I Convinced My Wife Dave Ramsey Was An Idiot, Now It's Backfiring
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- เผยแพร่เมื่อ 27 ก.ย. 2024
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I've never had a problem convincing my wife I'm an idiot, this guy needs to step up his game!
But...why would ever WANT to try convincing your wife that you're an idiot?
That's the more intelligent question here.
Also..why would you or why do you consider yourself an idiot?
😄
🤣🤣
Beta
If you're trying to convince somebody you're an idiot, shouldn't you actually be stepping DOWN your game?
:p
How is he having a problem convincing his wife he was wrong? That is a natural state of existence.
Dave handled this like a hero! Guys says he convinced his wife he’s an idiot but decided he needs help and Dave pretends it didn’t happen. So mature and awesome.
I love Dave Ramsey . I love the “tough love “ approach you give people . You tell people the truth , even when it’s something they don’t want to hear . Really appreciate ya Dave !
AMEEEEEEEN
He needs to buy a t-shirt that reads:
"My wife says I only have two faults.
I don't listen and something else"
😂😂😂
Classic!
😂
I was thinking it was an "asshole" joke (two faults). I was reading too deep into it.
wait....
He should’ve said but I realized I’m the idiot lol
He's gotta admit to the wife he was an idiot and he doesn't want to be an idiot anymore
Lol you noticed he said He was wrong and didn’t say he’s an idiot? 😂
Never structure your life around the fear of dying prematurely. Always protect yourself against a catastrophe. And she should get genetic testing for the genetic traits that led to the type of cancer her relatives died from so she can act proactively with testing and lifestyle adjustments.
That is true, but easier said than done in many cases, if he is calling Dave about this, sounds like she is quite convinced about getting sick, that could require a therapist. Especially since other family members have been sick. Leads to hypochondriac behavior, imo
What a great exercise he recommends! Determine where you want to be in 20 years. See what you need to do today to start getting there, etc... I'm going to do this with a group of teens today (but probably only 10 years since they're still young). Thank you for this!
He just said great instead of better than I deserve. I am shocked 😳
First of all you should apologize to Dave Ramsey and just because her family has a history of cancer doesn't mean she's gonna get it
LOL no he doesn't need to apologize to him, and you have no idea if she is predisposed to it or not.
He literally said "Dave ramsey wasn't the idea I was the idiot". Just because he didn't word it the way your diary wanted,doesn't invalidate it
My wife knows me best. I do some silly things and she is not afraid to point them out. That is what I love about her...she keeps me grounded. She does trust me on the fiscal front and we do a lot of what Dave says without question. We both understand that we have to live years after we stop working and cannot predict what God will do with our health.
Hi Joe, Good that you are taking steps for a secure financial future - but leaving your health to God is probably not good - please consider understanding the physiology of your body and take steps to live a long healthy life- what good it would be if you have a billion dollars when you can’t enjoy it ? With focused intensity on health (the way you eat, physical activity and stress management) you can almost eliminate all of the chronic diseases .. Wishing you all the best for a happy life!
I really liked Cris hogans and AO ‘s show more upbeat than Dave or George but same info as Their show.
She needs to go for full medical testing and get an mot so she can look forward to her future. Because people who see no future don't plan for it.
Now who is an idiot with debt?haha. .i love dave how he responded only on face but not in words.
I feel like the Ramsey crew catches much more flak than they used to but the system works and they really implement it well. So many call his plan dumb but I'm in accounting/finance and when I talk to my friends at work, they're up to their eyeballs in debt and miserable. My wife and I have no debt besides the mortgage, and are saving big ole chunks into our 401(k)'s. We even have some extra to upgrade cars/the house, go on vacations, and eat out a ton. Don't knock it till you've tried it.
He needs some grace. He made a mistake and is trying to come back from it. God bless his wife and hopefully they can come back to working together and her health will improve. Do not joke about her fears give her some grace as well her fears are justified. Hopefully a wonderful future for them
Really guy? Come on, man. Why not just say you weren't on board with the plan or something more tasteful. Do these callers even hear themselves talk? Guy is so bent on using the 'Dave Ramsey is an idiot' phrase, like he's giddy about it. Dave not amused.
MusicPhrase but Dave handled that pretty well though, cause he's used to real idiots mistakenly calling "him" an idiot lol.
yall do realize the caller in the end of saying that said he was the real idiot himself... right?
@@Howdy762 Yes, you are right...he did say he was the real idiot and not Dave.
@@Howdy762 ya that wasn't my point though. It was more about the melodramatic rhetoric while still a bit insulting. It still has an insulting feel when you talk about your past tense negative opinion about someone. I think he was expecting Dave to laugh and celebrate his converted mindset, but Dave didn't seem amused at the ' I used to think you were an idiot' rhetoric.
Happy late Valentine's Day, Uncle David
People who think they won’t live long enough to retire are just saying I would just like to spend everything I make.
Even if Dave or another personality on the show do something wrong in their personal life doesn't mean their financial principals are off. Should have realized that then.
Yeah but I would probably do the same, wouldn't listen to them anymore
My husband is T1 diabetic also and it is a concern for him - he wants to retire early so he can maximize his time just in case. Half is consoling someone emotionally that it will be ok, confidently, and half of it is showing the investment math.
He's overthinking it. I know a old lady in her mid seventies. She's still going strong even though everyone who knows her wishes she was dead.
Cruel disease, pray for a cure!
Duh, Duh, Kinda did something stupid Uncle David ???? 🙃🙃🙃😴😴😴🥊🥊🥊 Uncle David: 🤔🤔🤔oh, lord, just let me take a call, than you can send me E mail junk in the morning..
Your investments need to grow anyway. So just work on paying off debt. Both options take time. Pay off debt!
He is. If he can call people that. People can call him that.
Knowing you know nothing is the foundation of learning.
Not yet? Wth.
I thought it was just me ! I was so shocked
@@tyrabandz2845 lol. I was like did I hear that right.
He feels like it's a matter of time because it's happened to every woman in the family.
@@jrwntctv8091 ik but u don't say yet.
Right!!! I would be scared if he were my husband. I had to rewind several times.
Another case study in why you shouldn’t give away or discount your product. The recipient doesn’t value it the same way as if they had forked over the money to buy it.
Definitely
Awesome philosophy JL Fairdale
I don’t like how he said Not Yet when she doesn’t have cancer. Maybe I misunderstood?
I think this meant that he expects her to get cancer and so realizes they have to prepare for that eventuality, not that he wants her to be ill or has given up on the idea of her trying to keep herself healthy. But I know what you mean. It does sound as if he's being fatalistic.
You don't prepare for something you don't have and may not have.
She’s probably at high risk to develop it based on her family history.
He said every female in her family has had cancer so he feels like she will too.
I was thinking the same thing
I agree with the advice but disagree that someone with type one diabetes and is also genetically predisposed to cancer is just being dramatic for saying she won't have a long life. It's not guaranteed that she won't have a long life but it is somewhat more likely. Family medical history is not 100% predictive but it is an indicator. You just shouldn't plan your life around an early death because if you live a long time against the odds, you've got a serious problem.
I don't get this guy. He just rambles about nothing.
Well… if they take home 100k, could they live on 50k, and pay down the rest on debt, and have it paid off in two years?
Anyone research why Dave fired Chris ?
Love it. Lets go!
What CH did was so wrong, so he had to go. No doubt about that! But one thing about the way his wife was thinking that really set me off was her belief in death from cancer. With the attitude that "I will die from cancer" it is aømost guaranteed that she will. She is manifesting it in her thoughts.
Many such cases
Where can I find out how to do Financial peace university ?
You have a good girl if she does not believe that you are wrong. Where can I find one like her?
Wait wait wait.... Guys have problems convincing their wives that they are not an idiot ?
He sounds older 🤔
Dave claims mutual funds are better than ETFs and index funds which the data doesn't show.
What data?
@@insideoutsideupsidedown2218 all of it
Sadly most people pick high fee mutual funds. A Morningstar subscription clears this up
I’ve picked up a lot of good habits from Ramsey but it’s weird how you all worship him. I hope you guys check out other opinions as well.
Fans gonna fan. Nobody worships him.
You know Jesus?
Funny, that’s exactly what Dave said here. Let’s set aside Dave, the person…
@Taylor, why he makes millionaires out of everyday people.
Oops! LOL!
What wife you talking about
She shall live and not die prematurely in the name of Jesus Christ to declare the works of the Lord for his glory in Jesus Christ name
Yeah... Cos thats how it works 🙄
Dave’s not an idiot but he believes he’s a lot smarter than he actually is.
Can we please just start on proverbs 18:21 speak life she needs to cut speaking that stuff . Speak life in Jesus name
Amen 🙌🏾
😅 duh.
What you talk8ng about you talking anout my healht Bout me
I convinced myself his advice wasn't for me and now I'm a millionaire... And I used smart debt to get there and now it's paid off. It would've taken me a decade to do what I did in a couple years without using debt. Ramsey is great if you want to be able to retire at 65... I wanted to retire a couple deacdes early, but I'm probably not his target audience.I suppose
Congrats !!! How did you become a millionaire?
Sounds like a fish story to me. And smart debtrans gambled on lower risk propositions and won
@@johnadams3418 honestly don't care if you believe me bud... All the zeros in my bank account really make what other people think not that important. I also know a guy who went from middle class to worth over $20M because he made a good impression on a rich guy that ended up cutting him in on a series of business deals. Just cuz it didn't happen to you doesn't mean it didn't happen to someone.
@@WideAwakeHuman You just proved it to be a fish story by citing an example of a really unlikely scenario for most people where they get cut in on a deal with a millionaire. Glad you did well, but the statistics show that the average person who does the slow and steady will do better than the average person who leverages debt. You can argue that the latter doesn't do well because they are not using "smart" debt and I can argue that it is chance as to who actually makes it out better with leveraging debt. But the overall fact that leveraging debt generally results in a poorer outcome than not remains and thus the average person is better off going with latter.
@@johnadams3418 like I said, I don't care if you think it's a "fish" story or not... I wasn't interested in becoming a millionaire by the time I was ready to retire (as in, barely worth over $1M), I planned to be there much sooner and the largest group of people that acheive that, BY FAR, are people who leverage smart debt.
Unlike Ramsey who made a bunch of 90-day hard money loans on real estate, got caught with his pants down and paid dearly. He's against debt because he was stupid with it and it got him. Go find me all the people worth $5M+ before they're 40y and I'll show you a ton of people that used leverage to get there.
The caller is very odd guy kinda annoying
✝️
It's the same callers over and over.
It’s because most of Americans do dumb stuff when it comes to finances.
Paid callers
@@HOLDXSTEEL I’ve often wondered if that happens.
Super Friday it's also the same types of financial problems from the callers over and over, but then that's why they have the show, is to help those people with their money problems.
Which shows how rife the financial problems are in society. Such common problems hence the same kinds of call.
I find it very funny that all of the black people are no longer on the Dave Ramsey Program.
Coincidence. And your point is?
@@jadyphan5892 the situation shows that the way Dave Ramsey runs his show black hosts just do not survive there. For all of them to go with no replacements is not a coincidence. For a "Christian" company that is sad.
BBC = Bring Back Chris!
Chris aint comin back
Wow that was a classic example of killed with kindness and what Mr Ramsey always said about generosity
Hats off mr Ramsey 🖖
Blown away by his response mad respect ✊
Same!
Dave Ramsay is for simple people. His advice is rock solid. He basically breaks it down Barney style.
Just what I needed
The most simple car designs often times make the most reliable cars.
Did you serve in the military?
@@alrbredwall This is a true statement.
Ain't nothing better then simple.
I love how all of these people who are poor and drastically in debt call in and say things like "dave ramsey is an idiot" what does that really say about them. Do these people seriously believe that an idiot somehow figured out how to get that wealthy while they think that they are intelligent and they are the ones in debt?
I love Dave Ramsey. But he didn't use his plan to get wealthy, he got wealthy by the way of real estate
@@sorrygtfo never did he claim that he was giving people the blue print for getting wealthy in the way that he did. He sales a blue print for everyday people to become everyday millionaires. I am not really seeing the point in this comment.
@@alrbredwall you sound like you already know everything so I don't think I can help you there
@@sorrygtfo I don't know everything and the help you can provide me is by explaining your comment above. When and where did dave ramsey advertise that he is selling a plan of wealth generation involving real estate? The answer is never. So your comment above is absurd. How he made his money is not the system he is selling and he never claimed it was.
DAVE A GOOD DUDE HANDLE YOUR OWN BUSINESS $$$$
I do miss CH!
Same.
Him and Anthony.
Me too.
What happened between them?
@@troyhall3718 They fired CH for infidelity and AO and Dave mutually parted ways
A mark of a wise man/woman is knowing when one does not have enough information and willing to go find it.
I thought Dave was horrible first time I
Heard him. Now I’m a huge fan
Same
He's looking for some more free stuff.
Yup
How?
😂
😂
🤣
Dave is sometimes awesome and this is one of those times. Dave’s plan works, happy to say that!
I had an x where DR was a swear word! He had to go…hahaha. I kept Dave!
That title is a whole receipt 😂
I wonder how many Americans are fpu millionares today. Like what percentage get there and stay there.
dave ramsey needs to explain how a money market or mutual fund gets 10%
Save like you are going to live forever and live like you are going to die tomorrow by Suze Orman.
This is a ripoff. I'm guessing you learned from Jim and Tammy Faye Bakker.
That wasn't tu
Why did Dave and Chris split? I liked Chris a lot.
Chris was sleeping his way through the office and causing problems, from what I’ve heard.
He’s black isn’t it obvious ?
Chris cheated on his wife and it was unchristianlike so he was fired
Dave's company, Dave's rules. Can't follow it, Can't work there. Not very complicated. He is a man of principle.
got a single woman at the company pregnant while being married
Dave is a genius
Just common sense. But common sense is not that common anymore
Dave always want to talking about stats. The stats show that she will pass away from cancer.
Cancer survival rates go up with every passing year. Improved screening and treatments go a long way to defeating cancer. She may die of cancer (we all die of something), but armed with knowledge and many more decades of advancements, that may not happen until well into retirement age.
@@eurekahope5310 👍
Mr. Ramsey is not a medical doctor/Oncologist, he is smart enough to stay off prognosticating a person's chances of illness & death over the phone. Everyone, with or without family history, should get their screenings done when advised.
The hillbilly elegy continues..🙄
Just live like you are homeless!!