I'm going to be cranky and say that being allowed to take an unlimited number of guests into the lounge just exacerbates the problem of lounge overcrowding.
@@ccneal I believe the two guests is for the capital one lounges, the unlimited is for the priority pass lounges (maybe im wrong and sebby can correct me)
I would argue that Cap1 isn’t third. With the massive changes to the platinum, Hyatt and MGM partnership gone so no more matching, and going dynamic next year, there’s no clear number one. Hyatt was probably the draw of the Chase ecosystem. Some will say yada yada SW, but ain’t no one getting outsized value unless they are working extra for the companion pass. The platinum with the AU changed, dropping audible, and increasing the spend requirement is a massive L.
Hmmm, I'm throwing the challenge flag on ur accessment. Until CAP1 gets more cobranding options Amex is 1 as long as you make time to study their credits in additionto MR points flexibility, Chase is 2 due to how many cards they have in addition to the UR points flexibility. CAP1 is on their way. Even though the CAP1X is an awesome card, it's still as restrictive as Amex with its portal rules and use.
I wouldn't be surprised if we see annual fee increases. They're basically trying to figure out how to model a product where super users can still use it (i.e., weekly travelers) but less frequent travelers still have access. Maybe n "fast passes" per year and then the rest is normal line?
🐛 I am on the 2 year mark with venture x. I like my card benefits. I've used other airline memberships to access lounges though, and every time I used a lounge for mid-day or evening international flights this summer, I've seen Priority Pass members get denied every time.
🐛 side note about Alila. After your last video I found a 3 night stay there on points. 45k a night. So booked it. We’ll be there next year! As for tips and tricks, we use a sarong on top of the pillows at any hotels we stay at. Might be overkill but it makes us feel safer from the “elements” of hotel bedding.
Hi, if I have both the venture X and the venture card and I decide to close the venture card in the second year, will I be able to keep my points from the venture card?
I have a Capital One QuickSilver and a Capital One VentureOne card already but want to apply for the Venture X. Should I cancel the VentureOne before applying for the Venture X as I think Capital One does not allow more than 2 cards at once? How long after cancelling should I wait to apply?
I can't open this card because they said I have too many credit line. Have you heard of thi???. I thought it was 5/24 rule. Very very sad... Been trying since they launched it..
Would it be worth it to downgrade my CSR to preferred just to get the venture x bonus? I guess i value the super perks of the reserve like airport restaurants, door dash premium and lyft pink too much to justify
Maybe when the DD/Lyft perks fall off? You can also downgrade to a Freedom Flex / CFU. YMMV on PP restaurants (I like it and definitely useful for some airports like PDX).
If the 300 credit statement is nerfed to coupon. It means that I pay 300$ for travel but not earn a single point. So it's worst than even 1x point card. Please correct me if I'm wrong
3 days a go I attempted to upgrade my Capital One Platinum card to Venture, denied.. so I go to Chase and immediately get approved for a CSR :/ - I'm done with Capital One..
I’ve had the Venture for over 4 years and wanted to upgrade to the Venture X. But when I called they told me that I couldn’t get the bonus offer (75k points) if I upgrade. I don’t see any point in keeping both the Venture and the Venture X (especially if I’m paying an annual fee and not using the venture). And they won’t let me downgrade my Venture to the Savor either (which is at least different than the other cards I have). I really don’t want to lose out on that bonus, but I also don’t want a card sitting around that I won’t use. Any tips?
@@chelseas9974 You can get Venture X and then downgrade the Venture to VentureOne with no annual fee and keep it for a long time. I don't think it's possible to switch from a Venture to a Savor because it's a different product. I called them to switch the QS to SavorOne and they said no. SavorOne and Venture X would definitely need to be opened as a new accounts.
A mentor of mine said call them and basically threaten to close the account and basically let it escalate to a manager. He says nine times out of ten they will increase your credit line or try to keep you as customer by fulfilling a need. Obviously your entry level customer service rep doesn’t have the power to increase your credit etc so You have to ask to speak someone above them respectfully while you waving the "I’m looking to close this account and move on to another financial institution that suits my needs”stick lol. Good luck
If I add my wife as authorized user in case she apply for her own card she still gonna get the intro bonus so will show up as she is already a customer?
Yeah C1 doesn’t like me. I’ve got an 825, perfect payment history of more than a decade, but I don’t carry a balance and I’m at LOL/24 so they won’t touch me because they know they won’t make anything on me.
Wondering if the new CapOne rules may actually benefit existing cardholders who never received a SUB and only upgraded between cards. May be worth downgrading an existing card and applying later for a SUB. Previous rules: In my conversations with CapOne, I was told “lifetime = 7 years” and couldn’t have had that card for X years. I feel their cards are outstanding (CapOne Duo 4life!) and the CS is worst in the industry, so buyer beware!
🐛 I noticed it’s really hard to go back and see if I ever received my VX referral. Pretty sure I did cuz I had 100k points after the 75k offer but just wanna be sure
To go to Plaza Premium lounges do you need to register with them or can you just get in by showing them the Venture X card? Priority Pass requires sign up, but I don't know about Plaza Premium.
🐛 I'm out of PDX so the PP isn't ideal anymore. But the card to me is still worth it. I travel to/through DIA often so hopefully they finally open that Lounge!
✈️ my P2 has the Vanilla Platinum and I have the Biz version. It’s been the best case to get us both into the Centurion Lounges. However our 3 year old that flies with us can’t be added as an AU so we end up paying the $30 to get him in. $10pp isn’t a bad deal to access the lounge.
One of you could sign up (or PC now that SUB across variants is not possible) for an Amex Platinum Morgan Stanley variant - the first AU is free for that card.
One of you could sign up (or PC now that SUB across variants is not possible) for an Amex Platinum Morgan Stanley variant - the first AU is free for that card.
I'm not liking this 48 month trend that Citi and Cap1 both seem to have adopted. I was on a pretty regular 2 year churning cycle on the Citi Premier. It was fun while it lasted. 🐛
🐛 Unrelated to the video but thoughts on amex clamping down on subs? Just saw the DOC article stating you can't get a SUB if you've gotten a previous version of a platinum. Highkey regret not getting a CS plat sooner :(
Bed bugs are no joke. They can live for months without eating. If your hotel room has bed bugs, they will travel home with you on your clothes or luggage.
Palazzo is Italian for “palace.” So the two z’s should sound like how you pronounce the two z’s in the word ‘pizza’. It’s a common mistake. Just pointing out your mispronunciation for future reference. Love your content!
💳 Sebby's Card Picks: www.asksebby.com/credit-cards
Walmart+: asksebby.com/go/walmartplus
I'm going to be cranky and say that being allowed to take an unlimited number of guests into the lounge just exacerbates the problem of lounge overcrowding.
I'm sure they'll follow every other issuer and enforce something soon if/when it becomes a problem.
@@AskSebby Amex Platinum is raising its authorized user fees immediately, and that might help reduce crowding in a small way.
It says on their website 2 guests... Am I missing something?
@@ccneal I believe the two guests is for the capital one lounges, the unlimited is for the priority pass lounges (maybe im wrong and sebby can correct me)
Venture is 2 visits a year, venture X is unlimited
With the difficulty of getting approved I’m surprised at the churning
I don't think I'd ever use a UV light on a hotel room. 😆 One of the few times that "ignorance is bliss" 😬🐛
Amex added once in a lifetime language that covers all 3 flavors of the platinum card. As well as nerfed the au cards.
Venture X is my go-to card. I travel internationally every year, and haven't took a loss with the annual fee.
I would argue that Cap1 isn’t third. With the massive changes to the platinum, Hyatt and MGM partnership gone so no more matching, and going dynamic next year, there’s no clear number one. Hyatt was probably the draw of the Chase ecosystem. Some will say yada yada SW, but ain’t no one getting outsized value unless they are working extra for the companion pass. The platinum with the AU changed, dropping audible, and increasing the spend requirement is a massive L.
Is chase actually going dynamic next year? I’m gonna cry
Hmmm, I'm throwing the challenge flag on ur accessment. Until CAP1 gets more cobranding options Amex is 1 as long as you make time to study their credits in additionto MR points flexibility, Chase is 2 due to how many cards they have in addition to the UR points flexibility.
CAP1 is on their way. Even though the CAP1X is an awesome card, it's still as restrictive as Amex with its portal rules and use.
What does "going dynamic" mean exactly? I'm not familiar
Seems like Cap1 took a play strait out of Chase’s book with the 48 month rule.
Citi implemented the 48 month rule for the Citi Premier recently as well.
🐛 I suspect all of the lounges will soon crack down on guests. Another option would be to create a tiered lounge system.
I wouldn't be surprised if we see annual fee increases. They're basically trying to figure out how to model a product where super users can still use it (i.e., weekly travelers) but less frequent travelers still have access.
Maybe n "fast passes" per year and then the rest is normal line?
🐛 I am on the 2 year mark with venture x. I like my card benefits. I've used other airline memberships to access lounges though, and every time I used a lounge for mid-day or evening international flights this summer, I've seen Priority Pass members get denied every time.
🐛 Now, how about the change to AUs on the AMEX Plat? $195 per additional card now, instead of $175 for just the first one?!
Tomorrow's video!
🐛 side note about Alila. After your last video I found a 3 night stay there on points. 45k a night. So booked it. We’ll be there next year! As for tips and tricks, we use a sarong on top of the pillows at any hotels we stay at. Might be overkill but it makes us feel safer from the “elements” of hotel bedding.
Congrats!
Hi, if I have both the venture X and the venture card and I decide to close the venture card in the second year, will I be able to keep my points from the venture card?
I have a Capital One QuickSilver and a Capital One VentureOne card already but want to apply for the Venture X. Should I cancel the VentureOne before applying for the Venture X as I think Capital One does not allow more than 2 cards at once? How long after cancelling should I wait to apply?
🐛 Wasnt Plaza Premium lounges readded to priority pass?
How do you get gas with Walmart +? I have it free with Amex 🐛
I can't open this card because they said I have too many credit line. Have you heard of thi???. I thought it was 5/24 rule. Very very sad... Been trying since they launched it..
Would it be worth it to downgrade my CSR to preferred just to get the venture x bonus? I guess i value the super perks of the reserve like airport restaurants, door dash premium and lyft pink too much to justify
Maybe when the DD/Lyft perks fall off? You can also downgrade to a Freedom Flex / CFU.
YMMV on PP restaurants (I like it and definitely useful for some airports like PDX).
If the 300 credit statement is nerfed to coupon. It means that I pay 300$ for travel but not earn a single point. So it's worst than even 1x point card. Please correct me if I'm wrong
Major use of cap1 is for UA domestic saver space booked via TK
You can have the same card twice to get the promos?
3 days a go I attempted to upgrade my Capital One Platinum card to Venture, denied.. so I go to Chase and immediately get approved for a CSR :/ - I'm done with Capital One..
Might be a blessing, especially if you could otherwise sign up for the Venture and get a bonus haha
You mentioned free food in lounges- I’ve never been) but also say one wouldn’t get access to restaurants? Help 😂
I’ve had the Venture for over 4 years and wanted to upgrade to the Venture X. But when I called they told me that I couldn’t get the bonus offer (75k points) if I upgrade. I don’t see any point in keeping both the Venture and the Venture X (especially if I’m paying an annual fee and not using the venture). And they won’t let me downgrade my Venture to the Savor either (which is at least different than the other cards I have). I really don’t want to lose out on that bonus, but I also don’t want a card sitting around that I won’t use. Any tips?
I’m already eligible for the Venture X so I’m not too worried about the credit inquiry
@@chelseas9974 You can get Venture X and then downgrade the Venture to VentureOne with no annual fee and keep it for a long time. I don't think it's possible to switch from a Venture to a Savor because it's a different product. I called them to switch the QS to SavorOne and they said no. SavorOne and Venture X would definitely need to be opened as a new accounts.
A mentor of mine said call them and basically threaten to close the account and basically let it escalate to a manager. He says nine times out of ten they will increase your credit line or try to keep you as customer by fulfilling a need. Obviously your entry level customer service rep doesn’t have the power to increase your credit etc so You have to ask to speak someone above them respectfully while you waving the "I’m looking to close this account and move on to another financial institution that suits my needs”stick lol. Good luck
The Presidential Suite at Circus Circus didn't have any bedbugs.
If I add my wife as authorized user in case she apply for her own card she still gonna get the intro bonus so will show up as she is already a customer?
Yeah C1 doesn’t like me. I’ve got an 825, perfect payment history of more than a decade, but I don’t carry a balance and I’m at LOL/24 so they won’t touch me because they know they won’t make anything on me.
Wondering if the new CapOne rules may actually benefit existing cardholders who never received a SUB and only upgraded between cards. May be worth downgrading an existing card and applying later for a SUB. Previous rules: In my conversations with CapOne, I was told “lifetime = 7 years” and couldn’t have had that card for X years. I feel their cards are outstanding (CapOne Duo 4life!) and the CS is worst in the industry, so buyer beware!
🐛 I noticed it’s really hard to go back and see if I ever received my VX referral. Pretty sure I did cuz I had 100k points after the 75k offer but just wanna be sure
I think its fair for C1 to make those changes to prevent savvy people game the system
To go to Plaza Premium lounges do you need to register with them or can you just get in by showing them the Venture X card? Priority Pass requires sign up, but I don't know about Plaza Premium.
I just show my Venture X card.
Any good deals on currently infected rooms?
Free bugs 🐞
🐛 The 48 month rule seems inline with other cards.. but first gotta get the card! Thanks for the video!
🐛 I'm out of PDX so the PP isn't ideal anymore. But the card to me is still worth it. I travel to/through DIA often so hopefully they finally open that Lounge!
Sebby you stay on Capital One. Always letting us know what they're up to.
Not a fan of the rule, but it’s how the game works. 🐞
Just got the venture x
🐛 best lefty of all time manu or harden?
The one sapphire rule means I will never get the CSR. I have the CSP and don't have a reason to upgrade.
Yep, if the CSP makes sense, run with it :)
✈️ my P2 has the Vanilla Platinum and I have the Biz version. It’s been the best case to get us both into the Centurion Lounges. However our 3 year old that flies with us can’t be added as an AU so we end up paying the $30 to get him in. $10pp isn’t a bad deal to access the lounge.
One of you could sign up (or PC now that SUB across variants is not possible) for an Amex Platinum Morgan Stanley variant - the first AU is free for that card.
One of you could sign up (or PC now that SUB across variants is not possible) for an Amex Platinum Morgan Stanley variant - the first AU is free for that card.
🐛 Thank you for all the great info…as always.
I'm not liking this 48 month trend that Citi and Cap1 both seem to have adopted. I was on a pretty regular 2 year churning cycle on the Citi Premier. It was fun while it lasted. 🐛
2 years felt reasonable. 4 years feels a bit much.
🐛 it may take a while for me to go to Vegas anyway.
🐛 - I should be getting a venture x soon. Thanks for all the info.
Looks like Cap One is following the Chase route
Can you do a video of the amex plat increase annual fee? Is the card still worth it? Thanks!
Amex Plat didn't increase the annual fee, that's for authorized users.
Just don’t leave luggage on the bed. It’s a life changing experience otherwise, speaking from experience
👀
🐛 I’m looking forward to your take on the AMEX Platinum AU change!
You probably want to correct that typo in your title my BOII 🤣🤣🤣
Why don't card issuers just say "you get a bonus once every 10 years" if this churning behavior annoys them? Why do they make it 48 months?
As a Spurs fan, shoutout Sebby for the love!
How to get better approval rate from Capital One is the problem :(
Amex platinum negative change coming.
Same time Amex platinum changed their benefits
The Walmart plus 20 cents is only for Exxon and Mobil. Walmart and Murphy is still just 10 cents.
3:24 *three airports
Good catch!
🐛 lol
I am sure this happens everywhere. Still gross though! 😔
🐛 I got my blue light for my room, it's bad
🐛Love the WalMart card tip
YES mean girls reference
:)
I love all these spurs references 😊
🐛 Unrelated to the video but thoughts on amex clamping down on subs? Just saw the DOC article stating you can't get a SUB if you've gotten a previous version of a platinum. Highkey regret not getting a CS plat sooner :(
The rules are always changing, so worth getting cards while the benefits or bonuses are still available.
They made the change a few weeks ago. Thoughts here: th-cam.com/video/XcCHMbr5GCQ/w-d-xo.html
🐛 Thanks for the “bug report,” Sebby! 😅
Or request SCRA to get the card for $0 effective annual fee
Bed bugs are no joke. They can live for months without eating. If your hotel room has bed bugs, they will travel home with you on your clothes or luggage.
Waiting for the Amex yikes video
Tomorrow!
Love your videos man
Thanks :)
@@AskSebby🐛
Palazzo is Italian for “palace.” So the two z’s should sound like how you pronounce the two z’s in the word ‘pizza’.
It’s a common mistake. Just pointing out your mispronunciation for future reference.
Love your content!
puh-laat-sow?
(i will probably mess it up again in the future, but will try to remember this comment T_T)
@@AskSebby yup! just like that. 👍🏼
I want a venture card. Too bad I’m 20 cards deep
🐛 Great as always!
Definitely, keep a UV light with you. 🛌🐛🔦
Tim Duncan for the winnn
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😂 🐛 🐛 🐛 😂
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🦗
🐜 🕷️
🐛🐛🐛🐛
Squuuuuuuuuuad
🥈
🐛 hi seb
Primero!!
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🐛🐛🐛FHR with Bellagio is my favorite.
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