Tanishq Gold Scheme | Tanishq Golden Harvest Jewellery Purchase Plan Review with Calculation ❤️❤️

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  • เผยแพร่เมื่อ 28 ก.ค. 2024
  • Tanishq Gold Scheme | Tanishq Golden Harvest Jewellery Purchase Plan Review with Calculation
    Investment in #GOLD is every Indian's dream and we look for opportunities to regularly #invest in Gold? With this focus, a number of jewellers have launched their own Gold Investment plans. One such scheme is the Golden Harvest Scheme by Tanishq. Is this truly an SIP in Gold and what are the Pros and Cons of this scheme - this is what I have tried to cover in this video.
    #GOLD में निवेश करना हर भारतीय का सपना होता है और हम सोने में नियमित रूप से #Invest करने के अवसरों की तलाश करते हैं? इस फोकस के साथ, कई ज्वैलर्स ने अपनी खुद की गोल्ड इन्वेस्टमेंट प्लान लॉन्च की है। ऐसी ही एक योजना तनिष्क की गोल्डन हार्वेस्ट योजना है। क्या यह वास्तव में सोने में एक SIP है और इस योजना के पेशेवरों और विपक्ष क्या हैं - यही मैंने इस वीडियो में कवर करने का प्रयास किया है।
    ✅ What is Sovereign Gold Bond Scheme - • Sovereign Gold Bond Sc...
    ✅ Sovereign Gold Bond Scheme से कितनी Returns मिलेगी - • Sovereign Gold Bond Sc...
    ✅ How to buy Sovereign Gold Bond ONLINE - • Sovereign Gold Bond Sc...
    ✅ Official Site - www.tanishqgoldenharvest.co.i...
    ----------------------------------------------------------------------------------------------------
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    Chapters
    --------------
    00:00 Options for Gold Investment in India
    00:49 Tanishq Golden Harvest Plan Intro
    01:43 How the Plan works?
    02:44 Real Returns of this Plan
    05:04 Benefits and Negatives
    04:29 Immediate Annuity Plan Comparison
    07:50 Can you redeem it before Maturity?
    08:21 Pre-Closure condition
    08:41 What if I don't redeem at Maturity
    09:14 Should you Invest?
    Some Helpful Playlists -
    📺 PENSION PLANS - bit.ly/EPMPensionPlans
    📺 INSURANCE PLANS - bit.ly/EPMInsurancePlans
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    📺 GUARANTEED RETURNS - bit.ly/EPMGuaranteedReturnsPlan
    Books I Love -
    📖 I Will Teach You to Be Rich - amzn.to/33L03KI
    📖 Rich Dad Poor Dad - amzn.to/3mhUp96
    📖 Think and Grow Rich - amzn.to/3e830Xx (English)
    All videos/comments and all other forms of communication are for educational purposes only and should NOT be considered INVESTMENT ADVICE. Any individual shall NOT be held liable for any loss suffered in any form by a student/youtube viewer/member of the public. Any information provided through our videos/classes/comments/social media posts or any other form must NOT be considered Investment advice.
    #tanishqgoldenharvestplan
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    #tanishqjewelleryofferplan

ความคิดเห็น • 55

  • @surajitbiswas3100
    @surajitbiswas3100 2 ปีที่แล้ว +12

    9:14 is what I started this video

  • @chanchaljangid1974
    @chanchaljangid1974 ปีที่แล้ว

    Sir Candere ki DGRP scheme plz explain kre and plz suggest kre which one is good

  • @ayande9060
    @ayande9060 2 ปีที่แล้ว +1

    Love from kolkata ❤

  • @roops__here_3869
    @roops__here_3869 ปีที่แล้ว

    Sir can you make a video on kalyan jwellers monthly gold scheme and comparison video with other brands

  • @shivajisingh100
    @shivajisingh100 2 ปีที่แล้ว +1

    Hi Amit. Didn't see the video..but my general sense is that it won't be good..i won't do it

  • @EveryPaisaMatters
    @EveryPaisaMatters  2 ปีที่แล้ว +1

    👇🏽👇🏽Which Gold Investment Scheme have you invested your money in?

    • @shivajisingh100
      @shivajisingh100 2 ปีที่แล้ว +1

      Physical bullion

    • @rohitaggarwal009
      @rohitaggarwal009 2 ปีที่แล้ว +1

      Extra cashback or credit card cashbacks invested in paytm gold...

  • @bretlee14
    @bretlee14 2 ปีที่แล้ว +4

    Good one... Thanks for the details.. i personally wasn't aware of this scheme... I hope it has helped others as well.. Will look forward to the video that provides details of other schemes... Thank you

    • @rohitaggarwal009
      @rohitaggarwal009 2 ปีที่แล้ว

      This is the worst plan don't invest.... Because extra amount never ever be given in cash.... U have to purchase jewellery. I think this is sponsored video. If u thinking to save making charges... Just visit some local jeweller making charges are a less upto 40-50% cheaper.... I purchased a simple ring and making charges were 28%

    • @robbysandhu4425
      @robbysandhu4425 2 ปีที่แล้ว

      @@rohitaggarwal009 agree and might be there jewellery costly as compared to other local jewellers..

    • @sachinmali4036
      @sachinmali4036 ปีที่แล้ว +1

      Rohit Agarwal this is a great jwellery purchase plan I'm doing last 5year. Aap local se buy karna aapko Brand value nahi pata.. kapde bhi local dukan se buy karna kabi shopping mall aa Branded mat
      Mat buy karo. Aapko mahnga girega

    • @rv0_0
      @rv0_0 10 หลายเดือนก่อน

      @@rohitaggarwal009 Bro video ke end me khudhi bola wo, ki issme as an investment nahi kare to beter hai

  • @legendamaan9980
    @legendamaan9980 2 ปีที่แล้ว

    please give focus on khazana jwellers sip schemes

  • @hrushikeshojha79
    @hrushikeshojha79 ปีที่แล้ว

    Good information but not clear about the making charges discount when redeemed..

  • @jagdishpatidarpatidar4524
    @jagdishpatidarpatidar4524 ปีที่แล้ว

    सर कोन कोन सी कंपनी के प्लान आते है इस टाईप के

  • @amandeep9930
    @amandeep9930 5 หลายเดือนก่อน

    Calculations are wrong. The total ROI would be 0.75/11 which is approximately 6.8.

  • @prosunbhadra9195
    @prosunbhadra9195 2 ปีที่แล้ว +1

    Sir which is the best way to buy gold coin. Kindly.

    • @EveryPaisaMatters
      @EveryPaisaMatters  2 ปีที่แล้ว

      Via Bank or Reputed jeweller and best usually are MMTC ones

  • @HoneySingh-ve6bd
    @HoneySingh-ve6bd ปีที่แล้ว

    I have bought 2.5 lakh per annum ICICI pru gift, i gave one premium. Today i feel cheated, what i can do

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว

      Honey Singh Ji, why you feel cheated? Did someone give you wrong information? Unfortunately, if you have taken the insurance, then you wont get anything back if not paying premiums after first 2-3 installments.

  • @Moonlightdiaries0419
    @Moonlightdiaries0419 2 ปีที่แล้ว +1

    Make video on Tanishq golden harvest and bhima samruddhi

  • @kirtiarneja9589
    @kirtiarneja9589 ปีที่แล้ว +1

    What about purity guarantee of local jeweller

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว

      Didn't understand ur ques. Local jewellers give purity guarantee or not?

  • @SouravDas-xh9nd
    @SouravDas-xh9nd 2 ปีที่แล้ว +1

    Malabar Gold ka plan ka bhi video kariye

    • @EveryPaisaMatters
      @EveryPaisaMatters  2 ปีที่แล้ว

      Please share link of the Plan or send me details of it.

  • @mohammedmudassir165
    @mohammedmudassir165 2 ปีที่แล้ว

    Dp swarn samruddhi s compare ker ke batao

    • @EveryPaisaMatters
      @EveryPaisaMatters  2 ปีที่แล้ว

      Can you send me details at feedback@everypaisamatters.com

  • @roby58007
    @roby58007 ปีที่แล้ว

    Malabar plan is better

  • @merashaharfaridabad7103
    @merashaharfaridabad7103 2 ปีที่แล้ว

    डिस्काउंट कूपन की वैलिडिटी कब तक की होती है?

    • @EveryPaisaMatters
      @EveryPaisaMatters  2 ปีที่แล้ว

      Ismein discount coupon nahi milta.

    • @merashaharfaridabad7103
      @merashaharfaridabad7103 2 ปีที่แล้ว

      @@EveryPaisaMatters 400 din ke baad jab sara paisa return kar dete hai , to wo first installment ka 75% ka discount coupon reserve kar dete hai, customer ke nam par, mujhe kal bataya gaya tha tanishq showroom me but ye nahi question dimag me nahi aya ki uski validity period kab tak ka hota hai?

    • @EveryPaisaMatters
      @EveryPaisaMatters  2 ปีที่แล้ว

      @@merashaharfaridabad7103 After 10 months, you will be eligible for a special discount of upto 75% of the 1st instalment value paid.
      You must mandatorily close the account within 400 days from the date of opening your Golden Harvest account.

    • @merashaharfaridabad7103
      @merashaharfaridabad7103 2 ปีที่แล้ว

      @@EveryPaisaMatters but if I will not that discount
      Upto what max time we can hold that discount coupon

  • @Kumar-kv3pe
    @Kumar-kv3pe ปีที่แล้ว +3

    Cons:
    Our money is not invested in Gold, so any fluctuation in gold price will affect us.
    They give us 12% and charge around 20% on making charges. Whereas other Jewellers give us discount of upto 18% on Jewellery.
    Its not worth compared to other Jewellers

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว +1

      Getting 18% discount on making charges still mean you pay 82% as making charges.
      So if they charge you 20% as making charges and give you 18% discount on it, you pay 16.4% making charges and not 2% 😇
      And these days no jeweller is charging you less than 15% and if they do, they add wastage charges!!!

    • @Kumar-kv3pe
      @Kumar-kv3pe ปีที่แล้ว

      @@EveryPaisaMatters It is not 18% on making charges. You will not pay any making charges for Jewellery which has making charges of upto 18%. For example, If I buy a ring with MC of 18% and Gold Value of 15k, i will pay only 15K+3% of GST.

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว

      Really? And they are giving you Hallmarked Gold? They don't charge any making charges - how are they earning?
      Please share your jeweller details....I am happy to shift my loyalties there.
      BTW, in my experience with many many jewelers, they will ALWAYS be charging you one way or other. Either by charging making charges, or by Wastage or by adding impurities in GOLD (and not telling you).
      Try one thing - Take your jewellery to Tanishq or Reliance and ask them to check the purity (don't worry, its free of cost and you can watch my video on how it is done). The results may surprise or even shock you.

    • @Kumar-kv3pe
      @Kumar-kv3pe ปีที่แล้ว

      @@EveryPaisaMatters I dont know their business model. I know a few who buy from them. GRT Jewellers and Lalitha Jewellers.

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว

      @@Kumar-kv3pe GRT Jewellers do charge making charges. You can check this for example. May be you ask your jeweller to share with you the entire breakup. And if possible, you can email the same at contact_epm@icloud.com. We will be more than happy to find what really is the catch.

  • @vishnushekhawat7918
    @vishnushekhawat7918 2 ปีที่แล้ว

    Don’t invest in this scheme plan… the profit they promise you to give will add on making charge and you have to pay extra money to get gold coin… better invest in any other scheme. Don’t go for this

    • @EveryPaisaMatters
      @EveryPaisaMatters  2 ปีที่แล้ว

      It is individualistic depending on whether u buy regularly from Tanishq or Not

  • @rishibajpai2976
    @rishibajpai2976 ปีที่แล้ว

    This is a deceptive scheme.

  • @shubhamsoni8139
    @shubhamsoni8139 ปีที่แล้ว

    I m gonna beat this company in the future

  • @rohitaggarwal009
    @rohitaggarwal009 2 ปีที่แล้ว

    If every paisa matters then u should not promote this useless plan.... Extra amount never given in cash and if u talking about making charges. Which is already 40-50% higher than market. Then what's the point to invest in it.. Even paytm gold SIP IS much better than of it at least u get the market appreciation evn on loss of 6%(GST charges even 3% GST also on tanishq) ) and invest as much amount you can even 10 rs

    • @EveryPaisaMatters
      @EveryPaisaMatters  2 ปีที่แล้ว

      This was NOT a prmoted video. 🙏

    • @rohitaggarwal009
      @rohitaggarwal009 2 ปีที่แล้ว +2

      @@EveryPaisaMatters purpose of your channel is about how to save or maximize profit so this video doest suit on ur channel ... Because i know about this plan about 3 years back and there is a lot of pressure on tanishq employees to sell this plan so I purchased a simple plan of 2000 per month to complete the target of my friend working at tanishq but its the worst investment plan ever . And not a single positive point to invest in this plan.

    • @EveryPaisaMatters
      @EveryPaisaMatters  2 ปีที่แล้ว +1

      @@rohitaggarwal009 Well Well Well, There is a Fayda in this plan which is what I have covered in the end of video.
      But its for targeted audience (which is the case for every investment instrument).
      2000 ka Investment plan is not sufficient as it is targeted for individuals making BIg spends...

    • @rohitaggarwal009
      @rohitaggarwal009 2 ปีที่แล้ว

      @@EveryPaisaMatters well well well... Percentage of profit or loss would be the same even for 2000 investment or 1 lac.... Hope i should not attach excel sheet to prove this

    • @EveryPaisaMatters
      @EveryPaisaMatters  2 ปีที่แล้ว

      @@rohitaggarwal009 There is no profit here. If you have considered the returns as profit, the concept has not been understood correctly.