Wow, this video is betul-betul membantu, especially for those yang nak cari savings account yang offer high interest rate. Saya suka betul cara you explain pasal the OCBC 360 account. Your breakdown on how the interest is calculated based on different components, macam deposit bonus, pay bonus, and spend bonus, sangat clear dan straight to the point. Also, saya appreciate the tips on how to achieve the max interest rate dengan hanya deposit dan spend 500 Ringgit each month, it's quite achievable for most people. Also, menarik juga to learn pasal the different categories of savings accounts and how each has its own perks and conditions. Your comparison really helps to highlight the benefits of each, making it senang for viewers to make an informed decision. Definitely a well-researched and informative video! Keep up the great work!
Thanks for the videos. hope you continue to provide us malaysian financial guidance. Really appreciate it and happy early chinese new year wishes to you and your family.
from what I see, the ONLY benefit of saving in these savings accounts mentioned in the video is 'Protected by PIDM' else, I don't see why I need so much hassle just to earn a meager sub-3% interest rate p.a. whereas money market funds easily surpass >3.5% p.a.
Great Video! Thanks for the info really help me with my choices. Wanted to ask if having any of these banks as salary account consider as depositing money in these accounts as mentioned above? Or do i need to physically deposit every month?
hi ziet, thanks for the great video! i wanna ask since these high yield savings account require you to do some actions to be entitled to the rate, would it be easier to just put it in GX bank instead?
RHB old rate have been revise with spend and pay both increase 0.25 to 0.75 with made the components become bank balance 0.05 save 1.80 spend 0.75 pay 0.75 invest 1.00. RHB website still showing old rate. Need to seek on more information page to review the new update rate.
hi ziet, i was wondering if you could explain on how can we know how much do we need to invest so that the cost of investing doesnt eat in into the money we invested
Hi Ziet. Great video. Just wondering, how many bank account do you manage personally? How much is too much or too little for an average malaysian? It would be great to have your enlightment on this.
Hi Kise, im not very sure about that coz i never transferred stocks from Webull before. If you ask me - maybe download the annual statement will do, as its probably just to prove your account ownership. Do check with IB support just to be sure yea
@@rawrr3396 you mean this one! www.rhbgroup.com/smart/index.html?GGR&GGR&Smart&gad=1&gclid=Cj0KCQjwhL6pBhDjARIsAGx8D5_enLCKkqWNvo5yNsmNtzyQ3jlNe7I55REzm-gUiG32KnOWXODEUl8aAsntEALw_wcB
![10 pelaburan yang sesuai di Malaysia [Investment] Nak labur di mana?](/img/n.gif)
Wow, this video is betul-betul membantu, especially for those yang nak cari savings account yang offer high interest rate. Saya suka betul cara you explain pasal the OCBC 360 account. Your breakdown on how the interest is calculated based on different components, macam deposit bonus, pay bonus, and spend bonus, sangat clear dan straight to the point. Also, saya appreciate the tips on how to achieve the max interest rate dengan hanya deposit dan spend 500 Ringgit each month, it's quite achievable for most people. Also, menarik juga to learn pasal the different categories of savings accounts and how each has its own perks and conditions. Your comparison really helps to highlight the benefits of each, making it senang for viewers to make an informed decision. Definitely a well-researched and informative video! Keep up the great work!
Glad you like it bro 😘
Thanks for the videos. hope you continue to provide us malaysian financial guidance. Really appreciate it and happy early chinese new year wishes to you and your family.
Thank you! May this new year bring prosperity, happiness, and health to you and your family as well. Stay tuned for more content in 2024! 🧧🧧
Berapa persen untung belian wang...adakah untung setiap transaksi...bulanan..atau 6.5% tahunan...govment tax..tak fahamlaaa..
from what I see, the ONLY benefit of saving in these savings accounts mentioned in the video is 'Protected by PIDM'
else, I don't see why I need so much hassle just to earn a meager sub-3% interest rate p.a. whereas money market funds easily surpass >3.5% p.a.
Good presentation.Clear and precise.
Thank you! Glad you liked it 🥰
Great Video! Thanks for the info really help me with my choices. Wanted to ask if having any of these banks as salary account consider as depositing money in these accounts as mentioned above? Or do i need to physically deposit every month?
hi ziet, thanks for the great video! i wanna ask since these high yield savings account require you to do some actions to be entitled to the rate, would it be easier to just put it in GX bank instead?
RHB old rate have been revise with spend and pay both increase 0.25 to 0.75 with made the components become bank balance 0.05 save 1.80 spend 0.75 pay 0.75 invest 1.00. RHB website still showing old rate. Need to seek on more information page to review the new update rate.
Thank you for the note!
Mbsb cash rich account for me! Just need to have a balance of rm50 and 1.85% profit rate! Love it 😍
Maybe can consider do a FD for Malaysia bank and ensure the FD does have "PIDM"
On it! Thank you for your suggestion 😊
hi ziet, i was wondering if you could explain on how can we know how much do we need to invest so that the cost of investing doesnt eat in into the money we invested
Hi Jie Yi, do you mean how much we should DCA monthly? Usually I try to keep my brokerage fee somewhere
Sir, can you review uob saving account because there are few account saving in uob saving account
Thank you for sharing this kind of knowledge,It's really help. You got my thumb ups and a new subcriber here.
Awwww thank you so much!!
No! Thank you~ you for such an amazing video. And I thank you more because of this. Peace from Borneo buddy 😁
with the ringgit being weak and interest not high, long term ringgit is weakening against USD QQ
Im making a video to share more about ways to get our hands on USD!
thanks for ur knowledge
You’re most welcome!😇
Hi Ziet..the UOB One account seem to be giving good returns. Is it correct the 100k deposit will yield 6% returns ?
Gotta check the latest T&Cs! Usually involves fulfilling certain actions every month☺️
Hi ziet, for savings under 20k would you recommend any of the savings accounts mentioned or robo-advisors (tng Goinvest, stashaway etc)?
Hi Chern Hao, if you mean money market funds - yes! I think they are great for that purpose
great work Ziet. thanks
glad you liked it joseph!
GX bank already 3% without doing anything.
@@strongestapesno worries, you can take it anytime
Hi Ziet. Great video. Just wondering, how many bank account do you manage personally? How much is too much or too little for an average malaysian? It would be great to have your enlightment on this.
hello ziet want to ask regarding if i transfer my stock from webull to IB how long of statement i need to download?3 month is enough?
Hi Kise, im not very sure about that coz i never transferred stocks from Webull before. If you ask me - maybe download the annual statement will do, as its probably just to prove your account ownership. Do check with IB support just to be sure yea
That works for expats living in Malaysia too????
what about GX bank???
When this video was made, GX Bank was not launched yet.
what about kenanga savings ? is it not good for just savings ?
It is not a PIDM insured bank account.
@@PassionPno really need to find a pidm insured bank only ? Just need a good saving bank with good interest
rhb is 3.35
Whoops! must have been a typo during my research, thank you for the correction!
@@ZietInvestshi any ideas which MY banks provide monthly FD interest credited into your account besides UOB? Thanks
May i know the same for maybank and cimb? In the website it only shows base interest rate.
got this kind of money go into bond simply also 5.5 per cent percent. these banks think too much
but not everyone knows how to get their hands on bonds :( its intentionally made hard for everyone unfortunately
Which platform bro?.
What's the brokerage rate IBKR vs m global vs moo moo ?
IBKR: starting from 0.35 usd/trade
m global: starting from 3 usd/trade
moomoo: starting from 0.99 usd/trade
@@ZietInvests thanks
one gx kautim all the banks here
Monthly change SGD better … wait for local banks ??? 😂
That is also an idea 🤣 Mind sharing how do you change it? Cash/ multicurrency account/ WISE/ overseas account or some other way?
@@ZietInvests cash
Any referral signup benefits for RIZE?
I don’t have one🥺 maybe next time?
APY/365=Daily Interest
💯
Just hope they don't go bust like USA's banks 😅
That one is....hard to say liao :P Got PIDM insurance up to 250k lor
What's your pick?🤭
There is aanother RHB smart account which give 3.35% interest rate
I'm using RHB and Rize.
@@rawrr3396 you mean this one! www.rhbgroup.com/smart/index.html?GGR&GGR&Smart&gad=1&gclid=Cj0KCQjwhL6pBhDjARIsAGx8D5_enLCKkqWNvo5yNsmNtzyQ3jlNe7I55REzm-gUiG32KnOWXODEUl8aAsntEALw_wcB
@@bappe5028 what's the rate you're getting with RHB's? (did you do the investment products one too?)
me too@@bappe5028