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Do you know how long the 5% is for. I heard it is only for 3 months or does it depend on the Market. I want to open one.

Chime is a good bank but must make improvement and major improvement in changing its stupid idea on it works the credit builder. It totally out wack and a most illiterate way how they allow it to be used only once and if a person decided to close their for a emergency reason or good cause and come later in the future to reopen their account which the would direct you back to you old account but they will not let people have the credit builder card so it is bullshit there . They need updating and improvement no doubt there. Other than that they are good so far. SO CHIME FIX YOUR FOOLISH RULES AND ALLOW PEOPLE TO HAVE THEIR CREDIT BUILDER CARD BACK WHEN THEY DECIDE THEY WANT IT. Its our decision and our account.

Chime is good, but withdrawal is a pain in the buttocks

Thanks for a great video. So, I have all my accounts added into Monarch, including PayPal and Venmo. My PayPal account is linked to my Am Ex credit card, My Venmo is linked to one of my main checking accounts. Of course, my Am Ex and Main checking account are also linked to Monarch. What is happening is that a transaction for my Am Ex and PayPal show up in Monarch and are showing in my budget each as separate transactions so in my budget it shows having spent double... does this make any sense? I am not sure how to handle that unless I just don't include my PayPal and Venmo accounts. I really want to include them. Any ideas? Thank you in advance.

Been following your channel for a little while now and really love your videos! Acorns actually has a waiver on their $6 & $12 accounts if you set up direct deposit of $250 or more... This is copied from their website... and in my opinion makes this a really good option: Customers who set up a direct deposit of at least $250 per calendar month into their Acorns Checking account will receive a subscription waiver for as long as they have direct deposit set up and meet eligibility requirements. This waiver will be applied to either the $6 or $12 tiers as long as you have the Mighty Oak Card and an active direct deposit set up.

How about Synchrony bank? If you have extra money, their CD rates are not bad. Their HYSA yield is reasonably high and good for parking money for any needed cash flow.

What investing apps have you tried? SoFi Investing: th-cam.com/video/E4mDEXRw_Sw/w-d-xo.htmlsi=KTFAocO0QAl15icE Acorns App: th-cam.com/video/7VyrQlllLwI/w-d-xo.htmlsi=7jTc8moWAvxY3h4A

I love wealth front 🥰 been using it for a few months now. If y’all use my code to sign up we’ll both get 5.50% interest instead of 5%. Use this link to open a Wealthfront Cash Account. Once you fund it, you'll get a 0.50% APY boost! www.wealthfront.com/c/affiliates/invited/AFFC-F1CQ-GKAJ-IKBO

Thank you

I'm new to Sofi and I'm trying to replicate my Ally buckets where I can select from an external bank to deposit directly in my vaults but it doesn't let me. The option to select my vaults is greyed out. It looked like what you need to do it is transfer from an external bank into your Sofi Checkings or Savings, then set up another transfer from the Sofi Checking or Savings into the vault. Is that right? It doesn't seem efficient.

first of all thanks a lot one thing i don't have clear when i downloading and saving a copy ' it comes without any category how do i add some categories which can reflect in the expenses line

Next time could you bring out the instructions in bigger words

Try Empower here: personalcapital.sjv.io/bflammer

There always seems to be an issue to not get credit. Worst app to use.

What's your favorite that you teased at the end of the video

Do you have a video on when a month is not matching up and categories are overspent how you attack that? Cause it sucks if you just wanna correct the budget that particular month (cause something came up), but not future months' budgets.

love chime

Thanks for the info! I’ve found the bucket very helpful. Another downside is when an envelopes are low, the system automatically pulls from the larger envelope. It says: We shifted some things. But if that is actually the envelope you wanted it to go to, you cannot now assign it since there not enough money there due to the auto-assigning!!! I end up transferring funds from savings just to officially assign the money and the try to transfer the remainder fund back to my savings. So confusing

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Ynab is my favorite. But I have to find something new because all my banks are dropping Plaid support for security reasons

Robinhood now links to Wealthfront so that was my biggest complaint solved

where is the link

I love Everydollar. Free and easy.

Can this be used for IRA’s?

Brilliant idea!

Acorn sucks

I would like a video on savings goals instead of debt paying goals. I’m confused about the priority system. For example I have 3 goals: 1. Emergency savings (fully funded) 2. House down payment (50% funded) 3. Vacation I would like any surplus money I have to filter into these goals at the end of the month. If I have more expenses than income one month I want that money to be pulled out of one of my savings goals. If I set up a $1500 savings goal for house down payment and $200 for vacation, how will this work? Thanks

Sofi is great!

They currently raise their price of it I started since 2018 when I was 22 years old and grow it over time if i was more advanced about stocks back then I would have started investing to old brokers like fidelity. But I might as well stay with acorns for the long term and just stick with the 3 dollar subscription to be honest

Thanks for the video. Do you tag the sinking fund transfers in monarch money as “Transfers”?

With my BP credit card I get .15 back per gallon.

Thanks for your reviews! I tried Empower, didn't like that it never updated my linked accounts, sometimes 4 months behind! What app updates on a timely basis. I use a app to just see what I have spent in different buckets monthly

Please send me the link

I live in Utah and I would die to have that low of a mortgage payment! You’re so lucky 😭

YNAB seems to be increasing their price each year. It’s going up to 109 this fall…

I want to understand YNAB so bad! I have tried several times and always go back to Everydollar. I get confused when the money carries over to the next month. Trying to watch some of their webinars to finally "get" it! Thank you!❤

How do I actiate gasbuddy card

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Great video! Question, do you use your budgeting spreadsheet along with Monarch together? If so, what is the benefit of using both at the same time?

Winco is majority cheaper

Love generic

Audio good to me❤

Interesting ❤ Ill go to winco more n check it out

Grab my spreadsheet here: etsy.me/3ITBdea

if i have a joint account with my wife can we both have automated deposits from two separate accounts into the one wealthfront account?

The best bank ever. I don't understand why all banks don't adapt this. They always help me. I love Chime

Thanks for the video. Did anyone else notice sound issues with this video? Something seems off. Almost like it's compressed or something.