Tesla Insurance Will Be The CHEAPEST - Here is Why
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- เผยแพร่เมื่อ 12 ม.ค. 2022
- Tesla has been offering insurance for several years now but as of right now it is only available in 3 states: California, Texas and Illinois. They are going to roll out the insurance to more states soon and it should be cheaper than most other companies. I also give you the option of using Cover insurance to see if they can get you a better rate.
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I tried that app cover and the price that it came back it’s higher than what I’m paying right now through Costco insurance. I am new with the Tesla insurance and it is $100 even per month but with my safety score next month it’ll drop down to either 60 or $64 depending if I’m at 99 or 100% this is definitely a win for me with the Tesla insurance even though I may have to curtail some of my driving habits but that’s OK it’s worth the savings I will keep my other car under Costco insurance in Tesla does not ensure other brand vehicles at this time
Good call with Costco insurance. Good info!
I also tried Cover insurance app and it was a lot more expensive than I thought. Ultimately ended up with Tesla, too.
Today I called and canceled tesla insurance. Had it for a month and my safety score was at 99 but every time I was at or about to get back to 100 I got dinged. During this month I got 2 hard breaking due to green light turning yellow and was not gonna run the red light and possibly get into a wreck. Tesla seems to want you to run the light vs stop. On both occasions I was driving 5 miles under the speed limit. The other ding I got during this month was for a car in front of me about 10 car lengths and the collision warning went off, wtf. I already was driving defensively and even more once I got the tesla insurance. This last ding cause me to have to drive 700+ miles to get back to 100 score which let me to cancel policy. This is infuriating and I am starting to not enjoy driving the car and focusing on not getting dinged vs driving the car. When I called to cancel they asked why and I explained this. He understood and said a couple of the parameters are still being worked on. Costco auto ins may be a little more but I can go back to relax and enjoy driving the car.
When I first got my tesla three December 28, 2020, the cheapest quote for insurance was through Tesla insurance.
In September believe it or not my wife and another Tesla were in a parking lot and they backed into each other.
Basically it’s a 50-50 at fault. And let’s get into trying to get the car fixed. I have sent Tesla everything they wanted. I have received no communication in the last three weeks. My adjuster won’t answer his phone I’ve had to make three complaints to his manager then he would answer his phone. Tells me all the things he was going to do for me, but he did nothing.
The other car insurance company I use for the rest of the cars has decided to drop their rates on Tesla. They wanted around $200 a month in 2020 all they want now is $89 a month. Full coverage 100/300 $500 deductible.
I have already started the new coverage. I was waiting to get my car in the shop and then I was going to cancel Tesla. But that didn’t happen I didn’t want to slow down the process more by canceling my insurance before I get into the shop.
I don’t care anymore I’m canceling Tesla insurance don’t buy it absolutely zero service when you have a problem.
I switch form Tesla to Costco insurance. I added more coverage, and still $50 cheaper than Tesla. Per month.
Bro! I use Tesla Insurance. They don't ding you for speeding at all. As long as you speed safely, you're fine lol.
Good to know! Thank you
Can I do 155mph they wont care?
Cornering will though
@@woojukim116 buddy 😂😂
@mychickenisburning10 It would be silly doing cornering at 155 🙃
Looking a little under the weather there at the beginning. Either that or about to Hulk out, thanks for the overview!
dude almost made me spit my water out “if you follow Elizabeth Warren on Twitter” 😂
I think Tesla and their “insurance branch” makes sense. They already know that their cars are safer than most cars and better at avoiding accidents in the first place. Also with the car’s 8 cameras, there will be a record of which driver is at fault. Which means that in most cases, the other drivers insurance will have to pay for the claims involved. From their perspective, it’s not really that much of a gamble when the data is so obvious. Plus, if and when FSD is considered safer than the typical human driver, Tesla can offer huge discounts to Tesla drivers that primarily use FSD. Maybe even package FSD with their car insurance. I know that FSD seems like it’s a decade away from reality, but I think in the next three to five years, it’ll be accepted and normalized in the industry.
My Safety Score is 98, and I still enjoy the performance of my Model S LR, with the exception of hard braking, for which you get dinged! I can still accelerate aggressively, in fact I’ve named my car “Scoot!” In CA, Tesla Insurance came in at half the price of my former provider!
When you say you can aceelerste aggressively without being penalized, are you saying you can go over the speed limit?
@@rkgsd No, I mean that lane changes are safer because I can scoot into a lane at a speed another car in that lane can’t match. I don’t condone lane switching as a practice, but only when appropriate.
hahaha oh my, starred at that thumbnail for a bit on the homepage -- didn't realize it was your video lol
Hahahah good
Informative video. Thx.
You are funny. I tried saying the same thing and I couldn't say it either. I laughed so hard my wife had to ask me from another room if I was ok. I had to explain. You are a funny guy.
I must say. The island boy shout out at the end made me like the video. Lol 😆
Where do you see your score? I can’t find it in the car or the app.
Everyone always throws out the monthly cost of insurance but never the details behind it (deductible, non-insured motorist coverage, medical, etc.). It's all nonsense until the details are shown. I have to have higher coverage because of my home and umbrella policy. Some people don't have those needs ...
With your new Rivian please do an updated insurance coverage comparison review. Is COVER still the best option? 🤞
In general just go to an insurance broker for the best rate. That is what cover is
since I live in Illinois & have just placed an order for a Model Y I will check out Tesla insurance. I have state farm so I probably will be able to save a few bucks…thanks
I downloaded and tried Cover. It only saved $2 per month. This isn’t a reflection of Cover, just that apparently our current auto insurance is competitively priced. We do review our auto insurance yearly and change companies when the savings is with it. I am looking forward to Tesla insurance when they offer it in FL.
Good to know and I think Florida is one of the next states to get it
Insurance has so many variables in it that there is really no way to compare and contrast other than in quality of service and the occasional special coverage in the policy language, such as glass replacement, pet insurance, special deductibles, etc
agree
Only concern I would have is that maybe with Tesla insurance if your Tesla got totaled they would offer way less than market value because Tesla knows what the cars are worth more than other insurance companies would tend to overpay customers for a Tesla claim. Sometimes close to a new car price.
I have full coverage through State Farm with a $500 deductible 2021 model 3 sr+ and paying $131 a month.
Cant believe how much insurance costs in USA makes a change for something to be cheaper in the UK I'm paying circa £360 per year for my M3 LR....
Yea the US sucks, it’s run by a bunch of greedy boomers.
What does cover do with my personal information? Does it sell my information?
Dude you are hysterical! Luv u! (Insurance Brand) 🤣
My insurance was over $700 with Geico then went to progressive and they are offering me about $440 a month. Definitely will try Tesla insurance if it comes to NY
$440 per month! OMG! That's scary!
$220 with Liberty Mutual. I wonder what kind of driving record you have.
in spain i pay 700 euros, for a full cover insurance a year for my 175bp mercedes van
Re investing in Tesla shares. Margin is critical. Their Quarterly Gross Profit Margin has grown QOQ since Q4 2020. Now at 27.35%. FSD software is almost fully paid for the hardware is already in place so success with FSD will create improved GPM. This margin opportunity is very important vs other car manufacturers. Considering entry position to support my model y order. With insurance they have best view of all of risk but should consider aligning with other insurance companies for home and other car insurance
Cover then sells your data to all the insurance companies so they can send you ads and resale your data.
but the tesla insurance score doesn't even grade you on speed
I have America Family Connect through Costco too and I just changed to them because my daughter had an at fault accident last year and they were considerably cheaper than Progressive. . Well Teslas insurance is stupid cheap compared to what we are paying now but I am skeptical because my daughter has a Ford and I dont know how their claims process is for a Ford. Whats also painful is I have paid my premium for 6 months and AFC wants an additional $400 something for 6 months for the Tesla and this is a little painful. Tesla imsurance is way cheaper even though its monthly I dont want to pay through the nose if I dont have too. Good move? I may try this cover app too just to see where they come in.
These insurance quotes are complex, mainly due to my zip code 90024; I'm grateful I saw your video first and checked Tesla insurance and found this note - *Insurance using real-time driving behavior is not available in California. I have been with Geico for 17 years, and this will be my first time changing insurance companies. Thanks for the video!
I have had Tesla Insurance for the past 2 months and a 95 driving score. Haven’t been able to get it higher. I am guessing this is due to aggressive turning. Mine is in the red for that category. I noticed the Forward Collision Warnings take the biggest hit to your driving score, as my score got down to 86 for like a week.
Good to know. Overall pretty happy with it?
@@Gjeebs Yeah, overall pretty happy with it. With the 95 score, I’m paying 60 dollars a month. I had progressive before and was paying double with worse coverage. The only thing I miss is not having a 0 dollar deductible for windshields on progressive.
Guest appearance by Shrek in the opening. haha
I have Tesla insurance.. my last windshield claim/replacement was a nightmare... The claim adjuster was so unprofessional and lost with the claim process. I'm going to switch soon
Similar situation here. I’ve had very bad luck cracking two windshields in SoCal. I don’t remember what the first one cost but I just had it replaced again this week and paid the 1k deductible. Maybe you’re wondering how the windshield could possibly cost more than 1K. $1700 is what Tesla charged me to replace the frigging windshield. That is so out of line I can’t believe it myself. Anyway, getting back to the insurance claim, it’s always a headache dealing with an adjuster. As I recall, tesla themselves are not the underwriter. There is another company involved that actually handles the claims.
Not just windsheild. $500 for 1 tire replacement 🙄
Hey Island boy, Is Jamie working every shift to take up the slack for Covid? If she were there I'm sure she would tell you that your shirt was wrinkled😂 Always funny to watch. thank you
If you want to be a speed demon and put that pedal to the metal then Tesla insurance isn't for you. But if you want to be a safe driver or if you are a safe driver then I think it's a good option.
I think since it may be coming to Arizona it would be good to get with someone in your area that's using it for a few months and then see how it compares to your coverage. You may find that it's cheaper. Especially since the formula traditional insurance companies tend to not be all that accurate.
I am going to try it for sure
Subscribed just because I like your style. Oh, and I guess the content is ok too.
Thank you!
Need this in the UK, not the Tesla "Approved" insurers who charge way more than other insurers
BTW I am trying to get a quote through this cover app....and it does not recognize the VIN for my 2023 model 3 I'm picking up this week now does it even allow me to select the 2023 model...only 2022....so I guess there goes that.
I would try the Tesla insurance
@@Gjeebs I have got a really good quote esp for my daughters non tesla car but curious on non tesla claims....not much info from anyone
Gjeebs, you the man..
Is that a camera in your pocket or are you just happy to see us?
Whoa my Tesla quote is 1,500 CHEAPER! It’s about cut in half !
I shopped around insurance today, my cheapest quote was $520 down and $355 a month.
Tesla quoted me at $175 a month with $0 down.
with those kind of savings im taking my chances with Tesla!
I've never heard of putting money down
@@Gjeebs i have an absolutely terrible amount of speedong tickets
Plot twist, he's selling insurance.
I just switched my insurance and saved more than thousand dollars. My total 12 month premium is $936 now. If Tesla insurance comes to MA, I will give it a shot.
What insurance do you use? Progressive hVe quoted me $500 a month if a switch to Tesla 3. And my regular insurance has been $80 a month with my oldie car.
Travelers
Insurance is a scam. Whenever you need it they try to get out.
Yep but we are forced to get it
I thiink everybody is tracking me anyway. So, yea, I'll take an insurance discount. What's not to like?
I am retired cop, and my insurance went from 100-340 a month buying a Tesla. I switched to Tesla and now it’s only $75. I saved a ton by going to Tesla.
Tesla is the best
I heard Liberty Mutual is highly rated by Tesla owners.
I wouldn’t use Tesla insurance for now
clicked for thumbnail
I'm shocked
Is that your wallet in your pocket or you just happy to see us?!? 🤣
Hahaha it’s a mic
I have an accident on my record. Due to that, Im paying more 50% for my 2021 Corolla through traditional car insurance compared to my Model Y Performance……
So tesla insurance fvcking rocks Gjeebs….
Location: so cal
Good to hear! Excited to try when it’s available in AZ
In socal they cant look at your driving habits tho right? So is it still cheaper?
Because he’s a ISLAND BOII !! Just tryna make it
What’s in your pocket?
Mic pack
No Tesla insurance is low for me.
I gave you a Like, because I like doing the bare minimum. Since you said, “It’s all I ask…” (which proves I watched the whole thing) I decided to throw you a bone. Enjoy!
Edit: Singing… I almost retracted my Like.
Bro was really struggling to say tesla insurance branch
You have to speak Russian in order to say “insurance branch.” 😂
i drive like a 100 year old woman so im good
Bra-Bro - all in with you, gives me the heebie-Jeebs'ies to think that weird uncle elon is creeping on us to make sure we're good little boys and girls or punish us. I'll stick with Allstate until stats prove he's cheaper.
Sorry man but I hate how you are “reviewing” Tesla insurance but are sponsored by a competing insurance product. I get you need to make a living but this is bad for your channel in the long run
I'm just giving people options it's fine for the channel in the long run. Think if Tesla insurance is too high then they can use cover or any other broker they want. Why do you think it's bad in the long run?
He thinks you’re biased. I think you can do whatever you want, it’s your channel. Doubt it’ll matter, like you said.
Some using drugs before recording!
Tesla is not cheaper. They are cheaper on your first month only. The ol bait and switch game. Their coverage also hardly cover anything.
This info is mostly nonsense
Cringeeeee
Gotta, tell you I appreciate your comedic straight-faced lies.
Tesla insurance is no longer the cheapest insurance here is my story.
When I first got my tesla three December 28, 2020, the cheapest quote for insurance was through Tesla insurance.
In September believe it or not my wife and another Tesla were in a parking lot and they backed into each other.
Basically it’s a 50-50 at fault. And let’s get into trying to get the car fixed. I have sent Tesla everything they wanted. I have received no communication in the last three weeks. My adjuster won’t answer his phone I’ve had to make three complaints to his manager then he would answer his phone. Tells me all the things he was going to do for me, but he did nothing.
The other car insurance company I use for the rest of the cars has decided to drop their rates on Tesla. They wanted around $200 a month in 2020 all they want now is $89 a month. Full coverage 100/300 $500 deductible.
I have already started the new coverage. I was waiting to get my car in the shop and then I was going to cancel Tesla. But that didn’t happen I didn’t want to slow down the process more by canceling my insurance before I get into the shop.
I don’t care anymore I’m canceling Tesla insurance don’t buy it absolutely zero service when you have a problem.