HOW to buy a car straight out of varsity? & Tips for Buying A Car 🔍 || South Africa 🇿🇦
ฝัง
- เผยแพร่เมื่อ 22 ก.ค. 2024
- Hey guys so I’ve decided to do this video as a follow up from my previous video (I BOUGHT MYSELF A CAR: • I BOUGHT MYSELF A CAR ... ) .
In this video I cover the following (in this order)
1. Applying for a Young Professional’s (Bank) Account after graduating : here’s the link to compare different banks www.justmoney.co.za/news/2019...
2. Budgeting & the process of going to dealerships (incl documents time take)
- ID document (and Licence)
- employment contract
- payslip (can be a dummy-payslip if haven’t received your first salary OR an estimated schedule of remuneration)
- 3 months banking statements
3. Tips for buying your car
4. Answering the questions some of you sent via my Instagram page (@nokuhle_kumalo)
ENJOY ❤️ and thank you for watching (and reading). I hope this was helpful.
I know someone who bought a second hand car cash after 3 years because he maxed his tax-free savings every month and grew nicely. The car he bought has a record for being reliable for years and because it was cash he could negotiate a better price at the dealership (interest free). This made more sense because while a new car depreciates faster in its first 2 years, it's silly paying such high installments for 60 or 72 months while the value of the car drops whereas that money can be used on your investments or side hustle.
You are a great tipper😂😂 I'm getting that car in 2022
Mihle Fono 🤣🤣🤣🔥🔥🔥 come throuuugh! Tell me when you do, so I can come obsess over your newer faster car.
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As a recent graduate and someone whose been working for almost 2 years, I needed this. Thank you ❤️
I learnt a lot from you sis, knowledge that everyone needs to hear in their youth
Thank you for this informative vid. I am not a student, but you gave me some good tips as I am in the marketing right now for a car! Thanks!
Want to buy a car in December. This was so informative. Thank you.
Loved this! So informative and entertaining with the side comments 😅 lookout for that tag when I buy my first car 😉
"Especially if you're peeled"... Sissy love you more success in your life
I really enjoyed watching and listening to you. You have literally answered all my questions. Thank you!
To the point and so helpful! You literally educated me so much on how to buy a car and all the QUESTIONS that a person wouldn’t even think of asking! Thank You So Much for being so thoughtful and honest about your tips! 😍👌🏽 PS: congratulations on your car !
This was very informative video, I'm currently doing my final year and the plan is next year I'm buying a car for myself so I really needed to hear all of these things 🙂
literally the best thing that's happened to me since lockdown!
My 2cents : Look for your own insurance. Dealership insurance can be more important. I agree with Nokuhle;s statement about affordability. A tip I can give in terms of paying off your car sooner is increasing your car payment when you get an increase at work. One last thing, AVOID balloon payments. Interest on a car is calculated on the entire capital owed (meaning the bank charges you interest for the balloon amount 5 years)Think about it in this manner: imagine deciding to exercise and you losing weight monthly but your tummy(balloon payment) stays the same until the end of your contract.
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This video was very informative. I’m currently a PGDA student so I’ve been thinking about these things. Thank you so much❤️
I really wish TH-cam had voice notes, because I'd send you a 5 minute vn of how appreciative I am of this video. I am still in Varsity and your video is really giving me an idea of what I have to work towards and we really need more of creators like you to really help us understand real life scenarios. Thank you so much❤
This video was very informative, in fact.... You just got yourself another subscriber . Thank you a lot ❤️
You are so Intelligent my Queen thank for the Information.😍👑🇿🇦
The start makes me think about Nicolette Mashile
Ralph Nguema hahaha I get what you’re saying 😂.
This was incredibly valuable information 🙏🏾❤️. Thank you so much!!
thank you so much for this, you have answered all the questions i keep having in my head.
Most helpful video I've watched 💕🥺 Thanks again Nokuhle
Very helpful. Thank you so much for this... Off to the apartment video now
Hurney!! You explained everything we needed to know. Thank you!! Somaar a new subbie!!
This was so helpful babe! Thank you for this!!!
Ngingakulalela every day ntombo, and thank you this is so informative plus I need a car manje. Thanks a lot.🥰😍
I love your work and your humour 😂⚘ thank you for this video and the many others 👌🏾
This was very informative sis 😊 we defs watched till the end
You’re so helpful I’m so grateful for your channel
I was entertained and informed at the same time 🙌
I only discovered you today. OMG your content is on another level. I love it, I'm screaming. 😭😭🙂🙂🔥🔥
It is advisable that you don't inquire for credit from more than 3 credit providers or financial institutions because it messes up your credit score(speaking from experience). It is also advisable that when you shop around for insurance, do not inquire for quotes from more than 3 insurers because the more quotes you get, the higher the chances of paying more premium as per actuaries premium calculation formulas(work for an insurance company).
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This was very informative. Really enjoyed it♥️
Such an informative video! correction about Residual Value. I dont think you can just trade in the vihicle with RV and somebody will inherit your debt. The RV value is your problem since its part of your debt with the finance company.
I enjoyed this, very informative. Now I want a car🙈🙈
You are amazing!!!👑👑i enjoy and appreciate you.thank you for this💕💕💕💕💕💕💕
Just watched this today. Definitely getting a car this year
My favourite TH-camr🌼
New subie and your videos are so informative especially for someone like me ,who’ll be soon out of university💯🔥🔥
3 minutes in and I subscribed 😂😂 "be all qhav qhav" love your energy
Thank you so much for this video 👏🏽 Love it and very informative 💓
Nokuhle, you're the friend I never knew I needed ❤️😊.
Hahaha hi friend ☺️🧡
@@nokuhlekumalo Please continue with the content friend, it's appreciated 🙏❤️
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Nokuhle, I'm here 2 years later because now I need to start deciding which car to buy. I wasn't lying when I said you're my friend🥰😍. Your content is timeless!
🥹🥹🥹♥️♥️♥️ excuuuuse me ?? All the best friend!!
New subbie💃 definitely watching till the end.. love your content.
this was enjoyable👌 and informative ...... you so entertaining ❤
It's the "God will punish you" for me..!!🤣🤣 This was informative, thank you!
"Especially if you're..." 😭😭😭😭
Nokuhle though, If you know you know😂😂😂
i was not ready
I saw that 😅😭😭😭 sad 😢 reality
Damn 😂😂😂😂 i felt that
😂😭😭😭😭😭
Lol I like most of your videos they are so informative bro especially the ones about cars yey uyasebenza ,I started calculating how much I wanna spend, keep up the good job 😉I like you 😂I'll go for demo🤗
this video is so informative. love it!!
unengqondo man. yhu and I love your authenticity😍
Girl I like your content and your vibe.
This was so informative, thank you so much 😊
🤣🤣🤣I really enjoy your videos ♥️such a natural 😩
This was so informative. Thank You.
"...and if you want to claim"😂😂😂😂
l watched till the end hunney😂😂😂💕
This is so informative. Definitely didn’t know a lot of these things.
Thanks for watching and commenting sis 🙏🏾
This was the most informative video I have ever watched! So relevant and so useful I’m definitely going to share this with my friends. It makes buying a car less daunting with all this info. ❤️❤️❤️
Phila Sande Marubelela thank you so much Phila 🥺❤️. I really hope you guys are able to save a few more rands than the normal joe (me).
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I like you videos. Your voice is so calm
Such an informative video! That time I'm not even planning on buying a car anytime soon but it was still interesting and worthwhile. Thank you!
Me2😂
Sinethemba Kumalo 😂😂❤️❤️❤️ well when you’re ready to buy your car you will be so well equipped and you’ll save so much money! Sbwl to be you !
OMG this video is so informative. I love it! Thank you so much for this information.
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I'm doing second year and this was very informative ❤❤Thank you sis . I love you so much😊❤you inspire me so much🤗I'm grateful I came across your channel ❤❤❤You are appreciated
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Nokuhle is such a beautiful name 😊
Yayyyyyyy💃💃💃 thank you for this video
I enjoyed this. It was very informative.
Thank you so much for this.Very informative!
Thank you for the information dear. You have helped me a lot!!!
By God's grace I landed in your channel I really don't know how but last week God was speaking to me about buying a car next year since am still a student by soon graduating, I dreamt driving today a car and then I just found this video,,,, I believe He's saying something to me by the way I still have to learn how to drive first and overcome my fear of driving. Thank you for this informative message.❤️ A new subbie from now
Go get your car 😉!
This wa very informative. Thank you!!!
👏🏾👏🏾👏🏾 ngifunde a lot. And I agree with you about customer service bra, I’m not buying a car anytime soon but I love car window shopping 😂so if benganginaki I know andibuyeli to buy khona mtase
Zethu Mzizi 🤣🤣🤣 I literally walked out of Hyundai SAME TIME cause babengijwayela.
Thank you for always engaging in my content Zethu 🥺❤️ even your question.
Ngyabonga sisi I really appreciate it
Thank you love this was very informative 🙂
This is very informative, even for someone like me who has been working for 3 years. I want to buy a car this month because the job that I'm going to be working in next month requires me to have a car cause the place is very far
Noluthando Sibiya yayyyy !! All the best with that sis 🥰❤️
Thank you for this video ♥️🔥
Okay this video answered my question from the previous video I watched😑. Just discovered your channel ungadinwa lol 😝
Very informative! Thank you🤗
A very informative video, thank you so much. Would you please do a similar one where you give tips on renting an apartment? Thanks.
Sihle Kula just dropped one 😉 hope you get a Chance to watch.
Thank you very much , the video was very helpful 😄😄😄
This was very informative 👌
New subbie, love your personality.❤
This is so helpful Snqo♥️😘 siyabonga
Very informative!✌
Very informative 🙏🏾♥️
Thank you so much. Really appreciate it 😇
Great content❤❤
This is informative, thank you
Very informative video!
"a boy going through puberty"😂😂😂😂I died Right there.😂. It's my fight time on this channel. This is Very informative and entertaining, didn't want it to end definitely gonna subscribe. 🤓Is that the Uni. behind the mountain..🔥🔥🙌. Great Content. 😅 am not even halfway my degree buh I can't wait to get a car.
I'm subscribing lana🕺🏾
Lungelo Ngcobo 😌🙏🏾 washa ! I hope you enjoy your stay!
I love this video!❤️
Very informative, thank you 😊💕
Thank you so much for this sis 💕 so informative. Will definitely come back to this video when I buy my first car.
I’m so skeptical about opening an account to start building that credit record 🤦🏽♀️
Ford must do something hey!!🤭😅
Pumza Kumalo hahahah sis just get a small nyana credit account and pay it off quickly . But you’ll be more than fine ❤️ I back you.
Loved this video
Thanks for this kind of content very eye-opening
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Thank you so much for this video🤗
Earned a new subscriber love your delivery ❤️❤️❤️
So informative, thank you.
Very informative video Nokuhle. I have watched this video 3 times already🙈... I'm also looking to go into the same car buying process. Can the interest go above 13%? 🙈 specifically if you have no credit record and are a graduate?
🤣🤣I like you. This was very useful, thank you💕
Thank you. very helpful information
New subie here sis😭♥️
Hey love, thanks for this. It was really informative, which dealership did you go to?
Love the vibes, but definitely getting that 150k BMW 😂
"because wazini kwi bhonet' wena ? " I died 🤣😂 , This was actually a great video.