@@AssetYogi Right the way he eloborate everything is superb ....his conceptual clarity is outstanding .....thank you 😊 so much sir 🙏🙏 Please aap aise hee financial suggestions dete rahiye.
NPS जैसे गम्भीर विषय पर एक अच्छी वीडियो की अति आवश्यकता थी । आपने इस विषय को बहुत खूबसूरती से सरल और स्पष्ट शब्दों मे समझाया इसके लिए आपका बहुत - बहुत धन्यवाद 🙏🏽 । इसके लिए आप बधाई के पात्र है । साथ ही आशा करता हूँ की आप इस विषय पर आने वाली वीडियो में भी इतनी सरलता से ओर स्पष्ट शब्दों में समझाएंगे । आने वाली वीडियोस के लिए हार्दिक शुभकामनाएं । Like 👍 100/100 ।
Ye bhi jaan lijiye 1.) NPS me aapka aur government ka ansh daan mila k jo bhi hoga uska 60% hi milega wo bhi tax katega uska aur jo bhi 40% hoga usko tab uss time market me invest kiya jayega aur jo profit hoga uss yearly income se aapko monthly pension milegi. Aur esme koi bottom limit nahi hai agar dub gaya paisa to jao tel lagao. 2) agar aapki normal retirement nahi hai , matlab aapko jabarjusti retire kiya jata hai jo ki abhi chal raha hai ya VRS lete hai ya 30 saal ki service complete nahi hoti to aapke total ka sirf 20% hi aapko milega , ye tax free rahega aur 80%share market me lagega. Rest is same. Matlab tax pehle naukari me rehte do phir baad me apna hissa lete time bhi do. 3.) Aapka NPS me jo 10 %kat raha hai to tax me rebate hoga but jo part gov. de rahi wo aapko per year as a income dikha ke uska tax dena hoga. 4.) Agar aapki death ho gayi service khatam hone se pehle to aapke partner ko aapke total jama rashi hi milegi, esme sarkar ka ansh daan nahi hoga aur pension bhi nahi hogi. 5.) Aap pure service tenure me sirf 3 baar hi paisa withdraw kr sakte . Uske niyam hai ki shuruaat me 3 saal tk to aap koi amount withdraw nahi kr payenge. Aur ek bar withdraw karne k baad aap 5 saal tak withdraw nahi kr sakte. Aur aap sirf apne hisse k jama me se sirf 25% hi withdraw kr payenge. 6.) Withdraw k baad aapke baad ab tk jo gov. Ka uss 25% pe amount tha wo bhi ghata diya jayega. 7.) Aapke jo hissa market me lagaya jayega unko lagane waale 3 rd party hai jiski na koi jawab dehi hai na hi loss ki koi bottom limit matlab lagaya third party ne , aapse jabarjusti lagwaya aur doob gaya to aapki jimmedari
@@AssetYogi my employer has opened a NPS account and depositing some amount in it. Can I deposit in the same account if I want to take additional tax benefit of Rs 50000. Under which column employer contribution is visible in form 16. For volunter employees contribution Do I need to deposit in same account or open different account.
हमारे देश में इनफार्मेशन टेक्नोलॉजी और फाइनेंस की अवस्था महाघटिया हो गयी है. जितनी भी गवर्नमेंट है वो बड़ी बड़ी स्कीम सिर्फ *लोगों के आँखों में धुल झोंकने के लिए* है सर्कार बदली नहीं की स्कीम भी बदल जाती है और बेचारे हम जैसे लोग सिर्फ आत्महत्या करते हैं जब ये फिनासिअल स्कीम में *हमारा मेहनत का पैसा* गबन हो जाता है . लानात है इन सब घोटालेबाज सर्कार पे जो सिर्फ वाहवाही के नाम पर आम आदमी के पैसे से खिलवाड़ कर रही है. बंद करो वाहवाही लूटना और पैसे गबन करना .
@@shivamrai7082 STFU, We are here to discuss on our hard earned money. Tanveer can very well ask tough question because its matter of our hard earned money
Hi, you explained well and in detail about NPS, but as an equity exposure up to 75% , this would not be able to beat ELSS in tax saving. And also, at the time of retirement or if you turn out to be 60, when you redeem the amount then only 60% are allowed to withdraw, however, that would be tax free, but for the rest 40% you will have to put in annuity to get a monthly pension. In addition to this, this pension would not be tax-free.
@@AssetYogi @Indian Banker , I resigned from govt. service 2013 . As a matter of fact , no contribution of has been added since then...But,my account still active..My age is 39 now....Now, my question is if I don't withdraw/exit upto my age 60, whether my balance amount will be forfeited or freezed by the govt or refunded to the govt. account? Or, my account will be active & balance (upto 2013) will be increased ?
Clearly described so a Lawman can also understand. Extremely thankful to you.awsome description of basic details. Plz make videos in atal pension Yojana plz.
Asset Yogi !! Great Information. It becomes not only moral responsibility but professional responsibility to appreciate such a nice content. Keep it up.🎉
Biggest drawback of NPS is you get only half the money deposited. Remaining half has to invested in any annuity scheme whose returns are unknown and possibly not more than 5 %. (Near to RBI tax free bonds). Yet taxable. Which is very very less and will keep on becoming lesser and lesser as age progresses. Since rules permitted complete withdrawal if amount less than 2 lakh, I removed all. Beneficial only to govt employees where govt contributes matching amount thus doubling invested amount every year. For civilians it doesn't make sense. Rather PPF is currently best since withdrawal is still tax free.
Not true. If you are in 30% tax slab and don't do Rs 50k NPS per year then you surely lose 30% i.e., 15000 in tax. And in NPS you can withdraw 60% of lumpsome money. So actually you save 90% of your money. Remaining 40% is for pension which is a great option
Thanks, Asset Yogi Channel for this Video! Please help us to understand the consequences if someone moves abroad on a permanent basis and have an account in NPS.
Very very very helpful and informative from every aspects. Thanks a lot. I had some incomplete infos before the video and now i get answers to almost all.
Nice vedio. But nps e component returns are also not good and even cant baet nifty index. Then why fund manager needed. Dirctly link it to nifty atleast 12 to 14 % return in e part.
Helpful,"BADE VAI" Kabhi hamarebhi sun lo Yaar.Apko bohot baar request kya tha ECGC policy ke uper video Bana ne keliye, agli baar daliyega zaroor! LOVE from West Bengal.
Can you provide detailed information about charges for opening NPS via POP and online via enps website. also provide information for further charges applicable on regular deposit.
धन्यवाद एनपीएस के बारे में जानकारी देने के लिए। मुझे आपका हर वीडियो बहुत ही अच्छा लगता है। आपने यह नहीं बताया कि nps में टियर 1 में अकाउंट होल्डर की मृत्यु के बाद क्या पेंशन वाइफ या हसबैंड को मिलेगा या नहीं?
Very useful video Sir, Its be helpful for all types i.e. new & old investors. Request U to clear the tax benefit as declaration of new Budget by Nirmala Sitaraman
Great video, it's very important to have a personal retirement/pension plan for ourselves. After retirement I looked into various ways I could make more income out of my pension as I don't want to really on my pension alone, I reached out and invested with a capital investment firm with so many good retirement plans which has profited me so much lately.
Hello Arjun am retired and I have been looking into at different ways I could make more money although my past company had a pension scheme but the money is just not enough.
Am not retired yet but I want to build up good finance that will make me financially comfortable after retirements. I like to know more and how well your Investments has been going.
It has been going great, I started these Investment six months ago and within these period of time I have received an income of $52700 prior to my initial investment of $8500.
Sir I am a Central Government employee and regular viewer of your channel. My NPS fund is managed by SBI UTI and LIC which are auto invested. you are requested to guide me weather I should continue in existing fund managers or I should do it myself. If so which fund managers are better than above mentioned fund managers. My age is 28. Please guide me in this regards.
Hey small doubt on NPS ... How that extra 50k exemption is calculated? Like, For respective FY, Person has already claimed 1.5 L under 80 CCD (1) by investing in schemes such as PPF, ELSS, or Tax saving FD. Now, can a person invest 50k in NPS and claim it under 80 CCD (1b)?
@Mukul, very informative video. I have a query. Under NPS, since monthly annuity amount will b taxed as per individual's tax slab, wont it b a double taxation? I mean, till d age of 60, I m anyways paying tax on d contribution amount towards NPS (considering I m fulfilling 80c quota thru other investment options). I agree tht I will benefit from Rs.50k tax exemption dedicated for NPS contribution but what if I m looking for much higher contribution investment under NPS? So, effectively I m paying tax now till age of 60 and also will hav to pay tax on annuity receivable. Is it correct understanding or am I missing anything? Pls.if u can guide.
@@AssetYogi @Vyapar Munch , My age is now 40..I quitted govt. service on 2013..In ,2020 I shifted my account to All-india Citizen scheme...My opening balance is 5.14 lakh.....I choose active investment option __50 in Equity+ 10 Corporate + 40 Govt. share....Is it wise decision ? Should I change my decision?...Plz suggest..
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Thanks Sir. Whenever I get confuse about any financial decision, I watch your video. You have made video on almost every financial problem..
Glad to hear that :)
@@AssetYogi Right the way he eloborate everything is superb ....his conceptual clarity is outstanding .....thank you 😊 so much sir 🙏🙏 Please aap aise hee financial suggestions dete rahiye.
NPS जैसे गम्भीर विषय पर एक अच्छी वीडियो की अति आवश्यकता थी । आपने इस विषय को बहुत खूबसूरती से सरल और स्पष्ट शब्दों मे समझाया इसके लिए आपका बहुत - बहुत धन्यवाद 🙏🏽 । इसके लिए आप बधाई के पात्र है । साथ ही आशा करता हूँ की आप इस विषय पर आने वाली वीडियो में भी इतनी सरलता से ओर स्पष्ट शब्दों में समझाएंगे । आने वाली वीडियोस के लिए हार्दिक शुभकामनाएं । Like 👍 100/100 ।
धन्यवाद 😊
Nps calculation me कटौती ओनली employee की डालनी है या employee+govt का
अतिसुन्दर
बहुत अच्छी प्रकार से आपने nps के बारे में समझाया ।
Ye bhi jaan lijiye
1.) NPS me aapka aur government ka ansh daan mila k jo bhi hoga uska 60% hi milega wo bhi tax katega uska aur jo bhi 40% hoga usko tab uss time market me invest kiya jayega aur jo profit hoga uss yearly income se aapko monthly pension milegi. Aur esme koi bottom limit nahi hai agar dub gaya paisa to jao tel lagao.
2) agar aapki normal retirement nahi hai , matlab aapko jabarjusti retire kiya jata hai jo ki abhi chal raha hai ya VRS lete hai ya 30 saal ki service complete nahi hoti to aapke total ka sirf 20% hi aapko milega , ye tax free rahega aur 80%share market me lagega. Rest is same. Matlab tax pehle naukari me rehte do phir baad me apna hissa lete time bhi do.
3.) Aapka NPS me jo 10 %kat raha hai to tax me rebate hoga but jo part gov. de rahi wo aapko per year as a income dikha ke uska tax dena hoga.
4.) Agar aapki death ho gayi service khatam hone se pehle to aapke partner ko aapke total jama rashi hi milegi, esme sarkar ka ansh daan nahi hoga aur pension bhi nahi hogi.
5.) Aap pure service tenure me sirf 3 baar hi paisa withdraw kr sakte . Uske niyam hai ki shuruaat me 3 saal tk to aap koi amount withdraw nahi kr payenge. Aur ek bar withdraw karne k baad aap 5 saal tak withdraw nahi kr sakte. Aur aap sirf apne hisse k jama me se sirf 25% hi withdraw kr payenge.
6.) Withdraw k baad aapke baad ab tk jo gov. Ka uss 25% pe amount tha wo bhi ghata diya jayega.
7.) Aapke jo hissa market me lagaya jayega unko lagane waale 3 rd party hai jiski na koi jawab dehi hai na hi loss ki koi bottom limit matlab lagaya third party ne , aapse jabarjusti lagwaya aur doob gaya to aapki jimmedari
जबरदस्त मुकुल जी,NPS कितनी बढ़िया तरीके से समझाया अपने😊😊😊🇮🇳🇮🇳🇮🇳🇮🇳👌🏻👌🏻👌🏻🙏🙏
Hi
Very clearly explained. No unnecessary points. Very well articulated
Chitra Kirthivasan
Hope it's helpful Chitra :)
@@AssetYogi can I open an NPS account for my mother who is a 47year old housewife? Please reply
All your videos are gems, simple and clear style they help financially illiterate people like me
Thanks sir you are making youths knowledgeable about savings.
Thank you for appreciation.
@@AssetYogi my employer has opened a NPS account and depositing some amount in it. Can I deposit in the same account if I want to take additional tax benefit of Rs 50000. Under which column employer contribution is visible in form 16. For volunter employees contribution Do I need to deposit in same account or open different account.
Agr asse hi hmare desh ke teacher present karke padhne lagge toh hmara desh No 1 hojayega 50-60 saal m hi
health+ education
Asset yogi आप बाप माणूस है !😊
Best channel on TH-cam for all financial update 👍👍
Appreciated
Thank you, Sir, You make things simple, instead of going through lot of videos on youtube, I must recommend your channel.
You are most welcome
Right
Bahot hi majhe hue tareeke se samjhaya hai Aapne...
Dhanyawad 😊
you are great sir, thank you for the valuable information.
Keep learning Vansh :)
Thanks Buddy. Aapke video bahut acche hote hain. Bahut accha samjhate ho aap.
Thanks Puneet
Sir ये schemes इतनी ही अच्छी है तो हमारे देश के विधायकों सांसदों को पर क्यों नहीं लागू होती।
Kyun ye sheme fraud hai.
Tu bhi ban jaa sansad kisne roka hai?
Piche hi pad jate ho.
हमारे देश में इनफार्मेशन टेक्नोलॉजी और फाइनेंस की अवस्था महाघटिया हो गयी है. जितनी भी गवर्नमेंट है वो बड़ी बड़ी स्कीम सिर्फ *लोगों के आँखों में धुल झोंकने के लिए* है
सर्कार बदली नहीं की स्कीम भी बदल जाती है और बेचारे हम जैसे लोग सिर्फ आत्महत्या करते हैं जब ये फिनासिअल स्कीम में *हमारा मेहनत का पैसा* गबन हो जाता है .
लानात है इन सब घोटालेबाज सर्कार पे जो सिर्फ वाहवाही के नाम पर आम आदमी के पैसे से खिलवाड़ कर रही है. बंद करो वाहवाही लूटना और पैसे गबन करना .
@@shivamrai7082 STFU, We are here to discuss on our hard earned money. Tanveer can very well ask tough question because its matter of our hard earned money
kuki wo bs 5 year ke liye hote h nd isme 60 year tk paisa dalna pdta h... jisko itna v nh smjh atta wo itni bdi bdi bt krte h
आपके वीडीओ काफी लाभदायक होते है.
Thanks Sandip
3:19 as on date it isn't EEE scheme, one have to pay tax for pension depends upon his/her tax slab.
It is EET
But is there any tax on 60% lump sum withdrawal ?
EE and almost E
Excellent
Very simplistically explained
Thanks for sharing
Keep supporting :)
You are playing an integral role in financial awareness..good going sir..informative video👍
Bahut achhi jankari dene ke liye dhanyawad
Hi, you explained well and in detail about NPS, but as an equity exposure up to 75% , this would not be able to beat ELSS in tax saving. And also, at the time of retirement or if you turn out to be 60, when you redeem the amount then only 60% are allowed to withdraw, however, that would be tax free, but for the rest 40% you will have to put in annuity to get a monthly pension. In addition to this, this pension would not be tax-free.
It will be tax free coz ur not getting more than 60k pm so u won't come in tax slab
NSDL से तो लाख गुना बेहतर है यह वीडियो 👍👍👍👍
Thanks Aakash
Hi sir, one of the best videos for beginners!!! Really well done!!!
Thanks
@@AssetYogi @Indian Banker , I resigned from govt. service 2013 . As a matter of fact , no contribution of has been added since then...But,my account still active..My age is 39 now....Now, my question is if I don't withdraw/exit upto my age 60, whether my balance amount will be forfeited or freezed by the govt or refunded to the govt. account? Or, my account will be active & balance (upto 2013) will be increased ?
Clearly described so a Lawman can also understand. Extremely thankful to you.awsome description of basic details. Plz make videos in atal pension Yojana plz.
Thank for providing very important and explained very simply way information about NPS.
Thankyou!
You should have uploaded these videos few days back.. Would've been helpful for lot of first time NPS investors to invest before 31st March.
What that made any difference you're in your 20's right
Thank you for providing information in easy language
It's my pleasure
Thank you, Mukul! Very helpful information.
Glad to hear that Manas :)
Thank you so much sir and you are assets for every indian people
Most welcome Ritesh
Very well explained. Thank you so much for your efforts.
Asset Yogi !!
Great Information.
It becomes not only moral responsibility but professional responsibility to appreciate such a nice content.
Keep it up.🎉
Thanks, Sunil
Mukul Bhai Thanks a lot. I had lots of doubt about NPS. This video clarified to a great extent.
Keep supporting :)
Very useful information and superbly presented! Thank you very much!
You're very welcome!
Sir, please make a video on NPS vs Old Pension Scheme.🙏
Bahot complicated hain yaaar. Good explanation. 👍
Very informative & well explained. Thanks for this excellent video.
Bahut badhiya thareeke se abhi taq samjahya....ab tumahre next vedio ko dekhta hun.....
sir, i truly like your teaching style. its extremely easy and helpful to learn and understand.
Bebkuf na bano
Ye bhai sab agent hai
bhot badhiya samjhate ho aap.!.
Dhanywaad Shivam :)
Biggest drawback of NPS is you get only half the money deposited. Remaining half has to invested in any annuity scheme whose returns are unknown and possibly not more than 5 %. (Near to RBI tax free bonds). Yet taxable. Which is very very less and will keep on becoming lesser and lesser as age progresses. Since rules permitted complete withdrawal if amount less than 2 lakh, I removed all. Beneficial only to govt employees where govt contributes matching amount thus doubling invested amount every year. For civilians it doesn't make sense. Rather PPF is currently best since withdrawal is still tax free.
Not true. If you are in 30% tax slab and don't do Rs 50k NPS per year then you surely lose 30% i.e., 15000 in tax. And in NPS you can withdraw 60% of lumpsome money. So actually you save 90% of your money. Remaining 40% is for pension which is a great option
Detailed explanation of NPS. Thank you
Thanks
Thanks, Asset Yogi Channel for this Video! Please help us to understand the consequences if someone moves abroad on a permanent basis and have an account in NPS.
Thank you sir..... Aapne hamko itni kankari di
Keep learning
When calculating goal for future amount keep in mind inflation also 1 crore of today wont be equal to 1 crore in 40 years from now
INDIAN ECONOMY HAS RECENTLY BEEN A DEVELOPED ECONOMY. SO THE GOOD NEWS IS THAT THE INFLATION RATE WILL DECREASE
Awesome video , Thank you sir for crystal clear information on NPS
Most welcome
Great efforts and real service to nation by this knowledge sharing 🙏
Keep learning Kumar :)
This is Best Plan for Retirement Thanks Sir
Such a good channel abt finances as compared to others. Keep the good work up.
Thank you for appreciating Chitransh
Very very very helpful and informative from every aspects. Thanks a lot. I had some incomplete infos before the video and now i get answers to almost all.
Glad to hear that 😊
Hello Sir, please include cancelled cheque also in the list of doc required.
Thanks and Congratulations on the wonderful job you are doing!
Thanks Rakshak
Tell lewherther I am eligible for 50000 extra np tax exemption tell me clear
I am 76 years age pensioner
Does gov also invest in NPS for private employees??
Fantastic video,very knowledgeable
And you are doing very good job
Thanks asset yogi
Thanks Hussain
Plz make a video comparing some similar retirement schemes.
Bohot badhiya information hai like it
Thanks
Nice vedio.
But nps e component returns are also not good and even cant baet nifty index. Then why fund manager needed. Dirctly link it to nifty atleast 12 to 14 % return in e part.
Important information ....Dene ke liye aabhar....umeed hai Aage bhi aapka sath isi trh milta rahega sir.
Dhanywaad :)
Helpful,"BADE VAI" Kabhi hamarebhi sun lo Yaar.Apko bohot baar request kya tha ECGC policy ke uper video Bana ne keliye, agli baar daliyega zaroor! LOVE from West Bengal.
Very nicely explained.. Liked the way you covered the topic and your attention to details is appreciable.
Thanks a lot 😊
Thank you so much🙂 Can you tell mutual fund vs NPS?
Very nice understanding video
Best information sirji, I want to ask some questions after second video
Hi sir, thank you for making me understand this
I was confused but after I watched your video, I know all about it........
Thank you.... :)
Keep learning 😊
what happens to annuity(which is 40% of total) when the person dies before it can be recovered from monthly retirement money being paid?
valuable information shared....
Thanks a lot
Thanks sir, for valuable information, I follow u.
अति उत्तम
Dhanyawad 😊
Can you provide detailed information about charges for opening NPS via POP and online via enps website. also provide information for further charges applicable on regular deposit.
धन्यवाद एनपीएस के बारे में जानकारी देने के लिए। मुझे आपका हर वीडियो बहुत ही अच्छा लगता है। आपने यह नहीं बताया कि nps में टियर 1 में अकाउंट होल्डर की मृत्यु के बाद क्या पेंशन वाइफ या हसबैंड को मिलेगा या नहीं?
Very useful video Sir,
Its be helpful for all types i.e. new & old investors.
Request U to clear the tax benefit as declaration of new Budget by Nirmala Sitaraman
Please tell me about kisan vikas patra
Very knowledgeable video
Thanks a lot
Great video, it's very important to have a personal retirement/pension plan for ourselves. After retirement I looked into various ways I could make more income out of my pension as I don't want to really on my pension alone, I reached out and invested with a capital investment firm with so many good retirement plans which has profited me so much lately.
Hello Arjun am retired and I have been looking into at different ways I could make more money although my past company had a pension scheme but the money is just not enough.
I have tried so many online market tradings but it hasn't been working out great for me, So can you recommend a solution for me.
Am not retired yet but I want to build up good finance that will make me financially comfortable after retirements. I like to know more and how well your Investments has been going.
It has been going great, I started these Investment six months ago and within these period of time I have received an income of $52700 prior to my initial investment of $8500.
Ok very impressive how do I connect with them
thank you very much confusion cleared
You are welcome
Hello Sir, Nice video can you please make a detail comparison video on NPS vs ELSS with return and flexibility ? 🙏
VERY NICE AND INFORMATIVE VIDOE
Very useful information. Thank you. But just noticed NPS is National Pension System and not National Pension Scheme
Your videos are very balanced and excellent quality.
thank you so much yar..very useful again :)
Thanks you sir, you have provided very valuable knowledge
Thanks
Is this scheme applicable for indian defence services personnel??
I have been much benefited in finance section. 👌
Hello Sir, As discussed with SBI manager there is only limit to invest only up to 50,000/year.
You and your manager are c#$utiya. There is no limit on NPS investment. Also you get additional tax benefit of 50000
I salute your knowledge level
Sir, govt employee ka basic+da ka 10% deduct ho rha h...to ye to fix he rhega na ki HUM APNI MARZI SE 12 YA 15% b katwa lein??
Sir video ki series honi chahiye ek subject NPS ki jaise 1.1, 1.2, 1.3
jisse samjne me hasani ho, her bande ki samaj alag alag hoti hai.
Noted the suggestion.
Please let me know the maximum investment in this scheme per year.
You can invest any amount but you will get NPS benefits only for 50k/year limit.
Very helpful and informative subject thanks a lot
Sir I am a Central Government employee and regular viewer of your channel. My NPS fund is managed by SBI UTI and LIC which are auto invested. you are requested to guide me weather I should continue in existing fund managers or I should do it myself. If so which fund managers are better than above mentioned fund managers. My age is 28. Please guide me in this regards.
Bahut bhandiya samjhya
Dhanyawad :)
For Teir 1 Account
After retirement maximum 60% of total corpus can be withdraw. But when the remaining 40% will be ready to withdraw?
You can't withdraw the rest of 40%. It will be given to you or your heirs as a monthly pension.
You have to purchase Anutity plans
For nps query call 8963901193 ankita icici pension dept
Bahuat bdia smjaya h bhai
Dhanyawad 😊
If I invest in Tier-2
What will be the tax on capital gain?
Very Nice Knowlege Sharing
Thanks Raman :)
Hey small doubt on NPS ...
How that extra 50k exemption is calculated?
Like,
For respective FY, Person has already claimed 1.5 L under 80 CCD (1) by investing in schemes such as PPF, ELSS, or Tax saving FD.
Now, can a person invest 50k in NPS and claim it under 80 CCD (1b)?
Yes
Very good information
Thanks Navi
Its not EEE , at annuity we have to pay tax on 40% of corpus. Pension is not tax free .
Could you elaborate?
mukul bhai please thoda slow bolege to achha hoga ap samjate bhut achha hai pr thoda slow btaye
@Mukul, very informative video. I have a query. Under NPS, since monthly annuity amount will b taxed as per individual's tax slab, wont it b a double taxation? I mean, till d age of 60, I m anyways paying tax on d contribution amount towards NPS (considering I m fulfilling 80c quota thru other investment options). I agree tht I will benefit from Rs.50k tax exemption dedicated for NPS contribution but what if I m looking for much higher contribution investment under NPS? So, effectively I m paying tax now till age of 60 and also will hav to pay tax on annuity receivable. Is it correct understanding or am I missing anything?
Pls.if u can guide.
Very nice informative video
Thanks a lot
Very Clear Information !! Loved it ! Waiting for the next part.
Hope it helps 😊
@@AssetYogi @Vyapar Munch , My age is now 40..I quitted govt. service on 2013..In ,2020 I shifted my account to All-india Citizen scheme...My opening balance is 5.14 lakh.....I choose active investment option __50 in Equity+ 10 Corporate + 40 Govt. share....Is it wise decision ? Should I change my decision?...Plz suggest..
Good. More information gathered
Keep watching