The Cost Of Our House In The Uk / Best Credit card /Mortgage Advisor/ Answering All Your Questions

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  • เผยแพร่เมื่อ 1 ต.ค. 2024

ความคิดเห็น • 96

  • @FaithOjone
    @FaithOjone 2 ปีที่แล้ว +6

    Well done girl 💃💃💃 when I am ready to buy my own house will Binge watch all these videos

  • @NdyGlobalASMR
    @NdyGlobalASMR 2 ปีที่แล้ว +8

    Wow! this is very detailed. it is really better to buy a house than to pay rent in the Uk. after paying mortgage and you don't want the house anymore, you will sell it and make even more money

  • @ijeomamadu
    @ijeomamadu 2 ปีที่แล้ว +21

    This is actually what we should be calling couple goals , glowing , growing and working together not just twinning in asoebi while working against each other. But people can actually be annoying, why are they so bent on finding out where u live ? Is it really necessary abi the information u’v been sharing no Dey enough? 🙄

    • @mauversmultibiz6711
      @mauversmultibiz6711 2 ปีที่แล้ว +1

      Beats me ooo

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว +1

      Thank you nwanne mmadu, the thing just tire me

    • @samuelduncan3489
      @samuelduncan3489 ปีที่แล้ว

      The location is important because prices of property is most dependent on your location.

  • @ogomsseries
    @ogomsseries 2 ปีที่แล้ว +3

    Biko prepare banquet for me am coming to the house🤣🤣🤣people and questions.

  • @mandyfrizz
    @mandyfrizz 2 ปีที่แล้ว +4

    I am just loving your baby , thanks for answering all this questions sis

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Thanks for watching Mandi

  • @bellablessing7587
    @bellablessing7587 2 ปีที่แล้ว +6

    It was the baby for me lol too cute

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Aww, thank you so much

  • @UgonmaOgbuanu
    @UgonmaOgbuanu 2 ปีที่แล้ว +2

    Oh really, mortgage start counting after you get the key? Wow... thanks to you and your hubby for these answers...It will really be helpful

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Thank you for watching dear

  • @chiomaonuoha7723
    @chiomaonuoha7723 2 ปีที่แล้ว +4

    Thank you for answering my question. You guys rock. Time to up my game!!!

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      You're welcome Chioma 😃

  • @andiemoyo6722
    @andiemoyo6722 5 หลายเดือนก่อน

    My neighbor....l'm in Northwich

  • @chikaokeke2023
    @chikaokeke2023 2 ปีที่แล้ว +4

    Thank you both for making out time to address the questions. You are doing an amazing work getting people informed. Love and blessing to your family

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Thanks so much we appreciate

  • @barakahomowunmi2030
    @barakahomowunmi2030 2 ปีที่แล้ว +3

    Thank you so much for this information Ma. As a student trying to save up to buy a house in the UK, what type of bank/ bank account would you advice a student to start saving up in?

    • @kunlele07
      @kunlele07 2 ปีที่แล้ว

      It does not really matter who you bank with as long as its your name and you re registered to an address and most importantly on the" ELECTORAL ROLL".

  • @valleriemuckoya3394
    @valleriemuckoya3394 2 ปีที่แล้ว +3

    Congrats on getting to 23K subs as the time I watched this video. You are really growing and the team work with your hubby is really helping!

  • @njidekachelsy169
    @njidekachelsy169 ปีที่แล้ว +1

    Buying a room is just like shared ownership.

  • @ohanejeuchechi3571
    @ohanejeuchechi3571 2 ปีที่แล้ว +2

    I love you guyz, your were very detailed and honest with your responses. Thanks for sharing!

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Thank you for watching

  • @rachealaderonkeayodele6297
    @rachealaderonkeayodele6297 2 ปีที่แล้ว +2

    I will always share your videos, they are very educating. Thank you 😊 💓

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Aww, thank you so much

  • @opeyemi5490
    @opeyemi5490 2 ปีที่แล้ว +2

    Hi, you said the ISA account is only for people under 40years, do you know any plan for people over 40years old? How can someone over 40years buy a house your way?

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      You can save normally if you're above 40

    • @opeyemi5490
      @opeyemi5490 2 ปีที่แล้ว

      Thank you, you mentioned you are on a skilled worker visa, can you enlighten me on how to go about it and roles with better chances of getting it?

  • @lenilsonsg
    @lenilsonsg ปีที่แล้ว

    Hello lovely family, did you consider Liverpool too? I see your city is close to Liverpool… we are searching for places in Liverpool or nearby and we would appreciate your comments on that.

  • @haridabeauty
    @haridabeauty 2 ปีที่แล้ว +3

    Your baby is so cute 😍 💕

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว +1

      Aww, thank you so much

  • @mandyfrizz
    @mandyfrizz 2 ปีที่แล้ว +1

    Awww see your cute baby 👋 hello cutie 🥰

  • @phinasway
    @phinasway ปีที่แล้ว

    Thank you both for sharing this useful and important tips. We appreciate you. God bless

  • @sisiadebanke5007
    @sisiadebanke5007 2 ปีที่แล้ว +1

    Awww Beautiful, Thank you and mama is preety

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Thank you for watching dear

  • @BLUENIGHTSOUNDS
    @BLUENIGHTSOUNDS 2 ปีที่แล้ว

    Please can one buy a house and while paying the mortgage, rent it out? So the rent can as well help you to keep paying the mortgage? If yes, which area is best to buy house?
    Thanks

  • @nnekankechi7713
    @nnekankechi7713 2 ปีที่แล้ว +1

    Nice one, congratulations Tochi and family 👪

  • @sweetmotherskitchen8503
    @sweetmotherskitchen8503 2 ปีที่แล้ว +1

    Wow i enjoyed watching, thanks for sharing

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Thank you for watching

  • @saintsacademy007
    @saintsacademy007 2 ปีที่แล้ว +1

    Hi Tochi, Nice one again. I still can't find the video for credit cards though.

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Kindly check the description for the link

  • @njidekachelsy169
    @njidekachelsy169 ปีที่แล้ว

    I was told I need 25% deposit to get help to buy scheme and also UK permanent resident

  • @kevefe7335
    @kevefe7335 ปีที่แล้ว

    No! one as a foreigner cannot get credit card within 3 months of entering into any developed country based on his record in that country . In fact to be considered a resident you have to be in the country working for 2 years.

  • @momoftriplets4392
    @momoftriplets4392 2 ปีที่แล้ว +2

    Congratulations is all I can say

  • @mounteverestfruits3441
    @mounteverestfruits3441 2 ปีที่แล้ว

    Hi
    I have just come across your channel. I am on Graduate Visa and working full time as an accountant. Can I get a mortgage to buy a house?
    Thank you so much.

  • @namagembe67
    @namagembe67 2 ปีที่แล้ว

    Owning a property enhances your right to becoming a permanent resident.

  • @jozzycorner
    @jozzycorner 2 ปีที่แล้ว +1

    That was great video giving us all the necessary answers and information

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Thanks so much darling

  • @namagembe67
    @namagembe67 2 ปีที่แล้ว

    You can pay a mortgage until the retirement age in UK which is currently 67 yrs

  • @onyiinyechukwu
    @onyiinyechukwu 2 ปีที่แล้ว +1

    yes my coursemate got a credit card from llyods bank

  • @nenyek3131
    @nenyek3131 2 ปีที่แล้ว +1

    I got my first credit card as a student and with no job. Check Santander bank.

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Alright, thank you

    • @allbymyself4927
      @allbymyself4927 ปีที่แล้ว

      Did you open an account with them please?

  • @christabelajaero7983
    @christabelajaero7983 2 ปีที่แล้ว +1

    Please, my question is- using ISA account to buy a house , must one live in the house or can it be rented out???

    • @MsTaayo
      @MsTaayo 2 ปีที่แล้ว +1

      you have to live there, if you rent it out then you have broken the terms of the ISA account

    • @chrisonyemem8493
      @chrisonyemem8493 ปีที่แล้ว

      ​@@MsTaayoWow. And I was looking forward to having a lifetime ISA

  • @oluwafunmilolasipe6402
    @oluwafunmilolasipe6402 2 ปีที่แล้ว +1

    Can an international student open a lifetime ISA account?

  • @namagembe67
    @namagembe67 2 ปีที่แล้ว

    You can buy a studio flat which is a room with cooking facilities in a block of flat

  • @namagembe67
    @namagembe67 2 ปีที่แล้ว

    Foreign students can get a credit card and will be entitled to an interest free over draft for the period of their duration. The only difference will be they will only get a limited credit limit.

  • @wisdomokoli8338
    @wisdomokoli8338 2 ปีที่แล้ว +1

    You guys are amazing and very informative, thanks so much

  • @mandyfrizz
    @mandyfrizz 2 ปีที่แล้ว +1

    Waiting

  • @finalwarningformankindlove3260
    @finalwarningformankindlove3260 2 ปีที่แล้ว

    Can some who is in Nigeria buy a house in the UK?
    Or, if I am an international student and I want to buy a house in the UK is it possible?

    • @MsTaayo
      @MsTaayo 2 ปีที่แล้ว +1

      buying a house in international student is not advisable and it would be difficult as you wouldn't have adequate income to prove it. To get a mortgage from Nigeria you need to be an expat

  • @gbengaogunmodede9048
    @gbengaogunmodede9048 2 ปีที่แล้ว +2

    THANKS

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Thank you for watching

  • @kenisiachiware6622
    @kenisiachiware6622 2 ปีที่แล้ว

    Looking forward to see a video on Help to buy. May you also clarify on that video if one is able to sell a house later which was bought through the Help to buy scheme?

  • @emmanuellucky86
    @emmanuellucky86 2 ปีที่แล้ว +1

    Nice

  • @livinghealthierandhappier
    @livinghealthierandhappier 2 ปีที่แล้ว +4

    Woow well detailed information and this is what I call working as a team well done 👏🏾👏🏾 sis you must be very proud of your hubby he is very smart thanks for sharing sis Tochi Awww the baby is so cuuutie by the way one love stay blessed.💞💞💞💞

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Thank you so much sis

  • @glorymonye4745
    @glorymonye4745 2 ปีที่แล้ว +1

    Thank you so much for this information.

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Thank you for watching

  • @njidekachelsy169
    @njidekachelsy169 ปีที่แล้ว

    When did you pay your deposit.

  • @modupeolapeace5528
    @modupeolapeace5528 2 ปีที่แล้ว

    Thank you Tochi for always giving us great update, Can you buy another house if you are on an existing mortgage

    • @MsTaayo
      @MsTaayo 2 ปีที่แล้ว

      yes you can but it is tends to be difficult to get another house in the UK

  • @viddhyagaudaman
    @viddhyagaudaman 2 ปีที่แล้ว

    How much you give to buy this house

  • @Brown6031
    @Brown6031 ปีที่แล้ว

    Inspired

  • @chidinmaeluwa8950
    @chidinmaeluwa8950 2 ปีที่แล้ว +1

    Waiting

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      It's here now, hope you've caught up 😃

  • @gbengaogunmodede9048
    @gbengaogunmodede9048 2 ปีที่แล้ว +1

    Cant just wait to get informed.

  • @omaagege4224
    @omaagege4224 2 ปีที่แล้ว +1

    I just got the chance to watch this,am so happy I found your channel, we are moving to Crewe,we got a house on Taylor wimpey, how good is Crewe and how do you find life living there as a black family. I have been there twice,going again to pick out the options,the town is quiet which I like,but I need more confirmation from people like me 🤭🤭

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Wow, that’s nice. I like the city, it’s quiet, affordable and it’s close to some bigger cities so you can always drive there anytime

  • @fluffyblue9112
    @fluffyblue9112 2 ปีที่แล้ว +1

    Please,I want to ask if I open an isa account now and pay in 4000 or more.Will I still be able to get the additional 1000pound bonus if I collect it in march ?but our mortgage is almost through now.

    • @TochiEsther
      @TochiEsther  2 ปีที่แล้ว

      Please refer to our video on how we saved, this was addressed. Thanks