What is a CREDIT SCORE ? - All you need to know about them !!!
ฝัง
- เผยแพร่เมื่อ 22 ก.ค. 2024
- ** click here **
Wassup guys, I hope you enjoyed the video on credit scores. I will post some links that may assist you in your credit journey. GOODLUCK and don't forget to comment if you found this video useful. 🥰
#RoadTo5K #HowToAdult #CreditScore
____________________________________________________________
TO CHECK YOUR CREDIT SCORE 📱
remember everyone is entitled to one free check every year, thereafter you might have to pay a fee to get your credit report.
Transunion: www.transunion.co.za/assistan...
Experian: www.experian.co.za/consumer
Compuscan: compuscan.co.za/services/cred...
XDS (they use Splendi): www.splendi.co.za/about
____________________________________________________________
I used a few articles as part of my research on this topic. Some of these articles are linked below - if you want to do more reading on this.
✨ www.oldmutualfinance.co.za/bl...
✨ www.ecr.co.za/news/consumerwa...
✨ loansfind.co.za/guide/foreign...
____________________________________________________________
To connect with me, make sure you follow me on my socials :) or pop me an email.
Instagram/Twitter 📸 : @nokuhle_kumalo
Email 📧 : nokuhle.templates@gmail.com
I look forward to hearing from you :)
This video was recorded 3 years ago but it’s still relevant. Thank you Nokuhle for The information 🙌
Thank you Leo 🙏🏾🙏🏾🙏🏾 this is greatly appreciated
I appreciate your content so much, you make adulting seem like abc. I’m really getting financially educated😅
I appreciate this video been thinking of building my credit score as a student but been reluctant because of all the questions I had...Now I'm motivated to start
I'm getting absolutely good insight from your content every time. You make it easy for young professionals who are not even in the finance industry...Big UP!
Man!!! Where have you been all my life👑👑👑💕💕💕💥💥💥you make adulting seem like a walk in a park.i have less anxieties now.thank you so much😘😘😘😘😘😘😘😘😘
If this is not one of the greatest South Africa channels I’ve come across!!! 🔥🔥🔥🔥
Not bad hey! You covered most of the important things. Thumbs up
I'm here for this content🔥🙌 thank you sis❤️
This segment was informative and meaningful. Thank you Nokhule
Thank you for so much for creating this video, it's very informative.🙏
I just discovered your channel and I'm addicted because I love your content ❤️
Thank you so much for creating such an amazing channel especially for us black people, we need to learn how to manage our finances.
You are good and again your videos are straight to the point.
Honestly this is so helpful💕content I signed for !
I honestly love you content. Very very very informative.
Again, really insightful. Thank you 👍🏾
I really love your content ♥️Always so informative!
I paid for my laptop in cash. After this I wish I paid in credit to start building my credit score 😭 thanks for the helpful video!
Same, literally saved to pay 38k
This was so very helpful!
Thanks so much👌
First of all, awusemhle😍😍 now let me watch the video💃❤
I absolutely enjoyed and gained so much value from this video. Thank you sis and please keep them coming, this information is very necessary. ❤️
Hi😊☺
Content I honestly signed up for
This was so helpful, thank you ❤️
This was very informative. Thank you. Maybe next video should be on savings and investments... It seems like you have some info. that might help people
Thank you sis for your content. It is very refreshing to listen to one of our sisters giving important information.
Thank you Florence ♥️🙏🏾 I truly appreciate this comment.
Very informative as always, thank you 😊🌸
This is amazing! Great content
Hhhhhaybo the glow sisi🔥🔥😍 The content always on point. 🙌🏾🔥
My favorite TH-camr💕
You are sooo cute, got some amazing energy and put up relatable content? Defs subscribing ❤️
7.23 is what I was basically trying to find out 😂 I'm definitely trying to crack this calculation😂
Can you please make a video of everything that you pay when you're renting an apartment so we know how to budget well. 🖤
never miss a video!!!!
loved the bloopers
You really do the Lord’s work mtase!
This video is super valuable (:
This is great! 🙌🏾💯
Literally struggling with this right now, so frustrating 🤦🏽♀️
Loving your content
Great content. Thank you 😊
Thanks for the video 🙏
"kere o shota ka bokae, keo tlatse!" 🤣❤🔥 Very informative video. Thank you so much
Thank you babes ❤️👏🏾
I love your content 👌🏾❤️
Very helpful 🙏🏾
9:46. Higher Interest rates that's one enough disadvantage for me.
Thank you so much nokuhle 🙂❤️
Educate us sisi 👏🏾❤️
Haibo excuse me😭😭😭😂😂😂
This video is very informative.
Saving this for later.
Madam Kumalo, please don't stop posting such videos.
Botswana🇧🇼 approves
Hi Nokuhle; thank you for the insightful video. ❤ would you be able to advice on how to build a credit score after you have been blacklisted. 😢 any resources would be helpful 👏🏽
My favorite digital sister ❤️. I really enjoy this kind of content!! Buy drugs😂🤣🤣🤣😂 Miss K hayi🙅♀️
Your videos are so helpful tlhe. Are you working as an accountant if you don't mind me asking?
I’m so in love with this channel
2024🎉thanks for this
Hi maKhumalo, please enlighten me about credit short fall cover and how is it different from normal car insurance cover. Can it be combined under one cover?😊
Nokuhle...can I i ask does gym membership affect one's credit score if they ain't paid on time?
I've been the desperate borrower (made some bad decisions). This month I pay off my 2nd last loan (im going to leave the other one to build my "new" record by paying on time etc. Its honestly a small amount that I cant pay off in two months but i'd rather use it as my "builder" instead of applying for new credit). My biggest worry though is, will I ever be trusted again (I want to buy a car and house) this has really been stressing me out. I wonder if anyone has gone through such.
If I my add to students go open those store accounts they offer you but please use credit responsibly
How is spotify on apart of credit?
What about checking your credit score on clearscore??
Does trade line work in South Africa?
🙏👏Content 👌
Question
I would to know how NSFAS Loans can affect my credit score, especially if I've been employed but haven't made any means of paying back that loans.
Does it appear on your credit report?
It doesn't. It is not on my credit report.
Thanks nana
I mezzzed up🤦🏽♀️ opened 2 store accounts as advice to grow my credit score but because I missed payment during this lockdown period it went down. Imagine now I have a bad credit score cause of a few rands and it last for up to 3 years.😭
zinhle vilakazi missing one payment won’t affect your credit score for 3 years.
@@Mbalings how long does it take? I couldn't pay my rent this month doing partial payments. Unfortunately I got my flatmate affected too and I feel so bad. I just wanna know if there's relief and if she'll be right again.
@@ginsu_pd you mustn’t just abscond. You must call the people you owe as let them know and make a payment arrangement.
where is the link ?
Do you think it’s wise to buy a car using your parent’s name?
#roadto5k! 😁
do accounting employers look at your credit score.
💯
Ads! 😍😍 EAAAAT
❤️❤️
Is a gym membership a form of credit? I thought it didn’t affect your credit score since you’re not lending any money, you’re basically doing pay as you go. I might be wrong. Please correct if possible. Thanks.
I don’t think a subscription counts. So Netflix, gym, automated investments all don’t count because you don’t owe anyone and if you stop paying there aren’t any consequences.
Hi Nokuhle. Please try and buy Rode Microphone will help to subtract echo of your room so that we can hear you clearly
Wayithinta indaba enkulu abanye bethu bahlalelwe ikwenetu za NSFAS
Communicate with your lender!
Make credit work for you 😊
Sis…i need your help in cleaning my name & build a better credit score because i want to buy a car…🙏🏻
😊
I thought if u dnt hv a credit score....you cnt buy a car
you saving my BUTT !!!!!!😅
I'm only here because you're beautiful, I wouldn't care about credit score because I am already dead in debt...
I’m new in this house and I’m so happy to be here! 🥺❤️🤌🏼
I am a student too and thanks for the advice definitely taking your advice . I run a graphics company and i would like to re-create your youtube intro and outro @yvettebrains. Thank you
Such excellent content♥️