HOW TO BUDGET in your 20s 💰: Realistic Tips for Young Adults & FREE TEMPLATE

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  • เผยแพร่เมื่อ 8 ต.ค. 2024

ความคิดเห็น • 111

  • @IrajMatthee
    @IrajMatthee 3 ปีที่แล้ว +30

    Great one! Here's my 2 cents (excuse the pun) tip which makes my life easier. If you budget your finances in fixed percentages (eg. 10% = Savings), you don't have to guess the rand amount as your salary grows over time if you stick to it.

  • @keamomaluta6169
    @keamomaluta6169 2 ปีที่แล้ว +2

    That's so true, its important not to compare yourself to your peers cause we are all not on the same level.

  • @comfortmontjane4433
    @comfortmontjane4433 2 ปีที่แล้ว +1

    Just discovered your channel haibooo sis where have you been all my life ♥️😭loved this hle....big ups you've just gained a new sabbie

  • @sikhulilekhoza
    @sikhulilekhoza 4 ปีที่แล้ว +13

    Thank you Corona for saving us from drunk swiping🙏😭
    Definately make a video about Easy Equities, it's a great platform. I also think it would be great for people who often find these kind of things intimidating. It's also a great way to practice for the future when that "Motsepe money" comes our way🤑🙌

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Sikhulile Khoza ngyabonga Khoza 🙏🏾💛!! Hahahaha Ey Corona has saved all of us 🤣 I even have money to buy couches now.
      Definitely going to do the Easy Equities video ☺️ khona sizoba nemali sonke !

  • @luthandozungu6535
    @luthandozungu6535 4 ปีที่แล้ว +8

    I love content like this because I'm really struggling with budgeting😥

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว +1

      Luthando Zungu thank you for watching Luthando 🥺❤️! Hope this helps lol I also want to be more committed to budgeting 🤣

  • @chynnaxulu3809
    @chynnaxulu3809 4 ปีที่แล้ว +15

    I love this channel, so informative.

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว +2

      Chynna Xulu thank you so much for watching Chynna ❤️ hope you stick around !

  • @keamomaluta6169
    @keamomaluta6169 2 ปีที่แล้ว +2

    Thank you so much for the budget spreadsheet , definitely cant wait to try it out💕

  • @natashamoloi5531
    @natashamoloi5531 4 ปีที่แล้ว +3

    Lalela 😂 that time you said don’t buy data on cellphone banking my data finished 😭😂 I had to buy more data to carry on watching the video!!!! Lol (worth it) I’ve been wanting to watch this video!!!!! Thank you so so much for the template... on my way to being a “budget Bunny” 😘

  • @sesihlologelo3482
    @sesihlologelo3482 4 ปีที่แล้ว +2

    Yessssss please do the buying shares video

  • @lwazinkabini8862
    @lwazinkabini8862 4 ปีที่แล้ว +5

    Yes please do the video on how to buy shares !!!!🥺

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว +1

      Lwazi Nkabini definitely on my list 😉 maybe will drop it next week.

  • @tendanirabali4328
    @tendanirabali4328 4 ปีที่แล้ว +3

    New favorite TH-camr, you’re doing amazing sweetie! Never too young to be money savvy 😉😁

  • @andiswamacala6420
    @andiswamacala6420 4 ปีที่แล้ว +3

    Also for Goals, you can set a reminder on your phone( iphone user) not sure about android but I’m sure There’s an app. The reminder app will remind you everyday like a notification on your goals which is also cool cause most of us mostly use our phones first thing in the morning.

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Andiswa Macala ahhhh you’re so smart !! Thank you ☺️ I will definitely do that cause I know I check my phone 24/7!!

  • @nonjabuloamanda
    @nonjabuloamanda 3 ปีที่แล้ว +1

    Thank you so much with template
    I recently subscribed in your channel and I love it..it so informative 🥺🥺😍😍 I love the fact that you're from South Africa
    Keep up the good work I Love you 😘 my big sister ❣️ not all of us have a luck to have someone who thought us this 🥺

  • @lesegokgomotso3147
    @lesegokgomotso3147 4 ปีที่แล้ว +5

    Shuuu this was so informative. Thanks so much for sharing the tips and the apps. I've always liked the idea of budgeting, but didn't know where to begin, and I know a lot of people in my circle that share the same struggle. I can't wait to share the video with them!

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Yayyy 🥺❤️ I’m so happy to hear that this was informative and I really hope when you implement it , it helps you and your circle! All the best Lesego !!

  • @mthandishembe5518
    @mthandishembe5518 3 ปีที่แล้ว +2

    I just love you ❤️❤️ ever since I started watching your videos. I am truly inspired as a young adults

    • @nokuhlekumalo
      @nokuhlekumalo  3 ปีที่แล้ว

      Thank you so much Mthandi 🥺♥️!!

  • @kwanelekwane7147
    @kwanelekwane7147 2 ปีที่แล้ว +1

    Thank you for the video, it was very informative

  • @thealternativechannel2020
    @thealternativechannel2020 4 ปีที่แล้ว +2

    So much time and effort into creating the template! I know how it can get creating one on Excel. Thank you 😊

  • @lesegokgomotso3147
    @lesegokgomotso3147 4 ปีที่แล้ว +4

    I'm definitely gonna print out my financial goals🙌. Also, discipline is the key.
    #budgeting #financialgoals #saving #adulting

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      lesego Kgomotso ahhh thank you so much for watching and commenting Lesego ❤️! I’m busy trying to find a printing shop that’s open 😂🙈 but definitely going to print nami.

  • @NethiMvelase
    @NethiMvelase 8 หลายเดือนก่อน

    Definitely, so important and so helpful - thank you ☺!

  • @kwazi598
    @kwazi598 4 ปีที่แล้ว +6

    This is amazing... have always wanted a structure budget.

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว +1

      Kwazi Moo I hope it helps babe ❤️

    • @senzoaronmabaso6926
      @senzoaronmabaso6926 2 ปีที่แล้ว

      @@nokuhlekumalo Hi Nokuhle- the video is a year old but can you still share your budget template

    • @nokuhlekumalo
      @nokuhlekumalo  2 ปีที่แล้ว

      The link is still active ☺️ so you can download a copy for yourself !

  • @mandisamarosha2742
    @mandisamarosha2742 4 ปีที่แล้ว +2

    Love your videos, very informative!!

  • @smathelifestyle5048
    @smathelifestyle5048 4 ปีที่แล้ว +2

    BOSS thank you ✨✨👏🏾👏🏾

  • @kwazi598
    @kwazi598 4 ปีที่แล้ว +6

    I genuinely love you... So angry that Tapiwa hid you from me for so long 😂💕

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Kwazi Moo 🤣🤣🤣🤣 forget about the past, we’re here now !! Can’t wait to flex that I have chemical engineers as friends !!

  • @kelvinmaroba4277
    @kelvinmaroba4277 4 ปีที่แล้ว +3

    Love this video. I’m sure gonna start saving now in varsity

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Thank you for watching Kelvin ❤️ goodluck with your saviiiing !!

  • @phumzilezwane5568
    @phumzilezwane5568 3 ปีที่แล้ว +1

    Your videos are really helpful. Thank you

  • @unathisithole6257
    @unathisithole6257 4 ปีที่แล้ว +1

    I love this! You didn't lie when you said we'd enjoy it. 🤣🤣 Thank you so much. ❤️

  • @Kalophain14
    @Kalophain14 4 ปีที่แล้ว +1

    Id marry you in a heartbeat, the content on this channel is fireeeee.

  • @teesikiti
    @teesikiti 4 ปีที่แล้ว +2

    Yes do an Easy Equity video!

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Thembani Sikiti 😉 ay ke, will definitely do one now! Maybe I’ll drop it next week. Thanks for watching 🙏🏾

  • @dinimapukata
    @dinimapukata 4 ปีที่แล้ว +1

    Great content. You’ve definitely earned a new subscriber.

  • @moncestermkhonto7023
    @moncestermkhonto7023 ปีที่แล้ว

    I love you videos very informative, thank you for sharing❤️🙏🏽

  • @mandisamzila9093
    @mandisamzila9093 4 ปีที่แล้ว +1

    Please do a video on how to navigate easy equities 🙏🏾 thank you for the amazing tips and template ♥️

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Definitely doing it mnganami 😍❤️🙏🏾! And thank you for commenting (and watching) oe 🙏🏾

  • @cebsilelubisi5086
    @cebsilelubisi5086 4 ปีที่แล้ว +1

    Here from twitter and girl where have you been 🥰🥰why am I discovering you now🥰🥰🥰

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      cebsile lubisi hi Cebsile 💛✨ thank you so much for coming through to my channel. I hope you enjoy the content and hope to see more of you in the future 😉x

    • @cebsilelubisi5086
      @cebsilelubisi5086 4 ปีที่แล้ว

      Nokuhle Kumalo am here to stay , and I have been sending the link to this video to my friends...so informative.Thank you for this free information

  • @siyamthandandamase8582
    @siyamthandandamase8582 4 ปีที่แล้ว +1

    Hi sis, I’m new here and I really like the information you give out because it’s important and life changing.
    When filming please try look at the camera lens instead of looking at yourself because when I’m watching it looks like you’re speaking to the person behind me, whereas I’d love to feel like you’re talking to me and connecting To me.
    *this comes from a good place. I love your channel ❤️

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว +1

      Siyamthanda ndamase omg hi sis ❤️ can I tell you how much I appreciate your constructive criticism?!? I had actually never noticed that I don’t look directly into the camera. Followed your advice whilst shooting my new video (still hasn’t dropped) and I can tell you I definitely felt the difference. Thank you so much 🥺 I

    • @siyamthandandamase8582
      @siyamthandandamase8582 4 ปีที่แล้ว

      Nokuhle Kumalo thank you so much for being positive about it. I can’t wait to watch 💃🏻💃🏻❤️

  • @asandangqondela8456
    @asandangqondela8456 4 ปีที่แล้ว +1

    Thank you so much this video was so informative and please do a video on Easy Equities .

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว +1

      Thank you so much for watching and commenting Asanda 🙏🏾💓! The Easy Equities video is definitely coming right up 😍

  • @nomkhosikhuzwayo2511
    @nomkhosikhuzwayo2511 4 ปีที่แล้ว +1

    Please may we get a video on how to purchase shares 🙏🏽x

  • @wandileoprahkhanyile6327
    @wandileoprahkhanyile6327 9 หลายเดือนก่อน

    Girl, thank you so much, subscribed already cause all your videos are honestly so helpful ❤ thank you so much❤

    • @nokuhlekumalo
      @nokuhlekumalo  9 หลายเดือนก่อน

      Thank you so much Wandile ❤️

  • @cre8tivegarage157
    @cre8tivegarage157 4 ปีที่แล้ว +1

    So many great tips in this video big shoutout to you

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว +1

      Thank you so much for watching and commenting 🙏🏾💓 I appreciate this!

    • @cre8tivegarage157
      @cre8tivegarage157 4 ปีที่แล้ว

      Support is key 🔑 we watching from Las Vegas 🙏 we are car enthusiasts I hope we can support each other 😁

  • @nkatekomune11
    @nkatekomune11 4 ปีที่แล้ว

    This video was very helpful,thank you. Please make a video on how to buy shares

  • @nomkhosikhuzwayo2511
    @nomkhosikhuzwayo2511 4 ปีที่แล้ว +1

    I’m such a fan 🥺♥️ Siyabonga Nokuhle.

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Hawema 🥺💓 kubonga mina Nomkhosi. Thank you for watching and commenting Sisi.

  • @nomfundozuma8589
    @nomfundozuma8589 4 ปีที่แล้ว +1

    Hahaha this is me I also have the “I don’t have money” budgeting strategy 😹

  • @tusanizondo3874
    @tusanizondo3874 4 ปีที่แล้ว +1

    Wow . I needed this ! Thanks

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว +1

      🥺💓 goodluck going forward babe ! I hope we both actually start budgeting and learn to stick to it !!

  • @LesibaAmos
    @LesibaAmos 3 ปีที่แล้ว +1

    Loved it😍

  • @sinenhlanhla9339
    @sinenhlanhla9339 4 ปีที่แล้ว +1

    I love these tips! They were very practical.

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Sinenhlanhla Khoza thank you for watching Sine ❤️❤️❤️

  • @lethabomagano
    @lethabomagano 3 ปีที่แล้ว

    Thank you so much Nokuhle.🌸
    For the great content and the budget.💛

  • @waynesworld686
    @waynesworld686 2 ปีที่แล้ว

    Honestly speaking, I had no idea were my money was going so I bought a house. And I'm not even making it up😂😂😂

  • @thulile4668
    @thulile4668 4 ปีที่แล้ว +1

    I needed this so much...thank you🌻

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      mcane mahlangu so glad I could help 💛 thanks for watching !

  • @kwazi598
    @kwazi598 4 ปีที่แล้ว +8

    I've been trying to understand easy equities and I've been confused ever since I got the app.... Video please

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Kwazi Moo thanks mama 😍❤️ will definitely make one !! Let’s get this moneyyyy

  • @bulelwamakhaye5340
    @bulelwamakhaye5340 4 ปีที่แล้ว +1

    This was great! Thanks sis!😊

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Bulelwa Makhaye thank you so much for this Bulelwa 💛💛💛 I really appreciate this . Hope you’re doing well sis ✨🙏🏾

  • @thealternativechannel2020
    @thealternativechannel2020 4 ปีที่แล้ว

    🔥 🔥 🔥 🔥 Absolutely love this.

  • @enhlenjomane5694
    @enhlenjomane5694 2 ปีที่แล้ว

    Love this ❤️

  • @matha_kunenee
    @matha_kunenee 4 ปีที่แล้ว

    Loving the content, I take it as a Workplace Preparation Guide 💕

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Thandiswa Kunene yayyy 🤣😃 that’s actually a good way of naming it !! Lol people can binge watch a week before they start working.

  • @mandilake
    @mandilake 4 ปีที่แล้ว +1

    We would appreciate the EasyEquities tut

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Mandilakhe Mtonjana ☺️👌🏾 thanks for responding, will definitely make one this week and post it later !

  • @MaleboMode
    @MaleboMode 4 ปีที่แล้ว +1

    I needed this 😪💓

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      I hope it helps 🥺🙏🏾 goodluck with budgeting Malebogo!

  • @bitofthisthatwithbelle9236
    @bitofthisthatwithbelle9236 4 ปีที่แล้ว +1

    im happy swiper damn

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      🤣🤣🤣😭💀 LISTEN !!! So am I but that’s also because I hate asking people 🤣 so I just cover it.

  • @vuyisilemkhize2019
    @vuyisilemkhize2019 3 ปีที่แล้ว

    Thank you!!

  • @kelebogilemodise8630
    @kelebogilemodise8630 3 ปีที่แล้ว

    On point

  • @yolekamiya537
    @yolekamiya537 2 ปีที่แล้ว

    Hi
    I just saw u videos recently and I've learned a lot... Do you still the template I need it

  • @mbalindlovu9760
    @mbalindlovu9760 4 ปีที่แล้ว +1

    Would be interested in an EasyEquity video! Thanks for sharing your knowledge and resources, as well as motivating us through this process of adulting😢.

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Definitely going to make an Easy Equities video ☺️🙏🏾!! Thank you so much for always watching and commenting Mbali 🥺 I appreciate it more than you can imagine dude.

  • @keamomaluta6169
    @keamomaluta6169 2 ปีที่แล้ว +1

    "Ma brada, please"😂😂

  • @tapiwachamoto1835
    @tapiwachamoto1835 4 ปีที่แล้ว

    Loved this

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Tapiwa Chamoto love you ❤️! Thanks for watching.

  • @cebsilelubisi5086
    @cebsilelubisi5086 4 ปีที่แล้ว +1

    Yes , you are a darling 😘

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      🤣🤣🤣💓💓🌸 yaaassss !! And so are you !

  • @mfundongcobo6988
    @mfundongcobo6988 3 ปีที่แล้ว

    What is your star sign mummy?

  • @bonketshwane98
    @bonketshwane98 10 หลายเดือนก่อน

    ❤❤❤❤

  • @peterntuli7074
    @peterntuli7074 4 ปีที่แล้ว

    Hi Nokuhle new subscriber here am a 3rd year engineering student. I wish to start my investment journey in Satrix. R500 per month. I need your financial acumen on how to go about it?

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Simphiwe Ntuli hey there 🙏🏾 please check our my follow up video on how to buy shares on easy equities.. Maybe that can help you! But since you are willing to invest R500 per month then maybe you can look at different unit trusts from different investment banks (eg. Allan Gray, Investec or just normal banks). Maybe google a bit and see what fits your mould

    • @nokuhlekumalo
      @nokuhlekumalo  4 ปีที่แล้ว

      Simphiwe Ntuli th-cam.com/video/30odeealvXY/w-d-xo.html

    • @peterntuli7074
      @peterntuli7074 4 ปีที่แล้ว

      @@nokuhlekumalo I really appreciate for reverting to me. I will absolutely look into that.

    • @peterntuli7074
      @peterntuli7074 4 ปีที่แล้ว

      @@nokuhlekumalo Thank you very much, I watched the video great content. Please do also a tutorial video on the satrix platform

  • @mercymckay8274
    @mercymckay8274 4 ปีที่แล้ว

    I know this weird but why do you have two cans of vicks on either side of you? in the same position?

    • @MegaSMKAY
      @MegaSMKAY 3 ปีที่แล้ว

      I was looking for this comment 🙈
      I'm also curious 😅

    • @nokuhlekumalo
      @nokuhlekumalo  3 ปีที่แล้ว

      🤣🤣🤣🤣 replying to this comment with an even bigger tub of vicks.
      I have sinusitis so I get paranoid and carry Vick’s all the time so I can rub it around my nose 🤣😩🙈.

    • @MegaSMKAY
      @MegaSMKAY 3 ปีที่แล้ว

      😂😂😂 Wow I was so lost...shame it's understandable now, it's really good to ask😂🙈