Paid off payday loan but still owe?
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- เผยแพร่เมื่อ 6 พ.ค. 2024
- When some people are short on money they get what’s called a payday loan. One South Florida man was told he didn’t pay back the loan. To prove he did he called Help Me Howard with Patrick Fraser.
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They tried to railroad pop until chanel 7 put they ass on blast
"they ass on blast"
I can't believe I share oxygen with people who can barely put together a coherent sentence lol.
4 sho.
@@pearlsswine goofy B 🤡🤡🤡
@@pearlsswine You hate us cuz you not us. Cope
If you'd like to stop sharing the oxygen with these people, your local highway should be busy around rush hour.
No money for Americans in need but billions for other countries , sad !
Now this is what should be protested!
VERY SAD!!😢
Nice concept, except people would complain if this money went to poor Americans too. You can't win.
Don't forget the billions that Biden is giving to illegals and billions to bail out student debt.
these are scams and should be outlawed.
ONLY STUPID States allow Payday Loans!!!
Some states outlaw them.
They are predatory.
@@youtubesucks1499 Predatory, plus 20% interest per month. Insane.
I'm not defending them, as they are predatory, but if these places didn't exist, where would this guy get $1,000 to fix his car? I assume he doesn't have a credit card, and a bank wouldn't give him a loan, and he couldn't get the money from family or friends.
Taking advantage of the elderly and poor .
Poor people take advantage of themselves lol. Can't afford to pay bills but can afford a TikTok binge habit lolol.
@pearlsswine True . I am sure bad decisions are made. But taking advantage of a person's ignorance or despiration. For whatever reason. Just ain't right. But the devil don't care otherwise.
@@pearlsswineI doubt the elderly gentleman in this story uses tik tok
@@autumnluv8227 The Flip-phone app?😂
I always avoid these payday loan, the interest rate is outrageous
loan sharking is illegal so how are they getting away with it or do they have to be sued . If I am not mistaken, their is a cap on what interest rate a loan can charge
Title loan is too
It’s higher than 20 years ago.
Desperate ppl sometimes have no choice but to
Someone please help this Veteran get his VA disability!
Right! This is insane! He should be 100%
Yes! He can get $3,699 a month.
Why don’t you? Easy to be a back seat driver.
@@P2Feener305 probably because they don’t know him and aren’t likely in his city or state!
YOU send him YOUR paycheck, Big Mouth!!!
They apologized because they got caught!!!
right lol
For what they put him thru they should give him $1000.00 cash.
Get him to the nearest VA!! He should have enough money from his time in service to survive!
Don't do business with them again Lorenzo.
When I went to a pay loan here in Louisiana, I would borrow $100 and had to pay back $130. I am happy I did't continue borrowing from them.
This happened to me, too. I always paid my loan off in two weeks on the nose. But these corporations are predatory, and they depend on people lack of knowledge to continue devastating people's livelihoods. Congress needs to put some kind of oversight mechanism place to protect people.
Heres a hidden fact regarding
loan shark places aka check
cashing places..If you ever
notice those places are only
placed in poor demographic
areas of cities. But you dont
see these places in suburbs
or nicer neighborhoods.
Lol do poor people even understand what a loan shark is? No, of course you don't. TikTok University doesn't teach such a thing.
Loan sharks aren't going to sell your debt to collectors when you decide you no longer feel like paying back what you owe lol.
why would they be in an area where people are less likely to need their services? This is just good business and common sense. Rich people have good credit and bank to lend them money and the broke have the check cashing stores
Yes these stores cater to a demographic. You will never see them in a upper class community
They shouldn’t that’s the point bjvu! The poor should also have access to credit that doesn’t completely rob them blind. This is what people have been fighting for or decades.
@jakeshields2905 usury
Companies always trying to screw someone acting like computers are incapable of being wrong. It's usally user error anyway
When a business is corrupt, they should lose their business license immediately.
They tried to steal money from him and they got caught. This is standard practice and amounts to theft by fraud.
Accuse them of not paying. If they fight it, concede it was “a mistake”. If they pay, the business has stolen the money and gets away with it.
Why does it always take a news station or a lawyer to fight for the less fortunate people? This man did just what he was supposed to do and had the proof. But the corporation still didn’t believe him. I would sue for the stress they caused this man.
Greed
Because it's not an accident. They deliberate swindle people, or at least choose to overlook obvious mistakes in their favor. When they get caught, they pretend it was an obvious oversight and are magically able to resolve it.
They deliberately prey on the weak and only stop when they might become the prey themselves.
Sunshine is the best disinfectant
These payday loan businesses are illegal in Arkansas. They are not welcome here. Arkansas has the strongest laws of any state against usary.
Poor human: "Hey... I have proof I paid this loan"
Rich corporation: "Get bent!"
News station: "Hey... WE have the same proof that this guy paid this loan"
Rich corporation: "We are terribly sorry, we will fix the error"
Amazing how that works.
Haha. It’s like at that point what do you do? Fight the facts and look like the biggest scumbags ever
Predatory lending 😢
Facts I was waiting for this comment, alot of people don’t know about predatory lending laws , yesss u can sue for bizarre interest rates
I stopped going to places like this when I was 19 of age ,, I'm 41 now ,,anyone that's going to these places still are making wrong choices in life.
I’m glad this got straightened out because these kind of situations stress people to the grave, especially the elderly.
It’s not a computer error, it’s a stupid employee error ruining someone’s day.
right
Some workers don't look beyond the logic of what the computer is showing
But the computer is always right! I retired early so I didn't have to deal with those people!
I had the exact same thing happen with Bay área storage in Tampa. I paid my rent every month then all the student i was $3000 behind claiming i did'nt pay rent for 6 months 5 years earlier .
Sir, I’ll see you had the veteran hat on for one bit to another. Let me give you a little tip on saving money.. You do have money to save because you’re able to put $300 away for three months to pay them back. So when times are not so bad and nothing is going wrong put money away so next time when you need it that thousand dollars you already have it.
you have to have common sense for that to happen.
Jesus said " go to the ant and become wise " the harvester ant saves it seed which are stored in the nest in communal chambers called granaries. Mr. Lorenzo can do the same thing. Don't go to Jesus just to get saved.. The jails are fill of born again Christians who got saved.
@dalemccree5841
I’m a veteran also! Someone in his local area needs to help with get his VA disability! I’m P&T
@@amtravelingservice4400 Spoken like a prick living on Stolen wealth whose daddy paid for everything.....
So sad that someone who sacrificed everything for this country has to get payday loans.
Howard you're a legend. Thank you.
Go Patrick!! ❤
Exodus 22:25 "If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury".
Thanks for your service sir
💩 like this really pisses me off 🤨now goes into this establishment and shows he paid off the loan but they don't take his word for it because they are trying to get over on him but as soon as he brings it to the attention of the news now it's my bad he was right he did pay it back. SMH
The news and getting put on azz blast of company will always find their error quickly
Social Security to Social Security
This is why you should save money when you are working when you are young so you don’t end up in situations like this
You probably old too so shut up
Never pay any loan with cash. If you don’t have a checking account use a usps money order. And always get a receipt!!
10% for two weeks sounds like loan sharking. It’s like cigarette taxes it’s a burden on the poor.
Imagine how much better the poor would be if the government just gave them cigarettes and alcohol for free!
Predatory interest rates should not be allowed. Period!
And that my friend is the reason why the us military on all branches is seeing a decline. They don't take care of their veterans but would rather send trillions overseas
It's not the military, it's Congress!!! Those dang "entitlements" again.
From firsthand experience, I know the clerks in those payday loan stores aren’t math or financial geniuses. They make mistakes all the time.
Never get a payday loan is the best advice. But if you do? Document document copy copy everything.
A payday loan is just that. It’s a small short term loan that’s meant to be paid off ideally with the next paycheck. Never barrow any more than you need or more than what your next paycheck would cover. Borrowers often take on the maximum amount available and make minimum payments.
These loan sharks need to be shut down and legit banks need to help Vets get loan at a special low interest rates..
The world feeds on the poor and the stupid.
Don't be poor, and don't be stupid.
Feeds on the rich and intelligent people too.
Yeah bc it’s very easy for those who are poor to just not be poor anymore.
Seems like there could a connection between being stupid and poor.
10% every two weeks at 26 bi-weekly per year is 260% a year - would be better for this gentleman to get a credit card if he can and get a cash advance occasionally at less ten 1% per every two weeks or around 22% a year...even on social security if his credit is good he could qualify for a $1,000 credit card...
good suggestion. I'm on SS and use a credit card when necessary but pay it off asap.
Lol yes, I'm sure this fine, intelligent gentleman totally wouldn't max out his card in the first week lol.
Oh Ron, you are so silly.
This gentleman should request that the loan company send him a letter in writing that states that he doesn’t owe them anything for the loan he was falsely accused of not repaying. The letter should state clearly that this balance has been Paid in Full.
You guys are the best 🎉🎉🎉🎉🎉
PayDay Loans companies are despicable
BUT THEY CANNOT GARNISH SOCIAL SECURITY!!! If you used a car or home as collateral they can take those items.
You are awesome.
Some loans come with daily Interest too, Some places are DESIGNED to steal from you💯
He should have reported them to the Consumer Financial Protection Bureau.
There is an e employee embezzling money. This is fraud and needs to be investigated. This man needs a Navy Federal credit card instead of payday loans.
Trying to take advantage......
Somebody stole a grand and covered it up thinking he is an old man who can't fight it
The kingpin of shady debt collectors is Douglas MacKinnon of Buffalo, NY.
Good for him!
Never a lender or a borrower. 🙏✝️
The actual purpose of that scripture in Deuteronomy was that if the Israelites kept the commandments of God they would be the lenders and not borrowers from the canaanites. But if they didn’t keep the commandments then they would be borrowers and not lenders. I don’t know if you understood that based on the comment. That’s all.
Still got a flip phone. Old school.
Sue em.
No damages.....UNLESS it affected his credit score then he might have grounds for a lawsuit...Considering he is borrowing money at 260% interest or 10% a week, I would say his credit is already done long ago....
Someone stole the money and tired to put it on someone innocent
People swear computers don’t make mistakes
Payday loans are something you don’t get yourself into….
So much money for people out of u.s.a., but no money for the people of u.s.a.
These payday loan places shoukd be illegal in every state. They rib the people off, and then try and lie to get more money from them.
The key question is, Why should an American Veteran be suffering like this in America to pay his bills? These American Pay Day loans are scamming many elderly and those in the poor community. How can a business charge someone 200% for a loan of a few hundred dollars!
Now sue the pay day sharks for harassing him
They should give him money for all this headache.
Taking advantage of the elderly! Shame on them… looks like he pays his bills better than most younger people. ❤❤
I need help here in Georgia because these people are trying to Harnish my wages for an unlawful eviction over ten years ago. They have some recovery people sending me letters and finally i got something from the court. I went there to answer it in the hope that ill get my day in court to address the matter because the recovery guy said to me over the phone that he talked to me and I agreed to pay on several dates and I'd never even spoken to anyone about the matter before. So i think that someone who knows me and knows that i stayed in that apartment and knows about my eviction contacted those people behind me back and pretended to be me in order to mess me up some how because I don't talk to friends anymore. They know why. But it's wrong. I can't wait to go to court.
Steals your wealth just like car payments.
Yeah, stinking car payments. Be careful of what you ask for; you just might get the car payment that you was hoping for! (@10% for 10 years)
Payday day loans need to be outlawed .
Looking at the hat, he is wearing he shouldn’t even have to go through this
Pay day loans are the new loan sharks
Where are the receipts ?
Must have receipts for proof. And, I’m retired too and don’t he have a credit card like, I do? Credit card monthly payments is lot less than payday loans.
Crooks
Payday loans are horrid. Better off going to the mafia for money.
I got caught in the payday loan web years ago. It's a trap.
Happy they outlawed this in my state
They were trying to rob this senior. Plan and simple. What if he had alzhimer's or a problem with his memory? They should be audited. I'd bet that he's not the only person that they've done this to.
If he had not paid it, they would have come after him.
Usury.
Payday loan interest should be regulated they're legally robbing people down on their luck
how many other ppl have they done for that way
AINT. THAT. HIGH. WAY. ROBBERY
Take money poor people to give another for war😢😢😢😢
Don't browse anymore money from them. 😮
Lorenzo needs a gofundme
I need to open a payday loan business..
These types of loans are nothing but legalized loan sharking.
He is a Veteran- he should be able to go to the Government for help with a pay day loan. But no, money is need to take care of illegal immigrants and other nations at war. This makes me angry and sad.
👏🏾👏🏾
🙏
Stop using Payday Loans. Get $1,000-$2,000 saved up as quick as you can and live on a budget. Made a budget and live by the budget. Apply for any or all Social Benefit programs you may be eligible for including any VA benefits you may not be getting. Good Luck
How many other people have been tricked into paying for a mistake?
Ask WHY these places exist and are basically "Loan Shark" entities by law...To defraud and place the people in a worse predicament. Peace
Pay your loans back or Paulie Walnuts will be stopping by to give you "encouragement"
Such a rip off interest is crazy
How many people they have ripped off with this same tactic
They did the same to me
The IRS and the internal revenue do the same thing! You can never pay them off unless you pay the total amount. I had an attorney and a CPA.