9 Simple Habits to Save Money in 2024

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  • เผยแพร่เมื่อ 19 พ.ค. 2024
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    Chapters:
    00:00 Introduction
    02:08 Habit 9
    03:42 Habit 8
    05:16 Habit 7
    07:02 Habit 6
    08:51 Habit 5
    10:31 Habit 4
    13:25 Habit 3
    14:49 Habit 2
    16:05 Habit 1
    17:57 Bonuss :)
    ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
    Presenter : Rishabh Jain RJ
    Shot & Edited by : Rohan Agarwal
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    #LLA #FD #savemoney

ความคิดเห็น • 1.5K

  • @LabourLawAdvisor
    @LabourLawAdvisor  3 หลายเดือนก่อน +65

    Compare & Book FD with Stable Money : sm.lla.in
    FREE Expense Tracker : link.lla.in/expensetracker

    • @techshorts4india
      @techshorts4india 3 หลายเดือนก่อน +2

      LLA my Best of the best life changing experience with LLA

    • @prajwalrkoushik4080
      @prajwalrkoushik4080 3 หลายเดือนก่อน +3

      please blur the details on personal doc (all ,pass book ,others)

    • @ashutosh7973
      @ashutosh7973 3 หลายเดือนก่อน +1

      #10. Time

    • @uu2043
      @uu2043 3 หลายเดือนก่อน

      Optimum word ko samajh Lena itna aasan hai hai LLA bhaiya,
      Murkh log naahi samajh paate hain.

    • @bhawanishankarnayak4882
      @bhawanishankarnayak4882 3 หลายเดือนก่อน

      Is stable money app safe for investing?

  • @Nikhilgaikwad93
    @Nikhilgaikwad93 3 หลายเดือนก่อน +1166

    9. No credit (udhaar)
    8. Maintain accounts (daily expense)
    7. Leave bad habits
    6. Keep all records (official docs)
    5. Dont buy logos
    4. Dont just save, invest
    3. Buy smartly
    2. Invest in your health
    1. Keep learning

  • @ryanwilliams989
    @ryanwilliams989 หลายเดือนก่อน +568

    Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

    • @BiancaSherly-qt6sb
      @BiancaSherly-qt6sb หลายเดือนก่อน +4

      Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

    • @hunter-bourke21
      @hunter-bourke21 หลายเดือนก่อน +4

      In fact, I had no prior experience or understanding when I began investing in 2018, but by the end of 2019, I had made a profit of almost $750k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.

    • @maggysterling33254
      @maggysterling33254 หลายเดือนก่อน +3

      @@hunter-bourke21 bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

    • @hunter-bourke21
      @hunter-bourke21 หลายเดือนก่อน +3

      *Gertrude Margaret Quinto* is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @TheresaAnderson-kf5xw
      @TheresaAnderson-kf5xw หลายเดือนก่อน +2

      My needs are kind of unique and complex. I'll contact her nonetheless, and I hope I'm able to make something out of it.

  • @msmshortcreation3968
    @msmshortcreation3968 19 วันที่ผ่านมา +32

    One more important habit.... * Don't lend money to your relatives and friends * you will never get it back on time....

    • @KhushbooYadav-ll8ox
      @KhushbooYadav-ll8ox 12 วันที่ผ่านมา +1

      😂😂😂😂

    • @chethanpandu
      @chethanpandu 10 วันที่ผ่านมา +6

      Also coworkers,it'll ruin your worklife relationship...

    • @deepakdeshmukh545
      @deepakdeshmukh545 7 วันที่ผ่านมา

      😂

  • @harshinredzone
    @harshinredzone 3 หลายเดือนก่อน +29

    That post credit reminded me of my grandfather. He retired in 1996 from Indian railways. He kept all the records of documents, gas bills, electricity bills since 1996 till 2017 until he turned into a loving memory.

  • @snklpktr
    @snklpktr 3 หลายเดือนก่อน +401

    Sometimes its good to revisit the basics. In today's world where everyone is making things complex, LLA came up with very simple and practical practices. I'm becoming a fan of LLA's content. Time well spent.

    • @namitajain68
      @namitajain68 3 หลายเดือนก่อน +10

      Cook own food. Biggest money saver.

    • @ajinkyavaidya7129
      @ajinkyavaidya7129 3 หลายเดือนก่อน +1

      Revisiting basics... perfectly said

    • @Kalyan-reddy
      @Kalyan-reddy 3 หลายเดือนก่อน

      Health saver​@@namitajain68

  • @shivamtiwari4346
    @shivamtiwari4346 3 หลายเดือนก่อน +303

    Habit no 10 : salary account ke alwa ke account rakhe jisme ap month ke start me hi utne paise transfer kr de jo ap ka pure month ka maximum budget ho. Ise ap sure kr paoge ki ap budget se upar nhi ja rahe kyo ki abhi ke time pe upi se paise transfer krne me pata hi nhi chalta aur month last me hm kuch bacha nhi pate

    • @sameertaral831
      @sameertaral831 3 หลายเดือนก่อน +5

      Yes, I follow the same

    • @amman1777
      @amman1777 3 หลายเดือนก่อน +8

      Yes i am a student of age 21, i also follow the same 😁😁

    • @GOBINDKUMAR-uj3jx
      @GOBINDKUMAR-uj3jx 3 หลายเดือนก่อน +3

      best. I just decided to follow same couple of days back.

    • @king6singh
      @king6singh 3 หลายเดือนก่อน +2

      Instead I am thinking of doing Auto sweep facility

    • @AmitGurung100
      @AmitGurung100 3 หลายเดือนก่อน +1

      I have been following this habit since 6 months and it's working 👍🏻

  • @samiranmukherjee5713
    @samiranmukherjee5713 3 หลายเดือนก่อน +55

    All basic steps are explained. One point left is, start early. As soon as possible. Starting early with small amounts can make big corpus. Thanks a lot

    • @theintrovert-extrovert1552
      @theintrovert-extrovert1552 2 วันที่ผ่านมา

      No need to start saving and investing in FDs nd all before 30..... We'll get plenty of time after 30.....before that we should spend in experiences and skills..... If you've left over money even after investing in your skills then you can think about saving in FDs, stocks nd all.....

  • @MalayKumar98
    @MalayKumar98 3 หลายเดือนก่อน +267

    I have been working since 2018 and till 2021 I had only 76000 in my savings.
    2021 Dec, I created an excel sheet noted down my expenses and sorted my savings. Today I have more than 27 lacs in my savings. Ofcourse Wife included in excel sheet.
    Completely agree with this video.

    • @SKBEx-muslimMovement
      @SKBEx-muslimMovement 3 หลายเดือนก่อน +46

      😂😂 wife on Excel sheet

    • @Parabrhama
      @Parabrhama 3 หลายเดือนก่อน +4

      @@SKBEx-muslimMovement bruh

    • @Parabrhama
      @Parabrhama 3 หลายเดือนก่อน +2

      Same I am 18, I aam doing for my and my home expenses

    • @wizamit
      @wizamit 3 หลายเดือนก่อน +5

      I guess you got a salary hike 😅

    • @MrSachinjags
      @MrSachinjags 3 หลายเดือนก่อน +4

      Bhai ki wife ko jada pagar hai

  • @LukoseJoseph007
    @LukoseJoseph007 3 หลายเดือนก่อน +164

    One of the best things I did this year was to quit smoking completely after being an addict for nine long years. I had never stayed without smoking for over one week in these years. But I have abstained from smoking from 1st Jan 2024. Not even a single smoke. I had heavy withdrawal and temptation during the first 7-10 days, but later turned out okay. I substituted my habit by replacing it with sugarless tea from the places I used to smoke from (I chose the better evil temporarily). Now, even those are automatically reduced.
    My advice to smokers that wanna quit: just don't gradually stop it. It never worked out for me. It goes like the stock market charts. While you feel good, the chart appears to be bearish, but as soon as stress levels rise, the chart would start the bull run.
    Instead, stop once and for all. Say goodbye to smoking.
    How did I stop immediately? I prepared myself for about a month until Jan 1st by always referring to cigarettes as "Cancerettes". This gave me a much needed sense of danger and urgency. It worked out pretty well so far. No temptations now even when I am with people that smoke around me. I still refer to it as "cancerettes".

    • @Taki_takitoo
      @Taki_takitoo 3 หลายเดือนก่อน +5

      thank u for sharing ur honest journey

    • @maynk1212
      @maynk1212 3 หลายเดือนก่อน +2

      I did the same thing with marijuana. But I had quit a month back

    • @SaikiaRupam
      @SaikiaRupam 3 หลายเดือนก่อน +1

      Now save the money of ciggerate and invest in mutual fund

    • @RealVikas03
      @RealVikas03 3 หลายเดือนก่อน +2

      Complete Abstinence is better than Perfect Moderation. 👍🏼

    • @GauravGiri.
      @GauravGiri. 3 หลายเดือนก่อน

      Stay away friend.

  • @alangeorge5099
    @alangeorge5099 3 หลายเดือนก่อน +35

    Now your dad is literally the BAAP OF ORGANISING too. An organised man is a hard target for any soul... Impressive ❤️

  • @pradipkumarghosh2896
    @pradipkumarghosh2896 3 หลายเดือนก่อน +31

    Realy at the age of 70 bahut kuch sikhne ko mila, mai nirantat sikhne ka pryas karta rahta hu VDO Bhut hi achha laga. Bahut bahut dhanyawad

    • @faltuphone5144
      @faltuphone5144 หลายเดือนก่อน +2

      Amader o bhalo laglo kaku ki tumi ai age o new things sikcho. ❣️‼️

    • @sarulimbu2017
      @sarulimbu2017 หลายเดือนก่อน

      😊

  • @user-pn2zx6kg2l
    @user-pn2zx6kg2l 3 หลายเดือนก่อน +10

    I found this channel yesterday, and wow i am in love. These arent suggestible habits, these are life rules, the basics, which we as a generation have never been introduced to, and even if someone tried, we dont understand it and instead degrade that person as boring and aimless.

  • @anshumantripathi2127
    @anshumantripathi2127 3 หลายเดือนก่อน +142

    My father do all most of these habits even he is only highschool passed. That's how he maintain our daily requirements.
    Thank you LLA for wonderful content.
    LLA is one of the few channels , I will subscribe (join ) in future.

    • @namansagpariya2247
      @namansagpariya2247 3 หลายเดือนก่อน

      Same to same...though my father is 11th passed he has almost all these 8 habits...

  • @imnitinagarwal
    @imnitinagarwal 3 หลายเดือนก่อน +78

    My father used to maintain similar document files and ID boxes. I miss him so much 😢❤

  • @ViralBeast-nc1si
    @ViralBeast-nc1si 3 หลายเดือนก่อน +5

    I am 24 year old,
    Currently earning 2.7 lakh a month after taxes but still have lots of dets. This month I paid 1.8 lakhs of credit card bill + loans emis. I do misuse the money as I don’t realise the importance of it. I am trying but I am not able to control on my money. I just have started writing down my expenses and it is helping me to analyse my expenses.
    Thanks for this video will follow other points as well. Hope to lower down my unnecessary expenses and start saving money.

  • @harshverm776
    @harshverm776 3 หลายเดือนก่อน +17

    I always learn something whenever I invest some time in LLA, no disappointment at all.
    I am already following 7-8 out of it !!!
    Thanks

  • @sldshinigami2869
    @sldshinigami2869 3 หลายเดือนก่อน +56

    I just make goals and try to work for it, The best part is I don't achieve it but in the process I learn 😅

  • @lavkeshjadav6413
    @lavkeshjadav6413 3 หลายเดือนก่อน +60

    I am 32 Years Male, Married, 6 digits salary + Wife also earns and No kids. I have been following up all these 09 habits from past 4 years and have been able to accumulate good wealth compared to formeryears. The reason behind is that I have been following right kind of channels for knowledge consumption, I believe this is the most critical habit. If you follow wrong channels, it could cost you dearly financially and mentally.

    • @lavkeshjadav6413
      @lavkeshjadav6413 3 หลายเดือนก่อน +5

      @@Urabao there ain't a straight answer as people keep changing their stance, Like CA Rachana in 2021 was different than now. Keep your cognitive bias aside when doing knowledge consumption. I Follow multiple people in Twitter and here and have to judge everytime for every topic. Still few recommendations would be this channel, Asset Yogi, Pranjal Kamra, VP financials etc

    • @GauravGiri.
      @GauravGiri. 3 หลายเดือนก่อน

      What do you do for a living?

    • @t00862
      @t00862 3 หลายเดือนก่อน +3

      I agree. i started watching Rachna Ranade in covid, but soon realised, she's here for money. The stocks she recommended are still in loss after 3 years. Waste of time.
      LLA is way better.

    • @arhindgautam7919
      @arhindgautam7919 3 หลายเดือนก่อน +1

      Hey Lavkesh, I have one question for you out of this topi , if you comfortable plz and that.
      Q. I am meeting girls for marriage but I can’t decide whether to marry a working woman or a non working woman?
      Mostly working women are feminists which scares me and It would be difficult to live in Tier-1 city with non working woman.
      Can you suggest your thoughts on this?
      FYI: I get decent salary but still I want thoughts on this

    • @lavkeshjadav6413
      @lavkeshjadav6413 3 หลายเดือนก่อน

      @@arhindgautam7919 12th fail movie have you seen? The girl was more intelligent than the man and followed all rituals including some which were really regressive. I am married to a girl which is epitome of feminist, he had equal problems when she was working and even when she left the job. Peaceful life started when we understood each other nature which took 4 years and we are love marriage couple. One habit I would recommend is that straight your priorities and don't compromise. Wrong partner gives more stress than having no partner. No compromise on personality is the key to success. Also noone would remain same throughout life that also remembers, all the best

  • @pushpendrasingh8277
    @pushpendrasingh8277 3 หลายเดือนก่อน +11

    From lst 6months what I have started doing is to live one day and focus on that particular day at a time , and due to that I have saved a lot of money , started eating healthy, started making my own breakfast, started doing physical exercise and recently started weight training, my productivity has increased a lot and due to that professionally too I have improved and which had lead to financial profits , my relationships with my wife and my parents has improved, it's been 6 months I have not touched alcohol ( I was not an alcoholic but used to drink one or twice a week especially on weekends which use to suck my energy and due to that I was not able to give time to my family and close friends
    So ya anyone who is a bit lost in this fast pace world , just take some time for yourself and start focusing on one day at a time , you would definitely love it after a point of time ❤😊

    • @poonamteachings837
      @poonamteachings837 3 หลายเดือนก่อน

      Same time plan some passive income like solar power production we have done in our house of course all credit goes to my husband now no electric bill and can buy electric products and use it like electric vehicles doing this monthly we are saving our transportation charges and electric bill which is apporx 5000₹

  • @ED-ev4zx
    @ED-ev4zx 3 หลายเดือนก่อน +14

    Have seen my father and grandfather practicing the same . They used to maintain separate folders as mentioned by u and secure all the warranty cards and bills in stick like hangers .. Have been planning to do the same since childhood and now we have come to the age of downloading taking screenshots and saving them in pendrives and other storage mediums. 😊 Basically to lead a smoother life we just need to peep into what our parents and grandparents have been practicing throughout their lives and seek their help in every decision we make.❤

  • @basiccoder2166
    @basiccoder2166 3 หลายเดือนก่อน +79

    Already following all habits except maintaining accounts
    My parents thought me all the lessons despite having less salary I was able to afford surgery costing 3 lakh, car costing 20 lakh (shared 5 lakh each from family member) earning decent salary of 7 LPA in a tier 2 city
    And have savings of 2 lakh and other 2 lakh in reserve
    Can't be more happier also stocks worth 40k

    • @veeresh_22
      @veeresh_22 3 หลายเดือนก่อน +4

      Tier 2 city me 7lpa is kinda rare.. kya job karte ho aap?

    • @basiccoder2166
      @basiccoder2166 3 หลายเดือนก่อน +1

      @@veeresh_22 compared to others 7 lpa is less

    • @veeresh_22
      @veeresh_22 3 หลายเดือนก่อน

      @@basiccoder2166 well, comparisons aside, as long as u r happy.. that's all that matters.
      I just wanted to know what jobs offer 7+ in Tier 2 cities

    • @rabbit407
      @rabbit407 3 หลายเดือนก่อน +2

      @@veeresh_22nope. It's pretty less 7 LPA in Tier 2 city is less. Can get paid more, more than double of this. But it depends in which field he works.

    • @veeresh_22
      @veeresh_22 3 หลายเดือนก่อน +2

      @@rabbit407 can you name some fields which can get u average of 12-15lpa in T2 city?

  • @LalitKumar-cw9rf
    @LalitKumar-cw9rf 3 หลายเดือนก่อน +23

    I am following you guyz from a long time. In this video i got 2 things to improve on 1. Quit smoking 2. Take my health seriously

    • @qwertyasdfgh1305
      @qwertyasdfgh1305 3 หลายเดือนก่อน +1

      bhai logo ko to chutiya bana loge quit smoking bol kar,
      par khud ko kaise tasalli doge.
      1 in a million can quit smoking if he or she is smoking 5 cigarette a day

    • @neuralfusion7703
      @neuralfusion7703 3 หลายเดือนก่อน

      ​@@qwertyasdfgh1305agreed I'm trying to quit! i almost smoke a pack of cigarette par day!

  • @rajneeshplp
    @rajneeshplp 3 หลายเดือนก่อน +6

    Hi Rishabh I have watched a lot of youtubers. Like a lot. - some are very thoughtful, others totally frivolous, some are quite complicated, rest are just surface level and copy caters. Yours is one of those in tops. Simple but so deep and such high integrity. I wish all youngsters would watch them in their teens. Everything has a reason. For you it seems to be your parents and your upbringing. Keep it on..

  • @raghavendrap3894
    @raghavendrap3894 3 หลายเดือนก่อน +10

    Whenever i watch your video i feel like i invested my time and energy in a proper way

  • @prathameshshanbhag4161
    @prathameshshanbhag4161 3 หลายเดือนก่อน +5

    Thank you RJ for such a detailed video ❤
    Amazed to know that almost all of the habits mentioned by you in the video are being followed by my mother- a true home maker! We usually ignore these things but must realize the importance of them!

  • @mayanxoni
    @mayanxoni 3 หลายเดือนก่อน +44

    One of the best videos from LLA. Kudos to RJ!

  • @nitishkumar-rw5io
    @nitishkumar-rw5io 3 หลายเดือนก่อน +5

    My mother and father also used to keep files for separate bills and other documents. It keeps them safe and handy to keep out when required.

  • @tusharagarwal101
    @tusharagarwal101 3 หลายเดือนก่อน +6

    one thing which helps a lot is
    - Differentiating Need vs Wants and saving if I really crave for that Want.
    - As you already said, buying the "Logo" if it gives return of the value invested.

  • @miitvajir8247
    @miitvajir8247 3 หลายเดือนก่อน +65

    Instead of saving money in a lumpsum amount on a monthly basis try saving it in an equivalent amount on a weekly basis. For eg: if you are saving ₹4k on a monthly basis you are gonna save up ₹48k annually, whereas if you save ₹1k every week you can save up ₹52k annually and this results in a savings of an extra month i.e. ₹4k.

    • @TheKuldeepS
      @TheKuldeepS 3 หลายเดือนก่อน +2

      ye badhia tha guru 😂

    • @NirmalKumar-sc5tk
      @NirmalKumar-sc5tk 3 หลายเดือนก่อน +2

      1 month IS NOT EQUAL TO 4 weeks!!!
      RIP Logic

    • @harmeeksingh909
      @harmeeksingh909 3 หลายเดือนก่อน +9

      And if you save Rs. 200 daily, you can save upto Rs. 73,000 annually and this will save extra 21k. 😅

    • @miitvajir8247
      @miitvajir8247 3 หลายเดือนก่อน +6

      @@NirmalKumar-sc5tk Yeah buddy, exactly 1 month is not equal to precisely 4 weeks, but to equate the monthly savings amount to the weekly basis it is assumed for a month to have 4 weeks on the least side.

    • @nothingspecial9370
      @nothingspecial9370 3 หลายเดือนก่อน

      Wahi toh logic h.... Parho toh sahi se.​@@NirmalKumar-sc5tk

  • @pushprajkaji1
    @pushprajkaji1 3 หลายเดือนก่อน +56

    I have all 123456789 habits. I am a 2nd year graduation student. Maine 1st semester ke baad se ghar se paise lena chhor diya. 40000 fd me hai 60000 stocks me aur 26000 bank account me. Body dekh ke heath ka andaja lga skte ho. Credit/ karz kabhi nhi leta. Koi bhi nasha nhi krta. 2nd hand cycle use krta hu. Branded sirf shoes aur Badminton racket hai.

    • @shanykoul9491
      @shanykoul9491 3 หลายเดือนก่อน +39

      Habit No. 10
      Never ever disclose your wealth in public.

    • @bytescholers
      @bytescholers หลายเดือนก่อน

      Tu karta kya hai bhai money save karne ke liye? Job or business?

    • @kartik_kumarr
      @kartik_kumarr หลายเดือนก่อน

      Good

  • @user-hd5ds1zh2k
    @user-hd5ds1zh2k 3 หลายเดือนก่อน +5

    Thanks RJ for awesome work. in 5 saal me kafi sudhaar hua hai. "This was the episode 2 in the series of The Career Advisor. " 😊😊😊😊

  • @amitkarmakar1952
    @amitkarmakar1952 3 หลายเดือนก่อน +2

    I am a big fan of LLA. U guys are doing great 👍 I'll start all the steps from today only. 🙏
    Keep Growing 💗

  • @amitvilas1724
    @amitvilas1724 3 หลายเดือนก่อน +15

    Health is most important...so don't ignore Health....great video

  • @namratamirajkar6640
    @namratamirajkar6640 3 หลายเดือนก่อน +4

    Thanks for sharing Uncle's organization method towards the end.. When you mentioned it earlier in the video, I was really hoping to see it! It is like you read my mind! Great video!

  • @chaicoffeeclub337
    @chaicoffeeclub337 3 หลายเดือนก่อน +2

    I always thought I will more organized financially but never got a trick to start it. Very informative helpful video. Thanks 🙏🙏

  • @War.of.dreams
    @War.of.dreams 3 หลายเดือนก่อน

    Thanks LLA For This 9 Habbit I must follow this and One Habbit I have to add In These Are Proper Time Management And Bring Time Out For Your Creativity And Innovations Too

  • @sahityakanojiya9033
    @sahityakanojiya9033 3 หลายเดือนก่อน +2175

    Kanjusi se bhi bhut paise bachte hai 😂😂

    • @astraverse360
      @astraverse360 3 หลายเดือนก่อน +22

      Sahi kha 😂

    • @sanchit_sharma1082
      @sanchit_sharma1082 3 หลายเดือนก่อน +10

      😂😂

    • @SunilSharma-be4rp
      @SunilSharma-be4rp 3 หลายเดือนก่อน +46

      Main to ek kanjus ka naam janta hi, jise sunkar kanjus word hi Sharma jae 😂😂😂😂

    • @siverdongaming6495
      @siverdongaming6495 3 หลายเดือนก่อน +15

      I think it's right way to investing 😅

    • @abhinavmahant4705
      @abhinavmahant4705 3 หลายเดือนก่อน +3

      😂

  • @niansh
    @niansh 3 หลายเดือนก่อน +8

    Kudos to your father ❤
    My father also does the same. Don't know why, but I find it very difficult. 😮

  • @vikashverma9446
    @vikashverma9446 3 หลายเดือนก่อน

    Aaj bahut kuch sikhne ko mila
    Next month se mai job start karne wala hun to mere liye to ye video bahut hi usefull hai ❤

  • @saurabhamin
    @saurabhamin 3 หลายเดือนก่อน

    kudos to your father , amazing quality. i have noticed humare maa baap ke zamane ke log kaafi systematic the

  • @amr35h
    @amr35h 3 หลายเดือนก่อน +5

    Delayed buying if not urgently needed. Mujhe jo bhi Lena hota hai use Amazon Flipkart pe cart me rakh leta hu atleast for one month agar Mera kaam chal sakta hai to. Majority of the time low prices pe sabhi items liye hai. Aur sabhi bdi purchases ko pehle hi plan karke rakh liya. Like Mera phone expect karta hu 3 years chalega phir bhi ek phone pehle hi apni requirements ke according select karke rakhta hu in case kharab hua to urgent me le sake ya koi bahut accha offer Mila to thoda time pehle bhi le liya

  • @ankitchakraborty1126
    @ankitchakraborty1126 3 หลายเดือนก่อน +15

    This video is so relatable. In previous job I saved nothing due to lack of financial discipline. In my current job I started the same. But since September I started to keep records (#8). It is to be mentioned that I have no credit also (#9). This helped to create a saving. Recently I'm trying to follow #7 (Thanks to financial expenditure tracking). I will implement #3, #2 and #1 also... Thanks RJ

    • @shubhamrai3767
      @shubhamrai3767 3 หลายเดือนก่อน +1

      Inspirational 🎉

  • @AdityaSingh-by4jd
    @AdityaSingh-by4jd 2 หลายเดือนก่อน

    bhai sach main yar dil khus kar dete ho aap apke video dekh kar thanks lakhne ka man hota hai dil se warna itne sare YT chanels pe bakawas hi karenge usefull kuch nahi bas thumbnel bahut acha desgin kar k laga date hain aur dakhne pe pura time waste but you did great and that is make you different from crowd

  • @GajendraSingh07
    @GajendraSingh07 3 หลายเดือนก่อน

    Thank you for teaching the basics in a very simple way.. i don't know why i made organising so complex...

  • @predator8469
    @predator8469 3 หลายเดือนก่อน +3

    There are only a few persons in TH-cam who have a positive impact in our life. And one of them is definitely You. Thanks for the genuineity and all these awesome contents.

  • @neeleshkushwah2969
    @neeleshkushwah2969 3 หลายเดือนก่อน +11

    One habit I made for myself and recommend to everyone is that I will save a certain fixed amount monthly no matter what happens and be constant on it, and when you're comfortable you can increase it graduallly. It is not compulsory to be a big amount but in my opinion "It is not the amount that matters, consistancy is the key" 😊

  • @sharadsadani7249
    @sharadsadani7249 3 หลายเดือนก่อน

    Very Nice and Informative videos you share but this one is ultimate..!!
    Additing to one good habit don't go to any Super Market for buying things..!!
    You end up buying those items which is not required which are mostly unhealthy or just for leisure and you spend more than expected..!!

  • @Girish-Navani
    @Girish-Navani 3 หลายเดือนก่อน

    Wow sir apke father ne bhit hi ache se sab organized rakha hai. Aur mujhe lagta hai usnki itni achi habbits se apne bhi bhot kuch sikha hai aur aaj humko wo sikh paas on ki hai. Thank you.

  • @saiajaygarine6382
    @saiajaygarine6382 3 หลายเดือนก่อน +20

    This man is too honest... And worth watching LLA!!!🎉

  • @Shubhm_Verma
    @Shubhm_Verma 3 หลายเดือนก่อน +3

    Habit no. 8 and 3 is very imp.
    Abhi abhi shaadi hui hai meri so ab pta chalne laga hai ki kaise hum save kr skte hain.
    Last week vegetables bahut less liye as compared to this week and no fruits aur iska kharcha rs.490 tha. This week humein pata chala ki Tuesday market lagta hai aur waha sasta milta hai. Humne last week se jyada vegetables + fruits laye and total was rs. 310. We saved almost rs. 180. So in a month we will save rs. 720. Just because we started buying from a particular market on a particular day saved us rs. 700. In a month

    • @quirkybs
      @quirkybs หลายเดือนก่อน

      Ye jab shadi nahi hui thi tab bhi bahut logo ko pata hota hai ki haat lagne wale din sabjiya lani chahiye aur agar mandi paas ho to aur badhiya😂

  • @MukeshVerma-uq5nm
    @MukeshVerma-uq5nm 2 หลายเดือนก่อน

    Comparing values of things for choosing the right one according to use and valuation also helps in saving.

  • @Vanivavi1390
    @Vanivavi1390 3 หลายเดือนก่อน

    Thank you for sharing things we can be careful
    The one that has been helping me form last 5 years is No shopping without a list

  • @prattyushsaravgi1202
    @prattyushsaravgi1202 3 หลายเดือนก่อน +9

    A.)Travel together
    B.)Eat home cooked food
    C.)Depend on home kitchen rather than market supplements.

  • @logicmedico
    @logicmedico 3 หลายเดือนก่อน +3

    So well organized folders your Dad has maintained.
    ❤wonderful learning from you and your father. 🎉

  • @somtirtha.m
    @somtirtha.m 2 หลายเดือนก่อน

    Thanks bhaishab itne achhe se sb kuch explain krne keliye. Aap bohot achhe se bolte hai...bht saalo se dekh rha hu

  • @sharanmeshram
    @sharanmeshram 3 หลายเดือนก่อน +1

    thanking you for this valuable info and salute to your father. he is very responsible person I ever saw to maintain in depth records.

  • @indianmagic3553
    @indianmagic3553 3 หลายเดือนก่อน +9

    बूंद बूंद से घड़ा भरता है और बूंद बूंद से खाली भी हो जाता है 😂😂 best line ever

  • @oneville_0
    @oneville_0 3 หลายเดือนก่อน +5

    habit 10 - prepare a plan for your yearly expenses & how are you going to spent on them

  • @rajkumarchauhan003
    @rajkumarchauhan003 2 หลายเดือนก่อน

    बहुत बहुत धन्यवाद बहुमूल्य सलाह के लिए 🙏❤️💐

  • @Bhavin2464
    @Bhavin2464 3 หลายเดือนก่อน

    Sir..the way you explains..it’s highly appreciated.

  • @Nikhil4G
    @Nikhil4G 3 หลายเดือนก่อน +4

    Kudos to your father for keeping stuff organised ! Gotta implement it soon

  • @memeministry01
    @memeministry01 3 หลายเดือนก่อน +9

    Color grading and editing and sound effects is awesome 👌 of all your videos

    • @Sayan_Biswas.
      @Sayan_Biswas. 3 หลายเดือนก่อน +1

      Really it was definitely unique

  • @agarwalmohit43
    @agarwalmohit43 3 หลายเดือนก่อน

    Hello,
    I was spending too much on un useful items and end of the month, very less money was left in my account.
    I started old formula of saving creating basket at the 1st day of the salary. There were multiple basket. By this way I am able to achieve my goal and able to manage my expenses effectively.

  • @robbiesidana5249
    @robbiesidana5249 3 หลายเดือนก่อน

    We have a room under stairs and I named that room as "Stocks Room" 😆, so Habit no. 10 - starting collecting home waste items like cardboard boxes, plastics, bottles etc and keep invested them in Stocks Room until it gets fill or room door is hard to close.. After month or two sell all the collected Stocks and will surely give returns in between 1500 - 3000rs.. 😃 From that free money we do non-veg snacks party or one can buy Grocery for a month.. 🤘
    Also thanks to LLA for such kind of motivational videos.. 👍

  • @KartikSharma1607
    @KartikSharma1607 3 หลายเดือนก่อน +26

    Buying in bulk has been detrimental to my house. We buy items which are used only once/twice and then these items end up expiring and we need to throw them. For example, fancy sauces because we wanted to make subway sandwiches at home. It's been 6 months since we last used those sauces. A number of vegetables end up getting wasted as we are unable to use them in time etc etc.

    • @subhamjain4752
      @subhamjain4752 3 หลายเดือนก่อน +16

      Buy Atta and rice in bulk. Other things in moderation. Sauces you buy the small pack which has all sauces in small quantities. Buy vegetables every 3rd day so 2 times a week

    • @Reel_cast
      @Reel_cast 3 หลายเดือนก่อน

      Apni Vivek budhi ka istemal karo, budhi bacha kar kya upar leke javoge marne ke baad

    • @shaumiljain5153
      @shaumiljain5153 3 หลายเดือนก่อน +3

      @@subhamjain4752 Potatoes & onions too

    • @ParagSudame
      @ParagSudame 3 หลายเดือนก่อน +1

      Same here.. considering no of family members, time availability of wife -husband etc. These things are the crucial when we go for stock maintain. Not suitable for all families.

    • @baublelove9658
      @baublelove9658 3 หลายเดือนก่อน +2

      Bhai chawal anaj kha. Nobody is saying buy fancy sauces. That's your issue.

  • @kushsharma3059
    @kushsharma3059 3 หลายเดือนก่อน +5

    I have purchased a 3bhk flat at Lucknow. Initially flat cost was 40 lacs for which I've opted for homeloan from SBI of 30lacs in year 2021.
    Now the flat is constructed and builder has raised a demand which is exceeding the sanctioned amount.
    Bank is denying for additional top-up.
    What should I do? please suggest..

    • @sumitkumarsingh911
      @sumitkumarsingh911 3 หลายเดือนก่อน

      Without sale deed executed in your favour,bank will not give top up loan... Regards

    • @shrehansrai5673
      @shrehansrai5673 2 หลายเดือนก่อน

      Builder cannot raise demand if you did paper works like registration n all.
      Suppose still you want, then you can give remaining money to builder in EMIS

  • @travelnlearn
    @travelnlearn 3 หลายเดือนก่อน +2

    Very nice video
    I will follow the point 8 of tracking expense and make sure to have health as my top priority

  • @NYN_000
    @NYN_000 3 หลายเดือนก่อน

    Your father is a worthy man!
    He is great source of learning!

  • @AnkitKushwahaa
    @AnkitKushwahaa 3 หลายเดือนก่อน +7

    before saving, need earning 😅

  • @t00862
    @t00862 3 หลายเดือนก่อน +4

    My father is on another tanget.
    He has so many files and folders that he himself doesn't know where to find the documents when needed. 😂

  • @abhijit5633
    @abhijit5633 10 วันที่ผ่านมา

    Sir...........mujha sbsa accha laga aap ka papa ka document rakhne ke trrika. paisa vaisa chorke hum is habit ko karne ki try karenge. Thank you.

  • @Vivek_KP
    @Vivek_KP 3 หลายเดือนก่อน +10

    Which app will you recommend for expense tracker?

    • @navjeevannj286
      @navjeevannj286 3 หลายเดือนก่อน

      my money pro.... please use pro mode ..i am using

    • @sdm938
      @sdm938 3 หลายเดือนก่อน

      Axio expense tracker

    • @greedygoblin9441
      @greedygoblin9441 3 หลายเดือนก่อน

      Axio

    • @govindayan
      @govindayan 3 หลายเดือนก่อน

      Wallet by Budgetbakers

  • @lufiraj2190
    @lufiraj2190 3 หลายเดือนก่อน +5

    Kuch dost sirf hamare kharcha karne ke wajah se hi hamare saath rahte hai

  • @thewannabetraveller8826
    @thewannabetraveller8826 3 หลายเดือนก่อน

    Thank you @LLA whole team for this whole content. Learned a lot.Even though I have almost all the qualities still from tomorrow I will focus on these points more to make more savings . ❤

  • @rohitd8934
    @rohitd8934 3 หลายเดือนก่อน

    I did these all and really people this help a lot to leave a legacy for your family.

  • @swarnendunandy
    @swarnendunandy 3 หลายเดือนก่อน +5

    I think the best skill i gained is I started Investing early.. like now I am 18 and just opened demat account on my name but I started Investing from the age of 17 with the help of my father's demat account... both youtube and my father help me about it and I am lucky that I adopted Investing not the shit(Treading) ... for example last year I generate a yearly cagr of 37% on my Investment amount... which is huge for me as a beginner... a student can easily manage basic stock investment along with studies.... and also my investment capital is the money I got from scholarships (Around 34k)

    • @1998MA
      @1998MA 3 หลายเดือนก่อน +1

      Great, last year was awesome 😎many clocked over 40% return

    • @metazillo8849
      @metazillo8849 3 หลายเดือนก่อน

      What is your capital?

    • @avinabmukhia1297
      @avinabmukhia1297 3 หลายเดือนก่อน +1

      1 yr data is nothing my friend, everyone makes money in a bull market, what you need to do is keep on investing with discipline and never liquidate a part of your investments till a certain goal is hit

  • @anxioussolicitor3721
    @anxioussolicitor3721 3 หลายเดือนก่อน +1

    "We have food at home". This mantra has saved me so much money.

  • @mubeenrafiq4975
    @mubeenrafiq4975 หลายเดือนก่อน

    Thanks you. Will follow habit 2, 7 to 9

  • @Samir.bharat
    @Samir.bharat 3 หลายเดือนก่อน +3

    Even trollers don't have jobs and They all get paid for trolling 😂.
    यहां तक कि ट्रोलर्स के पास भी नौकरियां नहीं हैं और उन्हें ट्रोलिंग के लिए पैसे मिलते हैं😂..¥§¥

  • @utkarshraj4268
    @utkarshraj4268 3 หลายเดือนก่อน +4

    Paesa ghar se meilte hi nhi to saving kaese hogi😂😂

  • @abhibhai85
    @abhibhai85 3 หลายเดือนก่อน +1

    Thanks guys.. it's a wonderful video worth watching and sharing.
    Keep posting.

  • @sauravsingh218
    @sauravsingh218 11 วันที่ผ่านมา

    My father also maintained same folders and boxes like your father. 60s people were really genius :)

  • @vinodchoudhary1491
    @vinodchoudhary1491 3 หลายเดือนก่อน

    Sir, Apne pitaji ko hamre taraf se dhanyawaad boliyega. I am doing this already but was not thorough on each of them. Thanks to you as well for a reminder...

  • @rajataakash8326
    @rajataakash8326 3 หลายเดือนก่อน

    Fantastic video.. many people will think that he is only talking about how to not enjoy your life but reality is totally different,.. if you follow these you yourself will guide others to follow the same...

  • @imsilsa
    @imsilsa 7 วันที่ผ่านมา

    I am really grateful to you guys. I can match these habits in my life. And I will try to practice them in my life. 🙏

  • @brijeshupadhyay2951
    @brijeshupadhyay2951 3 หลายเดือนก่อน

    All advices are the best. I have already implimented few and it really helps.

  • @Predator_esports
    @Predator_esports หลายเดือนก่อน

    I'm a 2nd year graduation student and I'm not earning still but learning these things for my future thank you so much sir ❤

  • @iamsbhattz
    @iamsbhattz 19 วันที่ผ่านมา

    My father used to make records of each & every invoice, transaction, bills, daily expenses, folders,
    these habits helps us to make more manageable in every context.
    thanks team LLA for the flashbacks ❤

  • @navjotsinghsaini9884
    @navjotsinghsaini9884 3 หลายเดือนก่อน

    Thanks for guiding us sir god bless keep moving and keep guiding us
    Thanks

  • @user-rj4gf3sg3s
    @user-rj4gf3sg3s 3 หลายเดือนก่อน

    thank you hamne downloiad ki hai expense sheet or hame kaafi achhi lagi waha repy ka koi option nhi tha isliye yaha kar diya

  • @rateesh13
    @rateesh13 3 หลายเดือนก่อน

    Loved your father's way of organizing skill

  • @sommukherjee8090
    @sommukherjee8090 3 หลายเดือนก่อน +1

    When I was in Kolkata, I smoked 2 packets of cigarette everyday. But then I realized that it's only degrading my health and my pocket. Now I am recovering from that. Thanks to god for giving me a direction.

  • @gnstester
    @gnstester 3 หลายเดือนก่อน

    Thank you. New year Resolution start today.

  • @vasundhragupta108
    @vasundhragupta108 3 หลายเดือนก่อน

    This is very helpful. Thank you!! 🙏

  • @anjaligupta392
    @anjaligupta392 3 หลายเดือนก่อน

    I always learn something productive from LLA. Thank you 🙏🏻

  • @kunalhadkar7409
    @kunalhadkar7409 2 หลายเดือนก่อน

    While watching the part where the video shows about the organization structure (Rule #6) , i was thinking to put down a comment requesting you to make a video on your father's organization structure. And i was happy to see it at the end of the video. Thankyou for putting that up. #DetailsMatter.

  • @MOHDLATEEF-ub3im
    @MOHDLATEEF-ub3im 3 หลายเดือนก่อน

    Thank God Already following all the 9 habits

  • @NityamMehrotra
    @NityamMehrotra 3 หลายเดือนก่อน

    Thank you Rishabh & LLA Team for an incredible video. It's priceless creation. #LoveRespectFromKanpur

  • @priyapratibha2627
    @priyapratibha2627 หลายเดือนก่อน

    really! this video is what I was looking for! easy steps not only to save money but also your health ! good work ! keep it up!