THESE MONEY HABITS ARE KEEPING YOU BROKE!!

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  • เผยแพร่เมื่อ 27 ธ.ค. 2024

ความคิดเห็น • 299

  • @susan.wanjiku_
    @susan.wanjiku_  ปีที่แล้ว +26

    Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

    • @mathewbwalya
      @mathewbwalya ปีที่แล้ว +1

      I like the topic. U really mean business. U r a great money coach.

    • @samuelmaina1065
      @samuelmaina1065 ปีที่แล้ว +1

      watu sio wazuri

    • @JaneWachira-e7l
      @JaneWachira-e7l 5 หลายเดือนก่อน

      Kindly

    • @GodspowerDeegbara
      @GodspowerDeegbara 4 หลายเดือนก่อน

      Please I how Can I reach to you on email thanks

    • @josphatkibe5775
      @josphatkibe5775 3 หลายเดือนก่อน

      Very nice & informative

  • @harryke7799
    @harryke7799 ปีที่แล้ว +53

    1.Treating money topic as a tabboo topic
    2.Spending without planning,thinking or setting money goals
    3.Having a victim mentality
    4.Procrastination and avoidance
    5.Not knowing where your money is going
    6.Not paying yourself first/saving
    7.Living above your means
    8.Jumping on every get rich quick schemes that come
    9.Having a consumer mentality
    10.Complaining about your money situation,economy,budgetting and not doing anything about it
    Thankyou very much❤learnt a lot

    • @charitymadzura970
      @charitymadzura970 ปีที่แล้ว

      Thank you

    • @marykandia7194
      @marykandia7194 10 หลายเดือนก่อน

      🎉 thanks

    • @CherimoSusan
      @CherimoSusan 5 หลายเดือนก่อน

      Thanks ❤

    • @EvenQuash
      @EvenQuash 2 หลายเดือนก่อน

      God bless you, for sharing your experience with us.

  • @Cikanyoro
    @Cikanyoro ปีที่แล้ว +8

    One major lesson I have learnt is our circle truly matters. The conversations we are having everyday with the people we sorround ourselves with matters. Changing our mindset is so important

  • @ListerKusongwa
    @ListerKusongwa 3 วันที่ผ่านมา

    Am 48, but am enjoying your videos. In this video I learnt that I must reduce or stop impulse spending of money. I must choose to invest not just spend. Thanks so much. Its within me, I can invest and spend wisely. Please keep it up.

  • @Kiholela
    @Kiholela ปีที่แล้ว +5

    It's like I was in church and you were preaching

  • @LILIANMJENIMUMBO
    @LILIANMJENIMUMBO 26 วันที่ผ่านมา +1

    Am new hearing your video this is very educative which teachings to start with that l move out of poverty. Been working but for long without this knowledge

  • @chioma_nkamuo
    @chioma_nkamuo 4 หลายเดือนก่อน +2

    I am delighted that I discovered your channel today and I have been getting nothing short of value from your videos, ma.
    Thank you so much! 😊

  • @sharonirungu2092
    @sharonirungu2092 ปีที่แล้ว +67

    I always watch your videos with a pen and notebook at hand. My take home today is 'less talk, more action'. I've already shared this video on my WhatsApp status and to my friends. Thank you for the amazing work that you do.

    • @Misfit36
      @Misfit36 ปีที่แล้ว

      how do you download videos from youtube to gallery please

    • @Sky_shine254
      @Sky_shine254 ปีที่แล้ว

      Ooh God we are together😊

    • @Ayiti_Mizik
      @Ayiti_Mizik 7 หลายเดือนก่อน

      ​@@Misfit36, I believe she shared the link but, yes. you can download the hole video, if need be.

    • @laurenciahilgard2186
      @laurenciahilgard2186 7 หลายเดือนก่อน

      ​@@Misfit36Just share the link

  • @rachaeladedini9541
    @rachaeladedini9541 2 หลายเดือนก่อน +1

    Thank you soooo much Coach Susan for waking me up from my financial slumber.
    I used to prepare my budget and pay myself first but when demands and debt increased, I stopped and aimed at settling debts and bills first which was never completely paid and no saving either. Hmmmm. Can't thank you enough.

  • @picsandvidstv1348
    @picsandvidstv1348 ปีที่แล้ว +2

    I’m that person who spends and spends! I hate myself for that! I don’t know it’s like an addiction!😢

  • @kalucy23xc95
    @kalucy23xc95 ปีที่แล้ว +5

    Wow am new here and I feel lyk home...how I wish this information reached me earlier this month

  • @edisonmurimi8962
    @edisonmurimi8962 ปีที่แล้ว +15

    I’m so impressed with the concept of “being wealthy” rather than “looking wealthy “ on the consumer mentality. So informative.

  • @Mercy-Mosiara
    @Mercy-Mosiara ปีที่แล้ว +3

    So informative.Thank you 😊

  • @muringi.wanjiku9346
    @muringi.wanjiku9346 ปีที่แล้ว +11

    I'm working on the victim mentality. I'm turning 20 this year and to be honest I want to train on good financial management as my background for the future. Thanks for the tips.❤️

  • @tabztabz5285
    @tabztabz5285 ปีที่แล้ว +8

    Better late than never .I always spend without planning and never accounting for it ,I need to change this.Thanks for the info. First time here and subscribed.

    • @yungquin5916
      @yungquin5916 ปีที่แล้ว

      More grace dear. l like your teaching.

  • @NtombiFlorenceSibanyoni-bb7tt
    @NtombiFlorenceSibanyoni-bb7tt ปีที่แล้ว +1

    Thank you dear for your teaching. I like the way you say we must Respect Money. May God bless you all the way!

  • @standout254
    @standout254 ปีที่แล้ว +18

    You nailed it!
    I'm the avoidance person
    I just give up and start impulse buying since I have already failed.
    Thank you!
    Now I know better

    • @mugurekanya3860
      @mugurekanya3860 ปีที่แล้ว +1

      Loving it here,I m hooked,Need to leave the 'ICU' money matters soonest

    • @standout254
      @standout254 ปีที่แล้ว +1

      @@mugurekanya3860 The sooner the better

    • @gamechanger-u3q
      @gamechanger-u3q 8 หลายเดือนก่อน

      Same here

  • @leahmburu9571
    @leahmburu9571 ปีที่แล้ว +8

    great stuff am now confused where to start.just realised am weak in all areas and am already in a confused form one budget,am the fella that attends to everything that crops up,i now admit am a careless earner,urgent change required,thank you for this.

  • @nakawombeprossy7696
    @nakawombeprossy7696 ปีที่แล้ว +1

    Thanks 😅

  • @nombalingcobo1780
    @nombalingcobo1780 ปีที่แล้ว +2

    Thank you coach!!!!! Hard hitting, factual and sooo educational and honest!!!!

  • @MelanieMilambo-ez1ju
    @MelanieMilambo-ez1ju ปีที่แล้ว +2

    U really motivate My spirit thanks so much God bless you.

  • @olusolaajagunna6233
    @olusolaajagunna6233 2 หลายเดือนก่อน

    Thank you,I have lent a lot of lessons from your teachings.

  • @rev.davidmark1405
    @rev.davidmark1405 2 หลายเดือนก่อน

    Hi. Coach, I just stumble on your teaching on financial freedom, I am indeed help me I love to see more of this.thank

  • @hildachacha5696
    @hildachacha5696 7 หลายเดือนก่อน +1

    Wow “talk less more action “ glad I’ve learned something today!

  • @BonifaceOnyango-m6o
    @BonifaceOnyango-m6o 11 หลายเดือนก่อน

    Word of the day,Wealth is what is left but not what we spent.

  • @jkmutaike
    @jkmutaike 2 หลายเดือนก่อน +1

    I used to say creating a budget of how i spend is a waste of time until i realized after 20years that budget is not only writing how you are going to spend but how you are going to save. My mind was even if i say am going buy sugar and milk, i would still buy them if i did not have a budget and also a funeral or fund raise for urgent matters can cause me not to buy that sugar and milk anyway.
    The idea that i can plan how to save in the budget gives a good reason to do that but in this economy that is already putting people in a default budget state is like writing a budget where it does not fit given the rising cost of living...

  • @juliusirungu1363
    @juliusirungu1363 ปีที่แล้ว +10

    As an economist student I count this as one of my units....good content

  • @samsonashafa7203
    @samsonashafa7203 3 หลายเดือนก่อน

    I was richly blessed by this teaching. More grace.

  • @pamelaalphonce4742
    @pamelaalphonce4742 ปีที่แล้ว +15

    You have change a big part of my financial journey I appreciate 🙏

  • @sallyndungu1136
    @sallyndungu1136 2 หลายเดือนก่อน

    Less talk more action....so helpful.

  • @gaitanomalish5327
    @gaitanomalish5327 2 หลายเดือนก่อน

    I,m grateful for this page. Thank you Susan.

  • @lonelychisale
    @lonelychisale หลายเดือนก่อน

    Am in the right track now ❤

  • @HMM_11.30_
    @HMM_11.30_ 4 หลายเดือนก่อน

    I just bumped into your videos today & I love what I'm hearing. I will definitely follow you 👏 💐

  • @judykioko9299
    @judykioko9299 ปีที่แล้ว +1

    Been poor on tracking my money .....this is so enlightening

  • @PaulLui-s8p
    @PaulLui-s8p หลายเดือนก่อน

    Thankyou so much so helpful ☺️ 💓

  • @isaacpatron7428
    @isaacpatron7428 ปีที่แล้ว

    Love you Susan! Since I started following you last week I now have a new perspective on money.

  • @collinsnwagboso9977
    @collinsnwagboso9977 ปีที่แล้ว +1

    THANKS VERY MUCH. I APPRECIATE.

  • @kingzumamusics4987
    @kingzumamusics4987 3 หลายเดือนก่อน

    i got you dear and may God bless you

  • @wanjikuwambui7529
    @wanjikuwambui7529 ปีที่แล้ว

    Very glad I came here such a day like this to shift my mentality before the year is gone …. Great nuggets …. And a lot to take action on ….

  • @CocoaKrachi
    @CocoaKrachi ปีที่แล้ว +2

    Thank you so much for this education. I have just discovered the very many thieves in my financial life thanks to this video. I really like the paying yourself principle. I pray this helps me manage my finances better!!

  • @annemwaura3910
    @annemwaura3910 ปีที่แล้ว +5

    This year we are doing better ,thank you Susan

  • @2011WN
    @2011WN ปีที่แล้ว +2

    This was awesome Susan. Putting savings aside first before dealing with the rest of my chapaa is an interesting way to deal with it. I like your realistic ways of dealing with finances. Shukran.🙏

  • @joyniwomujuni
    @joyniwomujuni 4 หลายเดือนก่อน

    this has been very insightful.

  • @PatrickMulenga-py6ug
    @PatrickMulenga-py6ug ปีที่แล้ว

    I have nothing to comment I am just having an itrest of how you are enceraged us thank you

  • @nyamburamaina1372
    @nyamburamaina1372 ปีที่แล้ว

    I think I am suffering from most of these habits!!thank you for this information for sure,I need to wake up 😢

  • @alexwaweru2457
    @alexwaweru2457 ปีที่แล้ว +5

    Smart minded people is all we need

  • @chidinmaudeh8812
    @chidinmaudeh8812 3 หลายเดือนก่อน

    Very Educative. Am happy to have come across this

  • @carolynemutinda1115
    @carolynemutinda1115 3 หลายเดือนก่อน

    Wow.... Very informative.. Better late than never

  • @nyamwijacatherine4617
    @nyamwijacatherine4617 ปีที่แล้ว

    I always pay my self first, its always a must,

  • @joyceasuku1611
    @joyceasuku1611 4 หลายเดือนก่อน

    Waoo I'm thrilled, at the same time very guilty of so many of the bad money managing habits.thank you susan

  • @monicandunge4540
    @monicandunge4540 ปีที่แล้ว +1

    This is so helpful to me since I'm intending to open up a new business and I want to learn more about money management and how I can manage my business.

  • @mercymurrey6571
    @mercymurrey6571 9 หลายเดือนก่อน

    Thank you so much Susan financial literacy is everything

  • @korosgilbert4423
    @korosgilbert4423 8 หลายเดือนก่อน

    Hi Susan, 🎉a special word of appreciation👏👏👏 actually u hv really help us with the knowledge on how to achieve our financial goals.ur episodes have motivated me alot and not tired watching keep it up.be bless🎉🎉🎉

  • @gloriakwendo3879
    @gloriakwendo3879 4 หลายเดือนก่อน

    Thank you for this ❤❤

  • @winnierutahigwa391
    @winnierutahigwa391 8 หลายเดือนก่อน +1

    recently i started following you and i have no regrets. my concern however is how does one whose expenditure is more that even the earning plan. Please note that this is outside luxury. Iam talking about the necessities.

  • @irenenjuguna2918
    @irenenjuguna2918 7 หลายเดือนก่อน

    Very Very helpful, wealth is what is left after spending...

  • @ElizabethOrhuah-eb4hz
    @ElizabethOrhuah-eb4hz 5 หลายเดือนก่อน

    Thanks Susan, always a blessing.

  • @williamchimombo
    @williamchimombo ปีที่แล้ว

    In Malawi, thank you Susan you are real and practical your vidios have made an impact on me I am startin with Emergency fund

  • @gamechanger-u3q
    @gamechanger-u3q 8 หลายเดือนก่อน

    Have learnt alot from this video,its like it was meant for me.Thanks so much gal,hope i wl come back after sometimes and testify.From now onwards i wanna be very careful with how i deal with my money.Its never too late.

  • @nicholasmaina1440
    @nicholasmaina1440 ปีที่แล้ว +2

    This topic was talking about me kabisa and must say am not proud of my spending habits and with your videos they really help me take a different turn in my life, thanks coach Susan this has hit home 👌👊🏿#trulyrevolutionary

  • @amarachimosesakuchinyere3362
    @amarachimosesakuchinyere3362 ปีที่แล้ว +1

    Less talk, more actions. 💪

  • @theonegrateful-leper
    @theonegrateful-leper ปีที่แล้ว +2

    A new subscriber.
    Loving this place here.
    I am here because am at a point where I desperately need a change in my finance

  • @evemuthoni2761
    @evemuthoni2761 ปีที่แล้ว +1

    Wow I just bumped into your channel and this exact topic is really relatable.Thank you.

  • @lucykariuki74
    @lucykariuki74 ปีที่แล้ว +1

    My first time here I like what I am hearing .

  • @langatsilas2608
    @langatsilas2608 ปีที่แล้ว

    Very nice piece. Needs to be taught in all schools

  • @Deluxecakes
    @Deluxecakes ปีที่แล้ว +1

    Thanks coach..i will be the rich antie come december😍

  • @chilufyajean8431
    @chilufyajean8431 ปีที่แล้ว

    I have learnt a lot thanks a. coach. I must be disciplined. Jean from Zambia

  • @JohnMark-tc4pn
    @JohnMark-tc4pn ปีที่แล้ว +1

    Am very much impressed with the knowledge u have impacted in me about financial discipline and budgeting to enable me come out of poverty.Thank you.

  • @SEGERADORPER82
    @SEGERADORPER82 ปีที่แล้ว

    Woow this is good nimesoma kweli 🎉🎉🎉

  • @marytoo9633
    @marytoo9633 7 หลายเดือนก่อน

    Coach Susan thank you so much for jump starting my financial life...am yet to start but I can't see the description box..I need more to learn

  • @esthermbinya9514
    @esthermbinya9514 3 หลายเดือนก่อน

    Wealth is what you are left with not what you spent

  • @ChikaNnaocha-wi3jd
    @ChikaNnaocha-wi3jd ปีที่แล้ว

    God bless you for this advice,,,, ur words re deep nd am going to follow ur advice and work on my self seriously,,,thank you

  • @alexkakooza3116
    @alexkakooza3116 ปีที่แล้ว

    Wow, oli mulungi bambi webale tuwereza Suzie

  • @annegospelwanjiru3380
    @annegospelwanjiru3380 ปีที่แล้ว +1

    Budgeting really works ,that what helped my husband and I n we are able to save more

  • @fredleo9213
    @fredleo9213 ปีที่แล้ว +7

    A mini budget is what I have done this month so that my monthly savings go untouched

  • @kitambarandungu8645
    @kitambarandungu8645 ปีที่แล้ว

    Ireally appreciate the way you advise and teach us keepitup madam.

  • @tinaandresblog9255
    @tinaandresblog9255 7 หลายเดือนก่อน

    Highly informative and helpful.🙏

  • @monicahjames7308
    @monicahjames7308 ปีที่แล้ว +1

    So helpful

  • @yegonjuliana5263
    @yegonjuliana5263 ปีที่แล้ว

    Amazing conversation. Looking forward to more

  • @BrinaTV
    @BrinaTV ปีที่แล้ว +4

    Gute Arbeit, eines Tages würde ich gerne ein Einzelgespräch mit dir führen.

  • @beatrice1202
    @beatrice1202 ปีที่แล้ว

    Thank you Suzy ,am in that Procrastination and avoidance .

  • @azanuilizette3222
    @azanuilizette3222 2 หลายเดือนก่อน

    Hi susan am watching your videos for the first time @ they Are amazing.please i wish to join the master class so i can equally learn how to budget.l lost my job @ now in a new town i want to start up a business at home of which i don't know how to go about it.thanks

  • @AnnaMwanza-w2w
    @AnnaMwanza-w2w ปีที่แล้ว

    Thank you so much am relating to what you are saying

  • @Augustina56
    @Augustina56 ปีที่แล้ว

    I'm so glad I found your trainings❤❤

  • @joyceaporsh7726
    @joyceaporsh7726 8 หลายเดือนก่อน

    Thanks for always educating us

  • @childofgod8365
    @childofgod8365 ปีที่แล้ว +3

    Patricia I am now your follower. It is crazy to imagine how much I have earned in the past and yet I am starting now to save and invest

  • @collinchingota7717
    @collinchingota7717 ปีที่แล้ว

    Insightful. Thank you for sharing!!

  • @namagandaaidah3594
    @namagandaaidah3594 ปีที่แล้ว

    Thnx Susie... Aidah from Uganda

  • @muskantheoneacrefarmer8290
    @muskantheoneacrefarmer8290 8 หลายเดือนก่อน

    I need to digress a bit here but I have to say. Your make up is on point mamma ❤

  • @debbiesalmon8372
    @debbiesalmon8372 ปีที่แล้ว

    I really appreciate this so much, thank you

  • @jacklinesarisar1177
    @jacklinesarisar1177 10 หลายเดือนก่อน

    Thanks for this info.very educating

  • @Jacob-hl4px
    @Jacob-hl4px ปีที่แล้ว

    You do well
    Jacob- Lagos Nigeria

  • @veronicawairimu9989
    @veronicawairimu9989 ปีที่แล้ว

    Less talk ,more Action ✅✅.

  • @jennykisa22
    @jennykisa22 ปีที่แล้ว +1

    This is an awesome message that everyone needs to know i have noted and making changes this year as soon as possible.

  • @wafulaanthony9366
    @wafulaanthony9366 ปีที่แล้ว

    Thank you for being a great teacher of finanical habits i have learnt alot from you God bless you Susan

  • @emmanjue4267
    @emmanjue4267 ปีที่แล้ว +1

    A big thank You, very insightful and relevant

  • @almaharnu
    @almaharnu ปีที่แล้ว +2

    I love this..looking forward to more to help myself in the financial mgt struggles

  • @alisonkantarama8117
    @alisonkantarama8117 ปีที่แล้ว +1

    Thanks Coach Susan...a great opportunity for me, the 50:30:20 Budget rule is my take on lesson for 2023. Blessing my dear

  • @juliusmacharia3252
    @juliusmacharia3252 ปีที่แล้ว

    That's a mind opener,I feel motivated on how to manage my business and things to prioritize first.Thanks alot and hope to put into practice these ideas.

  • @Duncan_Maina
    @Duncan_Maina 8 หลายเดือนก่อน

    This is very good content. A Master Class