How to Make $100 per Month with UOB ONE + UOB EVOL!
ฝัง
- เผยแพร่เมื่อ 12 มี.ค. 2023
- Before you flame me, lol. I understand not everyone earns that high but the point of this video is to direct you towards taking advantage of the combination of UOB One Savings Account and UOB EVOL if you're already keeping a huge sum in a regular savings account and you are already spending $600 a month. Why not get some money $$ back in return.
💳 UOB EVOL - tinyurl.com/dzuobevolcc
With interest rates on a high right now, keeping all our emergency funds with the banks in a savings account doesn't sound all that bad. For all of you who have or is building your emergency fund, just by keeping it in UOB One AND optimising your spending with the UOB EVOL Credit Card for 6.67% Cashback, you could be receiving $100 / Month!
If you enjoyed this video, give it a like, it'll really help with supporting this channel! Constructive feedback is always welcome!! 🙂
------------------------------------------------
My Digital Downloads
🛒 My Annual Personal Finance Budgeting Spreadsheet - ko-fi.com/s/e45fe60c1b
🛒 My Net Worth Tracker - ko-fi.com/s/d99366e5b5
🛒 Emergency Funds PDF Guide (Free) - ko-fi.com/s/878c3211cb
Investment Platforms I Use
🎋 Moomoo - j.moomoo.com/00x8FW
🎋 Syfe Trade - www.syfe.com/invite/demi
🎋 Webull - a.webull.com.sg/i/DemiZhuang
🎋 StashAway - www.stashaway.sg/ref/demizhuang
My Credit Card Combination
💳 HSBC Revolution - tinyurl.com/dzhsbcrevo
💳 Standard Chartered Smart - tinyurl.com/dzscsmart
💳 HSBC Advance - tinyurl.com/HSBCAdvSS
💳 Citi Rewards - tinyurl.com/dzcitirewards
💳 UOB Ladys - tinyurl.com/uobladysom
💳 UOB EVOL - tinyurl.com/dzuobevolcc
Other Credit Cards I’d Recommend
💳 UOB One - tinyurl.com/dzuobonecc
💳 Citi Cashback+ (1.6%) - tinyurl.com/dzciticashbackplus
💳 Citi Cashback ($800min spend) - tinyurl.com/dzciticashback
💳 CIMB Visa Signature - tinyurl.com/dzcimbvisasignature
💳 CIMB World Mastercard - tinyurl.com/dzcimbworldmaster...
Multi Currency Cards for Travel (ranked to 'best rates')
🌟 REVOLUT ➡️ revolut.com/referral/?referra...
🌟 WISE ➡️ Fee free transfer / conversion on first S$900 - tinyurl.com/demiwise
🌟 YOUTRIP ➡️ Receive $5 on first top up - tinyurl.com/dzyoutrip01
🌟 Trust Bank ➡️ Receive $35 NTUC Voucher - Referral Code: 69F3T6UM
🌟 INSTAREM ➡️ tinyurl.com/demiinstarem - Referral code: KplHNh
CONNECT WITH ME:
► 📫 Email - demi.zhuangg@gmail.com
► 💛 Support - ko-fi.com/demizhuang
► 👋🏼 Instagram : @demiizhuangg
------------------------------------------------
Disclaimer
Hey guys, I just wanted to mention that with all the videos I've posted to-date it should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡
------------------------------------------------
#personalfinance #creditcard #savingsaccount #interestrates - แนวปฏิบัติและการใช้ชีวิต
One or uni account better? I have uni but not one though and which credit card is better
when you say utilities, does it includes SP Group electricity & water bill and Singtel mobile monthly bill? Thank you
hi, does Grab rides or express is considered as an eligible transaction for EVOL?
hi Demi, glad to see this guide. For those Utilities/Insurance/Petrol expenses that UOB EVOL doesnt qualify for cashback, what other card do you use to get benefits from paying those expenses? (if any)
hello, in this case maybe uob one might be better! have to run the numbers between uob evol + a card for those txn vs uob one alone!
Hi! do you have insights to which credit score grade will then banks approve credit card application? Mine is currently HH ... only gotten my first sc smart cc 3 months back. Needed one more for usual spending
Does recurring telecom bill example StarHub payment count as online ?
Hi I like your guide! may i check with you UOB Evol vs UOB one cc which one is better?
This video covers your question - th-cam.com/video/ozi9-2BGgiw/w-d-xo.html
Hi Demi, do you know if paying via shopback counts as online spending for evol card?
Yes it does!
Hi Demi, looking forward to your video on full suite of uob one saving account, debit card and credit card. Is it out yet?😊
Hello! ahh sorry! I will do it by Sept! 😂 actually thought people weren't interested in it.
Haha~ no worries. :) thank you for sharing ❤
Great video!
May I kindly understand; assuming I already met $250 online/$250 contactless, remaining $100 - can I spend/use it on ANY transactions even under the exception list (I'm ok with not getting the 0.3% or any rebate) > does it still contribute/count towards the minimum spend of $600?
ETC: Last $100 I paid for insurance premium - does it counts as total $600?
Nope it has to be qualifying spend.
@@DemiZhuang Also does top-up of Shopee Wallet counts towards qualifying spend?
www.uob.com.sg/assets/pdfs/uob-evol-terms-and-conditions.pdf
Hey Demi. Just wondering if you know the UOB EVOL is go by statement month or calendar month ? As my uob one account resets every start of the first day of the month. But for evol the settlement date is on 12. So technically it feels like I could only spend my evol card after 12 and hit 600. Afterwards 1 to 11. Use other alternative for maximising. Haha. Dunno if you get my question
Hahahaha a bit lost but what works would be for you to call in and ask them to align your credit card to the calendar days! That will make things easier.
@@DemiZhuang yeah. I try to call in and see if is possible. Haha as I didn’t had issue with uob one card previously.
Is telco bill payment considered as online transaction? If not can still earn 0.25%?
Yes you can
Can recurring payments like sp services, starhub and singtel qualify for 500min spend ?
www.uob.com.sg/assets/pdfs/one_card_full_tnc.pdf
Does investing on syfe/moomoo etc count as online transaction for evol?
No
Demi how's the UOB EVOl card works? my spending maily paid via Apple watch , the card card will be show after 3 month? My monthly spending is around SGD1200 include transpotation currently compare between UOB one and UOB Evol card.
you can watch this - th-cam.com/video/IZ1zHJ90lFM/w-d-xo.html
Hi Demi, can i check if i add evol card to me and my family google pay and use it together on MRT, will both of our trip be counted as contactless payment? Thank you.
Yep it should.
@@DemiZhuang thanks Demi for the reply. Enjoy yourself at Korea
If I spend $300 online and $300 mobile contactless, will that qualify for the 6.67% cash back?
yup as long as you hit the $600 min spend, you'll get the cashback. Just make sure $250 on online, $250 on mobile and the rest is whatever as long as it doesnt hit the exclusions in T&C.
@@DemiZhuang great that really helps me in deciding to go for the EVOL card , I think I have what I need now thanks demi have a good one✌️
is buying capita evoucher considered online on evol ? i just got a shock i didnt hit the min $600 and also my uob one account min $500 cc spend due to buying captita evoucher 😢
Oh noo.. Hmm im not too sure. Do check w uob cs. Remember for the savings acc $500 spending, spending is within calendar days ya!