! Hope they build one for you!
Great advice….havent gone into any stores since December….just food shopping 😊❤️
Us too!!
I find keeping my pantry inventory by subject easier to refer to. Meat & fish - canned, freeze dried, dried and frozen, Vegetables - canned and frozen, baking supplies (flour, sugar, yeast, baking powder, soda etc.), condiments/spices, fruit - canned, frozen, freeze dried, dried, refrigerated cheese, milk, yogurt etc., miscellaneous such as pudding mixes, jello, nuts, peanut butter. It makes finding the item you're searching for faster. Also, never forget to mark the item used off the inventory and to add the item to your shopping list as soon as you use it. BTW I add the item to my shopping list when opened not when the container is empty.
Great idea! Thanks!
I watch all of your videos but don't always comment. Just want to say that I love when your faces are in the thumbnail because I recognize that it is your video immediately. Sometimes, when it is just words, I miss your videos until I search for them. Really appreciate you two and your great ideas and nevver want to miss you!!
Thanks for letting us know that! Very helpful!
Thank you Emmy and always Paul too
Mary, thanks for being here!
Thanks Emmy and Paul.
You are so welcome!
Great tips! My birthday was this month and my sister picked up a couple of jigsaw puzzles for me at a thrift store. She knows how I love to spend winter evenings (it also keeps my hands busy so I'm not snacking, lol). I LOVE them. One tip I took years ago - and it paid off - was to buy home decor that could be used for more than one holiday. I have a red tablecloth, red throw pillows and red candles that make an appearance for several holidays. I have kept old Valentine's Day cards that I thought were especially beautiful and they are put on display this time of year - along with some garland I made using heart cutouts that I attached to ribbon years ago. Thanks for showing us your Valentine's Day decor - it looks very festive!
Love the idea of the multiple use decorations!
Great thought to reuse the valentine cards..thanks will do this.
These are great tips Emmy, thanks for sharing 👍 😊
You're so welcome Bex!
Going to use the snack pack idea. Thank you!
So glad it was helpful!
Thanks for the video. Where do you get the throw pillow zippered covers? Love that idea!
Unfortunately, Amazon has thousands 😮 to choose from. If you’re doing a no spend January you may want to wait before you start browsing.😉You will surely find some you like! ☺️
Amazon, but only on an Amazon special deal and not in a no spend January LOL!
Fantastic video! I am doing better at using up what I have in my craft room - discovering I have some pretty cool stuff! Have a good week end and I gotta tell you your library is pretty awesome. We have a brand new library and I'm not impressed with it.
Yes, we are blessed with a great library!
Thank you Emmy and Paul once again for another helpful video, God bless you both!
You as well, Linda! Thank you!
Hello there, such a great video again!❤Doing fairly well myself. There was some needed expenses in January, like the vaccination for my animal friend, but nothing unplanned and nothing that busted the budget, yippieh! My January started very busy from the start, at work we were short staffed and the reminder of slowing down before leaving the house can't come often enough! That was actually the best tip for me today. I grab at least a bottle of water before leaving the house but some hot tea and cookies or such are much better! Getting back to that now and will continue, promise. It is so nice that we can encourage each other here!
We couldn't agree more! Encouragement is essential for any success!
Our downtown Foodland closed earlier this week. The stock was gradually marked down and the store was almost completely empty when the time came. The new store opened Thursday. For people like me who don't drive, it's quite a walk. And right across the highway from No Frills. My girlfriend offered to take me shopping so we checked out the new store....beautiful more food to choose from than I have seen in years. And we went to the No Frills as well.
I spent money that I wouldn't have this month buying food 50% off. Now to use it up!
What a deal! 50% off!
Lots of good ideas here. I have gotten off on my freezer inventory and plan to remedy that. I also think one thing people need to do to limit spending is to remove any financial payment info from all online accounts. It takes more time to input that info each time and allows more time to consider if a purchase is a need or a want. This also guards against fraud.
That's a great idea!
Next month is going to be my no spend month.
Wonderful! We will be in low spend!