PAYDAY ROUTINE || WHAT TO DO EVERY PAYDAY ROUTINE

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  • เผยแพร่เมื่อ 25 พ.ย. 2024

ความคิดเห็น • 190

  • @susan.wanjiku_
    @susan.wanjiku_  2 ปีที่แล้ว +27

    Hi guys, I will never ask you to text or Whatsapp me. If you see any such comment, even with the picture being mine, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

    • @analiseupora6842
      @analiseupora6842 ปีที่แล้ว

      Ok please l want to star to invest .

    • @martinkaruma506
      @martinkaruma506 7 หลายเดือนก่อน

      Heey I really want to invest but I have no idea how to start...I need your advice.

  • @miriamwairimu4092
    @miriamwairimu4092 ปีที่แล้ว +19

    1. Hold yourself accountable for the previous budget n open a budget for the following month - money date 😜
    2.Pay yourself first. -Savings n investments
    3.Pay down your debts.
    4. Pay the mandatory bills n expenses
    5. Plan for your wants n leisure with the remaining money
    6. Reconcile your accounts.

    • @asogochris6374
      @asogochris6374 8 หลายเดือนก่อน +1

      Thanks for the summaries

  • @snapdragon2441
    @snapdragon2441 8 หลายเดือนก่อน +4

    My routine goes like this. Close previous months budget (balance all accounts, record all payments. Check wage slip and and deposit match, pay money into bills account. This is a separate account I have with direct debits set up for payments over the month (water, gas, electricity, mobile, TV license etc). Pay money into my emergency fund (I am trying to build up 3 months worth). Pay into sinking fund for vets bills, car things, diy, holidays etc. A very small amount then goes to an actual savings account. Budget what is left for groceries, petrol, pet food, leisure. I have a minimal income but do my best with what I have.

  • @franxisoyier425
    @franxisoyier425 2 ปีที่แล้ว +51

    I sincerely appreciate your valuable effort to educate us not to mess ourselves financially. I know that it's quite involving to develop this financial content. From the Enlightenment from these contents, it's true that the financial messes we are in now we made for ourselves out of financial ignorance. Thanks, Susan. I really appreciate

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +1

      Thanks for watching! 😉

    • @koyiakinakuo3281
      @koyiakinakuo3281 ปีที่แล้ว +1

      kindly advise me on the best business I can start with a capital of 300k

  • @bettykago8131
    @bettykago8131 2 ปีที่แล้ว +18

    Am glad I watched this last month. I was so prepared for my salary and now I feel like a pro. Thank you

  • @OliviaAmbani
    @OliviaAmbani 2 ปีที่แล้ว +17

    Thank you so much for this!
    Love how you broke it all down! I am definitely adding this to my financial practices. Love the idea of a money date.
    1. Budget
    2. Pay yourself first (investment/savings)
    3. Pay towards your debt
    4. Pay your bills
    5. Na Enjoyment ☺️
    6. Reconcile your accounts

  • @geofreymwaitalako9362
    @geofreymwaitalako9362 2 ปีที่แล้ว +5

    Asanteh mnooo kwa elimu nzuri uliyoitoa hakika inazidi kunijenga kila siku.

  • @georginaolives4200
    @georginaolives4200 2 ปีที่แล้ว +3

    Who is that youth that hasn't subscribed to this authentic chanel...utawai omoka kweli😂😂😂

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว

      Hahaha! True! Thanks for watching! 😉

  • @AnnAyubanlyayub
    @AnnAyubanlyayub 2 ปีที่แล้ว +6

    Thank you for this the more I listen the more am able to implement…
    You are so right after reconciling my standing order had to quit that bank and shift and currently doing Mpesa since for me it’s cheaper for those transaction..

  • @fabulously_chic
    @fabulously_chic 2 ปีที่แล้ว +7

    I appreciate and love your content.
    The finacial clarity is awesome

  • @kainibachungege3430
    @kainibachungege3430 2 ปีที่แล้ว +2

    I like the way you couch Sr suzan. God Protect you keep on teaching us about financial issues. Thany

  • @TheKariuki89
    @TheKariuki89 2 ปีที่แล้ว +6

    Such a great video! Was doing the monthly solo date.. so now I'll have an agenda for it .. budget planning! I'll buy the tracker at the end of the month. Officially commissioned 💕😁

  • @MsUnderstood
    @MsUnderstood 2 ปีที่แล้ว +6

    Came here after listening to you at Fashionable step mums event. You are amazing!!

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว

      Thank you so much for being here, love! 🤍

  • @DjvibezKe
    @DjvibezKe 2 ปีที่แล้ว +5

    i got paid today and i bumped into this , thanks kudos.

  • @selinaevelia679
    @selinaevelia679 2 ปีที่แล้ว +5

    Very informative and simple for
    a non-finance expert!!

  • @lucymugure4005
    @lucymugure4005 2 ปีที่แล้ว +2

    This is good information especially vas a young adult since we are not taught this in school.

  • @gracy7714
    @gracy7714 2 ปีที่แล้ว +4

    Very insightful, precise to the point .. this month onwards on it! Thank you for taking your time to put up this content.

  • @serasebilo
    @serasebilo ปีที่แล้ว +1

    Wonderful i m gonna apply this strategy, and of course before anything else budget must be put in place in order to use money...,thanks...

  • @themusijoshow3763
    @themusijoshow3763 2 ปีที่แล้ว +2

    Asante sana, super informative and precise. worth a subscription.

  • @rachaeladedini9541
    @rachaeladedini9541 25 วันที่ผ่านมา

    Thanks so much Susan.
    Watching from Nigeria.
    Your tips are just too great 👍🏾.

  • @dianagathogo2366
    @dianagathogo2366 2 ปีที่แล้ว +2

    Thanks Susan. We keep learning to improve.

  • @lillynjue2040
    @lillynjue2040 ปีที่แล้ว +5

    Good Job. TITHE is also important.

  • @megjuma
    @megjuma 2 ปีที่แล้ว +6

    Thanks for this , you mentioned in your last masterclass now I do understand the concept better , to be implemented asap

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

  • @khavayiphelestus7442
    @khavayiphelestus7442 2 ปีที่แล้ว +2

    I appreciate this, implementing it from this month .
    Thank you .

  • @douglaskiarie3072
    @douglaskiarie3072 2 ปีที่แล้ว +3

    Very informative and educative channel.

  • @florencendungu6855
    @florencendungu6855 7 หลายเดือนก่อน

    Thanks Susan for sharing such knowledge. My financial situation must change

  • @lonewulfmo9128
    @lonewulfmo9128 ปีที่แล้ว +1

    Thank you soo much. A young lady, yet much wisdom. You are young but have taught me lots that I will pass to my children, thank you madam.

  • @eznahgesare6267
    @eznahgesare6267 2 ปีที่แล้ว +3

    Thank you so mch... Am going to try this month with what av learnt.... Thanks alot gal 4 the info

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

  • @carolinekiruja4401
    @carolinekiruja4401 2 ปีที่แล้ว +2

    I love your videos. i dont know what really happens, everytime i plan something has to come up unexpected ha!

  • @tomkane7840
    @tomkane7840 ปีที่แล้ว

    Very helpful. Thank for enlighten us the financial strategy and payday routine.

  • @lynnjoykimathi
    @lynnjoykimathi 2 ปีที่แล้ว +2

    Thank you Susan. I loved it. Totally changed

  • @dustygoldpodcastvideos8870
    @dustygoldpodcastvideos8870 2 ปีที่แล้ว +3

    I intend to put a standing order this month....thank you for consistent guidance

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +1

      Thanks for watching! 😉

  • @leonidaangoma9341
    @leonidaangoma9341 4 หลายเดือนก่อน

    Woow I know am late hapa but am glad I found your channel....I have learnt so much in this video...

  • @jamesoduki2634
    @jamesoduki2634 2 ปีที่แล้ว +2

    Good job..Sue kindly make a video on how to run a shop...thanks

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

  • @suzannewaweru1525
    @suzannewaweru1525 2 ปีที่แล้ว +4

    This is excellent advice!

  • @joventatukamushaba4855
    @joventatukamushaba4855 ปีที่แล้ว

    Suzan, you are the best .God bless you dear

  • @pheladifakude8237
    @pheladifakude8237 2 ปีที่แล้ว +5

    Much love from South Africa. Thank you so much for this important topic. In indeed requires monthly review to ensure goals are met. I always find myself under budgeting when it comes to food and fuel and unexpected medical costs because of my little ones.

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

  • @felo0h
    @felo0h 2 ปีที่แล้ว +5

    I reall appreciate all the wisdom you have shared...its honestly woken the CFO in me!! Looking forward to the next video...

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว

      Thanks for watching! 😉

  • @priscapeter1123
    @priscapeter1123 2 ปีที่แล้ว +2

    I really really love this content.. Very very useful information.... Keep it up gal❤️

  • @Jeff-ue6qw
    @Jeff-ue6qw 2 ปีที่แล้ว +2

    Nice..thank you coach,always on point and you never dissapoint with your advice.👍

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

  • @esthermutua1287
    @esthermutua1287 2 ปีที่แล้ว +4

    Thanks alot for this wanjiku may God bless you it's has been helpful to me alot 🙌🙏🙏❤️

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว

      Thanks for watching! 😉

  • @muigaidann
    @muigaidann 2 ปีที่แล้ว +4

    I alway love and enjoy your advise. It's so practical 😊
    👏

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

  • @tonnykant6103
    @tonnykant6103 2 ปีที่แล้ว +2

    Thanks suzie. But some of us actually our budget is in deficits.

  • @bonfaceotiso
    @bonfaceotiso 2 ปีที่แล้ว +2

    Great teaching 👏👏

  • @wahomengatia5922
    @wahomengatia5922 2 ปีที่แล้ว +4

    I had fallen off the wagon but thanks to you I'm back

  • @carolinemwaura6215
    @carolinemwaura6215 2 ปีที่แล้ว +3

    Thank you so much coach. Your coaching has always been very helpful to me.

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

    • @mariashekupe2504
      @mariashekupe2504 ปีที่แล้ว

      Thank you so much. I will put this in practical from this month March and be blessed

    • @whitneyfaith3645
      @whitneyfaith3645 ปีที่แล้ว

      Good tips

  • @AnandaJermin
    @AnandaJermin 2 ปีที่แล้ว +2

    You've earned a subscriber!

  • @felixakokootieno353
    @felixakokootieno353 2 ปีที่แล้ว +1

    If you have to spend more, then you should look for more avenues to make more money rather than saving the little you have.

  • @lionesslamb7049
    @lionesslamb7049 2 ปีที่แล้ว +1

    Excellent and simple advice. 👏🏾

  • @me.georgiaj.5685
    @me.georgiaj.5685 5 หลายเดือนก่อน

    Thanks Susan, this is very helpful.

  • @dorcasgathimba5700
    @dorcasgathimba5700 2 ปีที่แล้ว +3

    Thanks Susan, always looking forward to your videos. Am already working on an emergency fund.

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว

      Thanks for watching and all the best in your journey to building an Emergency Fund

  • @carlistuscarlis7323
    @carlistuscarlis7323 ปีที่แล้ว

    Thank you, I was able to download budget tracker

  • @MariahG959
    @MariahG959 2 ปีที่แล้ว +3

    New Sub and my first time to be here ...such a great content thank you Susan

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +1

      Thanks for watching and welcome to the tribe! 💃

    • @askahparmeres1697
      @askahparmeres1697 8 หลายเดือนก่อน

      Hi Coach Susan! Very informative content. Thank you.

    • @askahparmeres1697
      @askahparmeres1697 8 หลายเดือนก่อน

      How can I get your Legacy Budget Tracker? The one you said cost Kshs.550?

  • @kimathimutwiri393
    @kimathimutwiri393 ปีที่แล้ว

    This is a real deal piece

  • @marydona3821
    @marydona3821 2 ปีที่แล้ว +3

    Wow ,very interesting, thank you ,

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

  • @itskipmyk
    @itskipmyk 2 ปีที่แล้ว +3

    Always timely 👌 thank you 🙏

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

  • @derrickomondi158
    @derrickomondi158 2 ปีที่แล้ว +4

    The financial advice you always give are very cool , thank you so much cfo

  • @rebeccaandrew8710
    @rebeccaandrew8710 ปีที่แล้ว

    So helpful dear, I have to start working it out ❤

  • @nuwamanyacolleb1458
    @nuwamanyacolleb1458 2 ปีที่แล้ว +2

    Be blessed for your good advice.

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

  • @miriamcherotich6747
    @miriamcherotich6747 2 ปีที่แล้ว +2

    Hey thanks❤ have learn something

  • @wanjikuwanjiru828
    @wanjikuwanjiru828 ปีที่แล้ว

    Bless you Susan!!

  • @MsUnderstood
    @MsUnderstood ปีที่แล้ว +2

    why am i so late to this party!!! You are what I needed to consume! Thank you Susan!

    • @susan.wanjiku_
      @susan.wanjiku_  ปีที่แล้ว

      I am so so glad to have you here!! 🤍🤍🤍

  • @naeemruwa356
    @naeemruwa356 6 หลายเดือนก่อน

    Really enjoyed listening to you

  • @opiopauline9749
    @opiopauline9749 ปีที่แล้ว

    Great lessons you have..... thanks

  • @geoffreykipchumba6896
    @geoffreykipchumba6896 2 ปีที่แล้ว +3

    I have a problem of spending my savings since i access my mobile banking how can i come out this problem or where do i specifically do saving effectively

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +2

      You can try saving in Money Market Funds. It takea 2-4 days to access your money after sending a withdrawal request. Also have a budget and only keep the money you are using that month. You can also try to go on a cash only budget where you withdraw the money you need per week and operate on that, all week. Till the next week.

    • @TheOrganizedLawyer
      @TheOrganizedLawyer 2 ปีที่แล้ว +1

      you can try to keep in a lock savings account

  • @MishiW9
    @MishiW9 ปีที่แล้ว +1

    Thank you Susan😊😊

  • @scolawambui6923
    @scolawambui6923 10 หลายเดือนก่อน

    Your videos are quite informative. Thank you

  • @uhurunyereremusa8592
    @uhurunyereremusa8592 2 ปีที่แล้ว +2

    sina madeni nifanye nini na pesa iliyobaki nyumba yangu nililinua cash naomba ushauri wako dada Wanjiku...ubarikiwe

  • @wayuaclaire8048
    @wayuaclaire8048 11 หลายเดือนก่อน

    Happy holidays 🎄. Do you do one one financial advicer, wealth manager?

  • @faithatieno7643
    @faithatieno7643 2 ปีที่แล้ว +2

    Thanks alot for the guidelines

  • @linientchege183
    @linientchege183 2 ปีที่แล้ว +1

    Thank you so much Susan

  • @kendiiringo5857
    @kendiiringo5857 2 ปีที่แล้ว +2

    This is insightful.

  • @evanswanyanga9648
    @evanswanyanga9648 2 ปีที่แล้ว +3

    Well put Coach Susan keep up the good work

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว

      Thanks for watching! 😉

  • @rukundoabdulbigaruka
    @rukundoabdulbigaruka 6 หลายเดือนก่อน

    so brief and accurate

  • @marykigoro7202
    @marykigoro7202 2 ปีที่แล้ว +2

    thank you knowledge is power

  • @magdanjery2146
    @magdanjery2146 5 หลายเดือนก่อน

    Great advice coach ❤❤.Lakini hiyo kahawa ya 300 weh! 😂

  • @christinewafula186
    @christinewafula186 7 หลายเดือนก่อน

    Just subscribed❤ thanks Susan

  • @sharonkipchumba535
    @sharonkipchumba535 ปีที่แล้ว

    Thanks much dear iam new and educated by this. Some salary though 😮can't even allow us to go through all this steps month comes and goes with less ..maybe if I can know how to bugted according to what I earn I can manage all this steps

  • @priscapeter1123
    @priscapeter1123 2 ปีที่แล้ว +3

    I'm paid weekly and I don't even where to start.... Its so hard to manage. Please help

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +1

      You should probably organize how you pay your expenses around when and how often your pay comes in. Like have a routine that is structured around how your money comes in. In case you would like to consult on a more personalized basis, there is a link in the description box to book for a consultation session.

  • @fellinakamais1981
    @fellinakamais1981 ปีที่แล้ว

    @susan your session is educative,how can I get excel sheet for budgeting

  • @jesseshadrack9326
    @jesseshadrack9326 2 ปีที่แล้ว +1

    I love this girl.

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +1

      Thanks for watching! 😉

  • @eunicekyambo6186
    @eunicekyambo6186 7 หลายเดือนก่อน

    Good info there... Where does the tithe fall at.. think it should be 1st thing u get the pay

  • @khaduyumichael7565
    @khaduyumichael7565 ปีที่แล้ว

    Thank you for this, How do i get the budget and finance tracker?

  • @margaretowino1768
    @margaretowino1768 2 ปีที่แล้ว +2

    Very educative

  • @faithbwire9164
    @faithbwire9164 2 ปีที่แล้ว +6

    Watu wa payday leo msikie

    • @nuwamanyacolleb1458
      @nuwamanyacolleb1458 2 ปีที่แล้ว +1

      Thanks so much coach susan
      I will always lean on your financial advice, am now a transformed person financially because of you.

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

  • @creativendinda
    @creativendinda 2 ปีที่แล้ว +3

    Someone please how do I transact funds from my bank to my mmf.CIC to be specific!

    • @valeriekinyua587
      @valeriekinyua587 2 ปีที่แล้ว +2

      Transact from bank to mpesa then deposit using their app or Paybill. Works for me.

    • @creativendinda
      @creativendinda 2 ปีที่แล้ว +1

      @@valeriekinyua587 Thanks though this is what I do but the transaction cost from Mpesa to the fund is a lot of money yawa!I thought I'd find an alternative possibly free

    • @gladyssyombua3590
      @gladyssyombua3590 2 ปีที่แล้ว

      I make direct bank deposits at the bank agents

    • @mercywanjiru4092
      @mercywanjiru4092 ปีที่แล้ว

      If you have a cooperative bank account,you can do a transfer at the counter.It's free

  • @georgebii8715
    @georgebii8715 ปีที่แล้ว

    Thank you coach Susan for the educative video. How can I access the budget template you mentioned?

    • @susan.wanjiku_
      @susan.wanjiku_  ปีที่แล้ว

      Hello, you can find it here: thelegacyhub.co.ke/product/the-legacy-budget-tracking-template/

  • @phenyolawrence8825
    @phenyolawrence8825 7 หลายเดือนก่อน

    Hey couch Susan.pls help me on steps to take,to buy SnP500.

  • @nedmulekaleka2023
    @nedmulekaleka2023 ปีที่แล้ว

    Coach Susan, how is the budget template in Zambia kwacha?and what is mode of payment for us who are in Kenya ?

  • @pamelanafuna7082
    @pamelanafuna7082 ปีที่แล้ว

    Thanks so much
    What percent of my income should i pay myself

  • @dortealukas1203
    @dortealukas1203 3 หลายเดือนก่อน

    What is investment account, how does it work?

  • @karuthisimon867
    @karuthisimon867 2 ปีที่แล้ว +2

    Very informative.. Regards!

  • @kristinnahroberts8043
    @kristinnahroberts8043 2 ปีที่แล้ว +1

    Susan, where does Tithe fall in the 50-30-20 rule

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +1

      If you consider it mandarory, then it should fall under Mandatory Bills & Expenses

  • @lilianmuthoni4923
    @lilianmuthoni4923 2 ปีที่แล้ว +1

    Wow,thank you

  • @patrickmwenja5398
    @patrickmwenja5398 2 ปีที่แล้ว +1

    Good advice

  • @annkamau7384
    @annkamau7384 ปีที่แล้ว

    very insightful thanks

  • @atukundapenninah4846
    @atukundapenninah4846 2 ปีที่แล้ว +3

    Thank ue so much for the effort always 🙏

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth

  • @SharonDiamon
    @SharonDiamon 14 วันที่ผ่านมา

    I really beed ouyr help badly tjank you susan

  • @alambez
    @alambez ปีที่แล้ว

    Give us the link to the budget tracker

  • @brianndungu5845
    @brianndungu5845 2 ปีที่แล้ว +1

    Very much educative

    • @whatsapp2500
      @whatsapp2500 2 ปีที่แล้ว

      Message my investment adviser on more ways to invest & grow your wealth