Wise Travel Card Review ✈️ (better than... 🤫)
ฝัง
- เผยแพร่เมื่อ 20 ต.ค. 2023
- I've talked about YouTrip and Trust Bank so much that they both have a dedicated playlist on their own. Ever since I moved to South Korea I decided why not give Wise Card a go since I'm going to be here for a while and Wise Debit Card did not let me down. Pretty similar to YouTrip's platform allowing you to convert currency in advance to lock in rates that could be advantageous to you. So here's a comparison between Wise Card and YouTrip. It's also possible to withdraw money using Wise Debit Card to get better rates as compared to changing cash in Singapore. Hope this helps you as the holiday season is approaching! (I'll cover Revolut soon!!)
🎥 • All You Need to Know a...
🎥 • Why I Don't Use Instar...
🌟 WISE ➡️ Fee free transfer / conversion on first S$900 - bit.ly/3T0MAph
Multi Currency Cards for Travel (ranked to 'best rates')
🌟 REVOLUT ➡️ revolut.com/referral/?referra...
🌟 WISE ➡️ Fee free transfer / conversion on first S$900 - tinyurl.com/demiwise
🌟 YOUTRIP ➡️ Receive $5 on first top up - tinyurl.com/dzyoutrip01
🌟 Trust Bank ➡️ Receive $35 NTUC Voucher - Referral Code: 69F3T6UM
🌟 INSTAREM ➡️ tinyurl.com/demiinstarem - Referral code: KplHNh
If you enjoyed this video, give it a like, it'll really help with supporting this channel! Constructive feedback is always welcomed!! 🙂
🔥 Get 6.8% Guaranteed Returns in Moomoo's Cash Plus for 31 Days (up to S$900 for new users)
🎁 Maximum Returns S$340 (deposit $60,000) | min $0.01
🔥 Sign up ➡️ j.moomoo.com/00x8FW
⏳ Ends 01 April 2024
📝 Guide and FAQ ➡️ demizhuang.com/blog-posts-dat...
🌟 Exclusive - Receive $20, $2 daily for 10 days
👉🏼 Deposit S$100, make 1 buy trade
2️⃣ Receive 1 Stock Bundle (worth S$70)
👉🏼 Deposit S$3,000, make 3 buy trades, hold funds for 30 days
3️⃣ Receive 3 Stock Bundle (worth S$210)
👉🏼 Deposit S$10,000, make up to 8 buy trades, hold funds for 90 days
All deposits and buy trades are cumulative. Buy trades can also be subscribing into Cash Plus.
4️⃣ Receive all the above + 1 Apple Stock (S$260)
👉🏼 Deposit S$100,000, Hold funds for 90 Days
🎁1 Year Commission Free Trades (SG)
🔗 Sign up - j.moomoo.com/00x8FW
------------------------------------------------
Connect With Me
------------------------------------------------
📫 Email - demi.zhuangg@gmail.com
💛 Support - ko-fi.com/demizhuang
👋🏼 Instagram - @demiizhuangg
🌐 My Website - demizhuang.com
------------------------------------------------
Books that Changed My Perspective (Life & Money)
------------------------------------------------
📚 The Pathless Path - amzn.to/3vxYqOu
📚 The Psychology of Money - amzn.to/3vB4g1p
📚 Die with Zero - amzn.to/3ShqkHb
📞 Giga Mobile Plan - S$10
Use my Referral Code - kFj1r9 | bit.ly/refergiga
------------------------------------------------
🇰🇷 Related Essentials
------------------------------------------------
📞 Korea E-SIM - shope.ee/1LE1IbPRGp
✈️ My Choice for Travel Insurance (easy claim process) - tinyurl.com/dzfwdtravelinsurance
🎥 Jeju Airbnb Tour - • 1 month on Jeju Island
------------------------------------------------
Disclaimer
Some links above are affiliate link. I earn a little at no cost to you!
Hey guys, I just wanted to mention that with all the videos I've posted to-date it should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡
------------------------------------------------
#wisecard #multicurrency #demizhuang #travel - แนวปฏิบัติและการใช้ชีวิต
![จังหวะนี้ - เม้ก อภิสิทธิ์ [ Official MV ] จอนนี่มิวสิค](http://i.ytimg.com/vi/4gQRZCkRyiU/mqdefault.jpg)
Thank you! Sold me, signing up now.
Hi Demi, I am traveling to Japan next year. Japanese yen is really good rate at that moment. If I exchage the curency now are they locked in the amount? or will apply the exchage rate the date I use the card?
Maybe one of you can explain the following on the wise home page on the bottom. "The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security." I'm a lawyer and I contacted wise and they don't know either. This statement is highly problematic without further clarification. Just think about it for a second. What happens if you leave your money in there for too long and what is too long. Account closure? Locked account? What???
Thank you so much for this video. It was very helpful! Could you use this Wise card at every places in Korea? I'm traveling there next year, and some people are telling that in some stores only Korean cards are accepted. Have you experienced some of these issues with wise? Thank you so much
yes every where so far I've not encountered an instance where I couldn't.
I am Canadian but living in Seoul now. I ordered Wise Card but can't even activate it because all the atm machine in Korea says my card cannot be used because it is MS card, but not IC chip card. Is your card MS or IC?
Hi Demi, thank you for the great video. I'm new to Wise. I have a question about using the card. In the card page on the app there is a add money button, do we need to add specific currency to the card that we want to withdraw or as long as we have converted to the currency and have it in the account atm withdrawal will deduct from there?
Hi, you can add your main currency e.g. SGD then convert in app if it's a supported currency to lock in rates then withdraw. If not the rates will be at the current point of withdrawal.
You must change the currency in each country in the Wise app? Or you keep your own currency - when take out money from ATM.
Hi Demi, I’m surprised you are just mentioning about this card. I have been using it since it was still called Transferwise back in the day. The rates are one of the best and the best thing is that it allows remittance to other overseas bank accounts. The only con I can think of is that the funds are kept under a bank account in your name but under Wise’s name which means you can withdraw funds from brokers.
Why is that a con though?
@@DemiZhuang I meant to say you cannot withdraw funds from a broker, also since it is a custodian account they could run away with your funds since it is not held in your name.
Thanks Demi for your info on using Wise, I am new in WISE, what's the main benefit of using WISE? Is it another debit/ATM card? Can I apply for WISE in Malaysia? Thanks for your help.
Travel card
Hi Demi, I'm travelling to Jeju in December, if I have 2 sets of currencies say SGD and KRW in my wallet, will the KRW wallet be automatically used when i am using in Jeju? Thanks in advance! :)
Yupp thats right!
@@DemiZhuang Thank you!
Hi, im working here in SG and will be traveling to Europe. Can i use my wise in my Apple Pay in Europe? I don't have physical card with me. Only saved in my apple Wallet. Thank you so much
Hei Demi since ur going to Japan, would u say youtrip is the cheapest for ATM withdrawal for the first $400sgd, then follow by wise?
Higher limit yes! but for rates, Revolut beats them slightly! I've written a blog post here -🔗 www.demizhuang.com/writings/revolut-review-2023
@@DemiZhuangthanks!
Hi Demi, I will be travelling to Jeju w family in Nov. u mentioned card is use island wide. Do u actually need to change Korean dollar in advance? If I do not need cash then likely I won’t change cos card will be easier. And one question, I have a youtrip card but how do I know my pin?
Hi! Still good to withdraw some cash or change before you come. For places like the traditional markets and a small chance that the dining place you go to only accept cash. (Largely, most places accepts card payments). YouTrip Pin is the same pin u use to login the app
Thanks for replying. Can I ask is there any best way to top up youtrip? Credit card will have cashbacj? Or u use paynow to top?
HI Demi, i am travelling to Tokyo soon, let say i am going to purchase something which cost JPY200,000, and i have JPY100,000 (which i pre-exchanged before i go there), and SGD 1,000, in my Wise wallet, when i use my card for payment, will it automatically deduct from both JPY and SGD account to complete this payment? thanks
Hi Demi! I am going to Seoul in 2 weeks. Where can I use Wise card in Seoul? Restaurants, convenient stores and shopping places that have card readers? I don't plan to exchange for a lot of KRW notes before the travel.
Almost anywhere to be honest. Maybe besides the traditional markets!
@@DemiZhuang how much KRW can be withdrawn from ATM without being charged a fee?
Hi Demi, quick question, Im going to Korea too but am not sure how to activate the WISE card in Singapore. How do I do that?
You can just go to an ATM, check balance and it’ll activate! Or spend in SG with the card and PIN
Hi Demi, may I know which card is recommend to use at Bangkok & Taiwan?
Whichever that gives you the best rates! Taiwan is quite cash reliant though.
awesome 👍
Demi, why do u not cover Revolut? Just curious only
Coming up!!
@@DemiZhuang looking forward 😊
Hi, can i use wise to pay hotel in USA? One more thing is, do i need to apply the physical card or can i pay via wise app.
Thank you.
Yes!! you need to have the physical card.
Wise also allows you to invest SGD in money market fund.
yup
Nice 👍
Is wise widely accepted in Seoul? And for atm withdrawal, is it difficult to find atms n Seoul?
Yes, card txns are widely accepted. Not difficult to find.
@@DemiZhuang thanks for your reply.
Balance funds in Wise can transfer back to bank accounts?
Yup
@@DemiZhuang are there fees to transfer back to our SGD bank accounts
Hi Demi, are we able to transfer back the money from wise account to our SG bank account?
Yes
use wise alot to pay the rent in poland
Hi Demi, are there additional charges if I use Wise card overseas during weekends ? ie. using SGD as the base currency for direct exchange and not pre-exchanging into respective foreign currencies
No additional charges. There’s the fees whenever you convert $
are there fees when I top up Wise Card ? Meaning if there is no currency conversion and simply just top up SGD @@DemiZhuang
Can just use physical WISE card to pay in Korea?
Yup
Do most shop in Seoul accept Paywave?
@nafavis7346 half half. Use the chip.
Can I use wise in Malaysia?
Yes. U can lock in rates on wise also
Wise work in Taiwan ?
yes as long as they take visa.
Would u recommend just getting a digital card (then adding to Apple wallet) or getting the physical card?
It depends on where you're going, if they accept paywave mostly then great.
Wise doesn't support USD neither AED ANYMORE! BE AWARE...
I just checked it’s still there though
I ❤u baby ❤❤❤
This was the Revie I was waiting for. WISE Card
hahahah sorry it took so long!!