What is a CREDIT SCORE ? - All you need to know about them !!!

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  • เผยแพร่เมื่อ 28 พ.ย. 2024

ความคิดเห็น • 119

  • @leo-maxchill-eaxy6001
    @leo-maxchill-eaxy6001 10 หลายเดือนก่อน +28

    This video was recorded 3 years ago but it’s still relevant. Thank you Nokuhle for The information 🙌

    • @nokuhlekumalo
      @nokuhlekumalo  10 หลายเดือนก่อน +2

      Thank you Leo 🙏🏾🙏🏾🙏🏾 this is greatly appreciated

  • @tendanirabali4328
    @tendanirabali4328 4 ปีที่แล้ว +34

    I appreciate your content so much, you make adulting seem like abc. I’m really getting financially educated😅

  • @goddesslbsobhuza7457
    @goddesslbsobhuza7457 10 หลายเดือนก่อน +4

    Thank you so much for creating such an amazing channel especially for us black people, we need to learn how to manage our finances.

  • @Mbalings
    @Mbalings 4 ปีที่แล้ว +5

    If this is not one of the greatest South Africa channels I’ve come across!!! 🔥🔥🔥🔥

  • @lucillevd3826
    @lucillevd3826 2 หลายเดือนก่อน +1

    You're Brilliant, so funny and natural. Best life teacher I've encountered so far

  • @philanimtshali8894
    @philanimtshali8894 2 ปีที่แล้ว +7

    I'm getting absolutely good insight from your content every time. You make it easy for young professionals who are not even in the finance industry...Big UP!

  • @bogosimorojele270
    @bogosimorojele270 4 ปีที่แล้ว +14

    I paid for my laptop in cash. After this I wish I paid in credit to start building my credit score 😭 thanks for the helpful video!

    • @treasurem2491
      @treasurem2491 3 ปีที่แล้ว +3

      Same, literally saved to pay 38k

  • @mosadikobe4110
    @mosadikobe4110 2 ปีที่แล้ว +2

    Man!!! Where have you been all my life👑👑👑💕💕💕💥💥💥you make adulting seem like a walk in a park.i have less anxieties now.thank you so much😘😘😘😘😘😘😘😘😘

  • @thutonkomo9880
    @thutonkomo9880 3 ปีที่แล้ว +3

    I appreciate this video been thinking of building my credit score as a student but been reluctant because of all the questions I had...Now I'm motivated to start

  • @florencemncube8273
    @florencemncube8273 9 หลายเดือนก่อน

    Thank you sis for your content. It is very refreshing to listen to one of our sisters giving important information.

    • @nokuhlekumalo
      @nokuhlekumalo  9 หลายเดือนก่อน

      Thank you Florence ♥️🙏🏾 I truly appreciate this comment.

  • @zamasikhakhane8668
    @zamasikhakhane8668 4 ปีที่แล้ว +13

    Literally struggling with this right now, so frustrating 🤦🏽‍♀️

  • @qamamqongozi6589
    @qamamqongozi6589 4 ปีที่แล้ว +2

    First of all, awusemhle😍😍 now let me watch the video💃❤

  • @tsepangkhoboko7828
    @tsepangkhoboko7828 4 ปีที่แล้ว +5

    I absolutely enjoyed and gained so much value from this video. Thank you sis and please keep them coming, this information is very necessary. ❤️

  • @mkhululimtshali7576
    @mkhululimtshali7576 4 ปีที่แล้ว +3

    9:46. Higher Interest rates that's one enough disadvantage for me.

  • @londekasanelisiweshandu9352
    @londekasanelisiweshandu9352 4 ปีที่แล้ว +3

    Hhhhhaybo the glow sisi🔥🔥😍 The content always on point. 🙌🏾🔥

  • @pheladipablo-zh7ku
    @pheladipablo-zh7ku 9 หลายเดือนก่อน

    Madam Kumalo, please don't stop posting such videos.
    Botswana🇧🇼 approves

  • @ntokozongcobo4091
    @ntokozongcobo4091 4 ปีที่แล้ว +4

    You really do the Lord’s work mtase!

  • @vuyaniis9906
    @vuyaniis9906 4 ปีที่แล้ว +6

    You are sooo cute, got some amazing energy and put up relatable content? Defs subscribing ❤️

  • @lucillevd3826
    @lucillevd3826 2 หลายเดือนก่อน +1

    I love how when there's sudden noise she turns her head and just stares in that direction like she's about to kill whoever's there 😂 "oh hell no"

  • @gloriousmoepya
    @gloriousmoepya 8 หลายเดือนก่อน

    I just discovered your channel and I'm addicted because I love your content ❤️

  • @snemnambathi3529
    @snemnambathi3529 4 ปีที่แล้ว +2

    Content I honestly signed up for

  • @tricialuh2578
    @tricialuh2578 4 ปีที่แล้ว +1

    My favorite TH-camr💕

  • @molekentsoko5280
    @molekentsoko5280 2 ปีที่แล้ว

    Not bad hey! You covered most of the important things. Thumbs up

  • @lisakhanyaboshwane6184
    @lisakhanyaboshwane6184 4 ปีที่แล้ว +1

    I'm here for this content🔥🙌 thank you sis❤️

  • @Milano.Dlungana
    @Milano.Dlungana 4 ปีที่แล้ว +2

    Honestly this is so helpful💕content I signed for !

  • @drmnxulu2668
    @drmnxulu2668 3 ปีที่แล้ว +3

    This was very informative. Thank you. Maybe next video should be on savings and investments... It seems like you have some info. that might help people

  • @thandohlongwane399
    @thandohlongwane399 3 ปีที่แล้ว +2

    This video is super valuable (:

  • @Luthando_Mavundla
    @Luthando_Mavundla 7 หลายเดือนก่อน

    Thank you for so much for creating this video, it's very informative.🙏

  • @Miss_Greatness
    @Miss_Greatness 2 ปีที่แล้ว +1

    I’m so in love with this channel

  • @eltonsimetsi8078
    @eltonsimetsi8078 4 ปีที่แล้ว

    You are good and again your videos are straight to the point.

  • @siphamandlasosibo2196
    @siphamandlasosibo2196 2 ปีที่แล้ว

    Again, really insightful. Thank you 👍🏾

  • @thandohlongwane399
    @thandohlongwane399 3 ปีที่แล้ว

    7.23 is what I was basically trying to find out 😂 I'm definitely trying to crack this calculation😂

  • @kayzee5432
    @kayzee5432 4 ปีที่แล้ว

    This segment was informative and meaningful. Thank you Nokhule

  • @onenkosisimilemkize3191
    @onenkosisimilemkize3191 4 ปีที่แล้ว +1

    I really love your content ♥️Always so informative!

  • @koketsoserumula2989
    @koketsoserumula2989 4 ปีที่แล้ว

    never miss a video!!!!

  • @enhlemayoyo3525
    @enhlemayoyo3525 4 ปีที่แล้ว

    I honestly love you content. Very very very informative.

  • @elogsews6940
    @elogsews6940 ปีที่แล้ว

    "kere o shota ka bokae, keo tlatse!" 🤣❤‍🔥 Very informative video. Thank you so much

  • @tapschims4068
    @tapschims4068 4 ปีที่แล้ว

    loved the bloopers

  • @thatomoremi7688
    @thatomoremi7688 4 ปีที่แล้ว

    This is amazing! Great content

  • @lesegokgomotso3147
    @lesegokgomotso3147 4 ปีที่แล้ว

    This was so very helpful!
    Thanks so much👌

  • @aboriginalbrands1700
    @aboriginalbrands1700 3 ปีที่แล้ว

    Such excellent content♥️

  • @aminamsimang
    @aminamsimang 4 ปีที่แล้ว

    Very informative as always, thank you 😊🌸

  • @lisam9089
    @lisam9089 4 ปีที่แล้ว

    This is great! 🙌🏾💯

  • @winniefelicity6833
    @winniefelicity6833 2 ปีที่แล้ว

    Very helpful 🙏🏾

  • @RealTalkWithNthabi
    @RealTalkWithNthabi 4 ปีที่แล้ว

    Loving your content

  • @snemnambathi3529
    @snemnambathi3529 4 ปีที่แล้ว

    Saving this for later.

  • @Hulisani_za
    @Hulisani_za 3 ปีที่แล้ว

    Thanks for the video 🙏

  • @oarabilesiyabongamaine3761
    @oarabilesiyabongamaine3761 4 ปีที่แล้ว

    Haibo excuse me😭😭😭😂😂😂
    This video is very informative.

  • @zannielamuni
    @zannielamuni 2 ปีที่แล้ว

    I love your content 👌🏾❤️

  • @zethumzizi1926
    @zethumzizi1926 4 ปีที่แล้ว

    Educate us sisi 👏🏾❤️

  • @MelKan26
    @MelKan26 10 หลายเดือนก่อน

    2024🎉thanks for this

  • @tusanizondo3874
    @tusanizondo3874 4 ปีที่แล้ว

    Thank you babes ❤️👏🏾

  • @lebogangomoregie8669
    @lebogangomoregie8669 3 ปีที่แล้ว +4

    How is spotify on apart of credit?

  • @Selinzik_CEO
    @Selinzik_CEO 2 ปีที่แล้ว +2

    Nokuhle...can I i ask does gym membership affect one's credit score if they ain't paid on time?

  • @modelinesitauze9776
    @modelinesitauze9776 10 หลายเดือนก่อน

    Hi Nokuhle; thank you for the insightful video. ❤ would you be able to advice on how to build a credit score after you have been blacklisted. 😢 any resources would be helpful 👏🏽

  • @Zodwa_Ncube
    @Zodwa_Ncube 4 ปีที่แล้ว

    Thank you so much nokuhle 🙂❤️

  • @thealternativechannel2020
    @thealternativechannel2020 4 ปีที่แล้ว

    Great content. Thank you 😊

  • @Yonela_Nomvemve
    @Yonela_Nomvemve 4 ปีที่แล้ว +2

    My favorite digital sister ❤️. I really enjoy this kind of content!! Buy drugs😂🤣🤣🤣😂 Miss K hayi🙅‍♀️

  • @nontobekotau9773
    @nontobekotau9773 4 ปีที่แล้ว +15

    Question
    I would to know how NSFAS Loans can affect my credit score, especially if I've been employed but haven't made any means of paying back that loans.

    • @Mowizzy1
      @Mowizzy1 2 ปีที่แล้ว

      Does it appear on your credit report?

    • @sphekza
      @sphekza 2 ปีที่แล้ว

      It doesn't. It is not on my credit report.

  • @theawesomestuff6533
    @theawesomestuff6533 2 ปีที่แล้ว

    If I my add to students go open those store accounts they offer you but please use credit responsibly

  • @ntebomapaletsebe5075
    @ntebomapaletsebe5075 4 ปีที่แล้ว +1

    Your videos are so helpful tlhe. Are you working as an accountant if you don't mind me asking?

  • @zinhlevilakazi8596
    @zinhlevilakazi8596 4 ปีที่แล้ว +2

    I mezzzed up🤦🏽‍♀️ opened 2 store accounts as advice to grow my credit score but because I missed payment during this lockdown period it went down. Imagine now I have a bad credit score cause of a few rands and it last for up to 3 years.😭

    • @Mbalings
      @Mbalings 4 ปีที่แล้ว +1

      zinhle vilakazi missing one payment won’t affect your credit score for 3 years.

    • @ginsu_pd
      @ginsu_pd 2 ปีที่แล้ว

      @@Mbalings how long does it take? I couldn't pay my rent this month doing partial payments. Unfortunately I got my flatmate affected too and I feel so bad. I just wanna know if there's relief and if she'll be right again.

    • @Mbalings
      @Mbalings 2 ปีที่แล้ว

      @@ginsu_pd you mustn’t just abscond. You must call the people you owe as let them know and make a payment arrangement.

  • @luthandongcobo9989
    @luthandongcobo9989 7 หลายเดือนก่อน

    Hi maKhumalo, please enlighten me about credit short fall cover and how is it different from normal car insurance cover. Can it be combined under one cover?😊

  • @zannielamuni
    @zannielamuni 2 ปีที่แล้ว

    What about checking your credit score on clearscore??

  • @NtuthukoGabela-jr2ed
    @NtuthukoGabela-jr2ed ปีที่แล้ว

    do accounting employers look at your credit score.

  • @thealternativechannel2020
    @thealternativechannel2020 4 ปีที่แล้ว +1

    Communicate with your lender!

  • @pattypriority6187
    @pattypriority6187 6 หลายเดือนก่อน

    Does trade line work in South Africa?

  • @thulimazibuko2600
    @thulimazibuko2600 10 หลายเดือนก่อน

    Make credit work for you 😊

  • @amogelangmauwane4670
    @amogelangmauwane4670 4 ปีที่แล้ว

    I've been the desperate borrower (made some bad decisions). This month I pay off my 2nd last loan (im going to leave the other one to build my "new" record by paying on time etc. Its honestly a small amount that I cant pay off in two months but i'd rather use it as my "builder" instead of applying for new credit). My biggest worry though is, will I ever be trusted again (I want to buy a car and house) this has really been stressing me out. I wonder if anyone has gone through such.

  • @Malindz8094
    @Malindz8094 ปีที่แล้ว

    Thanks nana

  • @mbalisithole3718
    @mbalisithole3718 3 ปีที่แล้ว

    Do you think it’s wise to buy a car using your parent’s name?

  • @wakeup2462
    @wakeup2462 2 ปีที่แล้ว

    💯

  • @koketsokotsane9936
    @koketsokotsane9936 2 ปีที่แล้ว

    Is a gym membership a form of credit? I thought it didn’t affect your credit score since you’re not lending any money, you’re basically doing pay as you go. I might be wrong. Please correct if possible. Thanks.

    • @nokuhlekumalo
      @nokuhlekumalo  2 ปีที่แล้ว

      I don’t think a subscription counts. So Netflix, gym, automated investments all don’t count because you don’t owe anyone and if you stop paying there aren’t any consequences.

  • @pumzakumalo
    @pumzakumalo 4 ปีที่แล้ว

    #roadto5k! 😁

  • @ruthainmuteba865
    @ruthainmuteba865 3 ปีที่แล้ว

    where is the link ?

  • @teesikiti
    @teesikiti 4 ปีที่แล้ว

    Ads! 😍😍 EAAAAT

  • @lusengak2338
    @lusengak2338 4 ปีที่แล้ว

    🙏👏Content 👌

  • @Mandyn-r6x
    @Mandyn-r6x ปีที่แล้ว

    😊

  • @Pablo-we6yr
    @Pablo-we6yr 2 ปีที่แล้ว

    Hi Nokuhle. Please try and buy Rode Microphone will help to subtract echo of your room so that we can hear you clearly

  • @anelambalingxabani7205
    @anelambalingxabani7205 2 ปีที่แล้ว

    ❤️❤️

  • @nontobekotau9773
    @nontobekotau9773 4 ปีที่แล้ว

    Wayithinta indaba enkulu abanye bethu bahlalelwe ikwenetu za NSFAS

  • @philisiwemadlala2284
    @philisiwemadlala2284 8 หลายเดือนก่อน

    Sis…i need your help in cleaning my name & build a better credit score because i want to buy a car…🙏🏻

  • @lindinkosi3567
    @lindinkosi3567 2 ปีที่แล้ว

    I thought if u dnt hv a credit score....you cnt buy a car

  • @duffydon1741
    @duffydon1741 2 ปีที่แล้ว

    I'm only here because you're beautiful, I wouldn't care about credit score because I am already dead in debt...

  • @NOKUBONGACELE24
    @NOKUBONGACELE24 ปีที่แล้ว

    I’m new in this house and I’m so happy to be here! 🥺❤️🤌🏼

  • @yvettebrains
    @yvettebrains ปีที่แล้ว +1

    I am a student too and thanks for the advice definitely taking your advice . I run a graphics company and i would like to re-create your youtube intro and outro @yvettebrains. Thank you

  • @keatlegiletsholofelomolefe5800
    @keatlegiletsholofelomolefe5800 2 ปีที่แล้ว +1

    you saving my BUTT !!!!!!😅

  • @zanelezikalala
    @zanelezikalala 4 ปีที่แล้ว +1

    This was so helpful, thank you ❤️