Hi Dayana. I have a Sofi invest account and checking account as well. What FICO score does SOFI look for/require? The high credit line offered intrigues me... Did I miss any video on the Sofi credit card that addresses required FICO score?
Are you able to respond to my question above? If you do not know the answer, it's fine as well. Just like to go in to applying for a new card with as much data as possible...
@@HOODTOURS Hey, an approval depends on various factors not just your credit score. Income,expenses, credit utilization, etc play a big role as well in getting approved. I believe you need good-excellent credit so (670+) to get this card but I’ve seen people get approved with a credit score as low as 630. For more info check out this article: support.sofi.com/hc/en-us/articles/4411345274253-Why-was-my-SoFi-Credit-Card-application-declined- Hope this helps! 😊
I got my Blue Cash Preferred in July and let my 4th statement hit a few days ago. Paid the balance then asked for just over 3x my current limit. I was 6k and now I'm 18k after asking for 19k. 🤘 Feels great! Like Mike Jones said... "Back then they didn't want me! Now my credit good they all on me" Thank you!
When I tried the first time at 61 days, they said it was too early and to wait until 90 days. At 90 days I increases my BBP from $8k - $24k, then I moved 6k from my Hilton Honors card to the BBP to make it $30k... I have well over $41k with Amex and have never had a financial review or been denied for a card except for once and that was because I'm at my Max limit of 5 credit cards with them
@@GangstaNerd what card do you have? I have 10 Amex... 5 credit cards and 5 charge cards. But when I got that increase I think that I only had about 4 cards with them. When I say that I have over 41k with them, I meant in credit but I do have money in Amex Business Checking and Personal Savings accounts. With your score, they should have gladly give you an increase after 90 days. Have you messaged them? If not, I would do that and see why you're not getting the increase.
I have Delta Gold and AMeX Platinum Charge ( no issue there) but the Gold has been stuck I pay it off every month could that be the issue, I’m going to call them now
@@GangstaNerd Paying it off monthly isn't the issue because I don't leave a balance on any of my cards. Yeah, I would definitely contact them! I have the Delta Gold too but I haven't asked for a credit line increase in it because I plan to cancel it next year and get the Delta Platinum so that I get the annual companion certificate
Hello everyone. I tried through the online chat and received a message that your account is not eligible for an increase. I pay my bill in full and never have been late on any card. I have the account for 2 years. I called and I was approved for a 3x increase over the phone. The representative said some accounts have to call for their increase
Wow didn’t think it was that easy but you are right on! I appreciate your help and this video! I paused the video to follow along and I did everything you said and In just a minute I requested from 4k to a 12k$ limit and it got approved immediately I was excited thank you so much I appreciate your help 🙏🏾
@@sedlawston it went down a few points after inquiry but after my limit increased it went back up and some because it brought my limits up more and my utilization % down so it was a win win
This was an excellent breakdown on how to get a credit limit increase with Amex Dayana! I personally only have their charge cards right now, but I know this video is gonna be super helpful for a ton of people out there. It makes me wish I had some of their normal cards! Thanks for sharing!!
Thanks for the helpful video! I've had the BCP for 10 months now without any automatic increases, so I thought it was due time to ask for one. Had no idea what a good amount would be to request. But after watching your video, I felt confident requesting from 6000 to 10,000. And I was approved! Now I wish I had asked for the full 3x haha 😆
Credit limit increased again from when this video came out I went from 2k- 6k and just did it like a day ago requested and went from 6k-18k so they 3x my limit 🙏
There should be a 'qualifying' mention that all these 61 day 3x1 increases are for EXISTING amex members. Not new members. I just opened a BCE a couple months ago, day 62 came, and the system told me I couldn't ask yet. I called and spoke to them, they said new members need to wait 6 months. FYI...
Great Vid on Utilization....you got me thinking, I decided for every increase, I would lower my usage, for example, for a $20,000 Credit Limit, I would keep my Utilization at 1% that's "$200"....because it's Low Risk, and as you said, 30% is too much.
As of November 19, 2022, there is no 60 days rule. I called Amex and it’s now a minimum of 90 days and all the way up to 180 days, depending on the specific person.
Applied for the Amex BCP, and got the 25k limit from the gate! Note: I already have a Amex Gold and Bussiness Blue plus for almost 2 years before I applied.
I have this card. I applied this year in January. I was approved for only 1k. I went to get a cli after 6 months and was immediately denied due to the fact that I have a discharged bankruptcy on my credit report that is 6 years old. I also hold a platinum and a gold. They have no problem approving you for the card but be aware that if there is a bk reporting on your credit report don't bother applying for a cli.
just worked for 3x ... way better than waiting for Amex to just increase the limit randomly... also yea sucks that they just removed the built in tab to request an increase. Thanks
I have this card and I’m at 120 days with heavy spend , clearly love the card, so I appreciate your perspective and data points! Will help me decide the amount of my CL increase
In July I asked for an increase and went from 15k to 30k instantly. Last week I asked for an increase from 30k to 45k. They have me an immediate increase of 5k then asked for bank statements. Sent them the bank statements and waiting to hear back, so we’ll see.
I applied for Amex personal and business credit cards within a week apart about two month ago, and received $15,000 for personal and $20,000 for business. I wanted a bit more for business but I guess this video explains why I got a total of $25,000.
Data point: coming from $2k, I just tried to get my first CLI with AmEx (BCE) but wasn’t even allowed to ask for a number due to the card being too new. Having opened the card 10/27, I’m past the usual 61 day wait.
so for me this worked for me not exactly @61st day but rather a couple weeks after the 61st date. So basically the 90th day this works. I went from 8k to 24k thank you for this video ❤
The Credit Limit increase button has been moved to Account Service > Payment and Credit Options > its in Servicemembers Civil Relief Act (SCRA) Benefits and you will see the credit limit increase
Good information it give a better understanding why my utilization drop a few points. I recently got an increase on of my credit card that I did not request but it make sense now. Honestly I'm not worry to much about increase. I figured as long as I paid my credit card off on time and build a good report with company so when the time comes it may be possible for an easy request ijs.
@@DayanaPlays I thought of requesting a credit limit increase, and I could if I want. But realistically I don’t need a CL increase since I already have a $22,200 total credit limit, $34,200 including business cards.
My favorite card the BCP Started with a $2000 credit limit Then 91 days increased to $6000 credit limit and know At six months of account open I’m at $12000 credit limit
Amex hates me and won’t tell me why. I even have an Amex saving account. 6 months now. I’ll wait a year and close the account if I don’t get an increase
@@DayanaPlays The Blue Preferred. I’ve used the card every month in varying amounts and paid it off before the due date. It’s my lowest credit limit “4K” and they claim they need more “history” of use as the reason. It’s pathetic.
@@Jason_The_Man i have the same issue but with the custom cash, been with them for 10 months and they still say my account hasn’t been open for too long to be considered for an increase. Dumb as fuck
I just got approved for this and the green card. I don’t want the charge card and I’m hesitant on this card till I find out my CL. My other cards are around 15k and 10k.
Does the overall extended credit (34,000) INCLUDE cards where you are added to somebody else’s account as an authorized user? OR, just cards we are personally responsible for making payment’s on? Any info on this would be great thanks. 😊
Great video!! I have two AMEX cards and I also noticed that they are very generous with credit limits. I also noticed Fidelity is even more generous! But you need to have a Fidelity account. I also GUESS that Charles Swabb may be very generous because as well as Fidelity they deal with borrowers who have securities and they tend to be more financially stable. If you know of any other Credit Card issuer that is Generous on Credit Limit, please let me know. I think even if I don't use it, having a high credit limit impress employers or anybody that pulls your credit.
Excelente explicacion sobre como aumentar el limite de la TDC amex.. fui 12.5k a 20k de aprobacion inmediata. felicidades me suscribi a tu canal, un gran abrazo
Ive had Amex Blue cash card for almost 6 years and they still denying me more than 4k limit. I used it once every 6 months and immediately paid entire balance off. Maybe i dont use it enough?
I’m was denied because I was recently 20 days late on my AMEX gold card. Anyone know how much longer I need to wait to ask again for a CLI on my preferred.
I have the blue cash and a blue business card. Blue cash is 7k limit and business is 10k. I’d like to up the blue cash. My question is do they do a hard pull? Or soft pull? Accounts about a year old.
I can tell you Amex CLI are always soft pulls. If you have an existing credit card with Amex and apply for an additional card, the subsequent application for a second card is also usually a soft pull as well.
Yea, when preparing for the video I couldn't find it on the portal, so I contacted customer service, who confirmed it had been removed. BTW thanks for dropping by! 😊
I got my Amex delta gold card with a 8k limit back in July of last year Is that any good? Especially since my history is new i thought it was really strange
@@MrDigztheswagking I've had the card for just over 6 months. My initial credit line was $6k then they randomly increased it to $9k last month. So then yesterday I requested $24k and made the jump there from $9k. Hope that helps
I was approved for a $25,000 credit limit. Will they approve a cli after 60 days if I continue to pay my balance in full before the statement closing date?
Hi, I'm hearing mixed reviews on when to go for the trip le the limit increase. Some people say 61 days. Some people say 90 days. Have things changed or?
How often does Amex offer a cli without one requesting it ? Also, I have the Amex blue cash preferred card with a $25,000 limit, do you think they'd approve an increase of $15,000 giving me a $40,000 credit limit?
I Was denied on the 61st day I reapplied after a few weeks my original limit was 8k went to 15k. I use my card a lot and pay it back on time. Can I apply again for an increase if yes then when?
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Hi Dayana. I have a Sofi invest account and checking account as well. What FICO score does SOFI look for/require? The high credit line offered intrigues me...
Did I miss any video on the Sofi credit card that addresses required FICO score?
Are you able to respond to my question above? If you do not know the answer, it's fine as well. Just like to go in to applying for a new card with as much data as possible...
@@HOODTOURS Hey, an approval depends on various factors not just your credit score. Income,expenses, credit utilization, etc play a big role as well in getting approved. I believe you need good-excellent credit so (670+) to get this card but I’ve seen people get approved with a credit score as low as 630. For more info check out this article: support.sofi.com/hc/en-us/articles/4411345274253-Why-was-my-SoFi-Credit-Card-application-declined-
Hope this helps! 😊
@@DayanaPlays Thank you so much!
I got my Blue Cash Preferred in July and let my 4th statement hit a few days ago. Paid the balance then asked for just over 3x my current limit. I was 6k and now I'm 18k after asking for 19k. 🤘 Feels great! Like Mike Jones said... "Back then they didn't want me! Now my credit good they all on me" Thank you!
what was your credit score after asking?
Hell yeah!
I got a 3x CLI on my BCE from 1k to 3k with a $700 balance on the card 😁
Did you have to do a lot of spending on the card prior to requesting a CLI?
@@sedlawston once they reported the new amount I only saw an increase of 4 to 7 points depending on which report.
When I tried the first time at 61 days, they said it was too early and to wait until 90 days. At 90 days I increases my BBP from $8k - $24k, then I moved 6k from my Hilton Honors card to the BBP to make it $30k... I have well over $41k with Amex and have never had a financial review or been denied for a card except for once and that was because I'm at my Max limit of 5 credit cards with them
That's awesome dude! 😊
thats amazing, I've been stuck at $1000. i've put $50,000 since 2020 with a 705 and still cannot get a CLI
@@GangstaNerd what card do you have? I have 10 Amex... 5 credit cards and 5 charge cards. But when I got that increase I think that I only had about 4 cards with them. When I say that I have over 41k with them, I meant in credit but I do have money in Amex Business Checking and Personal Savings accounts.
With your score, they should have gladly give you an increase after 90 days. Have you messaged them? If not, I would do that and see why you're not getting the increase.
I have Delta Gold and AMeX Platinum Charge ( no issue there) but the Gold has been stuck I pay it off every month could that be the issue, I’m going to call them now
@@GangstaNerd Paying it off monthly isn't the issue because I don't leave a balance on any of my cards. Yeah, I would definitely contact them! I have the Delta Gold too but I haven't asked for a credit line increase in it because I plan to cancel it next year and get the Delta Platinum so that I get the annual companion certificate
Hello everyone. I tried through the online chat and received a message that your account is not eligible for an increase. I pay my bill in full and never have been late on any card. I have the account for 2 years. I called and I was approved for a 3x increase over the phone. The representative said some accounts have to call for their increase
Went from 1k to 3k on my BCE and 3 weeks later got a Hilton Honors card with 2k SL all with no HP
Thanks!
I just followed your directions and 3x my credit limit in about 3 minutes!
That's great congrats!! 🥳💙
Wow didn’t think it was that easy but you are right on! I appreciate your help and this video! I paused the video to follow along and I did everything you said and In just a minute I requested from 4k to a 12k$ limit and it got approved immediately I was excited thank you so much I appreciate your help 🙏🏾
You're very welcome. Congrats on your new CL! 🥳
what was your credit score after asking?
@@sedlawston it went down a few points after inquiry but after my limit increased it went back up and some because it brought my limits up more and my utilization % down so it was a win win
I had like a 790 It dropped to 787-785 and then it went up like couple weeks after to 801 crazy
This was an excellent breakdown on how to get a credit limit increase with Amex Dayana! I personally only have their charge cards right now, but I know this video is gonna be super helpful for a ton of people out there. It makes me wish I had some of their normal cards! Thanks for sharing!!
You're already in the ecosystem. Might as well grab a few MR or Hilton pts, even if it's only on the free cards
Thanks for the helpful video! I've had the BCP for 10 months now without any automatic increases, so I thought it was due time to ask for one. Had no idea what a good amount would be to request. But after watching your video, I felt confident requesting from 6000 to 10,000. And I was approved! Now I wish I had asked for the full 3x haha 😆
Credit limit increased again from when this video came out I went from 2k- 6k and just did it like a day ago requested and went from 6k-18k so they 3x my limit 🙏
I love hearing that, my friend. Congratulations on your HUGE increase! 🥳🥳
went from 10k to 21k on my blue cash preferred you the best!! ❤
That’s awesome! Congrats!!!! 🥳💙💙
I've been with Amex since 2017 and never asked for an increase. I will try it this week.
Good luck my friend! 😊
Good luck my friend! 😊
There should be a 'qualifying' mention that all these 61 day 3x1 increases are for EXISTING amex members. Not new members. I just opened a BCE a couple months ago, day 62 came, and the system told me I couldn't ask yet. I called and spoke to them, they said new members need to wait 6 months. FYI...
Thanks for sharing! 😊
Good to know. Thanks for sharing!
Great Vid on Utilization....you got me thinking, I decided for every increase, I would lower my usage, for example, for a $20,000 Credit Limit, I would keep my Utilization at 1% that's "$200"....because it's Low Risk, and as you said, 30% is too much.
As of November 19, 2022, there is no 60 days rule. I called Amex and it’s now a minimum of 90 days and all the way up to 180 days, depending on the specific person.
Thanks for sharing! 💙
@@DayanaPlays thank you for the videos. Good stuff.
@@gregorygregory6347 Thank you bud! 💙
Applied for the Amex BCP, and got the 25k limit from the gate! Note: I already have a Amex Gold and Bussiness Blue plus for almost 2 years before I applied.
Congrats! That's amazing my friend! 🥳💙
I was able to go from 2k to 6k using that method to 3x the limit thanks !!!
You tried it today?
Yessir
@@justinmerino2874 got approved to this morning. yeah
Congrats! 😊
what was your credit score after asking?
I have this card. I applied this year in January. I was approved for only 1k. I went to get a cli after 6 months and was immediately denied due to the fact that I have a discharged bankruptcy on my credit report that is 6 years old. I also hold a platinum and a gold. They have no problem approving you for the card but be aware that if there is a bk reporting on your credit report don't bother applying for a cli.
It worked, $7,500 to $22,500! Thank you!!!
WOAH! YOU'RE WELCOME! 💜
That Spencer Johnson guy gotta comment every vid of every single personal finance channel.
Thanks you for your information. I just go over chat and requested 3X CL and was approved.
Congrats! 😊
just worked for 3x ... way better than waiting for Amex to just increase the limit randomly... also yea sucks that they just removed the built in tab to request an increase. Thanks
I have this card and I’m at 120 days with heavy spend , clearly love the card, so I appreciate your perspective and data points! Will help me decide the amount of my CL increase
Always ask for the highest, because they will give you what you want! Also only ask through the app so you don’t get a hard pull
went step by step and bam!!!! i got 3 times my limit. thanks dayana. your the bomb mama thank you
Congrats Danny!!! Thanks for dropping by my friend! 🥳
This was very helpful, I was able to increase my limit from 6k to 10k 🙏🏽
That's awesome, congrats! 🥳🥳
In July I asked for an increase and went from 15k to 30k instantly. Last week I asked for an increase from 30k to 45k. They have me an immediate increase of 5k then asked for bank statements. Sent them the bank statements and waiting to hear back, so we’ll see.
Nice CL thanks for sharing! 🧡
how did it go?
I applied for Amex personal and business credit cards within a week apart about two month ago, and received $15,000 for personal and $20,000 for business. I wanted a bit more for business but I guess this video explains why I got a total of $25,000.
Nice limits! Thanks for sharing! 💚
Had to watch it for a second time, 😂 appreciate your perspective and data points
Thanks! 😊
Thanks to your method, I was able to increase my credit limit from 5,000.00 to 17,000.00.
That's awesome! Congrats! 💙
Data point: coming from $2k, I just tried to get my first CLI with AmEx (BCE) but wasn’t even allowed to ask for a number due to the card being too new. Having opened the card 10/27, I’m past the usual 61 day wait.
I just went from 15 to 24K thank you!! New subscriber here please more videos on your duplex!
Thank you so much, and you got it! 💙
I just tried this a few minutes ago and it worked, I went from 5k to 13k. Thanks so much for the informative video, I really appreciate it.
You're welcome, and congrats on your new CL! 🥳
@@DayanaPlays Thank you so much 💓 🙏
Did it check for credit score?
so for me this worked for me not exactly @61st day but rather a couple weeks after the 61st date. So basically the 90th day this works. I went from 8k to 24k thank you for this video ❤
That's a HUGE jump congrats! 🙌🏽💜
When you asked for the increase how much of a balance did you have
The Credit Limit increase button has been moved to Account Service > Payment and Credit Options > its in Servicemembers Civil Relief Act (SCRA) Benefits and you will see the credit limit increase
Thanks for letting us know! 😊
I never would have found it. Thank you.
this works magic. thanks
I took your advice I got my first Amex card because of you so thanks but my availability was only $1k
How do I get get higher limits like 20k
Thanks your method work for me!!
Congrats!!! 🥳
Thanks Dayana. The advice you gave helped me go from 15k to 24k after asking for the limit increase.
That's a BIG jump congrats my friend! 🙌🏽💜
What’s the difference between a charge card and credit card? And how does a charge card works as far as credit utilization??
Max $34500 for all the Amex cards , will that also include the Amex business card or just the Amex personal cards ?
Good information it give a better understanding why my utilization drop a few points. I recently got an increase on of my credit card that I did not request but it make sense now. Honestly I'm not worry to much about increase. I figured as long as I paid my credit card off on time and build a good report with company so when the time comes it may be possible for an easy request ijs.
Thanks for sharing this valuable information Dayana!
You're welcome my friend! 💜
Liked and subscribed.
$25,000 credit limit?! Geez! They only approved me of a $2,000 credit limit when I applied for the Blue Cash Prefered.
Thank you for watching, liking , and subscribing my friend! Have you asked for a CL increase on your BCP yet? 😊
@@DayanaPlays I thought of requesting a credit limit increase, and I could if I want. But realistically I don’t need a CL increase since I already have a $22,200 total credit limit, $34,200 including business cards.
My favorite card the BCP
Started with a $2000 credit limit
Then 91 days increased to
$6000 credit limit and know
At six months of account open
I’m at $12000 credit limit
The online method of cli still shows up for me… that’s interesting!
Really? It doesn’t show up for me or anyone I know hmmm how wierd!
@@DayanaPlays I see it when I go to their website, Account Services, Payment & Credit Options, Request Credit Limit Increase.
Always appreciate the content 💳🔥🔥🔥🔥
Thank you so much, Jef! 😊
Really enjoy your videos even though I live in the UK. Need to try and find a channel like yours which talks about UK credit cards 😅
That's awesome! Thanks for watching Patryk! 💜
Amex hates me and won’t tell me why. I even have an Amex saving account. 6 months now. I’ll wait a year and close the account if I don’t get an increase
Hey J, what card are you trying to get an increase on?
@@DayanaPlays The Blue Preferred. I’ve used the card every month in varying amounts and paid it off before the due date. It’s my lowest credit limit “4K” and they claim they need more “history” of use as the reason. It’s pathetic.
@@Jason_The_Man i have the same issue but with the custom cash, been with them for 10 months and they still say my account hasn’t been open for too long to be considered for an increase. Dumb as fuck
I just got approved for this and the green card. I don’t want the charge card and I’m hesitant on this card till I find out my CL. My other cards are around 15k and 10k.
Congrats! 🥳
What if they gave me an increase without me asking? Can I still ask for another shortly after?
i played around with my platinum and plugged in 15k and was approved. I did want to test it further its scary hahah
Just wanted to say hi and hope you been doing good tc
I'm going to increase my amx tonight ty
There's great information in here Dayana
Thank you so much, bud. Keep up the great work on your channel. 😊
Great research as usual! Thank you 🎉
💜💜
Does the overall extended credit (34,000) INCLUDE cards where you are added to somebody else’s account as an authorized user? OR, just cards we are personally responsible for making payment’s on? Any info on this would be great thanks. 😊
Your info is butter..thx
Thanks!! 🤎🤎
Great video!! I have two AMEX cards and I also noticed that they are very generous with credit limits. I also noticed Fidelity is even more generous! But you need to have a Fidelity account. I also GUESS that Charles Swabb may be very generous because as well as Fidelity they deal with borrowers who have securities and they tend to be more financially stable. If you know of any other Credit Card issuer that is Generous on Credit Limit, please let me know. I think even if I don't use it, having a high credit limit impress employers or anybody that pulls your credit.
I love this breakdown =)
Thanks bud! 💙
Thank you for your advice !
You got it! 😊
Excelente explicacion sobre como aumentar el limite de la TDC amex.. fui 12.5k a 20k de aprobacion inmediata. felicidades me suscribi a tu canal, un gran abrazo
Congrats amigo! 💙
Thanks
Welcome 💜
Hi. Are business credit cards included in the #35k cumulative credit limit?
WOW! Thank you!
So when eligible on two cards, I cant request a credit line increase on both of them at the same time?
Ive had Amex Blue cash card for almost 6 years and they still denying me more than 4k limit. I used it once every 6 months and immediately paid entire balance off. Maybe i dont use it enough?
Thank you 🙏🏼
Will amex waive the annual fee for the black card for military personnel? Like they do for the Platinum card
Very interesting information here. Was wondering if you know if Amex use the same method here in UK?
I’m was denied because I was recently 20 days late on my AMEX gold card. Anyone know how much longer I need to wait to ask again for a CLI on my preferred.
When you request it online do they do a credit pull?
Great video! Is the 35000 liimit with amex include cl on business cards too or just personal?
I think it depends on your relationship with them because I have well that amount but I also have 10 total cards with them
I have the blue cash and a blue business card. Blue cash is 7k limit and business is 10k. I’d like to up the blue cash. My question is do they do a hard pull? Or soft pull? Accounts about a year old.
I can tell you Amex CLI are always soft pulls. If you have an existing credit card with Amex and apply for an additional card, the subsequent application for a second card is also usually a soft pull as well.
@@HOODTOURS great good to know!
This was helpful. Thanks.
You're welcome! 😊
The option must have been recently restored, cause I increased my BCP through my online account, from $4000 - $12000
Yea, when preparing for the video I couldn't find it on the portal, so I contacted customer service, who confirmed it had been removed. BTW thanks for dropping by! 😊
💯🎯
Now how can I increase my credit limit on both my American express cards at the same time?
Today increases 2 card( 1000>3000) and 5000>10000 👍🏼
Nice! 😊
What about a hard inquirie when you ask for a increase
Hey! Amex only does a soft pull for cl increases.
Wow! 😮😮It worked! I didn’t ask for 3x though…I just went from 6k to 10k☺️
Yay!!! Congrats on your new limit! 🔥🔥
Will they do a soft or hard pull or increase?
I got my Amex delta gold card with a 8k limit back in July of last year Is that any good? Especially since my history is new i thought it was really strange
Great video, I am wondering, will this type of request for a CLI incur a hard or soft pull on your credit?
Thank you! 😊 CLI requests will only result in a soft pull unless otherwise stated by amex.
So get partner with amazing credit and then request?
Should I pay my cards balance before the Closing Date?
Or
Should I pay the balance off before my due date? Which is better for Amex?
Before the closing date, that way a lower balance is reflected on your statement and that lower amount is reported to the credit bureaus.
i got blue chash preferred and they gave me 25k to start, does that mean i cant request a credit limit without them giving me that form?
Does this all apply the same way for the business credit cards?
Thank you.
You're welcome! 💙
It worked! I went from a $9k credit limit to $24k on my "blue cash preferred"
Did you start with 9k or 3k and how did you wait for credit limit increase
@@MrDigztheswagking I've had the card for just over 6 months. My initial credit line was $6k then they randomly increased it to $9k last month. So then yesterday I requested $24k and made the jump there from $9k. Hope that helps
Ok thanks
That's amazing congrats!!! 🥳
If i have 3 Amex cards and I 3x one of them a month ago when can i 3x another card?
I was approved for a $25,000 credit limit. Will they approve a cli after 60 days if I continue to pay my balance in full before the statement closing date?
Hey is the amex bcp the only amex card you have?
Is the counter offered once the request is submitted on screen or sent by mail?
Hi, I'm hearing mixed reviews on when to go for the trip le the limit increase.
Some people say 61 days. Some people say 90 days.
Have things changed or?
How often does Amex offer a cli without one requesting it ? Also, I have the Amex blue cash preferred card with a $25,000 limit, do you think they'd approve an increase of $15,000 giving me a $40,000 credit limit?
Waiting for a reply, 🙏
@@elbori4365 Were you approved?
Thanks for this video, it helped me a lot!
Glad it was helpful! 💜
Great video
Thank you! 😊
The old 61 day CLI is most likely 91 days now
Does this work for all Amex cards like the Blue Cash Everyday card or just the Blue Cash Preferred?
Currently available for all Amex personal cards.
I Was denied on the 61st day I reapplied after a few weeks my original limit was 8k went to 15k. I use my card a lot and pay it back on time. Can I apply again for an increase if yes then when?
Got the increase and it’s been 4 months now what? How to get more?
Do you get a hard pull after raising the credit limit?? Thx!! Great video!
No
Nope. Thanks for dropping by! 😊