Friends.. we are coming Live on TH-cam on 9Sep2023 (Saturday) at 9PM (Night) so please Join to ask all your questions in Live session.. Will try to answer
Chaiwala hum sabko chai hi pila raha hain. Jitna congress ne nahi loota utna modi loot raha hain aur agar yeh pm para likha hota toh itne rukes nahi hote.
बिल्कुल सही पकड़े हो ..... वही अब tax कहलाता है, जो पुराने जमाने में राजा महाराजाओं के लिए सैनिक और कर्मचारियों द्वारा वसूली की जाती थी ... किसान व्यापारियों और जनता से ।
The 1 lakh limit and the 10 lakh limit is applicable for each credit Card or all the credit cards issued by different banks to the person cumulatively.
Jo amount bill generate hone k phle payment kr denge ....wo bhi kya wo 10 lac ka cap mai count hoga? Ya fir total financial year mai jitna bill aya hai wo within 10lac hona chaiye?
Sir , ispar ek video banaiye , Jo log Financial year me 10lakh se jada credit card par spending kar chuke hai ,on education payment , rent payment , etc .just rewards ya cashback ke liye , but actual me unka earning Zero hai but credit card kaafi use kar chuke hai toh vo log kaise itr file karenge, kya karna hoga ?? Pls make video on this it's really important.
Thanks a lot for the video. It is really helpful. I’m having one query, it would be great if you help me in that. Let suppose someone debit 3 lac rs from credit card to wallet by paying some processing fee of 2-3% and spend that 3 lac rupees. Then next month during the time of due date he again withdraw 3 lac rs from credit card to wallet to bank and make the bill payment of that 3 Lac rupees bill. Suppose this continues for whole year. then his total debit amount will be 36 lac and his paid bill will be 33 Lac. So how will income tax be calculated?
Hi sir I also have same doubt. In my case, I'm taking a loan of 3 lakh from my friend and pay to credit card and then withdraw that amount to wallet and pay back to my friend. So It's a cycle for me. Do I have to pay any tax in this case ?
@@Startrootfintech I'm earning 15 lakh yearly. I'm doing this as I have invested 3 lakh which I withdraw from my credit card in a property. So during prepayment, I just have to borrow 3 lakh for a day or two from my friend and later I pay back to him. Everytime I withdraw, I pay a conveyance fee of 1.2 Percent. I'm happy to use those three lakh @1.2 percent per month. Will this be an issue?
@@satyam3630 mhh.. we can say this.. but income tax department is gathering all information even if we are using mutliple credit card with below 10Lak usage.. be carefull
I Paid Electricity Bill Of More Than 1 Lack Per Month Through My Credit Card And I Also Filed My ITR Form 4 Can You Please Tell Me In Which Section I Have To Describe My Credit Card Usage?
Ye To Form Fill Karne Ka Tarika Hai Sir Form To Mai Khud Hi Fill Karta Hu Apna Par Mujhe Ye Ni Maloom Ke Credit Card Usage Ko Kaha Disclose Krna Hai ? Us Section Mai Hi Include Karna Hai Jaha Hum Sare Bank Transaction NEFT DD Check Ki Payment Disclose Karte Hai Ya Kisi Or Section Mai ?
But sir mera ek friend hai uske pass 2-3 credit card hai 1-3 lakh ki limit Har credit card ki hai vo apne 3 ne se 1-2 credit card ko 70-80% tak alsmot Har month use karta hai or almost 4-5 years se use kar raha hai vo credit card ko But still usko abhi tak koi problem nhi hui Na kisi bhi trha ka koi notice 😅😅
1. Sar mein ITR bharta hu or me income 5 lack dikhata hu to kya me 10 lack tak credit card me bill payment Kar sakta hu ya 5 lack se kam karu? 2. Or emi payments bhi include hoti h kya is 10 ya 5 lack ki limit me? Please reply
Hi Sir, I got high value transaction message, which my relative used my credit card for his business purposes, after I filed itr I got this message, I submitted feedback as information is correct, should I do anything else than this? I mean should I file my it again
Agar Koi student uska college ka 1 semester fees 1 lakh sai jyada hai wou agar credit card sai pay karta hai kya wou kar sakta hai or uska liya bhi kya Income tax mai dikkat hou sakti hai
Will I have any issue in the future if I respond "Information is correct" in AIS of credit cards transactions which had use above 20 lacs? I have already been submitted ITR before 31st December with late fee but response not submitted yet. Please guide.
you have submitted ITR.. that is good but have u shown that 20Lakhs transactions in your ITR.. i mean the source of income of this 20Lahkhs transactions? this is the big question... ?
There are no options in ITR where we can entered details related to credit cards transactions. I used credit cards amount in rotational mode like I withdraw amount of credit cards in wallets and then paid on due date. So such transactions have shown. My income information has already been shown in ITR hence credit cards balance is not my money it’s bank credits which I used.
I have the same question Red film. Plz do reply me as I have never filed ITR although i rotate more than 10Lacs using credit card via rent payment option. Please do reply
Mere Sath aisa Kuch ho Sakta hai.. suppose I have petroleum dollar.. UAE dirham since 35 year, around 10 crore Indian rupee directly UAE dirham se Indian rupee me bank to bank transfer hua hai.. Kuch property Liye hai.. but 90% fund bank se withdrawal Karke Bahar chote chote kamo me use hua jaise ki local stores aur aisi chije jaha pe rbi ya Indian government ko koi record nahi milta to Matlab 90% of our fund is still saved as per RBI??
if my friends uses my credit card for transection. and right away sends me money on digital mode, then is it logical justificantion in case i get a notice from income tax department? as i have proof of receiving money from him?
NO.. if r earnng any income or reward point then u have to show in your ITR if total yearly income exceeds Rs 2.5 lakhs.. if not shown then there migh be problem from income tax
Sar main credit card use karta hun utility bil payment karne ke liye aur Mera credit limit 15000 rupaye hai aur main Kai bar repayment karta hun har mahine mein aur per month 1 lakh se upar ka transaction ho jata hai to sar kya mujhe ITR file karni chahie
@@Startrootfintech Sir mera bhi same hai message aya hai 20L ka transaction ka liya Ab kya karna paraga sir me card se lic bill& insurance payment karta hu is liya Plz help ab kya karu
I have a total of five credit cards And in my father's business which makes purchases worth about Rs 2 lakh from my credit card every month I make the payment before the bill is generated is there any problem? This year I filed an ITR of Rs 240000 I get rewards for doing it just because
20 lack ka truck karid na cata hu 3 alag logo ki bank sa agar paisa transfar karu 8-8-4 lack da ka karedu to kay notice aya ga ( ya fir cash me 20 lack du to notice aya ga)??
it means if i have 5 different credit cards and i pay suppose upto 9Lac on each credit card in a year digitally for rewards, vouchers, completing card annual fee waiver criteria then ?
if u file your incometax returns then no worries but if u dn't then there could be problem.. coz all transactions on credit are reported by bank to income tax
ITR mein kitna income show kr krte ho? apki source of income kya h? hum live aa rahe h Saturday 9 baje (9Sep2023) ko live question puch skte h.. apse request krunga jarur Join kren hume LIVE SESSON ME
@@Startrootfintech sir join kaise krna hai, ITR ISI yrs se bharna shuru kiya hun or credit card B isi yrs use krne lga hun, ITR 260000 ki hai. Or rent pay alag alag card se karta hun
Sir mai Credit card ka Paisa nikal ta hu aur 12% club me rakhta hu. Cc ka Payment ka time aata hai to payment kardeta hu 12% club se paise nikal ke. Koi problem to Nehi hai na?
agar mera pan card ka address alag hai aur present address alag hai to income tax ne notice bheja to wo notice keise pahucega apna present address mei kyuki pan card to kahi se b bana sakta hai...plz reply
Sir mere pass 2 Credit card h jinki 70 70 hajar limit h Or me Cashback ke chakar m har month 35000 35000 dono card se use krta hu or me ek employee hu meri income 240000 year h Or me itr bhi file nhi krta hu To mujhe Income tak ka notice aa skta h kya ..????
Sir...Jese Agar koi Annually 10 lakh credit card se spend krta h lekin notice nhi aaya or aise hi chalta rha or 3-4 saal baad ektta notice b aa sakta h kya????
@@Startrootfintech ITR file krne m ye problem hain ki file krne ke baad Ek ek txn ka hisab dikhana pdta hain...fir koi single txn jese 5-10 rs ka txn krne m bhi problem rhti h
Lets say mere card k limit hai 1 lac aur my saari limit use kar deta hun but bill generate hone se pehle hi card me pay kar dun to kya is case me saal me more than 10lac hojayega aur will notice to IT?
@@SaifKhan-ug3bw but apki credit card payment saal ki 12Lakh hoti hai 1Lakh per month ke hisab se so aap dhyan rakho ki aap kya transations krte ho apni credit card se... aur kyunki ye 10Lakh se jyada h to uss case mein bank report krega PAN to income tax
@@Startrootfintech bhai mere.. Mai ITR barta hi hu but tu jo bol raha hai na justification wo kuch nhi hoga.. Q ki dost hi paise mere acount me dalega or usise mai bill baruga.
nahi hua.. but ab ho skta hai... pls take care...check your income tax login and fill ITR... ITR bharte ho properly to koi problem nahi h ...ye unko liye hai jo krte h transactions but ITR nahi bharte
अगर में मेरे क्रेडिट कार्ड का बिल जनरेट होने से पहले ही भरदू तो क्या मुझे income Tax Notice आएगा ? 👇 मतलब की मेरे क्रेडिट कार्ड का बिल हर महीने की 23 तारीख को जनरेट होता हैं तो में 20 तारीख को ही खर्च किए गए पैसे ऑनलाइन से भरदू तो 23 तारीख को बिल 0 Rupees जनरेट होगा तो इसी तरह में हर बार क्रेडिट कार्ड से खर्चा करू और बिल जनरेट होने से पहले ही सारा पेमेंट क्लियर रखू और इसलिए हर बार मेरे क्रेडिट कार्ड का बिल 0 Rupees जनरेट होगा और इसी तरह 1 से 20 तारीख के गैप में जो Transection करू वो सभी Transection 10 लाख से ज्यादा हो जाए तो मेरे पास income Tax Notice आएगा क्या ?
han phr bhi ayega kyunki apne payment to krdi na credit card bill ki advance meein.... to problem aa skti h.. bank report krega apki transaction ko income tax ko.. aap ITR file krte ho?
सैलरी से भी टैक्स दो। क्रेडिट कार्ड पर भी IGST दो। समान खरीदने पर SGST दो। पैट्रोल और शराब पर VAT भी दो । उसके बाद भी अगर नोटिस आया तो जवाब मै नही। सुप्रीम कोर्ट को इन्कम टैक्स वाले या सरकार देगी।
अच्छा अगर मैंने ये सारे बिल उधार लेकर चुकाए हो और सारे कर्जदाताओं को इन्कम टैक्स वालो के सामने पेश कर दूँ। तब तो टैक्स नही मांगेंगे ना। क्योंकि मै तो पहले ही कर्जे मे डूबा हूँ।
@@Startrootfintech are yrr kya batae hamne apna nainital bala ghar saleout kiya tha to bo approximately 50.3 lak tak ka gya tha or paise account me ate hi 2lak pure pure ud gye jab mene bank balo se discusse kiya to pata laga ki bo tax kat gya Fir mere relation me ek income-tax department hai unse pata lagaya to sahi me kate the jayda jor dene par unho ne kaha ki aapko section 54(e) nahi pata tha kya mene kha nhi fir unho ne bo samjhaya Fir me apne lawyer se mila usne kaha turant dusra ghar lena chahiye tha bus 2 lakh gaye pani me 😥
@@Startrootfintech अरे भाई साहब आप टैक्स तो दे चुके होते हो जब आप वो iphone या कोई भी एंड्राइड लेते हो तो उसका gst साथ जुड़ने के बाद पेमेंट करते हैं बस वो पैसे आपके पास कैसे आये उस चीज का प्रूफ होना चाहिए आपके पास
@@Startrootfintech Are you sure that it is per card limit ? Or cumulative credit card usage of 10lacs and above on multiple cards from different banks . As payments done are by person having same PAN
eisa nahi h.. itne sarein comment h dhyan se padho.. log apni ITR fill nahi kr rahe.. see the all comments .... jisko darna h wo dare,.. THIS IS LAW and we have to follow it
Hi sir... Mera hdfc card ka limit 3.6L hai,aur maine lockdown mai yeah total amount use karli hai.. Ab every month kahin se jugad kar ke payment karta hai aur money return deta hun.. Kya mujhe bhi IT Returns karna padega, already mai Debt mai hun. Every month ultha 7-8k Charges lagte hai
reward point to apko mil rahe h na credit card use krne se.. iske liye ye video jarur deheken... th-cam.com/video/7pT8JEVizJU/w-d-xo.htmlsi=73ftFkt6xQHiVTP9
Sir mera pass aola sms aaya hai Dear EKxxxxxx4B, You still have time to file ITR for AY 2022-23, if not already filed. Avoid delay, e-File today on www.incometax.gov.in. ITD-e-Filing. Matlab kya hai please bata Dena mujhe Itr bharna padega kya
Sar main credit card use karta hun utility bil payment karne ke liye aur Mera credit limit 15000 rupaye hai aur main Kai bar repayment karta hun har mahine mein aur per month 1 lakh se upar ka transaction ho jata hai to sar kya mujhe ITR file karni chahie
Sar main credit card use karta hun utility bil payment karne ke liye aur Mera credit limit 15000 rupaye hai aur main Kai bar repayment karta hun har mahine mein aur per month 1 lakh se upar ka transaction ho jata hai to sar kya mujhe ITR file karni chahie
Sar main credit card use karta hun utility bil payment karne ke liye aur Mera credit limit 15000 rupaye hai aur main Kai bar repayment karta hun har mahine mein aur per month 1 lakh se upar ka transaction ho jata hai to sar kya mujhe ITR file karni chahie
Friends.. we are coming Live on TH-cam on 9Sep2023 (Saturday) at 9PM (Night) so please Join to ask all your questions in Live session.. Will try to answer
Kabhi kabhi lagta hai ki sarkar tax nahi gunda tax leti hai
🤣😁😁😁😁
Chaiwala hum sabko chai hi pila raha hain. Jitna congress ne nahi loota utna modi loot raha hain aur agar yeh pm para likha hota toh itne rukes nahi hote.
बिल्कुल सही पकड़े हो ..... वही अब tax कहलाता है, जो पुराने जमाने में राजा महाराजाओं के लिए सैनिक और कर्मचारियों द्वारा वसूली की जाती थी ... किसान व्यापारियों और जनता से ।
The 1 lakh limit and the 10 lakh limit is applicable for each credit Card or all the credit cards issued by different banks to the person cumulatively.
limit is cummulative for all credit card
@@Startrootfintech thanks for the reply!
Good work bro ❤
thanks Maan bhai...
Sir thanks for this video
welcome and pls like other videos to motivate us
Jo amount bill generate hone k phle payment kr denge ....wo bhi kya wo 10 lac ka cap mai count hoga?
Ya fir total financial year mai jitna bill aya hai wo within 10lac hona chaiye?
Sir , ispar ek video banaiye ,
Jo log Financial year me 10lakh se jada credit card par spending kar chuke hai ,on education payment , rent payment , etc .just rewards ya cashback ke liye , but actual me unka earning Zero hai but credit card kaafi use kar chuke hai toh vo log kaise itr file karenge, kya karna hoga ?? Pls make video on this it's really important.
Is it applicable for one card individual or all credit card simultaneously
I have 8 credit card can I payment 30L in all credit card
watch here complete video then let me know for any ques. th-cam.com/video/0pCKXEBQ-Dg/w-d-xo.htmlsi=GY4wisKsI5MS_fkJ
Kisi leader ko noticed kyu nhi jata hmare desh me
2 crode ki car me kaise ghumte he
wo car Credit card ni kharidi isliye
Year considered as - Jan - Dec or Apr- Mar
Apr-Mar
Mere pass 10 se 12 credit card hai aur total limit hai 18 se 20 lakh lekin aaj tk kisi ka koi notice nahi aya kam se kam 5 se 6 saal ho gaye h
to aap apn ITR fill krte ho na
@@Startrootfintech nhai kerte
Jab mare pas paise nahi tha to koey nahi deya ab mahenat karke paise kamata hu to tax gst le raha hai 😢😢😢
Thanks a lot for the video. It is really helpful.
I’m having one query, it would be great if you help me in that.
Let suppose someone debit 3 lac rs from credit card to wallet by paying some processing fee of 2-3% and spend that 3 lac rupees.
Then next month during the time of due date he again withdraw 3 lac rs from credit card to wallet to bank and make the bill payment of that 3 Lac rupees bill.
Suppose this continues for whole year. then his total debit amount will be 36 lac and his paid bill will be 33 Lac.
So how will income tax be calculated?
thanks..but from where u r paying the credit card bill of Rs 3 Lakh? and secondly for what purpose u r spending that amount?
Hi sir
I also have same doubt. In my case, I'm taking a loan of 3 lakh from my friend and pay to credit card and then withdraw that amount to wallet and pay back to my friend. So It's a cycle for me. Do I have to pay any tax in this case ?
@@Haul.Highlights why r u doing this? and how much u r earning yearly?
@@Startrootfintech I'm earning 15 lakh yearly. I'm doing this as I have invested 3 lakh which I withdraw from my credit card in a property. So during prepayment, I just have to borrow 3 lakh for a day or two from my friend and later I pay back to him. Everytime I withdraw, I pay a conveyance fee of 1.2 Percent. I'm happy to use those three lakh @1.2 percent per month. Will this be an issue?
@@Haul.Highlights do u file ITR? how much u r spending on credit card one time or yearly?
Nice
thanks Raza ji
Pata hai...
th-cam.com/video/GBd18HVExnk/w-d-xo.html
What if we use different credit card each below 10L per annum but total more than 10L???
the condition is applicable to single bank.. each bank needs to report separately .... if u have 2 credit card of Same bank then there is a issue
Loop hole 🤣
@@satyam3630 mhh.. we can say this.. but income tax department is gathering all information even if we are using mutliple credit card with below 10Lak usage.. be carefull
Paying rent of 15k through postpaid every month+ spend of 15k through other credit card every month will attract income tax???
I Paid Electricity Bill Of More Than 1 Lack Per Month Through My Credit Card And I Also Filed My ITR Form 4 Can You Please Tell Me In Which Section I Have To Describe My Credit Card Usage?
refer below video link
th-cam.com/video/9JmSE-yvX7A/w-d-xo.html
Ye To Form Fill Karne Ka Tarika Hai Sir Form To Mai Khud Hi Fill Karta Hu Apna Par Mujhe Ye Ni Maloom Ke Credit Card Usage Ko Kaha Disclose Krna Hai ? Us Section Mai Hi Include Karna Hai Jaha Hum Sare Bank Transaction NEFT DD Check Ki Payment Disclose Karte Hai Ya Kisi Or Section Mai ?
@@sncybercafe1 as such koi jarurt nahi h for further query pl call at 9999016554
@Rizwi Alam Hi...
But sir mera ek friend hai uske pass 2-3 credit card hai 1-3 lakh ki limit Har credit card ki hai vo apne 3 ne se 1-2 credit card ko 70-80% tak alsmot Har month use karta hai or almost 4-5 years se use kar raha hai vo credit card ko
But still usko abhi tak koi problem nhi hui Na kisi bhi trha ka koi notice 😅😅
aane ke chance h.. dhyan rakho aur apni ITR bharo
Utility bills pay bhi lagega
Justification kar sakte hai upi transaction dikhate lekin return file nahi rahte to
han to UPI transaction jo liya hai account mein wo isliye aya h?
1. Sar mein ITR bharta hu or me income 5 lack dikhata hu to kya me 10 lack tak credit card me bill payment Kar sakta hu ya
5 lack se kam karu?
2. Or emi payments bhi include hoti h kya is 10 ya 5 lack ki limit me?
Please reply
call kren 8750541554
@@Startrootfintechyanha batao sb ko pata chale
Hi Sir, I got high value transaction message, which my relative used my credit card for his business purposes, after I filed itr I got this message, I submitted feedback as information is correct, should I do anything else than this? I mean should I file my it again
Hello i have need your help to know some rules about home loan protection policy so how can I contact to you..?
9999016554
Bhai Bina ITR waale ke pass 10 lac ki limit waala credit card aayega kaha se
ye unke liye jo log credit card se cash back or reward ke chakker mein transactions krte rehte.
only if we pay through cash
No... 1Lakh in cash and 10Lakh total by anymode during financial year
Agar Koi student uska college ka 1 semester fees 1 lakh sai jyada hai wou agar credit card sai pay karta hai kya wou kar sakta hai or uska liya bhi kya Income tax mai dikkat hou sakti hai
Bhai cash me kaisa payment hota hai credit card ka
u can deposit Cash against credit card bill
Mere pas 4-5 credit card he to payment limit 10 lac sabhi card ka total he ya single card ki payment ka ...please answer
total sbki milakr
Does rupay, visa and mastercard send cumulative reports or is it just individuals platform
type of card doesn't matter but card company will share separate report .. like HDFC, ICICI etc
@@Startrootfintechmtlb 3 different bank k 3 cc h to tino se 10 10 lakh kr skta hu n mtlb 30lakh tino cards se
@@psitiveeliver4303 use to kr skte ho lakin chances h phr b notice ayee
wow
thanks
Will I have any issue in the future if I respond "Information is correct" in AIS of credit cards transactions which had use above 20 lacs?
I have already been submitted ITR before 31st December with late fee but response not submitted yet.
Please guide.
you have submitted ITR.. that is good but have u shown that 20Lakhs transactions in your ITR.. i mean the source of income of this 20Lahkhs transactions? this is the big question... ?
There are no options in ITR where we can entered details related to credit cards transactions.
I used credit cards amount in rotational mode like I withdraw amount of credit cards in wallets and then paid on due date.
So such transactions have shown.
My income information has already been shown in ITR hence credit cards balance is not my money it’s bank credits which I used.
I have the same question Red film.
Plz do reply me as I have never filed ITR although i rotate more than 10Lacs using credit card via rent payment option.
Please do reply
@@renuverma3331 Pls fill now... u can reach at 9999016554
@@redrelaxationfilm135 kis bank ka card h
Multiple creditcard se agr transation krte hai 10 lakh ke neeche rhta hai sabme to bhi income tax ka dar hai??
Did you got your answer bro
Nope
watch this full video th-cam.com/video/wLKJC54n54U/w-d-xo.htmlsi=gVk0rTMGxadclEMV
Mere Sath aisa Kuch ho Sakta hai.. suppose I have petroleum dollar.. UAE dirham since 35 year, around 10 crore Indian rupee directly UAE dirham se Indian rupee me bank to bank transfer hua hai.. Kuch property Liye hai.. but 90% fund bank se withdrawal Karke Bahar chote chote kamo me use hua jaise ki local stores aur aisi chije jaha pe rbi ya Indian government ko koi record nahi milta to Matlab 90% of our fund is still saved as per RBI??
nothing can't hide from govt now...
❤❤❤❤
thanks Shankar ji
Muzee aaya notice same thing
th-cam.com/video/wLKJC54n54U/w-d-xo.htmlsi=gVk0rTMGxadclEMV
if my friends uses my credit card for transection. and right away sends me money on digital mode, then is it logical justificantion in case i get a notice from income tax department? as i have proof of receiving money from him?
NO.. if r earnng any income or reward point then u have to show in your ITR if total yearly income exceeds Rs 2.5 lakhs.. if not shown then there migh be problem from income tax
Sar main credit card use karta hun utility bil payment karne ke liye aur Mera credit limit 15000 rupaye hai aur main Kai bar repayment karta hun har mahine mein aur per month 1 lakh se upar ka transaction ho jata hai to sar kya mujhe ITR file karni chahie
bilkul apko ITR fill krna chaiye.. kyunki Bank sab report krta hai Income tax dept...
@@Startrootfintech
Sir mera bhi same hai message aya hai 20L ka transaction ka liya
Ab kya karna paraga sir me card se lic bill& insurance payment karta hu is liya
Plz help ab kya karu
@@partha563 apni ITR fill kro
@@Startrootfintech
But amar income 2.5 L er kom
@@partha563 usme koi problem ni hai income kam h ya zyada itr fill kro wo better hai 2.5 lack se kam wale bhi itr file kr sakte hai nil tax ka
If i expense through credit card paid the credit bill through other person still i get message from itr
jiske naam par credit card h usko notice ayega kyunki credit card mein uska PAN link h
I have a total of five credit cards And in my father's business which makes purchases worth about Rs 2 lakh from my credit card every month I make the payment before the bill is generated is there any problem? This year I filed an ITR of Rs 240000 I get rewards for doing it just because
yes there is a problem. u are showing ANNUAL income of Rs 240000 and your total spending on credit card is 12Lakhs yearly.. does it make any sense?
watch this full video.. th-cam.com/video/wLKJC54n54U/w-d-xo.htmlsi=XAFIZmaDUYpLmCfS
20 lack ka truck karid na cata hu 3 alag logo ki bank sa agar paisa transfar karu 8-8-4 lack da ka karedu to kay notice aya ga
( ya fir cash me 20 lack du to notice aya ga)??
ayega
Raid mar lo aap chaho to 🤣
😁
For example Agar Main Trading Karke 1 Years ka 10-14 lakh PROFIT Ban raha hai aur mujhe tax pay karna haii to kayse krunga ?
ITR file krke.. aap ye video dehke..
th-cam.com/video/5xurkP4pQe4/w-d-xo.html
th-cam.com/video/UGiZE9ytnlg/w-d-xo.html
Humara to limit he 1.7 lkh ye video ambani Adani sir k liye h
🤪🤪
it means if i have 5 different credit cards and i pay suppose upto 9Lac on each credit card in a year digitally for rewards, vouchers, completing card annual fee waiver criteria then ?
if u file your incometax returns then no worries but if u dn't then there could be problem.. coz all transactions on credit are reported by bank to income tax
5*9 = 45 lac then what....?
Bhai Mera payment bill 54000 hai minimum due 24000 hai or Maine galti se 40000 payment kar diya ab kya hoga
Sir, m credit card rent pay krke Monthly 60k-80k bich use kr leta hun , kya sir probelm ho sakti hai kya, ITR b bharta hun. Please please sir batayega
ITR mein kitna income show kr krte ho? apki source of income kya h? hum live aa rahe h Saturday 9 baje (9Sep2023) ko live question puch skte h.. apse request krunga jarur Join kren hume LIVE SESSON ME
@@Startrootfintech sir join kaise krna hai, ITR ISI yrs se bharna shuru kiya hun or credit card B isi yrs use krne lga hun, ITR 260000 ki hai. Or rent pay alag alag card se karta hun
Live Session h humara TH-cam par.. rent 60000-80000 kese ho skta h... apki income total 260000 h aur rent saal ka 720000...kaise possible hua ye?
@@Startrootfintech sir, ek credit card se 20000-30000 use krta hun 2-3 cards ko mila k month m 60000-80000 खर्च हो जाता है
Sir mai Credit card ka Paisa nikal ta hu aur 12% club me rakhta hu. Cc ka Payment ka time aata hai to payment kardeta hu 12% club se paise nikal ke. Koi problem to Nehi hai na?
12% club m kabse credit card se aise add hone lag gye
Cred me Paisa rakhte ho kya
watch this complete video th-cam.com/video/wLKJC54n54U/w-d-xo.htmlsi=gVk0rTMGxadclEMV
Multiple credit cards rahe to?
watch full video.. th-cam.com/video/wLKJC54n54U/w-d-xo.htmlsi=gVk0rTMGxadclEMV
Sir . Agar 4..5 credit cards se 10 lakh plus total bill pay kiya ho tab b report hoga kya .. like 4 lakh from one 2 ..2 lakh from others
alag alag credit card se nahi hoga... 1 card ho ya kisi ek company or bank ke 2 card ho to report hoga
PAN BASED HOTA H SAB KUCH 26AS ME SAB A JATA H 🤣
@@AbhishekKumar-qu7ne bro 26AS mae kbse credit card transactions aane lg gai🤔
@@rohitbhatia794 😂😂
agar mera pan card ka address alag hai aur present address alag hai to income tax ne notice bheja to wo notice keise pahucega apna present address mei kyuki pan card to kahi se b bana sakta hai...plz reply
PAN card bante waqt jo address diya hoga waha notice ayega...agar PAN card ka address change krna h to wo change ho skta hai.. online
Sir mere pass 2 Credit card h jinki 70 70 hajar limit h Or me Cashback ke chakar m har month 35000 35000 dono card se use krta hu or me ek employee hu meri income 240000 year h Or me itr bhi file nhi krta hu
To mujhe Income tak ka notice aa skta h kya ..????
kitne reward milta h apko? ye video dhken.. th-cam.com/users/shortsGVyorOHq4DI?feature=share
@@Startrootfintech 5% Ke something
New video is coming soon for this topic in detail..@@sanjaymalviya1965
Ye karne ye hoga bata to diya but Privacy kya ? Bhai ye bhi batla na
this is not about Privacy... income tax law ke hisab se hai ye... bas aap apni ITR fill kro timely
Sir...Jese Agar koi Annually 10 lakh credit card se spend krta h lekin notice nhi aaya or aise hi chalta rha or 3-4 saal baad ektta notice b aa sakta h kya????
bikul aa skta hai.. isliye start your ITR filing
@@Startrootfintech ITR file krne m ye problem hain ki file krne ke baad Ek ek txn ka hisab dikhana pdta hain...fir koi single txn jese 5-10 rs ka txn krne m bhi problem rhti h
@@ramanyadav9170 eisi koi dikkat nahi.. aap Tax expert se baat kro ya hum b fill krwa skte hain....
Lets say mere card k limit hai 1 lac aur my saari limit use kar deta hun but bill generate hone se pehle hi card me pay kar dun to kya is case me saal me more than 10lac hojayega aur will notice to IT?
yes ye total count hoga 10Lakh mein.. aap ITR fill krte ho?
@@Startrootfintech yes
@@SaifKhan-ug3bw kya income h apki ITR mein?
@@Startrootfintech 6.5L
@@SaifKhan-ug3bw but apki credit card payment saal ki 12Lakh hoti hai 1Lakh per month ke hisab se so aap dhyan rakho ki aap kya transations krte ho apni credit card se... aur kyunki ye 10Lakh se jyada h to uss case mein bank report krega PAN to income tax
Sir mere card ki limit 40k h or main monthly 2-3 lakh spend and pay krta hu to kiya mujhe ITR pay karna padega? Please reply 🙏
bilkul krni chaye... kyunki aap itna spend kr rahe to wo paise kaha se aaye? properly apni ITR fill kro
@@Startrootfintechsir mai itr fill nahi karta par maine 3 month se lagataar 2 lakh spend kar raha to income tax notice aayega kya?
@@bharattech6189 apko wese apni ITR fill krni chaiye..chances hai 50-50
@@bharattech6189 wo 2lakh kaha se aye apke pass? agar apki total saal ki income 250000 se uper hoti to apke liye mandatory h ITR fill krna
@@Startrootfintech dusre card se
Main to credit card se 1.5 lakh har mahina niklta hoon phir outstanding bill se pehle rafa dafa kr deta hoon 😅😅
Agar mene dost ke liye kuch liya and usne mere bank me paise dale usase pay kiya tho fir bhi problem hai kya?
wo apke PAN se link h na credit card to... to apko justification deni pdegi na... isse better h ki aap apna ITR Jarur fill kren...
@@Startrootfintech bhai mere.. Mai ITR barta hi hu but tu jo bol raha hai na justification wo kuch nhi hoga.. Q ki dost hi paise mere acount me dalega or usise mai bill baruga.
why use credit card.
always use cash and debit card
For cashback and getting interest from those money.
@@TechmasterPranab nice reply..
😆
Kam se kam month 83thousand kharch karna hoga na sir please reply
1lakh se kam rakho aur saal ka 10lakh se kam
Thank you sir
Agar mera friend use karta hai and payment bhi wohi karta ho to?
Credit card apke PAN se link h.. to bill apke naam pe ayega apke friend ke naam par nahi... dhyan do
10 lakh ki bill payment per bank card k hisaab se report hoti h ya in total saare bank k cards ko milake
total sarein credit card milkar
th-cam.com/video/wLKJC54n54U/w-d-xo.htmlsi=gVk0rTMGxadclEMV
Means limit 1 saal me 1 lacs or 1 year me 10 lacs?? Correct?
For cash 1 lakhs
For payment through banking channel, 10 lakhs
Me 6 card use krta hu monthly 3 lakh spent krta hu toh kya mujhe notice aa sakta hai
Same question
puri video dheko.. th-cam.com/video/wLKJC54n54U/w-d-xo.htmlsi=gVk0rTMGxadclEMV
Ab koi dost yeh video dekh raha hoga to usse mil gaya ek bahana mobile na book karne ka🤣😂😅😜
hahhaha... sahi pakde hain verma ji
me ek saal me 9 lakhs tak income Karta hu to kya mujhe ITR form bharna Hoga?
bilkul krna chiaye .. ye video dehke agar apki income 2.5lakh se jyada h saal mein
th-cam.com/video/zFx3ou2kAgk/w-d-xo.html
@@Startrootfintech nhi karne se koi issue hoga?
@@mohammadkaif882 bilkul.. chances hai for notice ke coz govt has all the data linked with PAN
@@Startrootfintech hum konsa ambani hai
10 lakh is not big
Mera har mahine ka 13 lac hota hai aaj tak nahi hua kuch
nahi hua.. but ab ho skta hai... pls take care...check your income tax login and fill ITR... ITR bharte ho properly to koi problem nahi h ...ye unko liye hai jo krte h transactions but ITR nahi bharte
I'm income tax officer where are your location??
@@Tradingseth I am income tax officer, what is your location
@@abhaynemane income tax office my location 😂😂
Saving bank account mein kitne ki transaction kar sakte hai annually maximum including Upi and Online purchase
New video is coming and u can refer this also
th-cam.com/video/BL44s36nGVw/w-d-xo.html
@StartRoot FinTech muje minimum kitna it file krna he? Agar mera annually 10 lacs spend ho raha hai toh??
Reply jarur krna
apki income ke basis pe ITR fill hota hai.. kitna annually total income hai?
agar 2.5Lakh se uper h to apko ITR fill krna pdega
@@Startrootfintech ITR 3 laks ka he lekin credit card se expenses 9 lacs ho rha he , frnd n family ka mila k
@@dilipbhardwaj5391 han to apko jawab dena pdega Income tax mein and phr us basis par apke friends n relatives ko b ITR fill krni chaiye
@@Startrootfintech muje kitne ITR file krna chahiye? Agar mera income 10 lacs he toh,
Srif ek amount bata do me tax pay krne k liye ready hu,
sir mere bill due likha hua aa raha 499 ka but mene credit card liya hi nhi h
bank se baat ki?
अगर में मेरे क्रेडिट कार्ड का बिल जनरेट होने से पहले ही भरदू तो क्या मुझे income Tax Notice आएगा ?
👇
मतलब की मेरे क्रेडिट कार्ड का बिल हर महीने की 23 तारीख को जनरेट होता हैं तो में 20 तारीख को ही खर्च किए गए पैसे ऑनलाइन से भरदू तो 23 तारीख को बिल 0 Rupees जनरेट होगा तो इसी तरह में हर बार क्रेडिट कार्ड से खर्चा करू और बिल जनरेट होने से पहले ही सारा पेमेंट क्लियर रखू और इसलिए हर बार मेरे क्रेडिट कार्ड का बिल 0 Rupees जनरेट होगा और इसी तरह 1 से 20 तारीख के गैप में जो Transection करू वो सभी Transection 10 लाख से ज्यादा हो जाए तो मेरे पास income Tax Notice आएगा क्या ?
han phr bhi ayega kyunki apne payment to krdi na credit card bill ki advance meein.... to problem aa skti h.. bank report krega apki transaction ko income tax ko.. aap ITR file krte ho?
@@Startrootfintech नही में ITR File नही करता
@@UmangVaghasiya-tb3yn to aap kitni payment krte h credit card ki saal mein?
सैलरी से भी टैक्स दो।
क्रेडिट कार्ड पर भी IGST दो।
समान खरीदने पर SGST दो।
पैट्रोल और शराब पर VAT भी दो ।
उसके बाद भी अगर नोटिस आया तो जवाब मै नही।
सुप्रीम कोर्ट को इन्कम टैक्स वाले या सरकार देगी।
Hame keya ham to kheti karte hai ji aane do dekh lenge
😆
अच्छा अगर मैंने ये सारे बिल उधार लेकर चुकाए हो और सारे कर्जदाताओं को इन्कम टैक्स वालो के सामने पेश कर दूँ। तब तो टैक्स नही मांगेंगे ना। क्योंकि मै तो पहले ही कर्जे मे डूबा हूँ।
han ni manega
Agar hum credit card ka bill generat hone se phle bill pay kr de to bhi isa hoga
yes kyunki apne payment to credit card ke against mein hi ki hai na.. to bank waha report krega
@@Startrootfintech thanks 🙏
@@pramodsharma591 welcome
Join current ruling party that's all no tension
Sarkar ka incomtex ke naam pe bhig mange ka tarika hai ye na do to dhamkaya jata hai
kisne dhamkaya apko?
@@Startrootfintech are yrr kya batae hamne apna nainital bala ghar saleout kiya tha to bo approximately 50.3 lak tak ka gya tha or paise account me ate hi 2lak pure pure ud gye jab mene bank balo se discusse kiya to pata laga ki bo tax kat gya
Fir mere relation me ek income-tax department hai unse pata lagaya to sahi me kate the jayda jor dene par unho ne kaha ki aapko section 54(e) nahi pata tha kya mene kha nhi fir unho ne bo samjhaya
Fir me apne lawyer se mila usne kaha turant dusra ghar lena chahiye tha bus 2 lakh gaye pani me 😥
@@Startrootfintech अरे भाई साहब आप टैक्स तो दे चुके होते हो जब आप वो iphone या कोई भी एंड्राइड लेते हो तो उसका gst साथ जुड़ने के बाद पेमेंट करते हैं बस वो पैसे आपके पास कैसे आये उस चीज का प्रूफ होना चाहिए आपके पास
@@youtubefirst-ajay yes apse Income tax yehi justification mangta hai ki apke pass paise kaha se payment krne ke liye.. right
Bhai how to pay cash via credit card? 😂😂😂😂
4 credit card hai sab ko milakar 10 lakh ya ek ek pe 10 lakh pe ayega notice
1 company ka credit card use krte ho Rs 10Lakh se jyada to problem.. chaiye kitne b ho credit card lakin ek company/ek bank ke limit 10Lakh
@@Startrootfintech iska matlab Mera 4 credit card hai 40 lakh use kar paunga
@@npbhaiproduction9918 bilkul.. alag alag company ka hona chaiye
@@Startrootfintech Are you sure that it is per card limit ? Or cumulative credit card usage of 10lacs and above on multiple cards from different banks . As payments done are by person having same PAN
@@sumitmitra9144 total cumulative for all credit cards...yes including all cards of different banks
Kitna darate ho yaar. Jo 10 lakh payment kar raha hai credit card ki uska ITR to file hota hi hoga. Matlab koi bhi content uthao aur daal do video.
eisa nahi h.. itne sarein comment h dhyan se padho.. log apni ITR fill nahi kr rahe.. see the all comments .... jisko darna h wo dare,.. THIS IS LAW and we have to follow it
@@Startrootfintech muje minimum kitna it file krna he? Agar mera annually 10 lacs spend ho raha hai toh??
@@Startrootfintechlaw bnta hii tutnke loye
Hi sir...
Mera hdfc card ka limit 3.6L hai,aur maine lockdown mai yeah total amount use karli hai..
Ab every month kahin se jugad kar ke payment karta hai aur money return deta hun..
Kya mujhe bhi IT Returns karna padega, already mai Debt mai hun. Every month ultha 7-8k Charges lagte hai
Credit card se Rent payment karke bill paid karte raho late payment ,interest bhrne se achha hai
@@TheDevendrarent pay kar ke hi on time payments karta hun..lekin kya income tax mujhe bhi dena padega
Koi IT vala nhi aayega.. india bhot bda hai chhote accounts pe dhyan nhi deta... actually IT vale jha se pese milte hai usko hi notice dete hai
Kaha se paise nikal te ho bro🙄. Rent payment se paise nikal ke harbar payment kardena, bohot kaam charges
@@TechmasterPranab phele charges 1.1% the bro lekin ab 1.8 or 2% service charges hai Rent pay par aur Rewards bhi nahi mil raha hai
10 lakh ya 1 lakh se jyada
1Lakh se jyada in cash and 10Lakh se jyada in total including digital as well as CASH
@@Startrootfintech per card or total all cards
@@bobbybobby5996 per card
Income kam ho or wahi paise 2-3 card me ghuma raha h to kya hi milega 😂 income tax walo ko
reward point to apko mil rahe h na credit card use krne se.. iske liye ye video jarur deheken... th-cam.com/video/7pT8JEVizJU/w-d-xo.htmlsi=73ftFkt6xQHiVTP9
Wrong msg ok
Cash 1 Lakh
Bank Payment 2L
check carefully... its 1Lakh in cash and 10Lakh total including digital as well as cash payment...
Arre kuch nahi karta bhaia
Credit card hii nahi hai 😂😂😂🤣🤣
🤣🤣🤣🤣
Credit card शाला लेना ही नहीं चाहिए
mhh.. ye jyada sahi h
Me tho ek mahine me he 10 lakh + use krta hu abhi tak tho kuch msg nahi aya mujh use krte hue 2 saal ho gye
ITR fill krte ho????? krte ho to apni AIS and TIS Check kro
@@Startrootfintech nhi sir kuch nahi karta m itr file credit card use krta hu usme commission milta h bas issi se karcha chalta h
@@Startrootfintech booking krte hoge janab 😁
@@piyushsinghnegi6429 start filing your ITR
Any notice you received bro
Mere card hi 15000/- ki limit ka h ..hahaha
hahhaahah,,, nice one pandey ji
Dost ko kon iPhone dilata he? Pagal he kya?
aree payment to dost hi krega.. hum thodi. bas wo credit card use krega.. hehhe
Sir mera pass aola sms aaya hai Dear EKxxxxxx4B, You still have time to file ITR for AY 2022-23, if not already filed. Avoid delay, e-File today on www.incometax.gov.in. ITD-e-Filing. Matlab kya hai please bata Dena mujhe Itr bharna padega kya
Yes Tmhara Yearly Transaction 10 Lack Ke Above Hoga Isiliye Ye Message Aaya Hai Itr Fill Krna Padega Jiski Last Date Kal Thi
apko apni ITR fill krni pdegi... check kro ki kya transactions ki h apne
@@sncybercafe1 may be.. check kro income tax login krke
@@Startrootfintech itna transaction nahin kiya sir
@@EdulabOfficial are woh notification ate rahta hai itr ka reminder ki tarha
Sar main credit card use karta hun utility bil payment karne ke liye aur Mera credit limit 15000 rupaye hai aur main Kai bar repayment karta hun har mahine mein aur per month 1 lakh se upar ka transaction ho jata hai to sar kya mujhe ITR file karni chahie
bilkul krni chaiye
Sar main credit card use karta hun utility bil payment karne ke liye aur Mera credit limit 15000 rupaye hai aur main Kai bar repayment karta hun har mahine mein aur per month 1 lakh se upar ka transaction ho jata hai to sar kya mujhe ITR file karni chahie
yes bilkul krni chaiye
th-cam.com/video/wLKJC54n54U/w-d-xo.htmlsi=gVk0rTMGxadclEMV
Sar main credit card use karta hun utility bil payment karne ke liye aur Mera credit limit 15000 rupaye hai aur main Kai bar repayment karta hun har mahine mein aur per month 1 lakh se upar ka transaction ho jata hai to sar kya mujhe ITR file karni chahie
bilkul krni chaiye
@@Startrootfintech o kaise
@@Startrootfintech ITR kaise bhare btao
@@binod8551 th-cam.com/video/3O8-VXxsGyE/w-d-xo.html
th-cam.com/video/9JmSE-yvX7A/w-d-xo.html