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But agar unko 5 lakh every year milega to zabardasti bhi to relationshhip mein rehna padega when one day when money will finish off they will takke divorce
4 things told are 1. Purchase of unnecessary things Solution: Purchase on functional basis or need 2. Education of graduation in private colleges Solution: Do small courses and improve in skills based on which you can earn 3. Marriage function Solution: Perform marriage as per tradition with low budget and saved amount can be given to newly married couple so that they can get settled. 4. Purchase assets like house/plot which is not used Solution: You may purchase 65%assest which can be given on rent. 35%for your personal use.
Since past 70 years, 3 generations of my family have been doing the things that you mention in this video. Unfortunately people find it nearly impossible to keep things simple & live within their means. My father a self-made man of immense accomplishments, internationally reputed engineer & having highest ethical standards gave me the following advice when I started my career: 1. Don't do anything that will cause you loss of sleep when you are 65 years old because you cannot buy it. 2. People will respect you for what you are, and not for that you have. 3. Sustainability is the cause of happiness. 4. Simple things in life are always enjoyed the most. 5. Greed causes endless dissatisfaction & unhappiness 6. Live upto your own expectations & not those of others
Proud to say that my parents (having 3 daughters)had educated us and spent minimal in our weddings, but supported us 100 percent when we had children, this was done 30 years ago
Even after educating you, you have taken your parents money for wedding? You should be capable of managing your own expenses if you aren't doing court marrige. Considering you are educated so could have worked and saved for marrige. I am not blaming you, don't know your situation but this could be improved so parents can have money post retirement to complete their ambitions (like travelling etc.)
@@amansohani4620 Are you passing a judgment without knowing the complexities of life? Arunima ji was expressing how her parents were wise with such fondness.. try to understand her point of view and respect it. You might have more liberty and choices to lead a better informed life today. But don’t judge others without knowing their surroundings and situations. Try it. It helps you connect with people instead of spreading negativity. Best wishes!
@@Rajuraj-qo5tt no ...it isnot normal har ek ghodo ki daud meh laga hai ...sir has hit the pt straight..when u come to a certain platform all become equals wether u r educated abroad n spent a fortune
@@PS-oy1el I don't think he mocked you lol. He just pointed out how positive are you that you used 33years young instead of "old"😅 Nobody is old in 30s anyway.
Bahut badiya video...I have started watching your videos and they are very addictive and very crisp...Jo baate humare dil aur dimag me hoti hai wohi aap bol dete ho....Wese aapne ek point miss kar diya is video me...iPhone khareedna bhi ek faltu trend ban gaya hai khaas karke jawan baccho me... atthani ki aukat nahi hoti, salary itni hoti nahi per loan leke sabko iPhone hi chahiye... They think it is a big status symbol and people around them get attracted to them and think they're big by just looking at their phone....I dont know logo ko yeh kesi chul lagi hai ki dusro ko dikhane ke chakkaro me khudke laga dete hai
This is the best line I have heard.. People wasting money to buy products they don't need,with the money they don't have(loan) to impress people who don't care..
All four points are absolutly valid... Marraige vs wedding is terrific distinguishing concept.... ये तो meine घरं में बोलके रखा हू... कि मै खुद कि बच्ची के शादी मै ऑऊ नही अगर फालतू का खरच्या कारोंगे... And annuity payment to them is best concept.... Perform, zagda maat karo aur phir bonus ke hakdar banno... Sir hats off... 👌🏻👌🏻... Aaj hi ye mei ghar mei discuss karunga.... Thank you so much.
You are extremely right guru ji,,, I am from West Bengal, lower middle class family background, we are two sisters & my father invested lots of money on our higher education & wedding, but my brother in law lost his part of inheritance & house after 10 years of marriage, fortunately he had a job with less salary, my marriage also flopped in the same year & my father's business got crashed because of covid, my mother also in tuberculosis that year,,, I am still struggling to get a stable job,,, my father wanted me to marry for the 2nd time but I stopped him, because we had lost lots of resources now is the time to be stable again,,, but my parents are ageing very fast,,, now I have to face their foolish deeds... This was my story,,, my English is not so good,,, after watching your video, I found my decisions were right... Thank you guru ji...🙏🙏🙏
@@newsjunkieish yes iss sall navratri me maximum suv kia.,harrier ,creta bahut li he aaspas dikhti he zada loan 😁 ghar 35 lac ka ☹️😏 🤪salary 1 lac age grp 30 to 45
@@Shrisahjand777 8-9 lakh upper limit hai 1 lakh ki salary wale ki loan par gadi afford karne ki. Isse mehngi car ka kya tuk hai? Aur property ka price appreciate karta hai, Gaadi ka depreciate. To Gaadi par itna kharcha kisliye?
11 years ago, I had an extremely simple and minimalistic Bengali Wedding with no pomp and show , very few near and dear ones were invited that's all. All expenses paid by me( I am an English lecturer)and my husband ( Army Officer). My husband had no single demand. With God's grace we have already purchased our own house, have one son ( may God always bless him), travel to near by places of that of our postings and lead a simple life as much as possible. 🙏
I am also a Bengali women with simple lifestyle and very similar to yours. Now providing a simple lifestyle for my son too and trying to teach him life lessons rather than bookish lessons. Hope this would help all of us.
This must be one of the best quotes I have heard in a long time on Middle Class Trap: Middle class people buy things they do not need from money that they do not have (loans/credits) to impress people who do not care and financed from a job that they do not like! - Sango Life Sutras. 👏 👏 👏 👏 👏 👏
Thank you for educating Indian middle class with your wisdom and learning. Me and my wife also believe in similar thought process. We have told same to our children and we are following all the 4 points that u have mentioned in your video. Also we have told them clearly that we will fund their education till graduation in India. But if they want to go for higher education abroad, then they have to take education loan and go on their own. This will give them sense of responsibility and putting load on them will make them more serious about their own life rather than spoon feeding them.
In 2016 I got married. Being an orphan I had to arrange the fund of my own, my budget was only 4lakhs marriage was done by inviting 270 people, with proper rituals and photography and now I feel so blessed I didn't felt for any emotional and image wala need 😝🙏
Kya Gupta ji aap bhi koi bhi Kuchh Bole aap uska hisab Kitab dene lag jaate ho kya jarurat hai Hamen ine Logon ke yah baten batane ki yah to vaise hi time pass ke liye Jo manmarji aata hai vah likh Dete Hain
I recently attended a marriage in Assam, They very warm welcome of guest with tambool by new couple. All marrige arrangements were at home . Food was tasty and timing was 1 pm to 8 pm ( note that sunset time is 5 pm here ) No show off People were very well dressed and disciplined Being north indian (marathi by roots ) it was good to see Also all rituals were being followed Earlier Marathi people ,specially those who migrated from Maharashtra during princely states ( MP UP Telangana Gujarat) used to celebrate Marriage ceremony in simpler way Now being attracted towards bollywood style ;fomo affected celebrations
Thanks for your comment on Assamese marriage style. Here both families of bride and groom spent their own money on functions so no showoff on other's money. Love from Assam.
you are right ,i used to like north Indian weddings big grand weddings, but lately, i feel OLD fashioned marathi weddings or simpler wedding are more better! and look more beautiful.
Marriage should be absolutely simple. No pomp and show. Yes, celebrate with people who matter. Family, friends, and some other people who matter. Food should be good and tasty. Focus on enjoying your special together. That's all. All this money spent on marriage venues, lehengas, fancy catering is just useless.
This channel is gradually becoming anti-middle class by blaming them. The fact is that the political parties are ignoring the middle-class who don't have a voice. Unlike other sections like farmers, businessmen, street vendors, auto-drivers and such labour unions. NOBODY IS SCARED OF THE MIDDLE-CLASS!
@@Rahul-ko1oy ye to couples ki marji, court marriage karni hai ya reeti riwaz k sath. Par normal shaadi aaram se 3 4 lakh mein ho sakti hai. Aarya samaj se karoge to 10 15 hazar mein hi nipat jaoge
Very true. Especially in North India, marriages are celebrated like it is the last day of life. I agree that we should follow our traditions. 🙏 I got married in a traditional South Indian style, low key wedding with only core members of our families. No "sosha giri of any kind"; we saved the money and brought things to start our life. Thanks for such eye opening videos; these kinds of videos are the necessity for today's youth. I enjoy listening to the way you put things in perspective. Good luck and please keep making such videos. God bless India.
Even in south India it's the same case. Since it's a love marriage the parents kept it simple or else the same caste marriage should satisfy the relatives greed. Dowry is too high in south India!!! Lower middle class should give 20 tolas, middle middle class 40 tolas and upper middle class should give 80 tolas😢
My father wanted to buy a car, but i suggested him to built 2nd storey of our house. Today we have rented that accomodation and paying us. Today we are in a position to emi with our car and it is automated.
Subconsciously we all knew these points. Thanks for underlining these aspects. These things need more recognition but its not said because there is no commercial value for spreading this clarity. Many business will get affected if such awareness is spread
Sir, in my family relation, there is one known relative, they live in Chhatarpur area of Delhi. They are highly rich and cultured people, They had spent 2.5 crores in their daughter’s grand wedding. Every thing was so smooth. People took it as an ideal wedding. Parents of the bride thought it to be the best gift for their daughter. But nobody knew that this great grand wedding would not be able to last even for 10 months !! क्या करेंगे इतने करोड़ रुपया देकर जब आपकी beti ही ख़ुश नहीं हैं??😢 Now their daughter is crying day and night to get a divorce, but she isn’t able to . She is suffering day and night . I don’t understand why people anticipate that spending more and more money will guarantee a happy and successful and satisfied life , Rather than focusing on a happy and satisfied life for their children.
Such cases should be breaking news n media should highlight the use of money and how a matter can be handled but in this case in seriously feel bad for the bride and their family😢
Same thing happened in my relation aswell the parents spend alottt of money on their daughters wedding but not even a year yet her husband got sick admitted to hospital they spended 25 lackhs and promised doctors all possible help but just keep him alive unfortunately he couldn't make it .Her father got really anxious and couldn't face embarrassment in society not long after died aswell
Bahut hi accha laga charo cheeje bahut hi mast lagi hum bhi Aisa hi sochte hai hamari family ko bhi samjhate hai ki itna Paisa shadi pe kharch mat Karo baccho ke baad main kaam aayega lakin sare rishtedaar hamko hi kanjus samjhate hai hamare do bacche hai ek beta or ek beti or hum dono husbend wife isi tarah se sochte hai thank u sir ye batane ke liye ab hamko lagta hai ki hum Jo bhi sochte hai wo sahi sochte hai abhi hamare bacche 8th class main hai hum isi tarah se jivan main kaam karenge thank u so much
I begged to monther in law and wife not spend so much in the wedding. And i denied for anygift for me. Still they invited 350 people arrived only150. And spent alot to make show sha and now they're paying debts. Same time after roka i bought a flat on my fiance and my name (70%loan). And bought good gold before 6month of the marriage. And even my sherwani was on rent. I saved most of my corpus for me and my wife. But i think jb koi kuch khe rha ho to sunlo young genration utni bhi c nahi jitni lagti h
You are ahead of your times, Ji. Most people will realize these things after a long time. Each of your line is worth a video. So much wisdom packed here, only if people have the capacity to comprehend. People have to slow down in life to appreciate what you are saying, and this exactly is not seem happening.
One of my officemate have done MBA, paid fees of 10 lakh. And her first salary was 30,000/- per month. And I have done MBA from distance learning, paid fees of 40,000/- only. I earn good in my life to support my comfortable life. One of my friend spent 3 lakh rs on modular kitchen. And I buy a used but very nice condition kitchen trolley at 8,000/- 😂. Use and satisfaction is same for both of us. After one year nobody ask whether your kitchen trolleys are brand new or secondhand 😂😂
From Pakistan, truly appreciate your suggestions. Hearing the problems in India, I was shocked, we share 90% of identical problems, wow. Your advice n suggestions were very relevant n useful. Couldn't agree more. Projecting Fake Image of a rich person, has doomed us all. Simplicity n real worth realization, is the key, unfortunately replaced by lies n deception. I wish u well sir, for pouring some sense in our lives. keep smiling 😃
I am so glad that I share the same views as you sir. I try explaining my relatives to be careful on their spends, but they hardly listen. My brother is a spendthrift who spends 90 percent of his earnings on clothes, shoes, watches, mobiles etc. My father in law has lot of loans yet he invites 500 people on my sister in laws wedding. He recently passed away leaving no tangible assets and his family at the mercy of his brothers. He sold all his properties and was of the view that we should live our life well and not think about future generations.
It’s sometime pocking the wrong hole with them.. I had gone threw this for years with my friends family’s where they find them self lower to do some jobs or do things ..
Great knowledge sir I was listening to the big financial influencers but today I got real one you are delivering so authentic sides of middle class trap
You've spoken my mind. As I look back the spending that my parents & in laws had done for my marriage I feel myself guilty of letting them do so. I've taken a resolution to have minimum spending on marriage of my kids. At the same time want this to be no more a taboo. I am so glad someone is speaking what I have been planning.
1. Focus on utility. 2. Never waste resources. 3. Think long-term before any investment. 4. Follow one in, one out. 5. Create asset(s) which can generate cash flows rather than consume your cash. 6. Invest in Health, Education. 7. Desist falling a prey to social pressures.
I graduated from a collage where my fee was 45k per year (45x3 years)in 2020, In Dec 2022 I have 10+ LPA package, so I completely agree that fancy collages don't mean anything. Just get your degree skill up and start working.
I always used to tell my parents that I don't like the Idea of heavy spending on my wedding, but they were not ready to accept my normal wedding suggestions. Then come COVID19, I find that as an opportunity, I told my parents that I can't wait anymore and I have to marry as soon as possible. And my wedding in lockdown was very economical, more economical than I thought and we had great excuse for all those offended uninvited guests.
"Middle class of India is buying things which they don't need from money which they don't have (loans) to impress people who don't care and all these (EMIs) financed from job which they don't like" - Amit Sangwan
Agree in Toto. Luckily I am a Maharashtrian senior citizen so a simple life was part of our DNA .But our next gen is earning 4 times what we used to so all these problems are creeping in our society. So it is essential to talk about enshrining value of reasonability in society.
@@database4074 It's the thinking n way of looking has changed not the lifestyle . It's right that we didn't buy water cos we drank whatever water was available . If water supply is not there then we wouldn't mind going down to the chawl n carry water from the government tap or pull out water from the well . Mind you staying in Mumbai only . That time there was no show only work done is important . But now the thinking has changed . Work to be done with glamour . Or style .
@@database4074 who says that we didn't have to buy veggies etc . Every one was not a farmer . our parents worked hard for them it was work is worship . N we as kids enjoyed the most cos for enjoyment we played to our hearts content . Our next door neighbours , family everyone was just one large family . We didn't need to show anyone anything only pure love and helping nature .
From the Grandfather generation onwards we are following these idea upto 90%, Expect that we are not limited to inviting people's who are our blood relations only but also our other real social relationships to whom which we give respect from out heart and not just to showoff and we feel is necessary . No showoff on any function. Ek kahavat hamare dada ji ne humko sikhai thi ki " जितनी चादर हो उतने ही पैर हमको पैर फैलाने चाहिये " Sadar Dhanyad Sir Ji for you valuable thoughts as these are very much required to live a stress free life upto some extent. 🙏🙏
Feeling really great that I convinced my father to get me into some nearby college instead of fancy ones (VIT, Amity). I worked on my skills and got a decent job right after college. Bought a samsung phone instead of apple. I'm now confused between working abroad or starting something of my own in India.
I think you should work abroad before starting your own business with strict mindset of. I will use my experience to build my business, it will be awesome if you are same industry which u want to build business, work abroad because there work culture is awesome, Ha also don't waste much money EVEN for working in abroad calculation might disturb if things don't go according to your plans.
@@yuvi1823 Yes Sir, thanks for the info. I'm planning the same now. Actually, my boss also followed the same strategy, started a business out of niche technology he was working in. I'm hoping to do same, but I also have interest in opening a physical shops (more like a dream). Maybe cause I've seen some of my friends opening up cafés, etc.
@@anubhavtyagi2 Completely agree, Guruji, and that's the vast majority these days. I quit after 20+ years, after I realized that an IAS-Officer assist in Dhandaa of politicians and NOT "Service, as per Constitution-of-India" for which UPSC selected us.....
Excellent. My father was teacher and he inculcated values which 100% matches with your views. My son is also following the same. Thanks a lot for strengthening my family values.
That's a different category.. travelling is an experience if one does it as a part of his/her passion for it.. though i am not for staying in ultra fancy hotels or stupid activities..
Then do one thing....save everything in your bank and die at 60 without even enjoying your life. Ridiculous thinking. People earn to spend not to save. 😅😅😅😅
I'm 23 year old and for the first time ever sir i don't feel the generation gap of thoughts 🤗 thankyou for the suggestions on everything... although i had already take a loan for my family home bt once that one is clear I'll follow all your suggestion ♥️♥️
Great Video ! I am fully in agreement with all the 4 things you have explained.. Though I am financially very well off, .I spent very little for my marriage... I regret that it failed but I never had to regret the financial aspect of it cuz I never spent much money on it... In fact, for the education I have been trying to convince my kid stuying in 12th Std. to either go for Govt. college (if meritorious) or simply do a BSc ... (instead of wasting money in Pvt. Colleges)... I really hope my other family members come into agreement on my thoughts as otherwise I will have to WASTE money which I never wish to.... I have been following the principles mentioned in your video throughout my life.. I want to tell you that I only purchase what i require.. For example, I never purchased even a 2 wheeler since I never felt the need for a personal vehicle at the place where I live.. I find public and private 'rental' transport much cheaper and convenient.... I have only a simple feature phone (cuz I don't require a smartphone) ..However I have given my kid a smartphone (cuz my kid requires it ) ... Can go on and on ... I loved your video .. I really hope all the middle class people see this video and imbibe your thinking in their daily lives ....Bahut dino ke baad koi mile jo mere jaise sochthey hain ...Thank you very much ...
see whether a young boy interested in studies or he is burning himself out just for scoring good just in school exams. If the latter then even after passing from govt college with a degree, he will cuss you and drank himself to death cause of depression
Thank you uncle ji for your Advice.My Father is died on 23.9.2001 at that time my age is 16 years old. Uncle ji aapne ye jo jo baate kahi hai me apni zindagi me follow karta hoon. Me apni shaadi bhi aise hi ki thi. Me Aaj ke date me janta hoon money problems kya hai. mene kaise apne papa ke death ke baad manage Kiya hai mere sapno ko compramise Kiya hai. Me chahata hoon mere bacho ko kabhi money problems face na karna pade. Apne taraf se poora kosis karta hoon. Bacho ko bhi financial advice deta hoon. Uncle ji me ye soch ta hoon ek person ka zindagi 70-80 years ka hai lekin ek Parivaar ka zindagi 1000-1000 saalo ka hai. Me apne bacho ko yehi samjhata hoon. Ki koi bhi decion soch samaj ke Lena. Mere dost log mujhe kanjus kehete hai . Lekin me unke baato ko dhyan nahi deta hoon. Kamse kam me jaise me apna juzara kar sakoo usse karta hoo . Dikhava me Paisa waste nahi karta hoon. Meri mrs ka pH D in History complete ho chuka hai lekin abhi tak koi permanent lectureship ki naukri nahi mili hai bo try kar rahi hai.Hum log Odisha me rahete hai. Thank you Uncle ji.
Uncle Ji, overexpending on marriage par ek separate video hona chahiye ... Ye bahut badi problem hai.... Pure Jindagi ki kamai, ek din me gavai. Fir agle 2-4 saal karj me bitai...😂
Agreed , no need of huge spending on marriages. Assets also rightly said build in parcel and pieces. Disposal is also easy . Education rightly said get skill development short term courses. High employability, Upgrade yourself every 3 to 5 yrs. the Annuity gift concept is Suprr Uncle. This is really a surprise Bonus/ Reward .😊
I agree with all the points you mentioned! I am surprised to see people ( with middle class earnings) spend so much on branded clothing, shoes and electronics , cars, jewelry, luxury vacations etc. They take loans so easily and practically are living pay check to pay check. And the college expenses part is so true. College is a big business all over the world, and we should invest wisely after thorough research. Give your kids a good educational foundation, and teach them the value of hard work and money, that’s most important in my opinion.
Excellent perspective indeed. Very few of us realize these things and get carried away in showing off and trying to match up a false status level which is of no use. Sir your inputs are valuable and realistic. We the middle class should be live to these thoughts and use our efforts and earnings carefully. Thanks a ton.
Absolutely in line with the thoughts. All the Four should be implemented. Awesome video. Society brands a person thinking on these lines as unorthodox & a non societal. The moment we can come out of that mental logjam of perception of others, life can be as simple as explained. Thanks Sir for the lovely & intellectual insights 👍
Fantastic lesson.... Must to watch for everyone... not only middle class people but also the Rich people need to understand the lesson... Thank-you very much sir... God Bless you 🙏
Eye opening. Now, as being father, i have changed my mind, and will do whatever in the best interest of my child, rather do expenditure on useless things, unnecessarily. Hats off sir.
I have studied in KV studied in govt women's college(free of cost) than law in govt college. Again PG in University. No doubt my father worked in Central PSU, so there's no scarcity of money in our life. My father always wisely saved his money whole life now enjoying his retirement. Even both me &my brother solmnised court marriages.
Great idea about Marriage. Spend less on the wedding and pay the remaining amount to the kids as a bonus. This helps the couple to kick start and also helps them stay together.
Hi sangwan sir...i really find your videos very helpful and you always bring a new perspective unlike what society projects...thanks a lot sir...keep up the good work...n i generally don't comment on videos even if i find them good ...but you've earned my respect sir ❤
What an useful video Sir! I have alwaz followed what you hv suggested and hv immense faith in such values and principles. I would like you to plz highlight and make a video on "MINIMALISTIC APPROACH". This would be a great asset for all middle class ppl. Good Luck Sir!
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Thank u for thinking for middle class
I appreciate ur thoughts
I respect u from my heart
Ur each and every word is absolutely true
Yes, it is very good information 👍
But agar unko 5 lakh every year milega to zabardasti bhi to relationshhip mein rehna padega when one day when money will finish off they will takke divorce
4 things told are
1. Purchase of unnecessary things Solution: Purchase on functional basis or need
2. Education of graduation in private colleges
Solution: Do small courses and improve in skills based on which you can earn
3. Marriage function
Solution: Perform marriage as per tradition with low budget and saved amount can be given to newly married couple so that they can get settled.
4. Purchase assets like house/plot which is not used
Solution: You may purchase 65%assest which can be given on rent. 35%for your personal use.
You saved my time.. thanks
Thank you
Saved time bro.. Thanks for it
Thanks
Thank you for English
Since past 70 years, 3 generations of my family have been doing the things that you mention in this video. Unfortunately people find it nearly impossible to keep things simple & live within their means. My father a self-made man of immense accomplishments, internationally reputed engineer & having highest ethical standards gave me the following advice when I started my career:
1. Don't do anything that will cause you loss of sleep when you are 65 years old because you cannot buy it.
2. People will respect you for what you are, and not for that you have.
3. Sustainability is the cause of happiness.
4. Simple things in life are always enjoyed the most.
5. Greed causes endless dissatisfaction & unhappiness
6. Live upto your own expectations & not those of others
@@jyotivyas9286
Thank you.
Feels like all wise man think alike. Same things my parents and elders told me and now growing up I find it all worth it.
@@gocrow23
When destiny of the nation depend on 80 years of exercising judgement correctly, wisdom is key.
The 6th one i live by each day thankfully:)
Sahi hai bhai
Proud to say that my parents (having 3 daughters)had educated us and spent minimal in our weddings, but supported us 100 percent when we had children, this was done 30 years ago
lucky you
Even after educating you, you have taken your parents money for wedding? You should be capable of managing your own expenses if you aren't doing court marrige. Considering you are educated so could have worked and saved for marrige. I am not blaming you, don't know your situation but this could be improved so parents can have money post retirement to complete their ambitions (like travelling etc.)
@@amansohani4620 Are you passing a judgment without knowing the complexities of life? Arunima ji was expressing how her parents were wise with such fondness.. try to understand her point of view and respect it. You might have more liberty and choices to lead a better informed life today. But don’t judge others without knowing their surroundings and situations. Try it. It helps you connect with people instead of spreading negativity. Best wishes!
Thanks
In wedding someone should not waste so much money, what people will think this that because of that people take loans .... bhaadh me jaaye relatives
सच को विरोध झेलना होता है पर सच जिंदगी बदल देता है धन्यवाद सर् आपका
All valid points sir...The summary of the entire discussion is...We have a family to feed rather than a society to impress.
Well said!
If people can understand this, then they will be much more happy and more content in life.
normal things every body knows them already 😂😂
@@Rajuraj-qo5tt no ...it isnot normal har ek ghodo ki daud meh laga hai ...sir has hit the pt straight..when u come to a certain platform all become equals wether u r educated abroad n spent a fortune
Exactly.
I am young 33 ...and i have always aspired to have a company of a mature elderly like you .. hats off sir... Delight to hear you .
Like the way you said "young 33" instead of "33 years old."
@@shock-t3768 because 33 y is still young, if hav worked hard in your 20s n working well. 1st reach that stage n then mock others.
@@PS-oy1el Nobody is mocking anyone. I was praising him. I am 34 and have started working since 17. Learn English first before commenting..
@@shock-t3768 OK got it now.
@@PS-oy1el I don't think he mocked you lol. He just pointed out how positive are you that you used 33years young instead of "old"😅 Nobody is old in 30s anyway.
ಮಾಧ್ಯಮ ವರ್ಗದವರ ಆರ್ಥಿಕತೆಯ ಸಬಲತೆಯ ಕುರಿತು ತಾವು ಹೇಳಿರುವಂತಹ ಸೂಚನೆಗಳು ಮಧ್ಯಮ ವರ್ಗದವರ ಆರ್ಥಿಕತೆಯನ್ನು ಉತ್ತಮಪಡಿಸುವ ಮಾತುಗಳು... 👌👌👌 ಸತ್ಯವಾಗಿವೆ..
Learn Kannada, you are in Bengaluru.. oh yeh toh Gudgam wale guruji hai😂
He is agreeing with the talk on middleclass @@dheerajb1883
Bahut badiya video...I have started watching your videos and they are very addictive and very crisp...Jo baate humare dil aur dimag me hoti hai wohi aap bol dete ho....Wese aapne ek point miss kar diya is video me...iPhone khareedna bhi ek faltu trend ban gaya hai khaas karke jawan baccho me... atthani ki aukat nahi hoti, salary itni hoti nahi per loan leke sabko iPhone hi chahiye... They think it is a big status symbol and people around them get attracted to them and think they're big by just looking at their phone....I dont know logo ko yeh kesi chul lagi hai ki dusro ko dikhane ke chakkaro me khudke laga dete hai
1) School & College Hefty Fees
2) Food at cybergub
3) Expensive Gadgets
4) Everything Best
thanks bhai
thanks bhai
Thank you so much..! 😀☺️❤️✌️
Saved my time
Tahnks
thanx..
This is the best line I have heard.. People wasting money to buy products they don't need,with the money they don't have(loan) to impress people who don't care..
All four points are absolutly valid... Marraige vs wedding is terrific distinguishing concept.... ये तो meine घरं में बोलके रखा हू... कि मै खुद कि बच्ची के शादी मै ऑऊ नही अगर फालतू का खरच्या कारोंगे... And annuity payment to them is best concept.... Perform, zagda maat karo aur phir bonus ke hakdar banno... Sir hats off... 👌🏻👌🏻... Aaj hi ye mei ghar mei discuss karunga.... Thank you so much.
You are extremely right guru ji,,, I am from West Bengal, lower middle class family background, we are two sisters & my father invested lots of money on our higher education & wedding, but my brother in law lost his part of inheritance & house after 10 years of marriage, fortunately he had a job with less salary, my marriage also flopped in the same year & my father's business got crashed because of covid, my mother also in tuberculosis that year,,, I am still struggling to get a stable job,,, my father wanted me to marry for the 2nd time but I stopped him, because we had lost lots of resources now is the time to be stable again,,, but my parents are ageing very fast,,, now I have to face their foolish deeds...
This was my story,,, my English is not so good,,, after watching your video, I found my decisions were right... Thank you guru ji...🙏🙏🙏
you just need a court marriag e, just find some good job so you can get married again .
Sir, you missed one thing ---luxury car/ SUV. People are purchasing car in loans.
This is covered in 1st point itself. If you are able to purchase 2 SUVs then go ahead with one
Sirf cars nahi 20-25 lakh ki Gaadi aise log le rahe hai jinko annual income 25 lakh nahi hai.
@@newsjunkieish yes iss sall navratri me maximum suv kia.,harrier ,creta bahut li he aaspas dikhti he zada loan 😁
ghar 35 lac ka ☹️😏
🤪salary 1 lac
age grp 30 to 45
@@Shrisahjand777 8-9 lakh upper limit hai 1 lakh ki salary wale ki loan par gadi afford karne ki. Isse mehngi car ka kya tuk hai? Aur property ka price appreciate karta hai, Gaadi ka depreciate. To Gaadi par itna kharcha kisliye?
Agar 4 logon ka family ho aur kahin Jana ho city me to unko kya karna chahiye agar monetary problem ho toh
11 years ago, I had an extremely simple and minimalistic Bengali Wedding with no pomp and show , very few near and dear ones were invited that's all. All expenses paid by me( I am an English lecturer)and my husband ( Army Officer). My husband had no single demand. With God's grace we have already purchased our own house, have one son ( may God always bless him), travel to near by places of that of our postings and lead a simple life as much as possible. 🙏
Motivating & impressive. God bless you & your family !
I am also a Bengali women with simple lifestyle and very similar to yours. Now providing a simple lifestyle for my son too and trying to teach him life lessons rather than bookish lessons. Hope this would help all of us.
This must be one of the best quotes I have heard in a long time on Middle Class Trap:
Middle class people buy things they do not need from money that they do not have (loans/credits) to impress people who do not care and financed from a job that they do not like! - Sango Life Sutras.
👏 👏 👏 👏 👏 👏
Fight Club movie ka quote hai.
@@shubhodeeppaul9640baat toh sahi hain, but 30+ years ho gaya abhi tak middle class nahin seekhi
It’s a quote from fight club.
Thank you for educating Indian middle class with your wisdom and learning. Me and my wife also believe in similar thought process. We have told same to our children and we are following all the 4 points that u have mentioned in your video. Also we have told them clearly that we will fund their education till graduation in India. But if they want to go for higher education abroad, then they have to take education loan and go on their own. This will give them sense of responsibility and putting load on them will make them more serious about their own life rather than spoon feeding them.
In 2016 I got married. Being an orphan I had to arrange the fund of my own, my budget was only 4lakhs marriage was done by inviting 270 people, with proper rituals and photography and now I feel so blessed I didn't felt for any emotional and image wala need 😝🙏
Kya Gupta ji aap bhi koi bhi Kuchh Bole aap uska hisab Kitab dene lag jaate ho kya jarurat hai Hamen ine Logon ke yah baten batane ki yah to vaise hi time pass ke liye Jo manmarji aata hai vah likh Dete Hain
U spent enough, that's quite huge....
I got married in 2019 and we spent only 5 to 5.5 lacs, no unwanted kharcha.
I spent 110k in 2020. Only 150 guests, no purchase of new gold ornaments, no decoration.Only one dress for each two of us.
@@sujata08 theek e korle mam
I recently attended a marriage in Assam,
They very warm welcome of guest with tambool by new couple.
All marrige arrangements were at home .
Food was tasty and timing was 1 pm to 8 pm ( note that sunset time is 5 pm here )
No show off
People were very well dressed and disciplined
Being north indian (marathi by roots ) it was good to see
Also all rituals were being followed
Earlier Marathi people ,specially those who migrated from Maharashtra during princely states ( MP UP Telangana Gujarat) used to celebrate Marriage ceremony in simpler way
Now being attracted towards bollywood style ;fomo affected celebrations
Thanks for your comment on Assamese marriage style. Here both families of bride and groom spent their own money on functions so no showoff on other's money. Love from Assam.
Yes we people from northeast do not spend too much on weddings.
It is better to marry in a temple rather than spending lots of money in decoration and foods.
you are right ,i used to like north Indian weddings big grand weddings, but lately, i feel OLD fashioned marathi weddings or simpler wedding are more better! and look more beautiful.
Marriage should be absolutely simple. No pomp and show. Yes, celebrate with people who matter. Family, friends, and some other people who matter. Food should be good and tasty. Focus on enjoying your special together. That's all. All this money spent on marriage venues, lehengas, fancy catering is just useless.
Delhi k middle class wale jitna shadiyon mein paise uda dete hai utna agar sahi se invest kare to har saal ek foreign tour ho jaye
Fir court marriage krleni chaiye
Delhi ke log to 1 lac salary hoti hai 1.5 crore ka flat lete hai which does not makes sense.
This channel is gradually becoming anti-middle class by blaming them. The fact is that the political parties are ignoring the middle-class who don't have a voice. Unlike other sections like farmers, businessmen, street vendors, auto-drivers and such labour unions. NOBODY IS SCARED OF THE MIDDLE-CLASS!
@@Rahul-ko1oy ye to couples ki marji, court marriage karni hai ya reeti riwaz k sath.
Par normal shaadi aaram se 3 4 lakh mein ho sakti hai.
Aarya samaj se karoge to 10 15 hazar mein hi nipat jaoge
Toh aisa kaha kaha invest kre.
Very true. Especially in North India, marriages are celebrated like it is the last day of life. I agree that we should follow our traditions. 🙏 I got married in a traditional South Indian style, low key wedding with only core members of our families. No "sosha giri of any kind"; we saved the money and brought things to start our life. Thanks for such eye opening videos; these kinds of videos are the necessity for today's youth. I enjoy listening to the way you put things in perspective. Good luck and please keep making such videos. God bless India.
Even in south India it's the same case. Since it's a love marriage the parents kept it simple or else the same caste marriage should satisfy the relatives greed. Dowry is too high in south India!!! Lower middle class should give 20 tolas, middle middle class 40 tolas and upper middle class should give 80 tolas😢
My father wanted to buy a car, but i suggested him to built 2nd storey of our house. Today we have rented that accomodation and paying us. Today we are in a position to emi with our car and it is automated.
Good thing you did
Why not use that EMI to build another storey?
Bhai...har parents apne bachoon ki nahi sunte 🙏
@@anantsingh8078 As I told you we were in a position to buy a car. It means money was available.
Why you didn't suggested him to buy a land instead in native place returns would have been far better
This area is not generally discussed in Indian homes. We Appreciate your efforts to explain this topic in a balanced way.
Subconsciously we all knew these points. Thanks for underlining these aspects. These things need more recognition but its not said because there is no commercial value for spreading this clarity. Many business will get affected if such awareness is spread
We don't have to worry about other people business,they are not our responsibility but our family is.
Sir, in my family relation, there is one known relative, they live in Chhatarpur area of Delhi.
They are highly rich and cultured people,
They had spent 2.5 crores in their daughter’s grand wedding. Every thing was so smooth. People took it as an ideal wedding.
Parents of the bride thought it to be the best gift for their daughter.
But nobody knew that this great grand wedding would not be able to last even for 10 months !!
क्या करेंगे इतने करोड़ रुपया देकर जब आपकी beti ही ख़ुश नहीं हैं??😢
Now their daughter is crying day and night to get a divorce, but she isn’t able to .
She is suffering day and night .
I don’t understand why people anticipate that spending more and more money will guarantee a happy and successful and satisfied life ,
Rather than focusing on a happy and satisfied life for their children.
Such cases should be breaking news n media should highlight the use of money and how a matter can be handled but in this case in seriously feel bad for the bride and their family😢
समय के अनुरूप आपका चिंतन है धन्यवाद
Same thing happened in my relation aswell the parents spend alottt of money on their daughters wedding but not even a year yet her husband got sick admitted to hospital they spended 25 lackhs and promised doctors all possible help but just keep him alive unfortunately he couldn't make it .Her father got really anxious and couldn't face embarrassment in society not long after died aswell
Only a father like figure tells u these life changing lessons .....i losed my father wen i was in 10th ....tnx u so much
70 Lakh ki shaddi. 70 din ke liye. 😅
This is the best one liner of 2022. 👍
Much needed video Sir...false prestige is increasing at an alarming rate
Bahut hi accha laga charo cheeje bahut hi mast lagi hum bhi Aisa hi sochte hai hamari family ko bhi samjhate hai ki itna Paisa shadi pe kharch mat Karo baccho ke baad main kaam aayega lakin sare rishtedaar hamko hi kanjus samjhate hai hamare do bacche hai ek beta or ek beti or hum dono husbend wife isi tarah se sochte hai thank u sir ye batane ke liye ab hamko lagta hai ki hum Jo bhi sochte hai wo sahi sochte hai abhi hamare bacche 8th class main hai hum isi tarah se jivan main kaam karenge thank u so much
Thank god , I found someone who matches with my thinking.
Middle class series is going out of the park..great👍🏻
M 30 about to get.. married and this video has eye opening....My humble thankyou sir
I begged to monther in law and wife not spend so much in the wedding. And i denied for anygift for me. Still they invited 350 people arrived only150. And spent alot to make show sha and now they're paying debts. Same time after roka i bought a flat on my fiance and my name (70%loan). And bought good gold before 6month of the marriage. And even my sherwani was on rent. I saved most of my corpus for me and my wife. But i think jb koi kuch khe rha ho to sunlo young genration utni bhi c nahi jitni lagti h
You should take charge as a man. Why are you begging to your wife and mil?
You are ahead of your times, Ji. Most people will realize these things after a long time. Each of your line is worth a video. So much wisdom packed here, only if people have the capacity to comprehend. People have to slow down in life to appreciate what you are saying, and this exactly is not seem happening.
Everyone knows this bro, no rocket science. Problem is Fear, Greed overpowers.
Nice amazing 👍 speechless
@@flyingtiger741 bro, but not everyone has the courage and fairness to appreciate an excellent video. Do you have?
I realised all this stuff at the age of 25.
One of my officemate have done MBA, paid fees of 10 lakh. And her first salary was 30,000/- per month.
And I have done MBA from distance learning, paid fees of 40,000/- only.
I earn good in my life to support my comfortable life.
One of my friend spent 3 lakh rs on modular kitchen. And I buy a used but very nice condition kitchen trolley at 8,000/- 😂.
Use and satisfaction is same for both of us. After one year nobody ask whether your kitchen trolleys are brand new or secondhand 😂😂
Gazab, tum toh garda utha diye re 😂
From which college did you do distance MBA
Most probably ignou best for distance @@indigodream56
Great service to society and Country. Hats off to you Amit ji. JAI HIND JAI BHARAT VANDEMATRAM
Bahot aacha content Hai.. Charo tarike practicle hai
I am 33 year old, thank you I can implement all of them
From Pakistan, truly appreciate your suggestions. Hearing the problems in India, I was shocked, we share 90% of identical problems, wow. Your advice n suggestions were very relevant n useful. Couldn't agree more. Projecting Fake Image of a rich person, has doomed us all. Simplicity n real worth realization, is the key, unfortunately replaced by lies n deception. I wish u well sir, for pouring some sense in our lives. keep smiling 😃
Fully agreed with you, both countries share same social, economic and cultural backgrounds 😊
@@sarlapurohit1216
Not cultural background 🤮
Hindu pak both jindabad
@@mkalerfilms3349 Hindustan Pakistan zindabad
Yes indeed, we have same mindset and share same cultural aspects
"Sachi Baat hamesha kadvi hi hote hai"..👍👏
I am so glad that I share the same views as you sir.
I try explaining my relatives to be careful on their spends, but they hardly listen. My brother is a spendthrift who spends 90 percent of his earnings on clothes, shoes, watches, mobiles etc.
My father in law has lot of loans yet he invites 500 people on my sister in laws wedding. He recently passed away leaving no tangible assets and his family at the mercy of his brothers. He sold all his properties and was of the view that we should live our life well and not think about future generations.
It’s sometime pocking the wrong hole with them.. I had gone threw this for years with my friends family’s where they find them self lower to do some jobs or do things ..
His life his wish, if he lived happily its fine
Great knowledge sir I was listening to the big financial influencers but today I got real one you are delivering so authentic sides of middle class trap
being a 18 year old ... thank you sir for opening my eyes...i will also convey this messege to my parents so they can also save money❤
Bahut acche se samajh gaya video isliye channel ki membership ke liye pay karna band kardiya
You've spoken my mind. As I look back the spending that my parents & in laws had done for my marriage I feel myself guilty of letting them do so. I've taken a resolution to have minimum spending on marriage of my kids. At the same time want this to be no more a taboo. I am so glad someone is speaking what I have been planning.
My father is still paying off loan that he took for my marriage. I wish I was strong enough to say no at that time.
@@sheetalrahurikar12 Are you a guy? Then how come your father had to bear the wedding expenses?
I spent only 50k in my marriage 😅.
@@ravindraupadhyay6255 aapne lockdown me ki hogi shadi.
1. Focus on utility. 2. Never waste resources. 3. Think long-term before any investment. 4. Follow one in, one out. 5. Create asset(s) which can generate cash flows rather than consume your cash. 6. Invest in Health, Education. 7. Desist falling a prey to social pressures.
Aapse behtar koi nhi samjha sakta tha ye saare points. Well said sir 😊
I graduated from a collage where my fee was 45k per year (45x3 years)in 2020,
In Dec 2022 I have 10+ LPA package, so I completely agree that fancy collages don't mean anything. Just get your degree skill up and start working.
Bhai kon se college se the
भाई कौनसा कोर्स किया था give suggestions for knowledge tell us please
Bhai mera iim amritsar me mba ke liye selection hua hai aur fees approx 19lakh hai, kya lagta hai paise waste ho rha hai mera?
@@OmPrakash-ie7sh abhi to filhal kuch nahi karta
@@merakhudkachannel6620 agar admission na le raha to bank ka form bhar de abhi aya hua hai rrb ka. Cat phoda hai tune Tera bank aaram se ho jayega
I always used to tell my parents that I don't like the Idea of heavy spending on my wedding, but they were not ready to accept my normal wedding suggestions. Then come COVID19, I find that as an opportunity, I told my parents that I can't wait anymore and I have to marry as soon as possible. And my wedding in lockdown was very economical, more economical than I thought and we had great excuse for all those offended uninvited guests.
Lucky you😊
Smart 🤓
Dhamekedaaaaaaar Mazzza Aa Gaya, Amit Ji! 🧨🔥🧨 Please make Part-2 of this Middle Class Reality Check Videos ♥️
"Middle class of India is buying things which they don't need from money which they don't have (loans) to impress people who don't care and all these (EMIs) financed from job which they don't like" - Amit Sangwan
Love you sir..feeling like my father's advice..actually I lost him at 16yrs ,thank you soooo much for your valuable advice..🙏🙏🙏🙏🙏
This is really an eye opener for every individual and for not only middle classes but for every human being.
Thank you very much Sir..
Agree in Toto. Luckily I am a Maharashtrian senior citizen so a simple life was part of our DNA .But our next gen is earning 4 times what we used to so all these problems are creeping in our society. So it is essential to talk about enshrining value of reasonability in society.
100% khar bolelat tumhi ... aaj kal youtube var fake influencer aahe ... paisa khup Japun vaprla pahije
Bro your Gen didn't by water to drink but we... Even you didn't by veges eggs milk etc but we are ...actually life style has changed
@@database4074 It's the thinking n way of looking has changed not the lifestyle . It's right that we didn't buy water cos we drank whatever water was available . If water supply is not there then we wouldn't mind going down to the chawl n carry water from the government tap or pull out water from the well . Mind you staying in Mumbai only . That time there was no show only work done is important . But now the thinking has changed . Work to be done with glamour . Or style .
@@database4074 who says that we didn't have to buy veggies etc . Every one was not a farmer . our parents worked hard for them it was work is worship . N we as kids enjoyed the most cos for enjoyment we played to our hearts content . Our next door neighbours , family everyone was just one large family . We didn't need to show anyone anything only pure love and helping nature .
❤
Thanks!
From the Grandfather generation onwards we are following these idea upto 90%, Expect that we are not limited to inviting people's who are our blood relations only but also our other real social relationships to whom which we give respect from out heart and not just to showoff and we feel is necessary . No showoff on any function. Ek kahavat hamare dada ji ne humko sikhai thi ki " जितनी चादर हो उतने ही पैर हमको पैर फैलाने चाहिये " Sadar Dhanyad Sir Ji for you valuable thoughts as these are very much required to live a stress free life upto some extent. 🙏🙏
Bro This guy is Brutal AF ❤😂 I wish he was my relative 😂😂😂
Wish he was my husband 🤣🤣
@@kusumrastogi5672😂😂
Sango- it is so heartening to see common sense being verbalised. bravo. keep it coming.
Very sensible suggestion s
Thanks for sharing this simple, wonderful tips
Feeling really great that I convinced my father to get me into some nearby college instead of fancy ones (VIT, Amity). I worked on my skills and got a decent job right after college. Bought a samsung phone instead of apple. I'm now confused between working abroad or starting something of my own in India.
I think you should work abroad before starting your own business with strict mindset of. I will use my experience to build my business, it will be awesome if you are same industry which u want to build business, work abroad because there work culture is awesome, Ha also don't waste much money EVEN for working in abroad calculation might disturb if things don't go according to your plans.
@@yuvi1823 Yes Sir, thanks for the info. I'm planning the same now. Actually, my boss also followed the same strategy, started a business out of niche technology he was working in. I'm hoping to do same, but I also have interest in opening a physical shops (more like a dream). Maybe cause I've seen some of my friends opening up cafés, etc.
Surely, you will do well in life because your thought process is very clear. ❤
Apna kaam start kr lo fir abroad chale Jana u will gain more that's what I did.
@@yuvi1823 completely agree with you..
As a 65yo Retired-Babu I entirely agree with you. I am a Retired IAS-Officer, who understood this as a 25yo
Sir IAS officers ka ghar to industrialists vagrh he chla dete hai unhe kya jrurat financial planning ki. Not commenting on you but generally.
@@anubhavtyagi2 Completely agree, Guruji, and that's the vast majority these days. I quit after 20+ years, after I realized that an IAS-Officer assist in Dhandaa of politicians and NOT "Service, as per Constitution-of-India" for which UPSC selected us.....
@@shrishri8898 whatever being generally suggested in this clip
@@anubhavtyagi2 true
Ye ias ne hi to desh lo loota h tabi desh ka naas hua h. Liability hote h ye desh par
Very practical and on point advice.
This kind of videos should be seen by all parents
All 4 are practical n need to be followed & implemented in own intrest.Thanks for sharing
I'm 21 yrs and i tell my father the same thing and he says
Tu bas padhai kr kamana mera kaam hai
Indian parents don't know anything other than padhai😭
Aapki baat pasand aayi
@@cinemamylove5712padhai toh important hai na
Awesome content!People from all over the world should follow this advice.Thank u for guiding the society in the right direction.❤❤
Thanks for kind comments. You can also connect via whatsapp 9911702005
Excellent.
My father was teacher and he inculcated values which 100% matches with your views.
My son is also following the same.
Thanks a lot for strengthening my family values.
Logo ko points pta hote hain par aapke samjahne ka tarika bahut achha hai,,, kafi detail me achhe se samjhaya hai aapne....
Bahut badhiya sir 👌👌👌
Sango ji, You missed Foreign trips. People are spending one years savings on 7 days holiday package
That's a different category.. travelling is an experience if one does it as a part of his/her passion for it.. though i am not for staying in ultra fancy hotels or stupid activities..
Great point. Why travel abroad when India has so much to offer? This will create jobs and reduce poverty.
Then do one thing....save everything in your bank and die at 60 without even enjoying your life. Ridiculous thinking. People earn to spend not to save.
😅😅😅😅
Aag laga diya sir.... 😂🤣😂 Family group mei charcha Kiya tho... toot jayega family 🤣🤣😂😂
He true he ...
sir, my child is growing and very much impressed by your vision of economics. Lookin forward for more content.
सर अपनी कितनी अच्छी बाते बतायी हा पर लोग ऐसा करते ही नहीं बेकार परंपरा वाले तरीके से लोग करके अपनी जिंदगी बर्बाद करते हैं
The 4 things are:
1- Unnecessary expensive items
2- Expensive education for kids
3- Marriage
4- Unnecessary assets
Higher education of kids? Really?
Not higher education of kids
Thanks.. scrolling down for those 4 points
I'm 23 year old and for the first time ever sir i don't feel the generation gap of thoughts 🤗 thankyou for the suggestions on everything... although i had already take a loan for my family home bt once that one is clear I'll follow all your suggestion ♥️♥️
Im 23 years too and hats off that you took home loan
I don't have the courage to..
Great Video ! I am fully in agreement with all the 4 things you have explained.. Though I am financially very well off, .I spent very little for my marriage... I regret that it failed but I never had to regret the financial aspect of it cuz I never spent much money on it... In fact, for the education I have been trying to convince my kid stuying in 12th Std. to either go for Govt. college (if meritorious) or simply do a BSc ... (instead of wasting money in Pvt. Colleges)... I really hope my other family members come into agreement on my thoughts as otherwise I will have to WASTE money which I never wish to.... I have been following the principles mentioned in your video throughout my life.. I want to tell you that I only purchase what i require.. For example, I never purchased even a 2 wheeler since I never felt the need for a personal vehicle at the place where I live.. I find public and private 'rental' transport much cheaper and convenient.... I have only a simple feature phone (cuz I don't require a smartphone) ..However I have given my kid a smartphone (cuz my kid requires it ) ... Can go on and on ... I loved your video .. I really hope all the middle class people see this video and imbibe your thinking in their daily lives ....Bahut dino ke baad koi mile jo mere jaise sochthey hain ...Thank you very much ...
see whether a young boy interested in studies or he is burning himself out just for scoring good just in school exams. If the latter then even after passing from govt college with a degree, he will cuss you and drank himself to death cause of depression
It is worth attending, but people are not ready to follow this instruction. your argument is fair enough. Thank you.
Thank you uncle ji for your Advice.My Father is died on 23.9.2001 at that time my age is 16 years old. Uncle ji aapne ye jo jo baate kahi hai me apni zindagi me follow karta hoon. Me apni shaadi bhi aise hi ki thi. Me Aaj ke date me janta hoon money problems kya hai. mene kaise apne papa ke death ke baad manage Kiya hai mere sapno ko compramise Kiya hai. Me chahata hoon mere bacho ko kabhi money problems face na karna pade. Apne taraf se poora kosis karta hoon. Bacho ko bhi financial advice deta hoon. Uncle ji me ye soch ta hoon ek person ka zindagi 70-80 years ka hai lekin ek Parivaar ka zindagi 1000-1000 saalo ka hai. Me apne bacho ko yehi samjhata hoon. Ki koi bhi decion soch samaj ke Lena. Mere dost log mujhe kanjus kehete hai . Lekin me unke baato ko dhyan nahi deta hoon. Kamse kam me jaise me apna juzara kar sakoo usse karta hoo . Dikhava me Paisa waste nahi karta hoon. Meri mrs ka pH D in History complete ho chuka hai lekin abhi tak koi permanent lectureship ki naukri nahi mili hai bo try kar rahi hai.Hum log Odisha me rahete hai. Thank you Uncle ji.
Hum Rourkela mein rehte hain
Uncle Ji, overexpending on marriage par ek separate video hona chahiye ...
Ye bahut badi problem hai....
Pure Jindagi ki kamai, ek din me gavai.
Fir agle 2-4 saal karj me bitai...😂
Agreed , no need of huge spending on marriages. Assets also rightly said build in parcel and pieces. Disposal is also easy . Education rightly said get skill development short term courses. High employability, Upgrade yourself every 3 to 5 yrs. the Annuity gift concept is Suprr Uncle. This is really a surprise Bonus/ Reward .😊
All suggestions are very practical and straight forward.we will surely follow them all👍
I agree with all the points you mentioned! I am surprised to see people ( with middle class earnings) spend so much on branded clothing, shoes and electronics , cars, jewelry, luxury vacations etc. They take loans so easily and practically are living pay check to pay check. And the college expenses part is so true. College is a big business all over the world, and we should invest wisely after thorough research. Give your kids a good educational foundation, and teach them the value of hard work and money, that’s most important in my opinion.
Excellent perspective indeed. Very few of us realize these things and get carried away in showing off and trying to match up a false status level which is of no use. Sir your inputs are valuable and realistic. We the middle class should be live to these thoughts and use our efforts and earnings carefully. Thanks a ton.
Absolutely in line with the thoughts. All the Four should be implemented. Awesome video. Society brands a person thinking on these lines as unorthodox & a non societal. The moment we can come out of that mental logjam of perception of others, life can be as simple as explained. Thanks Sir for the lovely & intellectual insights 👍
Orthodox not unorthodox; right !
All four i will follow, thanks again for your valuable time, knowledge, advice, and efforts 🙏
Very important lesson and eye opener, thanks 🙏🏻
Fantastic lesson.... Must to watch for everyone... not only middle class people but also the Rich people need to understand the lesson... Thank-you very much sir... God Bless you 🙏
Your diagnosis is accurate. We are making our life hell to impress people who does not care.
Eye opening. Now, as being father, i have changed my mind, and will do whatever in the best interest of my child, rather do expenditure on useless things, unnecessarily. Hats off sir.
Practical reflection.Heart felt thanks for your timely suggestions to maintain the economy of middle class.
I have studied in KV studied in govt women's college(free of cost) than law in govt college. Again PG in University. No doubt my father worked in Central PSU, so there's no scarcity of money in our life. My father always wisely saved his money whole life now enjoying his retirement. Even both me &my brother solmnised court marriages.
Nice
good
Great
Great idea about Marriage. Spend less on the wedding and pay the remaining amount to the kids as a bonus. This helps the couple to kick start and also helps them stay together.
Bhai bahut practical Baath kali Hai, many congratulations to show the right track to audience ie society
Hi sangwan sir...i really find your videos very helpful and you always bring a new perspective unlike what society projects...thanks a lot sir...keep up the good work...n i generally don't comment on videos even if i find them good ...but you've earned my respect sir ❤
I really like how you used the knowledge from books and made this video so relatable to middle class... Nice content sir.
What an useful video Sir!
I have alwaz followed what you hv suggested and hv immense faith in such values and principles.
I would like you to plz highlight and make a video on "MINIMALISTIC APPROACH". This would be a great asset for all middle class ppl. Good Luck Sir!
Bahut Shukria Sir
Eye opening Content. Will try to implement all 4
We only realise these things after we lose our hard earned money.
Thanks for a nice video.
Totally agree with you, all 4 topics are correctly identified, and you put it very straight 👍
Middle class means worker classes. But think themselves as corporate biggies 🤣
All are on point ,guruji.! Started implementing also.
Really appreciate your efforts in making these eye opener videos .Thankyou sir🙌
Thank you for explaining the facts where the Indian middle class is wasting their hard- earned money on extravaganzas....this is so true....
What an amazing clarity🙂