Rising Cost Of Living In The Uk, Monthly Bills For A Family Of 4 /Coping Mechanism
ฝัง
- เผยแพร่เมื่อ 3 ธ.ค. 2024
- Rising Cost Of Living In The Uk/Monthly Bills For A Family Of 4 and how we Cope with living expenses
Lemonade Finance is a mobile app for users in the UK & Canada to send money to Ghana, Kenya & Nigeria with zero fees.
It is fast, easy and very reliable. Since I discovered Lemonade Finance, The recipients gets the money instantly.
The better part is that if you sign up with my code; TOCHI, you get a 10% cash back on your first transfer above £100.
Remember to use my code to download the app My referral link - referral.lemon...
Use my referral code TOCHI
Visit the website here - lemonade.finance. Download the app here: iOS - lemonadefi.app... , Android - lemonadefi.app... #LemonadeFinance #CreatingWithLemonade
Please Subscribe to my TH-cam channel, like this video, share and drop a comment.
Thank you for watching.
Want One on One session with me book here selar.co/6met
My TH-cam kit
My Sony Camera amzn.to/3LQKBNK or this amzn.to/3ujU9Lg
My 50mm Lens for sit down videos amzn.to/3qiFsWF
My Sony Kit lens amzn.to/3KYyqOs
My Memory card amzn.to/36pGU2d
My Tripod Stand amzn.to/3Lm7klx
My Microphone amzn.to/3JB2GOC
My Light
1 Softbox. amzn.to/3LF73KA
2. Ring Light amzn.to/3sJI1Bn
Selfie bluetooth tripod amzn.to/3Bv326W
Links i post to products and services may be affilaite links, if you click on those links and make a purchase within a certain time frame, I'l earn a small commission, The commission is paid by the retailers at no cost to you, Thanks.
Follow me on Instagram; ...
Join my telegram group: t.me/+NX4tn7e7...
Follow me on Twitter
shorturl.at/chyDW
Subscribe to my second channel / @tochiandcompany
For all enquiries; tochiestherbiz@gmail.com
Watch my other videos;
7 Side Hustles to Make Money in the UK up to £1000 a month
• MAKE EXTRA £1000 a mon...
Make Money Series, How To Start Online Business In The UK & Websites To Find Cheap Products To Sell & Make £1k Monthly
• How To Start Online Bu...
HOW TO BUY A HOUSE IN THE UK Part 1 / How we bought our house in UK under 2yrs, step by step process
• HOW TO BUY A HOUSE IN ...
Top 10 Cheapest Most affordable UK Cities
• Top 10 UK Most Afforda...
Things to Pack when Moving to UK
• Essential things to Pa...
cost of living,cost of living in uk,cost of living in london,uk cost of living,living in the uk,monthly living cost in uk,cost of living crisis,cost of living uk,living cost in england,living in uk,pros and cons of living in the netherlands,cost of living in london in hindi,cost of living in the uk,living in london,living in the uk as an immigrant,costs of living in the netherlands,cost of living in uk malayalam,travelling cost in uk,living in england
how much money does a nurse in the uk earn,how much can you earn in uk,what is a good salary in uk per month?,how much you can earn in uk,earn money online,jobs in uk,international student earning in uk,earning in uk,how to earn 3lac per month in uk,earn 3 to 4 lakh in uk every month,earn easy way to 3 lac per month in uk,what is the salary of a nurse in the uk,how to earn money in uk,indian student earning in uk,jobs in uk for international students
Looking for a side hustle, here I shared 7 side hustles that can make you extra money every month
th-cam.com/video/x0yS3xlrpyU/w-d-xo.html
Life is easier for people that don’t have children. Getting a second job with kids is next to impossible. With child care costs you would better spend time with kids than a second job. Kudos to all the singles out there with no kids.
Budgeting helps, set it and stick to it, as things increase adjust accordingly. About kids crying for me to buy them something, I don’t negotiate with bullies. My daughter knows that crying won’t get her the result she wants.
🤣🤣🤣🤣 its really I don't negotiate with bullies
You are right
My 7 year old son did this to me once, was crying for an item…I literally had to buy that from the last money I had on me. When we got home, I sat him down and spoke to him in the language he understood and warned him sternly never to try that with me again.
Things are expensive everywhere right now, so I understand you. Nigeria is on another level. The worst is that food is really expensive, making it extremely difficult for the masses to even have 2 decent meals each day. Imagine the cost of healthcare...May God continue to help us all.
Amen oo
Very informative as usual. Your channel is priceless. Keep it up. It's not easy anywhere especially here in Nigeria but God will continue to provide.
Amen
It is well. When there is a casting down, we will say there is a lifting up for us in Jesus's name.
Amen o
Tochi thanks, for all the information. Please can you make a video on how to register a business in the UK.
Thank you so much Tochi. You are really helping with clarity. I am prepped up and ready to move.
Side hustle cannot be over emphasised. Thank you
Exactly. Wishing you all the best
Naija spirit💕
Sis, now an average Nigerian can't do 3 Square meal. It is now 101 or 011 or 100. 5 litres of groundnut oil is 10k. It is well sis, the cost of living in Nigeria is even higher, no salary increment, a graduate earning 100k when transport alone has taken 50k and the remaining not enough for anything. Reason why an average Nigerian wants to Jappa.
10k for 5litres of oil, that’s a lot o. You are right sis, some graduates don’t even earn upto 100k and still have to deal with the rising cost of living. It’s well o
In abj a lot of graduate here earn as low as 30k monthly, I was shocked when I was offered a monthly payment of 15k monthly, I couldn’t stop laughing while still on the interview seat, operations manager oooooo, I left laughing
My sis, you lie not, u will v to think twice before you buy bread now, cos it's now a rich man's food.
@@diamond5003 I dey follow you laugh. 😦 so ridiculous
@@diamond5003 15 wot??!!!! 😂😂😂😂🤣🤣🤣🤣🤣
Tochi, thanks for this video. Pls discuss how to set up your business in the UK.
It is well. God will continue to supply our needs. Even at that , I still prefer to live in UK .
Amen o
Thank You 🙏🙏
You cannot convince me Tochi, I must come there.
As in ehn we coming
Please come o, we will all be fine
Yes o, survival there is 10x better than where we are😂😂😂😂
Lol... She's not trying to convince you but just the truth, if you have frnds abroad dey would have been telling you
Lol. That’s the spirit!
Thanks, issue of inflation is enormous in Nigeria, cost of food is very high, it get higher everyday and not for a particular season. It's God's which enable ones to take care of other things. However if one is able to get his personal residence and ensure minimal number of household here in Nigeria, it helps a lot and reduced stress to some extent. What I could get from your video is that one should plan ahead before coming down, probably coming alone then bring others later... though this depends on one's financial status. Thanks and God bless.
You are correct
Yes bunmi plan ahead
I believe with what we are facing here in Nigeria, if over the years we can survive in Nigeria, we do same anywhere, it just takes preparation, focus and zeal, and be cautious while spending
You are right
Really insightful video. Thanks for sharing
Thank you for watching
Thank you very much for this video, it is really helpful. It would be nice if you made the video on how to register your business in the UK!
Okay
I am also interested in this.
Interested
Interested
Great..this is something I wanted to suggest u do..tell us the flaws of the country as well so we psych ourself and know if we can or not.
Please do a video on how to set up a business. Much appreciated you
Alright
Jesus, the UK seems more affordable than where I am in the US and I'm in a small town. My mortgage is 2200 per month. Electric 400 gas 120 and water 200. Internet and phone for me and 2 kids 200 per month. Food is crazy and 700 a month. Our petrol is getting better. We avoid eating out and my kids are choosing to shop in thrift stores. I'm glad I wear uniform to work so I don't have to shop for clothes. My car loan is paid but I still have student loans. My oldest is in college and I pay 10k out of pocket every year. It's crazy. I recently had to cut a tree in my yard. That cost me 1300. SMDH
Pele dear
Where about in the USA are u?
@@hlengiwemasondo2858 small town in Ohio
It's everywhere.Lets do it together
Pls do a video on affordable stores in England
Alright would do.. cheers
Thanks for this video. I would really love a video on how to register a business in the UK.
It starts where you come from. You have to go back to where you came from to start the process. And then you stay there and stop being the feral force that holds back advanced civilizations.
Start where you come from and stay there, OK?
Thanks straight to the point.
Much love from Uganda 🥂🇺🇬🇺🇬🇺🇬Thank u so much darling mi God bless u 🙏🏻🙏🏻🙏🏻
And bless you too
Nice to hear from a fellow Uganda. ❤️ sis
omo, I can relate. especially shopping at Aldi. Prices are just on the rise!!! God will help us 🥺
God help us o
Toshi Crewe is actually very affordable i live in Guernsey in the Uk and our 4 bed Mortgage is £1,739 per month. The island is very expensive and we dont have African shops there so we shop and ship from UK and it makes it more expensive
Yea, Crewe is fairly affordable I think
Very informative
Wow the broadband we use paying a bit much up to 40 pounds , electricity and gas bills 50 to 100 pounds for electricity and same for gas monthly payments, also noticing that the cost of food is going up buying 1 litre orange juice costs £1.45 , and other things like financing of the car , tax on car , the rent for the apartment was 105 weekly monthly that'll be 420 now its 436 but it includes bin collection as some ppl renting other places have to pay separately for bin collection, all these are going up but salaries aren't really, nurses are going on strike buse drivers are going on strike, royal mail went on strike recently, so with the job I have I also have a side hustle
Nigeria is worst, I was hoping and praying i would relocate to the UK in september but unfortunately i didnt make my IELTS, i wont give up. i will try again
Please keep trying
Don't give up please
Moreso y don't you try other schools in the UK that necessarily demand IELTS. Me is resuming in September and I didn't need IELTS or tofel
@@ifeoluwaokonmah5647 can I send you a mail on how to go about it?
I will I won't give up. Thanks
Thanks a lot sis
I'm in Netherlands its the same Tochi everything is expensive,we are a family of 3 and we spend almost 2000 on bills
Hi, please can I get your email address, I have some questions about Netherlands. I would really appreciate the opportunity to chat with you
I remember my husband shouting that how come I spent £350 on food last month for a family of 4. I started laughing... it's good to know that I am not alone.
You are not alone o my dear, it’s everywhere
Its everywhere Sis. A global crisis. The Russian/Ukrainian crisis isn't helping either. We spend more in Nigeria, local food, imported food is expensiveeeee
@@TomisSecrets I can only imagine... I have gone from from buying brand names to buying items stores make. Even that has increased. But with God there is a lifting up for us.......
I even think £250 for a family of 4 is impossible
£400 for a family of 4 is more reasonable…. Really sad
I like the rate you pay for mortgage. Your water bill is so high. We pay £15 monthly.
I like that pink lady apple but the price is up now. Price increase is a world wide thing now I supposed. We will survive it's all lol I saw agidi, moi moi in that African shop. Una dey enjoy o
Yes o, our water bill is really high, I have moved unto other kinds of apple cos that pink lady is just too expensive. Surely, we will survive
Please do a video on how to register your business in the UK
Alright
Please make a video on how to register a business in UK. Thanks
Hi,to hi Esther.i am kennedy makhino from Kenya.i have started following you.good iob
Nawaooo UK is full of bills. No matter what, we are not backing off. Same problem with Nigeria. Thanks for the info sis.
Portsmouth is so expensive. House rent alone is about 1100 excl. bills. I think we will have to move to another cheaper area. Thanks for this video
Wow! What is the size of the house if I may ask?
@@TochiEsther it's a 2 bedroom terraced house,
Plantain is another crazy one. It used to be 3 for £1.... Now, no eat well you will spend £5
Very correct, I don’t understand what is happening
Well this actually true , because things are so expensive now in uk,but on your car insurance, I believe you guys should be able to get a better deal, instead of paying £110 a month if you search well, you should be able to pay £400 a year, cus I drive for 6yrs am pay 320 per Yr and my wife has been driving for 2 Yrs plus and I pay £350 a year for her..
bless you..
That car insurance is actually for two cars though. And we have only 2yrs of NCB so that's partly why, hopefully it would go down in our next renewal
Well done 👍👍
Thank you
Your mortgage is very affordable i must say, but i guess is city specific..i miss the days when my mortgage was that cost...my electricity bill on the other hand is an eye watering £350 monthly...unfortunately my savings taking the hit with all of these hikes...for a family of 3 our monthly outgoing is £3400 this includes categories like car payments and house renovation repayments which were not mentioned in your video...
Oh wow, that’s a lot. The lord is your strength , well done 💪
Nigeria is neither a country nor a home. So no person should think of coming back. Bu has eased up life for bandits and terrorists. Just one kidnap case can wreck the finance of any family.
You are very correct
You are right
The cost of living is rising everywhere. Let me digress a little, let's put a smile on our faces. when you are in Nigeria/Africa generally, people talk about going abroad, overseas etc. Ok oooo, when you are now in a country like the UK, USA etc, why don't you people talk about Nigeria/Africa as going abroad/oversea? After all, you will cross the ocean and vice versa. Do you know why I'm asking? Webster Dictionary defines oversea as this: 1. beyond or across the sea
2. of or relating to movement, transport, or communication over the sea.
3. beyond the boundaries of one's country: in or to a foreign country.
I am from Bonny island. To go to my village from Port Harcourt is going overseas🤣🤣🤣🤣. It annoys my friends when I tell them that
This was very enlightening! Thank you!
I would really appreciate a video on how to register a business. Thank you!
Alright
Thank you Tochi.....in which part of UK are you based.....which city
Cheshire
Thank you
Quick tip: why don’t you and your husband get an unlimited internet with 02 and use that as the home internet net. Myself and wife have been doing that since 2019 and has saved us a lot of money. Our TV, children’s iPad, my work laptop with heavy applications all connect to the internet via our phone’s internet hotspot.
If we connect to internet via phone, while we're away some things in the house need internet to function like our security surveillance at home for instance. Besides we've tried hotspot stuff, it's just too tedious. But thanks for the suggestion
@@TochiEsther that’s fair tochi. I think it’s a good tip for those that don’t have gadgets that require constant internet like the surveillance system. Great video non the less 😃
Is it possible to use it to send naira from Nigeria to UK . Can I download it here in Nigeria
Yes ma'am please make a video on how to register a business
Okay
Please do a video on how us support works can get another income.
The price increase is everywhere... in South Africa its alarming
Hey would you like to meet in South Africa for coffee I'm in Cape town
@@hlengiwemasondo2858 great
I will like to open a bakery store when I get to uk...
Please talk about business to help survive in the UK
I have a video on 7side hustles in the Uk and businesses, kindly check it out
The way things are now,
If you are making £2000 in a month now in Uk, you are poor, and you will be struggling
Very true
So how much are you earning?
It is everywhere sis. Everywhere. Covid affected the world and so did fuel hikes.
Tochi thanks for your video. We are moving to UK soon. Pls which shop did u buy chair on mortgage. We need to increase our credit rating. We are family of 5
DO NOT MOVE coming from a brit its not fucking worth it unless your coming from North Korea its not worth it
God Bless you Tochi Esther and your family. Your content is valuable and appreciated! Approximately how far are you guys from London? I was looking at properties (that are not shared ownership).🏡🏡🏡
Video suggestion: Can you break down the demographics within the top 10 or 15 counties (i.e. % of between ethnicities if that is possible)?
At least, it is better than Nigeria. I don't think there is a place worst than Nigeria 😂😂
Meanwhile, Aldi is one of d cheapest shops👌👍
🤣🤣🤣
Exactly
🤣
Is. The lemonade app 10 pounds or 10% of what ever you are sending
You're doing a great job, Mrs tochi. Please how can I chat with you personally? Need to make inquiries.
Kindly check the description for details on how to reach me
@@TochiEsther what you just calculated is just one person salary for the month., let say total expenditure for the whole family amount to a person salary. the second person salary can be saved.. i think its not too much tochi. this is very good and recommendable. i hate to see africans complain in the land of milk and honey
@@favourosamor196 no one is complaining Oga, this is just reality
My dear why not cargo Africa food, I live in Qatar with my family. I don't patronize AFRICAN shops, they can be so greedy. I cargo my Africa food and it lasts for 1year for my family of 4 too. Its well. Finally inflation is everywhere now both here in Qatar, when I came here in 2019, 1 big cartoon of chicken is 50 riyals, but now is 120 riyal. May almighty God bless us amen🙏🙏🙏🙏🙏
I’m going to look into that my dear, thank you for the suggestion
How can I contact you please. Email or number. I need your advice. Thanks
I wish to be spending £ 25,000 a month though.
See levels na🤣🤣
@@TochiEsther Hahaha
Please how can someone register a business in the uk plz update us
Nice
This is the case for everywhere right now 😅
Thanks for this video, just before now,I was imagining if I was the only one thinking about this exorbitant bills!
Please if you don’t mind me asking, what broadband do you use and the what’s it like?
How can I register my business in the UK?
The video is coming soon okay
Farming, building a house in the motherland, is the only way 👍🇮🇸
Building house is not cheap guy
Sister there is beter to compay this place i am
Thanks for the video. Are these generic expenses you mentioned here? Can you tell me cost of living for a family of 3 in Cambridge?
I wouldn’t know because I don’t stay in Cambridge, I only shared mine .
@@TochiEsther OK. By the way where do you stay in UK?
@@TochiEsther Any suggestions to find decent place for accommodation in Cambridge without paying agencies?
Uk is full of bills i agree, but there's is job opportunities there to do and pay your bills, compared to Nigeria where there is no jobs availability, minimum wages still 18000, tochi ebi like say you go come back to Nigeria make i come that side!!!
This is not what this video is all about please, if you don’t get the point, then forget it
Tochi i dont mean it that way, just trying to say its same every where, but that side still beta passNigeria. One luv
@@helenevah9444 she's just saying the reality
@@helenevah9444 how's it like in Nigeria I'd like to know 😊
I used to live in the U.K briefly and I can tell you they try to tax you for every little thing, even a TV license just to plug it in. Europe in general have people with cold personalities and are not very outgoing. Try America, it's night and day compared to European society and definitely much better when comes to prices and affordability.
The cost of fruits is one that is annoying at this point. 1 avocado pear in the market yesterday was between 400 to 500 naira and I’m like why!😫
Data keeps increasing everything is annoyingly expensive. And Naija you know no increments in income and all the different yaga yaga.
My dear. One really has to step up the hustle 👍🏻
400 for 1 avacado? That’s a lot o, May God help us
Tochi thanks for the good job u are doing...am new in UK, and I want to register a company, pls ma,how do I go about it?
I’ll share soon okay
If you are new in the UK, crosscheck if your visa permits you to register a business. Violating visa rules = deportation
@@diplomatdiplomat2800 am under my wife as dependent, she is doing her master's. What do you think?
Even my my British friend told me everything now is to expensive.
Tochi please I want know how to register a business
Please is not only UK oh is all the world
In france looking to move back but this is peak lol but am used food being expensive
Multiple streams important
Very important
Pls Tochi, how long can one stay in the UK before acquiring a mortgage
I'd say after a year there's a possibility of getting a mortgage. We go ours within 2yrs
@@TochiEsther You mean it's possible to get after one year even if the person has not gotten a permanent residency in UK?
Also, what are the procedures?
The amount one must have before getting the house and so on.
@@kemifasoyiro2488 yes you can, Tochi has all the details on her channel. You can scroll down to previous videos and watch them. You will be glad you did😊
Life every where is not easy even here in Asia countries things are expensive
Try home made baby food , it's easier than you think.
🤣🤣🤣 I have a toy shop. I sold that jayjay doll 20k last Christmas. You got a bargain😂
Wow for real? 😊 You business is good business
childcare in London😭 Lord help us
Pls help us to do video how to register ur business ma
Okay
I think her food bill (250-400) is low. We are a family of three living in Hungary and we spend at least 800 a month on food.
Wow interesting. We also rarely eat out. We try to stick a budget as well.
Sis thanks for doing this video
This is helpful even here in Nigeria 🇳🇬 things are so expensive
It even gets harder by the day
Hi Tochi, if you have a child who is +2 years. Is she eligible to go to school? If yes, will she pay for fees? If no, is there like a crèche system and how much is it on an average? Thanks
In UK all kids from 3 years are eligible for 30 or 15 hours of nursery every week depending on your work situation . 2 year olds may be eligible if you are in receipt of certain benefits and it’s mandatory for all 4 year olds to be in school full time.
@@lydiasemakula2951 Thanks for your prompt response. But please can you expatiate on some benefits that will make a 2 years eligible for school? I await your response. Thanks
@Joyleh I have been reading a lot into childcare myself, I have 2 under 2 year olds and depending on where you stay in the UK childcare would be based on that for example in London and surrounding areas the cost of child care is 1350 pounds per child for a full day. No benefits or government assistance is available before your child turns 3. once they turn 3 years old you can get upto 30 hours per week free childcare but that also depends if you qualify.
Where did you get the JJ toy for £15 please? All the stores around me sell it for nothing less than £25
Last year from B&M
Can you help me to get Visa UK Canada
Wow... you are doing great, but omo, abeg how do you do it that you spend 250-400 on food a month. We are just 2 and we spend upto 500 a month on feeding alone.
I think my being on a diet played a role
please share with us how do registration business in the uk.
Your broad band is cheaper than Botswana
Miss T please I wanna get a visiting visa for Uk, I don’t know if it’s okay and possible to get a job while on a visitor’s visa, while I stay for like 5months and return back home
I don’t think it’s legal to work on a visit visa. I have a full video explaining that on my channel
Please interested in the business registration.. I enjoy your videos soooo much thank you
Haa hmm tochi o is not small something o
At all
The total money you spend in a month is £2171.
Okay, thank you
I rather stay over work to pay my bills than remain in this miserable country... Nigeria is hell enough!!
Thanks @ Tochi ma'am
It’s well o
I want to register my company in the UK @tochi
Alright
@@TochiEsther what do I do