I' ve got £100k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend.?
As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
I'm cautious about giving specific recommendations since everyone's situation varies, but l've worked with "Rebecca Nassar Dunne” for years and highly recommend her See if she meets your criteria.
I don't think there's a singular place on the internet with as detailed and as much in-depth information as has been provided in this video. Super Great Job! Thank you! Way to go! 🙌
One drawback is that whenever RBI announces dates to buy these bonds,the price goes up and then falls after the booking date ends. So it is a net loss initially. RBI should have booking dates every month.
@@bharatbhartiya6854 its tax free only if you redeem it through RBI, if you sell it on stock market, you'll be paying stcg/ltcg, maturity date won't come in play here.
Zerodha or Groww have easiest transaction for SGB. Already sold off Augmonth gold and purchased SGB in Aug through RBI. I am also holding Nipon Gold BEEs ETF. Thanks for such detailed analysis.
When I was starting my PhD career, I was asked this question in one of the IIMs interview that which form of Gold gives the highest return. Thanks for this informative video which is very important for financial awareness.
This is THE definitive video on gold investment options. My opinion: there is only one definitive case when you should go for physical or digital gold as an "investment" and it comes with a lot of ifs: If the price if gold is heavily depressed right now, and you know you will need physical gold in the near future . And if it justifies the cost associated with physical/digital gold. Then only
Gold is seen as an hedge against hyperinflation and Govt instability risks. So the safest option for gold is always physical gold. Rest everything is a piece of paper, so there you can always go for many better alternatives like stocks, ppf etc.
Very well said Rakesh. There is another way of earning Gold by one time physical Gold Purchase. You can earn unlimited Gold. I MEAN it. Explore this chanel for more details.
Exactly, people who comapare physical gold to some digital form are missing the crucial point. In the event of war or any form of disaster, physical gold will prevail over all other assets.
I do understand your sentiment but if you are really preparing your investment for such kind of doomsday situations then food, tools, skills and weapons are much better investments. In a situation where government has collapsed and anarchy prevails a rifle or tools and skills that can make a weapon or a hidden stash of rice,wheat will be more valuable than physical gold. Else I think paper investments are good enough.
I started watching financial content with your videos. Then slowly moved to other channels pura TH-cam ghum liya kuch months me. And didn’t find any other TH-camr who can explain without extra drama. Your information and execution is good please keep it this way (without added drama like others). It’s great the way it is.
Hi Vineet ! There is another way of earning Gold by one time physical Gold Purchase. You can earn unlimited Gold. I mean it. Explore this chanel for more details.
I agree... Taking effort to comment .... It was confusing and at the same time amusing..... Appreciate the fact that Mandeep is researching so so so much... Hats off!!!
One very important fact that almost certainly all SGB videos have missed is about which price the 2.5% interest is calculated on. It's the bond issue price of the SGB. If you want to hold a bond for 8 years you will also would want to get the most interest, so you pick the most expensive listed gold bond. Until now, it was SGBAUG28V which was listed at ~5300 and now with recent spike in gold price, it's SGBMAR31IV which is listed at ~5600. This atleast helps me pick which gold bond I should keep buying every month.
So if some one bought SGBAUG28V at 5300 , so in order to make more of the profit...he can still buy same version of sgb at same price ?? Or it changes with respect to market ??and if so , then how ll it be profitable ?? And if someone bought 3 tranches of SGB initially , can one buy more even after closing of the period of SGB ??
I think the best part was when you said, "mujhe to samjh nhi aaya" Instead of giving wrong information, you admitted it, that was really good, because I have seen many youtubers giving wrong information when they don't know about the topic, rather then admitting it
Kudos to you for explaining the nuances so well. An easy to understand language and clever tips and tricks are the icing on the cake. Appreciate your efforts in bringing about financial literacy.
This SGB serves two purpose in your portfolio (if you go by those experts). 1. GoI securities (bonds and debt portfolio). 2. Gold exposure. Ek vaan, two shikar.
I brought last yr same time I bought 111 Grams Also got Rs 50 off per gram as I bought online And I got total 12 thousand something As interest Its good believe me U did great ❤💯 All the best !
Video shru hone se pahle jo tum car ki ghagha scooter ( me to cycle chalata hu ) or AC ki jagha fan chalane ka dikha k massg dete ho , it is too good no words to describe it ...And your video is also very knowledgeable good keep it up . VJ
Just loved this video 🎉 I have watched multiple TH-camrs explaining this but none covered the etf n MF part. Thank you so much! P.s.- I am personally holding some ETFs cz I don't have enough time for SGB.
Very informative and thoroughly researched video, you presented it in a way even a layman could understand. many thanks for sharing it with us, excellent work.. 🙏🙏
I didn't know this logic about digital gold. I invested a minimum amount to see how it works and i could really see that its not veryyy profitable.. Nicely explained. I also learned a new fact about limit order and market order. I was wondering what it meant all these days. I want to request you to post a video on that topic
Thank God, I had watched your videos of last year just a few weeks back, when I was thinking about investing in Digital Gold, I watched both your videos, and then finally opted to invest through Sovereign Gold Bonds. 🙏. Thank you
I Can bet on You that you are long race horse. Your content is authentic & big eye opener. Contents are so interesting that I am watching your videos from past 3 hours. Keep up the good job & let us know if we can promote or help your channel in any way
Thanks for clarifying one of the important points> buying gold on Exchange (other than original issue) and its tax implication on maturity. Truly helpful!
Mandeepji SCAM thoda jyaada ho gaya....... Just because one company doesn't offer this product on their platform and they pay you to promote other product......doesn't mean everything else is SCAM
Hello sir, thank you so much for this video. Been watching alot of these influencers promoting digital gold now a days just for their benefit, which is totally incorrect. Was waiting for you to cover this topic and thanks once again for enlightening the difference between all the possible ways of investing into gold :)
Thats how psychoogy works Rohit. Had he put normal thumbnail, not cathy types then not many people have probaly landed on actual video & probably would have continued investing in Digital gold because almost every other TH-camr is promoting it nowadays cuz ofcourse commission.
You see his video got 2lakh views in 4-5 days, did they come if he had written : [ Buy SVG- advantages of svg, disadvantages ] many don't even know what is svg. In previous videos around 10 ( Most of ) don't even cross 1lakh. I m with lbb, you can use thumbnail which attracts most peoples. But but here I am also not saying to mislead, give information of best type also if you are doing your besst to grab attention.
Mandip bhai in last video where you have promoted digigold & as per your advice only I have bought digigold. I have got a very good return without any hassle. In digigold I don’t have to wait for 5 years like SGB.
@10:18, thanks for this point! It means after 5 yrs, i will get an option to redeem it from RBI every 6 months till 8 yrs! I hope i understood it correctly 🙏
Thanks for such clear and simplistic information. This is useful content even for Financial advisors like us. One small information is that SGB can be purchased online without demat a/c also and the inr 50 discount would also be available.
One such bank is HDFC. If you do not have a demat in HDFC, you cannot buy SGB in demat format. I realised it when I invested through HDFC for the first time. Since then, I have always invested through Paytm bank or Axis bank.
Dear sir, this video is superb. Can you make a video on post office savings scheme comparison? Eg- PPF VS NSC, MIS VS 5 YR TD, KVP VS NSC, On the basis of current rate of interest. And a general comparison Between 5yr TD, PPF , NSC , MIS , KVP. I have excluded SCSC and SUKANYA SAMRIDDHI, because these are special cases of deposit.
Hi Nikhil! There is another way of earning Gold by one time physical Gold Purchase. You can earn UNLIMITED Gold. I MEAN it. Explore this chanel for more details.
At 12:45, you wrongly said 50% discount instead of 50rs, rest all is fine. A great video to learn about gold investing. Thank u very much for sharing your knowledge sir.
Paji! Kya dimag me ghus kar padhte ho mere? I was thinking about this kasam se since 5 days, aaj video agaya hai! Thank You so much for the this video! 💕💕
Itne ache se bhai samjhata hai excellent brother .I am freelancer software developer and mai automation bots bnata hun and I think your videos are very much helpfull .Bro Keep it up bhai ....
Physical gold is real money. Paisa is made of paper. If worst condition ahead, if there will be world war than physical gold will become king. Because gold never loose it's price.. it's a precious metal.
Mandeep Sir, in SGB one has to wait for minimum 5 years.... In that case I would prefer investing in Equity why would on go for Gold..??? In last 3 yrs Gold has given ROI of 12.5%....... So may be if the horizon is of 24 to 36 months then Digital Gold is the right fit also, I can take redeem it from the nearest jeweller if I wish to............
Bhai strategy samjho Agar 5 saal ruk gae to tax nahi dena padega Jaldi bechna h to stock exchange pe bech sakte ho. (Tax dena padega is case me but wo to digital gold ke case me bhi dena hi padega) Regardless of your horizon, SGB makes better sense. Thanks
@@himanshunikam6251 once a purchase is made then at the time of redemption the RBI would honor the request. You can compare it with understand on dividend by companies. When you buy a share and the company declares dividends, you get it but you had not necessarily applied it through IPO. This means that RBI would also get to know about the beneficiary of the bonds and thus would be paying back the money.
Very intresting. Most of the people in India prefer physical gold weather it's marriage ceremony or even as a investment I am sure the initiatives that the RBI have taken about the bond will create awareness among the communities. Thanks for sharing great video.
Thankyou Mandeep, It is very well explained and informative video. I have 1 question, do we mandatorily need de-mat account or we can directly apply through our banks and buy these SGB. What would happen if I don't have an De-mat account and directly buy through net banking of my bank?
Progress they say shows when hard work is put into a venture. I was experiencing lapses in putting enough work into trading, and my job made it nearly impossible for me to earn. Until I came across Brian Harding, turned my life around, I'm so grateful.
Brian Harding is a well-renowned broker, but what marvels me about him is the fact that regardless of the huge profits he generates and the effort he puts in making these profits, his commission is very fair.
The stock market is one of the most potential places to invest your money, investing in stock is often risky which draws attention to the huge gains and losses of investors, if you can manage the risk then you can take advantage of the stock market to secure your financial position and earn money
What a coincidence!!! I trade with him also Brian Harding have been the reason behind my success in trading. Meeting this man has been a blessing, i never thought i would make so much profits in a short period of time
The information given by you is perfect and very useful thanks a lot. Can you make any video on Post office schemes such as KVP or NSC means how secured they are like
Very nice initiative Mandeep in educating our people. Appreciate your hard work! Just a quick doubt - Have we calculated the 2.5% interest of the last quarter i.e from Jan 2021 to July 2021 ?
Bonds are sold through offices or branches of Nationalised Banks, Scheduled Private Banks, Scheduled Foreign Banks, designated Post Offices, Stock Holding Corporation of India Ltd. (SHCIL) and the authorised stock exchanges either directly or through their agents.
Great information. One question about SGB - If we purchase SGB from open market (using DMAT) will we get the annual 2.5% interest as well (same as we get if purchased from RBI) ????
@@LabourLawAdvisor this is wrong. I hold 2 different sgb for 1 yr not got any interest. Second question how to sell it now to RBI if i bought it from secondary market after maturity or 5 yrs?
1. Tanishq deliberately charges 7% on coins because it wants to make you purchase jewellery not the coin. 2. Local jewellers offer same quality coins at less than 1% making. 3. Gold jewellery purchase may not Be an investment but it is certainly a loan instrument in case if emergency as banks, NBFC don’t lend against coin. Thus the case for purchase of jewellery.
SGB is just paper investment which has value to equivalent GOLD price in market and carrying the interest. RBI do not require to hold the any gold hence this is just paper investment similar to share of any company. Through this, RBI is getting benefit of raising fund from public at very cheap rate. To hedge against change in price of GOLD, RBI must enter some hedge contract with bank to protect themself from fluctuations of Gold price... This is business
@labour law adviser Zerodha ne paise diye toh Ek Product scam ho Gaya... else ab tak Digital Gold sahi tha... BTW you have given partial information... never expected from you
My wholehearted thaks to you my friend for the detailed explanation. Seriously you just made my investment portfolio hassle-free by clearing every question related to gold investments 🙏🏻
You guys are doing a great job in making people financially literate.. I am sure many people would have saved a lot of their hard earned money after making an informed decision because of your channel. 👍🏻
Brother Am i ready to buy sgb on the basis of these vedio or I need to learn more about it from your channel plz reply and also give the link of the vedio
Buy stocks with ZERODHA: labourlawadvisor.in/link/zerodha
SGB Next Issue: August 30 - Sept 3, 2021
EXCEL SHEET EXPLAINED HERE: th-cam.com/video/kMsppZVfCjg/w-d-xo.html
EXCEL SHEET DOWNLOAD: tinyurl.com/goldenreturns
DEMAT ACCOUNT: link.labourlawadvisor.in/demat
COURSES: labourlawadvisor.in/link/LPTI
Is it possible in UPSTOX ????
Zerodha only allows Limit orders for SGB .
@@rajashekarreddy5249 yeah exactly. Infact UPSTOX is not having GTT order feature. Zerodha is having GTT order feature since a long time.
How to sell sgb directly through reserve bank ?
Bhai, someone is mocking your identity in comments and sharing an abroad phone number for contacting in order to earn higher returns on investment
I' ve got £100k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend.?
As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
How do I reach out to a financial advisor, my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.
I'm cautious about giving specific recommendations since everyone's situation varies, but l've worked with "Rebecca Nassar Dunne” for years and highly recommend her See if she meets your criteria.
I just checked her out and I have sent her an email. I hope she gets back to me soon.
This is the most in-depth gold investment analysis I have come across on TH-cam
Hats off, instead of promoting apps for purchasing digital gold, you have ethics to say what is right and show the way.
thanks and much respect
I don't think there's a singular place on the internet with as detailed and as much in-depth information as has been provided in this video. Super Great Job! Thank you! Way to go! 🙌
Hahah
There many more with more detailed topics but unfortunately they aren't for and from India
😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊
One drawback is that whenever RBI announces dates to buy these bonds,the price goes up and then falls after the booking date ends. So it is a net loss initially. RBI should have booking dates every month.
So what we can do it this scenario!
@@bhushanpatil-xx4qy but if one buy in market and holds till maturity. Then is it tax free ?
@@bharatbhartiya6854 if you holds till maturity then no tax is deducted
@@bharatbhartiya6854 sir mjhe apki help chaiye plzz
@@bharatbhartiya6854 its tax free only if you redeem it through RBI, if you sell it on stock market, you'll be paying stcg/ltcg, maturity date won't come in play here.
Zerodha or Groww have easiest transaction for SGB. Already sold off Augmonth gold and purchased SGB in Aug through RBI. I am also holding Nipon Gold BEEs ETF. Thanks for such detailed analysis.
Hello
Zerodha ke through SGB me invest kar dakte hai kya?
Please reply
@@LuckyMe25 yes
Is augment gold good in terms of purchase, purity, selling value?
When I was starting my PhD career, I was asked this question in one of the IIMs interview that which form of Gold gives the highest return. Thanks for this informative video which is very important for financial awareness.
This is THE definitive video on gold investment options.
My opinion: there is only one definitive case when you should go for physical or digital gold as an "investment" and it comes with a lot of ifs: If the price if gold is heavily depressed right now, and you know you will need physical gold in the near future . And if it justifies the cost associated with physical/digital gold. Then only
Gold is seen as an hedge against hyperinflation and Govt instability risks. So the safest option for gold is always physical gold. Rest everything is a piece of paper, so there you can always go for many better alternatives like stocks, ppf etc.
Very well said Rakesh.
There is another way of earning Gold by one time physical Gold Purchase. You can earn unlimited Gold. I MEAN it. Explore this chanel for more details.
Exactly, people who comapare physical gold to some digital form are missing the crucial point. In the event of war or any form of disaster, physical gold will prevail over all other assets.
Where can I sell my Tanishq 31 gram 999 24 karat bullion with purchase invoice?
@@4sharedaccount933 kis Jung ki tayyari kar rhe ho bhai😂😂
I do understand your sentiment but if you are really preparing your investment for such kind of doomsday situations then food, tools, skills and weapons are much better investments. In a situation where government has collapsed and anarchy prevails a rifle or tools and skills that can make a weapon or a hidden stash of rice,wheat will be more valuable than physical gold.
Else I think paper investments are good enough.
I started watching financial content with your videos. Then slowly moved to other channels pura TH-cam ghum liya kuch months me. And didn’t find any other TH-camr who can explain without extra drama.
Your information and execution is good please keep it this way (without added drama like others). It’s great the way it is.
Bhai rulayga kya 😢 Etna bada comments krta hi
Again a thoroughly researched video, which answers all questions and probably more! Thanks LLA!
Hi Vineet !
There is another way of earning Gold by one time physical Gold Purchase. You can earn unlimited Gold. I mean it. Explore this chanel for more details.
old is gold. some of your investment also in gold because diversification is important in different kinds of asset.
I only ran out of breath and my brain almost stopped working. That's too much of information. 🥵 I am overwhelmed. Great job man.
🥵
Just remove information from your comment ,it would be hilarious 🤣🤣
@@sohamsarkar911 🤣🤦♂
Waah.. Kitne tejasvi log hai humare paas. 👏
I agree... Taking effort to comment .... It was confusing and at the same time amusing..... Appreciate the fact that Mandeep is researching so so so much... Hats off!!!
@@hd25391 yeah. They are doing pretty great job. Undoubtedly 🙏
One very important fact that almost certainly all SGB videos have missed is about which price the 2.5% interest is calculated on. It's the bond issue price of the SGB. If you want to hold a bond for 8 years you will also would want to get the most interest, so you pick the most expensive listed gold bond. Until now, it was SGBAUG28V which was listed at ~5300 and now with recent spike in gold price, it's SGBMAR31IV which is listed at ~5600. This atleast helps me pick which gold bond I should keep buying every month.
So if some one bought SGBAUG28V at 5300 , so in order to make more of the profit...he can still buy same version of sgb at same price ?? Or it changes with respect to market ??and if so , then how ll it be profitable ??
And if someone bought 3 tranches of SGB initially , can one buy more even after closing of the period of SGB ??
I think the best part was when you said, "mujhe to samjh nhi aaya" Instead of giving wrong information, you admitted it, that was really good, because I have seen many youtubers giving wrong information when they don't know about the topic, rather then admitting it
That the quality of knowledge that mandeep provided. Thanks bro
Such videos are the reason why we follow you guys. Glad to be part of JagrukJanta 😊😊
There is a recommendation by a Committee to bring in Digital Gold under some kind regulatory framework, compliance. Lets wait and watch
Kudos to you for explaining the nuances so well. An easy to understand language and clever tips and tricks are the icing on the cake. Appreciate your efforts in bringing about financial literacy.
SGB 5 year waiting period Digital gold no waiting period can be sold whenever the need arises… Very clearly LIQUIDITY ISSUE
I'm first time viewer of yours video.. aaj se pehle mujhe gold investment ke bare me itna clearly nhi pata tha☺️ thank you ✅✅
Family pack of information 😀in one video 🔥 explained everything from top to bottom ... great work👏🏻
I have invest last month in sgb but not with this much advantages thnx for sharing and keep boosting our financial knowledge
This SGB serves two purpose in your portfolio (if you go by those experts).
1. GoI securities (bonds and debt portfolio).
2. Gold exposure.
Ek vaan, two shikar.
I brought last yr same time
I bought 111 Grams
Also got Rs 50 off per gram as I bought online
And I got total 12 thousand something
As interest
Its good believe me
U did great ❤💯
All the best !
@@19782443 how much it costs for 111 gr
@@kimjong-un9914 around 5 to 5.5 lakh
@@harshjain3122 bahot paisewale ho
Video shru hone se pahle jo tum car ki ghagha scooter ( me to cycle chalata hu ) or AC ki jagha fan chalane ka dikha k massg dete ho , it is too good no words to describe it ...And your video is also very knowledgeable good keep it up . VJ
No one can beat the information depth that you have generated in such small video - every second worth it ❤️🥳👌🙏
I have both ! Sip in etf gold - goldbees, and SGB
That's really informative, you saved many of us and shown a correct path.
Just loved this video 🎉
I have watched multiple TH-camrs explaining this but none covered the etf n MF part.
Thank you so much!
P.s.- I am personally holding some ETFs cz I don't have enough time for SGB.
आप जो जानकारी दिए वो और कोई के वीडियो से बहुत ही अच्छा लगा
Very informative and thoroughly researched video, you presented it in a way even a layman could understand. many thanks for sharing it with us, excellent work.. 🙏🙏
I didn't know this logic about digital gold. I invested a minimum amount to see how it works and i could really see that its not veryyy profitable.. Nicely explained. I also learned a new fact about limit order and market order. I was wondering what it meant all these days. I want to request you to post a video on that topic
Thanks
You can watch my video "how buy sell shares using zerodha kite, by labour law advisor"
Thank God, I had watched your videos of last year just a few weeks back, when I was thinking about investing in Digital Gold, I watched both your videos, and then finally opted to invest through Sovereign Gold Bonds. 🙏. Thank you
What is the return....was it profitable
@@mariodsouza3010 Definitely it’s profitable, you can keep it for 8 years and will get fixed 2.5% per year + value of gold will definitely increase
I Can bet on You that you are long race horse.
Your content is authentic & big eye opener.
Contents are so interesting that I am watching your videos from past 3 hours.
Keep up the good job & let us know if we can promote or help your channel in any way
Thanks for clarifying one of the important points> buying gold on Exchange (other than original issue) and its tax implication on maturity. Truly helpful!
You are doing an amazing job brother. So many questions answered. Keep educating people..😍🙏
Mandeepji SCAM thoda jyaada ho gaya....... Just because one company doesn't offer this product on their platform and they pay you to promote other product......doesn't mean everything else is SCAM
I should have watched this before, spent 3-4 days to know everything.
Hello sir, thank you so much for this video.
Been watching alot of these influencers promoting digital gold now a days just for their benefit, which is totally incorrect.
Was waiting for you to cover this topic and thanks once again for enlightening the difference between all the possible ways of investing into gold :)
@@tradebrain7837 bhag love day
Best video for internet good luck brother 😊😊😊😊
When purchasing old bonds dont forget you will get less interest, as the interest is based on the purchase value not based on the present cost
Thanks a lot Mandeep for the video 🙏 I m sure such detailed info is not available in TH-cam at all.
Keep up the great work 👍
While I appreciate your efforts for sharing some knowledge with us, I would like to suggest you to NOT TO USE MISLEADING THUMBNAILS.
Thanks for suggestion
True
Thats how psychoogy works Rohit. Had he put normal thumbnail, not cathy types then not many people have probaly landed on actual video & probably would have continued investing in Digital gold because almost every other TH-camr is promoting it nowadays cuz ofcourse commission.
i agree with Rohit.. no click baits please
You see his video got 2lakh views in 4-5 days, did they come if he had written : [ Buy SVG- advantages of svg, disadvantages ] many don't even know what is svg.
In previous videos around 10 ( Most of ) don't even cross 1lakh.
I m with lbb, you can use thumbnail which attracts most peoples.
But but here I am also not saying to mislead, give information of best type also if you are doing your besst to grab attention.
Mandip bhai in last video where you have promoted digigold & as per your advice only I have bought digigold. I have got a very good return without any hassle. In digigold I don’t have to wait for 5 years like SGB.
Hats off.!! This video has convinced my mom that SGB is the best way of investing in Gold, which I couldn't do for months.
Extremely educative. Must watch. Thanks for the efforts. This would have taken days for me to read and figure these things out myself
Bro I know this already and Now you Stamped on it.
Now I am fully confident on my Decision 👍
Thanks 😇🙏
Have you taken physical gold
@10:18, thanks for this point! It means after 5 yrs, i will get an option to redeem it from RBI every 6 months till 8 yrs! I hope i understood it correctly 🙏
Yes
@@LabourLawAdvisor thanks 🙏❤️
Thanks for such clear and simplistic information. This is useful content even for Financial advisors like us. One small information is that SGB can be purchased online without demat a/c also and the inr 50 discount would also be available.
Even as a banker I didn't hv this amount of clarity. Thanks for explaining it in such simple way
One such bank is HDFC. If you do not have a demat in HDFC, you cannot buy SGB in demat format.
I realised it when I invested through HDFC for the first time. Since then, I have always invested through Paytm bank or Axis bank.
Dear sir, this video is superb. Can you make a video on post office savings scheme comparison? Eg- PPF VS NSC, MIS VS 5 YR TD, KVP VS NSC, On the basis of current rate of interest. And a general comparison Between 5yr TD, PPF , NSC , MIS , KVP. I have excluded SCSC and SUKANYA SAMRIDDHI, because these are special cases of deposit.
No
Yes please
@@nstihydrabadelectricians2476 invest in ELSS or flexicap mf instead. Will.be more beneficial
@@ashishdixit2777 everyone doesn't have that kind of risk appetite
@@tushar832 there is no risk if view is long term.
Ur intro is jabardast ❤️😂
High quality content.
This is the best financial information channel.
Hi Nikhil!
There is another way of earning Gold by one time physical Gold Purchase. You can earn UNLIMITED Gold. I MEAN it. Explore this chanel for more details.
Bhai aapka intro bilkul dilko chu gaya !!😊
Best and detailed Video On Investments in Gold...💯💯💯
At 12:45, you wrongly said 50% discount instead of 50rs, rest all is fine. A great video to learn about gold investing. Thank u very much for sharing your knowledge sir.
7:03 Vox themes edit bro!
Awesome 😹❤️
Yaa 😂
J
Paji! Kya dimag me ghus kar padhte ho mere? I was thinking about this kasam se since 5 days, aaj video agaya hai! Thank You so much for the this video! 💕💕
Mera bhi same case.. was starting sip egold..bach gaya
@@1986chat haha!! Sahi hai!! I did in etf sip
Abhi Dekhta he sgb ya etf...me
😎
@@1986chat etf low price me bhi hojata hai sbg me grams Lena padhta hai.. 😅 So i finalized 😇
I invest both in Digital Gold and as well as in Gold MF through SIP.
Yha se hmesa asli jankari milti h.. 1000% true
Bahut Useful information thi Bhaiya..... Thank you for making us Jagruk. 😊
Great video. All my questions answered. In depth and simple with tips and tricks. It’s a combo jumbo
I think the locking period for SGB makes it a little non lucrative otherwise it is best
There is no lock in, it can be sold in secondary market
@@dannydakota1234 if sold in Secondary Market, it will become taxable.
@@siddiqueahmad6521 well then it becomes like other gold investments, right?
Tax-Free gains is a reward against lock in
Itne ache se bhai samjhata hai excellent brother .I am freelancer software developer and mai automation bots bnata hun and I think your videos are very much helpfull .Bro Keep it up bhai ....
OMG,single video mei itni knowledge.Thanks a lot.
Physical gold is real money. Paisa is made of paper. If worst condition ahead, if there will be world war than physical gold will become king. Because gold never loose it's price.. it's a precious metal.
The most under-rated finance TH-camr ever :). Hats off to your god damn efforts man
Thank you for your comment, I will refer you to a commercial analyst and market guru to get a good profit in Crypto and other digital assets...
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Mandeep Sir,
in SGB one has to wait for minimum 5 years....
In that case I would prefer investing in Equity why would on go for Gold..???
In last 3 yrs Gold has given ROI of 12.5%.......
So may be if the horizon is of 24 to 36 months then Digital Gold is the right fit also, I can take redeem it from the nearest jeweller if I wish to............
Bhai strategy samjho
Agar 5 saal ruk gae to tax nahi dena padega
Jaldi bechna h to stock exchange pe bech sakte ho. (Tax dena padega is case me but wo to digital gold ke case me bhi dena hi padega)
Regardless of your horizon, SGB makes better sense.
Thanks
@@LabourLawAdvisor suppose I buy sgb from my demat account then how to sell it to rbi after 8-11 years without any tax?
@@himanshunikam6251 once a purchase is made then at the time of redemption the RBI would honor the request. You can compare it with understand on dividend by companies. When you buy a share and the company declares dividends, you get it but you had not necessarily applied it through IPO. This means that RBI would also get to know about the beneficiary of the bonds and thus would be paying back the money.
Thank you so much
I am 17 years old and I was looking for some good investment and this one of them
Very intresting. Most of the people in India prefer physical gold weather it's marriage ceremony or even as a investment I am sure the initiatives that the RBI have taken about the bond will create awareness among the communities. Thanks for sharing great video.
Thanks for providing such comprehensive videos on every topic always :)
this lecture is gold. thank you.
Thankyou Mandeep, It is very well explained and informative video. I have 1 question, do we mandatorily need de-mat account or we can directly apply through our banks and buy these SGB. What would happen if I don't have an De-mat account and directly buy through net banking of my bank?
Nowadays banks are linked with rbi and we can buy sgb in our savings bank account. That's also safe only
Best video on this planet for gold investment options! Keep going 👏🏻
Progress they say shows when hard work is put into a venture. I was experiencing lapses in putting enough work into trading, and my job made it nearly impossible for me to earn. Until I came across Brian Harding, turned my life around, I'm so grateful.
Brian Harding is a well-renowned broker, but what marvels me about him is the fact that regardless of the huge profits he generates and the effort he puts in making these profits, his commission is very fair.
I'm not here to converse but to share and testify just for what I'm sure of. Mr. Brian Harding is trust worthy and best option ever seen.
The stock market is one of the most potential places to invest your money, investing in stock is often risky which draws attention to the huge gains and losses of investors, if you can manage the risk then you can take advantage of the stock market to secure your financial position and earn money
What a coincidence!!! I trade with him also Brian Harding have been the reason behind my success in trading. Meeting this man has been a blessing, i never thought i would make so much profits in a short period of time
How to reach him pls Eddie
Mandeep 😘. I love you my little brother. You are one of the finest soul educating people . I pray a prosperity 🚿 in your life
Thanks ❤️🙏
There can be other video on gold as good as this one. Period👌
Aapke sabhi topic uniq or humre liye bahut jyada information vale hote ... Love you LLA and thank you all time ❣️
Thanks a lot to entire team of LLA.
A great amount of hard work. Thanks for sharing such important information 🙏
You are such a champ, You explain in so simple terms. I have invested in many schemes based on your recommendations.
Don't worry you will loose many things
The information given by you is perfect and very useful thanks a lot. Can you make any video on Post office schemes such as KVP or NSC means how secured they are like
So simple so detailed so unbiased so un promotional.. I like this stuff. Pure creator unlike some upcoming who make videos only for promotion..
Bought my first purchase of SGB- thank you 🙏
Very nice initiative Mandeep in educating our people. Appreciate your hard work! Just a quick doubt - Have we calculated the 2.5% interest of the last quarter i.e from Jan 2021 to July 2021 ?
Demat is not compulsory …. You can apply SGB using bank accounts (hdfc , icici , IOB etc) via net banking options
Can we buy on phonepe Or need bank app. Like yonosbi
Bonds are sold through offices or branches of Nationalised Banks, Scheduled Private Banks, Scheduled Foreign Banks, designated Post Offices, Stock Holding Corporation of India Ltd. (SHCIL) and the authorised stock exchanges either directly or through their agents.
Great information. One question about SGB -
If we purchase SGB from open market (using DMAT) will we get the annual 2.5% interest as well (same as we get if purchased from RBI) ????
Yes
@@LabourLawAdvisor this is wrong. I hold 2 different sgb for 1 yr not got any interest. Second question how to sell it now to RBI if i bought it from secondary market after maturity or 5 yrs?
1. Tanishq deliberately charges 7% on coins because it wants to make you purchase jewellery not the coin.
2. Local jewellers offer same quality coins at less than 1% making.
3. Gold jewellery purchase may not Be an investment but it is certainly a loan instrument in case if emergency as banks, NBFC don’t lend against coin. Thus the case for purchase of jewellery.
SGB is just paper investment which has value to equivalent GOLD price in market and carrying the interest. RBI do not require to hold the any gold hence this is just paper investment similar to share of any company.
Through this, RBI is getting benefit of raising fund from public at very cheap rate. To hedge against change in price of GOLD, RBI must enter some hedge contract with bank to protect themself from fluctuations of Gold price...
This is business
Equity is the king in the long run👊
yes lets buy reliance power
@labour law adviser
Zerodha ne paise diye toh Ek Product scam ho Gaya... else ab tak Digital Gold sahi tha...
BTW you have given partial information...
never expected from you
My wholehearted thaks to you my friend for the detailed explanation. Seriously you just made my investment portfolio hassle-free by clearing every question related to gold investments 🙏🏻
Wow, Cleared all my doubt in less than 30 minutes.
Salute to you sir.
SGB ❤❤❤
Thank you very much….
Mandeep , this is the best video about gold investment ...like your way of presentation very much ... 🙏🙏🙏🙏
Dr Subhroo Chakrabborty
You guys are doing a great job in making people financially literate..
I am sure many people would have saved a lot of their hard earned money after making an informed decision because of your channel. 👍🏻
What do you think about the below equity MF portfolio?
1. Parag Parekh Flexicap - 25%
2. UTI Flexicap-15%
3. Mirae Asset Tax Saver - 40%
4. Quant Tax Saver - 5%
5. Motilal Oswal Nasdaq 100 FOF- 15%
Bro if you are below 35 I think you should increase parag parik flexi amount
Why 2 Tax saver ?
There should be some allocation to small cap, just my thing. Otherwise it's perfect
@@wcky652 both the tax saver together amounts to 80c limit
@@wcky652 instead of dedicated small cap I have kept teo flexi caps
@@shobhitjain9543 is there no investment in PPF account????
Brother Am i ready to buy sgb on the basis of these vedio or I need to learn more about it from your channel plz reply and also give the link of the vedio
Easy for Lay man to understand. You are a teacher for all ages for sure. neatly presented. the last evaluation was just too necessary.