My wife got the VX in February. Hit that bonus Real quick. I then got the Savor in March right before going to Orlando. All amusement parks count at the 4%. So if you do things like that, you will hit that $9500 easy. Everyone loved the Priority Access for our family of 5 in Orlando. Had a 5 minute wait to get in, but the breakfast hit the spot for just a tip on our way back home.
I’m one month in with the Duo and can confirm this is perfect for anyone working abroad. Zero FT fees and 2-3x on everything you can pay with card. Also, Cash Back can only be transferred to Miles on the website, not in the app. That took a bit to figure out. So, to summarize: 💵💶💷💳🤑
Excellent video. I'm newer in my credit card journey for upgraded travel. I use a three card setup that includes the Venture X, Savor One, and BILT Mastercard. Perfect for my level of spend and I'm basically getting paid $5 to use!
Just received my Venture X and plan to use it along with my Savor One for travel. New to the points game so I really appreciate your videos. My Venture X came with a $10,000 limit, my Savor One came with a $1,000 limit but that was increased through the App within the first 2 months to $3,000. Looking forward to maximizing the points. Steve
🪃 love your vids Sebby! Especially liked this one because you talked about 'outliers' or niches, and gave examples of what airlines and partners to use.
I actually have the business venture X for the past 4 months, one of the few invited to test the card out before it was released. Its the same as venture x but doesnt report on your personal credit score and the spending is like an amex charge card. It adjusts based off your spending. I use the regular venture as my workhorse. Other than those two cards im heavy into amex with business platinum, gold, business gold, blue business plus, amex amazon business card, hilton surpass. I'm obviously in a unique situation because of running an e-commerce business so i spend 60-100k a month, but most of that is on the business venture x now for wholesale.
I have this set up and I really love it. I went with the Venture X and the Savor One. For gas I use the no annual fee Amex Hilton card bc you get 5x Hilton points.👍💪
Glad that you finally did a video on this duo. Love VX and waiting for a few months to get Savor One as C1 won't give it to me right away. Definitely underrated and for many a better setup than the Chase trifecta in terms of simplicity and value. Which other setup gives you this level of lounge access, minimum 2X, 3X for broad set of categories including groceries, primary CDW, no international fees, for credits that easily cover the VX fees. Hyatt is great, but how many Hyatt points can you realistically use if you are not into upper end resorts?
I didn't know you could transfer from C1 VX to Virgin Red and they were a Delta partner. Are there any nice/easy to use charts out there that show these relationships?
I like the setup. I have it. But really it's hard to extract value without as you point out using transfer partners. And finding that sweet spot. You should put a dollar amount on the work you have to do to extract value. To me it seems that if you're rich enough to travel to exotic places to get this value, your time is worth so much it offsets the value because of the time you have to put in to extract it
Question - Have you ever done a cash back card vs travel card - which is the best way to go? With airlines like Alaska and American Airlines going to dynamic pricing and making miles worth a lot less does it make more sense to get cash back and use said cash for travel?
Did Capital One remove the ability to convert cashback to miles? I ask because I got the Savor One card a few weeks ago and I can't, for the life of me, figure out how to transfer the cashback to my Venture X card.
Very helpful: The "transfer" points was smart if you can keep up with it. Would be more helpful if this were written out. Do you have a transcript that can be downloaded. Do you have a chart that spells out how the points on one card, when transferred to another airlines, are then magnified. You are great. thank you
Something to keep in mind with Capital One and referrals: if the person you refer currently has, or has ever had (even if it is cancelled) ANY Capital One credit product, they will *NOT* honor the referral. After 2 hours of extolling the virtues of VentureX to a friend who has for 20+ years refused to get a premium card and immediate approval, Capital One will not honor the referral bonus because she has a Quicksilver sitting in her desk drawer.
🪃 I have a Venture X. I have been wanting the Savor card. I don't spend much at grocery stores because I shop at Costco mostly but I do go to concerts and dine out regularly... year 1 will 100% be Savor and I'll debate downgrading in year 2.
🪃 Good video! I like the simplicity of Cap One. I have a personal bias against them from many years ago, so I probably won’t get their cards. But their 2 card set is pretty attractive.
Im pretty much approved for all of these. I have 5 credit cards and theyre all paid off. I tend to dine alot with friends, order door dash every other day and want to start going to concerts, staying in nice hotels. I don't think id do much international travel. I wonder which card would be best for me🤔
I love to plan a year in advance so I've had some luck. Especially with Business class. First Class seems to be available more often at T3 and T14.... my plan for Japan, I'm going to book J with Alaska points and hope F opens up near or on my day of travel.. cancel and rebook. If it doesn't happen I'm sure I'll be ecstatic with J.
I use the venture X and Savor card (no annual fee since I was one of the first few to get the card) for everyday. My gas card is the PNC cash back card that gives 4% on gas. I think I’m pretty covered with all purchases.
Sebby, have you thought about leaving SF? “I heard about Bob Lee getting killed in the good area of SF”. What is your thoughts on how SF safety? A video would be great.
I have the savor one and venture one. Still contemplating the X. Or Citi premier. I don't value lounges, but kinda of want unlimited access. (I have the us bank altitude connect with 4 passes a year). I wouldn't use the hotel or flights multipliers because I don't like booking through a portal. I have a custom cash so a premier will unlock travel partners with Citi. Kind of feel like I don't need the X since I have the venture one, but I would like 2x back on everything
🪃 One other great value proposition is to Transfer to Turkish Airlines for domestic US flights on United. All domestic flights are only 7,500 points, and this includes flights to Hawaii. So it becomes fairly easy to hit 2 CPP or more. Obviously the biggest downside is just finding availability.
I have the Venture and am excited to add the Savor this year (waiting for hard inquiries to go down). Adding my partner as AU on both so we both rack up miles. The Chase trifecta for me isn’t appealing bc of the weird points earning structure. I want the Hyatt points though so I may just get the Hyatt credit card in the future, or the Bilt. Already in the Cap1 and Amex ecosystems and don’t feel like adding in a third…
🪃 Thanks Sebby! I currently have the SavorOne and Citi AAdvantage Platinum Select card. I use the SavorOne for all the things you mentioned but I have the Citi card because Philly is an American hub. My wife and I go on at least 2 trips a year. Do you think I would benefit from switch the VentureX card setup you just highlighted? Thanks again!
I'm not thinking of it. My cards are focused at general chase points and hilton Aspire use. I can't see how my spend would also support a third family. Next card to be CIC. I actually came out of retirement (for awhile) to help get the buisness cards.
So far not interested in the X. The only topic of interest is lounges with it. Have priority covered already. That would be my interest. Just as a travel card I'm set with chase family and the hilton Aspire.
I just started getting some Chase cards with the goal being to eventually get the Sapphire Preferred. Aftert seeing this and a few other videos about the Venture X I'm tempted to get that and the Savor One instead. Is there any benefit to getting both Capital One and Chase?
I have the WF autograph, Active Cash, and the discontinued Visa Signature that multiplies my points by 1.5 when redeemed for flights. All of them are no annual fee and have no travel partners. I'm interested in moving to a setup with Travel Partners but is it worth moving to Amex, Chase, or Capital One?
🪃 Great video Sebby! I really like how you emphasized getting these cards by the mid game. It’s super important if you don’t want to get locked out of Cap1. I was able to grab the Venture X and later the SavorOne.
@@MattMcGrathOfficial 6 months in between applications. Use their pre-approval tool before applying. It may give you a good idea as to whether or not you’ll be approved beforehand.
Amazing video! Is there a place where all the capital one points sweet spots are listed out? My fiancé and I are taking a year king honeymoon after our wedding in June and I have a huge stash of cap one miles. Hoping I can cash in on some of the best redemptions!
hi Sebby, Ashley, love your videos. I was curious what your opinion would be I am moving to New York City in a couple weeks and I’m of thinking about applying for the venture X or the capital one I’m trying to decide because I know there is a six month gap between getting a capital one card and I was wondering, which one you would get first. I was leaning towards getting the venture one first because I can hit the minimum spend already and allow me to get that sign a bonus and secures me into getting the more premium card. But I thought it would be nice to be able to get that Uber benefits that come with the saver one by getting that first and utilizing that throughout all of 2023 and 2024. I currently have a discover it for being a student then I have an Apple Card and I just got a Chase off I preferred in May so I don’t wanna be locked out of capital one if I start gathering more cards before the venture Rex‘s do you think I should get the metrics before just secure my spot in there. I know it’s a long question but hope to get some guidance from one of the best.
The value of the VentureOne. Start with SavorOne, get the small bonus and earn the points. Take the trip Six months later, product change to VentureOne. Use it, especially booking hotels. Six months later, upgrade to Venture. Apply for a new SavorOne. Use them together very well. Open 360 checking and high-yield savings. Develop the high-yield savings. Wait for an upgrade offer for Venture X. This time, don't upgrade. Wait for the highest welcome offer. Apply for the Venture X as a new account. 2 years, 2 hard pulls, 2 products, a developed banking relationship, and then one more hard pull for the best card Capital One has. Very good for your credit score. All of the cards no foreign transaction fees, every step of the way.
🪃Great information Sebby! Based on your last video i decided to try for venture x since I have most other travel cards and setups. To my surprise I was approved since this is a late setup for me. Any information as to strong partners for a 2024 summer Hawaii trip?
Wyndham Rewards has flat-rate vacation rental access w/ Vacasa, and the deals are *great* for 1 br. They count bedrooms, not size and some are quite spacy. With a little luck you can easily get over 2$pp from the cash rate.
I currently have the Capital One Venture X, a sock drawered Quick Silver, a US Bank Altitude Go, and Discover IT card. I was watching your recent video about the Savor One card, and was wondering if I should get that card and cancel my altitude go? Down side would be going from 4x points to 3% back on restaurants and food. But at the same time all I use the altitude go card for is food and the streaming credit. Good thing about savor one is I could transfer it's rewards over to Venture X, and it has 3% on groceries, entertainment, and streaming.
I have the Venture X but also the AMEX Gold, I have been using the AMEX gold for dining but if I get the Savor it'll be the new dining card right? I've been using my Venture X as my catch all but wondering if it's better to continue using AMEX or switch?
You kinda talked me into the venture one. It would be a free way to transfer points earned from a savor card. Or it w ould at least definitely be the ideal downgrade path from venture X if you also had a savor card..right? Am I missing something?
I'm very interested in Venture X, but do you think it's worth it if you have the Amex Gold, Chase Preferred, Unlimited, and Flex (Chase trifecta) already? Kinda disappointed in their hotel transfers, though, but not a deal breaker.
I have a similar set up and the Venture X is worth it, the Capital One travel portal leverages Hopper and prices matches. The $395 fee is offset in year one with the SUB and the $300 credit with travel booked through the portal and every year after with the 10,000 point anniversary credit and $300 credit through the portal. Factor in the airport lounge access, 4 free AUs etc. it is very easy to justify.
Don't discount the VentureOne... when you have the Quicksilver and Savorone. The People's Trifecta w no annual fee. With the $95 annual fee, the Venture is effectively a 1.5% rewards card so why not replace it with the Quicksilver?
hey SEbby, I currently have the Venture card... would I have able to apply for Venture X card? is it a good idea to get the Venture X? Also, I want to get my wife setup on a travel card as well currently she is not setup on a travel card. Since I have Cap One... should I have her sign up for Chase Sapphire?
The VentureX comment about late game is interesting. I am in the late game and had no problem getting approved, though now I am wondering if that would hinder me getting a Savor card which I have been looking at to boost my Capital one game lol.
Just call Capital One today (05/07/2024), and they said that I can't transfer points from Savor One to Venture X since Savor One is cash card and can't transfer to travel card like Venture X. Is it true?
Would the Venture X be worth it, if you already have an Amex Plat/Gold set up? I’ve had a sour taste in my mouth for capital one since they put the quicksilver card I got in college in the “unupgradable prison”
Hey Selby, For the CapitalOne cards you discussed, does the earning ratio apply to transactions outside US? Say If I use it at a restaurant in Canada, do I get 4X? Thanks
I was going to get the Venture X but after doing a lounge search on Priority Pass am very disappointed on the options it has. My home airports of Wichita and KC don’t even have any options. I have connections a lot in Chicago and Denver but they have United lounges that I can go to with my United CC. Is it still worth having for someone like me?
Venture X could be a good "1 year test and then downgrade" given the intro bonus. Put another way, you're getting paid to test the card. On UA side, you would need the United Club and fly enough that you derive value from said card without credits.
I'm planning on getting the SavorOne soon, and thinking of getting either Venture or Venture X later. Was thinking about Venture X but I typically prefer Airbnb > hotel when I travel (except maybe in Asia), don't rent cars, and rarely show up to an airport with much time to spare. Would the venture X be worth it?
💳 Sebby's Card Picks: www.asksebby.com/credit-cards
Can’t believe it took so long to talk about this duo
Agree
I hit my one year anniversary on the venture x, I love this setup. Getting the savor one for sure
My wife got the VX in February. Hit that bonus Real quick. I then got the Savor in March right before going to Orlando. All amusement parks count at the 4%. So if you do things like that, you will hit that $9500 easy. Everyone loved the Priority Access for our family of 5 in Orlando. Had a 5 minute wait to get in, but the breakfast hit the spot for just a tip on our way back home.
Which lounge did you go to in Orlando if you don't mind me asking? I've got an Orlando trip coming soon and could use a good breakfast spot.
I’m one month in with the Duo and can confirm this is perfect for anyone working abroad. Zero FT fees and 2-3x on everything you can pay with card. Also, Cash Back can only be transferred to Miles on the website, not in the app. That took a bit to figure out. So, to summarize: 💵💶💷💳🤑
Excellent video. I'm newer in my credit card journey for upgraded travel. I use a three card setup that includes the Venture X, Savor One, and BILT Mastercard. Perfect for my level of spend and I'm basically getting paid $5 to use!
Considering this exact setup. How’s it been?
Just received my Venture X and plan to use it along with my Savor One for travel. New to the points game so I really appreciate your videos. My Venture X came with a $10,000 limit, my Savor One came with a $1,000 limit but that was increased through the App within the first 2 months to $3,000. Looking forward to maximizing the points.
Steve
Amex Gold & Venture X is my Duo :)
Simplicity is the best
🪃 love your vids Sebby! Especially liked this one because you talked about 'outliers' or niches, and gave examples of what airlines and partners to use.
Chase is weak on groceries, Capital One is weak on gas, and the Citi Custom Cash is there to plug any hole!
I actually have the business venture X for the past 4 months, one of the few invited to test the card out before it was released. Its the same as venture x but doesnt report on your personal credit score and the spending is like an amex charge card. It adjusts based off your spending. I use the regular venture as my workhorse. Other than those two cards im heavy into amex with business platinum, gold, business gold, blue business plus, amex amazon business card, hilton surpass.
I'm obviously in a unique situation because of running an e-commerce business so i spend 60-100k a month, but most of that is on the business venture x now for wholesale.
x gonna give it to ya is the theme song for my venture x card. it plays in my head when i use it or talk to friends about it
I have this set up and I really love it. I went with the Venture X and the Savor One. For gas I use the no annual fee Amex Hilton card bc you get 5x Hilton points.👍💪
Been rocking this Duo since last summer. Pretty clutch.
Glad that you finally did a video on this duo. Love VX and waiting for a few months to get Savor One as C1 won't give it to me right away. Definitely underrated and for many a better setup than the Chase trifecta in terms of simplicity and value. Which other setup gives you this level of lounge access, minimum 2X, 3X for broad set of categories including groceries, primary CDW, no international fees, for credits that easily cover the VX fees. Hyatt is great, but how many Hyatt points can you realistically use if you are not into upper end resorts?
I didn't know you could transfer from C1 VX to Virgin Red and they were a Delta partner. Are there any nice/easy to use charts out there that show these relationships?
I like the setup. I have it. But really it's hard to extract value without as you point out using transfer partners. And finding that sweet spot. You should put a dollar amount on the work you have to do to extract value. To me it seems that if you're rich enough to travel to exotic places to get this value, your time is worth so much it offsets the value because of the time you have to put in to extract it
Question - Have you ever done a cash back card vs travel card - which is the best way to go? With airlines like Alaska and American Airlines going to dynamic pricing and making miles worth a lot less does it make more sense to get cash back and use said cash for travel?
Fun fact: Capital One Venture One also has 2 lounge access per year.
WALMART is SUING Capital One. Would love to hear your thoughts on that!
Did Capital One remove the ability to convert cashback to miles? I ask because I got the Savor One card a few weeks ago and I can't, for the life of me, figure out how to transfer the cashback to my Venture X card.
im in the same boat...i've done it before but i cant seem to do it anymore
Very helpful: The "transfer" points was smart if you can keep up with it. Would be more helpful if this were written out. Do you have a transcript that can be downloaded. Do you have a chart that spells out how the points on one card, when transferred to another airlines, are then magnified. You are great. thank you
Something to keep in mind with Capital One and referrals: if the person you refer currently has, or has ever had (even if it is cancelled) ANY Capital One credit product, they will *NOT* honor the referral. After 2 hours of extolling the virtues of VentureX to a friend who has for 20+ years refused to get a premium card and immediate approval, Capital One will not honor the referral bonus because she has a Quicksilver sitting in her desk drawer.
🪃 I have a Venture X. I have been wanting the Savor card. I don't spend much at grocery stores because I shop at Costco mostly but I do go to concerts and dine out regularly... year 1 will 100% be Savor and I'll debate downgrading in year 2.
Got denied the first time in June of 2022, got approved for a 30k limit in February 2023. I'm in the late game.
Such an underrated duo!! Love the VX so much, and the savor one is the icing on the cake!
Great video. I appreciate the math, and also the transfer partner ideas for travel on business class. Going to use my Cap One points for that.
Capital One announced yesterday that the 10% Uber cash back is not available outside the US.
🪃 Good video! I like the simplicity of Cap One. I have a personal bias against them from many years ago, so I probably won’t get their cards. But their 2 card set is pretty attractive.
Loved the breakdown, Sebby! 🪃
Hey sebby, what are your thoughts in the Wyndham business earner for gas?
Im pretty much approved for all of these. I have 5 credit cards and theyre all paid off. I tend to dine alot with friends, order door dash every other day and want to start going to concerts, staying in nice hotels. I don't think id do much international travel. I wonder which card would be best for me🤔
I love to plan a year in advance so I've had some luck. Especially with Business class. First Class seems to be available more often at T3 and T14.... my plan for Japan, I'm going to book J with Alaska points and hope F opens up near or on my day of travel.. cancel and rebook. If it doesn't happen I'm sure I'll be ecstatic with J.
Good plan! We booked JAL F T14.
I use the venture X and Savor card (no annual fee since I was one of the first few to get the card) for everyday. My gas card is the PNC cash back card that gives 4% on gas. I think I’m pretty covered with all purchases.
🪃 Great video! Thank you for all the info!
Thanks for the info
The venture x will be so OP if they just add more hotel partners
Sebby, have you thought about leaving SF? “I heard about Bob Lee getting killed in the good area of SF”. What is your thoughts on how SF safety? A video would be great.
Got my SavorOne, just a shame I couldn't qualify for the sign on bonus
I have the savor one and venture one. Still contemplating the X. Or Citi premier. I don't value lounges, but kinda of want unlimited access. (I have the us bank altitude connect with 4 passes a year). I wouldn't use the hotel or flights multipliers because I don't like booking through a portal. I have a custom cash so a premier will unlock travel partners with Citi. Kind of feel like I don't need the X since I have the venture one, but I would like 2x back on everything
🪃 Thank you. I have Venture X. Now I will get the savor to maximize on groceries (don't spend much on dining or streaming).
🪃 great video, very helpful
🪃
One other great value proposition is to Transfer to Turkish Airlines for domestic US flights on United. All domestic flights are only 7,500 points, and this includes flights to Hawaii. So it becomes fairly easy to hit 2 CPP or more. Obviously the biggest downside is just finding availability.
Emirates Fifth Freedom flights increased to 108k this year from 90k
I have the Venture and am excited to add the Savor this year (waiting for hard inquiries to go down). Adding my partner as AU on both so we both rack up miles. The Chase trifecta for me isn’t appealing bc of the weird points earning structure. I want the Hyatt points though so I may just get the Hyatt credit card in the future, or the Bilt. Already in the Cap1 and Amex ecosystems and don’t feel like adding in a third…
Can you do a video about tipping when using points or free nights to stay at premium hotels?
Sebby's zoom is still broken
Good stuff subbed
Savor one
🪃 Thanks Sebby! I currently have the SavorOne and Citi AAdvantage Platinum Select card. I use the SavorOne for all the things you mentioned but I have the Citi card because Philly is an American hub. My wife and I go on at least 2 trips a year. Do you think I would benefit from switch the VentureX card setup you just highlighted? Thanks again!
Great video
I'm not thinking of it. My cards are focused at general chase points and hilton Aspire use.
I can't see how my spend would also support a third family. Next card to be CIC. I actually came out of retirement (for awhile) to help get the buisness cards.
So far not interested in the X. The only topic of interest is lounges with it. Have priority covered already. That would be my interest. Just as a travel card I'm set with chase family and the hilton Aspire.
Great stuff, man! Your videos are always so insightful. Inserting a boomerang emoji since I'm on my computer lol.
Just got the VX yesterday! 🎉 Time to wait for the SavorOne for that 10% on Uber!
I just started getting some Chase cards with the goal being to eventually get the Sapphire Preferred. Aftert seeing this and a few other videos about the Venture X I'm tempted to get that and the Savor One instead. Is there any benefit to getting both Capital One and Chase?
I have the WF autograph, Active Cash, and the discontinued Visa Signature that multiplies my points by 1.5 when redeemed for flights. All of them are no annual fee and have no travel partners. I'm interested in moving to a setup with Travel Partners but is it worth moving to Amex, Chase, or Capital One?
If you already have the Amex Gold that gets multipliers on dining and groceries how could you still get maximum use out of Savor One?
🪃 Great video Sebby! I really like how you emphasized getting these cards by the mid game. It’s super important if you don’t want to get locked out of Cap1. I was able to grab the Venture X and later the SavorOne.
How long did you wait to get Savor One?
@@MattMcGrathOfficial 6 months in between applications. Use their pre-approval tool before applying. It may give you a good idea as to whether or not you’ll be approved beforehand.
Amazing video! Is there a place where all the capital one points sweet spots are listed out? My fiancé and I are taking a year king honeymoon after our wedding in June and I have a huge stash of cap one miles. Hoping I can cash in on some of the best redemptions!
Just got approved for the Venture X! How long should I wait to try and apply for the Savor One to get this awesome combo!?
hey @asksebby thanks for this video, very helpful!
Can you build up a credit card rotation without Amex
C1’s pre approval is kinda weird. They keep telling me that I’m qualified for the savor one for good credit while I have around 15 cards.
hi Sebby, Ashley, love your videos. I was curious what your opinion would be I am moving to New York City in a couple weeks and I’m of thinking about applying for the venture X or the capital one I’m trying to decide because I know there is a six month gap between getting a capital one card and I was wondering, which one you would get first. I was leaning towards getting the venture one first because I can hit the minimum spend already and allow me to get that sign a bonus and secures me into getting the more premium card. But I thought it would be nice to be able to get that Uber benefits that come with the saver one by getting that first and utilizing that throughout all of 2023 and 2024. I currently have a discover it for being a student then I have an Apple Card and I just got a Chase off I preferred in May so I don’t wanna be locked out of capital one if I start gathering more cards before the venture Rex‘s do you think I should get the metrics before just secure my spot in there. I know it’s a long question but hope to get some guidance from one of the best.
I’m a healthcare worker and I like to travel but unfortunately my dates aren’t flexible is this set up still worth getting?
Would you get 10x points on Uber then, as the savorone has the limited time promotion with Uber?
The value of the VentureOne.
Start with SavorOne, get the small bonus and earn the points.
Take the trip
Six months later, product change to VentureOne. Use it, especially booking hotels.
Six months later, upgrade to Venture.
Apply for a new SavorOne.
Use them together very well.
Open 360 checking and high-yield savings. Develop the high-yield savings.
Wait for an upgrade offer for Venture X.
This time, don't upgrade.
Wait for the highest welcome offer.
Apply for the Venture X as a new account.
2 years, 2 hard pulls, 2 products, a developed banking relationship, and then one more hard pull for the best card Capital One has.
Very good for your credit score.
All of the cards no foreign transaction fees, every step of the way.
Hello Sebastian. do you do persoal advice? we have the Capital one Venture X but having a hard time knowing how to use the points
I hv VentureX & CapOne Miles card w/$39per year for 2PPC (my first credit car). Should I downgrade the Miles card to no annual fee??
Idk how I feel about capital one . Might close my account but I got approved for the card but they retracted the bonus
Savor/venture X
Any shot cap one comes up with a card that fills that gas gap?
🪃Great information Sebby! Based on your last video i decided to try for venture x since I have most other travel cards and setups. To my surprise I was approved since this is a late setup for me. Any information as to strong partners for a 2024 summer Hawaii trip?
Wyndham Rewards has flat-rate vacation rental access w/ Vacasa, and the deals are *great* for 1 br. They count bedrooms, not size and some are quite spacy. With a little luck you can easily get over 2$pp from the cash rate.
I currently have the Capital One Venture X, a sock drawered Quick Silver, a US Bank Altitude Go, and Discover IT card. I was watching your recent video about the Savor One card, and was wondering if I should get that card and cancel my altitude go? Down side would be going from 4x points to 3% back on restaurants and food. But at the same time all I use the altitude go card for is food and the streaming credit. Good thing about savor one is I could transfer it's rewards over to Venture X, and it has 3% on groceries, entertainment, and streaming.
Why not just get 5 citi custom cash cards so you can have 5 different top categories getting 5%? Would this work?😅
Asking because I’m lacking coverage on Amazon and gas. VX 2% is not bad but 5% is better.
Never mind, answer = Citi only allows 1 per person. Also, spending each quarter is capped at $500 for 5% back. After, it drops to 1%.
I thought Venture X was Priority Pass plus two guests and that the Ritz Carlton was the only one with unlimited guests.
I'd like confirmation on this too
I have the Venture X but also the AMEX Gold, I have been using the AMEX gold for dining but if I get the Savor it'll be the new dining card right? I've been using my Venture X as my catch all but wondering if it's better to continue using AMEX or switch?
Does Costco purchases qualify for 3% or 1%? Thanks.
1%
I want this card but I only travel domestic!! 😭
I am an authorized user of venture x, and I apply for my own venture x?
🪃 good info!
You kinda talked me into the venture one. It would be a free way to transfer points earned from a savor card. Or it w ould at least definitely be the ideal downgrade path from venture X if you also had a savor card..right? Am I missing something?
Just curious, if we just got the Venture X, how long can we wait to get the SavorOne? Thanks!
I'm very interested in Venture X, but do you think it's worth it if you have the Amex Gold, Chase Preferred, Unlimited, and Flex (Chase trifecta) already? Kinda disappointed in their hotel transfers, though, but not a deal breaker.
I have a similar set up and the Venture X is worth it, the Capital One travel portal leverages Hopper and prices matches. The $395 fee is offset in year one with the SUB and the $300 credit with travel booked through the portal and every year after with the 10,000 point anniversary credit and $300 credit through the portal. Factor in the airport lounge access, 4 free AUs etc. it is very easy to justify.
I think about to get savorone to cover the supermarket purchases. However the x gives everything to 2x already. Just 1x difference is not a lot
Hi Sebby, can you get cashback when you use the SavorOne card when you are travelling overseas?
Is it worth getting the Venture if I know I’m not able to get the venture x?
If I have the Venture X Credit card and add my wife as a authorized user. Can she still apply for her own Venture X so she can get the sign up bonus?
Is there a limit to how many capital one cards you can have?
I love the algebra 🪃
Don't discount the VentureOne... when you have the Quicksilver and Savorone. The People's Trifecta w no annual fee. With the $95 annual fee, the Venture is effectively a 1.5% rewards card so why not replace it with the Quicksilver?
hey SEbby, I currently have the Venture card... would I have able to apply for Venture X card? is it a good idea to get the Venture X? Also, I want to get my wife setup on a travel card as well currently she is not setup on a travel card. Since I have Cap One... should I have her sign up for Chase Sapphire?
Have the VX but got denied on Savor card :((((
The VentureX comment about late game is interesting. I am in the late game and had no problem getting approved, though now I am wondering if that would hinder me getting a Savor card which I have been looking at to boost my Capital one game lol.
I got Savor One late game (a week ago) with Experian frozen 🥶. You should be fine.
Just call Capital One today (05/07/2024), and they said that I can't transfer points from Savor One to Venture X since Savor One is cash card and can't transfer to travel card like Venture X. Is it true?
Hang up and call again.
Any update on this?
Would the Venture X be worth it, if you already have an Amex Plat/Gold set up? I’ve had a sour taste in my mouth for capital one since they put the quicksilver card I got in college in the “unupgradable prison”
Hey Selby, For the CapitalOne cards you discussed, does the earning ratio apply to transactions outside US? Say If I use it at a restaurant in Canada, do I get 4X? Thanks
Google
I was going to get the Venture X but after doing a lounge search on Priority Pass am very disappointed on the options it has. My home airports of Wichita and KC don’t even have any options. I have connections a lot in Chicago and Denver but they have United lounges that I can go to with my United CC. Is it still worth having for someone like me?
Venture X could be a good "1 year test and then downgrade" given the intro bonus. Put another way, you're getting paid to test the card.
On UA side, you would need the United Club and fly enough that you derive value from said card without credits.
I'm planning on getting the SavorOne soon, and thinking of getting either Venture or Venture X later. Was thinking about Venture X but I typically prefer Airbnb > hotel when I travel (except maybe in Asia), don't rent cars, and rarely show up to an airport with much time to spare. Would the venture X be worth it?
Do a search for Airbnb in Cebu, Philippines.