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Was wondering with an income of 8-9k/monthly, how aggressively should i be putting into my index fund ETFs? Im 33 with a family and child ❤

Lovely! Stay blessed :)

understood previously you are subscribed to money market funds in moomoo / webull. does those comes under the savings or investment bucket?

What was the platform name?

Hey Demi! wanna ask for your view on mutual funds eg allianz income and growth that gives 6-8% pa. monthly dividend ?

After trying many brokers, I finally chose uSMART. The inflow and outflow of funds are smooth, with no commission and low rates, which perfectly fits my investment habits.

In comparison, the account opening process for uSMART SG SGis simple, with online application and quick review. Moreover, the app's interface is simple and clean, making it easy to navigate at a glance.

Got some extra cash sitting around? uSMART SG is running a USD interest reward promo! Guaranteed returns for 3 months, up to 6% annual returns, and you can withdraw whenever. Plus, you can even use a third of your frozen funds to buy stocks! I've joined, anyone else in?

I only started investing and was surprised why i haven't done it sooner. I guess lack of understanding and fear.

Keeping idle funds is such a waste! You can join uSMART SG's interest reward program. Other cash management options offer floating returns, usually up to 5.2% annually. uSMART SG, on the other hand, guarantees returns for three months with a maximum annualized return of 6%. Plus, you can withdraw anytime, so no worries about needing the money. uSMART SG is regulated by the Monetary Authority of Singapore, so it's safe and reliable.

i can’t sign with syfe, if in the US?

I also started last year but I dont own only the sp500, I own 3 individual stocks which some gave me 40%ROI as today and also the world msci and some nasdaq. I had a 18% 12 month return wich is fantastic. This year was a good year to start since it was a rebound year. I wouldnt be too much focused on the returns in only 12 months unless you hold individual stocks. this aint gonne be nopthing the moment you get to a 10 20 year mark and you see crazy negative waves aand your account losing almost 6 digits. thats the hardest, its staying cold hearted and not mistakes thatll cost you years of saving.

Does your husband know about your spending habits?

Its always easier when u are single....😊

Chance upon your video and really informative! Im really new to this creditcard scene so bear with my questions hahaha. Does Shopee and Lazada purchase counted into Online Shopping? If yes, is there any cap to my purchase? E.g if i buy something which is $1.5k from Lazada, would i get $37.50 (2.5%)cashback by using HSBC revol to checkout?👋 Thanks in advance Demi!

How do you make so much from Adsense when your videos only get 5k average views? (Not trying to insult you, I know you have many videos over 15k too) I just assume Adsense pays so little unless you get 50k-100k views on average

Recently, UOB has lowered its interest rates. You might want to try out uSMART SG's new USD interest promotion. It offers a guaranteed return for three months with a maximum annual yield of 6%. You can also withdraw at any time, so I don't have to worry about not being able to access the funds when needed. uSMART SG is regulated by the Monetary Authority of Singapore (MAS), making it safe and reliable.

I'm totally in love with uSMART SG SG. It really delivers on zero commission, low fees, and a low deposit threshold, which suits a newbie investor like me perfectly.

love your vids and thanks for sharing your journey! Interested on your take on crypto though, I know a lot of people got burnt in 2021 and have stayed away from it since but this current crypto cycle we are seeing much more promising worldwide adoption in the form of bitcoin ETFs. A lot of the largest financial institutions also own crypto. Personally I think crypto is the future of money and it's nice to have at least a little exposure to that.

Love the transparency and being open❤, hope can be like you one day!🙃

Just to highlight to your viewers that should you intent to get a flat in near future, you will need 12 month of salary statement, and also certain employment has got 'haircuts' 😊

Thank you for sharing! I am quite late to the game on investing. Any tips for those we are not even 100k net worth of investments at age 45 years old?

Actually the funds in money market funds can also be treated as "emergency funds"

please share all your free documents etc thanks

Good job

Thank you so much for the wonderful contents. I currently have hospitalisation, PA, and life [late CI] insurances. should I get a term insurance for TPD, DE, and Early CI before I start investing? always have the thoughts where I need to protect myself before investing. Appreciate it if you could advise :)

But govt keep asking people get married early and give birth lei. Even if got double the amount is enough meh? Considering prices of house, preschools etc And not even including cost of vehicle which many parents swear is a must have.

34 ,continued double mortgage payments, little under 5 years left. maxing out Roth 401k this year and I contribute to my brokerage acc about 1k every month. net worth millionaire by 40 is the goal , only debt is my home , I drive a 21 year old truck lol. net worth today is just over 400k , (brokerage acc, roth 401k, cash savings ,physical gold, home equity) enjoy your videos even tho I'm a American lol

I appreciate your content. Thanks Demi!

Best sg finance youtuber out there 🔥

Congrats on your growth!!!

Would you consider buying into Unit Trust? Some have pretty decent monthly dividend payouts too.

Am abt 20 years your senior and I love watching and learning from your videos. Am using your videos to teach others especially youths. Keep it up.

What advise do you have for a uni student with bank loan to pay? I'm conflicted between wanting to invest more or saving up now to repay my student loan in the next 4 years :(

Commendable achievement. A lot of it is beta driven courtesy of positive market cycles, but hey that’s the upside of index investing isn’t it

That is pretty fast!

congratulations with what you have achieved at such a young age. thanks for being so open with you finances.

Love your candid sharing, all the best for your financial goals!! 😄👍🏼

What video editing software and camera are you using? When did you start picking up?

Hi, I have just achieved liquid 100k at the age of 26 this year (excluding cpf). Im a ITE dropout. im currently earning a below average salary income. I travelled overseas more than a few times a year. All I did was to stay invested and invested heavily. Anything is possible guys😃✌️

Huat big big sia

Impressive!

Great achievement! 👍

Jia You!

Commendable