Best Card for UOB 5% Interest | UOB One vs EVOL vs Lady’s

Sponsor: 🐂 Webull Singapore hmsg.link/sgwebull
UOB EVOL hmsg.link/uobevol
UOB Lady hmsg.link/uoblady
UOB ONE hmsg.link/uobonevisa
📙 Advanced Credit Card Mastery Course: hmsg.link/accm
☕️ Support me at Ko-Fi: hmsg.link/shop
🔭 Telegram Group: t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG / honeymoneysg
🎵 TikTok / honeymoneysg
📧 Email (Business only): [e-mail]
🕸️ My Website: hmsg.link/website
INVESTING
📈 Interactive Brokers: hmsg.link/ibkr
🐮 Moomoo SG hmsg.link/sgmoomoo
🐯 Tiger Brokers SG Code HONEYMONEY: hmsg.link/sgtiger
🐬 uSMART Code nn8gx7 hmsg.link/sgusmart
📝 POEMS Cash Plus: hmsg.link/poems
💵 ProsperUs Code: HONEYMONEYSG hmsg.link/prosperus
📗 Seeking Alpha Premium Offer hmsg.link/seekingalpha
📈 IBSG Sign-up hmsg.link/ibsg
CREDIT CARDS & PAYMENT APPS
💳 Credit Cards Affiliate Links (Singsaver gifts) t.me/sgpromocode
🔎 Google Pay lp0l598 hmsg.link/googlepay
💴 Instarem Amaze Code: NhkWBH hmsg.link/amaze
🚌 Revolut SG hmsg.link/revolut
☯️ YouTrip hmsg.link/youtrip
🙏 Trust Bank Code: HUQPC614 www.trustbank.sg
🅱️ BigPay referral KJN6MN5GS0 at bigpay.link/referrals
🚩 Wise hmsg.link/wise
✈️ Kris+ App Code: C647172 hmsg.link/krisplus
🛍 Shopback $5 Code: caQmJa hmsg.link/shopback
🧾 DBS Paylah! $5 with code CHRHAF684
😻 Favepay hmsg.link/fave
💰 iPayMy hmsg.link/ipaymy
💳 CardUp Code WAIKITC879 app.cardup.co/users/sign_up
♾️ Max Card hmsg.link/heymax
LIFESTYLE
🏬 Lendlease Plus $5 referral code NsHQKY hmsg.link/lendlease
🎮 Sony PS5 hmsg.link/ps5
🛍 Lazada hmsg.link/lazada
🛍 Qoo10 hmsg.link/Qoo10
🛍 Aliexpress hmsg.link/aliexp
⭐️ CapitaStar App $5 hmsg.link/capitastar
🛒 NTUC Union hmsg.link/ntucunion
🐼 FoodPanda hmsg.link/foodpanda
📞 ZYM 4G $10 Plan hmsg.link/zym4g
📞 ZYM 5G $19.90 Plan hmsg.link/zym5g
FINANCIAL
☣️ Syfe Code: HONEYMONEY @ hmsg.link/syfe
🤖 Endowus hmsg.link/endowus
💸 Stashaway hmsg.link/stashaway
💰 UOBAM Invest hmsg.link/uobam
🇲🇶 FSMOne by iFast Code: P0352323
🍫 Chocolate Finance hmsg.link/chocolate
BUSINESS
💼 Osome Services hmsg.link/osome
🦅 AMEX Highflyer Card hmsg.link/highflyer
☯️ YouBiz $50 Code: zi94mVNK @ hmsg.link/youbiz
TRAVEL
📳 Airalo Code CHRIS7822 hmsg.link/airalo
✈️ Klook hmsg.link/klook
✈️ Airasia App hmsg.link/airasiaapp
✈️ MSIG Travel Insurance hmsg.link/msigtravel
✈️ Allianz Travel Insurance hmsg.link/allianztravel
✈️ Starr Travel Insurance hmsg.link/starrtravel
✈️ TIQ by Etiqa Code R56612 hmsg.link/tiq
🏨 i-Prefer Hotels hmsg.link/iprefer
PROFESSIONAL SERVICES:
🤝 DareToFinance Fin Planning hmsg.link/daretofinance
🏠 Book a call with Ohmyhome hmsg.link/ohmyhome
Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.
_________________________________________________
UOB One account: Spend $500 + $1600 salary credit for 5% p.a. interest
Earlier this year I did a video to compare UOB One vs UOB EVOL, which one is better card to meet this criteriaExcluded Lady’s previously because men were not eligible to apply
Time for an updated because UOB Lady’s is added to the game
You probably expect the answer like it depends on your situation.
While that is true, I will also provide my preferred choice so you can also think from my perspective, then make your own decision.
Ideal vs Reality situation
1. UOB One
2. UOB EVOL
3. UOB Lady’s
Overall
- For ACB maximisers, choose ONE
- For specific category spending more than $500 monthly, choose Lady’s
- For generalists, choose EVOL (me)
#Sponsoredby #Webull

[@HoneyMoneySG]

Sponsor: 🐂 Webull Singapore hmsg.link/sgwebull
UOB EVOL hmsg.link/uobevol
UOB Lady hmsg.link/uoblady
UOB ONE hmsg.link/uobonevisa
📙 Advanced Credit Card Mastery Course: hmsg.link/accm
☕ Support me at Ko-Fi: hmsg.link/shop
🔭 Telegram Group: t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg
🎵 TikTok www.tiktok.com/@honeymoneysg
📧 Email (Business only): [e-mail]
🕸 My Website: hmsg.link/website
INVESTING
📈 Interactive Brokers: hmsg.link/ibkr
🐮 Moomoo SG hmsg.link/sgmoomoo
🐯 Tiger Brokers SG Code HONEYMONEY: hmsg.link/sgtiger
🐬 uSMART Code nn8gx7 hmsg.link/sgusmart
📝 POEMS Cash Plus: hmsg.link/poems
💵 ProsperUs Code: HONEYMONEYSG hmsg.link/prosperus
📗 Seeking Alpha Premium Offer hmsg.link/seekingalpha
📈 IBSG Sign-up hmsg.link/ibsg

[@mrvedejo]

Thanks for reaffirming the decision to stay with UOB EVOL! Great video

[@areemjee]

Great insights as usual.
I'm rather new to credit cards, but I started out with UOB One, then swapped to EVOL for everyday spend (which was typically about $500), and used the UOB One card for other big ticket purchases like hotels, flights, concerts, or gifts with the aim of hitting $500 every month. Recently got the UOB Lady's just for wedding expenditure.

[@joeyjoestar720]

Hi Chris, may i know for the UOB one card to keep track of spending is base on the card applied or statement due?

[@lalajdhfbdj]

Another thing to note about miles card is there is always rounding down involved. While cash back card often just adds all your cents up for the entire month. However cash back card often also have minimum spend, and let's face it no one will spend just nice minimum spend to the dollar. While miles card often have a only have maximum spend, easier to spend within that amount.

[@wzc8886]

Hey Chris, does UOB Evol support paywave contactless spending?

[@0tosome]

Does tapping the physical card consider under mobile contactless payment ?

[@weiltanaka3449]

EVOL still the GOAT card of 2023! Glad I came on board as well

[@MrJimboyrollon]

EVOL ftw!

[@floraho1366]

So Evol or one or absolute in 2023?

[@jamessmurf2929]

the uob miles cards are just not worth it ah