The BILT Mastercard is the Most Valuable Card I own! Learn Why!
ฝัง
- เผยแพร่เมื่อ 19 มิ.ย. 2024
- Stop missing out on the BILT Mastercard benefits: cards.bumacompany.com/bilt
Consider supporting the channel by using the card links on my website: cards.bumacompany.com
Website: bumacompany.com
Travel Channel: @RichardDebs
Video Chapters:
00:00 Intro
01:26 Video overview
02:14 BILT Status breakdown
03:26 Myth #1: BILT Status Valid Until?
03:58 Myth #2: Opportunity Cost
04:27 BILT Platinum Status benefits
05:36 Strategy 1: Rent
06:57 Regular non-rent multipliers and the rent day multiplier boost
07:14 BILT Dining
09:02 BILT 4X Catch-all card
09:24 BILT Milestone Rewards
10:08 New airline partner: Alaska Airlines
10:57 Summary
#credit #creditcard #bilt #biltrewards @biltrewards
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If you already own the BILT card or thinking of owning the card, I've just come up with a way for you to automatically get 1 more BILT transaction each month. Join this channel for .99 cents a month and use your BILT card to make the automatic monthly payments. I've just made your life simpler so supporting this channel just makes sense right? 😂😂
Watch me on Ben Hedges' channel: th-cam.com/video/vTNftR9yaKM/w-d-xo.htmlsi=ZeQKcyvYV7U5ry4s. But you must promise to come back and help give my little channel some visibility. We're all about points stacking and getting tons of value out of credit cards.
Thank you so much for such valuable information!
Bruh… I LITERALLY can’t handle how dope you are!
I’m brand new in the game and learning SO MUCH from YOU. Praise all day!
This channel has been around for 12 months and just got to 1,800 subscribers. I often wonder if I'll be able to make a dent in this crowded space. However, whenever I get a comment like yours, it says to me, just keep pushing because there are folks who are getting value.
Thanks for the support and be sure to share videos to help grown the channel.
I pay rent in NYC. Platinum status achieved in less than 1 year
It's going to be much harder to earn Platinum status this year for next year because of the updates.
Platinum status is now achieved by either spending $50k in non-rent spend OR earning 200K points in the calendar year. Earning points from rent is limited to 100K points per year so you will still need a good amount of non-rent spend to achieve platinum status.
I have this card & I love it. The rent day bonuses go crazy, same with Bilt Dining bonuses! This strategy is great for some but not all. Regardless, still love this card
The strategy still works regardless. If you don't live in a BILT Dining city, Silver status will still transfer out at 12X.
First, let me say that I love the content and delivery. Being able to get the deeper analysis on the BILT product is uber valuable in being able to truly unlock this card.
That being said, the rocket fuel behind this card (BILT Ding) is slowly getting diluted. I'm in the Dallas area, and I've watched several restaurants I enjoy decay from 10x to 8x down to 2 and 3x. It's really unfortunate that BILT is doing this.
Not to mention, I recently had 1 BILT Dining restaurant simply not report my transaction to BILT at all. I was able to claim the points, but it took a lot of emails and about 10days.
I love the program, but i wish we could get some stability within it. Keep up the awesome work 👊
Hi Chatan - I'm pleased that you're enjoying the content.
It is called the credit card game just for this exact reason. We hack, extract as much value as we can then we move on to the next one and there is always a next one 😂. I'm committed to finding the next one over and over because I love to travel. You can expect me to share whenever
I find a crack in the system 😂
Oh, don't sleep on the 4X catch-all hack while it's still a thing.
@@RSquared-travel-rewards - well stated - gotta play the game to win
Waoo, this is the video i was looking for. I have the Bilt Card (Silver) Im working on my 90k SUB Gold Card and Iwas thinking to put my rent (at least for one month on this card) but now I can use the Gold through Bilt Dining still earning points-status and working in my SUB. Getting the Bilt card was one of the best decisions in my Credit Journey. Thanks
As long as you're disciplined, nothing to worry about. You definitely don't want to miss that 90K SUB.
Be sure to watch these 2 videos to get the most out of BILT:
- th-cam.com/video/KODRkX5NBQI/w-d-xo.html
- th-cam.com/video/ximUX5bl7lE/w-d-xo.html
The 4X catch-all is great because it is a steady. The dining one is what you have to pounce on because the dining multipliers are more vulnerable to change.
@@RSquared-travel-rewards I already saw them, and I'm taking notes. So powerful videos. Thanks again for the content.
ben sent me, i always thought Bile was overrated, I am now stonghly considering it... subbed.
Welcome and thanks for the sub 🙏🙏. We're all about having fun on this channel and getting tons of value from credit cards.
BILT is amazing so don't take too long to pull the trigger.
I’m not into traveling, I just like your beard!
🤣🤣🤣🤣
I like how you can link cards and get Bilt points.
I just love the BILT card. One of my favorites!
My Bilt card destroys my Amex Gold card. I can go to any restaurant and use the Bilt card to get baseline 3x on dining, upwards of 12x with stacking (2x rent day, 2x transfer bonus). I can use it with confidence knowing Mastercard is accepted almost everywhere. Meanwhile, Amex Gold touts its 4x dining multiplier, but I've only had around a 50% acceptance rate at restaurants in my area. Most of the affordable family owned restaurants cannot stomach Amex's high transaction fees.
I'm in big cities when in the U.S. so I have 100% acceptance rate for the Gold card. However, BILT is officially my dining card because of the elevated transfer bonuses. It would be insane not to use this card for dining. However, whenever I'm not running my 3 Citi Custom Cash cards for supermarket spend, I use my Gold card so the Gold card continues to hold value for me.
@@RSquared-travel-rewards I'm actually surprised how often the Gold card is rejected in SF, LA, and NYC. So many family-owned restaurants that take credit cards do not accept Amex, and they proudly display it on their window.
Please provide the link for the Credit Shifu Ben Hedges video. I subscribe to both of you and have not been able to find it.
It's coming very, very soon. Be on the lookout.
Can you provide the link for when you were on with creditshifu?
Stay tuned. As soon as he launches it, I'll be sure to remind you to watch it and to double subscribe to my channel 😂
Do you have any suggestions for how to use the BILT card with a P2? For example, should we both have our own or should I have them as an AU?
Assuming that you reside with your P2, I'm in favor of you being an AU to help accelerate your pace to an elite status.
Having status with Bilt is what matters, along with having all of your points sitting under that elite status.
Unfortunately there is only one restaurant that gives 10x in my area... I guess theyll be seeing me on the first every month now hahaha
That's how to play the game. Extract as much value as you can get and keep on doing it until something better comes along 😂
I have read something about Bilt having a routing and account # so that it can be used like a checking account. Did I misunderstand that?
You are correct. For those use cases where you need to pay rent and the landlord allow you to link your checking account, BILT provides a routing and account num but it shows up on your card as a credit card spend where you're earn your rent points. The card is just awesome!!
Hi, does closing a $0 AF on 1st yr on AMEX Delta Gold Business in the 2nd yr land me on AMEX popup jail? given that I only get the SUB and not pay the $150 AF on the 2nd yr? and in the future when I apply either for the Delta Platinum business or Delta Reserve Business, will AMEX not approve me? thanks
My experience with Amex is that it is all about monthly spend. If you spend enough with them, my experience is that they really don't care what you do. However, I'm a fan of acquiring the card that you want before cancelling an existing card. It is also my experience that pop-up jail on the personal side is independent of the business side. 3 months ago, I was seeking a 2nd Hilton Aspire which resulted in pop-up jail then I went on to open 2 biz card with them that same week and was eligible to receive biz card bonuses but was still in pop-up jail for the Aspire.
So I recommend that you get your new card before cancelling if possible. If you're not putting much spend on either personal or biz then don't be surprised if pop-up jail result. However, it quickly goes away once you increase your spend.
@@RSquared-travel-rewardsthanks!
Love the Bilt card. Just need a clarification, if I'm aiming for Bilt Gold status, which requires, $25k of spend in a year, if I spend $2100 every rent day, that would be enough to earn Gold status? Just want to make sure I'm not missing on anything before I commit to this big spend. Thanks!
Hi there. Be sure to rewatch the video carefully. The $25K is for non-rent spend if you're seeking BILT Gold status. The following video identifies a good strategy for amassing non rent spend: th-cam.com/video/KODRkX5NBQI/w-d-xo.htmlsi=Ptv-hFbwl5UfSrqo
I just re-read your message, you didn't say rent spend, you said rent day. Sorry about that. So yes, as long as your $2,100 spend is non-rent spend, you're on your way to GOLD.
I'm doing the same thing and will be paying for my villa on the coast of Kenya on rent day to get 2X and continue on my trek to retain my BILT gold status.
@@RSquared-travel-rewards yes, that's what I meant, regular spend on rent day. I don't have bilt dining restaurants close by, so only choice is to do regular spend, at least will get 2x instead of 1x during rent day. I'm Platinum at the moment, but I don't think I'll make the requirement. Gold though is doable with $2.1k spend per month.
@@epeben1 Keep in mind that you only have 8 months to go because it is driven by calendar year. If you already have 4 months of 2,100 non-rent spend on the card, then you're good to go.
Hi, question on Bilt's linked card feature. If I link, say a chase card I'm working a sign up bonus for, and I spend $6k on that Chase card, do I earn Bilt points for that? Is it only for dining or any spend?
Hey there. You will only earn BILT points from any linked cards if the purchase is associated with BILT Dining, BILT travel through the portal, Lyft and BILT Fitness.
I'm currently chasing an Amex Marriott Biz SUB so I've linked it to my BILT wallet and have used it a few times at BILT Dining restaurants and earn points on the Marriott side and the BILT side.
@@RSquared-travel-rewards oh ok, so Bilt Dining is the best bet. As long as the other card is linked to Bilt, and I use the other card for Bilt Dining, Bilt will know that I used the card and award the points?
@@epeben1 You are correct - and to be clear, a BILT Dining restaurant and not just any restaurant.
@@RSquared-travel-rewards thank you, saw your video and will go for Gold as well
@@RSquared-travel-rewardssoooo for example I have a new freedom card gettingb4.5% at dining and gold at 4% both cards are linked… which one gets chosen ? Just the highest one? And to finalize I would pay with my bilt card !! I’m also trying to get my resturant friends in nyc on bilt network and the 5 places on bilt dining alresdy near me have no idea what bilt is and I’m the only person to ever ask about it
My credit score is 667 on Bank of America, and 706 on credit karma. Do you think I will get approved for this card ?
I wouldn't be able to tell you that because it is your entire credit profile that's considered. How long have you had credit cards? What was the last card you received and when . Feel free to hit me up in the chat section of my website bumacompany.com for more privacy.
Heyy i found your non Kenya channel 😁
Welcome. I hope that you've subscribed 😂😂. In which part of the world are you located?
@@RSquared-travel-rewards subbed now! I'm from America and want to be like you! 😃
@@user-gd7mr5bx1l hahaha, I'm flattered.
Dining only works if you live where there are restaurants. I do have BILT for rent. But all this strategy doesn't work for all.
I question why anyone lives in a non-BILT Dining city. Just sayin.... 😊. However if you don't live in a BILT Dining city, you can still participate in the 4X catch-all strategy. If you use the card for rent-day dining, you're still looking at 12X when you transfer out. In my book, that still wins.
Can you have a people pretend to pay rent to each other? Will they report it in 1099, rent as earning?
I can't speak to nor endorse stuff that would likely get your account closed.
how do we click on your video popups
I'm not sure if I added links in the videos for everything. I'll be sure to add links to videos in the description. They are likely on the end screen or you can look for the videos on my channel because they have the same thumbnail image.
I went dining and the restaurant was 3x Bilt but I didn’t get the 6x like was supposed to be. Do I need to do something?
May I ask what restaurant you went to and in which city? Did you use your BILT card to pay? Do you have the BILT app? I went to a 10X restaurant in Boston on Sunday and sure enough there are 2 transactions on my BILT account, 1 for 3X associated with the BILT card and 1 for 10X because it is a BILT dining restaurant.
@@RSquared-travel-rewards yes - I live in NYC. The restaurant was BILT 3x restaurant and I used my Bilt card. I was supposed get 6x and I got just 3x
@@jakelinecastanheira5767 You should see 2 transactions on your statement, 3X for the restaurant first and then 3X from the BILT card once it's posted. If you don't see both a few days after the transaction then you ought to call BILT.
The place in NYC call
Pao de queijo
@@jakelinecastanheira5767 Again, as long as you have the BILT app and your card is added it should work. Otherwise call bilt to get credit.
If BILT offers mortgage payments I’ll be a customer. Until then I can’t justify it.
It's easy to justify a $0 AF card that at blue status, which everyone gets, offers a 75% boost when transferring points out to partners.
So if you own you home AND you don't live in a BILT Dining city, the card still works.
You're better off putting large ticket items like education, taxes, insurance etc on the BILT card on the 1st of the month because that will quickly elevate you to Silver status ($10K). All of your non-category catch-all spend @ 2X would then turn into 4X when you transfer out.
No other card will all you to get 4X on non-category spend.
Am I close to convincing you yet 😂😂😂😂
@@RSquared-travel-rewards it’s definitely intriguing. My wife and I want to travel a lot so it may be a good card to add. We live outside NYC so there are ways to use the BILT dining rewards.
We are going to Paris next month and staying at a Hilton so I wanted to add the Aspire to get Diamond Status and the other perks that come with it, but the AF is tough to pay right now.
I see BILT has no foreign transaction fees so it may be an option to add for our trip. But I was planning on putting spend on JetBlue Plus card to work towards their status.
Thoughts?
Point Stacking!!!
I swear that I had just finished editing my video and you released yours. I'm tired of you beating me to the punch 😂
@@RSquared-travel-rewards it's all love Richard! We gotta collab soon! Let's find something
@@CallMeLani You're so late Lani, I already know the format and the approach we're going to take. Let's both think about the what. I have some pressing deadlines with the stuff that actually pays the bills but a big yes to getting this going soon.
You should use some of your rewards torwards a better mic. 😂
Joking, sort of. Good content, but your echoey reverb is kinda distracting.
🤣🤣🤣🤣You've made my day. I use my iPhone for 99% of my videos lol. Do watch some of my latest videos and tell me if you hear a difference.
@@RSquared-travel-rewards Will do!