Your videos are great and very educational. Is it possible for you to provide more data points when you are talking about your experience getting approved for a given credit card? Such as approx. required credit score and income, inquiry sensitivity, etc. Basically, any data points that may be helpful when applying for credit cards you suggest.
@@johnleftwich1951 Amex always pulls Experian. You generally want to have a FICO8 score above 700 to get approved by Amex. Although it is possible with a score as low as 680. Anything less than that, don’t bother applying.
You need help with credit or loan or any other financial issues? Communicate with Brandon on *Future imperative corps* to get assistance in fixing all these ASAP.
Such a great video! My first two cards were with Apple and Discover and both gave high limits. Like you said this doesn’t mean everyone will get a high limit but they are known for giving them out.
I’ve truly enjoyed the Amex BCP. I was approved for only $15K but 4 months later I updated my salary due to a raise and requested a CLI of $15K which Amex approved. With a CL of $30K on this one card and high limits on others, I’m prepared for any emergency as Dayana mentioned. 😅
Good picks. Agree on discover It. Initially was approved for $7-8k. Limit is now $18.5k. I also have the discover miles with $17k. Paypal started me at $10k but now its $20k. My biggest is NIH Travel card at $25k. Hoping to land a $30k+ card in the near future
@@DayanaPlays thank you! Although I was approved, I decided to hold off on accepting the offer until I get the chase sapphire preferred card. I have only one hard pull on my report, but I wanted to put myself in the best position possible to get approved on my first attempt
I took the advice of proud money and applied for the X1. There is a soft pull to pre approve you and if you accept its a hard pull . 26K limit but that's is my highest limit. Glad watched that video
Great info- I was invited to apply for X1 several months ago, and approved for $19,500- this is when they were only doing invites- love the boosters on it. Maybe next video talk about the FNBO evergreen-they offer high limits too. Thanks
I’m trying to move toward using business credit more and not getting too many more personal cards but I do like the sound of that SoFi card. I’m gardening now but I’m only looking to get another PenFed card, Chase Sapphire preferred and now maybe a SoFi card and maybe another personal Amex or two with the info you provided here. The inquiries are short term but new accounts hit your score hard too.
Dayana,. I assume you've gotten the X1 notification with UNLIMITED Invite Codes? Btw Congrats! You know you are gaining popularity when the bots swarm the comments.
Now that's odd, I make over 85,000 a year and got offered a upgrade from my Amex blue cash everyday to preferred with only a $ 1,000 limit. And I only got a 2,000 dollar limit with my discovery card earning the same amount with a 770 plus credit score. Something does not seem right.
I had a 690 credit score when i got my discover it credit with a 7k limit now 6k because i used alot of it in one month but still paid it infull on time and i got my discover chrome with a 8k limite with a 720credit score
I love all of the cards that you mention in this video! I actually have them all except for the Discover It card. I'm currently using my Amex for all purchasing to try to hit my welcome bonus of $350 😋 After I hit that, I'll be back to using my SoFi card for that 2% back across the board! Great video as always! ❤🔥🤑
just so you know, that X1 is very gimmicky as I suspected, they reel you in and give high limits then chop you if you dont use alot of the limit( so they can make more for the rewards they keep). Typical fintech bait n switch routine. I got chopped from 29k to 12k, so silly. Be careful with X1, a joke.
I've got wells, chase, capital, amex, discover, bank of albuquerque, paypal, whatelse do you want me to have? I can get all the credit cards in the world if I want to but why. I don't wanna have a balance in my credit cards. Zero balance ey!
I have the gold and prefer the 4x over the 6% on supermarket and I have the chase sapphire preferred so I get 3% on streaming already. Is there a reason to get the blue cash preferred over the blue cash everyday? One of those two will be my next card.
You need help with credit or loan or any other financial issues? Communicate with Brandon on *Future imperative corps* to get assistance in fixing all these ASAP.
I can’t drop their website link on here, TH-cam don’t allow links. Just search their name and connect to their official page. Don’t search on TH-cam, search on google to take you to their platform.
I had a bad credit score and I was literally denied for every applications I applied for but fortunately my colleague recommended me to Brandon who helped him fix his credit score too, I’m glad Brandon on *Future Imperative Corps* came through for me and raised my credit score above 800🙏
I must say Brandon and his team have displayed being #1 in my opinion after using their service to fix my credit. I appreciate the time and efforts *Future Imperative Corps* provided while getting my credit fixed and it’s now back on track. Very professional and highly trained individuals who are skilled in credit restoring and rebuilding. I strongly recommend them to you if you need help.
First time i've seen any of your videos, i like you. So through and well spoken, the credit videos market is starting to be wayyyy over saturated, your already my fav. thanks
dope info , quick. I'm enamored w ur smile. How you articulate, gorgeous. Apple card is pretty darn cool..talk about features, and almost instant response to cc increase
I applied for the x1 card and was denied, then I immediately applied for the wells fargo active cash and was accepted.i really want the x1 card. How long should I wait to apply again for the x1 card. Thanks dayana
Well X1 now has minimum score requirements. I think it's 670? They said my 660 was reason for denial as not meeting minimum score requirement. I'm reapplying again with 680
@@secretchipmunk7 what's the time line to reapply for x1. I got a major credit increase. I checked back a few weeks later and it didn't let me reapply. Just says I was denied after I put my email in.
Hi Diyanna. I applied and was approved for the Amex blue cash preferred card through the link you provided on your channel. Hope you enjoy the credit. So, I can apply for a limit increase in the future and only get a soft pull? Btw, I was given $25,000 credit limit to start as well. Thank you
A little off topic, but related to a previous video of yours... with Amex, once you are approved for a CLI, how soon can I apply for another CLI on another card I have with Amex? Is it true you have to wait 6 months between an approved CLI and applying for a CLI on another Amex card on your account with Amex? Appreciate any feedback you can provide on this issue!
I wonder: what if I will see my offer, close the browser, and then come back in a month with same score - will they still welcome me with same offer or will deny?
Hey, I'm not sure which link you need but I've attached both the cards review link and the sign up link for you! 😊 Review: th-cam.com/video/RqbLqU6iYEI/w-d-xo.html Sign up link: bit.ly/3MEMVt2
Hi. You should have mentioned that Amex card has a $95 annual fee. I was pre- approved, but had to pass. There are too many good cash back cards out there with no annual fees to justify paying $95 for the Amex card
@@elbori4365 Hey, I’ve talked about the Amex BCP on the channel before and I linked the full review to the card in this videos description for you guys to learn more about each card. I just now realized I mentioned all the other cards annual fee and forgot to mention the amex bcp af sorry about that bud, thanks for bringing it to my attention.
Do you have to have your apple credit card paid off when asking for the credit limit increase because i heard apple wants you to use 60-80 percent of your card to take the credit increase in consideration sense apple is different from the other credit card companies
Hey Jackie congrats on your new card! Amex allows you to 3X your limit after a certain time, watch this video to learn more: th-cam.com/video/z3Cqu8Xs2Gw/w-d-xo.html Hope this helps! 💜
What's the timeline to reapply for x1 card. I originally applied and was denied. Got a major credit increase and tried a few weeks later and just after putting my email and phone number in it just declines me. Don't even get to the social part.
Sorry forgot to mention I was referencing the Apple Card. I currently only have 1 cc, the Discover Cash Back with a credit limit of 3k. The discover was increased from $500 to $1.5 to $3k and I have had it from 2020 and have a credit score of 739 according to experian . I was pre approved for the Apple Card for $3k but I want it to be higher and they stated my credit score was 715.
I have had the Discover It card since March and it was my first credit card I applied for and I was approved. I was approved for a $1500 credit limit. I recently applied for a credit limit increase and got bumped up to a $3000 credit limit increase. I feel like my limit should be way higher considering I have a credit score of 759. Could it be because my credit is so new?
You have a great credit score. It could be the annual income number you provided, since they’re likely using that to determine the likelihood you’ll pay the whole balance back. Likely it’s just the age of your credit history! Had a $2500 initial limit with Capital One Platinum, slowly raised to $8500 as my history aged & income increased since opening. I have a 700 avg between the 3 agencies, 105k income and was just approved for $13k limit on DiscoverIt.
Which credit card should i get as beginner ? 1)Apple credit card or Discover it because if i use discover it i will get only 1% where as if i use apple pay i will get 2%
So when you get a pre-approval on a credit card, that doesn’t harm your credit score right? Only if you accept the offer after being pre-approved correct?
600+ (the higher the better), but if you're curious to see if you currently qualify for it, you can get pre-approved for it. 😊 Pre-approval link: card.apple.com/apply/start
Hi Dayana. Great video again! An interesting thing I’ve noticed from my personal perspective, is Equifax is the least looked at credit bureau. I don’t know why that is. I’ve applied for three different cards, and every one of them have done hard inquiries on either one or both of the other two. But, equifax has been completely ignored. It’s not a big deal to me either way. But, it’s just something I’ve really noticed.
I hear you. I’ve recently applied for 4 business credit cards and two personal cards and they pulled Experian for most of them, TU for two of them and Equifax for one (6 total Cards). My Equifax score is the highest before I applied at 783. I applied for a cc with PenFed and they were the only one to pull Equifax. Maybe they charge vendors more to use their service.
Do you have high utilization or any other high installment loans? They take DTI into consideration too when deciding credit limits. My credit is really good and I have high income but didn’t realize that my high utilization (at the time) when I applied for my Apple Card affected the limit. I only got $3,500. I’m up to 8k now that I’ve learned to ask for CLI’s but that’s still low compared to my other cards.
@@lebisque9194 nope, my utilization is not even 1%. I just paid everything off yesterday but it’s never higher than 3% and I don’t carry balances on cards. But I also never use the Apple Card so that’s probably what it is. However, I use the blue cash preferred every single day
Using your credit cards is very important. Most of the time, credit card issuers won't give you an increase if you don't use your current credit limit. For more info on how to get a CL increase and boost your approval odds on your Apple Card, feel free to watch this video bud! 💙th-cam.com/video/6ADFOo_a-o0/w-d-xo.html
⏰LIMITED-TIME OFFERS:
💰- SoFi Checking & Savings Account (Get up to $325): bit.ly/SoFiBankAccount
🛍 - Rakuten (GET $30): www.rakuten.com/r/DAYANA3694?...
💳- Chime (GET $100): bit.ly/3QaYYzZ
💳- Discover It Cashback Card (GET $100): discvr.co/4043Efw
💳- Capital One Quicksilver (GET $200): capital.one/2S6mYud
Your videos are great and very educational. Is it possible for you to provide more data points when you are talking about your experience getting approved for a given credit card? Such as approx. required credit score and income, inquiry sensitivity, etc. Basically, any data points that may be helpful when applying for credit cards you suggest.
Who does AMEX pull from and what was your score from that Bureau and FICO at the time?
@@johnleftwich1951 Amex always pulls Experian. You generally want to have a FICO8 score above 700 to get approved by Amex. Although it is possible with a score as low as 680. Anything less than that, don’t bother applying.
You need help with credit or loan or any other financial issues? Communicate with Brandon on *Future imperative corps* to get assistance in fixing all these ASAP.
Search *”Future Imperative Corps”* to chat with Brandon about getting your credit fixed.
79k on 3 cards! Feels good to have excellent credit! Feels better knowing you don’t need to use a single cent of it!
Not yet
AMEX Blue Cash Preferred is the way to go!!!! Amazing CC with fantastic Perks. Thank you Dayana.
Such a great video! My first two cards were with Apple and Discover and both gave high limits. Like you said this doesn’t mean everyone will get a high limit but they are known for giving them out.
Exactly! Thanks for dropping by, my friend! 💙
I’ve truly enjoyed the Amex BCP. I was approved for only $15K but 4 months later I updated my salary due to a raise and requested a CLI of $15K which Amex approved. With a CL of $30K on this one card and high limits on others, I’m prepared for any emergency as Dayana mentioned. 😅
Haha I love it! Congrats on your CLI! 💚
@@DayanaPlays Thanks!
Good picks.
Agree on discover It. Initially was approved for $7-8k. Limit is now $18.5k. I also have the discover miles with $17k.
Paypal started me at $10k but now its $20k.
My biggest is NIH Travel card at $25k.
Hoping to land a $30k+ card in the near future
Thanks for sharing Doc! 🔥
Navy federal card
@Douglass BubbleTrousers - yes I also have 3 cards with chase for just under $25k combined.
I never heard of the X1 CC before I watched this video. I just applied and was approved for a CL of 6500. Thank You!
Congrats on your new card! 😊
@@DayanaPlays thank you! Although I was approved, I decided to hold off on accepting the offer until I get the chase sapphire preferred card. I have only one hard pull on my report, but I wanted to put myself in the best position possible to get approved on my first attempt
I took the advice of proud money and applied for the X1. There is a soft pull to pre approve you and if you accept its a hard pull . 26K limit but that's is my highest limit. Glad watched that video
Congrats! 🥳
And they ask to get into your bank accounts to confirm your funds
Apple $15K, X1 $26K, AMEX Blue $19K, AMEX BLUE Business $12.5K AMEX (Macys) $15K, FNBO $11K, BOA $11.5K
Nice! For the AMEX Blue Business 12.5k what was your personal and business income?
Thanks for sharing Rob! 🔥
@@CJ-gk3zh used my own personal income instead of business income
Great info- I was invited to apply for X1 several months ago, and approved for $19,500- this is when they were only doing invites- love the boosters on it. Maybe next video talk about the FNBO evergreen-they offer high limits too. Thanks
Thanks for the info! 💙
I have that card with a 26K limit
Way to go congratulations
Having great credit really pays off
Keep up the great work
Thank you so much! 😊
I’m trying to move toward using business credit more and not getting too many more personal cards but I do like the sound of that SoFi card. I’m gardening now but I’m only looking to get another PenFed card, Chase Sapphire preferred and now maybe a SoFi card and maybe another personal Amex or two with the info you provided here. The inquiries are short term but new accounts hit your score hard too.
That's awesome, my friend; I'm getting into business credit as well; maybe I'll post some videos on some great options. Best wishes on your journey! 💙
Looks like I really need to look into getting a Discover IT card. Nice video Dayana! 🤙🏽
Thanks bud! 😊
Can you include data points like which bureaus these cards pull from? Would be super help
what a breakdown thank you
Thanks! 💙
@@DayanaPlays with the X1 card did you have to link your bank account to get approved
Dayana,.
I assume you've gotten the X1 notification with UNLIMITED Invite Codes?
Btw Congrats!
You know you are gaining popularity when the bots swarm the comments.
Yes I have and haha thanks! 💙
I got accepted for the accepted for the Amex Gold in less than 30 seconds, I upgraded from Bank 🏦 of America 🇺🇸 Signature Rewards
Nice upgrade! Congrats my friend! 🥳🧡
@@DayanaPlays thank you so much yay
I have all of them I love it super good as always thkyou very much for the information good job 👍 👏
Thanks Chino! 😊
Another amazing video. Very informative and useful info.
Thanks Mardio! 💙
Great rundown!!
Thanks J! 😊
I like the SoFi card too, I just got 2 new cards M1 & Savior 🤦🏼♂️
Great video ✌🏼
Hola Mami, how are you? Very informative video. I love seeing your progression on here. Keep em' coming. Anotha One 😎.
Hey, thanks! 😊
You’re very good at this. Thank for all the info!
Glad it was helpful! 💙
nice i have the amex blue cash and sofi without knowing any of this info definitely going to ask for credit increase on this cards.
This intrigues me, it seems I can get approved for most of the amex cards like the travel ones even gold and plat but not the blue cash preferred
Have you tried getting approved for it recently?
Now that's odd, I make over 85,000 a year and got offered a upgrade from my Amex blue cash everyday to preferred with only a $ 1,000 limit. And I only got a 2,000 dollar limit with my discovery card earning the same amount with a 770 plus credit score. Something does not seem right.
@pauline You must did not reas my comment! I make over 80 K a year with a upper 770 credit score why do I need any credit or financial help??!
@pauline Thanks but know I want to know why I did not get those offers when I applied.
@kattyhernadez7892 Naw. Its really not that important. This vid was just bit interesting I usually get a increase every six months.
I had a 690 credit score when i got my discover it credit with a 7k limit now 6k because i used alot of it in one month but still paid it infull on time and i got my discover chrome with a 8k limite with a 720credit score
GREAT! information, thanks.
Thanks for watching! 💙
I love all of the cards that you mention in this video! I actually have them all except for the Discover It card. I'm currently using my Amex for all purchasing to try to hit my welcome bonus of $350 😋 After I hit that, I'll be back to using my SoFi card for that 2% back across the board! Great video as always! ❤🔥🤑
Good stuff!! 🔥
Im guessing those are business credit card with those limits?
@08:09 - Question: Why do you think the limit was so low, compared to the AMEX Card?
just so you know, that X1 is very gimmicky as I suspected, they reel you in and give high limits then chop you if you dont use alot of the limit( so they can make more for the rewards they keep). Typical fintech bait n switch routine. I got chopped from 29k to 12k, so silly. Be careful with X1, a joke.
That's terrible! It hasn't happened to me yet, but I'll keep an eye out!
I've got wells, chase, capital, amex, discover, bank of albuquerque, paypal, whatelse do you want me to have? I can get all the credit cards in the world if I want to but why. I don't wanna have a balance in my credit cards. Zero balance ey!
I have the gold and prefer the 4x over the 6% on supermarket and I have the chase sapphire preferred so I get 3% on streaming already. Is there a reason to get the blue cash preferred over the blue cash everyday? One of those two will be my next card.
Just did the X1 was approved for $30.5K Thanks
That's amazing congrats! 🥳🥳
What was your credit score?
It’s 800+
@@juanaybar5158 Well of course you can pretty much get any card with an 800+ credit score. 😄
Thank you for the great info!
You need help with credit or loan or any other financial issues? Communicate with Brandon on *Future imperative corps* to get assistance in fixing all these ASAP.
I can’t drop their website link on here, TH-cam don’t allow links. Just search their name and connect to their official page. Don’t search on TH-cam, search on google to take you to their platform.
I had a bad credit score and I was literally denied for every applications I applied for but fortunately my colleague recommended me to Brandon who helped him fix his credit score too, I’m glad Brandon on *Future Imperative Corps* came through for me and raised my credit score above 800🙏
I must say Brandon and his team have displayed being #1 in my opinion after using their service to fix my credit. I appreciate the time and efforts *Future Imperative Corps* provided while getting my credit fixed and it’s now back on track. Very professional and highly trained individuals who are skilled in credit restoring and rebuilding. I strongly recommend them to you if you need help.
Thank you for watching! 💙
First time i've seen any of your videos, i like you. So through and well spoken, the credit videos market is starting to be wayyyy over saturated, your already my fav. thanks
That means a lot! Thank you, my friend! 💙
I’m planing to get the SoFi credit card. I hope I get it.
Good luck my friend! 😊
That’s good 👍🏽
Thanks! 💚
Thank you for all your great information. I’m glad you made the choice to educate others , on things you learned .
Just got the x1 thanks sweetie ❤️
What is the credit score you need for those high limit metal cards
dope info , quick. I'm enamored w ur smile. How you articulate, gorgeous. Apple card is pretty darn cool..talk about features, and almost instant response to cc increase
Thank you! 😊
Tell us you're simp without telling us you're a simp.
I applied for the x1 card and was denied, then I immediately applied for the wells fargo active cash and was accepted.i really want the x1 card. How long should I wait to apply again for the x1 card. Thanks dayana
Hey, Danny sorry to hear that. Did they give you a reason for the denial?
@@DayanaPlays yes they said something of the nature of my income. I didn't understand im making 50 a year.
For all the cards what should your credit score be
Well X1 now has minimum score requirements. I think it's 670? They said my 660 was reason for denial as not meeting minimum score requirement. I'm reapplying again with 680
great question
@@secretchipmunk7 what's the time line to reapply for x1. I got a major credit increase. I checked back a few weeks later and it didn't let me reapply. Just says I was denied after I put my email in.
@@ItAintSimple I don't know. I'm using a different email and trying
I have seen people get this card with a 650 credit score.
Hi Diyanna. I applied and was approved for the Amex blue cash preferred card through the link you provided on your channel. Hope you enjoy the credit. So, I can apply for a limit increase in the future and only get a soft pull? Btw, I was given $25,000 credit limit to start as well. Thank you
That’s a huge CL congrats my friend and yea Amex only does a soft pull for CL increases!! 🥳💙
Cool cards.... Amex, Apple, SoFi??
10,500 capital one, 16,200 NFCU, 8,000 NFCU, 12,000 NFM.
A little off topic, but related to a previous video of yours... with Amex, once you are approved for a CLI, how soon can I apply for another CLI on another card I have with Amex? Is it true you have to wait 6 months between an approved CLI and applying for a CLI on another Amex card on your account with Amex? Appreciate any feedback you can provide on this issue!
I wonder: what if I will see my offer, close the browser, and then come back in a month with same score - will they still welcome me with same offer or will deny?
Great vid.
Thanks! 💙
Hey dayana , do any of these cards do cash advance like from an atm withdrawal???
I have bad credit and wish I could find a card with that much money I can get to pay off debt
So you want to pay off credit with credit?? Why would a lender entrust you with a high limit card?
What a dummy you are 😂😂😂😂
Hi. What's the link for the American express cash back card?
Hey, I'm not sure which link you need but I've attached both the cards review link and the sign up link for you! 😊
Review: th-cam.com/video/RqbLqU6iYEI/w-d-xo.html
Sign up link: bit.ly/3MEMVt2
Hi. You should have mentioned that Amex card has a $95 annual fee. I was pre- approved, but had to pass. There are too many good cash back cards out there with no annual fees to justify paying $95 for the Amex card
@@elbori4365 Hey, I’ve talked about the Amex BCP on the channel before and I linked the full review to the card in this videos description for you guys to learn more about each card. I just now realized I mentioned all the other cards annual fee and forgot to mention the amex bcp af sorry about that bud, thanks for bringing it to my attention.
Does Sofi still offer pre-approvals.? I went to your link for this card & I didn't see a pre-approval application.
Is it possible to ask and receive a lower APR on the Apple Card?
Hey, I don't believe you can. However, I would check with customer service to verify that.
Let me know how it goes! 😊
Do you have to have your apple credit card paid off when asking for the credit limit increase because i heard apple wants you to use 60-80 percent of your card to take the credit increase in consideration sense apple is different from the other credit card companies
How long should I request a credit limit on credit card? I just got the Amex CC BCP but the credit limit is not that high and my credit is 750….😢
Hey Jackie congrats on your new card! Amex allows you to 3X your limit after a certain time, watch this video to learn more: th-cam.com/video/z3Cqu8Xs2Gw/w-d-xo.html
Hope this helps! 💜
What's the timeline to reapply for x1 card. I originally applied and was denied. Got a major credit increase and tried a few weeks later and just after putting my email and phone number in it just declines me. Don't even get to the social part.
you should say where they pull from in future videos
I'll keep that in mind! 💜
NAVY FEDERAL?
I got an amex gold card (first amex card) in July of this year. How long should I wait before applying for the blue preferred? Thanks
3 months is recommended
Which cards show your approval amount before you accept the offer?
Cheers.❤
💜
So I got approved for 1200 but then a few days later they increased my credit limit to 3500 without me asking. That normal?
Those credit limits really aren’t that high actually.
If youre excited......we're excited. Too soon?
Hello , how would I be able to request a credit limit increase on my soft pull? Do I speak to them over the phone or fill in a form ?
Hey, are you trying to apply to any of the mentioned cards or request a credit limit increase on one of them?
Sorry forgot to mention I was referencing the Apple Card. I currently only have 1 cc, the Discover Cash Back with a credit limit of 3k. The discover was increased from $500 to $1.5 to $3k and I have had it from 2020 and have a credit score of 739 according to experian . I was pre approved for the Apple Card for $3k but I want it to be higher and they stated my credit score was 715.
I have had the Discover It card since March and it was my first credit card I applied for and I was approved. I was approved for a $1500 credit limit. I recently applied for a credit limit increase and got bumped up to a $3000 credit limit increase. I feel like my limit should be way higher considering I have a credit score of 759. Could it be because my credit is so new?
could be. I got 8k on my first approval and that is because I have a long stablished credit profile.
You have a great credit score. It could be the annual income number you provided, since they’re likely using that to determine the likelihood you’ll pay the whole balance back. Likely it’s just the age of your credit history! Had a $2500 initial limit with Capital One Platinum, slowly raised to $8500 as my history aged & income increased since opening.
I have a 700 avg between the 3 agencies, 105k income and was just approved for $13k limit on DiscoverIt.
Which credit card should i get as beginner ?
1)Apple credit card or Discover it because if i use discover it i will get only 1% where as if i use apple pay i will get 2%
Your limits are what !?!
What’s your household income??? 😂😂😂😂
My Apple is 5.5k , Amex everyday blue 25k , all my other cads are 7.5k -1k
Thanks for sharing! My income ranged from 60-90K when applying for these cards. 😂 Have you tried requesting a cl increase on your Apple Card?
@@DayanaPlays I have… will again next year
What credit score do you need to get approved
Dayana you are so smart 🥰😘
Thank you my friend! 😊
So when you get a pre-approval on a credit card, that doesn’t harm your credit score right? Only if you accept the offer after being pre-approved correct?
@@crizdancemedia correct
How much is your annual income ?
70K-90K
I wonder how many credit cards do you have 😊 ? It would be nice to have what is in my wallet
I'll work on a "What's in my wallet" video soon! 😊
I think my Platinum Rewards Visa Signature® Card can beat all these cards
What’s a good credit score for the Apple credit card ??
600+ (the higher the better), but if you're curious to see if you currently qualify for it, you can get pre-approved for it. 😊
Pre-approval link: card.apple.com/apply/start
@@DayanaPlays I got denied because of credit history I just started getting my credit back up 4 months ago I’m sitting at 687 .. I’ll try again in feb
590k on 10 cards
Got denied for x1 😢
Aw sorry to hear that! Did they give you a reason why?
@@DayanaPlays no email or anything! Maybe a letter they will send I don’t know 😓
What was your credit score when you apply for the American Express blue credit card. To get that super high limit
Hey, I believe it was around 750-785. Don't remember exactly.
How many credit cards do you have?
9 ATM! 😊
@@DayanaPlays nice! I have 6 and I thought that was too many. Thanks . You just earned another sub…
You must have a decent salary
Nothing crazy haha!
What is minimum score requirement for X1? I had reason for denial as 660 wasn't minimum score needed
I was approved for 10 thousand on Discover it to. Love it
Congrats! 🧡
Tons of scammers in your comments
Yea, they're all over the comment section. TH-cam really needs to do something about that.
❤❤❤
🥳
What is your credit score?
750+
So Pretty
Aw thank you! 😊
Hi Dayana. Great video again! An interesting thing I’ve noticed from my personal perspective, is Equifax is the least looked at credit bureau. I don’t know why that is. I’ve applied for three different cards, and every one of them have done hard inquiries on either one or both of the other two. But, equifax has been completely ignored. It’s not a big deal to me either way. But, it’s just something I’ve really noticed.
I hear you. I’ve recently applied for 4 business credit cards and two personal cards and they pulled Experian for most of them, TU for two of them and Equifax for one (6 total Cards). My Equifax score is the highest before I applied at 783. I applied for a cc with PenFed and they were the only one to pull Equifax. Maybe they charge vendors more to use their service.
I can't even get a credit card with a 500 limit, that's why I gave up.
Aw, I'm sorry to hear that. What's your current credit score?
I have a 745 Credit score and make 90,000 year. I have the Apple card and the blue cash preferred and they’re so fucking low, and I don’t know why
young credit age, too thin of a credit profile...use those cards a lot and then ask for increases every 6 months.
Do you have high utilization or any other high installment loans? They take DTI into consideration too when deciding credit limits. My credit is really good and I have high income but didn’t realize that my high utilization (at the time) when I applied for my Apple Card affected the limit. I only got $3,500. I’m up to 8k now that I’ve learned to ask for CLI’s but that’s still low compared to my other cards.
@@lebisque9194 nope, my utilization is not even 1%. I just paid everything off yesterday but it’s never higher than 3% and I don’t carry balances on cards. But I also never use the Apple Card so that’s probably what it is. However, I use the blue cash preferred every single day
Using your credit cards is very important. Most of the time, credit card issuers won't give you an increase if you don't use your current credit limit. For more info on how to get a CL increase and boost your approval odds on your Apple Card, feel free to watch this video bud! 💙th-cam.com/video/6ADFOo_a-o0/w-d-xo.html
your amazing...
Aw thanks! 💙
Can I hire you to help me?